$MCBS
Metrocity Bankshares Inc Stock $mcbs

$mcbs Overview Financials Valuation SEC Filings Company Website

2024 Q1 Form 10-K Financial Statement

#000174706824000010 Filed on March 11, 2024

Income Statement

Concept	2024 Q1	2023 Q4	2023
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development			$830.0K
YoY Change			-21.1%
% of Gross Profit
Depreciation & Amortization	$752.0K	$727.0K	$2.687M
YoY Change	6.67%	-39.92%	123.92%
% of Gross Profit
Operating Expenses			$830.0K
YoY Change			-21.1%
Operating Profit
YoY Change
Interest Expense	$25.27M		$91.35M
YoY Change	28.08%		230.86%
% of Operating Profit
Other Income/Expense, Net	$3.171M		$11.69M
YoY Change	18.41%		-12.17%
Pretax Income	$20.43M	$16.14M	$71.97M
YoY Change	-5.28%	-17.39%	-21.1%
Income Tax	$5.801M	$4.790M	$20.36M
% Of Pretax Income	28.39%	29.68%	28.29%
Net Earnings	$14.63M	$11.35M	$51.61M
YoY Change	-6.99%	11.46%	-17.55%
Net Earnings / Revenue
Basic Earnings Per Share	$0.58		$2.05
Diluted Earnings Per Share	$0.57	$0.44	$2.02
COMMON SHARES
Basic Shares Outstanding	25.21M	25.21M	25.21M
Diluted Shares Outstanding	25.55M		25.52M

Balance Sheet

Concept	2024 Q1	2023 Q4	2023
SHORT-TERM ASSETS
Cash & Short-Term Investments	$269.1M	$155.1M
YoY Change	14.79%	-18.27%
Cash & Equivalents	$258.8M	$144.8M
Short-Term Investments	$10.30M	$10.30M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$26.11M	$26.60M	$26.60M
YoY Change	72.18%	86.6%	17.1%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$3.647B	$3.503B	$3.503B
YoY Change	6.67%	2.21%	2.21%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$3.059M	$4.133M	$4.133M
YoY Change	-16.9%	50.89%	50.89%
Accrued Expenses	$8.189M	$8.651M	$8.651M
YoY Change	-2.95%	-2.63%	-2.63%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$11.25M	$12.78M	$12.78M
YoY Change	-7.19%	9.98%	9.98%
LONG-TERM LIABILITIES
Long-Term Debt	$0.00	$0.00	$0.00
YoY Change	-100.0%	-100.0%	-100.0%
Other Long-Term Liabilities	$75.51M	$52.59M	$52.59M
YoY Change	119.17%	119.44%	119.44%
Total Long-Term Liabilities	$75.51M	$52.59M	$52.59M
YoY Change	116.73%	115.91%	115.91%
TOTAL LIABILITIES
Total Short-Term Liabilities	$11.25M	$12.78M	$12.78M
Total Long-Term Liabilities	$75.51M	$52.59M	$52.59M
Total Liabilities	$3.251B	$3.121B	$3.121B
YoY Change	6.02%	1.41%	1.41%
SHAREHOLDERS EQUITY
Retained Earnings	$324.9M	$315.4M
YoY Change	10.83%	10.33%
Common Stock	$252.0K	$252.0K
YoY Change	0.4%	0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$396.6M	$381.5M	$381.5M
YoY Change
Total Liabilities & Shareholders Equity	$3.647B	$3.503B	$3.503B
YoY Change	6.67%	2.21%	2.21%

Cashflow Statement

Concept	2024 Q1	2023 Q4	2023
OPERATING ACTIVITIES
Net Income	$14.63M	$11.35M	$51.61M
YoY Change	-6.99%	11.46%	-17.55%
Depreciation, Depletion And Amortization	$752.0K	$727.0K	$2.687M
YoY Change	6.67%	-39.92%	123.92%
Cash From Operating Activities	$36.36M	-$8.302M	$82.10M
YoY Change	42.4%	-6.86%	-39.05%
INVESTING ACTIVITIES
Capital Expenditures	$243.0K	$943.0K	$4.931M
YoY Change	-79.09%	1.95%	109.47%
Acquisitions
YoY Change
Other Investing Activities	-$24.97M	-$135.1M	-$105.3M
YoY Change	-151.97%	72.6%	-83.78%
Cash From Investing Activities	-$25.21M	-$136.1M	-$110.3M
YoY Change	-153.78%	71.78%	-83.08%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	102.9M	7.103M	-6.514M
YoY Change	-469.69%	-91.92%	-102.55%
NET CHANGE
Cash From Operating Activities	36.36M	-8.302M	82.10M
Cash From Investing Activities	-25.21M	-136.1M	-110.3M
Cash From Financing Activities	102.9M	7.103M	-6.514M
Net Change In Cash	114.0M	-137.3M	-34.68M
YoY Change	155.8%	57568.91%	-86.76%
FREE CASH FLOW
Cash From Operating Activities	$36.36M	-$8.302M	$82.10M
Capital Expenditures	$243.0K	$943.0K	$4.931M
Free Cash Flow	$36.12M	-$9.245M	$77.17M
YoY Change	48.19%	-6.03%	-41.69%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value
CY2022Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0
CY2023Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0
CY2023	dei	Entity Central Index Key EntityCentralIndexKey	0001747068
CY2023	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2022Q4	us-gaap	Trading Securities Debt TradingSecuritiesDebt	0
CY2023Q4	us-gaap	Trading Securities Debt TradingSecuritiesDebt	0
CY2022Q4	us-gaap	Accounts Receivable Noncurrent Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List AccountsReceivableNoncurrentAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList	http://fasb.org/us-gaap/2023#InterestReceivable
CY2023Q4	us-gaap	Accounts Receivable Noncurrent Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List AccountsReceivableNoncurrentAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList	http://fasb.org/us-gaap/2023#InterestReceivable
CY2023	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2023Q4	us-gaap	Preferred Stock Value PreferredStockValue
CY2022Q4	us-gaap	Preferred Stock Value PreferredStockValue
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	25169709
CY2023Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	25205506
CY2023Q4	mcbs	Financing Receivable Excluding Accrued Interest Modified In Period Amount Past Due FinancingReceivableExcludingAccruedInterestModifiedInPeriodAmountPastDue	0
CY2023	us-gaap	Lessee Operating Lease Existence Of Option To Extend LesseeOperatingLeaseExistenceOfOptionToExtend	true
CY2023	dei	Amendment Flag AmendmentFlag	false
CY2023	dei	Document Type DocumentType	10-K
CY2023	dei	Document Annual Report DocumentAnnualReport	true
CY2023	dei	Document Period End Date DocumentPeriodEndDate	2023-12-31
CY2023	dei	Document Transition Report DocumentTransitionReport	false
CY2023	dei	Entity File Number EntityFileNumber	001-39068
CY2023	dei	Entity Registrant Name EntityRegistrantName	METROCITY BANKSHARES, INC.
CY2023	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	GA
CY2023	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	47-2528408
CY2023	dei	Entity Address Address Line1 EntityAddressAddressLine1	5114 Buford Highway
CY2023	dei	Entity Address City Or Town EntityAddressCityOrTown	Doraville
CY2023	dei	Entity Address State Or Province EntityAddressStateOrProvince	GA
CY2023	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	30340
CY2023	dei	City Area Code CityAreaCode	770
CY2023	dei	Local Phone Number LocalPhoneNumber	455-4989
CY2023	dei	Security12b Title Security12bTitle	Common Stock, par value $0.01 per share
CY2023	dei	Trading Symbol TradingSymbol	MCBS
CY2023	dei	Security Exchange Name SecurityExchangeName	NASDAQ
CY2023	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	No
CY2023	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2023	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2023	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2023	dei	Entity Small Business EntitySmallBusiness	false
CY2023	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	true
CY2023	dei	Entity Ex Transition Period EntityExTransitionPeriod	true
CY2023	dei	Icfr Auditor Attestation Flag IcfrAuditorAttestationFlag	false
CY2023	dei	Document Fin Stmt Error Correction Flag DocumentFinStmtErrorCorrectionFlag	false
CY2023	dei	Entity Shell Company EntityShellCompany	false
CY2023Q2	dei	Entity Public Float EntityPublicFloat	327600000
CY2024Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	25205506
CY2023	dei	Auditor Firm AuditorFirmId	173
CY2023	dei	Auditor Name AuditorName	Crowe LLP
CY2023	dei	Auditor Location AuditorLocation	Atlanta, Georgia
CY2023Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	142152000
CY2022Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	150964000
CY2023Q4	us-gaap	Federal Funds Sold FederalFundsSold	2653000
CY2022Q4	us-gaap	Federal Funds Sold FederalFundsSold	28521000
CY2023Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	144805000
CY2022Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	179485000
CY2023Q4	us-gaap	Marketable Securities MarketableSecurities	10335000
CY2022Q4	us-gaap	Marketable Securities MarketableSecurities	10300000
CY2023Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	18493000
CY2022Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	19245000
CY2023Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	22267000
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	18112000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	13888000
CY2023Q4	us-gaap	Notes Receivable Net NotesReceivableNet	3123993000
CY2022Q4	us-gaap	Notes Receivable Net NotesReceivableNet	3041801000
CY2023Q4	us-gaap	Interest Receivable InterestReceivable	15125000
CY2022Q4	us-gaap	Interest Receivable InterestReceivable	13171000
CY2023Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	17846000
CY2022Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	17493000
CY2023Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	18132000
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	14257000
CY2023Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	8472000
CY2022Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	8463000
CY2023Q4	us-gaap	Other Real Estate And Foreclosed Assets OtherRealEstateAndForeclosedAssets	1466000
CY2022Q4	us-gaap	Other Real Estate And Foreclosed Assets OtherRealEstateAndForeclosedAssets	4328000
CY2023Q4	mcbs	Sba Servicing Asset Net SbaServicingAssetNet	7251000
CY2022Q4	mcbs	Sba Servicing Asset Net SbaServicingAssetNet	7085000
CY2023Q4	mcbs	Mortgage Servicing Asset Net MortgageServicingAssetNet	1273000
CY2022Q4	mcbs	Mortgage Servicing Asset Net MortgageServicingAssetNet	3973000
CY2023Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	70957000
CY2022Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	69130000
CY2023Q4	us-gaap	Derivative Assets DerivativeAssets	31781000
CY2022Q4	us-gaap	Derivative Assets DerivativeAssets	28781000
CY2023Q4	us-gaap	Other Assets OtherAssets	10627000
CY2022Q4	us-gaap	Other Assets OtherAssets	9727000
CY2023Q4	us-gaap	Assets Assets	3502823000
CY2022Q4	us-gaap	Assets Assets	3427239000
CY2023Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	512045000
CY2022Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	611991000
CY2023Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	2218891000
CY2022Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	2054847000
CY2023Q4	us-gaap	Deposits Deposits	2730936000
CY2022Q4	us-gaap	Deposits Deposits	2666838000
CY2023Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	325000000
CY2022Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	375000000
CY2022Q4	us-gaap	Other Borrowings OtherBorrowings	392000
CY2023Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	8651000
CY2022Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	8885000
CY2023Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	4133000
CY2022Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	2739000
CY2023Q4	us-gaap	Other Liabilities OtherLiabilities	52586000
CY2022Q4	us-gaap	Other Liabilities OtherLiabilities	23964000
CY2023Q4	us-gaap	Liabilities Liabilities	3121306000
CY2022Q4	us-gaap	Liabilities Liabilities	3077818000
CY2022Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000
CY2023Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000
CY2022Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2023Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	40000000
CY2023Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	40000000
CY2023Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	25205506
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	25169709
CY2023Q4	us-gaap	Common Stock Value CommonStockValue	252000
CY2022Q4	us-gaap	Common Stock Value CommonStockValue	252000
CY2023Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	45699000
CY2022Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	45298000
CY2023Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	315356000
CY2022Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	285832000
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	20210000
CY2022Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	18039000
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	381517000
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	349421000
CY2023Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3502823000
CY2022Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3427239000
CY2023	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	181883000
CY2022	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	142815000
CY2021	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	107851000
CY2023	us-gaap	Investment Income Nonoperating InvestmentIncomeNonoperating	10767000
CY2022	us-gaap	Investment Income Nonoperating InvestmentIncomeNonoperating	4330000
CY2021	us-gaap	Investment Income Nonoperating InvestmentIncomeNonoperating	885000
CY2023	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	177000
CY2022	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	75000
CY2021	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	5000
CY2023	us-gaap	Interest Income Operating InterestIncomeOperating	192827000
CY2022	us-gaap	Interest Income Operating InterestIncomeOperating	147220000
CY2021	us-gaap	Interest Income Operating InterestIncomeOperating	108741000
CY2023	us-gaap	Interest Expense Customer Deposits InterestExpenseCustomerDeposits	80607000
CY2022	us-gaap	Interest Expense Customer Deposits InterestExpenseCustomerDeposits	23558000
CY2021	us-gaap	Interest Expense Customer Deposits InterestExpenseCustomerDeposits	3948000
CY2023	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	10741000
CY2022	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	4051000
CY2021	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	624000
CY2023	us-gaap	Interest Expense InterestExpense	91348000
CY2022	us-gaap	Interest Expense InterestExpense	27609000
CY2021	us-gaap	Interest Expense InterestExpense	4572000
CY2023	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	101479000
CY2022	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	119611000
CY2021	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	104169000
CY2023	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-15000
CY2022	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-2767000
CY2021	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	6929000
CY2023	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	101494000
CY2022	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	122378000
CY2021	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	97240000
CY2022	us-gaap	Gain Loss On Sale Of Mortgage Loans GainLossOnSaleOfMortgageLoans	2017000
CY2023	mcbs	Fees And Commissions And Costs Mortgage Banking And Servicing FeesAndCommissionsAndCostsMortgageBankingAndServicing	-193000
CY2022	mcbs	Fees And Commissions And Costs Mortgage Banking And Servicing FeesAndCommissionsAndCostsMortgageBankingAndServicing	-561000
CY2021	mcbs	Fees And Commissions And Costs Mortgage Banking And Servicing FeesAndCommissionsAndCostsMortgageBankingAndServicing	-564000
CY2023	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	3299000
CY2022	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	2068000
CY2021	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	10952000
CY2023	mcbs	Sba Servicing Income Net SbaServicingIncomeNet	4796000
CY2022	mcbs	Sba Servicing Income Net SbaServicingIncomeNet	1825000
CY2021	mcbs	Sba Servicing Income Net SbaServicingIncomeNet	5884000
CY2023	us-gaap	Other Income OtherIncome	2727000
CY2022	us-gaap	Other Income OtherIncome	1053000
CY2021	us-gaap	Other Income OtherIncome	1284000
CY2023	us-gaap	Noninterest Income NoninterestIncome	18204000
CY2022	us-gaap	Noninterest Income NoninterestIncome	18118000
CY2021	us-gaap	Noninterest Income NoninterestIncome	33689000
CY2023	us-gaap	Labor And Related Expense LaborAndRelatedExpense	29304000
CY2022	us-gaap	Labor And Related Expense LaborAndRelatedExpense	30502000
CY2021	us-gaap	Labor And Related Expense LaborAndRelatedExpense	30112000
CY2023	mcbs	Occupancy And Equipment Expense OccupancyAndEquipmentExpense	4893000
CY2022	mcbs	Occupancy And Equipment Expense OccupancyAndEquipmentExpense	4857000
CY2021	mcbs	Occupancy And Equipment Expense OccupancyAndEquipmentExpense	5028000
CY2023	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1229000
CY2022	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1095000
CY2021	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1100000
CY2023	us-gaap	Advertising Expense AdvertisingExpense	614000
CY2022	us-gaap	Advertising Expense AdvertisingExpense	606000
CY2021	us-gaap	Advertising Expense AdvertisingExpense	541000
CY2023	us-gaap	Other Expenses OtherExpenses	11686000
CY2022	us-gaap	Other Expenses OtherExpenses	12219000
CY2021	us-gaap	Other Expenses OtherExpenses	11529000
CY2023	us-gaap	Noninterest Expense NoninterestExpense	47726000
CY2022	us-gaap	Noninterest Expense NoninterestExpense	49279000
CY2021	us-gaap	Noninterest Expense NoninterestExpense	48310000
CY2023	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	71972000
CY2022	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	91217000
CY2021	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	82619000
CY2023	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	20359000
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	28615000
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	20918000
CY2023	us-gaap	Net Income Loss NetIncomeLoss	51613000
CY2022	us-gaap	Net Income Loss NetIncomeLoss	62602000
CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2023	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.05
CY2022	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.46
CY2021	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.41
CY2023	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.02
CY2022	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.44
CY2021	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.39
CY2023	us-gaap	Net Income Loss NetIncomeLoss	51613000
CY2022	us-gaap	Net Income Loss NetIncomeLoss	62602000
CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2023	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	590000
CY2022	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-3528000
CY2021	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-208000
CY2023	us-gaap	Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax	3428000
CY2022	us-gaap	Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax	27804000
CY2021	us-gaap	Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax	-286000
CY2023	us-gaap	Other Comprehensive Income Loss Tax Portion Attributable To Parent1 OtherComprehensiveIncomeLossTaxPortionAttributableToParent1	1847000
CY2022	us-gaap	Other Comprehensive Income Loss Tax Portion Attributable To Parent1 OtherComprehensiveIncomeLossTaxPortionAttributableToParent1	6069000
CY2021	us-gaap	Other Comprehensive Income Loss Tax Portion Attributable To Parent1 OtherComprehensiveIncomeLossTaxPortionAttributableToParent1	-131000
CY2023	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	2171000
CY2022	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	18207000
CY2021	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-363000
CY2023	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	53784000
CY2022	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	80809000
CY2021	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	61338000
CY2020Q4	us-gaap	Stockholders Equity StockholdersEquity	244831000
CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2021	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1427000
CY2021	us-gaap	Stock Repurchased And Retired During Period Value StockRepurchasedAndRetiredDuringPeriodValue	5544000
CY2021	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	-363000
CY2021	us-gaap	Dividends Common Stock DividendsCommonStock	11829000
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	290223000
CY2022	us-gaap	Net Income Loss NetIncomeLoss	62602000
CY2022	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1931000
CY2022	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	18207000
CY2022	us-gaap	Dividends Common Stock DividendsCommonStock	15347000
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	349421000
CY2023	us-gaap	Net Income Loss NetIncomeLoss	51613000
CY2023	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	2421000
CY2023	us-gaap	Stock Repurchased And Retired During Period Value StockRepurchasedAndRetiredDuringPeriodValue	2020000
CY2023	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	2171000
CY2023	us-gaap	Dividends Common Stock DividendsCommonStock	18288000
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	381517000
CY2023	us-gaap	Profit Loss ProfitLoss	51613000
CY2022	us-gaap	Profit Loss ProfitLoss	62602000
CY2021	us-gaap	Profit Loss ProfitLoss	61701000
CY2023	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	2687000
CY2022	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	3875000
CY2021	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	2809000
CY2023	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-15000
CY2022	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-2767000
CY2021	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	6929000
CY2023	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	2421000
CY2022	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	1931000
CY2021	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	1427000
CY2023	us-gaap	Unrealized Gain Loss On Investments UnrealizedGainLossOnInvestments	35000
CY2022	us-gaap	Unrealized Gain Loss On Investments UnrealizedGainLossOnInvestments	-1086000
CY2021	us-gaap	Unrealized Gain Loss On Investments UnrealizedGainLossOnInvestments	-114000
CY2023	us-gaap	Gains Losses On Sales Of Other Real Estate GainsLossesOnSalesOfOtherRealEstate	547000
CY2022	us-gaap	Gains Losses On Sales Of Other Real Estate GainsLossesOnSalesOfOtherRealEstate	-15000
CY2021	us-gaap	Gains Losses On Sales Of Other Real Estate GainsLossesOnSalesOfOtherRealEstate	-108000
CY2023	mcbs	Writedown Of Foreclosed Real Estate WritedownOfForeclosedRealEstate	240000
CY2023	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	1010000
CY2022	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-2956000
CY2021	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-3074000
CY2022	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	96932000
CY2022	mcbs	Gain Loss On Sale Of Residential Mortgages GainLossOnSaleOfResidentialMortgages	2017000
CY2023	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	73005000
CY2022	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	32077000
CY2021	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	127062000
CY2023	mcbs	Proceeds From Sales Of Sba Loans Held For Sale ProceedsFromSalesOfSbaLoansHeldForSale	76304000
CY2023	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-110265000
CY2022	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-651816000
CY2021	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-930551000
CY2023	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	64098000
CY2022	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	403818000
CY2022	mcbs	Proceeds From Sales Of Sba Loans Held For Sale ProceedsFromSalesOfSbaLoansHeldForSale	34145000
CY2021	mcbs	Proceeds From Sales Of Sba Loans Held For Sale ProceedsFromSalesOfSbaLoansHeldForSale	138014000
CY2023	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	3299000
CY2022	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	2068000
CY2021	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	10952000
CY2023	us-gaap	Life Insurance Corporate Or Bank Owned Change In Value LifeInsuranceCorporateOrBankOwnedChangeInValue	1827000
CY2022	us-gaap	Life Insurance Corporate Or Bank Owned Change In Value LifeInsuranceCorporateOrBankOwnedChangeInValue	1693000
CY2021	us-gaap	Life Insurance Corporate Or Bank Owned Change In Value LifeInsuranceCorporateOrBankOwnedChangeInValue	1131000
CY2023	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	1954000
CY2022	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	2119000
CY2021	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	381000
CY2023	mcbs	Increase Decrease In Sba Servicing Rights IncreaseDecreaseInSbaServicingRights	166000
CY2022	mcbs	Increase Decrease In Sba Servicing Rights IncreaseDecreaseInSbaServicingRights	-3149000
CY2021	mcbs	Increase Decrease In Sba Servicing Rights IncreaseDecreaseInSbaServicingRights	591000
CY2023	mcbs	Increase Decrease In Mortgage Servicing Rights IncreaseDecreaseInMortgageServicingRights	2700000
CY2022	mcbs	Increase Decrease In Mortgage Servicing Rights IncreaseDecreaseInMortgageServicingRights	3774000
CY2021	mcbs	Increase Decrease In Mortgage Servicing Rights IncreaseDecreaseInMortgageServicingRights	5244000
CY2023	us-gaap	Increase Decrease In Other Current Assets IncreaseDecreaseInOtherCurrentAssets	2264000
CY2022	us-gaap	Increase Decrease In Other Current Assets IncreaseDecreaseInOtherCurrentAssets	7698000
CY2021	us-gaap	Increase Decrease In Other Current Assets IncreaseDecreaseInOtherCurrentAssets	-2705000
CY2023	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	1394000
CY2022	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	2535000
CY2021	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	-18000
CY2023	us-gaap	Increase Decrease In Other Current Liabilities IncreaseDecreaseInOtherCurrentLiabilities	26842000
CY2022	us-gaap	Increase Decrease In Other Current Liabilities IncreaseDecreaseInOtherCurrentLiabilities	-21955000
CY2021	us-gaap	Increase Decrease In Other Current Liabilities IncreaseDecreaseInOtherCurrentLiabilities	-10409000
CY2023	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	82099000
CY2022	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	134694000
CY2021	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	65433000
CY2021	us-gaap	Payments To Acquire Marketable Securities PaymentsToAcquireMarketableSecurities	11500000
CY2021	mcbs	Payment To Acquire Available For Sale Securities PaymentToAcquireAvailableForSaleSecurities	10744000
CY2023	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	1272000
CY2022	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	2886000
CY2021	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	2851000
CY2023	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	353000
CY2022	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	-2208000
CY2021	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	13554000
CY2023	mcbs	Increase Decrease In Loans Held For Sale For Investing Activities IncreaseDecreaseInLoansHeldForSaleForInvestingActivities	110362000
CY2022	mcbs	Increase Decrease In Loans Held For Sale For Investing Activities IncreaseDecreaseInLoansHeldForSaleForInvestingActivities	646597000
CY2021	mcbs	Increase Decrease In Loans Held For Sale For Investing Activities IncreaseDecreaseInLoansHeldForSaleForInvestingActivities	875706000
CY2023	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	4931000
CY2022	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	2354000
CY2021	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	384000
CY2023	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	4109000
CY2022	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	41000
CY2021	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	986000
CY2022	mcbs	Payments To Acquire Bank Owned Life Insurance PaymentsToAcquireBankOwnedLifeInsurance	8000000
CY2021	mcbs	Payments To Acquire Bank Owned Life Insurance PaymentsToAcquireBankOwnedLifeInsurance	22500000
CY2021	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	783131000
CY2023	mcbs	Repayments Proceeds From Federal Home Loan Bank Advances RepaymentsProceedsFromFederalHomeLoanBankAdvances	425000000
CY2022	mcbs	Repayments Proceeds From Federal Home Loan Bank Advances RepaymentsProceedsFromFederalHomeLoanBankAdvances	525000000
CY2021	mcbs	Repayments Proceeds From Federal Home Loan Bank Advances RepaymentsProceedsFromFederalHomeLoanBankAdvances	640000000
CY2023	mcbs	Payment For Federal Home Loan Bank Advances PaymentForFederalHomeLoanBankAdvances	475000000
CY2022	mcbs	Payment For Federal Home Loan Bank Advances PaymentForFederalHomeLoanBankAdvances	650000000
CY2021	mcbs	Payment For Federal Home Loan Bank Advances PaymentForFederalHomeLoanBankAdvances	250000000
CY2023	us-gaap	Debt Instrument Increase Decrease Other Net DebtInstrumentIncreaseDecreaseOtherNet	392000
CY2022	us-gaap	Debt Instrument Increase Decrease Other Net DebtInstrumentIncreaseDecreaseOtherNet	67000
CY2021	us-gaap	Debt Instrument Increase Decrease Other Net DebtInstrumentIncreaseDecreaseOtherNet	24000
CY2023	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	2020000
CY2022	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	8195000
CY2021	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	5544000
CY2023	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	18200000
CY2022	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	15290000
CY2021	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	11792000
CY2023	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-6514000
CY2022	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	255266000
CY2021	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	1155771000
CY2023	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	-34680000
CY2022	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	-261856000
CY2021	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	290653000
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	179485000
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	441341000
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	150688000
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	144805000
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	179485000
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	441341000
CY2023	mcbs	Transfer Of Loan Principal To Loans Held For Sale TransferOfLoanPrincipalToLoansHeldForSale	22267000
CY2022	mcbs	Transfer Of Loan Principal To Loans Held For Sale TransferOfLoanPrincipalToLoansHeldForSale	94915000
CY2023	mcbs	Transfer Of Loan Principal To Foreclosed Real Estate Net Of Write Downs TransferOfLoanPrincipalToForeclosedRealEstateNetOfWriteDowns	940000
CY2022	mcbs	Transfer Of Loan Principal To Foreclosed Real Estate Net Of Write Downs TransferOfLoanPrincipalToForeclosedRealEstateNetOfWriteDowns	766000
CY2021	mcbs	Transfer Of Loan Principal To Foreclosed Real Estate Net Of Write Downs TransferOfLoanPrincipalToForeclosedRealEstateNetOfWriteDowns	868000
CY2023	mcbs	Initial Recognition Of Operating Lease Right Of Use Assets InitialRecognitionOfOperatingLeaseRightOfUseAssets	1570000
CY2022	mcbs	Initial Recognition Of Operating Lease Right Of Use Assets InitialRecognitionOfOperatingLeaseRightOfUseAssets	1761000
CY2021	mcbs	Initial Recognition Of Operating Lease Right Of Use Assets InitialRecognitionOfOperatingLeaseRightOfUseAssets	560000
CY2023	mcbs	Initial Recognition Of Operating Lease Liabilities InitialRecognitionOfOperatingLeaseLiabilities	1570000
CY2022	mcbs	Initial Recognition Of Operating Lease Liabilities InitialRecognitionOfOperatingLeaseLiabilities	1761000
CY2021	mcbs	Initial Recognition Of Operating Lease Liabilities InitialRecognitionOfOperatingLeaseLiabilities	560000
CY2023	us-gaap	Interest Paid Net InterestPaidNet	89594000
CY2022	us-gaap	Interest Paid Net InterestPaidNet	25074000
CY2021	us-gaap	Interest Paid Net InterestPaidNet	4590000
CY2023	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	17973000
CY2022	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	34311000
CY2021	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	23506000
CY2023	us-gaap	Use Of Estimates UseOfEstimates	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Use of Estimates </b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. </p>
CY2023	us-gaap	Concentration Risk Credit Risk ConcentrationRiskCreditRisk	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Significant Group Concentrations of Credit Risk</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">A substantial portion of the Company’s loan portfolio is to customers in the Atlanta, Georgia and New York, New York metropolitan areas. The ultimate collectability of a substantial portion of the portfolio is therefore susceptible to changes in the economic and market condition in and around this area.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The nature of the Company’s business requires that it maintain amounts due from banks, which at times may exceed federally insured limits. The Company has not experienced any losses in such accounts.</p>
CY2023Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	29600000
CY2022Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	0
CY2022Q4	us-gaap	Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss	0
CY2023Q4	us-gaap	Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss	0
CY2023Q4	mcbs	Unfunded Commitment Liability UnfundedCommitmentLiability	315000
CY2023	us-gaap	Derivatives Methods Of Accounting Hedging Derivatives DerivativesMethodsOfAccountingHedgingDerivatives	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Interest Rate Derivatives</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt;">The Company may use interest rate swap and cap agreements to hedge various exposures or to modify interest rate characteristics of various financial instruments. The Company utilizes interest rate swap and cap agreements as part of its asset/liability management strategy to help manage its interest-rate risk position. Interest rate swaps are contracts in which a series of interest payments are exchanged over a prescribed time period. The notional amounts of the interest rate swap </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">are correlated to match the underlying asset or liability and do not represent the amount exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The Company determines the effectiveness of cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to the likely effectiveness as a hedge. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to the recognized asset or liability. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income (loss) and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The Company formally documents the relationship between derivatives and hedge items, as well as the risk management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair value or cash flows of hedged items. The Company will discontinue the hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged items, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;">When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into income over the same periods in which the hedged transactions will affect income.</p>
CY2022Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	0
CY2023Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	0
CY2023	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	1
CY2023	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1
CY2023Q4	us-gaap	Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss	21378000
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	2885000
CY2023Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	18493000
CY2022Q4	us-gaap	Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss	22720000
CY2022Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	3475000
CY2022Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	19245000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	5877000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	5858000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost	6832000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue	5561000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost	8669000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue	7074000
CY2023Q4	us-gaap	Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss	21378000
CY2023Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	18493000
CY2023Q4	mcbs	Interest Receivable Available For Sale Securities InterestReceivableAvailableForSaleSecurities	115000
CY2022Q4	mcbs	Interest Receivable Available For Sale Securities InterestReceivableAvailableForSaleSecurities	114000
CY2023Q4	mcbs	Fair Value Of Securities Pledged FairValueOfSecuritiesPledged	13900000
CY2022Q4	mcbs	Fair Value Of Securities Pledged FairValueOfSecuritiesPledged	0
CY2021Q4	mcbs	Number Of Securities Sold NumberOfSecuritiesSold	0
CY2022Q4	mcbs	Number Of Securities Sold NumberOfSecuritiesSold	0
CY2023Q4	mcbs	Number Of Securities Sold NumberOfSecuritiesSold	0
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	2885000
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	13856000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	804000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	4097000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	2671000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	10089000
CY2023Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Number Of Positions DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions	19
CY2023	mcbs	Debt Securities Available For Sale Percentage Of Depreciation DebtSecuritiesAvailableForSalePercentageOfDepreciation	0.1724
CY2022Q4	us-gaap	Marketable Securities MarketableSecurities	10300000
CY2023Q4	us-gaap	Marketable Securities MarketableSecurities	10300000
CY2023	us-gaap	Marketable Securities Unrealized Gain Loss MarketableSecuritiesUnrealizedGainLoss	35000
CY2022	us-gaap	Marketable Securities Unrealized Gain Loss MarketableSecuritiesUnrealizedGainLoss	-1100000
CY2021	us-gaap	Marketable Securities Unrealized Gain Loss MarketableSecuritiesUnrealizedGainLoss	-114000
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	3150961000
CY2022Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	3065329000
CY2023Q4	mcbs	Loan And Leases Receivable Deferred Income LoanAndLeasesReceivableDeferredIncome	8856000
CY2022Q4	mcbs	Loan And Leases Receivable Deferred Income LoanAndLeasesReceivableDeferredIncome	9640000
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	18112000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	13888000
CY2023Q4	us-gaap	Notes Receivable Net NotesReceivableNet	3123993000
CY2022Q4	us-gaap	Notes Receivable Net NotesReceivableNet	3041801000
CY2023Q4	us-gaap	Accounts Receivable Noncurrent Accrued Interest After Allowance For Credit Loss AccountsReceivableNoncurrentAccruedInterestAfterAllowanceForCreditLoss	15000000.0
CY2022Q4	us-gaap	Accounts Receivable Noncurrent Accrued Interest After Allowance For Credit Loss AccountsReceivableNoncurrentAccruedInterestAfterAllowanceForCreditLoss	13100000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	13888000
CY2023	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	764000
CY2023	us-gaap	Allowance For Doubtful Accounts Receivable Recoveries AllowanceForDoubtfulAccountsReceivableRecoveries	25000
CY2023	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	-92000
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	18112000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	16952000
CY2022	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	390000
CY2022	us-gaap	Allowance For Doubtful Accounts Receivable Recoveries AllowanceForDoubtfulAccountsReceivableRecoveries	93000
CY2022	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	-2767000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	13888000
CY2020Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	10135000
CY2021	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	131000
CY2021	us-gaap	Allowance For Doubtful Accounts Receivable Recoveries AllowanceForDoubtfulAccountsReceivableRecoveries	19000
CY2021	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	6929000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	16952000
CY2022Q4	mcbs	Financing Receivables Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivablesAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	714000
CY2022Q4	mcbs	Financing Receivables Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	13174000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	13888000
CY2022Q4	mcbs	Financing Receivables Individually Evaluated For Impairment FinancingReceivablesIndividuallyEvaluatedForImpairment	29926000
CY2022Q4	mcbs	Financing Receivables Collectively Evaluated For Impairment FinancingReceivablesCollectivelyEvaluatedForImpairment	3025763000
CY2022Q4	mcbs	Loan And Leases Receivable Net Of Deferred Income LoanAndLeasesReceivableNetOfDeferredIncome	3055689000
CY2022Q4	mcbs	Impaired Financing Receivable Unpaid Principal Balances ImpairedFinancingReceivableUnpaidPrincipalBalances	29926000
CY2022Q4	mcbs	Impaired Financing Receivable With No Related Allowance Recorded Investments ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestments	28313000
CY2022Q4	mcbs	Impaired Financing Receivable With Related Allowance Recorded Investments ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestments	2412000
CY2022	us-gaap	Financing Receivable Purchased With Credit Deterioration Amount At Par Value FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue	30725000
CY2022Q4	mcbs	Impaired Financing Receivables Related Allowance ImpairedFinancingReceivablesRelatedAllowance	714000
CY2023Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	14682000
CY2023Q4	mcbs	Loan And Leases Receivable Net Of Deferred Income LoanAndLeasesReceivableNetOfDeferredIncome	3142105000
CY2022Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	10065000
CY2022Q4	mcbs	Loan And Leases Receivable Net Of Deferred Income LoanAndLeasesReceivableNetOfDeferredIncome	3055689000
CY2023Q4	mcbs	Financing Receivable Nonaccrual With Allowance FinancingReceivableNonaccrualWithAllowance	234000
CY2023Q4	us-gaap	Financing Receivable Nonaccrual No Allowance FinancingReceivableNonaccrualNoAllowance	14448000
CY2023Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	14682000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear	482790000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear	942661000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Year Three Originated Two Years Before Current Fiscal Year FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear	946300000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Year Four Originated Three Years Before Current Fiscal Year FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear	374022000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Year Five Originated Four Years Before Current Fiscal Year FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear	106335000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Originated More Than Five Years Before Current Fiscal Year FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear	266442000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Revolving FinancingReceivableExcludingAccruedInterestRevolving	23555000
CY2023Q4	mcbs	Loan And Leases Receivable Net Of Deferred Income LoanAndLeasesReceivableNetOfDeferredIncome	3142105000
CY2022Q4	mcbs	Loan And Leases Receivable Net Of Deferred Income LoanAndLeasesReceivableNetOfDeferredIncome	3055689000
CY2023Q4	mcbs	Financing Receivable Excluding Accrued Interest Modified In Period Amount Nonaccrual FinancingReceivableExcludingAccruedInterestModifiedInPeriodAmountNonaccrual	0
CY2023	us-gaap	Financing Receivable Excluding Accrued Interest Modified Period FinancingReceivableExcludingAccruedInterestModifiedPeriod	12699000
CY2023	us-gaap	Financing Receivable Modification To Total Financing Receivables Excluding Accrued Interest Percent FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent	0.0042
CY2023	mcbs	Financing Receivable Excluding Accrued Interest Modified In Period Weighted Average Payment Deferral FinancingReceivableExcludingAccruedInterestModifiedInPeriodWeightedAveragePaymentDeferral	16000
CY2023	us-gaap	Financing Receivable Modified Weighted Average Interest Rate Decrease From Modification FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification	0.0362
CY2023	mcbs	Financing Receivable Modification Number Of Contracts FinancingReceivableModificationNumberOfContracts	0
CY2023	mcbs	Financing Receivable Impaired Troubled Debt Restructuring Write Down FinancingReceivableImpairedTroubledDebtRestructuringWriteDown	0
CY2022Q4	us-gaap	Other Receivables OtherReceivables	4113000
CY2021Q4	us-gaap	Other Receivables OtherReceivables	8327000
CY2023	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	120000
CY2022	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	4214000
CY2023Q4	us-gaap	Other Receivables OtherReceivables	3993000
CY2022Q4	us-gaap	Other Receivables OtherReceivables	4113000
CY2023Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	28115000
CY2022Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	23250000
CY2023Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	9983000
CY2022Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	8993000
CY2023Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	18132000
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	14257000
CY2023	us-gaap	Depreciation Depreciation	1100000
CY2022	us-gaap	Depreciation Depreciation	1200000
CY2021	us-gaap	Depreciation Depreciation	1200000
CY2023Q4	us-gaap	Lessee Operating Lease Renewal Term LesseeOperatingLeaseRenewalTerm	P5Y
CY2023	us-gaap	Lessee Operating Lease Existence Of Option To Terminate LesseeOperatingLeaseExistenceOfOptionToTerminate	false
CY2023	mcbs	Lessee Operating Lease Number Of Short Term Leases LesseeOperatingLeaseNumberOfShortTermLeases	0
CY2023	us-gaap	Operating Lease Cost OperatingLeaseCost	1990000
CY2022	us-gaap	Operating Lease Cost OperatingLeaseCost	1995000
CY2021	us-gaap	Operating Lease Cost OperatingLeaseCost	2158000
CY2023	us-gaap	Variable Lease Cost VariableLeaseCost	179000
CY2022	us-gaap	Variable Lease Cost VariableLeaseCost	164000
CY2021	us-gaap	Variable Lease Cost VariableLeaseCost	188000
CY2023	us-gaap	Lease Cost LeaseCost	2169000
CY2022	us-gaap	Lease Cost LeaseCost	2159000
CY2021	us-gaap	Lease Cost LeaseCost	2346000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Rolling Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths	2081000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Two LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo	1849000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Three LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree	1605000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Four LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour	1344000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Five LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive	1020000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Rolling Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive	1745000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	9644000
CY2023Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	993000
CY2023Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	8651000
CY2023Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P6Y
CY2023Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0355
CY2023	us-gaap	Operating Lease Payments OperatingLeasePayments	2071000
CY2022	us-gaap	Operating Lease Payments OperatingLeasePayments	1859000
CY2023	mcbs	Operating Lease Liability Reduction Payments OperatingLeaseLiabilityReductionPayments	1801000
CY2022	mcbs	Operating Lease Liability Reduction Payments OperatingLeaseLiabilityReductionPayments	1598000
CY2023	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1570000
CY2022	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1761000
CY2023Q4	us-gaap	Servicing Asset At Fair Value Amount ServicingAssetAtFairValueAmount	6300000
CY2022Q4	us-gaap	Servicing Asset At Fair Value Amount ServicingAssetAtFairValueAmount	7200000
CY2023Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	512045000
CY2022Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	611991000
CY2023Q4	us-gaap	Deposits Negotiable Order Of Withdrawal Now DepositsNegotiableOrderOfWithdrawalNOW	139742000
CY2022Q4	us-gaap	Deposits Negotiable Order Of Withdrawal Now DepositsNegotiableOrderOfWithdrawalNOW	168675000
CY2023Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	321225000
CY2022Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	553077000
CY2023Q4	us-gaap	Interest Bearing Domestic Deposit Brokered InterestBearingDomesticDepositBrokered	766312000
CY2022Q4	us-gaap	Interest Bearing Domestic Deposit Brokered InterestBearingDomesticDepositBrokered	523687000
CY2023Q4	mcbs	Time Deposits Less Than250000 TimeDepositsLessThan250000	504714000
CY2022Q4	mcbs	Time Deposits Less Than250000 TimeDepositsLessThan250000	417775000
CY2023Q4	mcbs	Time Deposits250000 Or More TimeDeposits250000OrMore	486898000
CY2022Q4	mcbs	Time Deposits250000 Or More TimeDeposits250000OrMore	391633000
CY2023Q4	us-gaap	Deposits Deposits	2730936000
CY2022Q4	us-gaap	Deposits Deposits	2666838000
CY2023Q4	us-gaap	Time Deposit Maturities Year One TimeDepositMaturitiesYearOne	956685000
CY2023Q4	us-gaap	Time Deposit Maturities Year Two TimeDepositMaturitiesYearTwo	34377000
CY2023Q4	us-gaap	Time Deposit Maturities Year Three TimeDepositMaturitiesYearThree	249000
CY2023Q4	us-gaap	Time Deposit Maturities Year Four TimeDepositMaturitiesYearFour	242000
CY2023Q4	us-gaap	Time Deposit Maturities Year Five TimeDepositMaturitiesYearFive	59000
CY2023Q4	us-gaap	Time Deposits TimeDeposits	991612000
CY2023Q4	mcbs	Overdraft Demand Deposits Reclassified As Loan OverdraftDemandDepositsReclassifiedAsLoan	319000
CY2022Q4	mcbs	Overdraft Demand Deposits Reclassified As Loan OverdraftDemandDepositsReclassifiedAsLoan	216000
CY2023Q4	us-gaap	Related Party Deposit Liabilities RelatedPartyDepositLiabilities	10200000
CY2022Q4	us-gaap	Related Party Deposit Liabilities RelatedPartyDepositLiabilities	9200000
CY2023Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	325000000
CY2022Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	375000000
CY2023Q4	mcbs	Advances From Federal Home Loan Banks Call Amounts Every Three Months AdvancesFromFederalHomeLoanBanksCallAmountsEveryThreeMonths	100000000.0
CY2023Q4	mcbs	Advances From Federal Home Loan Banks Call Amounts Every Six Months AdvancesFromFederalHomeLoanBanksCallAmountsEverySixMonths	50000000.0
CY2023Q4	mcbs	Advances From Federal Home Loan Banks Call Amounts Every Twelve Months AdvancesFromFederalHomeLoanBanksCallAmountsEveryTwelveMonths	175000000.0
CY2023Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable	1050000000.00
CY2022Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable	1010000000.00
CY2023Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1	2320000000
CY2022Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1	2290000000
CY2023Q4	us-gaap	Secured Debt SecuredDebt	0
CY2022Q4	us-gaap	Secured Debt SecuredDebt	392000
CY2023Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	29600000
CY2023	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	13522000
CY2022	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	18167000
CY2021	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	18914000
CY2023	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	5827000
CY2022	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	13404000
CY2021	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	5078000
CY2023	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	19349000
CY2022	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	31571000
CY2021	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	23992000
CY2023	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	414000
CY2022	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-1482000
CY2021	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-2246000
CY2023	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	596000
CY2022	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-1474000
CY2021	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-828000
CY2023	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	1010000
CY2022	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-2956000
CY2021	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-3074000
CY2023	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	20359000
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	28615000
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	20918000
CY2023	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	15102000
CY2023	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2022	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	19156000
CY2022	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2021	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	17350000
CY2021	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2023	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	5074000
CY2023	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.071
CY2022	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	9425000
CY2022	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.103
CY2021	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	3262000
CY2021	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.039
CY2023	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	-153000
CY2023	mcbs	Effective Income Tax Rate Reconciliation Permanent Book To Tax Difference EffectiveIncomeTaxRateReconciliationPermanentBookToTaxDifference	0.002
CY2022	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	-147000
CY2022	mcbs	Effective Income Tax Rate Reconciliation Permanent Book To Tax Difference EffectiveIncomeTaxRateReconciliationPermanentBookToTaxDifference	0.002
CY2021	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	-183000
CY2021	mcbs	Effective Income Tax Rate Reconciliation Permanent Book To Tax Difference EffectiveIncomeTaxRateReconciliationPermanentBookToTaxDifference	0.002
CY2023	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	30000
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CY2022	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	-113000
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CY2021	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	123000
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CY2023	us-gaap	Communications And Information Technology CommunicationsAndInformationTechnology	830000
CY2022	us-gaap	Communications And Information Technology CommunicationsAndInformationTechnology	1052000
CY2021	us-gaap	Communications And Information Technology CommunicationsAndInformationTechnology	816000
CY2023	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	617000
CY2022	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	565000
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$MCBS
Metrocity Bankshares Inc Stock $mcbs

2024 Q1 Form 10-K Financial Statement

#000174706824000010 Filed on March 11, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$MCBS Metrocity Bankshares Inc Stock $mcbs

2024 Q1 Form 10-K Financial Statement

#000174706824000010 Filed on March 11, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$MCBS
Metrocity Bankshares Inc Stock $mcbs