$MCHB Cashflow Statement | Understand Stock

$MCHB

$14.94 -$0.18 (1.19%) Close

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of cash flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses
Loss on sale of $990 million of multifamily loans
Depreciation and amortization, premises and equipment
Amortization of premiums and discounts: investment securities, deposits, debt
Operating leases: excess of payments over amortization
Amortization of finance leases
Provision (reversal of provision) for credit losses on loans
Originations of loans held for sale and principal collections, net
Proceeds from sales of loans held for sale
Net fair value adjustment and gain on sale of loans held for sale
Ending balance
Amortization of premiums and discounts on investment securities
Depreciation of premises and equipment
Amortization of intangible assets
Amortization of premiums and discounts on debt and deposits
Net loss on debt extinguishment
Origination of LHFS
Proceeds from sale of LHFS
Net fair value adjustment and gain on sale of LHFS
Origination of MSRs
Net gain on sale of loans originated as LHFI
Change in fair value of MSRs
Amortization of servicing rights
Gain on sale of MSRs
Net fair value adjustment, gain on sale and provision for losses on other real estate owned
Gain on sale of branches
Share-based compensation expense
Lease impairment costs
Lease abandonment costs
Deferred income tax (benefit) expense
Increase in cash surrender value of bank-owned life insurance
Net (gain) loss on sales and calls of investment securities
Net loss on sale, disposal and write-down of other real estate owned
Net loss (gain) on sale and disposal of premises and equipment
Deferred income tax expense
Amortization of deferred loan fees and costs
Amortization of premiums and discounts on purchased loans
Origination, amortization and change in fair value of MSRs, net
Net decrease in trading securities
Decrease (increase) in other assets
Increase (decrease) in accounts payable and other liabilities
Bargain purchase gain

Changes in:
Interest receivable and other assets
Interest payable and other liabilities
Net cash provided by operating activities
CASH FLOWS FROM INVESTING ACTIVITIES:
Securities available-for-sale:
Purchases
Proceeds from sale of investment securities
Principal payments on investment securities
Proceeds from sale of OREO
Proceeds from sale of $990 million of multifamily loans
Net cash distributed in sale of branches
Net decrease in LHFI, excluding sale of $990 million of multifamily loans
Sales
Maturities, calls and paydowns
Securities held-to-maturity:
Maturities, calls and paydowns
Loan originations and principal collections, net
Purchases of loans
Proceeds from sale of MSRs
Net cash provided by disposal of discontinued operations
Net increase in LHFI
Recoveries of loans charged-off
Proceeds from sales of loans
Proceeds from the settlement of bank-owned life insurance
Proceeds from sales of other real estate owned
Proceeds from sales of premises and equipment
Purchases of premises and equipment
Net cash used for acquisitions
Net cash received from acquisitions of branches
Proceeds from sale of Federal Home Loan Bank stock
Purchases of Federal Home Loan Bank stock
Net cash acquired in Merger
Net cash provided by investing activities

CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits
Changes in short-term borrowings, net
Proceeds from debt issuance, net
Proceeds from other long-term borrowings
Repayment of other long-term borrowings
Repayment of finance lease principal
Repurchases of common stock
Proceeds from exercise of stock options
Repayment of long-term FHLB advances
Net decrease in bank term funding
Repayment of subordinated debt
Cash dividends paid
Net cash used by financing activities
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid during the period for:
Interest paid
Income taxes paid, net of refunds
LHFI foreclosed and transferred to OREO
Loans transferred from LHFI to LHFS, net
Ginnie Mae loans recognized with the right to repurchase, net
Ginnie Mae loans derecognized with the right to repurchase, net
New investments in low income housing tax credit partnerships ("LIHTC")
LIHTC amortization
Repurchase of common stock - award shares
Receivable from sale of MSRs
Assets acquired
Loans acquired
Premises and equipment and other assets
Liabilities assumed
Goodwill
Goodwill and other intangibles
Non-cash activities:
Transfer from loans to other real estate owned
Stock awards reclassified from liability to equity-based
Merger related items:
Stock consideration
Fair value of assets acquired
Fair value of liabilities assumed

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