$MSB Insights BETA

Expenses

Gross Profit Margin is relatively inconsistent.
Avg. Gross Profit Margin is ≈88.05%, which is fantastically high. There is a good chance this business has strong competitive advantages. Be sure to make sure SGA, R&D, & Interest expenses are not eating up all the gross profits.

SGA is relatively inconsistent, which can mean they face intense competition.
Avg. SGA is ≈5.44% of Gross Profits, which is great. R&D and Interest Expense should be checked to ensure the good economics isn't getting destroyed through a different mechanism.

The tax rate (Income Tax Paid / Pretax Income) is 0.0% on average, which is well below the 21% corporate tax rate. It might be worth trying to understand what's going on.
Net Income is relatively inconsistent. When Net Income is inconsistent, it's hard to determine a value of the company you can feel confident in.
Net Income / Total Revenues is 89.79% on average. This is usually excellent. However, you're looking at a financial business, use caution because a high ratio could mean relaxing of standards, which means increased risk, which could lead to disaster in the future.
Earnings Per Share is relatively inconsistent. Erratic earnings picture is a red flag that indicates a fiercely competitive industry with lots of booms and busts. During the bust part of the cycle, the stock price might fall significantly after a bad earnings performance. This creates the illusion of a value buying opportunity but it’s not. Also keep in mind if the company has had stock splits or reverse splits.