|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
|
|---|---|---|
| Interest Income | ||
| Loans - including fees | ||
| Investment securities - taxable | ||
| Other | ||
| FHLB stock - taxable | ||
| Interest bearing deposits | ||
| Total interest income | ||
| Interest Expense | ||
| Deposits | ||
| Subordinated debentures | ||
| Borrowings | ||
| Total interest expense | ||
| Net interest income | ||
| Provision (Benefit) for Credit Losses | ||
| Provision (benefit) for credit loss and unfunded commitments | ||
| Provision for credit losses | ||
| Commitments to grant loans | ||
| Total provision (benefit) for credit loss and unfunded commitments | ||
| Net interest income after provision (benefit) for credit losses and unfunded commitments | ||
| Noninterest income | ||
| Service charges on deposits and other fees | ||
| Loan servicing fees | ||
| Mortgage Purchase Program ("MPP") fees | ||
| Net gain on sale of loans | ||
| Other noninterest income | ||
| Total noninterest income | ||
| Noninterest expense | ||
| Salaries and employee benefits | ||
| Occupancy and equipment | ||
| Data processing expense | ||
| Professional fees | ||
| Other taxes and insurance | ||
| Other noninterest expense | ||
| Total noninterest expense | ||
| Income - before income taxes | ||
| Income tax expense | ||
| Net income | ||
| Preferred stock dividends and related costs | ||
| Net income available to common stockholders | ||
| Basic earnings per common share (in USD per share) | ||
| Diluted earnings per share (in USD per share) |
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