Nu Holdings Ltd.
international.nubank.com.brWhat Do They Do?
Offers digital financial services, including cards, accounts and loans, to consumers and small and medium-sized businesses in Brazil, Mexico and Colombia.
20-F for FY2025, filed Apr 8, 2026We believe Nu is one of the world’s largest digital financial services platforms, and one of the leading technology companies in the world…View ↗
A Powerful and Expanding Ecosystem of Solutions and Services across the Five Financial Seasons – We have developed a suite of proprietary…View ↗
Saving with our Nu personal and business accounts, as well as through Money Boxes;View ↗
Borrowing with our transparent, easy-to-manage credit cards, as well as secured and unsecured loans, all with limits that grow over time as…View ↗
One of the Largest Digital Financial Services Platforms – We believe we have built one of the world’s largest digital financial services…View ↗
Who Are Their Customers?
Consumers and small businesses access Nu's financial products through its mobile app. Nu attracts customers mainly through referrals, alongside social and digital media.
20-F for FY2025, filed Apr 8, 2026We aim to deliver simple, easy-to-use products, seamlessly integrated through our Nu mobile application and backed up by our team of Xpeer…View ↗
One of the Largest Digital Financial Services Platforms – We believe we have built one of the world’s largest digital financial services…View ↗
We have built our business mainly through organic channels and our member get member (MGM) referral program continues to be a powerful…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 18 cents of every revenue dollar as net income in .
20-F for FY2025, filed Apr 8, 2026
20-F for FY2025, filed Apr 8, 2026
$2.9BView ↗
How Are They Changing?
Travel and mobile services
The earlier report describes financial products such as cards, accounts, loans, insurance, investments and payments. The latest report also describes travel booking and mobile network services through NuTravel and NuCel.
20-F for FY2022, filed Apr 20, 2023 20-F for FY2025, filed Apr 8, 2026In 2019, we launched our personal loan product for people with larger credit needs, allowing our customers to apply, run repayment…View ↗
In 2020, we began to expand into insurance brokerage and investments (brokerage and asset management). We launched NuLife, a life insurance…View ↗
In 2022, we launched NuPay, a new and disruptive way to pay for online purchases with just a few clicks within the Nubank app, offering a…View ↗
To deepen our customer value proposition, we introduced Nubank+, an evolution of the Nu experience, offering additional benefits such as…View ↗
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