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Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company is headquartered in Sao Paulo, Sao Paulo and currently employs 10,027 full-time employees. The company went IPO on 2021-12-09. The firm offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

Financial Snapshot

Revenue
TTM
$19.34B
Gross Margin
TTM
41.27%
Net Income
TTM
$3.607B
Current Assets
2026 Q2
$11.00B
Current Liabilities
2026 Q2
$66.09B
Current Ratio
2026 Q2
16.65%
Total Assets
2026 Q2
$82.75B
Total Liabilities
2026 Q2
$69.50B
Book Value
2026 Q2
13.25B
Cash
Last 4 Quarters
N/A
P/E
TTM
20.58
Free Cash Flow
TTM
-$4.061B

Stock Price

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Market Cap: $74.245 Billion

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