Nat West Group Plc - Understand $nwg stock

$NWG Market Cap: $27.23 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

Gross Margin

Net Earnings

$4.194B

TTM

Current Assets

Current Liabilities

$43.35B

Q2 2024

Current Ratio

Total Assets

$690.3B

Q2 2024

Total Liabilities

$652.8B

Q2 2024

Book Value

$37.52B

Q2 2024

Cash

P/E

6.493

Nov 29, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$934.0M	$833.0M	$923.0M	$914.0M	$1.220B	$768.0M	$837.0M	$778.0M	$1.180B	$1.109B	$1.410B	$1.854B	$1.875B	$2.220B	$2.809B	$3.154B	$1.932B	$1.678B	$1.825B	$1.674B	$1.682B	$1.626B	$1.532B	$1.327B	$279.0M	$243.0M	$107.0M	$95.00M	$85.00M	$68.00M	$58.00M
YoY Change	12.12%	-9.75%	0.98%	-25.08%	58.85%	-8.24%	7.58%	-34.07%	6.4%	-21.35%	-23.95%	-1.12%	-15.54%	-20.97%	-10.94%	63.25%	15.14%	-8.05%	9.02%	-0.48%	3.44%	6.14%	15.45%	375.63%	14.81%	127.1%	12.63%	11.76%	25.0%	17.24%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020
Interest Expense	$9.977B	$2.795B	$1.699B	$2.322B
YoY Change	256.96%	64.51%	-26.83%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Pretax Income	$6.178B	$5.132B	$4.032B	-$481.0M	$3.983B	$3.359B	$2.239B	-$4.082B	-$2.703B	$2.643B	-$8.849B	-$5.277B	-$1.396B	-$154.0M	-$2.647B	-$25.69B	$9.832B	$9.186B	$7.936B	$7.284B	$6.076B	$4.763B	$4.252B	$3.373B	$1.211B	$968.0M	$760.0M	$695.0M	$602.0M	$532.0M	$258.0M
YoY Change	20.38%	27.28%	-938.25%	-112.08%	18.58%	50.02%	-154.85%	51.02%	-202.27%	-129.87%	67.69%	278.01%	806.49%	-94.18%	-89.7%	-361.3%	7.03%	15.75%	8.95%	19.88%	27.57%	12.02%	26.06%	178.53%	25.1%	27.37%	9.35%	15.45%	13.16%	106.2%
Income Tax	$1.434B	$1.275B	$996.0M	$74.00M	$439.0M	$1.208B	$731.0M	$1.166B	$23.00M	$1.909B	$186.0M	$441.0M	$1.075B	$703.0M	-$429.0M	-$2.167B	$2.044B	$2.689B	$2.378B	$1.995B	$1.888B	$1.556B	$1.537B	$1.157B	$361.0M	$286.0M	$219.0M	$191.0M	$202.0M	$146.0M	$80.00M
% Of Pretax Income	23.21%	24.84%	24.7%		11.02%	35.96%	32.65%			72.23%							20.79%	29.27%	29.96%	27.39%	31.07%	32.67%	36.15%	34.3%	29.81%	29.55%	28.82%	27.48%	33.55%	27.44%	31.01%
Net Earnings	$4.632B	$3.595B	$3.268B	-$372.0M	$3.539B	$2.159B	$1.473B	-$5.258B	-$1.594B	-$2.771B	-$8.597B	-$5.754B	-$2.151B	-$1.001B	-$2.600B	-$23.62B	$7.549B	$6.393B	$5.501B	$5.112B	$3.978B	$3.074B	$2.625B	$2.169B	$856.0M	$662.0M	$510.0M	$496.0M	$398.0M	$383.0M	$176.0M
YoY Change	28.85%	10.01%	-978.49%	-110.51%	63.92%	46.57%	-128.01%	229.86%	-42.48%	-67.77%	49.41%	167.5%	114.89%	-61.5%	-88.99%	-412.94%	18.08%	16.22%	7.61%	28.51%	29.41%	17.1%	21.02%	153.39%	29.31%	29.8%	2.82%	24.62%	3.92%	117.61%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$0.49	$0.34	$280.1K	-$30.76K	$292.4K	$179.0K	$123.4K	-$449.7K	-$138.4K	-$244.0K	-$767.9K	-$523.0K	-$198.8K	-$93.33K	-$491.6K	-$14.27M	$6.502M	$5.502M	$4.734M	$4.520M	$3.760M	$2.933M	$2.602M	$2.911M	$2.667M	$2.129M	$1.729M	$1.704M	$1.382M	$1.339M	$626.3K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$4.227B	$4.240B	$4.230B	$4.418B	$4.928B	$4.351B	$3.509B	$3.495B	$3.567B	$4.234B	$5.276B	$6.673B	$7.400B	$16.54B	$19.40B	$18.95B	$18.75B	$18.42B	$18.05B	$16.43B	$13.93B	$10.49B	$8.813B	$6.121B	$2.526B	$1.166B	$1.078B	$955.0M	$881.0M	$802.0M	$737.0M
YoY Change	-0.31%	0.24%	-4.26%	-10.35%	13.26%	24.0%	0.4%	-2.02%	-15.75%	-19.75%	-20.94%	-9.82%	-55.27%	-14.71%	2.36%	1.09%	1.76%	2.03%	9.89%	17.96%	32.83%	18.97%	43.98%	142.32%	116.64%	8.16%	12.88%	8.4%	9.85%	8.82%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$668.0M	$688.0M	$716.0M	$449.0M	$436.0M	$404.0M	$1.410B	$1.509B	$1.212B	$1.054B												$94.00M	$108.0M	$83.00M	$43.00M	$43.00M	$52.00M	$63.00M	$103.0M	$88.00M	$122.0M
YoY Change	-2.91%	-3.91%	59.47%	2.98%	7.92%	-71.35%	-6.56%	24.5%	14.99%													-12.96%	30.12%	93.02%	0.0%	-17.31%	-17.46%	-38.83%	17.05%	-27.87%
Other Assets	$2.997B	$9.357B	$10.81B	$1.624B	$1.691B	$3.336B	$2.327B	$2.092B	$6.332B	$84.10B	$6.709B	$17.51B	$29.83B	$6.478B	$7.097B	$7.118B	$3.694B
YoY Change	-67.97%	-13.46%	565.76%	-3.96%	-49.31%	43.36%	11.23%	-66.96%	-92.47%	1153.57%	-61.69%	-41.29%	360.48%	-8.72%	-0.3%	92.69%
Total Long-Term Assets
YoY Change
Total Assets	$692.7B	$720.1B	$782.0B	$799.5B	$723.0B	$694.2B	$738.1B	$798.7B	$815.4B	$1051B	$1028B	$1312B	$1507B	$1454B	$1696B	$2402B	$1841B	$871.4B	$776.8B	$588.1B	$454.4B	$412.0B	$368.9B	$320.0B	$88.85B	$78.87B	$72.60B	$61.12B	$51.23B	$45.28B	$37.44B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$1.411B	$1.407B	$1.508B	$990.0M	$1.125B	$1.047B	$1.074B	$1.311B	$1.915B	$2.833B	$3.116B	$3.579B	$4.941B	$6.773B	$7.429B	$7.531B	$8.377B	$4.412B	$3.875B	$8.468B	$13.16B	$8.626B	$7.669B	$7.172B	$2.582B	$2.396B	$1.807B	$1.547B	$1.376B	$1.148B	$911.0M
YoY Change	0.28%	-6.7%	52.32%	-12.0%	7.45%	-2.51%	-18.08%	-31.54%	-32.4%	-9.08%	-12.94%	-27.57%	-27.05%	-8.83%	-1.35%	-10.1%	89.87%	13.86%	-54.24%	-35.63%	52.5%	12.48%	6.93%	177.77%	7.76%	32.6%	16.81%	12.43%	19.86%	26.02%
Deferred Revenue
YoY Change
Short-Term Debt	$41.98B	$41.42B	$37.11B	$42.27B	$49.39B	$45.83B	$38.42B	$32.34B	$37.38B	$62.84B	$85.13B	$132.4B	$128.5B	$114.8B	$106.4B	$141.8B
YoY Change	1.34%	11.62%	-12.2%	-14.43%	7.77%	19.29%	18.82%	-13.49%	-40.51%	-26.19%	-35.69%	3.01%	11.9%	7.97%	-25.0%
Long-Term Debt Due	$14.83B	$10.41B	$16.70B	$12.50B	$12.77B	$8.085B	$5.686B	$4.546B	$9.137B	$12.31B	$17.90B	$22.65B	$69.51B
YoY Change	42.45%	-37.66%	33.57%	-2.11%	57.92%	42.19%	25.08%	-50.25%	-25.76%	-31.23%	-20.97%	-67.42%
Total Short-Term Liabilities	$58.55B	$11.87B	$18.22B	$13.55B	$14.03B	$9.232B	$6.987B	$6.193B	$11.42B	$15.73B	$21.53B	$26.75B	$75.15B	$7.496B	$7.858B	$8.116B	$10.01B	$5.201B	$4.827B	$8.468B	$13.16B	$8.626B	$7.669B	$7.172B	$2.582B	$2.396B	$1.807B	$1.547B	$1.376B	$1.148B	$911.0M
YoY Change	393.23%	-34.83%	34.41%	-3.37%	51.92%	32.13%	12.82%	-45.77%	-27.38%	-26.95%	-19.53%	-64.4%	902.59%	-4.61%	-3.18%	-18.9%	92.41%	7.75%	-43.0%	-35.63%	52.5%	12.48%	6.93%	177.77%	7.76%	32.6%	16.81%	12.43%	19.86%	26.02%
Long-Term Debt	$46.07B	$45.82B	$42.73B	$45.58B	$46.02B	$42.87B	$32.96B	$38.91B	$40.92B	$59.07B	$73.93B	$98.72B	$119.4B	$27.05B	$37.65B	$49.15B	$38.04B	$27.65B	$28.27B	$20.37B	$17.00B	$13.97B	$12.53B	$10.44B	$3.032B	$2.611B	$2.550B	$2.250B	$1.789B	$1.658B	$1.505B
YoY Change	0.54%	7.24%	-6.26%	-0.94%	7.33%	30.08%	-15.3%	-4.9%	-30.74%	-20.1%	-25.11%	-17.34%	341.46%	-28.15%	-23.4%	29.21%	37.57%	-2.19%	38.83%	19.81%	21.72%	11.45%	20.07%	244.2%	16.12%	2.39%	13.33%	25.77%	7.9%	10.17%
Other Long-Term Liabilities	$94.15B	$111.1B	$133.3B	$198.8B	$178.4B	$163.1B	$198.9B	$280.8B	$298.5B	$462.9B	$337.8B	$492.6B	$622.5B	$512.2B	$529.6B	$1062B	$427.1B	$187.5B	$160.8B	$72.63B	$47.17B	$49.61B	$47.95B	$43.96B	$6.653B	$8.049B	$6.212B	$4.726B	$4.307B	$3.589B	$2.514B
YoY Change	-15.26%	-16.68%	-32.91%	11.39%	9.37%	-17.96%	-29.17%	-5.95%	-35.51%	37.02%	-31.41%	-20.88%	21.55%	-3.29%	-50.12%	148.61%	127.81%	16.61%	121.38%	53.99%	-4.92%	3.46%	9.06%	560.81%	-17.34%	29.57%	31.44%	9.73%	20.01%	42.76%
Total Long-Term Liabilities	$140.2B	$156.9B	$176.1B	$244.3B	$224.5B	$206.0B	$231.8B	$319.7B	$339.4B	$522.0B	$411.8B	$591.3B	$742.0B	$539.2B	$567.3B	$1111B	$465.2B	$215.1B	$189.1B	$93.00B	$64.17B	$63.57B	$60.48B	$54.40B	$9.685B	$10.66B	$8.762B	$6.976B	$6.096B	$5.247B	$4.019B
YoY Change	-10.64%	-10.87%	-27.94%	8.86%	8.95%	-11.13%	-27.48%	-5.82%	-34.97%	26.76%	-30.36%	-20.31%	37.59%	-4.94%	-48.94%	138.84%	116.21%	13.8%	103.3%	44.94%	0.93%	5.12%	11.17%	461.69%	-9.15%	21.66%	25.6%	14.44%	16.18%	30.55%
Total Liabilities	$655.5B	$683.6B	$740.2B	$755.6B	$679.5B	$648.5B	$689.7B	$750.0B	$762.0B	$995.3B	$969.1B	$1244B	$1432B	$1378B	$1619B	$2343B	$1788B	$831.2B	$741.4B	$554.2B	$428.3B	$384.9B	$342.2B	$296.9B	$84.65B	$75.93B	$69.56B	$58.61B	$49.06B	$43.38B	$35.56B
YoY Change	-4.1%	-7.65%	-2.04%	11.21%	4.78%	-5.98%	-8.04%	-1.57%	-23.44%	2.7%	-22.07%	-13.12%	3.85%	-14.85%	-30.9%	31.04%	115.08%	12.11%	33.77%	29.39%	11.27%	12.5%	15.26%	250.72%	11.48%	9.16%	18.69%	19.45%	13.09%	22.02%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $27.234 Billion

About NatWest Group plc

NatWest Group Plc engages in the provision of international banking and financial services. The company is headquartered in Edinburgh, Midlothian and currently employs 61,200 full-time employees. The firm serves customers in England and Wales, supporting them with their personal, private, and business banking needs. The firm also offers businesses specialist sector knowledge in areas such as sustainable energy, commercial property and technology, as well as access to specialist entrepreneurial support. Its segments include Retail Banking, Private Banking, Commercial & Institutional, and Central items & other. Retail Banking segment serves personal customers in the United Kingdom, including Ulster Bank customers in Northern Ireland. Private Banking segment serves United Kingdom-connected high-net-worth individuals and their business interests. Commercial & Institutional segment consists of customer businesses reported under business banking, commercial mid-market and corporate & institutions, supporting its customers across the full non-personal customer lifecycle, both domestically and internationally.

Industry: Commercial Banks, NEC Peers: