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Company Executives

Officer Age In this role Joined Pay Source
James W. Kiser Also a director
Chief Executive Officer
45 Not stated Not stated Not reported
Landon McGlothlin
Executive Vice President and Chief Operations Officer and Chief Information Officer of the Bank
38 Since 2023
3 years
2005 Not reported
Bryan T. Booher
Executive Vice President and Chief Risk Officer of the Bank
55 Since 2020
6 years
Not stated Not reported
Michael Ratliff
Executive Vice President and Chief Banking Officer of the Bank
48 Since 2023
3 years
Not stated Not reported
Christopher G. Speaks
60 Not stated Not stated Not reported

Each officer opens the passage of the filing that names them. A title that changed since the list comes from the officer's latest Form 3, 4 or 5, and its start year is not stated there. "Not stated" means the filing does not say. Pay is the proxy's Summary Compensation Table, which reports only the named executive officers.

Directors
9
serving now
Independent
Not stated
the proxy does not say
Average tenure
20.4 years
from year joined
CEO also chairs the board
No
Harold Lynn Keene
Director Age On board Independent Committees Other public boards 2025 pay Source
Harold Lynn Keene
71 1998
28 years
Not stated
Audit · Chair Executive · Chair
None stated $29,350
James W. Kiser
45 2024
2 years
Not stated
ALCO Compensation Loan
None stated Paid as CEO
Gina D. Boggess
55 2019
7 years
Not stated
Audit
None stated $16,050
John D. Cox
69 1998
28 years
Not stated
Compensation · Chair Nominating · Chair
None stated $25,250
Joe M. Carter
88 1998
28 years
Not stated
Audit Loan
None stated $19,400
J. Robert Buchanan
74 2018
8 years
Not stated
ALCO · Chair Technology · Chair
None stated $21,650
Timothy W. Ball
66 1999
27 years
Not stated
Compensation Nominating
None stated Not stated
Michael G. McGlothlin
74 1998
28 years
Not stated None stated None stated $14,000
B. Scott White
80 1998
28 years
Not stated
Loan · Chair
None stated $26,200
Nominated to join at the meeting
Not on the board yet; they join only if elected.

Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.

No related-party transactions disclosed

The proxy filed Apr 6, 2026 describes a review policy but reports no transactions.

Read the policy in the proxy

The proxy also says directors, officers or their families deal with the company in the ordinary course of business, on the same terms as others. Those are not conflicts and are not listed. Read it in the proxy

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