$OBT Income Statement | Understand Stock

$OBT

$38.45 +$0.03 (0.08%) Close

Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
INTEREST INCOME
Interest and fees on loans
Interest on investment securities:
Taxable
Tax exempt
Interest on Federal funds sold and other
TOTAL INTEREST INCOME
INTEREST EXPENSE
Savings and NOW accounts
Time deposits
FHLB advances
Note payable
Subordinated notes
TOTAL INTEREST EXPENSE
NET INTEREST INCOME
Provision for loan losses
Provision (recovery) for credit losses - investments
Provision for credit losses - loans
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES

NONINTEREST INCOME
Service charges on deposit accounts
Trust income
Investment advisory income
Investment securities gains(losses), net
Earnings on bank owned life insurance
Proceeds from bank owned life insurance benefit
Gain on sale of assets
Other
TOTAL NONINTEREST INCOME
NONINTEREST EXPENSE
Salaries
Employee benefits
Occupancy expense
Professional fees
Directors' fees and expenses
Computer software expense
FDIC assessment
Advertising expenses
Advisor expenses related to trust income
Telephone expenses
Intangible amortization
Other
TOTAL NONINTEREST EXPENSE
Income before income taxes
Provision for income taxes
NET INCOME
Basic earnings per share (in dollars per share)
Diluted earnings per share (in dollars per share)
Weighted average shares outstanding, Basic (in shares)
Weighted average shares outstanding, Diluted (in shares)

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