2013 Q4 Form 10-K Financial Statement

#000119312515091159 Filed on March 13, 2015

View on sec.gov

Income Statement

Concept 2013 Q4 2013 Q3 2013 Q2
Revenue $19.98M $20.16M
YoY Change -7.11% -8.56%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.000M $1.000M $1.100M
YoY Change 0.0% -9.09% 0.0%
% of Gross Profit
Operating Expenses $19.61M $13.78M $13.72M
YoY Change 48.07% -0.4% 6.66%
Operating Profit
YoY Change
Interest Expense $1.709M $2.440M $2.617M
YoY Change -46.12% -30.56% -28.48%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.700M $7.626M $7.761M
YoY Change -56.45% -0.17% -7.25%
Income Tax $784.0K $2.658M $2.774M
% Of Pretax Income 29.04% 34.85% 35.74%
Net Earnings $1.939M $4.968M $4.987M
YoY Change -52.02% 0.18% -7.18%
Net Earnings / Revenue 24.86% 24.74%
Basic Earnings Per Share $0.12 $0.29 $0.29
Diluted Earnings Per Share $0.11 $0.29 $0.29
COMMON SHARES
Basic Shares Outstanding 17.39M shares 17.05M shares 17.11M shares
Diluted Shares Outstanding 17.21M shares 17.14M shares

Balance Sheet

Concept 2013 Q4 2013 Q3 2013 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $23.68M $22.64M $23.02M
YoY Change 6.53% 1.84% 2.79%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $15.00M
YoY Change 66.67%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.250B $2.286B $2.306B
YoY Change -0.86% -0.79% 0.79%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $68.00M $70.00M $71.00M
YoY Change 11.48% -2.78% 5.97%
Long-Term Debt Due $23.00M
YoY Change
Total Short-Term Liabilities $68.00M $23.00M $71.00M
YoY Change 11.48% -68.06% 5.97%
LONG-TERM LIABILITIES
Long-Term Debt $28.00M $5.000M $28.00M
YoY Change 0.0% -82.14% 0.0%
Other Long-Term Liabilities $18.00M $17.00M $10.00M
YoY Change 12.5% 54.55% 0.0%
Total Long-Term Liabilities $46.00M $22.00M $38.00M
YoY Change 4.55% -43.59% 0.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $68.00M $23.00M $71.00M
Total Long-Term Liabilities $46.00M $22.00M $38.00M
Total Liabilities $2.035B $2.073B $2.089B
YoY Change -0.69% -0.59% 1.0%
SHAREHOLDERS EQUITY
Retained Earnings $206.2M $206.3M $203.4M
YoY Change 4.08% 5.15% 5.17%
Common Stock $336.0K $336.0K $336.0K
YoY Change 0.0% 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $245.3M $245.3M $241.7M
YoY Change 3.27% 4.02% 3.66%
Treasury Stock Shares 16.18M shares 16.18M shares 15.96M shares
Shareholders Equity $214.4M $213.8M $216.3M
YoY Change
Total Liabilities & Shareholders Equity $2.250B $2.286B $2.306B
YoY Change -0.86% -0.79% 0.79%

Cashflow Statement

Concept 2013 Q4 2013 Q3 2013 Q2
OPERATING ACTIVITIES
Net Income $1.939M $4.968M $4.987M
YoY Change -52.02% 0.18% -7.18%
Depreciation, Depletion And Amortization $1.000M $1.000M $1.100M
YoY Change 0.0% -9.09% 0.0%
Cash From Operating Activities $8.700M $6.700M $7.500M
YoY Change 61.11% 509.09% 4.17%
INVESTING ACTIVITIES
Capital Expenditures -$1.800M -$300.0K -$1.400M
YoY Change 157.14% -40.0% 75.0%
Acquisitions
YoY Change
Other Investing Activities $24.60M $16.90M -$39.70M
YoY Change -35.09% 138.03% 55.08%
Cash From Investing Activities $22.90M $16.50M -$41.00M
YoY Change -38.61% 150.0% 54.72%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -41.60M -21.50M 4.500M
YoY Change 17.18% -375.64% -78.57%
NET CHANGE
Cash From Operating Activities 8.700M 6.700M 7.500M
Cash From Investing Activities 22.90M 16.50M -41.00M
Cash From Financing Activities -41.60M -21.50M 4.500M
Net Change In Cash -10.00M 1.700M -29.00M
YoY Change -238.89% -89.03% -1805.88%
FREE CASH FLOW
Cash From Operating Activities $8.700M $6.700M $7.500M
Capital Expenditures -$1.800M -$300.0K -$1.400M
Free Cash Flow $10.50M $7.000M $8.900M
YoY Change 72.13% 337.5% 11.25%

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311000
CY2013Q4 ocfc Deferred Tax Asset Stock Option Plan
DeferredTaxAssetStockOptionPlan
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CY2013Q4 ocfc Deferred Tax Liabilities Excess Servicing On Sale Of Mortgage Loans
DeferredTaxLiabilitiesExcessServicingOnSaleOfMortgageLoans
1122000
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InterestAndDividendsReceivableMortgageBackedSecurities
729000
CY2013Q4 ocfc Deferred Tax Assets Reserve For Repurchased Loans
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600000
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CY2013Q4 ocfc Specific Reserves On Nonaccrual Troubled Debt Restructurings
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1816000
CY2013Q4 ocfc Available For Sale Securities And Held To Maturity Securities Estimated Fair Value
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538918000
CY2013Q4 ocfc Available For Sale Securities And Held To Maturity Securities Gross Unrealized Losses
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19088000
CY2013Q4 ocfc Deferred Tax Liabilities Deferred Loan Fees And Costs
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1349000
CY2013Q4 ocfc Tangible Capital Required To Be Well Capitalized To Tangible Assets
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0.00 pure
CY2013Q4 ocfc Deferred Tax Liabilities Accretion Of Discount On Investment Securities
DeferredTaxLiabilitiesAccretionOfDiscountOnInvestmentSecurities
439000
CY2013Q4 ocfc Other Borrowings Weighted Average Rate
OtherBorrowingsWeightedAverageRate
0.0276 pure
CY2013Q4 ocfc Fhlb Advance Prepayment Fee
FHLBAdvancePrepaymentFee
385000
CY2013Q4 ocfc Employee Stock Ownership Plan Esop Number Of Unallocated Shares
EmployeeStockOwnershipPlanESOPNumberOfUnallocatedShares
428749 shares
CY2013Q4 ocfc Unrealized Loss On Securities Available For Sale
UnrealizedLossOnSecuritiesAvailableForSale
4571000
CY2013Q4 ocfc Deferred Tax Liabilities Tax Effects Of Undistributed Earnings
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1244000
CY2013Q4 ocfc Employee Stock Ownership Plan Esop Shares Contributed To Esop Value
EmployeeStockOwnershipPlanESOPSharesContributedToESOPValue
515000
CY2013Q4 ocfc Held To Maturity Securities Amortized Cost
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508740000
CY2013Q4 ocfc Reserve For Loan Repurchases
ReserveForLoanRepurchases
1468000
CY2013Q4 ocfc Available For Sale Securities And Held To Maturity Securities Gross Unrealized Gains
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7381000
CY2013Q4 ocfc Outstanding Loan Repurchase Principal Balance
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1200000
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InterestAndDividendsReceivableLoans
3960000
CY2013Q4 ocfc Loans And Leases Deferred Origination Costs
LoansAndLeasesDeferredOriginationCosts
3526000
CY2013Q4 ocfc Deferred Tax Assets Valuation Allowances For Repurchased Loans
DeferredTaxAssetsValuationAllowancesForRepurchasedLoans
179000
CY2013Q4 ocfc Interest And Dividends Receivable Investment Securities
InterestAndDividendsReceivableInvestmentSecurities
691000
CY2013Q4 ocfc Automobiles And Trucks Gross
AutomobilesAndTrucksGross
281000
CY2013Q4 ocfc Available For Sale Securities And Held To Maturity Amortized Cost
AvailableForSaleSecuritiesAndHeldToMaturityAmortizedCost
550625000
CY2013Q4 ocfc Loans And Leases Receivable Real Estate
LoansAndLeasesReceivableRealEstate
1310351000
CY2013Q4 ocfc Capitalized Mortgage Servicing Rights
CapitalizedMortgageServicingRights
995000
CY2013Q4 ocfc Carrying Value Of Pledged Securities
CarryingValueOfPledgedSecurities
347238000
CY2013Q4 ocfc Deferred Tax Assets On Non Accrual Interest
DeferredTaxAssetsOnNonAccrualInterest
393000
CY2013Q4 ocfc Deferred Incentive Compensation And Other Charges
DeferredIncentiveCompensationAndOtherCharges
1066000
CY2013Q4 ocfc Financing Receivable Troubled Debt Restructured Loans
FinancingReceivableTroubledDebtRestructuredLoans
21456000
CY2013Q4 ocfc Tangible Capital Required To Be Well Capitalized Amount
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0
CY2013Q4 ocfc Loans And Leases Receivable Impaired Troubled Debt Restructuring Performing Loan Amount
LoansAndLeasesReceivableImpairedTroubledDebtRestructuringPerformingLoanAmount
21456000
CY2013Q4 ocfc Reserve For Loan Repurchases And Losses
ReserveForLoanRepurchasesAndLosses
1500000
CY2014Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.1000 pure
CY2014Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
33566772 shares
CY2014Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
16901653 shares
CY2014Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
2218138 shares
CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
15.85
CY2014Q4 us-gaap Weighted Average Rate Domestic Deposit Checking
WeightedAverageRateDomesticDepositChecking
0.0009 pure
CY2014Q4 us-gaap Weighted Average Rate Domestic Deposit Money Market
WeightedAverageRateDomesticDepositMoneyMarket
0.0006 pure
CY2014Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
55000000 shares
CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
15.94
CY2014Q4 us-gaap Tangible Capital To Tangible Assets
TangibleCapitalToTangibleAssets
0.0946 pure
CY2014Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0946 pure
CY2014Q4 us-gaap Preferred Stock Liquidation Preference
PreferredStockLiquidationPreference
1000
CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
1003075 shares
CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
16.42
CY2014Q4 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Exercise Price Beginning Balance1
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1
15.94
CY2014Q4 us-gaap Tangible Capital Required For Capital Adequacy To Tangible Assets
TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets
0.0150 pure
CY2014Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
16665119 shares
CY2014Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Weighted Average Interest Rate
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate
0.0118 pure
CY2014Q4 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Number Of Exercisable Options
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions
1003075 shares
CY2014Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400 pure
CY2014Q4 us-gaap Weighted Average Rate Domestic Deposit
WeightedAverageRateDomesticDeposit
0.0023 pure
CY2014Q4 us-gaap Weighted Average Rate Domestic Deposit Time Deposits
WeightedAverageRateDomesticDepositTimeDeposits
0.0145 pure
CY2014Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
33932 shares
CY2014Q4 us-gaap Weighted Average Rate Domestic Deposit Savings
WeightedAverageRateDomesticDepositSavings
0.0003 pure
CY2014Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800 pure
CY2014Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0.0500 pure
CY2014Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1405 pure
CY2014Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2014Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000 shares
CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
81785 shares
CY2014Q4 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Number Of Outstanding Options
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions
1751270 shares
CY2014Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0400 pure
CY2014Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.0600 pure
CY2014Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1508 pure
CY2014Q4 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0111 pure
CY2014Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2014Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
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CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
1751270 shares
CY2014Q4 us-gaap Time Deposits
TimeDeposits
207218000
CY2014Q4 us-gaap Tangible Capital
TangibleCapital
223573000
CY2014Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
2161000
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16317000
CY2014Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
36035000
CY2014Q4 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
1688000
CY2014Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
15427000
CY2014Q4 us-gaap Time Deposits100000 Or More
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64416000
CY2014Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2014Q4 us-gaap Other Liabilities
OtherLiabilities
11447000
CY2014Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
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CY2014Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
235000
CY2014Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
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CY2014Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
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CY2014Q4 us-gaap Statutory Accounting Practices Portion Of Excess Retained Earnings Not Taxed
StatutoryAccountingPracticesPortionOfExcessRetainedEarningsNotTaxed
10750000
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27500000
CY2014Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
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CY2014Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
95663000
CY2014Q4 us-gaap Common Stock Value
CommonStockValue
336000
CY2014Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2014Q4 us-gaap Capital
Capital
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CY2014Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
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CY2014Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
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CY2014Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
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CY2014Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
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CY2014Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
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CY2014Q4 us-gaap Stockholders Equity
StockholdersEquity
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CY2014Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
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1656000
CY2014Q4 us-gaap Liabilities And Stockholders Equity
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CY2014Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2023000
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AdditionalPaidInCapital
265260000
CY2014Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
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CY2014Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
18084000
CY2014Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
33614000
CY2014Q4 us-gaap Tangible Capital Required For Capital Adequacy
TangibleCapitalRequiredForCapitalAdequacy
35465000
CY2014Q4 us-gaap Loans And Leases Receivable Loans In Process
LoansAndLeasesReceivableLoansInProcess
16731000
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
14156000
CY2014Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
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CY2014Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
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CY2014Q4 us-gaap Time Deposit Maturities Year Five
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CY2014Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
223573000
CY2014Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
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CY2014Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
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1646000
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LoansAndLeasesReceivableAllowance
16317000
CY2014Q4 us-gaap Liabilities
Liabilities
2138455000
CY2014Q4 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
3707000
CY2014Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
301190000
CY2014Q4 us-gaap Deposit Liabilities Accrued Interest
DepositLiabilitiesAccruedInterest
6000
CY2014Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
127325000
CY2014Q4 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
6323000
CY2014Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
94573000
CY2014Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
95494000
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SecuritiesSoldUnderAgreementsToRepurchase
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1678000
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
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2161000
CY2014Q4 us-gaap Deposits
Deposits
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CY2014Q4 us-gaap Deferred Compensation Liability Current And Noncurrent
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DebtAndCapitalLeaseObligations
400550000
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AvailableForSaleSecuritiesPledgedAsCollateral
9915000
CY2014Q4 us-gaap Construction In Progress Gross
ConstructionInProgressGross
1667000
CY2014Q4 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
23672000
CY2014Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
474215000
CY2014Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
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CY2014Q4 us-gaap Land
Land
5124000
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1718687000
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PropertyPlantAndEquipmentNet
24738000
CY2014Q4 us-gaap Servicing Asset At Fair Value Amount
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1143000
CY2014Q4 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
701000
CY2014Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
4027000
CY2014Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
19804000
CY2014Q4 us-gaap Deferred Tax Assets Goodwill And Intangible Assets
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22000
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17612000
CY2014Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
1927000
CY2014Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
36979000
CY2014Q4 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
4201000
CY2014Q4 us-gaap Loans And Leases Receivable Net Reported Amount
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1688846000
CY2014Q4 us-gaap Buildings And Improvements Gross
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27372000
CY2014Q4 us-gaap Bank Owned Life Insurance
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CY2014Q4 us-gaap Common Stock Held In Trust
CommonStockHeldInTrust
304000
CY2014Q4 us-gaap Common Stock Issued Employee Trust Deferred
CommonStockIssuedEmployeeTrustDeferred
3330000
CY2014Q4 us-gaap Employee Stock Ownership Plan Esop Deferred Shares Fair Value
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CY2014Q4 us-gaap Servicing Asset
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165000
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43000
CY2014Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
19170000
CY2014Q4 us-gaap Financing Receivable Recorded Investment Past Due
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CY2014Q4 us-gaap Other Real Estate
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CY2014Q4 us-gaap Property Plant And Equipment Gross
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60773000
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2483000
CY2014Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
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26487000
CY2014Q4 us-gaap Assets
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2356714000
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15589000
CY2014Q4 us-gaap Deferred Tax Assets Net
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15589000
CY2014Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards Alternative Minimum Tax
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1160000
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6668000
CY2014Q4 us-gaap Interest Receivable
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CY2014Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
36117000
CY2014Q4 us-gaap Financing Receivable Modifications Recorded Investment
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23493000
CY2014Q4 us-gaap Financing Receivable Recorded Investment Current
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469417000
CY2014Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
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10492000
CY2014Q4 us-gaap Leasehold Improvements Gross
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2487000
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199349000
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254612000
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605000
CY2014Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
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8329000
CY2014Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
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16767000
CY2014Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
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1681708000
CY2014Q4 us-gaap Held To Maturity Securities Pledged As Collateral
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421427000
CY2014Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
18307000
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379000
CY2014Q4 ocfc Debt Securities Maturities After Five Through Ten Years Fair Value
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598000
CY2014Q4 ocfc Deferred Tax Asset Stock Option Plan
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1517000
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279433000
CY2014Q4 ocfc Deferred Tax Liabilities Excess Servicing On Sale Of Mortgage Loans
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136000
CY2014Q4 ocfc Interest And Dividends Receivable Mortgage Backed Securities
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673000
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46636000
CY2014Q4 ocfc Deferred Tax Assets Reserve For Repurchased Loans
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422000
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55000000
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12745000
CY2014Q4 ocfc Debt Securities Maturities Amortized Cost
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175123000
CY2014Q4 ocfc Specific Reserves On Nonaccrual Troubled Debt Restructurings
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419000
CY2014Q4 ocfc Number Of Investors
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494019000
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12745000
CY2014Q4 ocfc Debt Securities Maturities After One Through Five Years Amortized Cost
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72891000
CY2014Q4 ocfc Unrecognized Compensation Cost Related To Unvested Stock Options
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1900000
CY2014Q4 ocfc Deferred Tax Liabilities Deferred Loan Fees And Costs
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1217000
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CY2014Q4 ocfc Deferred Tax Liabilities Accretion Of Discount On Investment Securities
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435000
CY2014Q4 ocfc Available For Sale And Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Aggregate Losses
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12605000
CY2014Q4 ocfc Other Borrowings Weighted Average Rate
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CY2014Q4 ocfc Other Commitments To Extend Credit At Floating Rate
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5494000
CY2014Q4 ocfc Debt Securities Maturities After Ten Years Fair Value
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45250000
CY2014Q4 ocfc Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due And Still Accruing
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CY2014Q4 ocfc Other Commitments To Extend Credit At Fixed Rate
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CY2014Q4 ocfc Available For Sale And Held To Maturity Securities Amount Callable Fair Value Disclosure
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45300000
CY2014Q4 ocfc Employee Stock Ownership Plan Esop Number Of Unallocated Shares
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394816 shares
CY2014Q4 ocfc Unrealized Loss On Securities Available For Sale
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4909000
CY2014Q4 ocfc Employee Stock Ownership Plan Esop Shares Contributed To Esop Value
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512000
CY2014Q4 ocfc Held To Maturity Securities Amortized Cost
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481340000
CY2014Q4 ocfc Reserve For Loan Repurchases
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1032000
CY2014Q4 ocfc Available For Sale And Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Aggregate Losses
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140000
CY2014Q4 ocfc Available For Sale And Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
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45040000
CY2014Q4 ocfc Debt Securities Maturities Fair Value
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165341000
CY2014Q4 ocfc Employee Stock Ownership Plan Esop Debt Structure Direct Loan Interest Percentage
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0.0825 pure
CY2014Q4 ocfc Available For Sale Securities And Held To Maturity Securities Gross Unrealized Gains
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5524000
CY2014Q4 ocfc Debt Securities Maturities After Five Through Ten Years Amortized Cost
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596000
CY2014Q4 ocfc Interest And Dividends Receivable Loans
InterestAndDividendsReceivableLoans
4199000
CY2014Q4 ocfc Debt Securities Maturities After One Through Five Years Fair Value
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72815000
CY2014Q4 ocfc Loans And Leases Deferred Origination Costs
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3207000
CY2014Q4 ocfc Unrecognized Deferred Tax Liability On Retained Earnings Not Provided For Provision For Income Tax
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4391000
CY2014Q4 ocfc Interest And Dividends Receivable Investment Securities
InterestAndDividendsReceivableInvestmentSecurities
634000
CY2014Q4 ocfc Debt Securities Maturities Within One Year Fair Value
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46678000
CY2014Q4 ocfc Automobiles And Trucks Gross
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451000
CY2014Q4 ocfc Available For Sale And Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
234393000
CY2014Q4 ocfc Available For Sale Securities And Held To Maturity Amortized Cost
AvailableForSaleSecuritiesAndHeldToMaturityAmortizedCost
501240000
CY2014Q4 ocfc Loans And Leases Receivable Real Estate
LoansAndLeasesReceivableRealEstate
1435392000
CY2014Q4 ocfc Capitalized Mortgage Servicing Rights
CapitalizedMortgageServicingRights
286000
CY2014Q4 ocfc Carrying Value Of Pledged Securities
CarryingValueOfPledgedSecurities
360388000
CY2014Q4 ocfc Deferred Tax Assets On Non Accrual Interest
DeferredTaxAssetsOnNonAccrualInterest
449000
CY2014Q4 ocfc Deferred Incentive Compensation And Other Charges
DeferredIncentiveCompensationAndOtherCharges
1273000
CY2014Q4 ocfc Financing Receivable Troubled Debt Restructured Loans
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21462000
CY2014Q4 ocfc Tangible Capital Required To Be Well Capitalized Amount
TangibleCapitalRequiredToBeWellCapitalizedAmount
0
CY2014Q4 ocfc Other Commitments To Extend Credit At Adjustable Rate
OtherCommitmentsToExtendCreditAtAdjustableRate
3033000
CY2014Q4 ocfc Loans And Leases Receivable Impaired Troubled Debt Restructuring Performing Loan Amount
LoansAndLeasesReceivableImpairedTroubledDebtRestructuringPerformingLoanAmount
21462000
CY2014Q4 ocfc Available For Sale And Held To Maturity Securities Amount Callable Amortized Cost
AvailableForSaleAndHeldToMaturitySecuritiesAmountCallableAmortizedCost
55000000
CY2014Q4 ocfc Reserve For Loan Repurchases And Losses
ReserveForLoanRepurchasesAndLosses
1000000
CY2005Q3 us-gaap Debt Instrument Maturity Date
DebtInstrumentMaturityDate
2015-11-23
CY2005Q3 ocfc Subordinated Debt Interest Rate Fixed
SubordinatedDebtInterestRateFixed
0.0635 pure
CY2013Q4 ocfc Federal Home Loan Bank Advances Maturity Period
FederalHomeLoanBankAdvancesMaturityPeriod
P16M
CY2013Q4 ocfc Federal Home Loan Bank Advance Prepayment Fees
FederalHomeLoanBankAdvancePrepaymentFees
4300000
CY2006 ocfc Maturity Of Trust Preferred Securities And Debentures
MaturityOfTrustPreferredSecuritiesAndDebentures
2036
CY2007 ocfc Trust Preferred Securities Maturity Date
TrustPreferredSecuritiesMaturityDate
2037-09-01
CY2013 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.95
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
2703 shares
CY2013 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
12.63
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
234676 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
14.78
CY2013 us-gaap Deferred Compensation Arrangement With Individual Shares Issued
DeferredCompensationArrangementWithIndividualSharesIssued
86000 shares
CY2013 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
35458000
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
14296 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0327 pure
CY2013 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
29916 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
277625 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
28228 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0147 pure
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
13.21
CY2013 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
23.28
CY2013 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
13.89
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeitures Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
13.85
CY2013 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
17157000 shares
CY2013 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
17614000 shares
CY2013 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.96
CY2013 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
14.68
CY2013 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.350 pure
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.29 pure
CY2013 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
446000 shares
CY2013 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
852000 shares
CY2013 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
5147 shares
CY2013 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
17071000 shares
CY2013 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
28292000
CY2013 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
847000
CY2013 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
99614000
CY2013 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
49000
CY2013 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
67729000
CY2013 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
70529000
CY2013 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
69863000
CY2013 us-gaap Increase Decrease In Restricted Cash
IncreaseDecreaseInRestrictedCash
915000
CY2013 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-3667000
CY2013 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
225000000
CY2013 us-gaap Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale
PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
127582000
CY2013 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-6668000
CY2013 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-6668000
CY2013 us-gaap Noninterest Income
NoninterestIncome
16458000
CY2013 us-gaap Marketable Securities Realized Gain Loss
MarketableSecuritiesRealizedGainLoss
46000
CY2013 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
2891000
CY2013 us-gaap Income Tax Rate Reconciliation Deductions Employee Stock Ownership Plan Dividends
IncomeTaxRateReconciliationDeductionsEmployeeStockOwnershipPlanDividends
233000
CY2013 us-gaap Allowance For Loan And Lease Losses Adjustments Net
AllowanceForLoanAndLeaseLossesAdjustmentsNet
30119000
CY2013 us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
538000
CY2013 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-2543000
CY2013 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
24917000
CY2013 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-2031000
CY2013 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
65000
CY2013 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
8239000
CY2013 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-27000
CY2013 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
7403000
CY2013 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
2138000
CY2013 us-gaap Fees And Commissions
FeesAndCommissions
7451000
CY2013 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
9662000
CY2013 us-gaap Servicing Fees Net
ServicingFeesNet
748000
CY2013 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
-596000
CY2013 us-gaap Income Taxes Paid
IncomeTaxesPaid
8136000
CY2013 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
24943000
CY2013 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
8108000
CY2013 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
80157000
CY2013 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
1404000
CY2013 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
4283000
CY2013 us-gaap Net Income Loss
NetIncomeLoss
16330000
CY2013 us-gaap Interest Paid
InterestPaid
9969000
CY2013 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
671000
CY2013 us-gaap Adjustments To Additional Paid In Capital Tax Effect From Share Based Compensation
AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation
-31000
CY2013 us-gaap Profit Loss From Real Estate Operations
ProfitLossFromRealEstateOperations
-161000
CY2013 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-6768000
CY2013 us-gaap Investment Advisory Management And Administrative Fees
InvestmentAdvisoryManagementAndAdministrativeFees
2174000
CY2013 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-105000
CY2013 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
1163000
CY2013 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
1141000
CY2013 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
538000
CY2013 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-1750000
CY2013 us-gaap Employee Stock Ownership Plan Esop Dividends Paid To Esop
EmployeeStockOwnershipPlanESOPDividendsPaidToESOP
221000
CY2013 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-122000
CY2013 us-gaap Interest Expense
InterestExpense
9628000
CY2013 us-gaap Operating Expenses
OperatingExpenses
59244000
CY2013 us-gaap Professional Fees
ProfessionalFees
2449000
CY2013 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
3521000
CY2013 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-329000
CY2013 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
87000
CY2013 us-gaap Equipment Expense
EquipmentExpense
2724000
CY2013 us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
-31000
CY2013 us-gaap Interest Expense Negotiable Order Of Withdrawal Now Deposits
InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits
1408000
CY2013 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
187000
CY2013 us-gaap Labor And Related Expense
LaborAndRelatedExpense
28762000
CY2013 us-gaap Other Noncash Expense
OtherNoncashExpense
501000
CY2013 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
2800000
CY2013 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
1385000
CY2013 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
8108000
CY2013 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-28586000
CY2013 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
2141000
CY2013 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
8730000
CY2013 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
8613000
CY2013 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
9039000
CY2013 us-gaap Depreciation And Amortization
DepreciationAndAmortization
2832000
CY2013 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
8239000
CY2013 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
3996000
CY2013 us-gaap Interest Expense Money Market Deposits
InterestExpenseMoneyMarketDeposits
165000
CY2013 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
809000
CY2013 us-gaap Interest Expense Securities Sold Under Agreements To Repurchase
InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase
124000
CY2013 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-32623000
CY2013 us-gaap Occupancy Net
OccupancyNet
5562000
CY2013 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-4674000
CY2013 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
112513000
CY2013 us-gaap Proceeds From Maturities Prepayments And Calls Of Mortgage Backed Securities Mbs
ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS
75460000
CY2013 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
2116000
CY2013 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
3356000
CY2013 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
1324000
CY2013 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
27092000
CY2013 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
4919000
CY2013 us-gaap Interest Expense Time Deposits
InterestExpenseTimeDeposits
2949000
CY2013 us-gaap Marketing Expense
MarketingExpense
1632000
CY2013 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-31421000
CY2013 us-gaap Other Tax Expense Benefit
OtherTaxExpenseBenefit
19000
CY2013 us-gaap Proceeds From Maturities Repayments And Calls Of Trading Securities Heldforinvestment
ProceedsFromMaturitiesRepaymentsAndCallsOfTradingSecuritiesHeldforinvestment
24017000
CY2013 us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
3725000
CY2013 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
65000
CY2013 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
10363000
CY2013 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
642000
CY2013 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
3986000
CY2013 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
2378000
CY2013 us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
70000000
CY2013 us-gaap Interest Expense Deposits
InterestExpenseDeposits
4709000
CY2013 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
45395000
CY2013 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1244000
CY2013 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
106719000
CY2013 us-gaap Share Based Compensation
ShareBasedCompensation
671000
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
11000
CY2013 us-gaap Adjustments To Reconcile Net Income Loss To Cash Provided By Used In Operating Activities
AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities
19128000
CY2013 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-1421000
CY2013 us-gaap Increase Decrease In Other Operating Liabilities
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1260000
CY2013 us-gaap Other Cost And Expense Operating
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5366000
CY2013 ocfc Unallocated Incentive Award Shares And Shares Held By Deferred Compensation Plan
UnallocatedIncentiveAwardSharesAndSharesHeldByDeferredCompensationPlan
97000 shares
CY2013 ocfc Charge Against Consolidating Branches
ChargeAgainstConsolidatingBranches
579000
CY2013 ocfc Securities Transferred From Available For Sale To Held To Maturity
SecuritiesTransferredFromAvailableForSaleToHeldToMaturity
536010000
CY2013 ocfc Securities Sold Under Repurchase Agreements Weighted Average Interest Rate
SecuritiesSoldUnderRepurchaseAgreementsWeightedAverageInterestRate
0.0015 pure
CY2013 ocfc Number Of Loan Repurchase Requests
NumberOfLoanRepurchaseRequests
5
CY2013 ocfc Non Accrual Troubled Debt Restructurings
NonAccrualTroubledDebtRestructurings
9663000
CY2013 ocfc Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred From Available For Sale Securities Before Tax
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13300000
CY2013 ocfc Gains Losses On Repurchases Loan Sales
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-465000
CY2013 ocfc Other Comprehensive Income Loss Transfers From Available For Sale Securities To Held To Maturity
OtherComprehensiveIncomeLossTransfersFromAvailableForSaleSecuritiesToHeldToMaturity
13347000
CY2013 ocfc Reserve For Loan Repurchases Recovery
ReserveForLoanRepurchasesRecovery
205000
CY2013 ocfc Interest Income On Non Accrual Loans That Would Have Been Recognized If All Of Such Loans Had Been Current In Accordance With Their Original Terms
InterestIncomeOnNonAccrualLoansThatWouldHaveBeenRecognizedIfAllOfSuchLoansHadBeenCurrentInAccordanceWithTheirOriginalTerms
2513000
CY2013 ocfc Other Comprehensive Income Accretion Of Net Unrealized Losses On Held To Maturity Securities Before Tax
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206000
CY2013 ocfc Marketable Securities Realized Loss
MarketableSecuritiesRealizedLoss
0
CY2013 ocfc Provision For Repurchased Loans
ProvisionForRepurchasedLoans
975000
CY2013 ocfc Average Balances Of Impaired Loans
AverageBalancesOfImpairedLoans
38587000
CY2013 ocfc Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Weighted Average Estimated Fair Value Of Options Granted
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageEstimatedFairValueOfOptionsGranted
3.01
CY2013 ocfc Settlement Of Repurchase Obligation
SettlementOfRepurchaseObligation
450000
CY2013 ocfc Federal Home Loan Bank Advances Prepayment Fees Before Tax
FederalHomeLoanBankAdvancesPrepaymentFeesBeforeTax
4265000
CY2013 ocfc Net Loans Charged Off
NetLoansChargedOff
2380000
CY2013 ocfc Unrealized Gains Loss On Securities Tax Expense
UnrealizedGainsLossOnSecuritiesTaxExpense
-4605000
CY2013 ocfc Credit And Debit Card Revenue
CreditAndDebitCardRevenue
3584000
CY2013 ocfc Stock Based Compensation Expense Recorded On Executive Performance Based Stock Option Grants
StockBasedCompensationExpenseRecordedOnExecutivePerformanceBasedStockOptionGrants
502000
CY2013 ocfc Income Tax Reconciliation Deductions Earnings On Life Insurance
IncomeTaxReconciliationDeductionsEarningsOnLifeInsurance
491000
CY2013 ocfc Reserve For Loan Repurchases Loss On Loans Repurchased
ReserveForLoanRepurchasesLossOnLoansRepurchased
915000
CY2013 ocfc Other Comprehensive Income Accretion Of Fair Value Adjustment On Held To Maturity Securities Tax
OtherComprehensiveIncomeAccretionOfFairValueAdjustmentOnHeldToMaturitySecuritiesTax
88000
CY2013 ocfc Tax Expense Benefit From Shared Based Compensation
TaxExpenseBenefitFromSharedBasedCompensation
-31000
CY2013 ocfc Reserve For Loan Repurchases Increase Decrease
ReserveForLoanRepurchasesIncreaseDecrease
265000
CY2013 ocfc Other Comprehensive Income Accretion Of Net Unrealized Losses On Held To Maturity Securities Net Of Tax
OtherComprehensiveIncomeAccretionOfNetUnrealizedLossesOnHeldToMaturitySecuritiesNetOfTax
-127000
CY2013 ocfc Additional Provision For Repurchased Loans
AdditionalProvisionForRepurchasedLoans
875000
CY2013 ocfc Check Card Processing
CheckCardProcessing
1768000
CY2013 ocfc Accumulated Other Comprehensive Income Loss Transfers From Available For Sale Securities To Held To Maturity
AccumulatedOtherComprehensiveIncomeLossTransfersFromAvailableForSaleSecuritiesToHeldToMaturity
13300000
CY2013 ocfc Accretion Of Unrealized Loss On Securities Reclassified To Held To Maturity
AccretionOfUnrealizedLossOnSecuritiesReclassifiedToHeldToMaturity
206000
CY2014 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.19
CY2014 us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Weighted Average Life1
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1
P7Y3M18D
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
2119 shares
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
12.66
CY2014 dei Document Type
DocumentType
10-K
CY2014 dei Entity Registrant Name
EntityRegistrantName
OCEANFIRST FINANCIAL CORP
CY2014 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2014 dei Trading Symbol
TradingSymbol
OCFC
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
7751 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
17.70
CY2014 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Exercisable Options Weighted Average Remaining Contractual Term2
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageRemainingContractualTerm2
P4Y
CY2014 dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
CY2014 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2014 us-gaap Deferred Compensation Arrangement With Individual Shares Issued
DeferredCompensationArrangementWithIndividualSharesIssued
110000 shares
CY2014 us-gaap Nature Of Operations
NatureOfOperations
<div> <p style="MARGIN-BOTTOM: 0px; MARGIN-TOP: 18px"><font style="FONT-FAMILY: Times New Roman" size="2"><b>Business</b></font></p> <p style="MARGIN-BOTTOM: 0px; MARGIN-TOP: 6px" align="justify"> <font style="FONT-FAMILY: Times New Roman" size="2">The Bank provides a range of community banking services to customers through a network of branches and offices in Ocean, Monmouth, Middlesex and Mercer Counties in New Jersey. The Bank is subject to competition from other financial institutions; it is also subject to the regulations of certain regulatory agencies and undergoes periodic examinations by those regulatory authorities.</font></p> </div>
CY2014 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
27581000
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
16438 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
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0.0271 pure
CY2014 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
234300 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
280375 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
40380 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0229 pure
CY2014 dei Document Period End Date
DocumentPeriodEndDate
2014-12-31
CY2014 us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Discount Rate
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
0.097 pure
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
13.31
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
13.30
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
22.44
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeitures Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
14.18
CY2014 dei Amendment Flag
AmendmentFlag
false
CY2014 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2014 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
CY2014 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
16797000 shares
CY2014 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
17197000 shares
CY2014 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.19
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
17.72
CY2014 dei Entity Central Index Key
EntityCentralIndexKey
0001004702
CY2014 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.350 pure
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.29 pure
CY2014 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
412000 shares
CY2014 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2014 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
767000 shares
CY2014 us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Prepayment Speed
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed
0.119 pure
CY2014 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Remaining Contractual Term2
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2
P5Y8M12D
CY2014 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
27634 shares
CY2014 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2014 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
16687000 shares
CY2014 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
20547000
CY2014 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
5003000
CY2014 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
42571000
CY2014 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
116000
CY2014 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
69718000
CY2014 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
72348000
CY2014 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
70564000
CY2014 us-gaap Increase Decrease In Restricted Cash
IncreaseDecreaseInRestrictedCash
148000
CY2014 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-2816000
CY2014 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
110000000
CY2014 us-gaap Payments To Acquire Loans Receivable
PaymentsToAcquireLoansReceivable
20574000
CY2014 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-490000
CY2014 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-490000
CY2014 us-gaap Noninterest Income
NoninterestIncome
18577000
CY2014 us-gaap Mortgage Loans On Real Estate Cost Of Mortgages Sold
MortgageLoansOnRealEstateCostOfMortgagesSold
23100000
CY2014 us-gaap Marketable Securities Realized Gain Loss
MarketableSecuritiesRealizedGainLoss
1031000
CY2014 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
2444000
CY2014 us-gaap Income Tax Rate Reconciliation Deductions Employee Stock Ownership Plan Dividends
IncomeTaxRateReconciliationDeductionsEmployeeStockOwnershipPlanDividends
229000
CY2014 us-gaap Allowance For Loan And Lease Losses Adjustments Net
AllowanceForLoanAndLeaseLossesAdjustmentsNet
29841000
CY2014 us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
570000
CY2014 us-gaap Payments To Acquire Mortgage Backed Securities Mbs Categorized As Held To Maturity
PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity
35203000
CY2014 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
4652000
CY2014 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
152852000
CY2014 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-130000
CY2014 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
349000
CY2014 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
8241000
CY2014 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-610000
CY2014 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
6845000
CY2014 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
772000
CY2014 us-gaap Fees And Commissions
FeesAndCommissions
8589000
CY2014 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
19430000
CY2014 us-gaap Servicing Fees Net
ServicingFeesNet
816000
CY2014 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
126000
CY2014 us-gaap Income Taxes Paid
IncomeTaxesPaid
11801000
CY2014 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
30531000
CY2014 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
9178000
CY2014 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
79853000
CY2014 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
1477000
CY2014 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
3970000
CY2014 us-gaap Net Income Loss
NetIncomeLoss
19920000
CY2014 us-gaap Interest Paid
InterestPaid
7243000
CY2014 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
928000
CY2014 us-gaap Adjustments To Additional Paid In Capital Tax Effect From Share Based Compensation
AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation
51000
CY2014 us-gaap Profit Loss From Real Estate Operations
ProfitLossFromRealEstateOperations
-390000
CY2014 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-601000
CY2014 us-gaap Investment Advisory Management And Administrative Fees
InvestmentAdvisoryManagementAndAdministrativeFees
2280000
CY2014 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
46000
CY2014 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
772000
CY2014 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
584000
CY2014 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
570000
CY2014 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
103000
CY2014 us-gaap Employee Stock Ownership Plan Esop Dividends Paid To Esop
EmployeeStockOwnershipPlanESOPDividendsPaidToESOP
209000
CY2014 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-123000
CY2014 us-gaap Interest Expense
InterestExpense
7505000
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OperatingExpenses
57764000
CY2014 us-gaap Professional Fees
ProfessionalFees
2267000
CY2014 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
7827000
CY2014 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
73000
CY2014 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
99000
CY2014 us-gaap Equipment Expense
EquipmentExpense
3278000
CY2014 us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
51000
CY2014 us-gaap Interest Expense Negotiable Order Of Withdrawal Now Deposits
InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits
925000
CY2014 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
112000
CY2014 us-gaap Labor And Related Expense
LaborAndRelatedExpense
31427000
CY2014 us-gaap Other Noncash Expense
OtherNoncashExpense
63000
CY2014 us-gaap Proceeds From Sale Of Mortgage Servicing Rights Msr
ProceedsFromSaleOfMortgageServicingRightsMSR
3155000
CY2014 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
2630000
CY2014 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
1016000
CY2014 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
9178000
CY2014 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
2159000
CY2014 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
2128000
CY2014 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
10686000
CY2014 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10611000
CY2014 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
9512000
CY2014 us-gaap Depreciation And Amortization
DepreciationAndAmortization
2916000
CY2014 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
8241000
CY2014 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
4239000
CY2014 us-gaap Interest Expense Money Market Deposits
InterestExpenseMoneyMarketDeposits
92000
CY2014 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
809000
CY2014 us-gaap Interest Expense Securities Sold Under Agreements To Repurchase
InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase
78000
CY2014 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
85951000
CY2014 us-gaap Occupancy Net
OccupancyNet
5510000
CY2014 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-415000
CY2014 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
24746000
CY2014 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
4016000
CY2014 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
4289000
CY2014 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
996000
CY2014 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-26628000
CY2014 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
3402000
CY2014 us-gaap Interest Expense Time Deposits
InterestExpenseTimeDeposits
2974000
CY2014 us-gaap Marketing Expense
MarketingExpense
1795000
CY2014 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-111373000
CY2014 us-gaap Other Tax Expense Benefit
OtherTaxExpenseBenefit
421000
CY2014 us-gaap Proceeds From Maturities Repayments And Calls Of Trading Securities Heldforinvestment
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57199000
CY2014 us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
7711000
CY2014 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
349000
CY2014 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
10508000
CY2014 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
695000
CY2014 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
2515000
CY2014 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
1984000
CY2014 us-gaap Proceeds From Federal Home Loan Bank Advances
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215000000
CY2014 us-gaap Interest Expense Deposits
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4103000
CY2014 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
35005000
CY2014 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
8439000
CY2014 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
39641000
CY2014 us-gaap Share Based Compensation
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928000
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
131000
CY2014 us-gaap Adjustments To Reconcile Net Income Loss To Cash Provided By Used In Operating Activities
AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities
7661000
CY2014 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
30000
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124000
CY2014 us-gaap Other Cost And Expense Operating
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5186000
CY2014 ocfc Unallocated Incentive Award Shares And Shares Held By Deferred Compensation Plan
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98000 shares
CY2014 ocfc Floating Rate Debt Securities Interest Rate During Period
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Over 90-day LIBOR
CY2014 ocfc Share Based Compensation Arrangement By Share Based Payment Award Incentive Stock Options Vesting Percentage
ShareBasedCompensationArrangementByShareBasedPaymentAwardIncentiveStockOptionsVestingPercentage
0.20 pure
CY2014 ocfc Floating Rate Securities Purchased In Prior Period
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1998
CY2014 ocfc Interest Payment Period
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P7Y
CY2014 ocfc Minimum Period Of Loans Past Due
MinimumPeriodOfLoansPastDue
P90D
CY2014 ocfc Securities Sold Under Repurchase Agreements Weighted Average Interest Rate
SecuritiesSoldUnderRepurchaseAgreementsWeightedAverageInterestRate
0.0012 pure
CY2014 ocfc Number Of Loan Repurchase Requests
NumberOfLoanRepurchaseRequests
0
CY2014 ocfc Share Based Compensation Arrangement By Share Based Payment Award Remaining Award Vesting Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardRemainingAwardVestingPeriod
P2Y7M6D
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NonAccrualTroubledDebtRestructurings
2031000
CY2014 ocfc Loans Sold To Fhlb Under Loss Sharing Arrangement First Loss Position
LoansSoldToFhlbUnderLossSharingArrangementFirstLossPosition
0.01 pure
CY2014 ocfc Shares To Be Purchased For Esop From Borrowed Fund
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2013137 shares
CY2014 ocfc Gains Losses On Repurchases Loan Sales
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-143000
CY2014 ocfc Other Comprehensive Income Loss Transfers From Available For Sale Securities To Held To Maturity
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13347000
CY2014 ocfc Percentage Of Transactions Between Federal Home Loan Bank And Bank
PercentageOfTransactionsBetweenFederalHomeLoanBankAndBank
0.045 pure
CY2014 ocfc Interest Income On Non Accrual Loans That Would Have Been Recognized If All Of Such Loans Had Been Current In Accordance With Their Original Terms
InterestIncomeOnNonAccrualLoansThatWouldHaveBeenRecognizedIfAllOfSuchLoansHadBeenCurrentInAccordanceWithTheirOriginalTerms
1630000
CY2014 ocfc Loans Sold To Fhlb Under Loss Sharing Arrangement Minimum Exposure
LoansSoldToFhlbUnderLossSharingArrangementMinimumExposure
0.015 pure
CY2014 ocfc Mortgage Loan Sold On Real Estate Maturity Period
MortgageLoanSoldOnRealEstateMaturityPeriod
P15Y
CY2014 ocfc Other Comprehensive Income Accretion Of Net Unrealized Losses On Held To Maturity Securities Before Tax
OtherComprehensiveIncomeAccretionOfNetUnrealizedLossesOnHeldToMaturitySecuritiesBeforeTax
1424000
CY2014 ocfc Marketable Securities Realized Loss
MarketableSecuritiesRealizedLoss
0
CY2014 ocfc Minimum Loans Delinquent Period
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P90D
CY2014 ocfc Federal Home Loan Bank Stock Percentage Of Minimum Investment
FederalHomeLoanBankStockPercentageOfMinimumInvestment
0.0020 pure
CY2014 ocfc Average Balances Of Impaired Loans
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41023000
CY2014 ocfc Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Weighted Average Estimated Fair Value Of Options Granted
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageEstimatedFairValueOfOptionsGranted
4.17
CY2014 ocfc Percentage Of Estimated Selling Cost On Other Real Estate Owned
PercentageOfEstimatedSellingCostOnOtherRealEstateOwned
0.15 pure
CY2014 ocfc Maturity Period Of Short Term Interest Bearing Securities Included In Cash And Cash Equivalents
MaturityPeriodOfShortTermInterestBearingSecuritiesIncludedInCashAndCashEquivalents
Three months or less
CY2014 ocfc Stock Option Expiration Period From Date Of Grant
StockOptionExpirationPeriodFromDateOfGrant
P10Y
CY2014 ocfc Percentage Of Estimated Selling Cost On Loans Measured For Impairment
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0.15 pure
CY2014 ocfc Floating Rate Debt Securities Principal Amount Maturity Period
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2028 or prior if called by the issuer
CY2014 ocfc Settlement Of Repurchase Obligation
SettlementOfRepurchaseObligation
293000
CY2014 ocfc Fixed Rate Loan Commitments Expiration Period
FixedRateLoanCommitmentsExpirationPeriod
P90D
CY2014 ocfc Net Loans Charged Off
NetLoansChargedOff
7243000
CY2014 ocfc Minimum Amount Of Nonaccrual Business And Commercial Real Estate Loans Evaluated Individually For Impairment
MinimumAmountOfNonaccrualBusinessAndCommercialRealEstateLoansEvaluatedIndividuallyForImpairment
250000
CY2014 ocfc Unrealized Gains Loss On Securities Tax Expense
UnrealizedGainsLossOnSecuritiesTaxExpense
-338000
CY2014 ocfc Credit And Debit Card Revenue
CreditAndDebitCardRevenue
3478000
CY2014 ocfc Stock Based Compensation Expense Recorded On Executive Performance Based Stock Option Grants
StockBasedCompensationExpenseRecordedOnExecutivePerformanceBasedStockOptionGrants
657000
CY2014 ocfc Income Tax Reconciliation Deductions Earnings On Life Insurance
IncomeTaxReconciliationDeductionsEarningsOnLifeInsurance
517000
CY2014 ocfc Reserve For Loan Repurchases Loss On Loans Repurchased
ReserveForLoanRepurchasesLossOnLoansRepurchased
436000
CY2014 ocfc Other Comprehensive Income Accretion Of Fair Value Adjustment On Held To Maturity Securities Tax
OtherComprehensiveIncomeAccretionOfFairValueAdjustmentOnHeldToMaturitySecuritiesTax
497000
CY2014 ocfc Tax Expense Benefit From Shared Based Compensation
TaxExpenseBenefitFromSharedBasedCompensation
51000
CY2014 ocfc Reserve For Loan Repurchases Increase Decrease
ReserveForLoanRepurchasesIncreaseDecrease
-436000
CY2014 ocfc Other Comprehensive Income Accretion Of Net Unrealized Losses On Held To Maturity Securities Net Of Tax
OtherComprehensiveIncomeAccretionOfNetUnrealizedLossesOnHeldToMaturitySecuritiesNetOfTax
-721000
CY2014 ocfc Check Card Processing
CheckCardProcessing
1934000
CY2014 ocfc Loans Sold To Fhlb Under Loss Sharing Arrangement Maximum Loss Position
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0.040 pure
CY2014 ocfc Proceeds From Sale Of Non Performing Loans
ProceedsFromSaleOfNonPerformingLoans
19058000
CY2014 ocfc Mortgage Servicing Rights Sold
MortgageServicingRightsSold
2747000
CY2014 ocfc Gain Loss On Sale Of Loan Servicing
GainLossOnSaleOfLoanServicing
408000
CY2014 ocfc Accretion Of Unrealized Loss On Securities Reclassified To Held To Maturity
AccretionOfUnrealizedLossOnSecuritiesReclassifiedToHeldToMaturity
1218000
CY2014 ocfc Mortgage Loan On Real Estate Delinquent Period
MortgageLoanOnRealEstateDelinquentPeriod
P120D
CY2012 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.12
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
5535 shares
CY2012 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
11.55
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
342343 shares
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
13.83
CY2012 us-gaap Deferred Compensation Arrangement With Individual Shares Issued
DeferredCompensationArrangementWithIndividualSharesIssued
99000 shares
CY2012 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
30888000
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
14393 shares
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0347 pure
CY2012 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
202928 shares
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
270250 shares
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
19513 shares
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0140 pure
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
14.52
CY2012 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
17.92
CY2012 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
18.28
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeitures Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
13.20
CY2012 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
17829000 shares
CY2012 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
18303000 shares
CY2012 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.13
CY2012 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
13.83
CY2012 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.350 pure
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.29 pure
CY2012 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
480000 shares
CY2012 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
1253000 shares
CY2012 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
36218 shares
CY2012 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
17730000 shares
CY2012 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
74390000
CY2012 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
170999000
CY2012 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
12000
CY2012 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
65612000
CY2012 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
73512000
CY2012 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
76168000
CY2012 us-gaap Increase Decrease In Restricted Cash
IncreaseDecreaseInRestrictedCash
-273000
CY2012 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-3466000
CY2012 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
41000000
CY2012 us-gaap Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale
PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
94663000
CY2012 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
2517000
CY2012 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
2517000
CY2012 us-gaap Noninterest Income
NoninterestIncome
17724000
CY2012 us-gaap Marketable Securities Realized Gain Loss
MarketableSecuritiesRealizedGainLoss
226000
CY2012 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
2938000
CY2012 us-gaap Income Tax Rate Reconciliation Deductions Employee Stock Ownership Plan Dividends
IncomeTaxRateReconciliationDeductionsEmployeeStockOwnershipPlanDividends
233000
CY2012 us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
480000
CY2012 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-1099000
CY2012 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-27050000
CY2012 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-937000
CY2012 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
419000
CY2012 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
8579000
CY2012 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-134000
CY2012 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
8509000
CY2012 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
4718000
CY2012 us-gaap Fees And Commissions
FeesAndCommissions
7542000
CY2012 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
22537000
CY2012 us-gaap Servicing Fees Net
ServicingFeesNet
538000
CY2012 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
-456000
CY2012 us-gaap Income Taxes Paid
IncomeTaxesPaid
9018000
CY2012 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
30947000
CY2012 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
11897000
CY2012 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
87615000
CY2012 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
1338000
CY2012 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2600000
CY2012 us-gaap Net Income Loss
NetIncomeLoss
20020000
CY2012 us-gaap Interest Paid
InterestPaid
14151000
CY2012 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
591000
CY2012 us-gaap Adjustments To Additional Paid In Capital Tax Effect From Share Based Compensation
AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation
-608000
CY2012 us-gaap Profit Loss From Real Estate Operations
ProfitLossFromRealEstateOperations
-10000
CY2012 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
2651000
CY2012 us-gaap Investment Advisory Management And Administrative Fees
InvestmentAdvisoryManagementAndAdministrativeFees
1512000
CY2012 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
295000
CY2012 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
3466000
CY2012 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
1464000
CY2012 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
480000
CY2012 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
649000
CY2012 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-26000
CY2012 us-gaap Interest Expense
InterestExpense
14103000
CY2012 us-gaap Operating Expenses
OperatingExpenses
52389000
CY2012 us-gaap Professional Fees
ProfessionalFees
2546000
CY2012 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
7084000
CY2012 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-15000
CY2012 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
66000
CY2012 us-gaap Equipment Expense
EquipmentExpense
2632000
CY2012 us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
-608000
CY2012 us-gaap Interest Expense Negotiable Order Of Withdrawal Now Deposits
InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits
2878000
CY2012 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
359000
CY2012 us-gaap Labor And Related Expense
LaborAndRelatedExpense
27610000
CY2012 us-gaap Other Noncash Expense
OtherNoncashExpense
819000
CY2012 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
7900000
CY2012 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
1633000
CY2012 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
11897000
CY2012 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-14983000
CY2012 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
2113000
CY2012 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
10831000
CY2012 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10927000
CY2012 us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
158000
CY2012 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
8893000
CY2012 us-gaap Depreciation And Amortization
DepreciationAndAmortization
2626000
CY2012 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
8579000
CY2012 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
3632000
CY2012 us-gaap Interest Expense Money Market Deposits
InterestExpenseMoneyMarketDeposits
361000
CY2012 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
860000
CY2012 us-gaap Interest Expense Securities Sold Under Agreements To Repurchase
InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase
201000
CY2012 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-53114000
CY2012 us-gaap Occupancy Net
OccupancyNet
5074000
CY2012 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
1831000
CY2012 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-5310000
CY2012 us-gaap Proceeds From Maturities Prepayments And Calls Of Mortgage Backed Securities Mbs
ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS
118372000
CY2012 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
3105000
CY2012 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
4050000
CY2012 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
1385000
CY2012 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
13588000
CY2012 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
6556000
CY2012 us-gaap Interest Expense Time Deposits
InterestExpenseTimeDeposits
3949000
CY2012 us-gaap Marketing Expense
MarketingExpense
1633000
CY2012 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
7243000
CY2012 us-gaap Other Tax Expense Benefit
OtherTaxExpenseBenefit
92000
CY2012 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
419000
CY2012 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
10278000
CY2012 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
757000
CY2012 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
5495000
CY2012 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
2034000
CY2012 us-gaap Interest Expense Deposits
InterestExpenseDeposits
7547000
CY2012 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
28049000
CY2012 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1221000
CY2012 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
176903000
CY2012 us-gaap Share Based Compensation
ShareBasedCompensation
591000
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
106000
CY2012 us-gaap Adjustments To Reconcile Net Income Loss To Cash Provided By Used In Operating Activities
AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities
10868000
CY2012 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
664000
CY2012 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
1076000
CY2012 us-gaap Other Cost And Expense Operating
OtherCostAndExpenseOperating
5694000
CY2012 ocfc Unallocated Incentive Award Shares And Shares Held By Deferred Compensation Plan
UnallocatedIncentiveAwardSharesAndSharesHeldByDeferredCompensationPlan
93000 shares
CY2012 ocfc Non Accrual Troubled Debt Restructurings
NonAccrualTroubledDebtRestructurings
18160000
CY2012 ocfc Interest Income On Non Accrual Loans That Would Have Been Recognized If All Of Such Loans Had Been Current In Accordance With Their Original Terms
InterestIncomeOnNonAccrualLoansThatWouldHaveBeenRecognizedIfAllOfSuchLoansHadBeenCurrentInAccordanceWithTheirOriginalTerms
2370000
CY2012 ocfc Marketable Securities Realized Loss
MarketableSecuritiesRealizedLoss
0
CY2012 ocfc Provision For Repurchased Loans
ProvisionForRepurchasedLoans
750000
CY2012 ocfc Average Balances Of Impaired Loans
AverageBalancesOfImpairedLoans
36574000
CY2012 ocfc Payments To Acquire Bank Owned Life Insurance
PaymentsToAcquireBankOwnedLifeInsurance
10000000
CY2012 ocfc Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Weighted Average Estimated Fair Value Of Options Granted
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageEstimatedFairValueOfOptionsGranted
2.69
CY2012 ocfc Net Loans Charged Off
NetLoansChargedOff
5620000
CY2012 ocfc Unrealized Gains Loss On Securities Tax Expense
UnrealizedGainsLossOnSecuritiesTaxExpense
1739000
CY2012 ocfc Credit And Debit Card Revenue
CreditAndDebitCardRevenue
3100000
CY2012 ocfc Stock Based Compensation Expense Recorded On Executive Performance Based Stock Option Grants
StockBasedCompensationExpenseRecordedOnExecutivePerformanceBasedStockOptionGrants
442000
CY2012 ocfc Income Tax Reconciliation Deductions Earnings On Life Insurance
IncomeTaxReconciliationDeductionsEarningsOnLifeInsurance
468000
CY2012 ocfc Reserve For Loan Repurchases Loss On Loans Repurchased
ReserveForLoanRepurchasesLossOnLoansRepurchased
252000
CY2012 ocfc Tax Expense Benefit From Shared Based Compensation
TaxExpenseBenefitFromSharedBasedCompensation
-608000
CY2012 ocfc Check Card Processing
CheckCardProcessing
1455000
CY2013Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.26
CY2013Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.26
CY2013Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
16090000
CY2013Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
17190000
CY2013Q1 us-gaap Other Income
OtherIncome
3409000
CY2013Q1 us-gaap Net Income Loss
NetIncomeLoss
4436000
CY2013Q1 us-gaap Interest Income Operating
InterestIncomeOperating
20052000
CY2013Q1 us-gaap Results Of Operations Income Before Income Taxes
ResultsOfOperationsIncomeBeforeIncomeTaxes
6833000
CY2013Q1 us-gaap Interest Expense
InterestExpense
2862000
CY2013Q1 us-gaap Operating Expenses
OperatingExpenses
12666000
CY2013Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2397000
CY2013Q1 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1100000
CY2014Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.28
CY2014Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.27
CY2014Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
17535000
CY2014Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18065000
CY2014Q1 us-gaap Other Income
OtherIncome
3841000
CY2014Q1 us-gaap Net Income Loss
NetIncomeLoss
4706000
CY2014Q1 us-gaap Interest Income Operating
InterestIncomeOperating
19746000
CY2014Q1 us-gaap Results Of Operations Income Before Income Taxes
ResultsOfOperationsIncomeBeforeIncomeTaxes
7269000
CY2014Q1 us-gaap Interest Expense
InterestExpense
1681000
CY2014Q1 us-gaap Operating Expenses
OperatingExpenses
14107000
CY2014Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2563000
CY2014Q1 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
530000
CY2013Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.29
CY2013Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.29
CY2013Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
16744000
CY2013Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
17544000
CY2013Q2 us-gaap Other Income
OtherIncome
4741000
CY2013Q2 us-gaap Net Income Loss
NetIncomeLoss
4987000
CY2013Q2 us-gaap Interest Income Operating
InterestIncomeOperating
20161000
CY2013Q2 us-gaap Results Of Operations Income Before Income Taxes
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7761000
CY2013Q2 us-gaap Interest Expense
InterestExpense
2617000
CY2013Q2 us-gaap Operating Expenses
OperatingExpenses
13724000
CY2013Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2774000
CY2013Q2 us-gaap Provision For Loan Losses Expensed
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800000
CY2014Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.30
CY2014Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.31
CY2014Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
17884000
CY2014Q2 us-gaap Interest Income Expense Net
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18159000
CY2014Q2 us-gaap Other Income
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4830000
CY2014Q2 us-gaap Net Income Loss
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5117000
CY2014Q2 us-gaap Interest Income Operating
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19898000
CY2014Q2 us-gaap Results Of Operations Income Before Income Taxes
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7884000
CY2014Q2 us-gaap Interest Expense
InterestExpense
1739000
CY2014Q2 us-gaap Operating Expenses
OperatingExpenses
14830000
CY2014Q2 us-gaap Income Tax Expense Benefit
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2767000
CY2014Q2 us-gaap Provision For Loan Losses Expensed
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275000
CY2013Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.29
CY2013Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.29
CY2013Q3 us-gaap Interest Income Expense After Provision For Loan Loss
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16844000
CY2013Q3 us-gaap Interest Income Expense Net
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17544000
CY2013Q3 us-gaap Other Income
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4566000
CY2013Q3 us-gaap Net Income Loss
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4968000
CY2013Q3 us-gaap Interest Income Operating
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19984000
CY2013Q3 us-gaap Results Of Operations Income Before Income Taxes
ResultsOfOperationsIncomeBeforeIncomeTaxes
7626000
CY2013Q3 us-gaap Interest Expense
InterestExpense
2440000
CY2013Q3 us-gaap Operating Expenses
OperatingExpenses
13784000
CY2013Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2658000
CY2013Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
700000
CY2014Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.31
CY2014Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.31
CY2014Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
17100000
CY2014Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18100000
CY2014Q3 us-gaap Other Income
OtherIncome
5286000
CY2014Q3 us-gaap Net Income Loss
NetIncomeLoss
5165000
CY2014Q3 us-gaap Interest Income Operating
InterestIncomeOperating
20142000
CY2014Q3 us-gaap Results Of Operations Income Before Income Taxes
ResultsOfOperationsIncomeBeforeIncomeTaxes
7955000
CY2014Q3 us-gaap Interest Expense
InterestExpense
2042000
CY2014Q3 us-gaap Operating Expenses
OperatingExpenses
14431000
CY2014Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2790000
CY2014Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1000000
CY2013Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.11
CY2013Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.12
CY2013Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18051000
CY2013Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18251000
CY2013Q4 us-gaap Other Income
OtherIncome
4283000
CY2013Q4 us-gaap Net Income Loss
NetIncomeLoss
1939000
CY2013Q4 us-gaap Interest Income Operating
InterestIncomeOperating
19960000
CY2013Q4 us-gaap Results Of Operations Income Before Income Taxes
ResultsOfOperationsIncomeBeforeIncomeTaxes
2723000
CY2013Q4 us-gaap Interest Expense
InterestExpense
1709000
CY2013Q4 us-gaap Operating Expenses
OperatingExpenses
19611000
CY2013Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
784000
CY2013Q4 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
200000
CY2014Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.30
CY2014Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.30
CY2014Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
17199000
CY2014Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18024000
CY2014Q4 us-gaap Other Income
OtherIncome
4620000
CY2014Q4 us-gaap Net Income Loss
NetIncomeLoss
4932000
CY2014Q4 us-gaap Interest Income Operating
InterestIncomeOperating
20067000
CY2014Q4 us-gaap Results Of Operations Income Before Income Taxes
ResultsOfOperationsIncomeBeforeIncomeTaxes
7423000
CY2014Q4 us-gaap Interest Expense
InterestExpense
2043000
CY2014Q4 us-gaap Operating Expenses
OperatingExpenses
14396000
CY2014Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2491000
CY2014Q4 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
825000

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