2023 Q4 Form 10-Q Financial Statement
#000181850223000016 Filed on November 09, 2023
Income Statement
Concept | 2023 Q4 | 2023 Q3 |
---|---|---|
Revenue | $132.9M | $75.67M |
YoY Change | 10.74% | 43.78% |
Cost Of Revenue | $2.677M | $3.000M |
YoY Change | -0.11% | 8.23% |
Gross Profit | $130.2M | $130.2M |
YoY Change | 10.99% | 7.19% |
Gross Profit Margin | 97.99% | 172.07% |
Selling, General & Admin | $34.66M | $17.83M |
YoY Change | -6.18% | 12.52% |
% of Gross Profit | 26.61% | 13.69% |
Research & Development | $2.200M | |
YoY Change | -29.03% | |
% of Gross Profit | 1.69% | |
Depreciation & Amortization | $2.935M | $3.100M |
YoY Change | -16.74% | -10.2% |
% of Gross Profit | 2.25% | 2.38% |
Operating Expenses | $45.19M | $20.03M |
YoY Change | -4.31% | 5.72% |
Operating Profit | $85.06M | $15.58M |
YoY Change | 21.3% | -1707.95% |
Interest Expense | -$79.03M | -$12.10M |
YoY Change | -4.12% | -84.71% |
% of Operating Profit | -92.91% | -77.66% |
Other Income/Expense, Net | -$5.734M | $400.0K |
YoY Change | -340.82% | -46.02% |
Pretax Income | $2.976M | $16.00M |
YoY Change | -141.14% | 3900.0% |
Income Tax | $1.034M | $500.0K |
% Of Pretax Income | 34.74% | 3.13% |
Net Earnings | -$5.567M | $2.169M |
YoY Change | -277.52% | -479.86% |
Net Earnings / Revenue | -4.19% | 2.87% |
Basic Earnings Per Share | $0.13 | |
Diluted Earnings Per Share | -$0.31 | $0.13 |
COMMON SHARES | ||
Basic Shares Outstanding | 110.7M shares | 110.5M shares |
Diluted Shares Outstanding | 17.06M shares |
Balance Sheet
Concept | 2023 Q4 | 2023 Q3 |
---|---|---|
SHORT-TERM ASSETS | ||
Cash & Short-Term Investments | $73.94M | $31.10M |
YoY Change | 48.87% | 121.97% |
Cash & Equivalents | $73.94M | $31.13M |
Short-Term Investments | ||
Other Short-Term Assets | ||
YoY Change | ||
Inventory | ||
Prepaid Expenses | ||
Receivables | -$346.0K | -$2.100M |
Other Receivables | $1.904M | $2.900M |
Total Short-Term Assets | $73.94M | $31.90M |
YoY Change | 48.87% | 127.68% |
LONG-TERM ASSETS | ||
Property, Plant & Equipment | $22.47M | $11.10M |
YoY Change | 60.07% | -24.68% |
Goodwill | ||
YoY Change | ||
Intangibles | ||
YoY Change | ||
Long-Term Investments | $0.00 | |
YoY Change | ||
Other Assets | $67.93M | $59.60M |
YoY Change | 12.86% | -1.61% |
Total Long-Term Assets | $527.6M | $568.7M |
YoY Change | -0.48% | 0.48% |
TOTAL ASSETS | ||
Total Short-Term Assets | $73.94M | $31.90M |
Total Long-Term Assets | $527.6M | $568.7M |
Total Assets | $601.5M | $600.6M |
YoY Change | 3.74% | 3.56% |
SHORT-TERM LIABILITIES | ||
YoY Change | ||
Accounts Payable | $4.442M | $3.600M |
YoY Change | -29.91% | -46.11% |
Accrued Expenses | $37.07M | $37.40M |
YoY Change | -6.82% | 0.83% |
Deferred Revenue | ||
YoY Change | ||
Short-Term Debt | $0.00 | $0.00 |
YoY Change | ||
Long-Term Debt Due | $1.449M | |
YoY Change | ||
Total Short-Term Liabilities | $42.96M | $41.00M |
YoY Change | -6.85% | -6.33% |
LONG-TERM LIABILITIES | ||
Long-Term Debt | $334.1M | $344.3M |
YoY Change | -3.73% | 0.49% |
Other Long-Term Liabilities | $73.40M | $25.40M |
YoY Change | -0.31% | -9.65% |
Total Long-Term Liabilities | $407.5M | $369.7M |
YoY Change | -3.13% | -0.28% |
TOTAL LIABILITIES | ||
Total Short-Term Liabilities | $42.96M | $41.00M |
Total Long-Term Liabilities | $407.5M | $369.7M |
Total Liabilities | $407.5M | $410.8M |
YoY Change | -3.13% | -0.91% |
SHAREHOLDERS EQUITY | ||
Retained Earnings | -$63.59M | -$58.52M |
YoY Change | 0.07% | -12.24% |
Common Stock | ||
YoY Change | ||
Preferred Stock | ||
YoY Change | ||
Treasury Stock (at cost) | ||
YoY Change | ||
Treasury Stock Shares | ||
Shareholders Equity | $194.0M | $11.41M |
YoY Change | ||
Total Liabilities & Shareholders Equity | $601.5M | $600.6M |
YoY Change | 3.74% | 3.56% |
Cashflow Statement
Concept | 2023 Q4 | 2023 Q3 |
---|---|---|
OPERATING ACTIVITIES | ||
Net Income | -$5.567M | $2.169M |
YoY Change | -277.52% | -479.86% |
Depreciation, Depletion And Amortization | $2.935M | $3.100M |
YoY Change | -16.74% | -10.2% |
Cash From Operating Activities | $82.55M | $75.00M |
YoY Change | 16.21% | 7.95% |
INVESTING ACTIVITIES | ||
Capital Expenditures | $2.091M | $2.300M |
YoY Change | -32.55% | -171.05% |
Acquisitions | ||
YoY Change | ||
Other Investing Activities | -$62.20M | -$74.50M |
YoY Change | -12.02% | -1.74% |
Cash From Investing Activities | -$64.29M | -$76.80M |
YoY Change | -12.88% | -2.85% |
FINANCING ACTIVITIES | ||
Cash Dividend Paid | ||
YoY Change | ||
Common Stock Issuance & Retirement, Net | ||
YoY Change | ||
Debt Paid & Issued, Net | ||
YoY Change | ||
Cash From Financing Activities | -10.38M | 5.700M |
YoY Change | -628.03% | 136.81% |
NET CHANGE | ||
Cash From Operating Activities | 82.55M | 75.00M |
Cash From Investing Activities | -64.29M | -76.80M |
Cash From Financing Activities | -10.38M | 5.700M |
Net Change In Cash | 7.873M | 3.900M |
YoY Change | -1085.36% | -154.4% |
FREE CASH FLOW | ||
Cash From Operating Activities | $82.55M | $75.00M |
Capital Expenditures | $2.091M | $2.300M |
Free Cash Flow | $80.46M | $72.70M |
YoY Change | 18.43% | -0.02% |
Facts In Submission
Frame | Concept Type | Concept / XBRL Key | Value | Unit |
---|---|---|---|---|
us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
4131000 | usd | |
us-gaap |
Marketing Expense
MarketingExpense
|
45828000 | usd | |
opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
34679000 | usd | |
opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
24421000 | usd | |
CY2022Q3 | opfi |
Payment Processing Fees
PaymentProcessingFees
|
2772000 | usd |
opfi |
Payment Processing Fees
PaymentProcessingFees
|
7762000 | usd | |
CY2022Q3 | us-gaap |
Occupancy Net
OccupancyNet
|
1091000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
|
66000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
643000 | usd |
CY2022Q4 | us-gaap |
Insurance Settlements Receivable
InsuranceSettlementsReceivable
|
2000000 | usd |
CY2023Q3 | us-gaap |
Assets Held For Sale Not Part Of Disposal Group
AssetsHeldForSaleNotPartOfDisposalGroup
|
0 | usd |
CY2022Q4 | us-gaap |
Assets Held For Sale Not Part Of Disposal Group
AssetsHeldForSaleNotPartOfDisposalGroup
|
550000 | usd |
CY2022Q4 | us-gaap |
Deferred Finance Costs Net
DeferredFinanceCostsNet
|
4049000 | usd |
CY2022Q4 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
14039000 | usd |
CY2022Q4 | us-gaap |
Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
|
13587000 | usd |
CY2022Q4 | us-gaap |
Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
|
26758000 | usd |
CY2022Q4 | us-gaap |
Other Assets
OtherAssets
|
11247000 | usd |
CY2022Q4 | us-gaap |
Assets
Assets
|
579839000 | usd |
CY2022Q4 | us-gaap |
Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
|
6338000 | usd |
CY2022Q4 | us-gaap |
Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
|
23220000 | usd |
CY2022Q4 | us-gaap |
Operating Lease Liability
OperatingLeaseLiability
|
16558000 | usd |
CY2023Q3 | us-gaap |
Secured Debt
SecuredDebt
|
0 | usd |
CY2022Q4 | us-gaap |
Secured Debt
SecuredDebt
|
756000 | usd |
CY2023Q3 | us-gaap |
Senior Notes
SeniorNotes
|
342172000 | usd |
CY2022Q4 | us-gaap |
Senior Notes
SeniorNotes
|
344688000 | usd |
CY2022Q4 | us-gaap |
Other Notes Payable
OtherNotesPayable
|
1616000 | usd |
CY2023Q3 | us-gaap |
Warrants And Rights Outstanding
WarrantsAndRightsOutstanding
|
1050000 | usd |
CY2022Q4 | us-gaap |
Warrants And Rights Outstanding
WarrantsAndRightsOutstanding
|
1888000 | usd |
CY2023Q3 | opfi |
Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
|
24388000 | usd |
CY2022Q4 | opfi |
Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
|
25625000 | usd |
CY2023Q3 | us-gaap |
Liabilities
Liabilities
|
410759000 | usd |
CY2022Q4 | us-gaap |
Liabilities
Liabilities
|
420689000 | usd |
CY2023Q3 | us-gaap |
Commitments And Contingencies
CommitmentsAndContingencies
|
usd | |
CY2022Q4 | us-gaap |
Commitments And Contingencies
CommitmentsAndContingencies
|
usd | |
CY2023Q3 | us-gaap |
Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
|
0.0001 | |
CY2022Q4 | us-gaap |
Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
|
0.0001 | |
CY2022Q4 | us-gaap |
Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
|
1000000 | shares |
CY2023Q3 | us-gaap |
Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
|
1000000 | shares |
CY2022Q4 | us-gaap |
Preferred Stock Shares Issued
PreferredStockSharesIssued
|
0 | shares |
CY2023Q3 | us-gaap |
Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
|
0 | shares |
CY2023Q3 | us-gaap |
Preferred Stock Value
PreferredStockValue
|
0 | usd |
CY2022Q4 | us-gaap |
Preferred Stock Value
PreferredStockValue
|
0 | usd |
CY2023Q3 | us-gaap |
Additional Paid In Capital
AdditionalPaidInCapital
|
72383000 | usd |
CY2022Q4 | us-gaap |
Additional Paid In Capital
AdditionalPaidInCapital
|
65501000 | usd |
CY2023Q3 | us-gaap |
Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
|
-58521000 | usd |
CY2022Q4 | us-gaap |
Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
|
-63546000 | usd |
CY2023Q3 | us-gaap |
Treasury Stock Common Shares
TreasuryStockCommonShares
|
703914 | shares |
CY2022Q4 | us-gaap |
Treasury Stock Common Shares
TreasuryStockCommonShares
|
703914 | shares |
CY2023Q3 | us-gaap |
Treasury Stock Common Value
TreasuryStockCommonValue
|
2460000 | usd |
CY2023Q3 | us-gaap |
Stockholders Equity
StockholdersEquity
|
11413000 | usd |
CY2022Q4 | us-gaap |
Stockholders Equity
StockholdersEquity
|
-494000 | usd |
CY2023Q3 | us-gaap |
Minority Interest
MinorityInterest
|
178420000 | usd |
CY2022Q4 | us-gaap |
Minority Interest
MinorityInterest
|
159644000 | usd |
CY2023Q3 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
189833000 | usd |
CY2022Q4 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
159150000 | usd |
CY2023Q3 | us-gaap |
Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
|
600592000 | usd |
CY2022Q4 | us-gaap |
Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
|
579839000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
2083000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
96000 | usd |
us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
|
89218 | shares | |
us-gaap |
Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
|
4.03 | ||
us-gaap |
Number Of Reportable Segments
NumberOfReportableSegments
|
1 | segment | |
CY2023Q3 | us-gaap |
Other Notes Payable
OtherNotesPayable
|
2173000 | usd |
CY2023Q3 | us-gaap |
Preferred Stock Shares Issued
PreferredStockSharesIssued
|
0 | shares |
CY2022Q4 | us-gaap |
Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
|
0 | shares |
CY2022Q4 | us-gaap |
Treasury Stock Common Value
TreasuryStockCommonValue
|
2460000 | usd |
CY2023Q3 | us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
132090000 | usd |
CY2022Q3 | us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
123605000 | usd |
us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
373615000 | usd | |
us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
331814000 | usd | |
CY2023Q3 | us-gaap |
Other Interest And Dividend Income
OtherInterestAndDividendIncome
|
1075000 | usd |
CY2022Q3 | us-gaap |
Other Interest And Dividend Income
OtherInterestAndDividendIncome
|
639000 | usd |
us-gaap |
Other Interest And Dividend Income
OtherInterestAndDividendIncome
|
2410000 | usd | |
us-gaap |
Other Interest And Dividend Income
OtherInterestAndDividendIncome
|
1015000 | usd | |
CY2023Q3 | us-gaap |
Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
|
133165000 | usd |
CY2022Q3 | us-gaap |
Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
|
124244000 | usd |
us-gaap |
Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
|
376025000 | usd | |
us-gaap |
Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
|
332829000 | usd | |
CY2023Q3 | opfi |
Gain Loss Due To Change In Fair Value Of Finance Receivables
GainLossDueToChangeInFairValueOfFinanceReceivables
|
-57302000 | usd |
CY2022Q3 | opfi |
Gain Loss Due To Change In Fair Value Of Finance Receivables
GainLossDueToChangeInFairValueOfFinanceReceivables
|
-70601000 | usd |
opfi |
Gain Loss Due To Change In Fair Value Of Finance Receivables
GainLossDueToChangeInFairValueOfFinanceReceivables
|
-164463000 | usd | |
opfi |
Gain Loss Due To Change In Fair Value Of Finance Receivables
GainLossDueToChangeInFairValueOfFinanceReceivables
|
-162280000 | usd | |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
195000 | usd |
CY2022Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
1017000 | usd |
CY2023Q3 | us-gaap |
Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
|
75668000 | usd |
CY2022Q3 | us-gaap |
Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
|
52626000 | usd |
CY2023Q3 | us-gaap |
Labor And Related Expense
LaborAndRelatedExpense
|
14761000 | usd |
CY2023Q3 | us-gaap |
Professional Fees
ProfessionalFees
|
5067000 | usd |
us-gaap |
Depreciation And Amortization
DepreciationAndAmortization
|
10056000 | usd | |
us-gaap |
Information Technology And Data Processing
InformationTechnologyAndDataProcessing
|
9587000 | usd | |
us-gaap |
Information Technology And Data Processing
InformationTechnologyAndDataProcessing
|
9723000 | usd | |
opfi |
Payment Processing Fees
PaymentProcessingFees
|
7738000 | usd | |
us-gaap |
Occupancy Net
OccupancyNet
|
3322000 | usd | |
us-gaap |
Occupancy Net
OccupancyNet
|
3231000 | usd | |
CY2023Q3 | opfi |
Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment
GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment
|
0 | usd |
CY2022Q3 | opfi |
Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment
GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment
|
0 | usd |
opfi |
Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment
GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment
|
2983000 | usd | |
opfi |
Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment
GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment
|
0 | usd | |
us-gaap |
Noninterest Expense
NoninterestExpense
|
165234000 | usd | |
us-gaap |
Operating Income Loss
OperatingIncomeLoss
|
3272000 | usd | |
us-gaap |
Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
|
-7024000 | usd | |
us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
38835000 | usd | |
CY2022Q3 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
1015000 | usd |
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
1297000 | usd | |
CY2022Q3 | us-gaap |
Profit Loss
ProfitLoss
|
-661000 | usd |
us-gaap |
Profit Loss
ProfitLoss
|
37538000 | usd | |
CY2022Q3 | us-gaap |
Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
|
-90000 | usd |
us-gaap |
Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
|
32976000 | usd | |
CY2022Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-571000 | usd |
us-gaap |
Net Income Loss
NetIncomeLoss
|
4562000 | usd | |
CY2022Q3 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
-0.04 | |
us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
0.29 | ||
CY2022Q3 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
-0.04 | |
us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
0.29 | ||
CY2022Q3 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
13972971 | shares |
us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
15820262 | shares | |
CY2022Q3 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
13972971 | shares |
us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
16046831 | shares | |
CY2023Q2 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
176990000 | usd |
CY2023Q3 | opfi |
Stock Issued During Period Value Exchange Of Shares
StockIssuedDuringPeriodValueExchangeOfShares
|
0 | usd |
CY2023Q3 | us-gaap |
Stock Issued During Period Value Restricted Stock Award Gross
StockIssuedDuringPeriodValueRestrictedStockAwardGross
|
0 | usd |
CY2023Q3 | us-gaap |
Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
|
171000 | usd |
CY2023Q3 | us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
1086000 | usd |
CY2023Q3 | us-gaap |
Adjustments Related To Tax Withholding For Share Based Compensation
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation
|
280000 | usd |
CY2023Q3 | us-gaap |
Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared
DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared
|
2730000 | usd |
CY2023Q3 | opfi |
Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability
AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability
|
-21000 | usd |
CY2023Q3 | opfi |
Adjustments To Additional Paid In Capital Deferred Tax Asset
AdjustmentsToAdditionalPaidInCapitalDeferredTaxAsset
|
915000 | usd |
CY2023Q3 | us-gaap |
Profit Loss
ProfitLoss
|
15532000 | usd |
CY2023Q3 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
189833000 | usd |
CY2022Q2 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
165498000 | usd |
CY2022Q3 | opfi |
Stock Issued During Period Value Exchange Of Shares
StockIssuedDuringPeriodValueExchangeOfShares
|
0 | usd |
CY2022Q3 | us-gaap |
Stock Issued During Period Value Restricted Stock Award Gross
StockIssuedDuringPeriodValueRestrictedStockAwardGross
|
0 | usd |
CY2022Q3 | us-gaap |
Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
|
125000 | usd |
CY2022Q3 | us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
762000 | usd |
CY2022Q3 | us-gaap |
Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
|
307000 | usd |
CY2022Q3 | us-gaap |
Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared
DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared
|
152000 | usd |
CY2022Q3 | opfi |
Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability
AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability
|
185000 | usd |
CY2022Q3 | us-gaap |
Profit Loss
ProfitLoss
|
-661000 | usd |
CY2022Q3 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
165450000 | usd |
CY2022Q4 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
159150000 | usd |
opfi |
Stock Issued During Period Value Exchange Of Shares
StockIssuedDuringPeriodValueExchangeOfShares
|
0 | usd | |
us-gaap |
Stock Issued During Period Value Restricted Stock Award Gross
StockIssuedDuringPeriodValueRestrictedStockAwardGross
|
0 | usd | |
us-gaap |
Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
|
328000 | usd | |
us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
3070000 | usd | |
us-gaap |
Adjustments Related To Tax Withholding For Share Based Compensation
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation
|
280000 | usd | |
us-gaap |
Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared
DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared
|
10240000 | usd | |
opfi |
Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability
AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability
|
938000 | usd | |
opfi |
Adjustments To Additional Paid In Capital Deferred Tax Asset
AdjustmentsToAdditionalPaidInCapitalDeferredTaxAsset
|
671000 | usd | |
us-gaap |
Profit Loss
ProfitLoss
|
37538000 | usd | |
CY2023Q3 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
189833000 | usd |
CY2021Q4 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
157878000 | usd |
opfi |
Stock Issued During Period Value Exchange Of Shares
StockIssuedDuringPeriodValueExchangeOfShares
|
0 | usd | |
us-gaap |
Stock Issued During Period Value Restricted Stock Award Gross
StockIssuedDuringPeriodValueRestrictedStockAwardGross
|
0 | usd | |
us-gaap |
Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
|
125000 | usd | |
us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
2391000 | usd | |
us-gaap |
Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
|
2460000 | usd | |
us-gaap |
Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared
DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared
|
1315000 | usd | |
opfi |
Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability
AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability
|
292000 | usd | |
us-gaap |
Profit Loss
ProfitLoss
|
8539000 | usd | |
CY2022Q3 | us-gaap |
Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
|
165450000 | usd |
us-gaap |
Profit Loss
ProfitLoss
|
37538000 | usd | |
us-gaap |
Profit Loss
ProfitLoss
|
8539000 | usd | |
opfi |
Change In Fair Value Of Finance Receivables
ChangeInFairValueOfFinanceReceivables
|
-164463000 | usd | |
opfi |
Change In Fair Value Of Finance Receivables
ChangeInFairValueOfFinanceReceivables
|
-162280000 | usd | |
us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
4131000 | usd | |
us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
2043000 | usd | |
us-gaap |
Depreciation And Amortization
DepreciationAndAmortization
|
9827000 | usd | |
us-gaap |
Depreciation And Amortization
DepreciationAndAmortization
|
10056000 | usd | |
opfi |
Debt Issuance Cost Amortization
DebtIssuanceCostAmortization
|
1872000 | usd | |
opfi |
Debt Issuance Cost Amortization
DebtIssuanceCostAmortization
|
1626000 | usd | |
us-gaap |
Share Based Compensation
ShareBasedCompensation
|
3070000 | usd | |
us-gaap |
Share Based Compensation
ShareBasedCompensation
|
2391000 | usd | |
us-gaap |
Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
|
-1000 | usd | |
us-gaap |
Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
|
-2000 | usd | |
opfi |
Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment
GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment
|
2983000 | usd | |
opfi |
Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment
GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment
|
0 | usd | |
us-gaap |
Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
|
248000 | usd | |
us-gaap |
Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
|
1475000 | usd | |
opfi |
Gain Loss On Tax Receivable Agreement Liability
GainLossOnTaxReceivableAgreementLiability
|
0 | usd | |
opfi |
Gain Loss On Tax Receivable Agreement Liability
GainLossOnTaxReceivableAgreementLiability
|
-625000 | usd | |
us-gaap |
Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
|
-838000 | usd | |
us-gaap |
Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
|
-7024000 | usd | |
us-gaap |
Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
|
113000 | usd | |
us-gaap |
Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
|
0 | usd | |
us-gaap |
Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
|
600000 | usd | |
us-gaap |
Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
|
4637000 | usd | |
us-gaap |
Increase Decrease In Insurance Settlements Receivable
IncreaseDecreaseInInsuranceSettlementsReceivable
|
902000 | usd | |
us-gaap |
Increase Decrease In Insurance Settlements Receivable
IncreaseDecreaseInInsuranceSettlementsReceivable
|
0 | usd | |
us-gaap |
Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
|
-54000 | usd | |
us-gaap |
Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
|
8000 | usd | |
us-gaap |
Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
|
-1398000 | usd | |
us-gaap |
Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
|
-1131000 | usd | |
us-gaap |
Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
|
-2769000 | usd | |
us-gaap |
Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
|
580000 | usd | |
us-gaap |
Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
|
-701000 | usd | |
us-gaap |
Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
|
-6832000 | usd | |
us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
213588000 | usd | |
us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
172263000 | usd | |
us-gaap |
Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
|
540313000 | usd | |
us-gaap |
Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
|
556441000 | usd | |
us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
367217000 | usd | |
us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
323146000 | usd | |
us-gaap |
Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
|
6887000 | usd | |
us-gaap |
Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
|
10150000 | usd | |
us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-179983000 | usd | |
us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-243445000 | usd | |
us-gaap |
Payments Of Distributions To Affiliates
PaymentsOfDistributionsToAffiliates
|
10240000 | usd | |
us-gaap |
Payments Of Distributions To Affiliates
PaymentsOfDistributionsToAffiliates
|
1315000 | usd | |
us-gaap |
Proceeds From Repayments Of Secured Debt
ProceedsFromRepaymentsOfSecuredDebt
|
-643000 | usd | |
us-gaap |
Proceeds From Repayments Of Secured Debt
ProceedsFromRepaymentsOfSecuredDebt
|
-20685000 | usd | |
opfi |
Proceeds From Repayments Of Senior Debt
ProceedsFromRepaymentsOfSeniorDebt
|
-2907000 | usd | |
opfi |
Proceeds From Repayments Of Senior Debt
ProceedsFromRepaymentsOfSeniorDebt
|
86464000 | usd | |
opfi |
Proceeds From Repayment Of Note Payable
ProceedsFromRepaymentOfNotePayable
|
-1857000 | usd | |
opfi |
Proceeds From Repayment Of Note Payable
ProceedsFromRepaymentOfNotePayable
|
-735000 | usd | |
us-gaap |
Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
|
1649000 | usd | |
us-gaap |
Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
|
2105000 | usd | |
us-gaap |
Proceeds From Stock Plans
ProceedsFromStockPlans
|
328000 | usd | |
us-gaap |
Proceeds From Stock Plans
ProceedsFromStockPlans
|
125000 | usd | |
us-gaap |
Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
|
280000 | usd | |
us-gaap |
Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
|
0 | usd | |
us-gaap |
Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
|
0 | usd | |
us-gaap |
Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
|
2460000 | usd | |
us-gaap |
Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
|
-17248000 | usd | |
us-gaap |
Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
|
59289000 | usd | |
us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
|
16357000 | usd | |
us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
|
-11893000 | usd | |
CY2022Q4 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
49670000 | usd |
CY2021Q4 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
62362000 | usd |
CY2023Q3 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
66027000 | usd |
CY2022Q3 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
50469000 | usd |
us-gaap |
Interest Paid Net
InterestPaidNet
|
32276000 | usd | |
us-gaap |
Interest Paid Net
InterestPaidNet
|
22296000 | usd | |
us-gaap |
Income Taxes Paid
IncomeTaxesPaid
|
73000 | usd | |
us-gaap |
Income Taxes Paid
IncomeTaxesPaid
|
337000 | usd | |
opfi |
Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability
AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability
|
938000 | usd | |
opfi |
Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability
AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability
|
292000 | usd | |
opfi |
Adjustments To Additional Paid In Capital As A Result Of Adjustment To Deferred Tax Asset
AdjustmentsToAdditionalPaidInCapitalAsAResultOfAdjustmentToDeferredTaxAsset
|
-671000 | usd | |
opfi |
Adjustments To Additional Paid In Capital As A Result Of Adjustment To Deferred Tax Asset
AdjustmentsToAdditionalPaidInCapitalAsAResultOfAdjustmentToDeferredTaxAsset
|
0 | usd | |
opfi |
Operating Lease Right Of Use Asset Recognized From Accounting Standard Update
OperatingLeaseRightOfUseAssetRecognizedFromAccountingStandardUpdate
|
159000 | usd | |
opfi |
Operating Lease Liability Recognized From Accounting Standard Update
OperatingLeaseLiabilityRecognizedFromAccountingStandardUpdate
|
159000 | usd | |
opfi |
Operating Lease Right Of Use Asset Recognized From Accounting Standard Update
OperatingLeaseRightOfUseAssetRecognizedFromAccountingStandardUpdate
|
15459000 | usd | |
opfi |
Operating Lease Liability Recognized From Accounting Standard Update
OperatingLeaseLiabilityRecognizedFromAccountingStandardUpdate
|
17972000 | usd | |
opfi |
Noncash Reclassification Of Finance Receivables Assets Held For Sale To Held For Investment
NoncashReclassificationOfFinanceReceivablesAssetsHeldForSaleToHeldForInvestment
|
2637000 | usd | |
opfi |
Noncash Reclassification Of Finance Receivables Assets Held For Sale To Held For Investment
NoncashReclassificationOfFinanceReceivablesAssetsHeldForSaleToHeldForInvestment
|
0 | usd | |
opfi |
Prepaid Insurance Financed With Promissory Notes
PrepaidInsuranceFinancedWithPromissoryNotes
|
2414000 | usd | |
opfi |
Prepaid Insurance Financed With Promissory Notes
PrepaidInsuranceFinancedWithPromissoryNotes
|
3243000 | usd | |
us-gaap |
Nature Of Operations
NatureOfOperations
|
Organization and Nature of Operations<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">OppFi Inc. (“OppFi”), formerly FG New America Acquisition Corp. (“FGNA”), collectively with its subsidiaries (“Company”), is a tech-enabled, mission-driven specialty fintech platform that broadens the reach of community banks to extend credit access to everyday Americans. OppFi’s primary products are offered by its installment loan product, OppLoans. OppFi’s products also include its payroll deduction secured installment loan product, SalaryTap, and credit card product, OppFi Card. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On July 20, 2021 (the “Closing Date”), the Company completed a business combination pursuant to the Business Combination Agreement (“Business Combination Agreement”), dated as of February 9, 2021, by and among Opportunity Financial, LLC (“OppFi-LLC”), a Delaware limited liability company, OppFi Shares, LLC (“OFS”), a Delaware limited liability company, and Todd Schwartz (the “Members’ Representative”), in his capacity as the representative of the members of OppFi-LLC (“Members”) immediately prior to the closing (the “Closing”). The transactions contemplated by the Business Combination Agreement are referred to herein as the “Business Combination.” At the Closing, FGNA changed its name to “OppFi Inc.” OppFi’s Class A common stock, par value $0.0001 per share (“Class A Common Stock”) and redeemable warrants exercisable for Class A Common Stock (“Public Warrants”) are listed on the New York Stock Exchange (“NYSE”) under the symbols “OPFI” and “OPFI WS,” respectively.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Following the Closing, the Company is organized in an “Up-C” structure in which substantially all of the assets and the business of the Company are held by OppFi-LLC and its subsidiaries, and OppFi’s only direct assets consist of Class A common units of OppFi-LLC (“OppFi Units”). As of September 30, 2023 and December 31, 2022, OppFi owned approximately 15.7% and 13.5% of the OppFi Units, respectively, and controls OppFi-LLC as the sole manager of OppFi-LLC in accordance with the terms of the Third Amended and Restated Limited Liability Company Agreement of OppFi-LLC (“OppFi A&R LLCA”). All remaining OppFi Units (“Retained OppFi Units”) are beneficially owned by the Members. OFS holds a controlling voting interest in OppFi through its ownership of shares of Class V common stock, par value $0.0001 per share, of OppFi (“Class V Voting Stock”) in an amount equal to the number of Retained OppFi Units and therefore has the ability to control OppFi-LLC.</span></div> | ||
CY2023Q3 | opfi |
Reverse Recapitalization Ownership Interest Held Percent
ReverseRecapitalizationOwnershipInterestHeldPercent
|
0.157 | |
CY2022Q4 | opfi |
Reverse Recapitalization Ownership Interest Held Percent
ReverseRecapitalizationOwnershipInterestHeldPercent
|
0.135 | |
us-gaap |
Use Of Estimates
UseOfEstimates
|
<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Use of estimates: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The preparation of the unaudited consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the unaudited consolidated financial statements and the reported amounts of revenues and expenses during the reporting period.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The judgements, assumptions, and estimates used by management are based on historical experience, management’s experience and qualitative factors. The areas subject to significant estimation techniques are the determination of fair value of installment finance receivables and warrants, the adequacy of the allowance for credit losses on finance receivables, valuation allowance of deferred tax assets, stock-based compensation expense and income tax provision. For the aforementioned estimates, it is reasonably possible the recorded amounts or related disclosures could significantly change in the near future as new information is available.</span></div> | ||
opfi |
Finance Receivables Originated Through Bank Partnership Arrangements Percentage
FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage
|
0.96 | ||
opfi |
Finance Receivables Originated Through Bank Partnership Arrangements Percentage
FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage
|
0.94 | ||
CY2023Q3 | opfi |
Finance Receivables Originated Through Bank Partnership Arrangements
FinanceReceivablesOriginatedThroughBankPartnershipArrangements
|
10800000 | usd |
CY2022Q4 | opfi |
Finance Receivables Originated Through Bank Partnership Arrangements
FinanceReceivablesOriginatedThroughBankPartnershipArrangements
|
11200000 | usd |
opfi |
Financing Receivable Nonaccrual Threshold Delinquency Period
FinancingReceivableNonaccrualThresholdDelinquencyPeriod
|
P60D | ||
us-gaap |
Financing Receivable Transfer To Held For Sale Valuation Allowance Expense
FinancingReceivableTransferToHeldForSaleValuationAllowanceExpense
|
2300000 | usd | |
CY2023Q3 | us-gaap |
Financing Receivable Covered Allowance For Credit Loss
FinancingReceivableCoveredAllowanceForCreditLoss
|
2600000 | usd |
CY2023Q3 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus
|
385893000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus
|
369643000 | usd |
CY2023Q3 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus
|
30040000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus
|
32537000 | usd |
CY2023Q3 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment
|
415933000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment
|
402180000 | usd |
CY2023Q3 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual
|
445139000 | usd |
CY2022Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual
|
436552000 | usd |
CY2023Q3 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual
|
4920000 | usd |
CY2022Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual
|
4944000 | usd |
CY2023Q3 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption
|
450059000 | usd |
CY2022Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption
|
441496000 | usd |
CY2023Q3 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
16406000 | usd |
CY2022Q4 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
15800000 | usd |
CY2023Q3 | opfi |
Financing Receivable After Allowance For Credit Loss Fair Value Option
FinancingReceivableAfterAllowanceForCreditLossFairValueOption
|
466465000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Fair Value Option
FinancingReceivableAfterAllowanceForCreditLossFairValueOption
|
457296000 | usd |
CY2023Q3 | us-gaap |
Fair Value Option Aggregate Differences Loans And Long Term Receivables
FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
|
34126000 | usd |
CY2022Q4 | us-gaap |
Fair Value Option Aggregate Differences Loans And Long Term Receivables
FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
|
39316000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
|
2355000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
|
730000 | usd |
CY2023Q3 | opfi |
Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss
|
3000 | usd |
CY2022Q4 | opfi |
Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss
|
9000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
|
66000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
|
0 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
209000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
643000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
96000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
803000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
195000 | usd |
CY2022Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
1017000 | usd |
us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
4131000 | usd | |
us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
2043000 | usd | |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
535000 | usd |
CY2022Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
831000 | usd |
us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
2159000 | usd | |
us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
1615000 | usd | |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
12000 | usd |
CY2022Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
1000 | usd |
us-gaap |
Lease Cost
LeaseCost
|
3209000 | usd | |
us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
15000 | usd | |
us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
1000 | usd | |
CY2023Q3 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
2083000 | usd |
CY2022Q3 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
1232000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
2083000 | usd |
CY2022Q3 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
1232000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
|
38000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
|
100000 | usd |
CY2023Q3 | us-gaap |
Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
|
58247000 | usd |
CY2022Q4 | us-gaap |
Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
|
51419000 | usd |
CY2023Q3 | us-gaap |
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
|
47149000 | usd |
CY2022Q4 | us-gaap |
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
|
37380000 | usd |
CY2023Q3 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
11098000 | usd |
CY2022Q4 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
14039000 | usd |
CY2023Q3 | us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
3100000 | usd |
CY2022Q3 | us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
3500000 | usd |
us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
9800000 | usd | |
us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
10100000 | usd | |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
|
633000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
|
2470000 | usd |
CY2023Q3 | opfi |
Accrual For Services Rendered And Goods Purchased
AccrualForServicesRenderedAndGoodsPurchased
|
9518000 | usd |
CY2022Q4 | opfi |
Accrual For Services Rendered And Goods Purchased
AccrualForServicesRenderedAndGoodsPurchased
|
8589000 | usd |
CY2023Q3 | us-gaap |
Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
|
5737000 | usd |
CY2022Q4 | us-gaap |
Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
|
8646000 | usd |
CY2023Q3 | us-gaap |
Accrued Rent Current And Noncurrent
AccruedRentCurrentAndNoncurrent
|
6648000 | usd |
CY2022Q4 | us-gaap |
Accrued Rent Current And Noncurrent
AccruedRentCurrentAndNoncurrent
|
5985000 | usd |
CY2023Q3 | us-gaap |
Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
|
21903000 | usd |
CY2022Q4 | us-gaap |
Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
|
23220000 | usd |
CY2023Q2 | us-gaap |
Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
|
12000 | usd |
CY2023Q2 | us-gaap |
Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
|
200000 | usd |
CY2023Q2 | us-gaap |
Operating Lease Liability
OperatingLeaseLiability
|
200000 | usd |
CY2023Q3 | us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
1100000 | usd |
CY2022Q3 | us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
1100000 | usd |
CY2023Q3 | us-gaap |
Variable Lease Payment
VariableLeasePayment
|
500000 | usd |
CY2022Q3 | us-gaap |
Variable Lease Payment
VariableLeasePayment
|
500000 | usd |
us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
3300000 | usd | |
us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
3200000 | usd | |
us-gaap |
Variable Lease Payment
VariableLeasePayment
|
1500000 | usd | |
us-gaap |
Variable Lease Payment
VariableLeasePayment
|
1500000 | usd | |
CY2023Q3 | us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
600000 | usd |
us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
1800000 | usd | |
CY2022Q3 | us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
600000 | usd |
us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
1700000 | usd | |
CY2022Q4 | us-gaap |
Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
|
0 | usd |
CY2023Q3 | us-gaap |
Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
|
0 | usd |
CY2023Q3 | us-gaap |
Sublease Income
SubleaseIncome
|
100000 | usd |
us-gaap |
Sublease Income
SubleaseIncome
|
200000 | usd | |
CY2023Q3 | us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
1101000 | usd |
CY2022Q3 | us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
1084000 | usd |
us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
3299000 | usd | |
us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
3209000 | usd | |
CY2023Q3 | us-gaap |
Sublease Income
SubleaseIncome
|
80000 | usd |
CY2022Q3 | us-gaap |
Sublease Income
SubleaseIncome
|
0 | usd |
us-gaap |
Sublease Income
SubleaseIncome
|
239000 | usd | |
us-gaap |
Sublease Income
SubleaseIncome
|
0 | usd | |
CY2023Q3 | us-gaap |
Lease Cost
LeaseCost
|
1021000 | usd |
CY2022Q3 | us-gaap |
Lease Cost
LeaseCost
|
1084000 | usd |
us-gaap |
Lease Cost
LeaseCost
|
3060000 | usd | |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
|
2482000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
|
2557000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
|
2633000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
|
2712000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
|
4937000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
|
18424000 | usd |
CY2023Q3 | us-gaap |
Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
|
2920000 | usd |
CY2023Q3 | us-gaap |
Operating Lease Liability
OperatingLeaseLiability
|
15504000 | usd |
CY2023Q3 | us-gaap |
Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
|
P7Y | |
CY2023Q3 | us-gaap |
Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
|
0.05 | |
CY2023Q3 | us-gaap |
Warrants And Rights Outstanding
WarrantsAndRightsOutstanding
|
1100000 | usd |
CY2022Q4 | us-gaap |
Warrants And Rights Outstanding
WarrantsAndRightsOutstanding
|
1900000 | usd |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
|
1978972 | shares |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
|
12.99 | |
CY2022 | us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
|
P8Y8M12D | |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
|
0 | usd |
us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
|
0 | shares | |
us-gaap |
Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
|
0 | ||
us-gaap |
Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
|
0 | shares | |
us-gaap |
Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
|
0 | ||
CY2022Q3 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | ||
CY2023Q3 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
CY2023Q3 | opfi |
Reverse Recapitalization Ownership Interest Held Percent
ReverseRecapitalizationOwnershipInterestHeldPercent
|
0.157 | |
CY2023Q3 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | ||
CY2023Q3 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
|
1889754 | shares |
CY2023Q3 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
|
13.41 | |
us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
|
P7Y9M18D | ||
CY2023Q3 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
|
0 | usd |
CY2023Q3 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber
|
1373245 | shares |
CY2023Q3 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice
|
14.18 | |
us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1
|
P7Y9M18D | ||
CY2023Q3 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
|
0 | usd |
CY2023Q3 | us-gaap |
Accrued Employee Benefits Current And Noncurrent
AccruedEmployeeBenefitsCurrentAndNoncurrent
|
100000 | usd |
CY2022Q4 | us-gaap |
Accrued Employee Benefits Current And Noncurrent
AccruedEmployeeBenefitsCurrentAndNoncurrent
|
200000 | usd |
us-gaap |
Employee Benefits And Share Based Compensation
EmployeeBenefitsAndShareBasedCompensation
|
68000 | usd | |
us-gaap |
Employee Benefits And Share Based Compensation
EmployeeBenefitsAndShareBasedCompensation
|
63000 | usd | |
CY2023Q3 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
500000 | usd |
CY2023Q3 | us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
16000000 | usd |
CY2023Q3 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.028 | |
CY2022Q3 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
1000000 | usd |
CY2022Q3 | us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
400000 | usd |
CY2022Q3 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
2.86 | |
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
1300000 | usd | |
us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
38800000 | usd | |
us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.033 | ||
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
1800000 | usd | |
us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
10300000 | usd | |
us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.171 | ||
CY2023Q3 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | ||
CY2023Q3 | us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
45000 | usd |
CY2023Q3 | us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent
|
0.003 | |
CY2023Q3 | opfi |
Effective Income Tax Rate Reconciliation Excluding Tax Expense Benefit Share Based Payment Arrangement Percent
EffectiveIncomeTaxRateReconciliationExcludingTaxExpenseBenefitShareBasedPaymentArrangementPercent
|
0.031 | |
us-gaap |
Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
|
7000 | usd | |
us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
48000 | usd | |
us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent
|
0.001 | ||
opfi |
Effective Income Tax Rate Reconciliation Excluding Tax Expense Benefit Share Based Payment Arrangement Percent
EffectiveIncomeTaxRateReconciliationExcludingTaxExpenseBenefitShareBasedPaymentArrangementPercent
|
0.034 | ||
us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
500000 | usd | |
CY2022Q3 | us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
100000 | usd |
CY2023Q3 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
45000 | usd |
CY2022Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
20000 | usd |
CY2022Q4 | us-gaap |
Income Tax Examination Penalties And Interest Accrued
IncomeTaxExaminationPenaltiesAndInterestAccrued
|
0 | usd |
CY2023Q3 | us-gaap |
Income Tax Examination Penalties And Interest Accrued
IncomeTaxExaminationPenaltiesAndInterestAccrued
|
0 | usd |
CY2023Q3 | us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
11483000 | usd |
CY2022Q3 | us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
8513000 | usd |
us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
32807000 | usd | |
us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
22795000 | usd | |
CY2023Q3 | us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
594000 | usd |
CY2022Q3 | us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
582000 | usd |
us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
1872000 | usd | |
us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
1626000 | usd | |
CY2023Q3 | opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
12077000 | usd |
CY2022Q3 | opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
9095000 | usd |
opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
34679000 | usd | |
opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
24421000 | usd | |
CY2023Q3 | us-gaap |
Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
|
31125000 | usd |
CY2023Q3 | us-gaap |
Restricted Cash And Cash Equivalents At Carrying Value
RestrictedCashAndCashEquivalentsAtCarryingValue
|
34902000 | usd |
CY2023Q3 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
16406000 | usd |
CY2023Q3 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
209000 | usd |
CY2023Q3 | us-gaap |
Insurance Settlements Receivable
InsuranceSettlementsReceivable
|
2902000 | usd |
CY2023Q3 | us-gaap |
Senior Notes
SeniorNotes
|
342172000 | usd |
CY2023Q3 | us-gaap |
Other Long Term Debt
OtherLongTermDebt
|
2173000 | usd |
CY2022Q4 | us-gaap |
Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
|
16239000 | usd |
CY2022Q4 | us-gaap |
Restricted Cash And Cash Equivalents At Carrying Value
RestrictedCashAndCashEquivalentsAtCarryingValue
|
33431000 | usd |
CY2022Q4 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
15800000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
643000 | usd |
CY2022Q4 | us-gaap |
Insurance Settlements Receivable
InsuranceSettlementsReceivable
|
2000000 | usd |
CY2022Q4 | us-gaap |
Assets Held For Sale Not Part Of Disposal Group
AssetsHeldForSaleNotPartOfDisposalGroup
|
550000 | usd |
CY2022Q4 | us-gaap |
Secured Debt
SecuredDebt
|
756000 | usd |
CY2022Q4 | us-gaap |
Senior Notes
SeniorNotes
|
344688000 | usd |
CY2022Q4 | us-gaap |
Other Long Term Debt
OtherLongTermDebt
|
1616000 | usd |
CY2021Q4 | us-gaap |
Litigation Settlement Amount Awarded To Other Party
LitigationSettlementAmountAwardedToOtherParty
|
300000 | usd |
CY2021Q4 | us-gaap |
Loss Contingency Accrual At Carrying Value
LossContingencyAccrualAtCarryingValue
|
1500000 | usd |
us-gaap |
Loss Contingency Damages Paid Value
LossContingencyDamagesPaidValue
|
1500000 | usd | |
CY2021Q3 | opfi |
Tax Receivable Agreement Percentage Of Members Payment
TaxReceivableAgreementPercentageOfMembersPayment
|
0.90 | |
us-gaap |
Defined Contribution Plan Employer Matching Contribution Percent Of Match
DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
|
0.04 | ||
CY2023Q3 | us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
400000 | usd |
CY2022Q3 | us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
400000 | usd |
us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
1200000 | usd | |
us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
1200000 | usd | |
CY2023Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
2169000 | usd |
CY2022Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-571000 | usd |
us-gaap |
Net Income Loss
NetIncomeLoss
|
4562000 | usd | |
us-gaap |
Net Income Loss
NetIncomeLoss
|
3963000 | usd | |
CY2023Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
2169000 | usd |
CY2022Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-571000 | usd |
us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
4562000 | usd | |
us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
3963000 | usd | |
CY2023Q3 | opfi |
Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest
IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest
|
8000 | usd |
CY2022Q3 | opfi |
Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest
IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest
|
0 | usd |
opfi |
Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest
IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest
|
16000 | usd | |
opfi |
Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest
IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest
|
1105000 | usd | |
CY2023Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
2196000 | usd |
CY2022Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-571000 | usd |
us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
4614000 | usd | |
us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
7434000 | usd | |
CY2023Q3 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
16772275 | shares |
CY2022Q3 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
13972971 | shares |
us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
15820262 | shares | |
us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
13694733 | shares | |
CY2023Q3 | us-gaap |
Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
|
285503 | shares |
CY2022Q3 | us-gaap |
Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
|
0 | shares |
us-gaap |
Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
|
226569 | shares | |
us-gaap |
Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
|
70582544 | shares | |
CY2023Q3 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
17057778 | shares |
CY2022Q3 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
13972971 | shares |
us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
16046831 | shares | |
us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
84277277 | shares | |
CY2023Q3 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
0.13 | |
CY2022Q3 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
-0.04 | |
us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
0.29 | ||
us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
0.29 | ||
CY2023Q3 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
0.13 | |
CY2022Q3 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
-0.04 | |
us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
0.29 | ||
us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
0.09 | ||
CY2023Q3 | us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
112977493 | shares |
CY2022Q3 | us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
115471864 | shares |
us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
113841280 | shares | |
us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
44953643 | shares |