$OPFI
OppFi Inc. Stock $opfi

$opfi Overview Financials Valuation SEC Filings Company Website

2024 Q2 Form 10-Q Financial Statement

#000181850224000009 Filed on May 09, 2024

Income Statement

Concept	2024 Q2	2024 Q1
Revenue	$86.28M	$63.21M
YoY Change	15.69%	10.54%
Cost Of Revenue	$1.676M	$2.086M
YoY Change	-29.67%	-12.72%
Gross Profit	$124.6M	$125.3M
YoY Change	1.13%	6.16%
Gross Profit Margin	144.44%	198.15%
Selling, General & Admin	$16.67M	$13.29M
YoY Change	-0.42%	-2.54%
% of Gross Profit	13.37%	10.61%
Research & Development	$2.400M	$2.000M
YoY Change	-4.0%	0.0%
% of Gross Profit	1.93%	1.6%
Depreciation & Amortization	$2.490M	$2.725M
YoY Change	-24.93%	-19.64%
% of Gross Profit	2.0%	2.18%
Operating Expenses	$19.07M	$15.29M
YoY Change	-0.88%	-2.22%
Operating Profit	$29.49M	$5.284M
YoY Change	60.83%	41.66%
Interest Expense	-$10.96M	-$11.43M
YoY Change	-2.38%	0.52%
% of Operating Profit	-37.18%	-216.31%
Other Income/Expense, Net	-$897.0K	$5.251M
YoY Change	-308.6%	1417.63%
Pretax Income	$28.60M	$10.50M
YoY Change	52.13%	156.1%
Income Tax	$900.0K	$400.0K
% Of Pretax Income	3.15%	3.81%
Net Earnings	$3.066M	$5.537M
YoY Change	43.14%	2105.98%
Net Earnings / Revenue	3.55%	8.76%
Basic Earnings Per Share	$0.16	$0.29
Diluted Earnings Per Share	$0.16	$0.10
COMMON SHARES
Basic Shares Outstanding	111.3M shares	19.21M shares
Diluted Shares Outstanding	19.68M shares	86.24M shares

Balance Sheet

Concept	2024 Q2	2024 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments	$46.62M	$47.18M
YoY Change	73.98%	46.6%
Cash & Equivalents	$46.62M	$47.18M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables	-$3.000K	-$7.000K
Other Receivables	$1.980M	$1.766M
Total Short-Term Assets	$48.60M	$48.94M
YoY Change	80.68%	39.91%
LONG-TERM ASSETS
Property, Plant & Equipment	$9.795M	$9.694M
YoY Change	-18.12%	-24.05%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$59.33M	$67.08M
YoY Change	-3.28%	1.16%
Total Long-Term Assets	$524.5M	$514.3M
YoY Change	-4.72%	-2.06%
TOTAL ASSETS
Total Short-Term Assets	$48.60M	$48.94M
Total Long-Term Assets	$524.5M	$514.3M
Total Assets	$573.1M	$563.2M
YoY Change	-0.74%	0.56%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$2.399M	$3.984M
YoY Change	-40.9%	7.36%
Accrued Expenses	$39.77M	$34.64M
YoY Change	2.77%	4.8%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00
YoY Change
Long-Term Debt Due	$0.00	$724.0K
YoY Change		-10.4%
Total Short-Term Liabilities	$42.17M	$39.35M
YoY Change	-1.38%	4.73%
LONG-TERM LIABILITIES
Long-Term Debt	$301.8M	$300.3M
YoY Change	-9.07%	-9.2%
Other Long-Term Liabilities	$27.46M	$26.27M
YoY Change	6.65%	-4.86%
Total Long-Term Liabilities	$329.2M	$326.6M
YoY Change	-7.94%	-8.87%
TOTAL LIABILITIES
Total Short-Term Liabilities	$42.17M	$39.35M
Total Long-Term Liabilities	$329.2M	$326.6M
Total Liabilities	$371.4M	$365.9M
YoY Change	-7.24%	-7.58%
SHAREHOLDERS EQUITY
Retained Earnings	-$57.34M	-$58.04M
YoY Change	-5.99%	-8.29%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$18.63M	$18.18M
YoY Change
Total Liabilities & Shareholders Equity	$573.1M	$563.2M
YoY Change	-0.74%	0.56%

Cashflow Statement

Concept	2024 Q2	2024 Q1
OPERATING ACTIVITIES
Net Income	$3.066M	$5.537M
YoY Change	43.14%	2105.98%
Depreciation, Depletion And Amortization	$2.490M	$2.725M
YoY Change	-24.93%	-19.64%
Cash From Operating Activities	$77.31M	$74.43M
YoY Change	6.0%	13.39%
INVESTING ACTIVITIES
Capital Expenditures	$2.592M	$2.129M
YoY Change	2.94%	0.66%
Acquisitions
YoY Change
Other Investing Activities	-$56.75M	-$15.88M
YoY Change	-21.6%	-39.37%
Cash From Investing Activities	-$59.34M	-$18.01M
YoY Change	-20.77%	-36.38%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-25.85M	-$41.64M
YoY Change	254.3%	166.39%
NET CHANGE
Cash From Operating Activities	77.31M	$74.43M
Cash From Investing Activities	-59.34M	-$18.01M
Cash From Financing Activities	-25.85M	-$41.64M
Net Change In Cash	-7.884M	$14.78M
YoY Change	-14.91%	-31.91%
FREE CASH FLOW
Cash From Operating Activities	$77.31M	$74.43M
Capital Expenditures	$2.592M	$2.129M
Free Cash Flow	$74.71M	$72.30M
YoY Change	6.11%	13.82%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2024Q1	opfi	Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability	346000	usd
CY2024Q1	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1	segment
CY2024Q1	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2023Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2023Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2024Q1	us-gaap	Other Interest And Dividend Income OtherInterestAndDividendIncome	1064000	usd
CY2023Q1	us-gaap	Other Interest And Dividend Income OtherInterestAndDividendIncome	432000	usd
CY2024Q1	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	127343000	usd
CY2023Q1	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	120374000	usd
CY2024Q1	opfi	Gain Loss Due To Change In Fair Value Of Finance Receivables GainLossDueToChangeInFairValueOfFinanceReceivables	-64102000	usd
CY2023Q1	opfi	Gain Loss Due To Change In Fair Value Of Finance Receivables GainLossDueToChangeInFairValueOfFinanceReceivables	-63118000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal	27000	usd
CY2023Q1	us-gaap	Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal	70000	usd
CY2024Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	63214000	usd
CY2023Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	57186000	usd
CY2024Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	15998000	usd
CY2023Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	14521000	usd
CY2024Q1	opfi	Interest Expense And Amortized Debt Issuance Costs InterestExpenseAndAmortizedDebtIssuanceCosts	11430000	usd
CY2023Q1	opfi	Interest Expense And Amortized Debt Issuance Costs InterestExpenseAndAmortizedDebtIssuanceCosts	11371000	usd
CY2024Q1	us-gaap	Marketing Expense MarketingExpense	9512000	usd
CY2023Q1	us-gaap	Marketing Expense MarketingExpense	10528000	usd
CY2024Q1	us-gaap	Professional Fees ProfessionalFees	5481000	usd
CY2023Q1	us-gaap	Professional Fees ProfessionalFees	3723000	usd
CY2024Q1	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	3058000	usd
CY2023Q1	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	3166000	usd
CY2024Q1	us-gaap	Business Exit Costs1 BusinessExitCosts1	2918000	usd
CY2023Q1	us-gaap	Business Exit Costs1 BusinessExitCosts1	0	usd
CY2024Q1	us-gaap	Depreciation And Amortization DepreciationAndAmortization	2725000	usd
CY2023Q1	us-gaap	Depreciation And Amortization DepreciationAndAmortization	3391000	usd
CY2024Q1	opfi	Payment Processing Fees PaymentProcessingFees	2086000	usd
CY2023Q1	opfi	Payment Processing Fees PaymentProcessingFees	2390000	usd
CY2024Q1	us-gaap	Occupancy Net OccupancyNet	942000	usd
CY2023Q1	us-gaap	Occupancy Net OccupancyNet	1108000	usd
CY2024Q1	opfi	Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment	0	usd
CY2023Q1	opfi	Gain On Transfer Of Finance Receivables From Held For Sale To Held For Investment GainOnTransferOfFinanceReceivablesFromHeldForSaleToHeldForInvestment	-147000	usd
CY2024Q1	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	3780000	usd
CY2023Q1	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	3111000	usd
CY2024Q1	us-gaap	Noninterest Expense NoninterestExpense	57930000	usd
CY2023Q1	us-gaap	Noninterest Expense NoninterestExpense	53456000	usd
CY2024Q1	us-gaap	Operating Income Loss OperatingIncomeLoss	5284000	usd
CY2023Q1	us-gaap	Operating Income Loss OperatingIncomeLoss	3730000	usd
CY2024Q1	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	-5171000	usd
CY2023Q1	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	-153000	usd
CY2024Q1	us-gaap	Other Nonoperating Income OtherNonoperatingIncome	80000	usd
CY2023Q1	us-gaap	Other Nonoperating Income OtherNonoperatingIncome	193000	usd
CY2024Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	10535000	usd
CY2023Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	4076000	usd
CY2024Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	404000	usd
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	146000	usd
CY2024Q1	us-gaap	Profit Loss ProfitLoss	10131000	usd
CY2023Q1	us-gaap	Profit Loss ProfitLoss	3930000	usd
CY2024Q1	us-gaap	Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest	4594000	usd
CY2023Q1	us-gaap	Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest	3679000	usd
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	5537000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	251000	usd
CY2024Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.29
CY2023Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.02
CY2024Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.10
CY2023Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.02
CY2024Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	19205427	shares
CY2023Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	15037326	shares
CY2024Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	86243498	shares
CY2023Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	15189895	shares
CY2023Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	194029000	usd
CY2024Q1	opfi	Stock Issued During Period Value Exchange Of Shares StockIssuedDuringPeriodValueExchangeOfShares	0	usd
CY2024Q1	us-gaap	Stock Issued During Period Value Employee Stock Ownership Plan StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan	0	usd
CY2024Q1	us-gaap	Stock Issued During Period Value Employee Stock Purchase Plan StockIssuedDuringPeriodValueEmployeeStockPurchasePlan	119000	usd
CY2024Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1004000	usd
CY2024Q1	us-gaap	Adjustments Related To Tax Withholding For Share Based Compensation AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation	189000	usd
CY2024Q1	us-gaap	Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared	8372000	usd
CY2024Q1	opfi	Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability	346000	usd
CY2024Q1	opfi	Adjustments To Additional Paid In Capital Deferred Tax Asset AdjustmentsToAdditionalPaidInCapitalDeferredTaxAsset	-224000	usd
CY2024Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	197292000	usd
CY2022Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	159150000	usd
CY2023Q1	opfi	Stock Issued During Period Value Exchange Of Shares StockIssuedDuringPeriodValueExchangeOfShares	0	usd
CY2023Q1	us-gaap	Stock Issued During Period Value Employee Stock Purchase Plan StockIssuedDuringPeriodValueEmployeeStockPurchasePlan	157000	usd
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1139000	usd
CY2023Q1	us-gaap	Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared	5000	usd
CY2023Q1	opfi	Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability	-187000	usd
CY2023Q1	opfi	Adjustments To Additional Paid In Capital Deferred Tax Asset AdjustmentsToAdditionalPaidInCapitalDeferredTaxAsset	61000	usd
CY2023Q1	us-gaap	Profit Loss ProfitLoss	3930000	usd
CY2023Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	164123000	usd
CY2024Q1	us-gaap	Profit Loss ProfitLoss	10131000	usd
CY2023Q1	us-gaap	Profit Loss ProfitLoss	3930000	usd
CY2024Q1	opfi	Change In Fair Value Of Finance Receivables ChangeInFairValueOfFinanceReceivables	-64102000	usd
CY2023Q1	opfi	Change In Fair Value Of Finance Receivables ChangeInFairValueOfFinanceReceivables	-63118000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal	27000	usd
CY2023Q1	us-gaap	Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal	70000	usd
CY2024Q1	us-gaap	Depreciation And Amortization DepreciationAndAmortization	2725000	usd
CY2023Q1	us-gaap	Depreciation And Amortization DepreciationAndAmortization	3391000	usd
CY2024Q1	opfi	Debt Issuance Cost Amortization DebtIssuanceCostAmortization	550000	usd
CY2023Q1	opfi	Debt Issuance Cost Amortization DebtIssuanceCostAmortization	764000	usd
CY2024Q1	us-gaap	Share Based Compensation ShareBasedCompensation	1004000	usd
CY2023Q1	us-gaap	Share Based Compensation ShareBasedCompensation	1139000	usd
CY2024Q1	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	-2000	usd
CY2023Q1	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	0	usd
CY2024Q1	us-gaap	Impairment Of Long Lived Assets To Be Disposed Of ImpairmentOfLongLivedAssetsToBeDisposedOf	0	usd
CY2023Q1	us-gaap	Impairment Of Long Lived Assets To Be Disposed Of ImpairmentOfLongLivedAssetsToBeDisposedOf	147000	usd
CY2024Q1	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	354000	usd
CY2023Q1	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	109000	usd
CY2024Q1	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	-5171000	usd
CY2023Q1	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	-153000	usd
CY2024Q1	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	0	usd
CY2023Q1	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	113000	usd
CY2024Q1	us-gaap	Increase Decrease In Accrued Investment Income Receivable IncreaseDecreaseInAccruedInvestmentIncomeReceivable	-3091000	usd
CY2023Q1	us-gaap	Increase Decrease In Accrued Investment Income Receivable IncreaseDecreaseInAccruedInvestmentIncomeReceivable	-2982000	usd
CY2024Q1	us-gaap	Increase Decrease In Insurance Settlements Receivable IncreaseDecreaseInInsuranceSettlementsReceivable	-138000	usd
CY2023Q1	us-gaap	Increase Decrease In Insurance Settlements Receivable IncreaseDecreaseInInsuranceSettlementsReceivable	843000	usd
CY2024Q1	us-gaap	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	-35000	usd
CY2023Q1	us-gaap	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	-15000	usd
CY2024Q1	us-gaap	Increase Decrease In Assets Held For Sale IncreaseDecreaseInAssetsHeldForSale	0	usd
CY2023Q1	us-gaap	Increase Decrease In Assets Held For Sale IncreaseDecreaseInAssetsHeldForSale	75000	usd
CY2024Q1	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	55000	usd
CY2023Q1	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	-158000	usd
CY2024Q1	us-gaap	Increase Decrease In Accounts Payable IncreaseDecreaseInAccountsPayable	-458000	usd
CY2023Q1	us-gaap	Increase Decrease In Accounts Payable IncreaseDecreaseInAccountsPayable	-2627000	usd
CY2024Q1	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	-1978000	usd
CY2023Q1	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	-6345000	usd
CY2024Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	74427000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	65637000	usd
CY2024Q1	us-gaap	Payments To Acquire Finance Receivables PaymentsToAcquireFinanceReceivables	152548000	usd
CY2023Q1	us-gaap	Payments To Acquire Finance Receivables PaymentsToAcquireFinanceReceivables	155499000	usd
CY2024Q1	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	136672000	usd
CY2023Q1	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	129314000	usd
CY2024Q1	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	2129000	usd
CY2023Q1	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	2115000	usd
CY2024Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-18005000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-28300000	usd
CY2024Q1	us-gaap	Payments Of Distributions To Affiliates PaymentsOfDistributionsToAffiliates	8372000	usd
CY2023Q1	us-gaap	Payments Of Distributions To Affiliates PaymentsOfDistributionsToAffiliates	5000	usd
CY2024Q1	us-gaap	Proceeds From Repayments Of Secured Debt ProceedsFromRepaymentsOfSecuredDebt	0	usd
CY2023Q1	us-gaap	Proceeds From Repayments Of Secured Debt ProceedsFromRepaymentsOfSecuredDebt	-643000	usd
CY2024Q1	opfi	Proceeds From Repayments Of Senior Debt ProceedsFromRepaymentsOfSeniorDebt	-32477000	usd
CY2023Q1	opfi	Proceeds From Repayments Of Senior Debt ProceedsFromRepaymentsOfSeniorDebt	-14116000	usd
CY2024Q1	opfi	Proceeds From Repayment Of Note Payable ProceedsFromRepaymentOfNotePayable	-725000	usd
CY2023Q1	opfi	Proceeds From Repayment Of Note Payable ProceedsFromRepaymentOfNotePayable	-808000	usd
CY2024Q1	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	0	usd
CY2023Q1	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	218000	usd
CY2024Q1	us-gaap	Proceeds From Stock Plans ProceedsFromStockPlans	119000	usd
CY2023Q1	us-gaap	Proceeds From Stock Plans ProceedsFromStockPlans	157000	usd
CY2024Q1	us-gaap	Payments Related To Tax Withholding For Share Based Compensation PaymentsRelatedToTaxWithholdingForShareBasedCompensation	189000	usd
CY2023Q1	us-gaap	Payments Related To Tax Withholding For Share Based Compensation PaymentsRelatedToTaxWithholdingForShareBasedCompensation	0	usd
CY2024Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-41644000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-15633000	usd
CY2024Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	14778000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	21704000	usd
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	73943000	usd
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	49670000	usd
CY2024Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	88721000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	71374000	usd
CY2024Q1	us-gaap	Interest Paid Net InterestPaidNet	11142000	usd
CY2023Q1	us-gaap	Interest Paid Net InterestPaidNet	10125000	usd
CY2024Q1	us-gaap	Income Taxes Paid IncomeTaxesPaid	146000	usd
CY2023Q1	us-gaap	Income Taxes Paid IncomeTaxesPaid	10000	usd
CY2023Q1	opfi	Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability	-187000	usd
CY2024Q1	opfi	Adjustments To Additional Paid In Capital As A Result Of Adjustment To Deferred Tax Asset AdjustmentsToAdditionalPaidInCapitalAsAResultOfAdjustmentToDeferredTaxAsset	224000	usd
CY2023Q1	opfi	Adjustments To Additional Paid In Capital As A Result Of Adjustment To Deferred Tax Asset AdjustmentsToAdditionalPaidInCapitalAsAResultOfAdjustmentToDeferredTaxAsset	-61000	usd
CY2024Q1	us-gaap	Nature Of Operations NatureOfOperations	Organization and Nature of Operations<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">OppFi Inc. (“OppFi”), formerly FG New America Acquisition Corp. (“FGNA”), collectively with its subsidiaries (“Company”), is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. OppFi’s primary products are offered by its OppLoans platform. OppFi’s products also previously included its payroll deduction secured installment loan product, SalaryTap, and credit card product, OppFi Card. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On July 20, 2021 (“Closing Date”), the Company completed a business combination pursuant to the Business Combination Agreement (“Business Combination Agreement”), dated as of February 9, 2021, by and among Opportunity Financial, LLC (“OppFi-LLC”), a Delaware limited liability company, OppFi Shares, LLC (“OFS”), a Delaware limited liability company, and Todd Schwartz (“Members’ Representative”), in his capacity as the representative of the members of OppFi-LLC (“Members”) immediately prior to the closing (“Closing”). The transactions contemplated by the Business Combination Agreement are referred to herein as the “Business Combination.” At the Closing, FGNA changed its name to “OppFi Inc.” OppFi’s Class A common stock, par value $0.0001 per share (“Class A Common Stock”) and redeemable warrants exercisable for Class A Common Stock (“Public Warrants”) are listed on the New York Stock Exchange (“NYSE”) under the symbols “OPFI” and “OPFI WS,” respectively.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Following the Closing, the Company is organized in an “Up-C” structure in which substantially all of the assets and the business of the Company are held by OppFi-LLC and its subsidiaries, and OppFi’s only direct assets consist of Class A common units of OppFi-LLC (“OppFi Units”). As of March 31, 2024 and December 31, 2023, OppFi owned approximately 17.4% and 17.0% of the OppFi Units, respectively, and controls OppFi-LLC as the sole manager of OppFi-LLC in accordance with the terms of the Third Amended and Restated Limited Liability Company Agreement of OppFi-LLC (“OppFi A&R LLCA”). All remaining OppFi Units (“Retained OppFi Units”) are beneficially owned by the Members. OFS holds a controlling voting interest in OppFi through its ownership of shares of Class V common stock, par value $0.0001 per share, of OppFi (“Class V Voting Stock”) in an amount equal to the number of Retained OppFi Units and therefore has the ability to control OppFi-LLC.</span></div>
CY2024Q1	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.174
CY2023Q4	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.170
CY2024Q1	us-gaap	Use Of Estimates UseOfEstimates	<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Use of estimates: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The preparation of the unaudited consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the unaudited consolidated financial statements and the reported amounts of revenues and expenses during the reporting period.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The judgements, assumptions, and estimates used by management are based on historical experience, management’s experience and qualitative factors. The areas subject to significant estimation techniques are the determination of fair value of installment finance receivables and warrants, valuation allowance of deferred tax assets, stock-based compensation expense and income tax </span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">provision. For the aforementioned estimates, it is reasonably possible the recorded amounts or related disclosures could significantly change in the near future as new information is available.</span></div>
CY2024Q1	opfi	Finance Receivables Originated Through Bank Partnership Arrangements Percentage FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage	1
CY2023Q1	opfi	Finance Receivables Originated Through Bank Partnership Arrangements Percentage FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage	0.95
CY2024Q1	opfi	Finance Receivables Originated Through Bank Partnership Arrangements FinanceReceivablesOriginatedThroughBankPartnershipArrangements	14000000	usd
CY2023Q4	opfi	Finance Receivables Originated Through Bank Partnership Arrangements FinanceReceivablesOriginatedThroughBankPartnershipArrangements	14500000	usd
CY2024Q1	us-gaap	Research And Development Expense Software Excluding Acquired In Process Cost ResearchAndDevelopmentExpenseSoftwareExcludingAcquiredInProcessCost	2000000	usd
CY2023Q1	us-gaap	Research And Development Expense Software Excluding Acquired In Process Cost ResearchAndDevelopmentExpenseSoftwareExcludingAcquiredInProcessCost	2000000	usd
CY2024Q1	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	2500000	usd
CY2023Q1	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	3200000	usd
CY2024Q1	us-gaap	Business Exit Costs1 BusinessExitCosts1	2900000	usd
CY2024Q1	us-gaap	Restructuring Reserve RestructuringReserve	2700000	usd
CY2024Q1	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus	346897000	usd
CY2023Q4	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus	384587000	usd
CY2024Q1	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus	24489000	usd
CY2023Q4	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus	31876000	usd
CY2024Q1	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment	371386000	usd
CY2023Q4	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment	416463000	usd
CY2024Q1	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual	396207000	usd
CY2023Q4	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual	444120000	usd
CY2024Q1	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual	856000	usd
CY2023Q4	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual	1135000	usd
CY2024Q1	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption	397063000	usd
CY2023Q4	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption	445255000	usd
CY2024Q1	opfi	Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss	14975000	usd
CY2023Q4	opfi	Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss	18065000	usd
CY2024Q1	opfi	Financing Receivable After Allowance For Credit Loss Fair Value Option FinancingReceivableAfterAllowanceForCreditLossFairValueOption	412038000	usd
CY2023Q4	opfi	Financing Receivable After Allowance For Credit Loss Fair Value Option FinancingReceivableAfterAllowanceForCreditLossFairValueOption	463320000	usd
CY2024Q1	us-gaap	Fair Value Option Aggregate Differences Loans And Long Term Receivables FairValueOptionAggregateDifferencesLoansAndLongTermReceivables	25677000	usd
CY2023Q4	us-gaap	Fair Value Option Aggregate Differences Loans And Long Term Receivables FairValueOptionAggregateDifferencesLoansAndLongTermReceivables	28792000	usd
CY2024Q1	us-gaap	Fair Value Option Credit Risk Gains Losses On Assets FairValueOptionCreditRiskGainsLossesOnAssets	-2200000	usd
CY2023Q1	us-gaap	Fair Value Option Credit Risk Gains Losses On Assets FairValueOptionCreditRiskGainsLossesOnAssets	-4200000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss	54000	usd
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss	454000	usd
CY2024Q1	opfi	Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss	1000	usd
CY2023Q4	opfi	Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss	2000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	7000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	346000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	48000	usd
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	110000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	346000	usd
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	96000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal	27000	usd
CY2023Q1	us-gaap	Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal	70000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff	366000	usd
CY2023Q1	us-gaap	Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff	119000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	7000	usd
CY2023Q1	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	47000	usd
CY2024Q1	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	17000	usd
CY2023Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	30000	usd
CY2024Q1	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	62472000	usd
CY2023Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	60348000	usd
CY2024Q1	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	52778000	usd
CY2023Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	50056000	usd
CY2024Q1	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	9694000	usd
CY2023Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	10292000	usd
CY2024Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	2700000	usd
CY2023Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	3400000	usd
CY2024Q1	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.05
CY2023Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.05
CY2024Q1	opfi	Accrual For Services Rendered And Goods Purchased AccrualForServicesRenderedAndGoodsPurchased	7959000	usd
CY2023Q4	opfi	Accrual For Services Rendered And Goods Purchased AccrualForServicesRenderedAndGoodsPurchased	6899000	usd
CY2024Q1	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	3277000	usd
CY2023Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	8900000	usd
CY2024Q1	opfi	Accrued Exit Costs AccruedExitCosts	2683000	usd
CY2023Q4	opfi	Accrued Exit Costs AccruedExitCosts	0	usd
CY2024Q1	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	2532000	usd
CY2023Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	2794000	usd
CY2024Q1	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	3577000	usd
CY2023Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	3413000	usd
CY2024Q1	us-gaap	Accrued Liabilities Current And Noncurrent AccruedLiabilitiesCurrentAndNoncurrent	20028000	usd
CY2023Q4	us-gaap	Accrued Liabilities Current And Noncurrent AccruedLiabilitiesCurrentAndNoncurrent	22006000	usd
CY2024Q1	us-gaap	Operating Lease Cost OperatingLeaseCost	597000	usd
CY2023Q1	us-gaap	Operating Lease Cost OperatingLeaseCost	563000	usd
CY2024Q1	us-gaap	Variable Lease Cost VariableLeaseCost	334000	usd
CY2023Q1	us-gaap	Variable Lease Cost VariableLeaseCost	497000	usd
CY2024Q1	us-gaap	Short Term Lease Cost ShortTermLeaseCost	3000	usd
CY2023Q1	us-gaap	Short Term Lease Cost ShortTermLeaseCost	40000	usd
CY2024Q1	us-gaap	Sublease Income SubleaseIncome	80000	usd
CY2023Q1	us-gaap	Sublease Income SubleaseIncome	80000	usd
CY2024Q1	us-gaap	Lease Cost LeaseCost	854000	usd
CY2023Q1	us-gaap	Lease Cost LeaseCost	1020000	usd
CY2024Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	633000	usd
CY2023Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	784000	usd
CY2024Q1	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P6Y6M
CY2023Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P6Y8M12D
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Remainder Of Fiscal Year LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear	1838000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	2482000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	2557000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	2633000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	2712000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	2794000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	2144000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	17160000	usd
CY2024Q1	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	2547000	usd
CY2024Q1	us-gaap	Operating Lease Liability OperatingLeaseLiability	14613000	usd
CY2024Q1	us-gaap	Warrants And Rights Outstanding WarrantsAndRightsOutstanding	1700000	usd
CY2023Q4	us-gaap	Warrants And Rights Outstanding WarrantsAndRightsOutstanding	6900000	usd
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	1842192	shares
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	13.65
CY2023	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2	P7Y7M6D
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	450000	usd
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross	0	shares
CY2024Q1	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice	0
CY2024Q1	us-gaap	Stock Issued During Period Shares Stock Options Exercised StockIssuedDuringPeriodSharesStockOptionsExercised	0	shares
CY2024Q1	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice	0
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod	0	shares
CY2024Q1	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice	0
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	1842192	shares
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	13.65
CY2024Q1	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2	P7Y3M18D
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	0	usd
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber	1443456	shares
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice	14.35
CY2024Q1	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1	P7Y3M18D
CY2024Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue	0	usd
CY2024Q1	us-gaap	Accrued Employee Benefits Current And Noncurrent AccruedEmployeeBenefitsCurrentAndNoncurrent	100000	usd
CY2023Q4	us-gaap	Accrued Employee Benefits Current And Noncurrent AccruedEmployeeBenefitsCurrentAndNoncurrent	100000	usd
CY2024Q1	us-gaap	Employee Benefits And Share Based Compensation EmployeeBenefitsAndShareBasedCompensation	27000	usd
CY2023Q1	us-gaap	Employee Benefits And Share Based Compensation EmployeeBenefitsAndShareBasedCompensation	24000	usd
CY2024Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	400000	usd
CY2024Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	10500000	usd
CY2024Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.038
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	100000	usd
CY2023Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	4100000	usd
CY2023Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.036
CY2024Q1	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2023Q1	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2024Q1	us-gaap	Income Tax Effects Allocated Directly To Equity Prior Period Adjustment IncomeTaxEffectsAllocatedDirectlyToEquityPriorPeriodAdjustment	17000	usd
CY2024Q1	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	-45000	usd
CY2024Q1	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent	0.003
CY2024Q1	opfi	Effective Income Tax Rate Reconciliation Excluding Tax Expense Benefit Share Based Payment Arrangement Percent EffectiveIncomeTaxRateReconciliationExcludingTaxExpenseBenefitShareBasedPaymentArrangementPercent	0.041
CY2023Q1	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	7000	usd
CY2023Q1	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent	0.002
CY2023Q1	opfi	Effective Income Tax Rate Reconciliation Excluding Tax Expense Benefit Share Based Payment Arrangement Percent EffectiveIncomeTaxRateReconciliationExcludingTaxExpenseBenefitShareBasedPaymentArrangementPercent	0.034
CY2024Q1	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2023Q1	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2024Q1	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.174
CY2023Q1	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.139
CY2024Q1	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2023Q1	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2024Q1	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	55000	usd
CY2023Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	38000	usd
CY2024Q1	us-gaap	Income Tax Examination Penalties And Interest Accrued IncomeTaxExaminationPenaltiesAndInterestAccrued	0	usd
CY2023Q4	us-gaap	Income Tax Examination Penalties And Interest Accrued IncomeTaxExaminationPenaltiesAndInterestAccrued	0	usd
CY2024Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	47183000	usd
CY2024Q1	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	41538000	usd
CY2024Q1	opfi	Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss	14975000	usd
CY2024Q1	us-gaap	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	48000	usd
CY2024Q1	us-gaap	Insurance Settlements Receivable InsuranceSettlementsReceivable	1766000	usd
CY2024Q1	us-gaap	Senior Notes SeniorNotes	300300000	usd
CY2024Q1	us-gaap	Other Long Term Debt OtherLongTermDebt	724000	usd
CY2023Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	31791000	usd
CY2023Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	42152000	usd
CY2023Q4	opfi	Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss	18065000	usd
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	110000	usd
CY2023Q4	us-gaap	Insurance Settlements Receivable InsuranceSettlementsReceivable	1904000	usd
CY2023Q4	us-gaap	Senior Notes SeniorNotes	332667000	usd
CY2023Q4	us-gaap	Other Long Term Debt OtherLongTermDebt	1449000	usd
CY2021Q3	opfi	Tax Receivable Agreement Percentage Of Members Payment TaxReceivableAgreementPercentageOfMembersPayment	0.90
CY2024Q1	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent Of Match DefinedContributionPlanEmployerMatchingContributionPercentOfMatch	0.04
CY2024Q1	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	400000	usd
CY2023Q1	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	400000	usd
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	5537000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	251000	usd
CY2024Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	5537000	usd
CY2023Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	251000	usd
CY2024Q1	us-gaap	Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest	4594000	usd
CY2024Q1	opfi	Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest	1081000	usd
CY2023Q1	opfi	Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest	0	usd
CY2024Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	9050000	usd
CY2023Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	251000	usd
CY2024Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	19205427	shares
CY2023Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	15037326	shares
CY2024Q1	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	67038071	shares
CY2023Q1	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	152569	shares
CY2024Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	86243498	shares
CY2023Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	15189895	shares
CY2024Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.29
CY2023Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.02
CY2024Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.10
CY2023Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.02
CY2024Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	44450511	shares
CY2023Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	114394480	shares

Files In Submission

Name	View Source	Status
0001818502-24-000009-index-headers.html	Edgar Link	pending
0001818502-24-000009-index.html	Edgar Link	pending
0001818502-24-000009.txt	Edgar Link	pending
0001818502-24-000009-xbrl.zip	Edgar Link	pending
amendmentno1torevolvingcre.htm	Edgar Link	pending
Financial_Report.xlsx	Edgar Link	pending
MetaLinks.json	Edgar Link	pending
opfi-20240331.htm	Edgar Link	pending
opfi-20240331.xsd	Edgar Link	pending
opfi-20240331x10xqex311.htm	Edgar Link	pending
opfi-20240331x10xqex312.htm	Edgar Link	pending
opfi-20240331x10xqex321.htm	Edgar Link	pending
opfi-20240331x10xqex322.htm	Edgar Link	pending
opfi-20240331_g1.gif	Edgar Link	pending
R1.htm	Edgar Link	pending
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R25.htm	Edgar Link	pending
R26.htm	Edgar Link	pending
opfi-20240331_cal.xml	Edgar Link	unprocessable
opfi-20240331_pre.xml	Edgar Link	unprocessable
opfi-20240331_htm.xml	Edgar Link	completed
R27.htm	Edgar Link	pending
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R64.htm	Edgar Link	pending
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R8.htm	Edgar Link	pending
R9.htm	Edgar Link	pending
report.css	Edgar Link	pending
Show.js	Edgar Link	pending
FilingSummary.xml	Edgar Link	unprocessable
opfi-20240331_def.xml	Edgar Link	unprocessable
opfi-20240331_lab.xml	Edgar Link	unprocessable

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$OPFI
OppFi Inc. Stock $opfi

2024 Q2 Form 10-Q Financial Statement

#000181850224000009 Filed on May 09, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPFI OppFi Inc. Stock $opfi

2024 Q2 Form 10-Q Financial Statement

#000181850224000009 Filed on May 09, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPFI
OppFi Inc. Stock $opfi