2018 Q3 Form 10-Q Financial Statement

#000089467118000038 Filed on November 09, 2018

View on sec.gov

Income Statement

Concept 2018 Q3 2017 Q3
Revenue $12.18M $11.32M
YoY Change 7.63% 15.2%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.418M $1.049M
YoY Change 35.18% 25.03%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.967M $1.727M
YoY Change 13.9% 1116.2%
Income Tax $221.0K $74.00K
% Of Pretax Income 11.24% 4.28%
Net Earnings $1.746M $1.653M
YoY Change 5.63% 361.73%
Net Earnings / Revenue 14.33% 14.61%
Basic Earnings Per Share $0.37 $0.35
Diluted Earnings Per Share $370.0K $351.8K
COMMON SHARES
Basic Shares Outstanding 4.731M 4.688M
Diluted Shares Outstanding

Balance Sheet

Concept 2018 Q3 2017 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $65.12M $50.40M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $13.86M $13.21M
YoY Change 4.93% 5.78%
Goodwill $7.371M $7.371M
YoY Change 0.0% 4.52%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.034B $1.020B
YoY Change 1.36% 7.33%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $17.80M $15.20M
YoY Change 17.11% 4.83%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due $700.0K $1.000M
YoY Change -30.0% -47.37%
Total Short-Term Liabilities $18.50M $16.20M
YoY Change 14.2% -1.22%
LONG-TERM LIABILITIES
Long-Term Debt $14.20M $15.10M
YoY Change -5.96% -2.58%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $14.20M $15.10M
YoY Change -5.96% -2.58%
TOTAL LIABILITIES
Total Short-Term Liabilities $18.50M $16.20M
Total Long-Term Liabilities $14.20M $15.10M
Total Liabilities $919.7M $909.7M
YoY Change 1.1% 5.23%
SHAREHOLDERS EQUITY
Retained Earnings $77.98M $72.78M
YoY Change 7.15% 6.92%
Common Stock $54.60M $52.90M
YoY Change 3.21% 1.52%
Preferred Stock
YoY Change
Treasury Stock (at cost) $15.71M $15.71M
YoY Change 0.0% 0.0%
Treasury Stock Shares $659.7K $659.7K
Shareholders Equity $113.8M $110.0M
YoY Change
Total Liabilities & Shareholders Equity $1.034B $1.020B
YoY Change 1.36% 5.09%

Cashflow Statement

Concept 2018 Q3 2017 Q3
OPERATING ACTIVITIES
Net Income $1.746M $1.653M
YoY Change 5.63% 361.73%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $3.910M $950.0K
YoY Change 311.58% -63.18%
INVESTING ACTIVITIES
Capital Expenditures -$460.0K -$250.0K
YoY Change 84.0% 31.58%
Acquisitions
YoY Change
Other Investing Activities -$6.450M -$21.94M
YoY Change -70.6% 128.3%
Cash From Investing Activities -$6.920M -$22.19M
YoY Change -68.81% 126.43%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 4.930M 36.16M
YoY Change -86.37% 210.65%
NET CHANGE
Cash From Operating Activities 3.910M 950.0K
Cash From Investing Activities -6.920M -22.19M
Cash From Financing Activities 4.930M 36.16M
Net Change In Cash 1.920M 14.92M
YoY Change -87.13% 237.56%
FREE CASH FLOW
Cash From Operating Activities $3.910M $950.0K
Capital Expenditures -$460.0K -$250.0K
Free Cash Flow $4.370M $1.200M
YoY Change 264.17% -56.68%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
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BankingSegmentPercentageOfTotalRevenues
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SoftwareExpense
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SoftwareExpense
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766682000
CY2017Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
754491000
CY2018Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
9577000
CY2017Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
10112000
CY2018Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
15695000
CY2017Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
14828000
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0
CY2017Q3 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0
CY2018Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
54000
CY2017Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
158000
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
164000
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
425000
CY2018Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-82000
CY2017Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-23000
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
75000
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-94000
CY2018Q3 us-gaap Goodwill
Goodwill
7371000
CY2017Q4 us-gaap Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment
HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment
17581000
CY2018Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
121000
CY2017Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
33000
CY2018Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
141000
CY2017Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
35000
CY2018Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
4928000
CY2017Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
1864000
CY2018Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
20000
CY2017Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
2000
CY2018Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
3620000
CY2017Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
362000
CY2018Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
1308000
CY2017Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
1502000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
7365000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
7094000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
5877000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
5448000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
2159000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
2258000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
2134000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
2416000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
3000
CY2018Q3 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount
3000
CY2018Q3 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
17538000
CY2017Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
18079000
CY2018Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
11264000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
11391000
CY2017Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
17305000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
16544000
CY2018Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
148000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
534000
CY2017Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
217000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
602000
CY2018Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
148000
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
534000
CY2017Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
217000
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
602000
CY2018Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
10942000
CY2017Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
18108000
CY2018Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
499000
CY2017Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
94000
CY2018Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
12712000
CY2017Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
19917000
CY2017 us-gaap Impairment Of Investments
ImpairmentOfInvestments
0
us-gaap Impairment Of Investments
ImpairmentOfInvestments
0
CY2018Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1967000
CY2017Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1727000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
9516000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
8317000
CY2018Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
221000
CY2017Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
74000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1428000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1706000
us-gaap Income Taxes Paid
IncomeTaxesPaid
1750000
us-gaap Income Taxes Paid
IncomeTaxesPaid
2236000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-3758000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
58867000
us-gaap Increase Decrease In Other Loans
IncreaseDecreaseInOtherLoans
-7007000
CY2018Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
759000
CY2017Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
564000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2180000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1652000
CY2018Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
12181000
CY2017Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11317000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
36828000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
34044000
CY2018Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
11118000
CY2017Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
10489000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
33134000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
31410000
CY2018Q3 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
620320000
CY2017Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
603069000
CY2018Q3 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
53770000
CY2017Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
61909000
CY2018Q3 us-gaap Interest Expense
InterestExpense
1418000
CY2017Q3 us-gaap Interest Expense
InterestExpense
1049000
us-gaap Interest Expense
InterestExpense
3915000
us-gaap Interest Expense
InterestExpense
2840000
CY2018Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1081000
CY2017Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
757000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2934000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1985000
CY2018Q3 us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
250000
CY2017Q3 us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
228000
us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
740000
us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
673000
CY2018Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
87000
CY2017Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
64000
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
241000
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
182000
CY2018Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
265000
CY2017Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
81000
us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
1321000
us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
459000
CY2018Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9801000
CY2017Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8667000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
31218000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
29283000
CY2018Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10763000
CY2017Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10268000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
32913000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-21577000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-51299000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
13239000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
5926000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
1746000
us-gaap Marketing Expense
MarketingExpense
785000
us-gaap Mortgage Loan Related To Property Sales1
MortgageLoanRelatedToPropertySales1
us-gaap Mortgage Loan Related To Property Sales1
MortgageLoanRelatedToPropertySales1
167000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-1116000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
55609000
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal Remainder Of Fiscal Year
LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear
1699000
CY2018Q3 us-gaap Marketing Expense
MarketingExpense
263000
CY2017Q3 us-gaap Marketing Expense
MarketingExpense
273000
us-gaap Marketing Expense
MarketingExpense
787000
CY2017Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
104000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
31204000
CY2018Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
93000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
280000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
312000
CY2018Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
583000
CY2017Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
535000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1739000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1559000
us-gaap Interest Paid Net
InterestPaidNet
3580000
us-gaap Interest Paid Net
InterestPaidNet
2665000
CY2018Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5537000
CY2017Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5019000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
16780000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
15528000
CY2018Q3 us-gaap Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
53300000
CY2018Q3 us-gaap Liabilities
Liabilities
919677000
CY2017Q4 us-gaap Liabilities
Liabilities
916929000
CY2018Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1033516000
CY2017Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1026290000
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
8315000
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
7499000
CY2018Q3 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
73000
CY2017Q4 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
846000
CY2018Q3 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
782377000
CY2017Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
769319000
CY2018Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
774062000
CY2017Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
761820000
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
20432000
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
3429000
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
3565000
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
4448000
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
6941000
CY2017Q3 us-gaap Net Income Loss
NetIncomeLoss
1653000
us-gaap Net Income Loss
NetIncomeLoss
8088000
us-gaap Net Income Loss
NetIncomeLoss
6611000
CY2018Q3 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
232575000
CY2017Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
253655000
CY2018Q3 us-gaap Noninterest Expense
NoninterestExpense
9761000
CY2017Q3 us-gaap Noninterest Expense
NoninterestExpense
9222000
us-gaap Noninterest Expense
NoninterestExpense
29243000
us-gaap Noninterest Expense
NoninterestExpense
28473000
CY2018Q3 us-gaap Noninterest Income
NoninterestIncome
1927000
CY2017Q3 us-gaap Noninterest Income
NoninterestIncome
2282000
us-gaap Noninterest Income
NoninterestIncome
7541000
us-gaap Noninterest Income
NoninterestIncome
7507000
CY2018Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
164000
CY2017Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
201000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
669000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
531000
CY2018Q3 us-gaap Notes Payable To Bank
NotesPayableToBank
2578000
CY2017Q4 us-gaap Notes Payable To Bank
NotesPayableToBank
3440000
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
2
CY2018Q3 us-gaap Occupancy Net
OccupancyNet
469000
CY2017Q3 us-gaap Occupancy Net
OccupancyNet
449000
us-gaap Occupancy Net
OccupancyNet
1336000
us-gaap Occupancy Net
OccupancyNet
1331000
CY2018Q3 us-gaap Other Assets
OtherAssets
7394000
CY2017Q4 us-gaap Other Assets
OtherAssets
7947000
CY2018Q3 us-gaap Other Borrowings
OtherBorrowings
40514000
CY2017Q4 us-gaap Other Borrowings
OtherBorrowings
35949000
CY2018Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-534000
CY2017Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
20000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-2508000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1485000
CY2018Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-422000
CY2017Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
13000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-1981000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
980000
CY2018Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-112000
CY2017Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
7000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-527000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
505000
CY2018Q3 us-gaap Other Intangible Assets Net
OtherIntangibleAssetsNet
410000
CY2017Q4 us-gaap Other Intangible Assets Net
OtherIntangibleAssetsNet
514000
CY2018Q3 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
10000
CY2017Q3 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
7000
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
26000
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
17000
CY2018Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1361000
CY2017Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1554000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
4051000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
5039000
CY2017Q4 us-gaap Other Real Estate
OtherRealEstate
822000
CY2018Q3 us-gaap Other Real Estate
OtherRealEstate
822000
CY2018Q3 us-gaap Other Real Estate And Foreclosed Assets
OtherRealEstateAndForeclosedAssets
1332000
CY2017Q4 us-gaap Other Real Estate And Foreclosed Assets
OtherRealEstateAndForeclosedAssets
1574000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
14349000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
46281000
us-gaap Payments Of Dividends
PaymentsOfDividends
2973000
us-gaap Payments Of Dividends
PaymentsOfDividends
2947000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
23756000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
25177000
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
389000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1437000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1247000
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
8000000
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
4785000
us-gaap Proceeds From Issuance Of Common Stock Dividend Reinvestment Plan
ProceedsFromIssuanceOfCommonStockDividendReinvestmentPlan
1049000
us-gaap Proceeds From Issuance Of Common Stock Dividend Reinvestment Plan
ProceedsFromIssuanceOfCommonStockDividendReinvestmentPlan
us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
3754000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
17324000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
16358000
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
321000
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
846000
us-gaap Proceeds From Repayments Of Other Long Term Debt
ProceedsFromRepaymentsOfOtherLongTermDebt
-862000
us-gaap Proceeds From Repayments Of Other Long Term Debt
ProceedsFromRepaymentsOfOtherLongTermDebt
-343000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-85000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-33000
CY2018Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2017Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
810000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
987000
CY2018Q3 us-gaap Professional Fees
ProfessionalFees
514000
CY2017Q3 us-gaap Professional Fees
ProfessionalFees
434000
us-gaap Professional Fees
ProfessionalFees
1537000
us-gaap Professional Fees
ProfessionalFees
1338000
CY2018Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13856000
CY2017Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13281000
CY2018Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
962000
CY2017Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1601000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1695000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1921000
CY2018Q3 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
962000
CY2017Q3 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
1601000
us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
1695000
us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
1921000
CY2017Q4 us-gaap Real Estate Owned Valuation Allowance
RealEstateOwnedValuationAllowance
1395000
CY2018Q3 us-gaap Real Estate Owned Valuation Allowance
RealEstateOwnedValuationAllowance
1395000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
2487000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
4720000
CY2018Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
77982000
CY2017Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
72694000
CY2018Q3 us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
0
us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
0
us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
0
CY2017Q3 us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
0
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
113839000
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
109361000
CY2018Q3 us-gaap Subordinated Debt
SubordinatedDebt
8500000
CY2017Q4 us-gaap Subordinated Debt
SubordinatedDebt
8500000
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
494000
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
1337000
CY2018Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
659739
CY2017Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
659739
CY2018Q3 us-gaap Treasury Stock Value
TreasuryStockValue
15712000
CY2017Q4 us-gaap Treasury Stock Value
TreasuryStockValue
15712000
us-gaap Use Of Estimates
UseOfEstimates
<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;text-align:justify;"><div style="display: inline; text-decoration: underline;">USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS:</div> The accounting and reporting policies followed by the Company conform to US GAAP established by the Financial Accounting Standards Board (&#x201c;FASB&#x201d;). The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.</div></div></div></div></div></div></div>
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2018Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2017Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2018Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4730624
CY2017Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4688284
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4722189
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4680846

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