$OVBC
OHIO VALLEY BANC CORP

2024 Q1 Form 10-K Financial Statement

#000114036124013512 Filed on March 15, 2024

View on sec.gov

Income Statement

Concept 2024 Q1 2023 Q4 2023
Revenue $17.68M $61.87M
YoY Change 28.2% 29.92%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.562M
YoY Change 6.69%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $6.494M $15.84M
YoY Change 213.42% 458.07%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $3.394M $3.905M $15.20M
YoY Change -28.21% -3.34% -4.61%
Income Tax $601.0K $682.0K $2.567M
% Of Pretax Income 17.71% 17.46% 16.89%
Net Earnings $2.793M $3.223M $12.63M
YoY Change -28.53% -8.54% -5.3%
Net Earnings / Revenue 15.79% 20.42%
Basic Earnings Per Share $0.58 $2.65
Diluted Earnings Per Share $0.58 $0.68 $2.65
COMMON SHARES
Basic Shares Outstanding 4.794M 4.773M 4.775M
Diluted Shares Outstanding

Balance Sheet

Concept 2024 Q1 2023 Q4 2023
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $129.1M $128.1M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $22.89M $22.66M $22.66M
YoY Change 11.71% 4.26% 4.26%
Goodwill $7.319M $7.319M
YoY Change 0.0% 0.0%
Intangibles $5.000K $8.000K
YoY Change -78.26% -72.41%
Long-Term Investments
YoY Change
Other Assets $7.006M $6.879M $6.879M
YoY Change 3.82% 3.99% 3.99%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.373B $1.352B $1.352B
YoY Change 8.38% 11.67% 11.67%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $25.69M $27.21M $27.21M
YoY Change 20.93% 25.62% 25.62%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due $1.269M $2.394M $2.394M
YoY Change 153.8% 48.97% 48.97%
Total Short-Term Liabilities $25.69M $27.21M $27.21M
YoY Change 18.15% 25.62% 25.62%
LONG-TERM LIABILITIES
Long-Term Debt $51.76M $53.09M $53.09M
YoY Change 397.99% 100.77% 100.77%
Other Long-Term Liabilities $586.0K $692.0K $692.0K
YoY Change -10.53%
Total Long-Term Liabilities $52.35M $53.79M $53.79M
YoY Change 373.77% 103.38% 103.38%
TOTAL LIABILITIES
Total Short-Term Liabilities $25.69M $27.21M $27.21M
Total Long-Term Liabilities $52.35M $53.79M $53.79M
Total Liabilities $1.227B $1.208B $1.208B
YoY Change 8.67% 12.3% 12.3%
SHAREHOLDERS EQUITY
Retained Earnings $116.6M $114.9M
YoY Change 6.0% 5.08%
Common Stock $57.81M $57.31M
YoY Change 0.87% 0.22%
Preferred Stock
YoY Change
Treasury Stock (at cost) $16.75M $16.75M
YoY Change 0.49% 0.49%
Treasury Stock Shares
Shareholders Equity $145.8M $144.0M $144.0M
YoY Change
Total Liabilities & Shareholders Equity $1.373B $1.352B $1.352B
YoY Change 8.38% 11.67% 11.67%

Cashflow Statement

Concept 2024 Q1 2023 Q4 2023
OPERATING ACTIVITIES
Net Income $2.793M $3.223M $12.63M
YoY Change -28.53% -8.54% -5.3%
Depreciation, Depletion And Amortization $1.562M
YoY Change 6.69%
Cash From Operating Activities $928.0K $6.597M $20.75M
YoY Change -78.04% 14.51% 29.75%
INVESTING ACTIVITIES
Capital Expenditures $694.0K $709.0K $2.689M
YoY Change 61.4% 117.48% 35.26%
Acquisitions
YoY Change
Other Investing Activities $1.652M -$57.10M
YoY Change -106.68% -29.86%
Cash From Investing Activities -$19.26M $953.0K -$59.79M
YoY Change 56.71% -103.8% -28.31%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 19.27M 29.39M 121.2M
YoY Change -62.9% -161.46% -413.59%
NET CHANGE
Cash From Operating Activities 928.0K 6.597M 20.75M
Cash From Investing Activities -19.26M 953.0K -59.79M
Cash From Financing Activities 19.27M 29.39M 121.2M
Net Change In Cash 934.0K 36.94M 82.14M
YoY Change -97.87% -155.03% -177.45%
FREE CASH FLOW
Cash From Operating Activities $928.0K $6.597M $20.75M
Capital Expenditures $694.0K $709.0K $2.689M
Free Cash Flow $234.0K $5.888M $18.06M
YoY Change -93.83% 8.33% 28.97%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2022Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
14330000
CY2023Q4 us-gaap Other Borrowings
OtherBorrowings
44593000
CY2022Q4 us-gaap Other Borrowings
OtherBorrowings
17945000
CY2023Q4 us-gaap Subordinated Debt
SubordinatedDebt
8500000
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
20436000
CY2022Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
29000
CY2023Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
40593000
CY2022Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
39627000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1205000
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1294000
CY2023Q4 us-gaap Other Assets
OtherAssets
4535000
CY2022Q4 us-gaap Other Assets
OtherAssets
5226000
CY2023Q4 us-gaap Assets
Assets
1352135000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1205000
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1294000
CY2022Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1210787000
CY2022Q4 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
16666000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
144007000
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
135028000
CY2023Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1352135000
CY2023 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
2870000
CY2022 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
1493000
CY2023 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
10000
CY2023 ovbc Trust Fees
TrustFees
326000
CY2022 ovbc Income From Bank Owned Life Insurance And Annuity Assets
IncomeFromBankOwnedLifeInsuranceAndAnnuityAssets
883000
CY2023 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
175000
CY2022 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
697000
CY2023 ovbc Electronic Refund Check Deposit Fees
ElectronicRefundCheckDepositFees
675000
CY2022 ovbc Electronic Refund Check Deposit Fees
ElectronicRefundCheckDepositFees
675000
CY2023 ovbc Fees And Commissions Credit Cards Debit Cards
FeesAndCommissionsCreditCardsDebitCards
4860000
CY2022 us-gaap Other Noninterest Expense
OtherNoninterestExpense
5917000
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
15932000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2567000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
13338000
CY2023 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.65
CY2022 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.8
CY2023 us-gaap Net Income Loss
NetIncomeLoss
12631000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
13338000
CY2023 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
4067000
CY2022 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-21184000
CY2023 us-gaap Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax
23000
CY2022 us-gaap Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax
1537000
CY2023 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
4090000
CY2022 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
-19647000
CY2023 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
705000
CY2023 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3385000
CY2022 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-15521000
CY2023 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
16016000
CY2022 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-2183000
CY2021Q4 us-gaap Stockholders Equity
StockholdersEquity
141356000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
13338000
CY2022 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-15521000
CY2022 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4720000
CY2023 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
87481000
CY2022 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
55028000
CY2023 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2689000
CY2022 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1988000
CY2023 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
219000
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-59787000
CY2022 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-32253000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
45990000
CY2023 us-gaap Interest Paid Net
InterestPaidNet
9674000
CY2022 us-gaap Interest Paid Net
InterestPaidNet
2845000
CY2023 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
30001000
CY2022 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
2000
CY2023 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
3371000
CY2022 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
1909000
CY2023 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
18000
CY2022 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
238000
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
121176000
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-38642000
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
82136000
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-106044000
CY2022 us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
0
CY2023 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
187000
CY2022 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
108000
CY2023 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Concentrations of Credit Risk:</span></span> The Company grants residential, consumer and commercial loans to customers located primarily in the southeastern Ohio and western West Virginia areas.</div> <div><br/> </div> <div style="display:none;"><br/></div> <div style="text-align: justify; text-indent: 36pt; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">T<span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">he following represents the composition of the Company’s loan portfolio as of December 31:</span></div> <div><br/> </div> <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"> <tr> <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"> <div style="text-align: center;">% of Total Loans</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"> </td> </tr> <tr> <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"> <div style="text-align: center;">2023<br/> </div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"> <div style="text-align: center;">2022<br/> </div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"> </td> </tr> <tr> <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"> <div style="text-indent: -9pt; margin-left: 9pt;">Residential real estate loans </div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"> <div>32.88</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"> <div>%</div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"> <div>33.56</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"> <div>%</div> </td> </tr> <tr> <td style="vertical-align: bottom; width: 76%;" valign="bottom"> <div style="text-indent: -9pt; margin-left: 9pt;">Commercial real estate loans </div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"> <div>33.22</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"> <div>%</div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"> <div>32.63</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"> <div>%</div> </td> </tr> <tr> <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"> <div style="text-indent: -9pt; margin-left: 9pt;">Consumer loans </div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"> <div>17.72</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"> <div>%</div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"> <div>16.72</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"> <div>%</div> </td> </tr> <tr> <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"> <div style="text-indent: -9pt; margin-left: 9pt;">Commercial and industrial loans </div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"> <div>16.18</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"> <div>%</div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"> <div>17.09</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"> <div>%</div> </td> </tr> <tr> <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"> <div>100.00</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"> <div>%</div> </td> <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"> </td> <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"> <div>100.00</div> </td> <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"> <div>%</div> </td> </tr> </table> <div><br/> </div> <div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div> <div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div> <div style="display:none;"><br/></div> <div style="text-align: justify; text-indent: 36pt;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The Bank, in the normal course of its operations, conducts business with correspondent financial institutions. Balances in correspondent accounts, investments in federal funds, certificates of deposit and other short-term securities are closely monitored to ensure that prudent levels of credit and liquidity risks are maintained.  At December 31, 2023, the Bank’s primary correspondent balance was $113,136 on deposit at the FRB, Cleveland, Ohio.</span></div>
CY2023 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Reclassifications</span></span><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="text-decoration: underline;">:</span> The consolidated financial statements for 2022 have been reclassified to conform with the presentation for 2023.  These reclassifications had no effect on the net results of operations or shareholders’ equity.</span></div>
CY2023Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
6306000
CY2022Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
6266000
CY2022Q4 us-gaap Deposits
Deposits
1027655000
CY2022Q4 us-gaap Liabilities
Liabilities
1075759000
CY2022Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2022 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
180000
CY2023 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-23000
CY2022 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-1537000
CY2023 ovbc Tax Preparation Fees
TaxPreparationFees
669000
CY2022 ovbc Tax Preparation Fees
TaxPreparationFees
743000
CY2023 us-gaap Noninterest Expense
NoninterestExpense
41368000
CY2022 us-gaap Noninterest Expense
NoninterestExpense
39040000
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
15198000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2594000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
12631000
CY2022 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-4126000
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
135028000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
12631000
CY2023 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3385000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
144007000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
12631000
CY2022 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-100000
CY2022 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
420000
CY2023 ovbc Proceeds From Building Grant
ProceedsFromBuildingGrant
0
CY2022 ovbc Proceeds From Building Grant
ProceedsFromBuildingGrant
200000
CY2023 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
99481000
CY2023 ovbc Selling Costs Percentage Collateral
SellingCostsPercentageCollateral
0.10
CY2023 dei Amendment Flag
AmendmentFlag
false
CY2023 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2023 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2023
CY2023 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2023 dei Entity Central Index Key
EntityCentralIndexKey
0000894671
CY2023Q4 us-gaap Debt Securities Available For Sale Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List
DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2023#AccruedInvestmentIncomeReceivable
CY2022Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P12Y1M6D
CY2023Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P13Y
CY2023Q4 us-gaap Notes Payable Related Party Type Extensible Enumeration
NotesPayableRelatedPartyTypeExtensibleEnumeration
http://fasb.org/us-gaap/2023#RelatedPartyMember
CY2023 us-gaap Open Tax Year
OpenTaxYear
2020 2021 2022
CY2023 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2023 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2023 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2023 dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
CY2023 dei Auditor Firm
AuditorFirmId
173
CY2023Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2022Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2023 us-gaap Operating Loss Carryforwards Expiration Date
OperatingLossCarryforwardsExpirationDate
2026-12-31
CY2023 dei Document Type
DocumentType
10-K
CY2023 dei Document Annual Report
DocumentAnnualReport
true
CY2023 dei Document Period End Date
DocumentPeriodEndDate
2023-12-31
CY2023 dei Document Transition Report
DocumentTransitionReport
false
CY2023 dei Entity File Number
EntityFileNumber
0-20914
CY2023 dei Entity Registrant Name
EntityRegistrantName
OHIO VALLEY BANC CORP
CY2023 dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
OH
CY2023 dei Entity Tax Identification Number
EntityTaxIdentificationNumber
31-1359191
CY2023 dei Entity Address Address Line1
EntityAddressAddressLine1
420 Third Avenue
CY2023 dei Entity Address City Or Town
EntityAddressCityOrTown
Gallipolis
CY2023 dei Entity Address State Or Province
EntityAddressStateOrProvince
OH
CY2023 dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
45631
CY2023 dei City Area Code
CityAreaCode
740
CY2023 dei Local Phone Number
LocalPhoneNumber
446-2631
CY2023 dei Security12b Title
Security12bTitle
Common Shares, without par value
CY2023 dei Trading Symbol
TradingSymbol
OVBC
CY2023 dei Security Exchange Name
SecurityExchangeName
NASDAQ
CY2023 dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
CY2023 dei Entity Small Business
EntitySmallBusiness
true
CY2023 dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
CY2023 dei Icfr Auditor Attestation Flag
IcfrAuditorAttestationFlag
false
CY2023 dei Document Fin Stmt Error Correction Flag
DocumentFinStmtErrorCorrectionFlag
false
CY2023 dei Entity Shell Company
EntityShellCompany
false
CY2023Q2 dei Entity Public Float
EntityPublicFloat
106283807
CY2024Q1 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
4793674
CY2023Q4 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2023Q4 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2023Q4 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false
CY2023Q4 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2023 dei Auditor Name
AuditorName
Crowe LLP
CY2023 dei Auditor Location
AuditorLocation
Cleveland, Ohio
CY2023Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
14252000
CY2023Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
113874000
CY2022Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
31660000
CY2023Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
128126000
CY2022Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
45990000
CY2023Q4 us-gaap Certificates Of Deposit At Carrying Value
CertificatesOfDepositAtCarryingValue
0
CY2022Q4 us-gaap Certificates Of Deposit At Carrying Value
CertificatesOfDepositAtCarryingValue
1862000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
162258000
CY2022Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
184074000
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
2000
CY2022Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
0
CY2023Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
7390000
CY2022Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
8460000
CY2023Q4 us-gaap Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss
7986000
CY2022Q4 us-gaap Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss
9226000
CY2023Q4 us-gaap Restricted Investments
RestrictedInvestments
5037000
CY2022Q4 us-gaap Restricted Investments
RestrictedInvestments
5953000
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
971900000
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
885049000
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
8767000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5269000
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
963133000
CY2022Q4 us-gaap Notes Receivable Net
NotesReceivableNet
879780000
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
21450000
CY2023Q4 us-gaap Disposal Group Including Discontinued Operation Property Plant And Equipment
DisposalGroupIncludingDiscontinuedOperationPropertyPlantAndEquipment
573000
CY2022Q4 us-gaap Disposal Group Including Discontinued Operation Property Plant And Equipment
DisposalGroupIncludingDiscontinuedOperationPropertyPlantAndEquipment
593000
CY2023Q4 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
3606000
CY2022Q4 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
3112000
CY2023Q4 us-gaap Goodwill
Goodwill
7319000
CY2022Q4 us-gaap Goodwill
Goodwill
7319000
CY2023Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
8000
CY2022Q4 us-gaap Assets
Assets
1210787000
CY2023Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
322222000
CY2022Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
354413000
CY2023Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
804914000
CY2022Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
673242000
CY2023Q4 us-gaap Deposits
Deposits
1127136000
CY2022Q4 us-gaap Subordinated Debt
SubordinatedDebt
8500000
CY2023Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
692000
CY2022Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
0
CY2023Q4 us-gaap Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
26002000
CY2022Q4 us-gaap Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
20365000
CY2023Q4 us-gaap Liabilities
Liabilities
1208128000
CY2023Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2022Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
10000000
CY2023Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
10000000
CY2023Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
5470453
CY2022Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
5465707
CY2023Q4 us-gaap Common Stock Value
CommonStockValue
5470000
CY2022Q4 us-gaap Common Stock Value
CommonStockValue
5465000
CY2023Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
51842000
CY2022Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
51722000
CY2023Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
114871000
CY2022Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
109320000
CY2023Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-11428000
CY2022Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-14813000
CY2023Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
697321
CY2022Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
693933
CY2023Q4 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
16748000
CY2023 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
54821000
CY2022 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
42273000
CY2023 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3678000
CY2022 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3340000
CY2023 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
162000
CY2023 us-gaap Dividend Income Operating
DividendIncomeOperating
324000
CY2022 us-gaap Dividend Income Operating
DividendIncomeOperating
316000
CY2022 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
14000
CY2023 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
61865000
CY2022 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
47616000
CY2023 us-gaap Interest Expense Deposits
InterestExpenseDeposits
14174000
CY2022 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2130000
CY2023 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
1067000
CY2022 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
412000
CY2023 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
597000
CY2022 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
296000
CY2023 us-gaap Interest Expense
InterestExpense
15838000
CY2022 us-gaap Interest Expense
InterestExpense
2838000
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
46027000
CY2022 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
44778000
CY2023 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2090000
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-32000
CY2023 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
43937000
CY2022 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
44810000
CY2023 ovbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
2700000
CY2022 ovbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
2443000
CY2022 ovbc Trust Fees
TrustFees
325000
CY2023 ovbc Income From Bank Owned Life Insurance And Annuity Assets
IncomeFromBankOwnedLifeInsuranceAndAnnuityAssets
860000
CY2022 ovbc Fees And Commissions Credit Cards Debit Cards
FeesAndCommissionsCreditCardsDebitCards
4862000
CY2023 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
2387000
CY2022 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
1071000
CY2023 us-gaap Noninterest Income
NoninterestIncome
12629000
CY2022 us-gaap Noninterest Income
NoninterestIncome
10162000
CY2023 us-gaap Labor And Related Expense
LaborAndRelatedExpense
23391000
CY2022 us-gaap Labor And Related Expense
LaborAndRelatedExpense
21615000
CY2023 us-gaap Occupancy Net
OccupancyNet
1903000
CY2022 us-gaap Occupancy Net
OccupancyNet
1910000
CY2023 us-gaap Equipment Expense
EquipmentExpense
1321000
CY2022 us-gaap Equipment Expense
EquipmentExpense
1170000
CY2023 us-gaap Professional Fees
ProfessionalFees
1656000
CY2022 us-gaap Professional Fees
ProfessionalFees
1609000
CY2023 us-gaap Marketing Expense
MarketingExpense
1010000
CY2022 us-gaap Marketing Expense
MarketingExpense
1428000
CY2023 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
569000
CY2022 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
335000
CY2023 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2809000
CY2022 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2761000
CY2023 ovbc Software Expense
SoftwareExpense
2649000
CY2022 ovbc Software Expense
SoftwareExpense
2197000
CY2023 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
15000
CY2022 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
63000
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
21000
CY2022 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
35000
CY2023 us-gaap Other Noninterest Expense
OtherNoninterestExpense
6024000
CY2022 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.99
CY2022 us-gaap Stock Issued During Period Shares Employee Stock Ownership Plan
StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan
18522
CY2022 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
575000
CY2023 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
1.02
CY2023 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4871000
CY2023 us-gaap Stock Issued During Period Shares Employee Stock Ownership Plan
StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan
4746
CY2023 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
125000
CY2023 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
3388
CY2023 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
82000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
13338000
CY2023 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2090000
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-32000
CY2023 us-gaap Depreciation
Depreciation
1562000
CY2022 us-gaap Depreciation
Depreciation
1464000
CY2023 ovbc Accretion Of Building Grant
AccretionOfBuildingGrant
4000
CY2022 ovbc Accretion Of Building Grant
AccretionOfBuildingGrant
3000
CY2023 ovbc Amortization Accretion Of Purchase Accounting Adjustments
AmortizationAccretionOfPurchaseAccountingAdjustments
1000
CY2022 ovbc Amortization Accretion Of Purchase Accounting Adjustments
AmortizationAccretionOfPurchaseAccountingAdjustments
-34000
CY2023 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
478000
CY2023 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-23000
CY2022 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-1537000
CY2023 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
125000
CY2022 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
7831000
CY2023 ovbc Loans Disbursed For Sale
LoansDisbursedForSale
124000
CY2022 ovbc Loans Disbursed For Sale
LoansDisbursedForSale
7134000
CY2023 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
53000
CY2022 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
71000
CY2023 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
228000
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
768000
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
21000
CY2022 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
35000
CY2023 us-gaap Amortization Of Debt Discount Premium
AmortizationOfDebtDiscountPremium
7000
CY2022 us-gaap Amortization Of Debt Discount Premium
AmortizationOfDebtDiscountPremium
22000
CY2023 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-745000
CY2022 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
288000
CY2023 us-gaap Employee Benefits And Share Based Compensation Noncash
EmployeeBenefitsAndShareBasedCompensationNoncash
125000
CY2022 us-gaap Employee Benefits And Share Based Compensation Noncash
EmployeeBenefitsAndShareBasedCompensationNoncash
575000
CY2023 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
860000
CY2022 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
883000
CY2023 us-gaap Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
494000
CY2022 us-gaap Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
417000
CY2023 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
5567000
CY2022 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
1223000
CY2023 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1477000
CY2022 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
1291000
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
20747000
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
15990000
CY2023 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
1067000
CY2022 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
10963000
CY2023 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
25901000
CY2022 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
27524000
CY2023 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
586000
CY2022 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
66821000
CY2023 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
1217000
CY2022 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
1044000
CY2023 ovbc Proceeds From Maturity Of Certificates Of Deposit
ProceedsFromMaturityOfCertificatesOfDeposit
2100000
CY2022 ovbc Proceeds From Maturity Of Certificates Of Deposit
ProceedsFromMaturityOfCertificatesOfDeposit
445000
CY2023 ovbc Payments To Acquire Certificates Of Deposit
PaymentsToAcquireCertificatesOfDeposit
245000
CY2022 ovbc Payments To Acquire Certificates Of Deposit
PaymentsToAcquireCertificatesOfDeposit
0
CY2023 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
969000
CY2022 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
0
CY2023 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
1885000
CY2022 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
1312000
CY2023 ovbc Reimbursement Of Building Grant
ReimbursementOfBuildingGrant
100000
CY2022 ovbc Reimbursement Of Building Grant
ReimbursementOfBuildingGrant
0
CY2023 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
250000
CY2022 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
1463000
CY2023 us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
144000
CY2022 us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
0
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-83392000
CY2023 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
4871000
CY2022 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
4720000
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
82000
CY2022 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
0
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
45990000
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
152034000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
128126000
CY2023 us-gaap Income Taxes Paid
IncomeTaxesPaid
2750000
CY2022 us-gaap Income Taxes Paid
IncomeTaxesPaid
1975000
CY2023 us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
129000
CY2023Q4 ovbc Number Of Banking Subsidiaries
NumberOfBankingSubsidiaries
1
CY2023Q4 ovbc Number Of Wholly Owned Subsidiaries
NumberOfWhollyOwnedSubsidiaries
1
CY2023Q4 us-gaap Number Of Stores
NumberOfStores
23
CY2023 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
2
CY2023 us-gaap Use Of Estimates
UseOfEstimates
<div style="text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Use of Estimates</span>:</span> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The accounting and reporting policies followed by the Company conform to U.S. generally accepted accounting principles (“US GAAP”) established by the Financial Accounting Standards Board (“FASB”). The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.</span></div>
CY2023Q4 us-gaap Debt Securities Available For Sale Accrued Interest After Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss
394000
CY2023Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
0
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
2000
CY2023 us-gaap Debt Securities Held To Maturity Credit Loss Expense Reversal
DebtSecuritiesHeldToMaturityCreditLossExpenseReversal
-1000
CY2022Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
0
CY2023Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
0
CY2023 ovbc Financing Receivable Allowance For Credit Loss Reversion Period
FinancingReceivableAllowanceForCreditLossReversionPeriod
P2Y
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
8767000
CY2023 ovbc Financing Receivable Credit Loss Expense Reversal On Loans
FinancingReceivableCreditLossExpenseReversalOnLoans
2030000
CY2023 ovbc Loans Maturity Period
LoansMaturityPeriod
P6Y
CY2023Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
692000
CY2023 us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
61000
CY2023Q4 ovbc Percentage Of Loan Portfolio
PercentageOfLoanPortfolio
1
CY2022Q4 ovbc Percentage Of Loan Portfolio
PercentageOfLoanPortfolio
1
CY2023Q4 us-gaap Due From Banks
DueFromBanks
113136000
CY2023Q4 us-gaap Finance Lease Liability
FinanceLeaseLiability
0
CY2023Q4 us-gaap Finance Lease Liability
FinanceLeaseLiability
0
CY2023 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2022 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2023Q4 us-gaap Servicing Asset
ServicingAsset
403000
CY2022Q4 us-gaap Servicing Asset
ServicingAsset
456000
CY2023 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4774607
CY2022 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4769135
CY2023Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
113136000
CY2022Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
30908000
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
176919000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
0
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
14661000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
162258000
CY2022Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
202825000
CY2022Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
0
CY2022Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
18751000
CY2022Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
184074000
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
7988000
CY2023Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
17000
CY2023Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
615000
CY2023Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
7390000
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
2000
CY2022Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
9226000
CY2022Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
32000
CY2022Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
798000
CY2022Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
8460000
CY2023Q4 us-gaap Investment Owned Balance Principal Amount
InvestmentOwnedBalancePrincipalAmount
0
CY2022Q4 us-gaap Investment Owned Balance Principal Amount
InvestmentOwnedBalancePrincipalAmount
0
CY2023 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
1067000
CY2023 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-23000
CY2022 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
10963000
CY2022 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-1537000
CY2023Q4 us-gaap Debt Securities Available For Sale Restricted
DebtSecuritiesAvailableForSaleRestricted
126994000
CY2022Q4 us-gaap Debt Securities Available For Sale Restricted
DebtSecuritiesAvailableForSaleRestricted
126318000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
17424000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
17257000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
397000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
392000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
41277000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
38917000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
3974000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
3780000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
0
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
0
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
1490000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
1297000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
0
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
0
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
2126000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
1920000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
118218000
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
106084000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount
1000
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
1000
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
176919000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
162258000
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
7988000
CY2023Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
7390000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
9474000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
52000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
152784000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
14609000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
162258000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
14661000
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
110756000
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
8215000
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
73318000
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
10536000
CY2022Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
184074000
CY2022Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
18751000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
96
CY2022Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
0
CY2023 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss Recovery
DebtSecuritiesHeldToMaturityAllowanceForCreditLossRecovery
-1000
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
2000
CY2022 ovbc Cumulative Loss Rate
CumulativeLossRate
0.0003
CY2023 ovbc Cumulative Loss Rate
CumulativeLossRate
0.0002
CY2023 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss Recovery
DebtSecuritiesHeldToMaturityAllowanceForCreditLossRecovery
-1000
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
971900000
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
885049000
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
8767000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5269000
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
963133000
CY2022Q4 us-gaap Notes Receivable Net
NotesReceivableNet
879780000
CY2023Q4 ovbc Unamortized Loan Commitment And Origination Fee And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeeAndUnamortizedDiscountsOrPremiums
794000
CY2022Q4 ovbc Unamortized Loan Commitment And Origination Fee And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeeAndUnamortizedDiscountsOrPremiums
663000
CY2023Q4 ovbc Loans And Leases Receivables Deferred Income
LoansAndLeasesReceivablesDeferredIncome
687000
CY2022Q4 ovbc Loans And Leases Receivables Deferred Income
LoansAndLeasesReceivablesDeferredIncome
1142000
CY2023Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
119000
CY2023Q4 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
775000
CY2023Q4 ovbc Financing Receivable Nonaccrual With Allowance For Credit Loss
FinancingReceivableNonaccrualWithAllowanceForCreditLoss
1617000
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
2392000
CY2022Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
538000
CY2022Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
3233000
CY2023 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
146000
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
971900000
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
885049000
CY2023Q4 ovbc Loans Receivable Percentage Of Unsecured Loans
LoansReceivablePercentageOfUnsecuredLoans
0.0437
CY2022Q4 ovbc Loans Receivable Percentage Of Unsecured Loans
LoansReceivablePercentageOfUnsecuredLoans
0.0452
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5269000
CY2023 ovbc Financing Receivable Credit Loss Expense Reversal On Loans
FinancingReceivableCreditLossExpenseReversalOnLoans
2030000
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1692000
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
998000
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
8767000
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
6483000
CY2022 ovbc Financing Receivable Credit Loss Expense Reversal On Loans
FinancingReceivableCreditLossExpenseReversalOnLoans
-32000
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
2188000
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
1006000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5269000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
0
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
5269000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5269000
CY2022Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
2014000
CY2022Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
883035000
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
885049000
CY2022Q4 ovbc Impaired Financing Receivables With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivablesWithRelatedAllowanceUnpaidPrincipalBalance
0
CY2022Q4 ovbc Impaired Financing Receivables With Related Allowance Recorded Investment
ImpairedFinancingReceivablesWithRelatedAllowanceRecordedInvestment
0
CY2022Q4 ovbc Impaired Financing Receivables Related Allowance
ImpairedFinancingReceivablesRelatedAllowance
0
CY2022 ovbc Impaired Financing Receivables With Related Allowance Average Recorded Investment
ImpairedFinancingReceivablesWithRelatedAllowanceAverageRecordedInvestment
0
CY2022 ovbc Impaired Financing Receivables With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivablesWithRelatedAllowanceInterestIncomeAccrualMethod
0
CY2022 ovbc Impaired Financing Receivables With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivablesWithRelatedAllowanceInterestIncomeCashBasisMethod
0
CY2022Q4 ovbc Impaired Financing Receivables Unpaid Principal Balance
ImpairedFinancingReceivablesUnpaidPrincipalBalance
2099000
CY2022Q4 ovbc Impaired Financing Receivables Recorded Investment
ImpairedFinancingReceivablesRecordedInvestment
2014000
CY2022Q4 ovbc Impaired Financing Receivables Related Allowance
ImpairedFinancingReceivablesRelatedAllowance
0
CY2022 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
2067000
CY2022 ovbc Impaired Financing Receivables Interest Income Accrual Method
ImpairedFinancingReceivablesInterestIncomeAccrualMethod
128000
CY2022 ovbc Impaired Financing Receivables Interest Income Cash Basis Method
ImpairedFinancingReceivablesInterestIncomeCashBasisMethod
128000
CY2023Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
39127000
CY2022Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
36931000
CY2023Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
17677000
CY2022Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
16495000
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
21450000
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
20436000
CY2023Q4 ovbc Property Plant And Equipment Gross Held For Sale
PropertyPlantAndEquipmentGrossHeldForSale
678000
CY2022Q4 ovbc Property Plant And Equipment Gross Held For Sale
PropertyPlantAndEquipmentGrossHeldForSale
678000
CY2023Q4 ovbc Accumulated Depreciation Depletion And Amortization Property Plant And Equipment Held For Sale
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipmentHeldForSale
105000
CY2022Q4 ovbc Accumulated Depreciation Depletion And Amortization Property Plant And Equipment Held For Sale
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipmentHeldForSale
85000
CY2023Q4 ovbc Property Plant And Equipment Net Held For Sale
PropertyPlantAndEquipmentNetHeldForSale
573000
CY2022Q4 ovbc Property Plant And Equipment Net Held For Sale
PropertyPlantAndEquipmentNetHeldForSale
593000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1205000
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1294000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1205000
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1294000
CY2023 us-gaap Operating Lease Cost
OperatingLeaseCost
204000
CY2022 us-gaap Operating Lease Cost
OperatingLeaseCost
185000
CY2023 us-gaap Short Term Lease Cost
ShortTermLeaseCost
17000
CY2022 us-gaap Short Term Lease Cost
ShortTermLeaseCost
35000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
195000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
195000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
140000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
109000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
111000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
764000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
1514000
CY2023Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
309000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1205000
CY2023Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0291
CY2022Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.027
CY2023Q4 us-gaap Goodwill
Goodwill
7319000
CY2022Q4 us-gaap Goodwill
Goodwill
7319000
CY2023 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2022 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
21000
CY2022 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
35000
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
8000
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
0
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
0
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
0
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
0
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
8000
CY2023Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
322222000
CY2022Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
354413000
CY2023Q4 us-gaap Deposits Negotiable Order Of Withdrawal Now
DepositsNegotiableOrderOfWithdrawalNOW
170422000
CY2022Q4 us-gaap Deposits Negotiable Order Of Withdrawal Now
DepositsNegotiableOrderOfWithdrawalNOW
209758000
CY2023Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
255369000
CY2022Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
311565000
CY2023Q4 ovbc Time Deposits Less Than Fdic Insurance Limit
TimeDepositsLessThanFdicInsuranceLimit
301323000
CY2022Q4 ovbc Time Deposits Less Than Fdic Insurance Limit
TimeDepositsLessThanFdicInsuranceLimit
115049000
CY2023Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
77800000
CY2022Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
36870000
CY2023Q4 us-gaap Time Deposits
TimeDeposits
379123000
CY2022Q4 us-gaap Time Deposits
TimeDeposits
151919000
CY2023Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
804914000
CY2022Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
673242000
CY2023Q4 us-gaap Deposits
Deposits
1127136000
CY2022Q4 us-gaap Deposits
Deposits
1027655000
CY2023Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
261922000
CY2023Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
95860000
CY2023Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
19001000
CY2023Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
1139000
CY2023Q4 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
1023000
CY2023Q4 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
178000
CY2023Q4 us-gaap Time Deposits
TimeDeposits
379123000
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
64893000
CY2022Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
3999000
CY2023Q4 us-gaap Derivative Asset Notional Amount
DerivativeAssetNotionalAmount
12515000
CY2023Q4 us-gaap Interest Rate Derivative Instruments Not Designated As Hedging Instruments Liability At Fair Value
InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue
1147000
CY2023Q4 us-gaap Interest Rate Derivative Instruments Not Designated As Hedging Instruments Asset At Fair Value
InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue
1147000
CY2022Q4 us-gaap Derivative Asset Notional Amount
DerivativeAssetNotionalAmount
13196000
CY2022Q4 us-gaap Interest Rate Derivative Instruments Not Designated As Hedging Instruments Asset At Fair Value
InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue
1340000
CY2022Q4 us-gaap Interest Rate Derivative Instruments Not Designated As Hedging Instruments Liability At Fair Value
InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue
1340000
CY2023Q4 us-gaap Deposit Assets
DepositAssets
0
CY2022Q4 us-gaap Deposit Assets
DepositAssets
0
CY2023Q4 us-gaap Other Borrowings
OtherBorrowings
44593000
CY2022Q4 us-gaap Other Borrowings
OtherBorrowings
17945000
CY2023Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary By Interest Rate Type Floating Rate
FederalHomeLoanBankAdvancesMaturitiesSummaryByInterestRateTypeFloatingRate
0
CY2023Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Available Unused Funds
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds
100000000
CY2023 ovbc Cash Management Advances Maturity Period
CashManagementAdvancesMaturityPeriod
P90D
CY2023Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Available Unused Funds
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds
100000000
CY2023Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable
88183000
CY2023 ovbc Number Of Promissory Notes Payable To Related Parties
NumberOfPromissoryNotesPayableToRelatedParties
6
CY2023Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
7806000
CY2023Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
4983000
CY2023Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
12908000
CY2023Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
11397000
CY2023Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
1349000
CY2023Q4 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
6150000
CY2023Q4 us-gaap Other Borrowings
OtherBorrowings
44593000
CY2007Q1 us-gaap Proceeds From Issuance Of Trust Preferred Securities
ProceedsFromIssuanceOfTrustPreferredSecurities
8500000
CY2007Q1 ovbc Trust Preferred Securities Interest Rate
TrustPreferredSecuritiesInterestRate
0.0658
CY2023 ovbc Trust Preferred Securities Interest Payable Term
TrustPreferredSecuritiesInterestPayableTerm
P5Y
CY2023 ovbc Debt Instrument Term Of Variable Rate
DebtInstrumentTermOfVariableRate
P3M
CY2023Q4 ovbc Trust Preferred Securities Interest Rate
TrustPreferredSecuritiesInterestRate
0.0733
CY2022Q4 ovbc Trust Preferred Securities Interest Rate
TrustPreferredSecuritiesInterestRate
0.0645
CY2022Q4 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
0
CY2023Q4 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
0
CY2022Q4 ovbc Deferred Tax Liabilities Right Of Use Asset
DeferredTaxLiabilitiesRightOfUseAsset
355000
CY2023Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
399000
CY2022Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
0
CY2023Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
6306000
CY2022Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
6266000
CY2023Q4 us-gaap Operating Loss Carryforwards
OperatingLossCarryforwards
233000
CY2023 ovbc Subordinated Debentures Allowed To Redeemable Date
SubordinatedDebenturesAllowedToRedeemableDate
2037-06-15
CY2023 ovbc Trust Preferred Securities Deferrable Period For Not Considering Default
TrustPreferredSecuritiesDeferrablePeriodForNotConsideringDefault
P5Y
CY2023 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
3312000
CY2022 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
2306000
CY2023 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-745000
CY2022 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
288000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2567000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2594000
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Other
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther
152000
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Other
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther
0
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
1916000
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
1146000
CY2023Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
3233000
CY2022Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
3938000
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Compensation
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation
2176000
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Compensation
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation
2058000
CY2023Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
169000
CY2022Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
137000
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Bonuses
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBonuses
249000
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Bonuses
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBonuses
266000
CY2023Q4 ovbc Deferred Tax Assets Purchase Accounting Adjustments
DeferredTaxAssetsPurchaseAccountingAdjustments
11000
CY2022Q4 ovbc Deferred Tax Assets Purchase Accounting Adjustments
DeferredTaxAssetsPurchaseAccountingAdjustments
6000
CY2023Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
49000
CY2022Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
66000
CY2023Q4 ovbc Deferred Tax Assets Lease Liability
DeferredTaxAssetsLeaseLiability
332000
CY2022Q4 ovbc Deferred Tax Assets Lease Liability
DeferredTaxAssetsLeaseLiability
355000
CY2023Q4 ovbc Deferred Tax Assets Nonaccrual Interest Income
DeferredTaxAssetsNonaccrualInterestIncome
113000
CY2022Q4 ovbc Deferred Tax Assets Nonaccrual Interest Income
DeferredTaxAssetsNonaccrualInterestIncome
204000
CY2023Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
43000
CY2022Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
294000
CY2023Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
88000
CY2022Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
99000
CY2023Q4 us-gaap Deferred Tax Liabilities Tax Deferred Income
DeferredTaxLiabilitiesTaxDeferredIncome
442000
CY2022Q4 us-gaap Deferred Tax Liabilities Tax Deferred Income
DeferredTaxLiabilitiesTaxDeferredIncome
676000
CY2023Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
35000
CY2022Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
231000
CY2023Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
841000
CY2022Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
843000
CY2023Q4 ovbc Deferred Tax Liabilities Right Of Use Asset
DeferredTaxLiabilitiesRightOfUseAsset
332000
CY2022 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2023 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2022 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2023 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2023 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3192000
CY2022 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3346000
CY2023 ovbc Income Tax Reconciliation Tax Exempt Income From Interest
IncomeTaxReconciliationTaxExemptIncomeFromInterest
468000
CY2022 ovbc Income Tax Reconciliation Tax Exempt Income From Interest
IncomeTaxReconciliationTaxExemptIncomeFromInterest
385000
CY2023 ovbc Effective Income Tax Rate Reconciliation Nontaxable Insurance Premiums
EffectiveIncomeTaxRateReconciliationNontaxableInsurancePremiums
205000
CY2022 ovbc Effective Income Tax Rate Reconciliation Nontaxable Insurance Premiums
EffectiveIncomeTaxRateReconciliationNontaxableInsurancePremiums
240000
CY2023 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
181000
CY2022 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
168000
CY2023 ovbc Income Tax Reconciliation Effect Of Postretirement Benefits
IncomeTaxReconciliationEffectOfPostretirementBenefits
45000
CY2022 ovbc Income Tax Reconciliation Effect Of Postretirement Benefits
IncomeTaxReconciliationEffectOfPostretirementBenefits
-112000
CY2023 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
170000
CY2022 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
155000
CY2023 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
25000
CY2022 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
37000
CY2023 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
39000
CY2022 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
35000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2567000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2594000
CY2023 us-gaap Effective Income Tax Rate Reconciliation Deductions
EffectiveIncomeTaxRateReconciliationDeductions
0.169
CY2022 us-gaap Effective Income Tax Rate Reconciliation Deductions
EffectiveIncomeTaxRateReconciliationDeductions
0.163
CY2023Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0
CY2022Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0
CY2022 us-gaap Income Tax Examination Penalties And Interest Expense
IncomeTaxExaminationPenaltiesAndInterestExpense
0
CY2023 us-gaap Income Tax Examination Penalties And Interest Expense
IncomeTaxExaminationPenaltiesAndInterestExpense
0
CY2023Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
692000
CY2023 us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
61000
CY2023Q4 ovbc Minimum Related Party Loan
MinimumRelatedPartyLoan
120000
CY2022Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
16696000
CY2023 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
855000
CY2023 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
1065000
CY2023 ovbc Loans And Leases Receivable Related Parties Changes Other
LoansAndLeasesReceivableRelatedPartiesChangesOther
0
CY2023Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
16486000
CY2023 ovbc Number Of Reporting Period Of Loan
NumberOfReportingPeriodOfLoan
1
CY2023Q4 us-gaap Employee Stock Ownership Plan Esop Shares In Esop
EmployeeStockOwnershipPlanESOPSharesInESOP
317860
CY2023Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
317860
CY2022Q4 us-gaap Employee Stock Ownership Plan Esop Shares In Esop
EmployeeStockOwnershipPlanESOPSharesInESOP
313114
CY2022Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
313114
CY2023 us-gaap Stock Issued During Period Shares Employee Stock Ownership Plan
StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan
4746
CY2022 us-gaap Stock Issued During Period Shares Employee Stock Ownership Plan
StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan
18522
CY2023 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
125000
CY2022 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
575000
CY2023 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
473000
CY2022 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
0
CY2023 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
598000
CY2022 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
575000
CY2023Q4 us-gaap Cash Surrender Value Of Life Insurance
CashSurrenderValueOfLifeInsurance
38426000
CY2023Q4 us-gaap Deferred Compensation Plan Assets
DeferredCompensationPlanAssets
2167000
CY2023Q4 us-gaap Defined Benefit Plan Expected Future Benefit Payments Next Twelve Months
DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths
9716000
CY2022Q4 us-gaap Defined Benefit Plan Expected Future Benefit Payments Next Twelve Months
DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths
9192000
CY2023Q4 us-gaap Other Real Estate
OtherRealEstate
0
CY2022Q4 us-gaap Other Real Estate
OtherRealEstate
0
CY2023 us-gaap Real Estate Owned Valuation Allowance Amounts Applied
RealEstateOwnedValuationAllowanceAmountsApplied
0
CY2022 us-gaap Real Estate Owned Valuation Allowance Amounts Applied
RealEstateOwnedValuationAllowanceAmountsApplied
0
CY2023 ovbc Number Of Classifications Of Prompt Corrective Action Regulations
NumberOfClassificationsOfPromptCorrectiveActionRegulations
5
CY2023Q4 us-gaap Statutory Accounting Practices Statutory Amount Available For Dividend Payments
StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments
17895000
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
46027000
CY2023 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2090000
CY2023 us-gaap Noninterest Income
NoninterestIncome
12629000
CY2023 us-gaap Noninterest Expense
NoninterestExpense
41368000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2567000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
12631000
CY2023Q4 us-gaap Assets
Assets
1352135000
CY2022 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
44778000
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-32000
CY2022 us-gaap Noninterest Income
NoninterestIncome
10162000
CY2022 us-gaap Noninterest Expense
NoninterestExpense
39040000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2594000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
13338000
CY2022Q4 us-gaap Assets
Assets
1210787000

Files In Submission

Name View Source Status
0001140361-24-013512-index-headers.html Edgar Link pending
0001140361-24-013512-index.html Edgar Link pending
0001140361-24-013512.txt Edgar Link pending
0001140361-24-013512-xbrl.zip Edgar Link pending
backcover.jpg Edgar Link pending
bwtransition.jpg Edgar Link pending
Financial_Report.xlsx Edgar Link pending
image00003.jpg Edgar Link pending
image00004.jpg Edgar Link pending
image00005.jpg Edgar Link pending
image00018.jpg Edgar Link pending
image00019.jpg Edgar Link pending
image00021.jpg Edgar Link pending
image00022.jpg Edgar Link pending
image1.jpg Edgar Link pending
image2.jpg Edgar Link pending
MetaLinks.json Edgar Link pending
ovbc-20231231.xsd Edgar Link pending
page1.jpg Edgar Link pending
page2.jpg Edgar Link pending
page3.jpg Edgar Link pending
page4.jpg Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
ovbc-20231231_cal.xml Edgar Link unprocessable
ovbc-20231231_lab.xml Edgar Link unprocessable
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R73.htm Edgar Link pending
R74.htm Edgar Link pending
R75.htm Edgar Link pending
R76.htm Edgar Link pending
R77.htm Edgar Link pending
R78.htm Edgar Link pending
R79.htm Edgar Link pending
R8.htm Edgar Link pending
R80.htm Edgar Link pending
R81.htm Edgar Link pending
R82.htm Edgar Link pending
R83.htm Edgar Link pending
R84.htm Edgar Link pending
R85.htm Edgar Link pending
R86.htm Edgar Link pending
R87.htm Edgar Link pending
R88.htm Edgar Link pending
R89.htm Edgar Link pending
R9.htm Edgar Link pending
R90.htm Edgar Link pending
R91.htm Edgar Link pending
report.css Edgar Link pending
sec10k123123.htm Edgar Link pending
sec10k123123ex107.htm Edgar Link pending
sec10k123123ex108.htm Edgar Link pending
sec10k123123ex13.htm Edgar Link pending
sec10k123123ex19.htm Edgar Link pending
sec10k123123ex21.htm Edgar Link pending
sec10k123123ex23.htm Edgar Link pending
sec10k123123ex311.htm Edgar Link pending
sec10k123123ex312.htm Edgar Link pending
sec10k123123ex32.htm Edgar Link pending
sec10k123123ex41.htm Edgar Link pending
sec10k123123ex97.htm Edgar Link pending
Show.js Edgar Link pending
sec10k123123_htm.xml Edgar Link completed
ovbc-20231231_def.xml Edgar Link unprocessable
ovbc-20231231_pre.xml Edgar Link unprocessable