Paysafe Ltd
ir.paysafe.comWhat Do They Do?
Provides digital wallets, prepaid payment methods and payment processing to merchants and consumers for online and in-store commerce.
20-F for FY2025, filed Mar 3, 2026Our solutions go beyond traditional card‑based payments by combining breadth, flexibility and performance. By providing the advanced…View ↗
A Global Stored-Value Digital Wallet Solution—that enables users to upload, store, withdraw, pay and send funds through a branded or…View ↗
An eCash Network— that allows users to convert cash at over a million locations across over 60 countries into a proprietary digital…View ↗
An Independent Merchant Acquiring Solution— that enables businesses to support eCommerce, software-integrated commerce and in-store…View ↗
How Do They Make Money?
Merchant Solutions earns fees from merchants for processing payments, generally based on payment value or charged per transaction. Digital Wallets earns fees when merchants accept its products or customers use them; prepaid voucher fees are earned when the voucher is redeemed.
20-F for FY2025, filed Mar 3, 2026The Company provides payment solutions through two primary lines of business: Merchant Solutions and Digital Wallets. The Merchant…View ↗
The majority of our payment services are priced as a percentage of transaction value or a specified fee of the payment volumes processed or…View ↗
Consumer and merchant revenues are earned either as a fee calculated as a percentage of funds processed or as a charge per transaction…View ↗
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20-F for FY2025, filed Mar 3, 2026
FY2025 revenue by reportable segment (Total consolidated revenues) ↗
$1.7B
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20-F for FY2025, filed Mar 3, 2026
$1.7B ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Merchant Solutions
Usage-based
20-F for FY2025, filed Mar 3, 2026 |
53%
FY2022: 55%
|
Merchant Solutions, FY2025
$904.7M Sources
|
Usage-based |
|
Digital Wallets
|
47% |
Digital Wallets, FY2025
$814.7M Sources
|
Who Are Their Customers?
Paysafe serves businesses and consumers: larger merchants work with its direct sales team, while smaller merchants may sign up online or obtain services through resellers, software providers and other partners. Consumers can sign up online for wallet and prepaid products.
20-F for FY2025, filed Mar 3, 2026We go to market and support our clients through an omni‑channel operating model that reflects both our global scale and our dual B2B and…View ↗
Online Sales—We sell our solutions online to consumers using targeted marketing campaigns and search engine optimization tools designed to…View ↗
Relationship & Call Center Sales—We have a direct sales force that builds and develops relationships with larger merchants or responds to…View ↗
Indirect Sales—We have built a network of resellers and partners, such as online portals, ISVs, Payment Facilitators and ISOs, who…View ↗
ISVs—We work with approximately 210 ISVs who develop vertical-specific business management SaaS solutions for industries such as…View ↗
Digital Wallets services are primarily offered through the Neteller and Skrill brands. In addition, the Digital Wallets segment also offers…View ↗
Do Revenues Turn Into Profits?
Not on paper. It lost $182.5M in FY2025, but brought in more cash than it spent: $223.6M of free cash flow.
20-F for FY2025, filed Mar 3, 2026
$71.9MView ↗
20-F for FY2025, filed Mar 3, 2026
−$182.5MView ↗
20-F for FY2025, filed Mar 3, 2026
$223.6MView ↗
How Are They Changing?
Growing. Revenue grew 14% in 4 years, from $1.5B in FY2021 to $1.7B in FY2025, about 3% a year.
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