Pintec Technology Holdings Ltd - Understand $pt stock

$PT Market Cap: $14.94 Million

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$109.7M

TTM

Gross Margin

12.89%

TTM

Net Earnings

-$189.4M

TTM

Current Assets

$15.28M

Q4 2023

Current Liabilities

$68.94M

Q4 2023

Current Ratio

22.16%

Q4 2023

Total Assets

$15.98M

Q4 2023

Total Liabilities

$69.62M

Q4 2023

Book Value

-$53.63M

Q4 2023

Cash

$40.51M

Q4 2023

P/E

-0.07885

Nov 29, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Revenue	$7.443M	$10.81M	$173.2M	$378.3M	$1.285B	$1.604B	$568.7M	$54.90M
YoY Change	-31.16%	-93.76%	-54.21%	-70.56%	-19.86%	181.98%	935.88%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Revenue	$7.443M	$10.81M	$173.2M	$378.3M	$1.285B	$1.604B	$568.7M	$54.90M
Cost Of Revenue	$5.393M	$9.089M	$89.72M	$285.8M	$769.7M	$1.085B	$372.4M	$59.90M
Gross Profit	$2.050M	$1.723M	$83.52M	$92.50M	$515.5M	$518.9M	$196.3M	-$5.000M
Gross Profit Margin	27.54%	15.94%	48.21%	24.45%	40.11%	32.36%	34.52%	-9.11%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Selling, General & Admin	$5.972M	$11.23M	$129.0M	$192.5M	$1.165B	$412.7M	$178.4M	$144.9M
YoY Change	-46.82%	-91.3%	-32.96%	-83.47%	182.26%	131.33%	23.12%
% of Gross Profit	291.32%	651.77%	154.51%	208.11%	225.97%	79.53%	90.88%
Research & Development	$17.00K	$2.314M	$22.71M	$37.50M	$79.10M	$95.00M	$71.50M	$51.20M
YoY Change	-99.27%	-89.81%	-39.43%	-52.59%	-16.74%	32.87%	39.65%
% of Gross Profit	0.83%	134.3%	27.2%	40.54%	15.34%	18.31%	36.42%
Depreciation & Amortization		$5.600M	$12.36M	$15.20M	$12.30M	$4.700M	$4.100M	$2.900M
YoY Change		-54.68%	-18.71%	23.58%	161.7%	14.63%	41.38%
% of Gross Profit		325.01%	14.79%	16.43%	2.39%	0.91%	2.09%
Operating Expenses	$7.937M	$13.54M	$151.8M	$229.9M	$1.244B	$507.7M	$249.9M	$196.0M
YoY Change	-41.4%	-91.08%	-33.99%	-81.52%	145.03%	103.16%	27.5%
Operating Profit	-$5.887M	-$11.82M	-$68.24M	-$137.4M	-$728.5M	$11.20M	-$53.60M	-$201.0M
YoY Change	-50.2%	-82.68%	-50.33%	-81.14%	-6604.46%	-120.9%	-73.33%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Interest Expense	-$631.0K	-$3.500M	-$32.45M	-$11.50M	$35.00M	-$2.700M	-$2.500M	$0.00
YoY Change	-81.97%	-89.22%	182.2%	-132.86%	-1396.3%	8.0%
% of Operating Profit						-24.11%
Other Income/Expense, Net	-$1.427M	$60.00K	$7.340M	-$12.70M	-$11.10M	-$700.0K	-$8.300M	$700.0K
YoY Change	-2478.33%	-99.18%	-157.8%	14.41%	1485.71%	-91.57%	-1285.71%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Pretax Income	-$95.16M	-$194.0M	-$101.9M	-$246.9M	-$904.5M	$7.900M	-$66.30M	-$200.3M
YoY Change	-50.96%	90.33%	-58.71%	-72.7%	-11549.37%	-111.92%	-66.9%
Income Tax	-$13.90M	$2.522M	$6.872M	$49.20M	$2.000M	$5.700M	$18.50M	$200.0K
% Of Pretax Income						72.15%
Net Earnings	-$11.12M	-$27.57M	-$101.7M	-$293.9M	-$905.9M	$2.200M	-$84.90M	-$200.5M
YoY Change	-59.67%	-72.89%	-65.39%	-67.56%	-41277.27%	-102.59%	-57.66%
Net Earnings / Revenue	-149.4%	-255.03%	-58.72%	-77.69%	-70.49%	0.14%	-14.93%	-365.21%
Basic Earnings Per Share	-$0.02	-$0.09	-$0.34	-$0.99
Diluted Earnings Per Share	-$0.02	-$0.09	-$1.697M	-$988.6K	-$3.211M	$21.76K	-$323.8K	-$764.7K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2022	2021	2020	2019	2018	2017	2016
Cash & Short-Term Investments	$257.2M	$230.8M	$395.7M	$194.1M	$473.0M	$372.9M	$27.30M
YoY Change	11.42%	-41.66%	103.86%	-58.96%	26.84%	1265.93%
Cash & Equivalents	$249.7M	$217.9M	$377.2M	$102.8M	$457.4M	$370.9M	$27.30M
Short-Term Investments	$7.500M	$12.95M	$18.60M	$91.40M	$15.60M	$2.000M	$0.00
Other Short-Term Assets	$22.80M	$155.1M	$198.0M	$457.3M	$313.7M	$60.30M	$17.20M
YoY Change	-85.3%	-21.69%	-56.7%	45.78%	420.23%	250.58%
Inventory
Prepaid Expenses
Receivables	$18.60M	$36.85M	$51.00M	$74.30M	$47.70M	$36.60M	$7.100M
Other Receivables	$90.50M	$104.2M	$76.20M	$434.1M	$1.376B	$1.756B	$471.1M
Total Short-Term Assets	$389.2M	$526.9M	$720.9M	$1.160B	$2.210B	$2.226B	$522.6M
YoY Change	-26.14%	-26.91%	-37.85%	-47.52%	-0.71%	325.99%
Property, Plant & Equipment	$89.80M	$95.70M	$107.2M	$14.30M	$7.800M	$6.600M	$4.800M
YoY Change	-6.16%	-10.73%	649.65%	83.33%	18.18%	37.5%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$35.00M	$122.8M	$121.9M	$112.3M	$63.10M	$6.400M	$0.00
YoY Change	-71.49%	0.7%	8.55%	77.97%	885.94%
Other Assets	$5.000M	$5.417M	$9.000M	$160.1M	$36.90M
YoY Change	-7.7%	-39.81%	-94.38%	333.88%
Total Long-Term Assets	$139.7M	$234.3M	$257.6M	$400.7M	$157.7M	$224.6M	$39.40M
YoY Change	-40.38%	-9.04%	-35.71%	154.09%	-29.79%	470.05%
Total Assets	$528.9M	$761.2M	$978.5M	$1.561B	$2.368B	$2.451B	$562.0M
YoY Change
Accounts Payable	$22.70M	$21.40M	$10.40M	$57.70M	$38.90M	$43.00M	$6.900M
YoY Change	6.07%	105.77%	-81.98%	48.33%	-9.53%	523.19%
Accrued Expenses	$52.30M	$9.242M	$14.40M	$7.600M	$37.00M	$29.50M	$14.30M
YoY Change	465.89%	-35.82%	89.47%	-79.46%	25.42%	106.29%
Deferred Revenue
YoY Change
Short-Term Debt	$113.0M	$0.00	$130.0M	$401.1M	$220.0M	$242.3M	$0.00
YoY Change		-100.0%	-67.59%	82.32%	-9.2%
Long-Term Debt Due	$0.00	$30.00K	$2.800M	$300.2M	$695.0M	$1.221B	$382.3M
YoY Change	-100.0%	-98.93%	-99.07%	-56.81%	-43.07%	219.36%
Total Short-Term Liabilities	$526.0M	$405.0M	$521.6M	$1.082B	$1.281B	$2.023B	$571.2M
YoY Change	29.89%	-22.36%	-51.78%	-15.53%	-36.71%	254.22%
Long-Term Debt	$236.8M	$400.0M	$400.0M	$101.5M	$21.50M	$469.7M	$0.00
YoY Change	-40.8%	0.0%	294.09%	372.09%	-95.42%
Other Long-Term Liabilities	$10.80M	$19.80M	$8.800M	$16.70M	$8.700M	$19.90M	$0.00
YoY Change	-45.46%	125.03%	-47.31%	91.95%	-56.28%
Total Long-Term Liabilities	$247.6M	$419.8M	$408.8M	$118.2M	$30.20M	$489.6M	$0.00
YoY Change	-41.02%	2.69%	245.85%	291.39%	-93.83%
Total Liabilities	$930.9M	$986.2M	$1.097B	$1.371B	$1.311B	$2.513B	$571.2M
YoY Change	-5.6%	-10.14%	-19.96%	4.6%	-47.84%	339.95%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020
Basic Shares Outstanding	494.7M	300.1M	299.7M	297.3M
Diluted Shares Outstanding	494.7M	300.1M	299.7M	297.3M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $14.937 Million

About Pintec Technology Holdings Ltd

Pintec Technology Holdings Ltd. engages in the provision of financial services through a technology platform. The company is headquartered in Beijing, Beijing and currently employs 70 full-time employees. The company went IPO on 2018-10-25. The firm is located in China.

Industry: Services-Computer Programming, Data Processing, Etc. Peers: Akso Health Group Roan Holdings Group Co., Ltd. Metalpha Technology Holding Ltd Jianpu Technology Inc. Senmiao Technology Ltd Weidai Ltd.