$PWOD
PENNS WOODS BANCORP INC Stock $pwod

$pwod Overview Financials Valuation SEC Filings Company Website

2010 Q4 Form 10-K Financial Statement

#000110465912018088 Filed on March 14, 2012

Income Statement

Concept	2010 Q4	2009	2008 Q4
Revenue		$36.19M
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$170.0K	$720.0K	$170.0K
YoY Change	-5.56%	9.09%	6.25%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense		$12.40M
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$3.170M	$5.351M	$2.490M
YoY Change	14.86%	-36.37%	30.37%
Income Tax	$310.0K	-$742.0K	$230.0K
% Of Pretax Income	9.78%	-13.87%	9.24%
Net Earnings	$2.860M	$6.090M	$2.260M
YoY Change	14.4%	-23.88%	16.49%
Net Earnings / Revenue		16.83%
Basic Earnings Per Share		$1.59
Diluted Earnings Per Share	$497.4K	$1.59	$392.4K
COMMON SHARES
Basic Shares Outstanding		3.833M shares
Diluted Shares Outstanding		3.833M shares

Balance Sheet

Concept	2010 Q4	2009	2008 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$9.493M		$16.58M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$7.658M	$8.000M	$7.900M
YoY Change	-4.28%	1.27%	16.18%
Goodwill	$3.032M
YoY Change
Intangibles
YoY Change
Long-Term Investments	$4.200M	$4.900M	$4.700M
YoY Change	-14.29%	4.26%	-12.96%
Other Assets	$11.90M	$9.500M	$10.90M
YoY Change	25.26%	-12.84%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$691.7M	$676.2M	$652.8M
YoY Change	2.29%	3.58%	3.93%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$800.0K	$1.100M	$1.300M
YoY Change	-27.27%	-15.38%	-23.53%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt	$27.30M	$18.40M	$73.90M
YoY Change	48.36%	-75.1%	33.63%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$800.0K	$1.100M	$1.300M
YoY Change	-27.27%	-15.38%	-23.53%
LONG-TERM LIABILITIES
Long-Term Debt	$0.00	$0.00	$0.00
YoY Change
Other Long-Term Liabilities	$7.700M	$5.800M	$8.400M
YoY Change	32.76%	-30.95%	64.71%
Total Long-Term Liabilities	$7.700M	$5.800M	$8.400M
YoY Change	32.76%	-30.95%	64.71%
TOTAL LIABILITIES
Total Short-Term Liabilities	$800.0K	$1.100M	$1.300M
Total Long-Term Liabilities	$7.700M	$5.800M	$8.400M
Total Liabilities	$625.1M	$609.3M	$591.8M
YoY Change	2.59%	2.96%	6.13%
SHAREHOLDERS EQUITY
Retained Earnings	$31.09M
YoY Change
Common Stock	$33.46M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)	$6.310M
YoY Change
Treasury Stock Shares	180.6K shares
Shareholders Equity	$66.62M	$66.90M	$61.03M
YoY Change
Total Liabilities & Shareholders Equity	$691.7M	$676.2M	$652.8M
YoY Change	2.29%	3.58%	3.93%

Cashflow Statement

Concept	2010 Q4	2009	2008 Q4
OPERATING ACTIVITIES
Net Income	$2.860M	$6.090M	$2.260M
YoY Change	14.4%	-23.88%	16.49%
Depreciation, Depletion And Amortization	$170.0K	$720.0K	$170.0K
YoY Change	-5.56%	9.09%	6.25%
Cash From Operating Activities	$2.140M	$6.320M	$2.390M
YoY Change	101.89%	-9.71%	-43.9%
INVESTING ACTIVITIES
Capital Expenditures	-$20.00K	-$850.0K	-$200.0K
YoY Change	-94.74%	-51.43%	122.22%
Acquisitions
YoY Change
Other Investing Activities	$40.00K	-$21.61M	-$12.22M
YoY Change	-102.05%	-20.29%	-17.6%
Cash From Investing Activities	$30.00K	-$22.46M	-$12.42M
YoY Change	-101.29%	-22.18%	-16.76%
FINANCING ACTIVITIES
Cash Dividend Paid		$7.052M
YoY Change
Common Stock Issuance & Retirement, Net		$71.00K
YoY Change		-105.59%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-15.73M	13.35M	14.06M
YoY Change	-755.42%	-41.98%	9.42%
NET CHANGE
Cash From Operating Activities	2.140M	6.320M	2.390M
Cash From Investing Activities	30.00K	-22.46M	-12.42M
Cash From Financing Activities	-15.73M	13.35M	14.06M
Net Change In Cash	-13.56M	-2.790M	4.030M
YoY Change	-1300.0%	-342.61%	84.02%
FREE CASH FLOW
Cash From Operating Activities	$2.140M	$6.320M	$2.390M
Capital Expenditures	-$20.00K	-$850.0K	-$200.0K
Free Cash Flow	$2.160M	$7.170M	$2.590M
YoY Change	50.0%	-18.06%	-40.46%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2010	us-gaap	Other Interest And Dividend Income OtherInterestAndDividendIncome	206000	USD
CY2010	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	5059000	USD
CY2010	us-gaap	Interest Income Securities Taxable InterestIncomeSecuritiesTaxable	5584000	USD
CY2011	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	12362000	USD
CY2011	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1913000	USD
CY2011	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	14275000	USD
CY2011	us-gaap	Noninterest Expense NoninterestExpense	19964000	USD
CY2011	us-gaap	Other Noninterest Expense OtherNoninterestExpense	4969000	USD
CY2011	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	525000	USD
CY2011	pwod	Amortization Of Investment In Low Income Housing Limited Partnerships AmortizationOfInvestmentInLowIncomeHousingLimitedPartnerships	661000	USD
CY2011	pwod	Share Tax Expense ShareTaxExpense	689000	USD
CY2009	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.59
CY2009	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.59
CY2010	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.85
CY2011	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	3.22
CY2010	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.85
CY2011	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	3.22
CY2009	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	3832886	shares
CY2010	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	3834394	shares
CY2011	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	3836036	shares
CY2009	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	3832789	shares
CY2010	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	3834255	shares
CY2011	us-gaap	Equipment Expense EquipmentExpense	1379000	USD
CY2011	us-gaap	Occupancy Net OccupancyNet	1262000	USD
CY2011	us-gaap	Labor And Related Expense LaborAndRelatedExpense	10479000	USD
CY2011	us-gaap	Noninterest Income NoninterestIncome	8219000	USD
CY2011	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	1918000	USD
CY2011	us-gaap	Brokerage Commissions Revenue BrokerageCommissionsRevenue	997000	USD
CY2011	us-gaap	Insurance Commissions And Fees InsuranceCommissionsAndFees	933000	USD
CY2011	us-gaap	Gain Loss On Sale Of Mortgage Loans GainLossOnSaleOfMortgageLoans	1130000	USD
CY2011	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	599000	USD
CY2011	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	2021000	USD
CY2011	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	26020000	USD
CY2011	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	2700000	USD
CY2011	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	28720000	USD
CY2011	us-gaap	Interest Expense InterestExpense	7656000	USD
CY2011	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	2888000	USD
CY2011	us-gaap	Interest Expense Short Term Borrowings InterestExpenseShortTermBorrowings	202000	USD
CY2011	us-gaap	Interest Expense Deposits InterestExpenseDeposits	4566000	USD
CY2011	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	36376000	USD
CY2011	us-gaap	Other Interest And Dividend Income OtherInterestAndDividendIncome	252000	USD
CY2011	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	5260000	USD
CY2011	us-gaap	Interest Income Securities Taxable InterestIncomeSecuritiesTaxable	5677000	USD
CY2009	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	25568000	USD
CY2010	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	25513000	USD
CY2011	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	25187000	USD
CY2011	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	3836036	shares
CY2009	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	1.84
CY2010	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	1.84
CY2011	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	1.84
CY2009	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	6093000	USD
CY2009	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-742000	USD
CY2009	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	5351000	USD
CY2009	us-gaap	Noninterest Expense NoninterestExpense	19812000	USD
CY2009	us-gaap	Other Noninterest Expense OtherNoninterestExpense	4826000	USD
CY2009	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	1067000	USD
CY2009	pwod	Amortization Of Investment In Low Income Housing Limited Partnerships AmortizationOfInvestmentInLowIncomeHousingLimitedPartnerships	567000	USD
CY2009	pwod	Share Tax Expense ShareTaxExpense	685000	USD
CY2009	us-gaap	Equipment Expense EquipmentExpense	1212000	USD
CY2009	us-gaap	Occupancy Net OccupancyNet	1266000	USD
CY2009	us-gaap	Labor And Related Expense LaborAndRelatedExpense	10189000	USD
CY2009	us-gaap	Noninterest Income NoninterestIncome	2287000	USD
CY2009	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	1437000	USD
CY2009	us-gaap	Brokerage Commissions Revenue BrokerageCommissionsRevenue	768000	USD
CY2009	us-gaap	Insurance Commissions And Fees InsuranceCommissionsAndFees	1189000	USD
CY2009	us-gaap	Gain Loss On Sale Of Mortgage Loans GainLossOnSaleOfMortgageLoans	826000	USD
CY2009	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	713000	USD
CY2009	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	2200000	USD
CY2010	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	2150000	USD
CY2009	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	22876000	USD
CY2009	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	917000	USD
CY2009	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	23793000	USD
CY2009	us-gaap	Interest Expense InterestExpense	12398000	USD
CY2009	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	3718000	USD
CY2009	us-gaap	Interest Expense Short Term Borrowings InterestExpenseShortTermBorrowings	396000	USD
CY2009	us-gaap	Interest Expense Deposits InterestExpenseDeposits	8284000	USD
CY2009	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	36191000	USD
CY2009	us-gaap	Other Interest And Dividend Income OtherInterestAndDividendIncome	194000	USD
CY2009	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	5005000	USD
CY2009	us-gaap	Interest Income Securities Taxable InterestIncomeSecuritiesTaxable	5424000	USD
CY2010	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	10929000	USD
CY2010	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1382000	USD
CY2010	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	12311000	USD
CY2010	us-gaap	Noninterest Expense NoninterestExpense	19492000	USD
CY2010	us-gaap	Other Noninterest Expense OtherNoninterestExpense	4667000	USD
CY2010	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	737000	USD
CY2010	pwod	Amortization Of Investment In Low Income Housing Limited Partnerships AmortizationOfInvestmentInLowIncomeHousingLimitedPartnerships	693000	USD
CY2010	pwod	Share Tax Expense ShareTaxExpense	677000	USD
CY2010	us-gaap	Equipment Expense EquipmentExpense	1264000	USD
CY2010	us-gaap	Occupancy Net OccupancyNet	1240000	USD
CY2010	us-gaap	Labor And Related Expense LaborAndRelatedExpense	10214000	USD
CY2010	us-gaap	Noninterest Income NoninterestIncome	7459000	USD
CY2010	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	1589000	USD
CY2010	us-gaap	Brokerage Commissions Revenue BrokerageCommissionsRevenue	965000	USD
CY2010	us-gaap	Insurance Commissions And Fees InsuranceCommissionsAndFees	970000	USD
CY2010	us-gaap	Gain Loss On Sale Of Mortgage Loans GainLossOnSaleOfMortgageLoans	949000	USD
CY2010	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	636000	USD
CY2010	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	2177000	USD
CY2010	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	24344000	USD
CY2010	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	26494000	USD
CY2010	us-gaap	Interest Expense InterestExpense	9868000	USD
CY2010	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	3548000	USD
CY2009	us-gaap	Net Cash Provided By Used In Continuing Operations NetCashProvidedByUsedInContinuingOperations	-2793000	USD
CY2011	us-gaap	Proceeds From Sale Of Available For Sale Securities ProceedsFromSaleOfAvailableForSaleSecurities	13454000	USD
CY2011	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	63733000	USD
CY2011	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	12226000	USD
CY2011	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	16493000	USD
CY2011	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-314000	USD
CY2011	us-gaap	Increase Decrease In Prepaid Deferred Expense And Other Assets IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets	-467000	USD
CY2010Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	6035000	USD
CY2011Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	428805000	USD
CY2010Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	409522000	USD
CY2011Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	7707000	USD
CY2010Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	7658000	USD
CY2011Q4	us-gaap	Interest Receivable InterestReceivable	3905000	USD
CY2010Q4	us-gaap	Interest Receivable InterestReceivable	3765000	USD
CY2011Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	16065000	USD
CY2010Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	15436000	USD
CY2011Q4	pwod	Investment In Low Income Housing Limited Partnerships InvestmentInLowIncomeHousingLimitedPartnerships	3544000	USD
CY2010Q4	pwod	Investment In Low Income Housing Limited Partnerships InvestmentInLowIncomeHousingLimitedPartnerships	4205000	USD
CY2011Q4	us-gaap	Goodwill Goodwill	3032000	USD
CY2010Q4	us-gaap	Goodwill Goodwill	3032000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	7991000	USD
CY2010Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	11897000	USD
CY2011Q4	us-gaap	Held To Maturity Securities Fair Value HeldToMaturitySecuritiesFairValue	55000	USD
CY2010Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	4015753	shares
CY2011Q4	us-gaap	Other Assets OtherAssets	5081000	USD
CY2010Q4	us-gaap	Other Assets OtherAssets	4374000	USD
CY2011Q4	us-gaap	Assets Assets	763953000	USD
CY2010Q4	us-gaap	Assets Assets	691688000	USD
CY2011Q4	us-gaap	Interest Bearing Deposit Liabilities Domestic InterestBearingDepositLiabilitiesDomestic	470310000	USD
CY2010Q4	us-gaap	Interest Bearing Deposit Liabilities Domestic InterestBearingDepositLiabilitiesDomestic	428161000	USD
CY2011Q4	us-gaap	Noninterest Bearing Deposit Liabilities Domestic NoninterestBearingDepositLiabilitiesDomestic	111354000	USD
CY2010Q4	us-gaap	Noninterest Bearing Deposit Liabilities Domestic NoninterestBearingDepositLiabilitiesDomestic	89347000	USD
CY2011Q4	us-gaap	Deposits Domestic DepositsDomestic	581664000	USD
CY2010Q4	us-gaap	Deposits Domestic DepositsDomestic	517508000	USD
CY2011Q4	us-gaap	Short Term Borrowings ShortTermBorrowings	29598000	USD
CY2010Q4	us-gaap	Short Term Borrowings ShortTermBorrowings	27299000	USD
CY2011Q4	us-gaap	Federal Home Loan Bank Advances Long Term FederalHomeLoanBankAdvancesLongTerm	61278000	USD
CY2010Q4	us-gaap	Federal Home Loan Bank Advances Long Term FederalHomeLoanBankAdvancesLongTerm	71778000	USD
CY2011Q4	us-gaap	Accounts Payable And Accrued Liabilities Current And Noncurrent AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent	536000	USD
CY2010Q4	us-gaap	Accounts Payable And Accrued Liabilities Current And Noncurrent AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent	750000	USD
CY2011Q4	us-gaap	Other Liabilities OtherLiabilities	10417000	USD
CY2010Q4	us-gaap	Other Liabilities OtherLiabilities	7733000	USD
CY2011Q4	us-gaap	Liabilities Liabilities	683493000	USD
CY2010Q4	us-gaap	Liabilities Liabilities	625068000	USD
CY2011Q4	us-gaap	Common Stock Value CommonStockValue	33480000	USD
CY2010Q4	us-gaap	Common Stock Value CommonStockValue	33464000	USD
CY2011Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	18115000	USD
CY2010Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	18064000	USD
CY2011Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	36394000	USD
CY2010Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	31091000	USD
CY2011Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	2914000	USD
CY2010Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-7276000	USD
CY2011Q4	us-gaap	Stockholders Equity StockholdersEquity	80460000	USD
CY2010Q4	us-gaap	Stockholders Equity StockholdersEquity	66620000	USD
CY2011Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	763953000	USD
CY2010Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	691688000	USD
CY2010Q4	us-gaap	Held To Maturity Securities Fair Value HeldToMaturitySecuritiesFairValue	83000	USD
CY2010Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	8.33
CY2011Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	8.33
CY2010Q4	us-gaap	Treasury Stock Shares TreasuryStockShares	180596	shares
CY2011Q4	us-gaap	Treasury Stock Shares TreasuryStockShares	180596	shares
CY2011Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	4017677	shares
CY2010Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	10000000	shares
CY2011Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	10000000	shares
CY2010Q4	us-gaap	Treasury Stock Value TreasuryStockValue	6310000	USD
CY2011Q4	us-gaap	Treasury Stock Value TreasuryStockValue	6310000	USD
CY2011Q4	us-gaap	Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax	4133000	USD
CY2010Q4	us-gaap	Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax	2413000	USD
CY2011Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	13829000	USD
CY2010Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	9467000	USD
CY2011Q4	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	56000	USD
CY2010Q4	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	26000	USD
CY2011Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	13885000	USD
CY2010Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	9493000	USD
CY2011Q4	us-gaap	Available For Sale Securities AvailableForSaleSecurities	270097000	USD
CY2010Q4	us-gaap	Available For Sale Securities AvailableForSaleSecurities	215565000	USD
CY2011Q4	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	54000	USD
CY2010Q4	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	83000	USD
CY2011Q4	us-gaap	Loans Held For Sale Mortgages LoansHeldForSaleMortgages	3787000	USD
CY2010Q4	us-gaap	Loans Held For Sale Mortgages LoansHeldForSaleMortgages	6658000	USD
CY2010	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	8945000	USD
CY2010	us-gaap	Repayments Of Federal Home Loan Bank Borrowings RepaymentsOfFederalHomeLoanBankBorrowings	15000000	USD
CY2010	us-gaap	Net Change Noninterest Bearing Deposits Domestic NetChangeNoninterestBearingDepositsDomestic	9448000	USD
CY2010	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	7141000	USD
CY2010	us-gaap	Treasury Stock Value Acquired Par Value Method TreasuryStockValueAcquiredParValueMethod	-46000	USD
CY2010	us-gaap	Net Change Interest Bearing Deposits Domestic NetChangeInterestBearingDepositsDomestic	10773000	USD
CY2010	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-21297000	USD
CY2009	pwod	Transfer From Loans To Foreclosed Assets TransferFromLoansToForeclosedAssets	708000	USD
CY2011Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	435959000	USD
CY2010Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	415557000	USD
CY2011Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	7154000	USD
CY2010	us-gaap	Interest Expense Short Term Borrowings InterestExpenseShortTermBorrowings	265000	USD
CY2010	us-gaap	Interest Expense Deposits InterestExpenseDeposits	6055000	USD
CY2010	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	36362000	USD
CY2011	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	40703000	USD
CY2009	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	13346000	USD
CY2011	us-gaap	Increase Decrease In Loans Held For Sale IncreaseDecreaseInLoansHeldForSale	36702000	USD
CY2011	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	1702000	USD
CY2011	us-gaap	Other Depreciation And Amortization OtherDepreciationAndAmortization	701000	USD
CY2009	us-gaap	Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock	71000	USD
CY2009	us-gaap	Payments Of Dividends PaymentsOfDividends	7052000	USD
CY2009	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	-55592000	USD
CY2009	us-gaap	Net Change Noninterest Bearing Deposits Domestic NetChangeNoninterestBearingDepositsDomestic	3864000	USD
CY2009	us-gaap	Net Change Interest Bearing Deposits Domestic NetChangeInterestBearingDepositsDomestic	72055000	USD
CY2009	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-22458000	USD
CY2009	pwod	Purchases Of Regulatory Stock PurchasesOfRegulatoryStock	170000	USD
CY2009	us-gaap	Payments To Acquire Life Insurance Policies PaymentsToAcquireLifeInsurancePolicies	59000	USD
CY2009	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	491000	USD
CY2009	us-gaap	Payments For Proceeds From Productive Assets PaymentsForProceedsFromProductiveAssets	847000	USD
CY2009	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	25375000	USD
CY2009	us-gaap	Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities	29000	USD
CY2009	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	20006000	USD
CY2009	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	9084000	USD
CY2009	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	6319000	USD
CY2009	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	1202000	USD
CY2009	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	35108000	USD
CY2009	us-gaap	Increase Decrease In Loans Held For Sale IncreaseDecreaseInLoansHeldForSale	34723000	USD
CY2009	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	1590000	USD
CY2009	us-gaap	Other Depreciation And Amortization OtherDepreciationAndAmortization	724000	USD
CY2010	pwod	Transfer From Loans To Foreclosed Assets TransferFromLoansToForeclosedAssets	226000	USD
CY2010	us-gaap	Income Taxes Paid IncomeTaxesPaid	2550000	USD
CY2010	us-gaap	Interest Paid InterestPaid	10191000	USD
CY2009Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	13788000	USD
CY2010	us-gaap	Net Cash Provided By Used In Continuing Operations NetCashProvidedByUsedInContinuingOperations	-4295000	USD
CY2010	us-gaap	Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock	67000	USD
CY2010	us-gaap	Payments Of Dividends PaymentsOfDividends	7056000	USD
CY2010	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies	82000	USD
CY2009	us-gaap	Income Taxes Paid IncomeTaxesPaid	1325000	USD
CY2010	us-gaap	Payments To Acquire Life Insurance Policies PaymentsToAcquireLifeInsurancePolicies	80000	USD
CY2010	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	194000	USD
CY2010	us-gaap	Payments For Proceeds From Productive Assets PaymentsForProceedsFromProductiveAssets	401000	USD
CY2010	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	11026000	USD
CY2010	us-gaap	Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities	26000	USD
CY2010	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	29918000	USD
CY2010	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	15628000	USD
CY2010	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	9861000	USD
CY2010	us-gaap	Other Comprehensive Income Defined Benefit Plan Net Prior Service Costs Credit Arising During Period Net Of Tax OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostsCreditArisingDuringPeriodNetOfTax	-17000	USD
CY2010	us-gaap	Other Comprehensive Income Reclassification Of Defined Benefit Plan Net Transition Asset Obligation Recognized In Net Periodic Benefit Cost Net Of Tax OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostNetOfTax	-2000	USD
CY2011	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	20832000	USD
CY2011	us-gaap	Other Comprehensive Income Reclassification Of Defined Benefit Plans Net Gain Loss Recognized In Net Periodic Benefit Cost Net Of Tax OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax	-1735000	USD
CY2010	us-gaap	Available For Sale Securities Change In Net Unrealized Holding Gain Loss AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss	-3593000	USD
CY2011	us-gaap	Available For Sale Securities Change In Net Unrealized Holding Gain Loss AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss	10600000	USD
CY2009	us-gaap	Interest Paid InterestPaid	12642000	USD
CY2010	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-806000	USD
CY2010	us-gaap	Increase Decrease In Prepaid Deferred Expense And Other Assets IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets	-666000	USD
CY2010	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	42013000	USD
CY2010	us-gaap	Increase Decrease In Loans Held For Sale IncreaseDecreaseInLoansHeldForSale	43659000	USD
CY2010	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	2017000	USD
CY2010	us-gaap	Other Depreciation And Amortization OtherDepreciationAndAmortization	731000	USD
CY2011	pwod	Transfer From Loans To Foreclosed Assets TransferFromLoansToForeclosedAssets	2066000	USD
CY2011	us-gaap	Income Taxes Paid IncomeTaxesPaid	2290000	USD
CY2011	us-gaap	Interest Paid InterestPaid	7870000	USD
CY2011	us-gaap	Net Cash Provided By Used In Continuing Operations NetCashProvidedByUsedInContinuingOperations	4392000	USD
CY2011	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	48963000	USD
CY2011	us-gaap	Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock	67000	USD
CY2011	us-gaap	Payments Of Dividends PaymentsOfDividends	7059000	USD
CY2008Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	16581000	USD
CY2011	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	2299000	USD
CY2011	us-gaap	Net Change Noninterest Bearing Deposits Domestic NetChangeNoninterestBearingDepositsDomestic	22007000	USD
CY2011	us-gaap	Net Change Interest Bearing Deposits Domestic NetChangeInterestBearingDepositsDomestic	42149000	USD
CY2011	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-61064000	USD
CY2011	pwod	Proceeds From Redemption Of Regulatory Stock ProceedsFromRedemptionOfRegulatoryStock	1282000	USD
CY2011	us-gaap	Payments To Acquire Life Insurance Policies PaymentsToAcquireLifeInsurancePolicies	39000	USD
CY2011	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	508000	USD
CY2011	us-gaap	Payments For Proceeds From Productive Assets PaymentsForProceedsFromProductiveAssets	743000	USD
CY2011	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	24049000	USD
CY2011	us-gaap	Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities	25000	USD
CY2009	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	12870000	USD
CY2009	us-gaap	Other Comprehensive Income Reclassification Of Defined Benefit Plans Net Gain Loss Recognized In Net Periodic Benefit Cost Net Of Tax OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax	1845000	USD
CY2009	us-gaap	Other Comprehensive Income Defined Benefit Plan Net Prior Service Costs Credit Arising During Period Net Of Tax OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostsCreditArisingDuringPeriodNetOfTax	-16000	USD
CY2009	us-gaap	Other Comprehensive Income Reclassification Of Defined Benefit Plan Net Transition Asset Obligation Recognized In Net Periodic Benefit Cost Net Of Tax OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostNetOfTax	-1000	USD
CY2009	us-gaap	Available For Sale Securities Change In Net Unrealized Holding Gain Loss AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss	1719000	USD
CY2010	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	6729000	USD
CY2010	us-gaap	Other Comprehensive Income Reclassification Of Defined Benefit Plans Net Gain Loss Recognized In Net Periodic Benefit Cost Net Of Tax OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax	-508000	USD
CY2011	dei	Entity Registrant Name EntityRegistrantName	PENNS WOODS BANCORP INC
CY2011	dei	Entity Central Index Key EntityCentralIndexKey	0000716605
CY2011	dei	Document Type DocumentType	10-K
CY2011	dei	Document Period End Date DocumentPeriodEndDate	2011-12-31
CY2011	dei	Amendment Flag AmendmentFlag	false
CY2011	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2011	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	No
CY2011	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2011	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2011	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2011	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2011
CY2011	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2010	us-gaap	Treasury Stock Shares Acquired TreasuryStockSharesAcquired	1568000	shares
CY2008Q4	us-gaap	Stockholders Equity StockholdersEquity	61027000	USD
CY2009	us-gaap	Stock Issued During Period Value Employee Stock Purchase Plan StockIssuedDuringPeriodValueEmployeeStockPurchasePlan	71000	USD
CY2009	us-gaap	Dividends Common Stock Cash DividendsCommonStockCash	7052000	USD
CY2009Q4	us-gaap	Stockholders Equity StockholdersEquity	66916000	USD
CY2010	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	46000	USD
CY2010	us-gaap	Stock Issued During Period Value Employee Stock Purchase Plan StockIssuedDuringPeriodValueEmployeeStockPurchasePlan	67000	USD
CY2010	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	10000	USD
CY2010	us-gaap	Dividends Common Stock Cash DividendsCommonStockCash	7056000	USD
CY2011	us-gaap	Stock Issued During Period Value Employee Stock Purchase Plan StockIssuedDuringPeriodValueEmployeeStockPurchasePlan	67000	USD
CY2011	us-gaap	Dividends Common Stock Cash DividendsCommonStockCash	7059000	USD

Files In Submission

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$PWOD
PENNS WOODS BANCORP INC Stock $pwod

2010 Q4 Form 10-K Financial Statement

#000110465912018088 Filed on March 14, 2012

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$PWOD PENNS WOODS BANCORP INC Stock $pwod

2010 Q4 Form 10-K Financial Statement

#000110465912018088 Filed on March 14, 2012

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$PWOD
PENNS WOODS BANCORP INC Stock $pwod