2024 Q1 Form 10-K Financial Statement

#000092708924000048 Filed on March 28, 2024

View on sec.gov

Income Statement

Concept 2024 Q1 2023 Q4 2023
Revenue $12.12M $44.47M
YoY Change 12.05% 36.97%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $133.0K $146.0K $530.0K
YoY Change 9.92% -29.13% 21.28%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit $2.898M
YoY Change -78.32%
Interest Expense $6.712M $26.31M
YoY Change 21.84% 199.73%
% of Operating Profit 907.76%
Other Income/Expense, Net
YoY Change
Pretax Income $2.109M $2.428M $2.898M
YoY Change 216.19% 49.05% -78.32%
Income Tax $650.0K $818.0K $1.228M
% Of Pretax Income 30.82% 33.69% 42.37%
Net Earnings $873.0K $1.142M $2.020M
YoY Change 55.06% -5.54% -74.31%
Net Earnings / Revenue 7.2% 4.54%
Basic Earnings Per Share $0.36 $0.90
Diluted Earnings Per Share $0.36 $0.49 $0.89
COMMON SHARES
Basic Shares Outstanding 2.493M 2.390M 2.254M
Diluted Shares Outstanding 2.451M 2.275M

Balance Sheet

Concept 2024 Q1 2023 Q4 2023
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $146.3M $62.13M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $2.861M $2.933M $2.933M
YoY Change -1.72% 5.69% 5.69%
Goodwill $515.0K $2.573M
YoY Change -79.98% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $775.5M $754.1M $754.1M
YoY Change -4.45% -4.83% -4.83%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $627.0K $1.106M $1.106M
YoY Change -17.82% 89.38% 89.38%
Accrued Expenses $3.243M $9.490M $9.490M
YoY Change -72.28% -0.87% -0.87%
Deferred Revenue
YoY Change
Short-Term Debt $3.161M $9.279M $9.279M
YoY Change -77.92% -44.35% -44.35%
Long-Term Debt Due $0.00
YoY Change
Total Short-Term Liabilities $7.031M $19.88M $19.88M
YoY Change -73.74% 95.68% 95.68%
LONG-TERM LIABILITIES
Long-Term Debt $22.00M $21.96M $21.96M
YoY Change 1.2% 175.63% 175.63%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $22.00M $21.96M $21.96M
YoY Change 1.2% 175.63% 175.63%
TOTAL LIABILITIES
Total Short-Term Liabilities $7.031M $19.88M $19.88M
Total Long-Term Liabilities $22.00M $21.96M $21.96M
Total Liabilities $725.4M $705.6M $705.6M
YoY Change -4.83% -5.61% -5.61%
SHAREHOLDERS EQUITY
Retained Earnings $32.30M $31.74M
YoY Change 3.68% 2.8%
Common Stock $30.00K $29.00K
YoY Change 7.14% 3.57%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $50.14M $48.49M $48.49M
YoY Change
Total Liabilities & Shareholders Equity $775.5M $754.1M $754.1M
YoY Change -4.45% -4.83% -4.83%

Cashflow Statement

Concept 2024 Q1 2023 Q4 2023
OPERATING ACTIVITIES
Net Income $873.0K $1.142M $2.020M
YoY Change 55.06% -5.54% -74.31%
Depreciation, Depletion And Amortization $133.0K $146.0K $530.0K
YoY Change 9.92% -29.13% 21.28%
Cash From Operating Activities $31.02M $35.69M $73.13M
YoY Change -576.36% -180.23% -697.56%
INVESTING ACTIVITIES
Capital Expenditures $337.0K -$13.00K $688.0K
YoY Change 31.64% -124.53% 22.86%
Acquisitions
YoY Change
Other Investing Activities $21.88M $25.03M $26.62M
YoY Change -326.38% -157.47% -112.24%
Cash From Investing Activities $21.55M $25.04M $25.93M
YoY Change -317.14% -157.43% -111.9%
FINANCING ACTIVITIES
Cash Dividend Paid $312.0K $1.154M
YoY Change 10.25% 13.36%
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $35.75M -9.242M -40.83M
YoY Change 117.8% -111.05% -118.27%
NET CHANGE
Cash From Operating Activities $31.02M 35.69M 73.13M
Cash From Investing Activities $21.55M 25.04M 25.93M
Cash From Financing Activities $35.75M -9.242M -40.83M
Net Change In Cash $88.32M 51.49M 58.23M
YoY Change -464915.79% -1258.1% -954.87%
FREE CASH FLOW
Cash From Operating Activities $31.02M $35.69M $73.13M
Capital Expenditures $337.0K -$13.00K $688.0K
Free Cash Flow $30.68M $35.70M $72.44M
YoY Change -553.36% -180.16% -666.04%

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CY2022 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
32466000 usd
CY2023 us-gaap Interest Expense Deposits
InterestExpenseDeposits
18811000 usd
CY2022 us-gaap Interest Expense Deposits
InterestExpenseDeposits
6043000 usd
CY2023 qnto Interest Expense Federal Home Loan Bank Advances Shortterm
InterestExpenseFederalHomeLoanBankAdvancesShortterm
3907000 usd
CY2022 qnto Interest Expense Federal Home Loan Bank Advances Shortterm
InterestExpenseFederalHomeLoanBankAdvancesShortterm
737000 usd
CY2023 qnto Interest Expense Federal Home Loan Bank Longterm
InterestExpenseFederalHomeLoanBankLongterm
1326000 usd
CY2022 qnto Interest Expense Federal Home Loan Bank Longterm
InterestExpenseFederalHomeLoanBankLongterm
1355000 usd
CY2023 qnto Interest Expense Federal Reserve Bank Advances Longterm
InterestExpenseFederalReserveBankAdvancesLongterm
34000 usd
CY2022 qnto Interest Expense Federal Reserve Bank Advances Longterm
InterestExpenseFederalReserveBankAdvancesLongterm
15000 usd
CY2023 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
780000 usd
CY2022 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
107000 usd
CY2023 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
1449000 usd
CY2022 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
520000 usd
CY2023 us-gaap Interest Expense
InterestExpense
26307000 usd
CY2022 us-gaap Interest Expense
InterestExpense
8777000 usd
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18163000 usd
CY2022 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
23689000 usd
CY2023 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-45000 usd
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2475000 usd
CY2023 us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
202000 usd
CY2022 us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
0 usd
CY2023 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18006000 usd
CY2022 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
21214000 usd
CY2023 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
663000 usd
CY2022 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
593000 usd
CY2023 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
102000 usd
CY2022 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
89000 usd
CY2023 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
6696000 usd
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
12500000 usd
CY2023 qnto Gain Loss On Sales Of Sba Loans
GainLossOnSalesOfSBALoans
468000 usd
CY2022 qnto Gain Loss On Sales Of Sba Loans
GainLossOnSalesOfSBALoans
310000 usd
CY2023 us-gaap Noninterest Income
NoninterestIncome
15332000 usd
CY2022 us-gaap Noninterest Income
NoninterestIncome
19411000 usd
CY2023 us-gaap Labor And Related Expense
LaborAndRelatedExpense
20973000 usd
CY2022 us-gaap Labor And Related Expense
LaborAndRelatedExpense
20137000 usd
CY2023 us-gaap Noninterest Expense Directors Fees
NoninterestExpenseDirectorsFees
316000 usd
CY2022 us-gaap Noninterest Expense Directors Fees
NoninterestExpenseDirectorsFees
286000 usd
CY2023 us-gaap Occupancy Net
OccupancyNet
2481000 usd
CY2022 us-gaap Occupancy Net
OccupancyNet
1904000 usd
CY2023 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1051000 usd
CY2022 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
690000 usd
CY2023 us-gaap Professional Fees
ProfessionalFees
1058000 usd
CY2022 us-gaap Professional Fees
ProfessionalFees
748000 usd
CY2023 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
867000 usd
CY2022 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
658000 usd
CY2023 us-gaap Advertising Expense
AdvertisingExpense
643000 usd
CY2022 us-gaap Advertising Expense
AdvertisingExpense
568000 usd
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
49000 usd
CY2022 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
49000 usd
CY2023 us-gaap Other Noninterest Expense
OtherNoninterestExpense
3002000 usd
CY2022 us-gaap Other Noninterest Expense
OtherNoninterestExpense
2220000 usd
CY2023 us-gaap Noninterest Expense
NoninterestExpense
30440000 usd
CY2022 us-gaap Noninterest Expense
NoninterestExpense
27260000 usd
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2898000 usd
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
13365000 usd
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1228000 usd
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3054000 usd
CY2023 us-gaap Profit Loss
ProfitLoss
1670000 usd
CY2022 us-gaap Profit Loss
ProfitLoss
10311000 usd
CY2023 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
-350000 usd
CY2022 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
2448000 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2020000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
7863000 usd
CY2023 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.9
CY2022 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.85
CY2023 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2254444
CY2022 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2042740
CY2023 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.89
CY2022 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.65
CY2023 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2275034
CY2022 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2152889
CY2023 us-gaap Profit Loss
ProfitLoss
1670000 usd
CY2022 us-gaap Profit Loss
ProfitLoss
10311000 usd
CY2023 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
17000 usd
CY2022 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-59000 usd
CY2023 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
3000 usd
CY2022 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-12000 usd
CY2023 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
14000 usd
CY2022 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-47000 usd
CY2023 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
1684000 usd
CY2022 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
10264000 usd
CY2023 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
-350000 usd
CY2022 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
2448000 usd
CY2023 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
2034000 usd
CY2022 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
7816000 usd
CY2021Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
36909000 usd
CY2022 qnto Adjustments To Additional Paid In Capital Contribution Of Esop
AdjustmentsToAdditionalPaidInCapitalContributionOfEsop
343000 usd
CY2022 us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
2383000 usd
CY2022 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
49000 usd
CY2022 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
168000 usd
CY2022 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
2448000 usd
CY2022 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1018000 usd
CY2022 us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
279000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
7863000 usd
CY2022 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-47000 usd
CY2022Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
49082000 usd
CY2023 qnto Adjustments To Additional Paid In Capital Contribution Of Esop
AdjustmentsToAdditionalPaidInCapitalContributionOfEsop
150000 usd
CY2023 us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
1645000 usd
CY2023 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
433000 usd
CY2023 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
225000 usd
CY2023 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
-350000 usd
CY2023 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1154000 usd
CY2023 us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
865000 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2020000 usd
CY2023 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
14000 usd
CY2023Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
51565000 usd
CY2023 us-gaap Profit Loss
ProfitLoss
1670000 usd
CY2022 us-gaap Profit Loss
ProfitLoss
10311000 usd
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
157000 usd
CY2022 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2475000 usd
CY2023 us-gaap Depreciation
Depreciation
530000 usd
CY2022 us-gaap Depreciation
Depreciation
437000 usd
CY2023 qnto Amortization Expense Excluding Deferred Loan Origination Fees
AmortizationExpenseExcludingDeferredLoanOriginationFees
461000 usd
CY2022 qnto Amortization Expense Excluding Deferred Loan Origination Fees
AmortizationExpenseExcludingDeferredLoanOriginationFees
408000 usd
CY2023 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-564000 usd
CY2022 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-1944000 usd
CY2023 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
351000 usd
CY2022 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-222000 usd
CY2023 us-gaap Share Based Compensation
ShareBasedCompensation
225000 usd
CY2022 us-gaap Share Based Compensation
ShareBasedCompensation
511000 usd
CY2023 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
6696000 usd
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
12500000 usd
CY2023 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
341160000 usd
CY2022 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
521710000 usd
CY2023 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
420698000 usd
CY2022 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
508811000 usd
CY2023 qnto Gain Loss On Sales Of Sba Loans
GainLossOnSalesOfSBALoans
468000 usd
CY2022 qnto Gain Loss On Sales Of Sba Loans
GainLossOnSalesOfSBALoans
310000 usd
CY2023 us-gaap Life Insurance Corporate Or Bank Owned Change In Value
LifeInsuranceCorporateOrBankOwnedChangeInValue
103000 usd
CY2022 us-gaap Life Insurance Corporate Or Bank Owned Change In Value
LifeInsuranceCorporateOrBankOwnedChangeInValue
89000 usd
CY2023 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
40000 usd
CY2022 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
323000 usd
CY2023 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
2835000 usd
CY2022 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
2085000 usd
CY2023 qnto Increase Decrease In Accrued Interest Payable
IncreaseDecreaseInAccruedInterestPayable
522000 usd
CY2022 qnto Increase Decrease In Accrued Interest Payable
IncreaseDecreaseInAccruedInterestPayable
410000 usd
CY2023 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
-84000 usd
CY2022 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
3582000 usd
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
73130000 usd
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-12238000 usd
CY2023 qnto Payments For Interestbearing Deposits In Banks
PaymentsForInterestbearingDepositsInBanks
1780000 usd
CY2022 qnto Payments For Interestbearing Deposits In Banks
PaymentsForInterestbearingDepositsInBanks
2133000 usd
CY2023 qnto Proceeds From Interestbearing Deposits In Banks
ProceedsFromInterestbearingDepositsInBanks
3701000 usd
CY2022 qnto Proceeds From Interestbearing Deposits In Banks
ProceedsFromInterestbearingDepositsInBanks
6224000 usd
CY2023 us-gaap Payments For Proceeds From Availableforsale Securities Shortterm
PaymentsForProceedsFromAvailableforsaleSecuritiesShortterm
-647000 usd
CY2022 us-gaap Payments For Proceeds From Availableforsale Securities Shortterm
PaymentsForProceedsFromAvailableforsaleSecuritiesShortterm
-1004000 usd
CY2023 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-18926000 usd
CY2022 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
218119000 usd
CY2023 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
2980000 usd
CY2022 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
10980000 usd
CY2023 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
8107000 usd
CY2022 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
6557000 usd
CY2023 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
688000 usd
CY2022 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
560000 usd
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
25933000 usd
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-218007000 usd
CY2023 qnto Increase Decrease In Demand And Savings Deposits
IncreaseDecreaseInDemandAndSavingsDeposits
64559000 usd
CY2022 qnto Increase Decrease In Demand And Savings Deposits
IncreaseDecreaseInDemandAndSavingsDeposits
84041000 usd
CY2023 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
17892000 usd
CY2022 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
18041000 usd
CY2023 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-456000 usd
CY2022 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
1330000 usd
CY2023 qnto Proceeds From Repayments Of Federal Home Loan Bank Borrowings Shortterm
ProceedsFromRepaymentsOfFederalHomeLoanBankBorrowingsShortterm
-93140000 usd
CY2022 qnto Proceeds From Repayments Of Federal Home Loan Bank Borrowings Shortterm
ProceedsFromRepaymentsOfFederalHomeLoanBankBorrowingsShortterm
72689000 usd
CY2023 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
20000000 usd
CY2022 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
79000000 usd
CY2023 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
57000000 usd
CY2022 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
36171000 usd
CY2023 qnto Proceeds From Repayments Of Federal Reserve Bank Borrowings Financing Activities
ProceedsFromRepaymentsOfFederalReserveBankBorrowingsFinancingActivities
-7000000 usd
CY2022 qnto Proceeds From Repayments Of Federal Reserve Bank Borrowings Financing Activities
ProceedsFromRepaymentsOfFederalReserveBankBorrowingsFinancingActivities
3105000 usd
CY2023 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
13742000 usd
CY2022 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
0 usd
CY2023 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
150000 usd
CY2022 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
0 usd
CY2023 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
1645000 usd
CY2022 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
2383000 usd
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
433000 usd
CY2022 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
49000 usd
CY2023 us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
289000 usd
CY2022 us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
100000 usd
CY2023 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
932000 usd
CY2022 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
261000 usd
CY2023 us-gaap Payments Of Dividends
PaymentsOfDividends
1154000 usd
CY2022 us-gaap Payments Of Dividends
PaymentsOfDividends
1018000 usd
CY2023 us-gaap Payments To Minority Shareholders
PaymentsToMinorityShareholders
865000 usd
CY2022 us-gaap Payments To Minority Shareholders
PaymentsToMinorityShareholders
279000 usd
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-40829000 usd
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
223433000 usd
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
58234000 usd
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-6812000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
3893000 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
10705000 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
62127000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
3893000 usd
CY2023 us-gaap Interest Paid Net
InterestPaidNet
25785000 usd
CY2022 us-gaap Interest Paid Net
InterestPaidNet
8367000 usd
CY2023 us-gaap Income Taxes Paid
IncomeTaxesPaid
2659000 usd
CY2022 us-gaap Income Taxes Paid
IncomeTaxesPaid
2900000 usd
CY2023 qnto Initial Recognition Of Operating Lease Right Of Use Assets
InitialRecognitionOfOperatingLeaseRightOfUseAssets
1510000 usd
CY2022 qnto Initial Recognition Of Operating Lease Right Of Use Assets
InitialRecognitionOfOperatingLeaseRightOfUseAssets
1050000 usd
CY2023 qnto Initial Recognition Of Operating Lease Obligations
InitialRecognitionOfOperatingLeaseObligations
1510000 usd
CY2022 qnto Initial Recognition Of Operating Lease Obligations
InitialRecognitionOfOperatingLeaseObligations
1050000 usd
CY2023 us-gaap Nature Of Operations
NatureOfOperations
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt 0pt 0pt 18pt;text-indent:-18pt;"><b>Note <em style="font: inherit;">1</em> - Nature of Operations</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The consolidated financial statements include the accounts of Quaint Oak Bancorp, Inc., a Pennsylvania chartered corporation (the “Company” or “Quaint Oak Bancorp”) and its wholly owned subsidiary, Quaint Oak Bank, a Pennsylvania chartered stock savings bank (the “Bank”), along with its wholly owned subsidiaries. At <em style="font: inherit;"> December 31, 2023, </em>the Bank has <span style="-sec-ix-hidden:c109624990">six</span> wholly-owned subsidiaries, Quaint Oak Mortgage, LLC, Quaint Oak Real Estate, LLC, Quaint Oak Abstract, LLC, QOB Properties, LLC, Quaint Oak Insurance Agency, LLC, and Oakmont Commercial, LLC, each a Pennsylvania limited liability company. The mortgage company offers mortgage banking in the Lehigh Valley, Delaware Valley and Philadelphia County regions of Pennsylvania. The real estate and abstract companies offer real estate sales and title abstract services, respectively, primarily in the Lehigh Valley region of Pennsylvania. These companies began operation in <em style="font: inherit;"> July 2009. </em>In <em style="font: inherit;"> February, 2019, </em>Quaint Oak Mortgage opened a mortgage banking office in Philadelphia, Pennsylvania. QOB Properties, LLC began operations in <em style="font: inherit;"> July 2012 </em>and holds Bank properties acquired through a foreclosure proceeding or acceptance of a deed in lieu of foreclosure. Quaint Oak Insurance Agency, LLC began operations in <em style="font: inherit;"> August 2016 </em>and provides a broad range of personal and commercial insurance coverage solutions. Oakmont Commercial, LLC was formed in <em style="font: inherit;"> October 2021 </em>and operates as a multi-state specialty commercial real estate financing company. As of <em style="font: inherit;"> January 4, 2021, </em>the Bank holds a majority equity position in Oakmont Capital Holdings, LLC, a multi-state equipment finance company based in West Chester, Pennsylvania with a <em style="font: inherit;">second</em> significant facility located in Albany, Minnesota. The Bank’s 51% ownership interest in Oakmont Capital is currently being marketed for sale in order to reduce the Bank’s asset size and increase its capital ratios.  While Oakmont Capital is currently being marketed for sale, there can be <em style="font: inherit;">no</em> assurances that the transaction will be completed. All significant intercompany balances and transactions have been eliminated.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section <em style="font: inherit;">10</em>(l) of the Home Owners’ Loan Act, the Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. The market area served by the Bank is principally Bucks, Montgomery and Philadelphia Counties in Pennsylvania and the Lehigh Valley area in Pennsylvania. The Bank has <em style="font: inherit;">three</em> regional offices located in the Delaware Valley, Lehigh Valley and Philadelphia markets. The principal deposit products offered by the Bank are money market accounts, certificates of deposit, non-interest bearing checking accounts for businesses and consumers, and savings accounts. The principal loan products offered by the Bank are fixed and adjustable rate residential and commercial mortgages, construction loans, commercial business loans, home equity loans, and lines of credit.</p>
CY2022Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
2541000 usd
CY2023 us-gaap Use Of Estimates
UseOfEstimates
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Use of Estimates</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt 0pt 0pt 18pt;">The preparation of the financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. The Company’s most significant estimates are the determination of the allowance for credit losses and valuation of deferred tax assets.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"></p>
CY2023 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Significant Group Concentrations of Credit Risk</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt 0pt 0pt 18pt;">The Bank has a significant concentration of loans in Philadelphia County, Pennsylvania. The concentration of credit by type of loan is set forth in Note <em style="font: inherit;">7.</em> Although the Bank has a diversified loan portfolio, its debtors’ ability to honor their contracts is influenced by the region’s economy. During the year ended <em style="font: inherit;"> December 31, 2023, </em><span style="-sec-ix-hidden:c109625002">one</span> investor purchased a total of 33% of all loans sold by the Bank from its mortgage loans held for sale, and the sales to this investor accounted for approximately 30% of the gain on mortgage loans sold during the year. During the year ended <em style="font: inherit;"> December 31, 2023, </em>one investor purchased a total of 48% of all loans sold by the Bank from its equipment loans held for sale, and the sales to this investor accounted for approximately 45% of the gain on equipment loans sold during the year.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"></p>
CY2023 qnto Other Than Temporary Impairment Losses Investments
OtherThanTemporaryImpairmentLossesInvestments
0 usd
CY2022 qnto Impairment Of Federal Home Loan Bank Stock
ImpairmentOfFederalHomeLoanBankStock
0 usd
CY2023Q4 us-gaap Time Deposits Noncurrent
TimeDepositsNoncurrent
912000 usd
CY2022Q4 us-gaap Time Deposits Noncurrent
TimeDepositsNoncurrent
1292000 usd
CY2021Q4 qnto Number Of Properties Other Real Estate
NumberOfPropertiesOtherRealEstate
0 pure
CY2023 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
62000 usd
CY2022 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
58000 usd
CY2023 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Reclassifications</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt 0pt 0pt 18pt;">Certain items in the <em style="font: inherit;">2022</em> consolidated financial statements have been reclassified to conform to the presentation in the <em style="font: inherit;">2023</em> consolidated financial statements. Such reclassifications did <em style="font: inherit;">not</em> have a material impact on the overall consolidated financial statements.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt 0pt 0pt 18pt;text-indent:-18pt;"><b></b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"></p>
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2020000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
7863000 usd
CY2023 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2254444
CY2022 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2042740
CY2023 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
20590
CY2022 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
110149
CY2023 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2275034
CY2022 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2152889
CY2023 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.9
CY2022 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.85
CY2023 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.89
CY2022 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.65
CY2023Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
1000000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
6758000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
7678000 usd
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
603349000 usd
CY2022Q4 us-gaap Notes Receivable Net
NotesReceivableNet
621864000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
93492000 usd
CY2023Q4 us-gaap Time Deposits
TimeDeposits
1912000 usd
CY2022Q4 us-gaap Time Deposits
TimeDeposits
3833000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
2354000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
0 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
13000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
2341000 usd
CY2022Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
3000000 usd
CY2022Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
1000 usd
CY2022Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
31000 usd
CY2022Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
2970000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
2354000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
2341000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
2354000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
2341000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
0 usd
CY2023Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
610878000 usd
CY2022Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
630761000 usd
CY2023Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
771000 usd
CY2022Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
1219000 usd
CY2023Q4 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
67988000 usd
CY2023Q4 us-gaap Financing Receivable Revolving
FinancingReceivableRevolving
20327000 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
610878000 usd
CY2023 us-gaap Financing Receivable Year One Originated Current Fiscal Year Writeoff
FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff
0 usd
CY2023 us-gaap Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff
FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff
29000 usd
CY2023 us-gaap Financing Receivable Year Three Originated Two Years Before Current Fiscal Year Writeoff
FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff
613000 usd
CY2023 us-gaap Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff
FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff
231000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
233467000 usd
CY2023Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
131246000 usd
CY2023Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
40556000 usd
CY2023Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
23802000 usd
CY2023 us-gaap Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff
FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff
0 usd
CY2023 us-gaap Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff
FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff
2000 usd
CY2023 us-gaap Financing Receivable Revolving Writeoff
FinancingReceivableRevolvingWriteoff
0 usd
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
875000 usd
CY2022Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
630761000 usd
CY2023Q4 qnto Financing Receivable Nonaccrual With Related Allowance
FinancingReceivableNonaccrualWithRelatedAllowance
0 usd
CY2023Q4 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
51000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
51000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
401000 usd
CY2022Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1939000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
2075000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
2091000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
215000 usd
CY2022 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
2083000 usd
CY2022 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
27000 usd
CY2022Q4 qnto Troubled Debt Restructuring Number Of Contracts
TroubledDebtRestructuringNumberOfContracts
2 pure
CY2022Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
136000 usd
CY2023Q4 qnto Troubled Debt Restructuring Number Of Contracts
TroubledDebtRestructuringNumberOfContracts
0 pure
CY2022Q4 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
0 usd
CY2023Q4 qnto Troubled Debt Restructuring Number Of Contracts
TroubledDebtRestructuringNumberOfContracts
0 pure
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
7678000 usd
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
875000 usd
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
0 usd
CY2023 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-45000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
6758000 usd
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
157000 usd
CY2023 us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
202000 usd
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5262000 usd
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
59000 usd
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
0 usd
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2475000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
7678000 usd
CY2022Q4 qnto Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment
215000 usd
CY2022Q4 qnto Financing Receivables Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
7463000 usd
CY2022Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
630761000 usd
CY2022Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
2075000 usd
CY2022Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
628686000 usd
CY2022Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
630761000 usd
CY2022Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
51000 usd
CY2023 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
CY2023 qnto Financing Receivable Nonaccrual Interest Income Foregone
FinancingReceivableNonaccrualInterestIncomeForegone
9000 usd
CY2022 qnto Financing Receivable Nonaccrual Interest Income Foregone
FinancingReceivableNonaccrualInterestIncomeForegone
167000 usd
CY2023Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
6140000 usd
CY2022Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
5452000 usd
CY2023Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
3207000 usd
CY2022Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
2677000 usd
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2933000 usd
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2775000 usd
CY2023 us-gaap Depreciation
Depreciation
530000 usd
CY2022 us-gaap Depreciation
Depreciation
437000 usd
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
49000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
49000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
49000 usd
CY2023Q4 qnto Finitelived Intangible Asset Expected Amortization After Year Two
FinitelivedIntangibleAssetExpectedAmortizationAfterYearTwo
27000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
125000 usd
CY2023Q4 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
92216000 usd
CY2022Q4 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
88728000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
104274000 usd
CY2022Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
0 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
218525000 usd
CY2022Q4 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
260972000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Certificates Of Deposits
InterestBearingDomesticDepositCertificatesOfDeposits
215843000 usd
CY2022Q4 us-gaap Interest Bearing Domestic Deposit Certificates Of Deposits
InterestBearingDomesticDepositCertificatesOfDeposits
197951000 usd
CY2023Q4 us-gaap Deposits
Deposits
631699000 usd
CY2022Q4 us-gaap Deposits
Deposits
549248000 usd
CY2023Q4 qnto Certificates Of Deposit Maturities Year One
CertificatesOfDepositMaturitiesYearOne
113732000 usd
CY2023Q4 qnto Certificates Of Deposit Maturities Year Two
CertificatesOfDepositMaturitiesYearTwo
36393000 usd
CY2023Q4 qnto Certificates Of Deposit Maturities Year Three
CertificatesOfDepositMaturitiesYearThree
12156000 usd
CY2023Q4 qnto Certificates Of Deposit Maturities Year Four
CertificatesOfDepositMaturitiesYearFour
23850000 usd
CY2023Q4 qnto Certificates Of Deposit Maturities Year Five
CertificatesOfDepositMaturitiesYearFive
29712000 usd
CY2023Q4 us-gaap Certificates Of Deposit At Carrying Value
CertificatesOfDepositAtCarryingValue
215843000 usd
CY2023Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
40800000 usd
CY2022Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
30400000 usd
CY2023Q4 us-gaap Other Borrowings
OtherBorrowings
5500000 usd
CY2023 us-gaap Federal Home Loan Bank Advances Activity For Year Average Balance Of Agreements Outstanding
FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding
72566000 usd
CY2022 us-gaap Federal Home Loan Bank Advances Activity For Year Average Balance Of Agreements Outstanding
FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding
31505000 usd
CY2023Q4 us-gaap Federal Home Loan Bank Advances Activity For Year Maximum Outstanding At Any Month End
FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd
116200000 usd
CY2022Q4 us-gaap Federal Home Loan Bank Advances Activity For Year Maximum Outstanding At Any Month End
FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd
93200000 usd
CY2023Q4 qnto Federal Home Loan Bank Advance Shortterm Maturity Total
FederalHomeLoanBankAdvanceShorttermMaturityTotal
0 usd
CY2022Q4 qnto Federal Home Loan Bank Advance Shortterm Maturity Total
FederalHomeLoanBankAdvanceShorttermMaturityTotal
93200000 usd
CY2023 us-gaap Federal Home Loan Bank Advances Activity For Year Average Interest Rate For Year
FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear
0.0538 pure
CY2022 us-gaap Federal Home Loan Bank Advances Activity For Year Average Interest Rate For Year
FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear
0.0234 pure
CY2023Q4 us-gaap Federal Home Loan Bank Advances Activity For Year Average Interest Rate At Period End
FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateAtPeriodEnd
0 pure
CY2022Q4 us-gaap Federal Home Loan Bank Advances Activity For Year Average Interest Rate At Period End
FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateAtPeriodEnd
0.0445 pure
CY2023Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
0 usd
CY2023Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Of Amounts Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate
0 pure
CY2022Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
57000000 usd
CY2022Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Of Amounts Due Within One Year Of Balance Sheet Date
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CY2022Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate One To Two Years From Balance Sheet Date
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CY2023Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
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CY2023Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Two To Three Years From Balance Sheet Date
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CY2022Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
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CY2022Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Two To Three Years From Balance Sheet Date
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CY2023Q4 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
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CY2023Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate At Period End
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd
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CY2022Q4 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
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CY2022Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate At Period End
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CY2023 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
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CY2022 us-gaap Current Federal Tax Expense Benefit
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CY2023 us-gaap Federal Income Tax Expense Benefit Continuing Operations
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CY2023 us-gaap Current State And Local Tax Expense Benefit
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CY2023 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
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CY2023 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
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CY2022 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
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CY2022 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
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CY2023 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
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CY2023 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
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IncomeTaxReconciliationStateAndLocalIncomeTaxes
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CY2022 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
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CY2023 us-gaap Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost
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CY2023 us-gaap Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost
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CY2022 us-gaap Income Tax Expense Benefit
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CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
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CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
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DeferredTaxAssetsDeferredIncome
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CY2023Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
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CY2022Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
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CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Impairment Losses
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CY2023Q4 us-gaap Deferred Tax Assets Gross
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CY2023Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
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CY2022Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
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CY2022Q4 us-gaap Deferred Tax Assets Liabilities Net
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CY2023Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
1300000 usd
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1700000 usd
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CY2023 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
150000 usd
CY2022 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
343000 usd
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18163000 usd
CY2023Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
3.26
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ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0289 pure
CY2023Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
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SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P6Y6M
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0.2035 pure
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2100000 usd
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1900000 usd
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OffBalanceSheetCreditLossLiability
202000 usd
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OperatingLeaseCost
274000 usd
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OperatingLeaseCost
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P11Y10M24D
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OperatingLeaseWeightedAverageDiscountRatePercent
0.0336 pure
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InterestIncomeExpenseNet
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CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
157000 usd
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ProvisionForLoanLeaseAndOtherLosses
2475000 usd
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InterestIncomeExpenseAfterProvisionForLoanLoss
18006000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
473000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
481000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
489000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
443000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
431000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
3059000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
5376000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
964000 usd
CY2023 us-gaap Operating Lease Expense
OperatingLeaseExpense
531000 usd
CY2022 us-gaap Operating Lease Expense
OperatingLeaseExpense
438000 usd
CY2015Q1 qnto Common Equity Tier1 Required For Capital Adequacy To Risk Weighted Assets
CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets
0.045 pure
CY2014Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.04 pure
CY2015Q1 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.06 pure
CY2022Q4 qnto Capital Conservation Buffer
CapitalConservationBuffer
0.025 pure
CY2014Q4 qnto Risk Weighting For Certain Assets
RiskWeightingForCertainAssets
1 pure
CY2015Q1 qnto Risk Weighting For Certain Assets
RiskWeightingForCertainAssets
1.50 pure
CY2023Q1 qnto Common Equity Tier1 Capital
CommonEquityTier1Capital
13500000 usd
CY2023Q4 us-gaap Capital
Capital
75800000 usd
CY2023Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.123 pure
CY2023Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
68813000 usd
CY2023Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1117 pure
CY2023Q4 us-gaap Common Equity Tier One Capital
CommonEquityTierOneCapital
68813000 usd
CY2023Q4 us-gaap Common Equity Tier One Capital Ratio
CommonEquityTierOneCapitalRatio
0.1117 pure
CY2023Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
68813000 usd
CY2023Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0911 pure
CY2022Q4 us-gaap Capital
Capital
60820000 usd
CY2022Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.0849 pure
CY2022Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
53115000 usd
CY2022Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
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0.0741 pure
CY2022Q4 us-gaap Common Equity Tier One Capital
CommonEquityTierOneCapital
53115000 usd
CY2022Q4 us-gaap Common Equity Tier One Capital Ratio
CommonEquityTierOneCapitalRatio
0.0741 pure
CY2022Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
53115000 usd
CY2022Q4 us-gaap Tier One Leverage Capital To Average Assets
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0.0707 pure
CY2022 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
21214000 usd
CY2023 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
663000 usd
CY2022 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
593000 usd
CY2023 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
102000 usd
CY2022 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
89000 usd
CY2023 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
6696000 usd
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
12500000 usd
CY2023 qnto Gain Loss On Sales Of Sba Loans
GainLossOnSalesOfSBALoans
468000 usd
CY2022 qnto Gain Loss On Sales Of Sba Loans
GainLossOnSalesOfSBALoans
310000 usd
CY2023 us-gaap Noninterest Income
NoninterestIncome
15332000 usd
CY2022 us-gaap Noninterest Income
NoninterestIncome
19411000 usd
CY2023 us-gaap Labor And Related Expense
LaborAndRelatedExpense
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CY2022 us-gaap Labor And Related Expense
LaborAndRelatedExpense
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CY2023 us-gaap Noninterest Expense Directors Fees
NoninterestExpenseDirectorsFees
316000 usd
CY2022 us-gaap Noninterest Expense Directors Fees
NoninterestExpenseDirectorsFees
286000 usd
CY2023 us-gaap Occupancy Net
OccupancyNet
2481000 usd
CY2022 us-gaap Occupancy Net
OccupancyNet
1904000 usd
CY2023 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1051000 usd
CY2022 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
690000 usd
CY2023 us-gaap Professional Fees
ProfessionalFees
1058000 usd
CY2022 us-gaap Professional Fees
ProfessionalFees
748000 usd
CY2023 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
867000 usd
CY2022 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
658000 usd
CY2023 us-gaap Advertising Expense
AdvertisingExpense
643000 usd
CY2022 us-gaap Advertising Expense
AdvertisingExpense
568000 usd
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
49000 usd
CY2022 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
49000 usd
CY2023 us-gaap Other Noninterest Expense
OtherNoninterestExpense
3002000 usd
CY2022 us-gaap Other Noninterest Expense
OtherNoninterestExpense
2220000 usd
CY2023 us-gaap Noninterest Expense
NoninterestExpense
30440000 usd
CY2022 us-gaap Noninterest Expense
NoninterestExpense
27260000 usd
CY2023 us-gaap Operating Income Loss
OperatingIncomeLoss
2898000 usd
CY2022 us-gaap Operating Income Loss
OperatingIncomeLoss
13365000 usd
CY2023 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
-350000 usd
CY2023Q4 us-gaap Assets
Assets
754118000 usd
CY2022Q4 us-gaap Assets
Assets
792350000 usd

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