2012 Q2 Form 10-Q Financial Statement

#000115752312004428 Filed on August 09, 2012

View on sec.gov

Income Statement

Concept 2012 Q2 2011 Q2
Revenue $33.81M $34.46M
YoY Change -1.87%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $2.100M $1.100M
YoY Change 90.91% -38.89%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $5.502M $7.630M
YoY Change -27.89%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $14.48M $14.11M
YoY Change 2.63% 11.1%
Income Tax $4.903M $5.447M
% Of Pretax Income 33.86% 38.6%
Net Earnings $9.578M $8.663M
YoY Change 10.56% 3.13%
Net Earnings / Revenue 28.33% 25.14%
Basic Earnings Per Share
Diluted Earnings Per Share $457.1K $414.3K
COMMON SHARES
Basic Shares Outstanding 20.96M shares 20.94M shares
Diluted Shares Outstanding 21.02M shares 20.99M shares

Balance Sheet

Concept 2012 Q2 2011 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $124.4M $130.3M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $32.96M $36.20M
YoY Change -8.94% -3.72%
Goodwill $10.17M
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $3.279B $3.105B
YoY Change 5.61% -1.14%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $194.4M $218.2M
YoY Change -10.91% -27.77%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $194.4M $218.2M
YoY Change -10.91% -27.77%
LONG-TERM LIABILITIES
Long-Term Debt $41.20M $41.20M
YoY Change 0.0% 0.0%
Other Long-Term Liabilities $59.60M $53.50M
YoY Change 11.4% 33.42%
Total Long-Term Liabilities $100.8M $94.70M
YoY Change 6.44% 16.48%
TOTAL LIABILITIES
Total Short-Term Liabilities $194.4M $218.2M
Total Long-Term Liabilities $100.8M $94.70M
Total Liabilities $2.739B $2.659B
YoY Change 3.02% -4.18%
SHAREHOLDERS EQUITY
Retained Earnings $397.1M
YoY Change
Common Stock $4.948M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $539.7M $445.7M
YoY Change
Total Liabilities & Shareholders Equity $3.279B $3.105B
YoY Change 5.61% -1.14%

Cashflow Statement

Concept 2012 Q2 2011 Q2
OPERATING ACTIVITIES
Net Income $9.578M $8.663M
YoY Change 10.56% 3.13%
Depreciation, Depletion And Amortization $2.100M $1.100M
YoY Change 90.91% -38.89%
Cash From Operating Activities $10.10M -$19.20M
YoY Change -152.6% -295.92%
INVESTING ACTIVITIES
Capital Expenditures $300.0K -$700.0K
YoY Change -142.86% 75.0%
Acquisitions
YoY Change
Other Investing Activities -$19.30M -$43.80M
YoY Change -55.94% 27.7%
Cash From Investing Activities -$19.00M -$44.60M
YoY Change -57.4% 27.79%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -53.10M -278.2M
YoY Change -80.91% 869.34%
NET CHANGE
Cash From Operating Activities 10.10M -19.20M
Cash From Investing Activities -19.00M -44.60M
Cash From Financing Activities -53.10M -278.2M
Net Change In Cash -62.00M -342.0M
YoY Change -81.87% 535.69%
FREE CASH FLOW
Cash From Operating Activities $10.10M -$19.20M
Capital Expenditures $300.0K -$700.0K
Free Cash Flow $9.800M -$18.50M
YoY Change -152.97% -281.37%

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CY2011Q4 us-gaap Loans And Leases Receivable Consumer Other
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CY2011Q4 us-gaap Investment In Federal Home Loan Bank Stock Fair Value Disclosure
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25980000
CY2011Q4 us-gaap Loans And Leases Receivable Net Reported Amount
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CY2011Q4 us-gaap Mortgages Held For Sale Fair Value Disclosure
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4392000
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LoansReceivableCommercialRealEstate
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CY2011Q4 us-gaap Time Deposits100000 Or More
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CY2011Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
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CY2011Q4 us-gaap Financing Receivable Recorded Investment Past Due
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CY2011Q4 us-gaap Loans And Leases Receivable Allowance
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24063000
CY2011Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
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CY2011Q4 us-gaap Retained Earnings Accumulated Deficit
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311799000
CY2011Q4 us-gaap Assets
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3419991000
CY2011Q4 us-gaap Deposits
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1733978000
CY2011Q4 us-gaap Loans And Leases Receivable Ratio Of Nonperforming Loans To All Loans
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0.0102 pure
CY2011Q4 us-gaap Availableforsale Securities Gross Unrealized Gain
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8438000
CY2011Q4 us-gaap Liabilities And Stockholders Equity
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3419991000
CY2011Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
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CY2011Q4 us-gaap Impaired Financing Receivable Related Allowance
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CY2011Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
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CY2011Q4 us-gaap Held To Maturity Securities Fair Value Disclosure
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CY2011Q4 us-gaap Common Stock Value
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CY2011Q4 us-gaap Cash And Cash Equivalents At Carrying Value
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CY2011Q4 us-gaap Preferred Stock Value
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CY2011Q4 us-gaap Deposits Savings Deposits
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CY2011Q4 us-gaap Interest Bearing Domestic Deposit Certificates Of Deposits
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CY2011Q4 us-gaap Heldtomaturity Securities Unrecognized Holding Gain
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11000000
CY2011Q4 us-gaap Loans And Leases Receivable Consumer Revolving Credit Card
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CY2011Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
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4542000
CY2011Q4 us-gaap Goodwill
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CY2011Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
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CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses
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CY2011Q4 us-gaap Additional Paid In Capital
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CY2011Q4 us-gaap Interest Payable Current And Noncurrent
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CY2011Q4 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
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CY2011Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
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CY2011Q4 us-gaap Demand Deposit Accounts
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CY2011Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
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CY2011Q4 us-gaap Security Owned And Pledged As Collateral Fair Value
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CY2011Q4 us-gaap Loans And Leases Receivable Commercial
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CY2011Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
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23306000
CY2011Q4 rbcaa Loan Commitments Outstanding
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us-gaap Provision For Loan And Lease Losses
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2052000
us-gaap Interest Expense Subordinated Notes And Debentures
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us-gaap Allowance For Doubtful Accounts Receivable Recoveries
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3854000
CY2011Q4 us-gaap Time Deposits
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305686000
CY2011Q4 us-gaap Loans Receivable Mortgage Warehouse Lending
LoansReceivableMortgageWarehouseLending
41496000
CY2011Q4 us-gaap Liabilities
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2967624000
CY2011Q4 us-gaap Loans Held For Sale Fair Value Disclosure
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2305208000
CY2011Q4 us-gaap Allowance For Loan And Lease Losses Real Estate
AllowanceForLoanAndLeaseLossesRealEstate
24063000
CY2011Q4 us-gaap Loans Held For Sale Mortgages
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CY2011Q4 us-gaap Federal Home Loan Bank Advances Branch Of Fhlb Bank Weighted Average Interest Rate
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0.0311 pure
CY2011Q4 us-gaap Available For Sale Securities Fair Value Disclosure
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645948000
CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
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16977000
CY2011Q4 us-gaap Notes Payable Fair Value Disclosure
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41158000
CY2011Q4 us-gaap Interest Receivable
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CY2011Q4 us-gaap Impaired Financing Receivable Recorded Investment
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CY2011Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest
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CY2011Q4 us-gaap Held To Maturity Securities Pledged As Collateral
HeldToMaturitySecuritiesPledgedAsCollateral
613927000
CY2011Q4 us-gaap Stockholders Equity
StockholdersEquity
452367000
CY2011Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
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32171000
CY2011Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
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77193000
CY2011Q4 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
18121000
CY2011Q4 us-gaap Financing Receivable Recorded Investment Current
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2260862000
CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
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CY2011Q4 us-gaap Held To Maturity Securities Unrecognized Holding Loss
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CY2011Q4 rbcaa Mortgage Servicing Rights Measured At Fair Value
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7120000
CY2011Q4 rbcaa Mortgage Servicing Rights
MortgageServicingRights
6087000
CY2011Q4 rbcaa Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings
SecuritiesSoldUnderAgreementsToRepurchaseAndOtherShortTermBorrowings
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CY2011Q4 rbcaa Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
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CY2011Q4 rbcaa Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
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4542000
CY2011Q4 rbcaa Securities Continuous Unrealized Loss Position Fair Value
SecuritiesContinuousUnrealizedLossPositionFairValue
201864000
CY2011Q4 rbcaa Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses
1276000
CY2011Q4 rbcaa Securities Continuous Unrealized Loss Position Aggregate Losses
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2079000
CY2011Q4 rbcaa Loans And Leases Receivable Net Reported Amount Nonperforming Loans And Leases
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23306000
CY2011Q4 rbcaa Securities Continuous Unrealized Loss Position Less Than Twelve Months Aggregate Losses
SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses
803000
CY2011Q4 rbcaa Federal Home Loan Bank Advances And Other Borrowings
FederalHomeLoanBankAdvancesAndOtherBorrowings
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CY2011Q4 rbcaa Loans And Leases Receivable Percentage Of Performing Loans To Troubled Debt Restructurings Outstanding
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CY2011Q4 rbcaa Nonperforming Assets
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34262000
CY2011Q4 rbcaa Interest Payable Fair Value Disclosure
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1724000
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9679000
CY2011Q4 rbcaa Percentage Of Non Performing Assets To Total Loans
PercentageOfNonPerformingAssetsToTotalLoans
0.0149 pure
CY2011Q4 rbcaa Percentage Of Non Performing Assets To Total Assets
PercentageOfNonPerformingAssetsToTotalAssets
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CY2011Q4 rbcaa Loans Receivable Real Estate Construction
LoansReceivableRealEstateConstruction
67406000
CY2011Q4 rbcaa Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings Fair Value Disclosure
SecuritiesSoldUnderAgreementsToRepurchaseAndOtherShortTermBorrowingsFairValueDisclosure
230231000
CY2011Q4 rbcaa Putable Fixed Interest Rate Advances
PutableFixedInterestRateAdvances
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CY2011Q4 rbcaa Transaction Deposits
TransactionDeposits
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us-gaap Federal Deposit Insurance Corporation Premium Expense
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1740000
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InterestExpenseDeposits
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us-gaap Provision For Loan And Lease Losses
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MarketingExpense
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2927000
us-gaap Interest And Dividend Income Operating
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127082000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
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us-gaap Allowance For Loan And Lease Losses Recoveries Of Bad Debts
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us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
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us-gaap Legal Fees
LegalFees
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us-gaap Interest Expense Short Term Borrowings
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us-gaap Depreciation Amortization And Accretion Net
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us-gaap Gains Losses On Sales Of Other Real Estate
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244000
us-gaap Income Tax Expense Benefit
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3387000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
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us-gaap Net Income Loss
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us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
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us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
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IncreaseDecreaseInDeposits
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us-gaap Supplies Expense
SuppliesExpense
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us-gaap Increase Decrease In Interest Payable Net
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us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
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us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
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us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
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us-gaap Payments Of Dividends
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us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
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us-gaap Noninterest Income
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us-gaap Impairment Of Real Estate
ImpairmentOfRealEstate
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us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
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us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
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us-gaap Occupancy Net
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PaymentsToAcquireAvailableForSaleSecurities
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us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
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us-gaap Net Cash Provided By Used In Financing Activities
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us-gaap Payments To Acquire Other Investments
PaymentsToAcquireOtherInvestments
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us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
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us-gaap Proceeds From Sale Of Federal Reserve Stock
ProceedsFromSaleOfFederalReserveStock
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ProceedsFromSaleOfOtherRealEstate
6552000
us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
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us-gaap Labor And Related Expense
LaborAndRelatedExpense
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us-gaap Allowance For Loan And Lease Losses Write Offs
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us-gaap Interest Expense
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us-gaap Realized Investment Gains Losses
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us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
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us-gaap Net Cash Provided By Used In Operating Activities
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rbcaa Other Comprehensive Income Net Unrealized Gains And Losses On Securities Not Other Than Temporarily Impaired Net Of Tax
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218000
rbcaa Contribution To Charitable Foundation
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5532000
rbcaa Supplemental Noncash Transations
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1454000
rbcaa Net Increase Decrease In Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings
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rbcaa Card And Processing Expense
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rbcaa Other Than Temporary Impairment Losses Recognized In Other Comprehensive Income
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rbcaa Gain Loss On Sales Of Loans And Servicing Income
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275000
rbcaa Mortgage Servicing Rights Capitalized
MortgageServicingRightsCapitalized
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rbcaa Provision For Reduction Of Loan Lease And Other Losses
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rbcaa Gain Loss On Sale And Impairment Of Securities Net
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1628000
rbcaa Increase Decrease In Officers Deferred Compensation
IncreaseDecreaseInOfficersDeferredCompensation
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rbcaa State Franchise Tax
StateFranchiseTax
2279000
rbcaa Electronic Refund Check Fees
ElectronicRefundCheckFees
87646000
rbcaa Accrued Fdic Civil Money Penalty
AccruedFDICCivilMoneyPenalty
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rbcaa Debit Card Interchange Fee Revenue
DebitCardInterchangeFeeRevenue
2977000
rbcaa Percentage Of Net Revenue
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rbcaa Available For Sale Securities Realized Gain Loss Net Tax Provision
AvailableForSaleSecuritiesRealizedGainLossNetTaxProvision
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rbcaa Percentage Of Net Income Loss
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dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
dei Trading Symbol
TradingSymbol
RBCAA
dei Entity Registrant Name
EntityRegistrantName
REPUBLIC BANCORP INC /KY/
dei Amendment Flag
AmendmentFlag
false
dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2012
dei Document Type
DocumentType
10-Q
dei Document Period End Date
DocumentPeriodEndDate
2012-06-30
dei Entity Central Index Key
EntityCentralIndexKey
0000921557
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
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us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Discount Rate
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
0.09 pure
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
1261000
us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
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31000
us-gaap Allowance For Doubtful Accounts Receivable Recoveries
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4132000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
721000
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us-gaap Interest Paid
InterestPaid
12188000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
35225000
us-gaap Increase Decrease In Mortgage Loans Held For Sale
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us-gaap Fees And Commissions Mortgage Banking
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3317000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2752000
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold"> Reclassifications and recasts</font> &#x2013; Certain amounts presented in prior periods have been reclassified to conform to the current period presentation. These reclassifications had no impact on prior years&#x2019; net income. Additionally, as discussed above and in Footnote 2 <font style="FONT-STYLE: italic; DISPLAY: inline">&#x201C;Bank Acquisition,&#x201D;</font> during the second quarter of 2012 the Bank posted adjustments to the acquired assets for its FDIC-assisted acquisition in the determination of day one fair values.</font></div>
us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
580000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
105826000
us-gaap Share Based Compensation
ShareBasedCompensation
537000
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
101153000
us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
1404000
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
147000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-18327000
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
3722000
us-gaap Schedule Of Repurchase Agreements
ScheduleOfRepurchaseAgreements
<div style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">deposit balances at June 30, 2012 and December 31, 2011 were as follows:</font></div> <div style="TEXT-INDENT: 0pt; DISPLAY: block"><br /></div> <div align="left"> <table style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt" cellspacing="0" cellpadding="0" width="70%"> <tr> <td style="BORDER-BOTTOM: black 2px solid" valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> (in thousands)</font></div> </td> <td style="BORDER-BOTTOM: black 2px solid" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid" valign="bottom" width="16%" colspan="2"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">June 30, 2012</font></div> </td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid" valign="bottom" width="16%" colspan="2"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31, 2011</font></div> </td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="16%" colspan="2"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="16%" colspan="2"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Demand</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> $</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">538,183</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> $</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">523,708</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Money market accounts</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465,158</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">433,508</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Brokered money market accounts</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,386</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,121</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Savings</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,820</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,472</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Individual retirement accounts*</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,594</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,201</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Time deposits, $100,000 and over*</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">67,567</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82,970</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other certificates of deposit*</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">114,659</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103,230</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td style="PADDING-BOTTOM: 2px" valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Brokered certificates of deposit*</font></div> </td> <td style="PADDING-BOTTOM: 2px" valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,788</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="PADDING-BOTTOM: 2px" valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">88,285</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total interest-bearing deposits</font></div> </td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,392,155</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,325,495</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td style="PADDING-BOTTOM: 2px" valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total non interest-bearing deposits</font></div> </td> <td style="PADDING-BOTTOM: 2px" valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">513,136</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="PADDING-BOTTOM: 2px" valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">408,483</font></td> <td style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"> &#xA0;</font></td> <td style="TEXT-ALIGN: right" valign="bottom" width="15%"> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> <tr> <td style="PADDING-BOTTOM: 4px" valign="bottom" width="64%" align="left"> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total deposits</font></div> </td> <td style="PADDING-BOTTOM: 4px" valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td> <td style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,905,291</font></td> <td style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="PADDING-BOTTOM: 4px" valign="bottom" width="1%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> <td style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td> <td style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,733,978</font></td> <td style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left" valign="bottom" width="1%" nowrap="nowrap"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#xA0;</font></td> </tr> </table> </div> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> ___________________________________</font></div> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#xA0;</div> <div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> (*) - Represents a time deposit.</font></div> </div>
us-gaap Financing Receivable Credit Quality Additional Information
FinancingReceivableCreditQualityAdditionalInformation
The SAC reviews all commercial and commercial real estate past due, classified, and impaired loans in excess of $100,000 and discusses the relative trends and current status of these assets. In addition, the SAC reviews all retail residential real estate loans exceeding $750,000 and all home equity loans exceeding $100,000 that are 80-days or more past due or that are on non-accrual status. SAC also reviews the actions taken by management regarding foreclosure mitigation, loan extensions, troubled debt restructures and collateral repossessions. Based on the information reviewed in this meeting, the SAC approves all specific loan loss allocations to be recognized by the Bank within its Allowance for Loan Loss analysis.
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
1160000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
77364000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-238614000
us-gaap Marketing Expense
MarketingExpense
1842000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
1446000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
4759000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
847437000
us-gaap Income Taxes Paid
IncomeTaxesPaid
24512000
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
2295000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
113401000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
97132000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
1077000
us-gaap Allowance For Loan And Lease Losses Recoveries Of Bad Debts
AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts
4132000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
142187000
us-gaap Stockholders Equity Other
StockholdersEquityOther
-210000
us-gaap Legal Fees
LegalFees
895000
us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
147000
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
230000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
2237000
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
7626000
us-gaap Allowance For Loan And Lease Losses Provision For Loss Net
AllowanceForLoanAndLeaseLossesProvisionForLossNet
7700000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1657000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-224000
us-gaap Fair Value Investments Entities That Calculate Net Asset Value Per Share Unobservable Input Unrealized Gains Losses Included In Earnings Net
FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnobservableInputUnrealizedGainsLossesIncludedInEarningsNet
-37000
us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
5197000
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
419000
us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Period Increase Decrease
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsPeriodIncreaseDecrease
31000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
50137000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
122704000
us-gaap Communication
Communication
3622000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
77000 shares
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
56000
us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
537000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
1675000
us-gaap Net Income Loss
NetIncomeLoss
92050000
us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
566075000
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
6589000
us-gaap Payments Of Dividends
PaymentsOfDividends
6390000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
93127000
us-gaap Business Combination Integration Related Costs
BusinessCombinationIntegrationRelatedCosts
574000
us-gaap Noninterest Income
NoninterestIncome
120895000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
131216000
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ProceedsFromUnsecuredLinesOfCredit
216000000
us-gaap Impairment Of Real Estate
ImpairmentOfRealEstate
341000
us-gaap Noninterest Income Other
NoninterestIncomeOther
11823000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2416000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
89896000
us-gaap Number Of Operating Segments
NumberOfOperatingSegments
3 Segment
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-776136000
us-gaap Supplies Expense
SuppliesExpense
1478000
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-319000
us-gaap Other Comprehensive Income Other Net Of Tax
OtherComprehensiveIncomeOtherNetOfTax
1077000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
147000
us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
-1671000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
31284000
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
17321000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1078000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
101532000
us-gaap Allowance For Doubtful Accounts Receivable Period Increase Decrease
AllowanceForDoubtfulAccountsReceivablePeriodIncreaseDecrease
-13189000
us-gaap Occupancy Net
OccupancyNet
11218000
us-gaap Noninterest Expense
NoninterestExpense
68604000
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
170000000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
21034000 shares
us-gaap Professional Fees
ProfessionalFees
574000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
58552000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-1214420000
us-gaap Proceeds From Sale Of Insurance Investments
ProceedsFromSaleOfInsuranceInvestments
846390000
us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
43000000
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
220550 shares
us-gaap Proceeds From Sale Of Federal Reserve Stock
ProceedsFromSaleOfFederalReserveStock
48000
us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Expected Credit Losses
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueExpectedCreditLosses
0.0150 pure
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
14597000
us-gaap Interest Expense
InterestExpense
11869000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
6171000
us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
-11636000
us-gaap Gain On Purchase Of Business
GainOnPurchaseOfBusiness
27803000
us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
56000
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
12078000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
128369000
us-gaap Acquisition Costs
AcquisitionCosts
1400000
rbcaa Other Comprehensive Income Net Unrealized Gains And Losses On Securities Not Other Than Temporarily Impaired Net Of Tax
OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnSecuritiesNotOtherThanTemporarilyImpairedNetOfTax
-37000
rbcaa Stock Issued During Period Value Director Stock Award
StockIssuedDuringPeriodValueDirectorStockAward
90000
rbcaa Stock Issued During Period Value Long Term Incentive Plan Activity
StockIssuedDuringPeriodValueLongTermIncentivePlanActivity
197000
rbcaa Contribution To Charitable Foundation
ContributionToCharitableFoundation
2878000
rbcaa Supplemental Noncash Transations
SupplementalNoncashTransations
564000
rbcaa Net Increase Decrease In Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings
NetIncreaseDecreaseInSecuritiesSoldUnderAgreementsToRepurchaseAndOtherShortTermBorrowings
-35819000
rbcaa Card And Processing Expense
CardAndProcessingExpense
1261000
rbcaa Other Than Temporary Impairment Losses Recognized In Other Comprehensive Income
OtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome
rbcaa Other Comprehensive Income Realized Gain Loss On Marketable Securities
OtherComprehensiveIncomeRealizedGainLossOnMarketableSecurities
-55000
rbcaa Gain Loss On Sales Of Loans And Servicing Income
GainLossOnSalesOfLoansAndServicingIncome
-436000
rbcaa Mortgage Servicing Rights Amortization And Valuation Allowance Adjustments Net
MortgageServicingRightsAmortizationAndValuationAllowanceAdjustmentsNet
-31000
rbcaa Mortgage Servicing Rights Capitalized
MortgageServicingRightsCapitalized
904000
rbcaa Prepayment Expense
PrepaymentExpense
2436000
rbcaa Accretion Of Discounts On Loan Purchases Net
AccretionOfDiscountsOnLoanPurchasesNet
3000000
rbcaa Provision For Reduction Of Loan Lease And Other Losses
ProvisionForReductionOfLoanLeaseAndOtherLosses
-11636000
rbcaa Gain Loss On Sale And Impairment Of Securities Net
GainLossOnSaleAndImpairmentOfSecuritiesNet
56000
rbcaa Increase Decrease In Officers Deferred Compensation
IncreaseDecreaseInOfficersDeferredCompensation
90000
rbcaa State Franchise Tax
StateFranchiseTax
2634000
rbcaa Electronic Refund Check Fees
ElectronicRefundCheckFees
77896000
rbcaa Debit Card Interchange Fee Revenue
DebitCardInterchangeFeeRevenue
2997000
rbcaa Business Acquisition Bargain Purchase Gain Recognized Amount
BusinessAcquisitionBargainPurchaseGainRecognizedAmount
27803000
rbcaa Number Of Days After Which Finance Receivable Is Considered Past Due
NumberOfDaysAfterWhichFinanceReceivableIsConsideredPastDue
80 days
rbcaa Percentage Of Net Revenue
PercentageOfNetRevenue
0.0573 pure
rbcaa Troubled Debt Restructuring Reserve Additions In Period
TroubledDebtRestructuringReserveAdditionsInPeriod
5000000
rbcaa Available For Sale Securities Realized Gain Loss Net Tax Provision
AvailableForSaleSecuritiesRealizedGainLossNetTaxProvision
20000
CY2011 us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Expected Credit Losses
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueExpectedCreditLosses
0.0150 pure
rbcaa Percentage Of Net Income Loss
PercentageOfNetIncomeLoss
0.34 pure
rbcaa Financing Receivable Modifications Recorded Investment During Period
FinancingReceivableModificationsRecordedInvestmentDuringPeriod
37834000
CY2012Q1 us-gaap Fdic Indemnification Asset Cash Payments Received
FDICIndemnificationAssetCashPaymentsReceived
771000000
CY2012Q1 us-gaap Fdic Indemnification Asset Cash Payments Received
FDICIndemnificationAssetCashPaymentsReceived
14000000
CY2011 us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Discount Rate
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
0.09 pure
CY2011 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
59711000
CY2011 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
1464000
CY2011 rbcaa Troubled Debt Restructuring Reserve Additions In Period
TroubledDebtRestructuringReserveAdditionsInPeriod
5000000
CY2011Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
20936000 shares
CY2011Q2 us-gaap Fair Value Investments Entities That Calculate Net Asset Value Per Share Unobservable Input Realized Gains Losses Net
FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnobservableInputRealizedGainsLossesNet
1506000
CY2011Q2 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
629000
CY2011Q2 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
756000
CY2011Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
1165000
CY2011Q2 us-gaap Fees And Commissions Mortgage Banking
FeesAndCommissionsMortgageBanking
924000
CY2011Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2272000
CY2011Q2 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-249000
CY2011Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
29843000
CY2011Q2 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
523000
CY2011Q2 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
757000
CY2011Q2 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
378000
CY2011Q2 us-gaap Marketing Expense
MarketingExpense
868000
CY2011Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1327000
CY2011Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
34459000
CY2011Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-464000
CY2011Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
14110000
CY2011Q2 us-gaap Legal Fees
LegalFees
979000
CY2011Q2 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
173000
CY2011Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
724000
CY2011Q2 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
4556000
CY2011Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-713000
CY2011Q2 us-gaap Fair Value Investments Entities That Calculate Net Asset Value Per Share Unobservable Input Unrealized Gains Losses Included In Earnings Net
FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnobservableInputUnrealizedGainsLossesIncludedInEarningsNet
-1194000
CY2011Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5447000
CY2011Q2 us-gaap Communication
Communication
878000
CY2011Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
58000 shares
CY2011Q2 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
1907000
CY2011Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
1158000
CY2011Q2 us-gaap Net Income Loss
NetIncomeLoss
8663000
CY2011Q2 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
3736000
CY2011Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
8199000
CY2011Q2 us-gaap Noninterest Income
NoninterestIncome
15368000
CY2011Q2 us-gaap Noninterest Income Other
NoninterestIncomeOther
5953000
CY2011Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
817000
CY2011Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
27268000
CY2011Q2 us-gaap Supplies Expense
SuppliesExpense
314000
CY2011Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
26829000
CY2011Q2 us-gaap Allowance For Doubtful Accounts Receivable Period Increase Decrease
AllowanceForDoubtfulAccountsReceivablePeriodIncreaseDecrease
-2774000
CY2011Q2 us-gaap Occupancy Net
OccupancyNet
5001000
CY2011Q2 us-gaap Noninterest Expense
NoninterestExpense
28526000
CY2011Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
20994000 shares
CY2011Q2 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
160000
CY2011Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
598120 shares
CY2011Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
13250000
CY2011Q2 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
3530000
CY2011Q2 us-gaap Interest Expense
InterestExpense
7630000
CY2011Q2 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
4093000
CY2011Q2 rbcaa Other Comprehensive Income Net Unrealized Gains And Losses On Securities Not Other Than Temporarily Impaired Net Of Tax
OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnSecuritiesNotOtherThanTemporarilyImpairedNetOfTax
-37000
CY2011Q2 rbcaa Contribution To Charitable Foundation
ContributionToCharitableFoundation
234000
CY2011Q2 rbcaa Card And Processing Expense
CardAndProcessingExpense
601000
CY2011Q2 rbcaa Other Than Temporary Impairment Losses Recognized In Other Comprehensive Income
OtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome
CY2011Q2 rbcaa Other Comprehensive Income Realized Gain Loss On Marketable Securities
OtherComprehensiveIncomeRealizedGainLossOnMarketableSecurities
-1908000
CY2011Q2 rbcaa Gain Loss On Sales Of Loans And Servicing Income
GainLossOnSalesOfLoansAndServicingIncome
167000
CY2011Q2 rbcaa Provision For Reduction Of Loan Lease And Other Losses
ProvisionForReductionOfLoanLeaseAndOtherLosses
439000
CY2011Q2 rbcaa Gain Loss On Sale And Impairment Of Securities Net
GainLossOnSaleAndImpairmentOfSecuritiesNet
1907000
CY2011Q2 rbcaa State Franchise Tax
StateFranchiseTax
714000
CY2011Q2 rbcaa Electronic Refund Check Fees
ElectronicRefundCheckFees
6584000
CY2011Q2 rbcaa Accrued Fdic Civil Money Penalty
AccruedFDICCivilMoneyPenalty
2000000
CY2011Q2 rbcaa Debit Card Interchange Fee Revenue
DebitCardInterchangeFeeRevenue
1493000
CY2011Q2 rbcaa Percentage Of Net Revenue
PercentageOfNetRevenue
0.0350 pure
CY2012Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
20958000 shares
CY2012Q2 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
631000
CY2012Q2 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
612000
CY2012Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
291000
CY2012Q2 us-gaap Fees And Commissions Mortgage Banking
FeesAndCommissionsMortgageBanking
1963000
CY2012Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1213000
CY2012Q2 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-2000
CY2012Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
30534000
CY2012Q2 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
376000
CY2012Q2 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
2034000
CY2012Q2 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
555000
CY2012Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
88263000
CY2012Q2 us-gaap Marketing Expense
MarketingExpense
904000
CY2012Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
1078000
CY2012Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1469000
CY2012Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
33814000
CY2012Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-3000
CY2012Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
14481000
CY2012Q2 us-gaap Legal Fees
LegalFees
527000
CY2012Q2 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
118000
CY2012Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
1345000
CY2012Q2 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
3540000
CY2012Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-5000
CY2012Q2 us-gaap Fair Value Investments Entities That Calculate Net Asset Value Per Share Unobservable Input Unrealized Gains Losses Included In Earnings Net
FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnobservableInputUnrealizedGainsLossesIncludedInEarningsNet
-59000
CY2012Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4903000
CY2012Q2 us-gaap Communication
Communication
961000
CY2012Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
59000 shares
CY2012Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-63000
CY2012Q2 us-gaap Net Income Loss
NetIncomeLoss
9578000
CY2012Q2 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
3286000
CY2012Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
9575000
CY2012Q2 us-gaap Noninterest Income
NoninterestIncome
14086000
CY2012Q2 us-gaap Noninterest Income Other
NoninterestIncomeOther
6072000
CY2012Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1195000
CY2012Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
27846000
CY2012Q2 us-gaap Supplies Expense
SuppliesExpense
529000
CY2012Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
28312000
CY2012Q2 us-gaap Allowance For Doubtful Accounts Receivable Period Increase Decrease
AllowanceForDoubtfulAccountsReceivablePeriodIncreaseDecrease
-1688000
CY2012Q2 us-gaap Occupancy Net
OccupancyNet
5144000
CY2012Q2 us-gaap Noninterest Expense
NoninterestExpense
27451000
CY2012Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
21017000 shares
CY2012Q2 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
43000000
CY2012Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
232550 shares
CY2012Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
14313000
CY2012Q2 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
2300000
CY2012Q2 us-gaap Interest Expense
InterestExpense
5502000
CY2012Q2 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2904000
CY2012Q2 us-gaap Gain On Purchase Of Business
GainOnPurchaseOfBusiness
-96000
CY2012Q2 rbcaa Other Comprehensive Income Net Unrealized Gains And Losses On Securities Not Other Than Temporarily Impaired Net Of Tax
OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnSecuritiesNotOtherThanTemporarilyImpairedNetOfTax
-58000
CY2012Q2 rbcaa Contribution To Charitable Foundation
ContributionToCharitableFoundation
200000
CY2012Q2 rbcaa Card And Processing Expense
CardAndProcessingExpense
660000
CY2012Q2 rbcaa Other Than Temporary Impairment Losses Recognized In Other Comprehensive Income
OtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome
CY2012Q2 rbcaa Gain Loss On Sales Of Loans And Servicing Income
GainLossOnSalesOfLoansAndServicingIncome
-113000
CY2012Q2 rbcaa Mortgage Servicing Rights Amortization And Valuation Allowance Adjustments Net
MortgageServicingRightsAmortizationAndValuationAllowanceAdjustmentsNet
-42000
CY2012Q2 rbcaa Accretion Of Discounts On Loan Purchases Net
AccretionOfDiscountsOnLoanPurchasesNet
3000000
CY2012Q2 rbcaa Provision For Reduction Of Loan Lease And Other Losses
ProvisionForReductionOfLoanLeaseAndOtherLosses
-466000
CY2012Q2 rbcaa State Franchise Tax
StateFranchiseTax
703000
CY2012Q2 rbcaa Electronic Refund Check Fees
ElectronicRefundCheckFees
6147000
CY2012Q2 rbcaa Debit Card Interchange Fee Revenue
DebitCardInterchangeFeeRevenue
1441000
CY2012Q2 rbcaa Business Acquisition Bargain Purchase Gain Recognized Amount
BusinessAcquisitionBargainPurchaseGainRecognizedAmount
-96000
CY2012Q2 rbcaa Percentage Of Net Revenue
PercentageOfNetRevenue
0.0353 pure

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