Rego Payment Architectures Inc (OTC QB: RPMT) is a FinTech development-stage company focused on a family-oriented digital wallet platform called Mazoola. The company's stated revenue model centers on white label licensing and partnership agreements built around the Mazoola Digital Wallet Platform and App, though as of the 10-K filed March 31, 2026, the company had not generated significant revenues. Rego is headquartered in Blue Bell, Pennsylvania, and operates on a pre-revenue basis with an accumulated deficit of approximately $160.2 million as of December 31, 2025. Net losses attributable to common stockholders were approximately $12.4 million for the year ended December 31, 2025, and approximately $11.6 million for the year ended December 31, 2024. The company held approximately $0.2 million in cash as of March 31, 2026. Its independent auditors issued a going-concern qualification in connection with the fiscal year ended December 31, 2025 audit. Rego holds patents related to family payment controls, parental consent, age verification, and virtual piggy bank systems.
- Revenue model
- White label licensing and partnership agreements for the Mazoola Digital Wallet Platform; no significant revenues reported as of the 10-K filed March 31, 2026.
- Products and services
- Mazoola Digital Wallet Platform and App, a COPPA-compliant family financial management tool targeting parents and children for spending on gaming, retail, music, and entertainment. Earlier products included the Oink branded platform (discontinued March 2016) and an online multiplayer game monetization platform (discontinued prior to 2010 pivot). Patented technologies include systems for virtual piggy banks, parental spending controls, age verification, and wish-list management.
- Customers and end markets
- Target end markets are families with children, financial institutions, and FinTech partners seeking white-label youth payment solutions. No specific customer counts or contract details are disclosed in the filing excerpts.
- Value-chain role
- Platform provider and IP licensor in the youth-focused FinTech segment. Holds COPPA certification and GDPRkids Trustmark from PRIVO, positioning the platform as a compliance-ready solution for companies operating under children's online privacy regulations.
- Geographic exposure
- Operations based in Blue Bell, Pennsylvania. No international revenue or geographic segment data disclosed in the filing excerpts.
Source: SEC 10-K, filed 2026-03-31
Industry:
Services-Prepackaged Software
Peers:
Paysign Inc
Cantaloupe Inc
Ibex Ltd
Priority Technology Holdings Inc
Startek, Inc.
Visa Inc