| ASSETS |
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|
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|
|
|
|
|
|
| CASH, CASH BALANCES AT CENTRAL BANKS AND OTHER DEPOSITS ON DEMAND |
|
|
|
|
|
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|
|
| FINANCIAL ASSETS HELD FOR TRADING |
|
|
|
|
|
|
|
|
|
| Derivatives |
|
|
|
|
|
|
|
|
|
| Equity instruments |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Loans and advances |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total loans and advances |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL ASSETS HELD FOR TRADING |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Financial assets held for trading |
|
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|
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|
| Financial assets at fair value through profit or loss, mandatorily measured at fair value, category |
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|
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|
|
|
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| FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| Financial assets at fair value through other comprehensive income |
|
|
|
|
|
|
|
|
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| Financial assets available for sale, category |
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|
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|
|
|
|
| Financial assets at amortized cost |
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|
|
|
|
|
|
|
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| Loans and receivables, category |
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|
|
|
|
|
|
|
|
| Held-to-maturity investments, category |
|
|
|
|
|
|
|
|
|
| Total debt securities |
|
|
|
|
|
|
|
|
|
| NON-TRADING FINANCIAL ASSETS MANDATORILY AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| Equity instruments |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Loans and advances |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total loans and advances |
|
|
|
|
|
|
|
|
|
| Total nON-TRADING FINANCIAL ASSETS MANDATORILY AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| Equity instruments |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Loans and advances |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total loans and advances |
|
|
|
|
|
|
|
|
|
| Derivatives |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
|
|
|
| FINANCIAL ASSETS AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME |
|
|
|
|
|
|
|
|
|
| Equity instruments |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Loans and advances |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total loans and advances |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL ASSETS AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME |
|
|
|
|
|
|
|
|
|
| FINANCIAL ASSETS AVAILABLE-FOR-SALE |
|
|
|
|
|
|
|
|
|
| Equity instruments |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL ASSETS AVAILABLE-FOR-SALE |
|
|
|
|
|
|
|
|
|
| FINANCIAL ASSETS AT AMORTIZED COST |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Loans and advances |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total loans and advances |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL ASSETS AT AMORTIZED COST |
|
|
|
|
|
|
|
|
|
| LOANS AND RECEIVABLES |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Loans and advances |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total loans and advances |
|
|
|
|
|
|
|
|
|
| Total lOANS AND RECEIVABLES |
|
|
|
|
|
|
|
|
|
| INVESTMENTS HELD-TO-MATURITY |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Total iNVESTMENTS HELD-TO-MATURITY |
|
|
|
|
|
|
|
|
|
| HEDGING DERIVATIVES |
|
|
|
|
|
|
|
|
|
| CHANGES IN THE FAIR VALUE OF HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK |
|
|
|
|
|
|
|
|
|
| Joint ventures entities |
|
|
|
|
|
|
|
|
|
| Associated companies |
|
|
|
|
|
|
|
|
|
| INVESTMENTS |
|
|
|
|
|
|
|
|
|
| Joint venture entities |
|
|
|
|
|
|
|
|
|
| Associated entities |
|
|
|
|
|
|
|
|
|
| ASSETS UNDER REINSURANCE CONTRACTS |
|
|
|
|
|
|
|
|
|
| TANGIBLE ASSETS |
|
|
|
|
|
|
|
|
|
| Property, plant and equipment |
|
|
|
|
|
|
|
|
|
| For own-use |
|
|
|
|
|
|
|
|
|
| Leased out under an operating lease |
|
|
|
|
|
|
|
|
|
| Total property, plant and equipment |
|
|
|
|
|
|
|
|
|
| Investment properties |
|
|
|
|
|
|
|
|
|
| Leased out under an operating lease |
|
|
|
|
|
|
|
|
|
| Total investment properties |
|
|
|
|
|
|
|
|
|
| Memorandum items: in lease |
|
|
|
|
|
|
|
|
|
| INTANGIBLE ASSETS |
|
|
|
|
|
|
|
|
|
| Goodwill |
|
|
|
|
|
|
|
|
|
| Other intangible assets |
|
|
|
|
|
|
|
|
|
| TAX ASSETS |
|
|
|
|
|
|
|
|
|
| Current tax assets |
|
|
|
|
|
|
|
|
|
| Deferred tax assets |
|
|
|
|
|
|
|
|
|
| OTHER ASSETS |
|
|
|
|
|
|
|
|
|
| Insurance contracts linked to pensions |
|
|
|
|
|
|
|
|
|
| Inventories |
|
|
|
|
|
|
|
|
|
| Other |
|
|
|
|
|
|
|
|
|
| NON-CURRENT ASSETS HELD FOR SALE |
|
|
|
|
|
|
|
|
|
| TOTAL ASSETS |
|
|
|
|
|
|
|
|
|
|
|
|
| LIABILITIES AND EQUITY |
|
|
|
|
|
|
|
|
|
| LIABILITIES |
|
|
|
|
|
|
|
|
|
| FINANCIAL LIABILITIES HELD FOR TRADING |
|
|
|
|
|
|
|
|
|
| Short positions |
|
|
|
|
|
|
|
|
|
| Deposits |
|
|
|
|
|
|
|
|
|
| Total short positions |
|
|
|
|
|
|
|
|
|
|
|
|
| Deposits |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total deposits |
|
|
|
|
|
|
|
|
|
| Marketable debt securities |
|
|
|
|
|
|
|
|
|
| Other financial liabilities |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL LIABILITIES HELD FOR TRADING |
|
|
|
|
|
|
|
|
|
| FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| Deposits |
|
|
|
|
|
|
|
|
|
| Deposits |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total deposits |
|
|
|
|
|
|
|
|
|
| Marketable debt securities |
|
|
|
|
|
|
|
|
|
| Other financial liabilities |
|
|
|
|
|
|
|
|
|
| Short positions |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
|
|
|
| Memorandum items: subordinated liabilities |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS |
|
|
|
|
|
|
|
|
|
| FINANCIAL LIABILITIES AT AMORTIZED COST |
|
|
|
|
|
|
|
|
|
| Total memorandum items: subordinated liabilities |
|
|
|
|
|
|
|
|
|
|
|
|
| FINANCIAL LIABILITIES AT AMORTIZED COST |
|
|
|
|
|
|
|
|
|
| Deposits |
|
|
|
|
|
|
|
|
|
| Central banks |
|
|
|
|
|
|
|
|
|
| Credit institutions |
|
|
|
|
|
|
|
|
|
| Customers |
|
|
|
|
|
|
|
|
|
| Total deposits |
|
|
|
|
|
|
|
|
|
| Marketable debt securities |
|
|
|
|
|
|
|
|
|
| Other financial liabilities |
|
|
|
|
|
|
|
|
|
| Total fINANCIAL LIABILITIES AT AMORTIZED COST |
|
|
|
|
|
|
|
|
|
| HEDGING DERIVATIVES |
|
|
|
|
|
|
|
|
|
| CHANGES IN THE FAIR VALUE OF HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK |
|
|
|
|
|
|
|
|
|
| LIABILITIES UNDER INSURANCE OR REINSURANCE CONTRACTS |
|
|
|
|
|
|
|
|
|
| LIABILITIES UNDER INSURANCE CONTRACTS |
|
|
|
|
|
|
|
|
|
| PROVISIONS |
|
|
|
|
|
|
|
|
|
| Post-employment plans |
|
|
|
|
|
|
|
|
|
| Other long term employee benefits |
|
|
|
|
|
|
|
|
|
| Taxes and other legal contingencies |
|
|
|
|
|
|
|
|
|
| Contingent liabilities and commitments |
|
|
|
|
|
|
|
|
|
| Other provisions |
|
|
|
|
|
|
|
|
|
| Total pROVISIONS |
|
|
|
|
|
|
|
|
|
| TAX LIABILITIES |
|
|
|
|
|
|
|
|
|
| Current tax liabilities |
|
|
|
|
|
|
|
|
|
| Deferred tax liabilities |
|
|
|
|
|
|
|
|
|
| OTHER LIABILITIES |
|
|
|
|
|
|
|
|
|
| LIABILITIES ASSOCIATED WITH NON-CURRENT ASSETS HELD FOR SALE |
|
|
|
|
|
|
|
|
|
| TOTAL LIABILITIES |
|
|
|
|
|
|
|
|
|
|
|
|
| EQUITY |
|
|
|
|
|
|
|
|
|
| SHAREHOLDERS´ EQUITY |
|
|
|
|
|
|
|
|
|
| CAPITAL |
|
|
|
|
|
|
|
|
|
| Called up paid capital |
|
|
|
|
|
|
|
|
|
| Unpaid capital which has been called up |
|
|
|
|
|
|
|
|
|
| Uncalled up capital |
|
|
|
|
|
|
|
|
|
| SHARE PREMIUM |
|
|
|
|
|
|
|
|
|
| EQUITY INSTRUMENTS ISSUED OTHER THAN CAPITAL |
|
|
|
|
|
|
|
|
|
| Equity component of the compound financial instrument |
|
|
|
|
|
|
|
|
|
| Other equity instruments issued |
|
|
|
|
|
|
|
|
|
| OTHER EQUITY |
|
|
|
|
|
|
|
|
|
| ACCUMULATED RETAINED EARNINGS |
|
|
|
|
|
|
|
|
|
| REVALUATION RESERVES |
|
|
|
|
|
|
|
|
|
| OTHER RESERVES |
|
|
|
|
|
|
|
|
|
| Reserves or accumulated losses in joint venture investments |
|
|
|
|
|
|
|
|
|
| Others |
|
|
|
|
|
|
|
|
|
| (-) OWN SHARES |
|
|
|
|
|
|
|
|
|
| PROFIT OR LOSS ATTRIBUTABLE TO SHAREHOLDERS OF THE PARENT |
|
|
|
|
|
|
|
|
|
| OTHER COMPREHENSIVE INCOME |
|
|
|
|
|
|
|
|
|
| Actuarial gains or losses on defined benefit pension plans |
|
|
|
|
|
|
|
|
|
| Other recognized income and expense of investments in subsidiaries, joint ventures and associates, not reclassified |
|
|
|
|
|
|
|
|
|
| Hedge of net investments in foreign operations (effective portion) |
|
|
|
|
|
|
|
|
|
| Exchange differences |
|
|
|
|
|
|
|
|
|
| Hedging derivatives. Cash flow hedges (effective portion) |
|
|
|
|
|
|
|
|
|
| Changes in the fair value of debt instruments measured at fair value with changes in other comprehensive income |
|
|
|
|
|
|
|
|
|
| Financial assets available-for-sale |
|
|
|
|
|
|
|
|
|
| Equity instruments |
|
|
|
|
|
|
|
|
|
| Debt securities |
|
|
|
|
|
|
|
|
|
| Total financial assets available-for-sale |
|
|
|
|
|
|
|
|
|
| Other recognized income and expense of investments in subsidiaries, joint ventures and associates, may be reclassified |
|
|
|
|
|
|
|
|
|
| (-) INTERIM DIVIDENDS |
|
|
|
|
|
|
|
|
|
| OTHER COMPREHENSIVE INCOME OR LOSS |
|
|
|
|
|
|
|
|
|
| Items that will not be reclassified to profit or loss |
|
|
|
|
|
|
|
|
|
| Items that may be reclassified to profit or loss |
|
|
|
|
|
|
|
|
|
| NON-CONTROLLING INTEREST |
|
|
|
|
|
|
|
|
|
| Other items |
|
|
|
|
|
|
|
|
|
| TOTAL EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
| TOTAL LIABILITIES AND EQUITY |
|
|
|
|
|
|
|
|
|
| MEMORANDUM ITEMS: OFF BALANCE SHEET AMOUNTS |
|
|
|
|
|
|
|
|
|
| Loan commitments granted |
|
|
|
|
|
|
|
|
|
| Financial guarantees granted |
|
|
|
|
|
|
|
|
|
| Other commitments granted |
|
|
|
|
|
|
|
|
|