$SBT
Sterling Bancorp Inc

2024 Q3 Form 10-Q Financial Statement

#000141057824001197 Filed on August 08, 2024

View on sec.gov

Income Statement

Concept 2024 Q3 2024 Q2
Revenue $34.35M $33.86M
YoY Change 4.49% 7.3%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $260.0K
YoY Change -23.75%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $20.74M $19.47M
YoY Change 22.81% 26.62%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $725.0K $1.963M
YoY Change 17.31% -46.31%
Income Tax $868.0K $647.0K
% Of Pretax Income 119.72% 32.96%
Net Earnings -$143.0K $1.316M
YoY Change -145.54% -48.17%
Net Earnings / Revenue -0.42% 3.89%
Basic Earnings Per Share $0.00 $0.03
Diluted Earnings Per Share $0.00 $0.03
COMMON SHARES
Basic Shares Outstanding 52.33M 52.03M
Diluted Shares Outstanding 51.06M 51.35M

Balance Sheet

Concept 2024 Q3 2024 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $710.4M $599.8M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $15.48M $16.44M
YoY Change 177.18% -12.89%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $15.02M $17.92M
YoY Change -33.23% -3.32%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.439B $2.375B
YoY Change -0.33% -6.21%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $11.75M $32.40M
YoY Change -70.54% -43.75%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $11.75M $32.40M
YoY Change -70.54% -43.75%
LONG-TERM LIABILITIES
Long-Term Debt $0.00
YoY Change -100.0%
Other Long-Term Liabilities $25.00M
YoY Change
Total Long-Term Liabilities $25.00M $0.00
YoY Change -100.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $11.75M $32.40M
Total Long-Term Liabilities $25.00M $0.00
Total Liabilities $2.104B $2.046B
YoY Change -1.25% -7.61%
SHAREHOLDERS EQUITY
Retained Earnings $242.9M $243.1M
YoY Change 2.55% 2.75%
Common Stock $102.5M $101.9M
YoY Change 2.32% 2.51%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $334.6M $328.9M
YoY Change
Total Liabilities & Shareholders Equity $2.439B $2.375B
YoY Change -0.33% -6.21%

Cashflow Statement

Concept 2024 Q3 2024 Q2
OPERATING ACTIVITIES
Net Income -$143.0K $1.316M
YoY Change -145.54% -48.17%
Depreciation, Depletion And Amortization $260.0K
YoY Change -23.75%
Cash From Operating Activities $3.198M
YoY Change -19.91%
INVESTING ACTIVITIES
Capital Expenditures $14.00K
YoY Change -78.13%
Acquisitions
YoY Change
Other Investing Activities -$6.810M
YoY Change -106.04%
Cash From Investing Activities -$6.824M
YoY Change -106.06%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -42.77M
YoY Change -135.79%
NET CHANGE
Cash From Operating Activities 3.198M
Cash From Investing Activities -6.824M
Cash From Financing Activities -42.77M
Net Change In Cash -46.39M
YoY Change -119.64%
FREE CASH FLOW
Cash From Operating Activities $3.198M
Capital Expenditures $14.00K
Free Cash Flow $3.184M
YoY Change -18.96%

Facts In Submission

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1316000
CY2023Q2 us-gaap Net Income Loss
NetIncomeLoss
2539000
us-gaap Net Income Loss
NetIncomeLoss
1119000
us-gaap Net Income Loss
NetIncomeLoss
2036000
CY2024Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.03
CY2024Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.03
CY2023Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.05
CY2023Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.05
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.02
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.02
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.04
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.04
CY2024Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50920703
CY2023Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50672461
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50881905
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50559092
CY2024Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
51349764
CY2023Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
50778213
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
51326379
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
50705998
CY2024Q2 us-gaap Net Income Loss
NetIncomeLoss
1316000
CY2023Q2 us-gaap Net Income Loss
NetIncomeLoss
2539000
us-gaap Net Income Loss
NetIncomeLoss
1119000
us-gaap Net Income Loss
NetIncomeLoss
2036000
CY2024Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-50000
CY2023Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-603000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-343000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
451000
CY2024Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-131000
CY2023Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-1593000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-904000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
1192000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-2000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
-1000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-1000
CY2024Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-131000
CY2023Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-1593000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-904000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
1193000
CY2024Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1185000
CY2023Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
946000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
215000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
3229000
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
312627000
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
-503000
CY2023Q1 us-gaap Adjustments Related To Tax Withholding For Share Based Compensation
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation
75000
CY2023Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
173000
CY2023Q1 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
2786000
CY2023Q1 us-gaap Stockholders Equity
StockholdersEquity
315510000
CY2023Q2 us-gaap Net Income Loss
NetIncomeLoss
2539000
CY2023Q2 us-gaap Adjustments Related To Tax Withholding For Share Based Compensation
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation
158000
CY2023Q2 us-gaap Stock Issued During Period Value Employee Benefit Plan
StockIssuedDuringPeriodValueEmployeeBenefitPlan
1028000
CY2023Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
350000
CY2023Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-1593000
CY2023Q2 us-gaap Stockholders Equity
StockholdersEquity
317676000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
327723000
CY2024Q1 us-gaap Net Income Loss
NetIncomeLoss
-197000
CY2024Q1 us-gaap Adjustments Related To Tax Withholding For Share Based Compensation
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation
216000
CY2024Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
729000
CY2024Q1 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-773000
CY2024Q1 us-gaap Stockholders Equity
StockholdersEquity
327266000
CY2024Q2 us-gaap Net Income Loss
NetIncomeLoss
1316000
CY2024Q2 us-gaap Adjustments Related To Tax Withholding For Share Based Compensation
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation
378000
CY2024Q2 us-gaap Stock Issued During Period Value Employee Benefit Plan
StockIssuedDuringPeriodValueEmployeeBenefitPlan
797000
CY2024Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
-131000
CY2024Q2 us-gaap Stockholders Equity
StockholdersEquity
328870000
us-gaap Profit Loss
ProfitLoss
1119000
us-gaap Profit Loss
ProfitLoss
2036000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-2038000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
-2228000
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
621000
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-4524000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-2000
us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
-66000
sbt Investment Securities Available For Sale Accretion Net
InvestmentSecuritiesAvailableForSaleAccretionNet
2010000
sbt Investment Securities Available For Sale Accretion Net
InvestmentSecuritiesAvailableForSaleAccretionNet
1140000
sbt Depreciation And Amortization Of Leasehold Improvements And Equipment
DepreciationAndAmortizationOfLeaseholdImprovementsAndEquipment
536000
sbt Depreciation And Amortization Of Leasehold Improvements And Equipment
DepreciationAndAmortizationOfLeaseholdImprovementsAndEquipment
693000
sbt Payments For Origination Net Of Proceeds From Principal Payments Of Mortgage Loans Held For Sale
PaymentsForOriginationNetOfProceedsFromPrincipalPaymentsOfMortgageLoansHeldForSale
2655000
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
2979000
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1695000
sbt Increase Decrease In Cash Surrender Value Of Bank Owned Life Insurance
IncreaseDecreaseInCashSurrenderValueOfBankOwnedLifeInsurance
107000
sbt Increase Decrease In Cash Surrender Value Of Bank Owned Life Insurance
IncreaseDecreaseInCashSurrenderValueOfBankOwnedLifeInsurance
104000
sbt Valuation Allowance Adjustments And Amortization Of Mortgage Servicing Rights
ValuationAllowanceAdjustmentsAndAmortizationOfMortgageServicingRights
150000
sbt Valuation Allowance Adjustments And Amortization Of Mortgage Servicing Rights
ValuationAllowanceAdjustmentsAndAmortizationOfMortgageServicingRights
136000
us-gaap Share Based Compensation
ShareBasedCompensation
1526000
us-gaap Share Based Compensation
ShareBasedCompensation
523000
us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
-80000
us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
60000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
326000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-340000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-3183000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1843000
us-gaap Increase Decrease In Accrued Liabilities And Other Operating Liabilities
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
-2077000
us-gaap Increase Decrease In Accrued Liabilities And Other Operating Liabilities
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
-4794000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-679000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
520000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
167739000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
11684000
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
2977000
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
189693000
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
2979000
sbt Payments For Proceeds From Investment Securities
PaymentsForProceedsFromInvestmentSecurities
-153000
us-gaap Payments To Acquire Federal Reserve Stock
PaymentsToAcquireFederalReserveStock
91000
us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
500000
sbt Payments For Origination Of Loans Held For Sale Net Of Repayments
PaymentsForOriginationOfLoansHeldForSaleNetOfRepayments
-85223000
sbt Payments For Origination Of Loans Held For Sale Net Of Repayments
PaymentsForOriginationOfLoansHeldForSaleNetOfRepayments
-136336000
sbt Proceeds From Loans Held For Sale Previously Classified As Portfolio Loans
ProceedsFromLoansHeldForSalePreviouslyClassifiedAsPortfolioLoans
37930000
sbt Proceeds From Principal Payment On Loans Held For Sale Previously Classified As Portfolio Loans
ProceedsFromPrincipalPaymentOnLoansHeldForSalePreviouslyClassifiedAsPortfolioLoans
1959000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
46000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
77000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
254000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
63601000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
187852000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
9479000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
87454000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
50000000
sbt Payments For Surrender Of Vested Shares Due To Employee Tax Liability
PaymentsForSurrenderOfVestedSharesDueToEmployeeTaxLiability
594000
sbt Payments For Surrender Of Vested Shares Due To Employee Tax Liability
PaymentsForSurrenderOfVestedSharesDueToEmployeeTaxLiability
233000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-41115000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
87221000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
21807000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
275593000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
577967000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
379798000
CY2024Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
599774000
CY2023Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
655391000
us-gaap Interest Paid Net
InterestPaidNet
37729000
us-gaap Interest Paid Net
InterestPaidNet
26382000
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
300000
us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
34581000
us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
3906000
us-gaap Stock Issued1
StockIssued1
1028000
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
1780000
sbt Number Of Branches
NumberOfBranches
27
us-gaap Use Of Estimates
UseOfEstimates
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><span style="font-style:italic;font-weight:bold;">Use of Estimates</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The preparation of the condensed consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. Due to the inherent uncertainty involved in making estimates, actual results reported in the future periods may be based upon amounts that could differ from those estimates.</p>
us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><span style="font-style:italic;font-weight:bold;">Concentration of Credit Risk</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The loan portfolio consists primarily of residential real estate loans, which are collateralized by real estate. At June 30, 2024 and December 31, 2023, residential real estate loans accounted for 77% and 80% of total gross loans, respectively. In addition, most of these residential loans and other commercial loans have been made to individuals and businesses in the state of California, which are dependent on the area economy for their livelihoods and servicing of their loan obligation. At June 30, 2024 and December 31, 2023, approximately 78% and 80%, respectively, of gross loans were originated with respect to properties or businesses located in the state of California. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-indent:18pt;margin:0pt;">Also, the loan portfolio consists of a loan product of one-, three-, five- or seven-year adjustable-rate mortgages that required a down payment of at least 35% (also referred to herein as “Advantage Loan Program loans”) which was terminated at the end of 2019 and continues to be the largest portion of gross residential loans. An internal review of the Advantage Loan Program and investigations conducted by the U.S. Department of Justice (“DOJ”) and the OCC indicated that certain employees engaged in misconduct in connection with the origination of a significant number of such loans, including the falsification of information with respect to verification of income, the amount of income reported for borrowers, reliance on third parties and related documentation. This former loan product totaled $540,509, or 56% of gross residential loans, and $628,245, or 58% of gross residential loans, at June 30, 2024 and December 31, 2023, respectively.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-indent:18pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">​</span></p>
sbt Minimum Percentage Of Down Payment Required For Advantage Loan Program Loans
MinimumPercentageOfDownPaymentRequiredForAdvantageLoanProgramLoans
0.35
CY2024Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
464176000
CY2024Q2 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
12000
CY2024Q2 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
22258000
CY2024Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
441930000
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
440211000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
84000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
21082000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
419213000
sbt Accrued Interest On Available For Sale Debt Securities
AccruedInterestOnAvailableForSaleDebtSecurities
1827000
CY2023 sbt Accrued Interest On Available For Sale Debt Securities
AccruedInterestOnAvailableForSaleDebtSecurities
1535000
CY2024Q2 sbt Debt Securities Single Issuer Carrying Value Over Ten Percent Stock Holders Equity
DebtSecuritiesSingleIssuerCarryingValueOverTenPercentStockHoldersEquity
0
CY2023Q4 sbt Debt Securities Single Issuer Carrying Value Over Ten Percent Stock Holders Equity
DebtSecuritiesSingleIssuerCarryingValueOverTenPercentStockHoldersEquity
0
sbt Threshold Percentage Of Shareholders Equity For Securities Held Of Single Issuer
ThresholdPercentageOfShareholdersEquityForSecuritiesHeldOfSingleIssuer
0.10
CY2023 sbt Threshold Percentage Of Shareholders Equity For Securities Held Of Single Issuer
ThresholdPercentageOfShareholdersEquityForSecuritiesHeldOfSingleIssuer
0.10
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
2977000
us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
1000
us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
3000
us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-2000
sbt Debt Securities Available For Sale Realized Gain Loss Income Tax Expense Benefit
DebtSecuritiesAvailableForSaleRealizedGainLossIncomeTaxExpenseBenefit
-1000
CY2024Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
464176000
CY2024Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
441930000
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
230237000
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
646000
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
203731000
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
21612000
CY2024Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
433968000
CY2024Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
22258000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
60133000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
222000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
268805000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
20860000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
328938000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
21082000
sbt Number Of Debt Securities Held In Portfolio
NumberOfDebtSecuritiesHeldInPortfolio
40
CY2024Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
36
CY2024Q2 us-gaap Equity Securities Fv Ni And Without Readily Determinable Fair Value
EquitySecuritiesFvNiAndWithoutReadilyDeterminableFairValue
4637000
CY2023Q4 us-gaap Equity Securities Fv Ni And Without Readily Determinable Fair Value
EquitySecuritiesFvNiAndWithoutReadilyDeterminableFairValue
4703000
CY2024Q2 us-gaap Equity Securities Fv Ni Current And Noncurrent
EquitySecuritiesFvNiCurrentAndNoncurrent
4391000
CY2023Q4 us-gaap Equity Securities Fv Ni Current And Noncurrent
EquitySecuritiesFvNiCurrentAndNoncurrent
4457000
CY2024Q2 us-gaap Equity Securities Fv Ni Gain Loss
EquitySecuritiesFvNiGainLoss
-19000
CY2023Q2 us-gaap Equity Securities Fv Ni Gain Loss
EquitySecuritiesFvNiGainLoss
-71000
us-gaap Equity Securities Fv Ni Gain Loss
EquitySecuritiesFvNiGainLoss
-66000
CY2024Q2 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
-19000
CY2023Q2 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
-71000
us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
-66000
CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
1264243000
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
1348972000
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
27556000
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
29404000
CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
1236687000
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
1319568000
CY2024Q2 sbt Accrued Interest Receivable From Gross Loans
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CY2023Q4 sbt Accrued Interest Receivable From Gross Loans
AccruedInterestReceivableFromGrossLoans
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CY2023Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount Covered
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CY2023Q2 us-gaap Proceeds From Sale Of Loans Held For Sale
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CY2023Q2 us-gaap Loans And Leases Receivable Gain Loss On Sales Net
LoansAndLeasesReceivableGainLossOnSalesNet
1720000
CY2024Q1 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
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CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
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CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
440000
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
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CY2023Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
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us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
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us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
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CY2024Q2 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
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CY2023Q1 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
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CY2023Q2 us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
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CY2023Q2 us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
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CY2023Q2 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
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us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
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us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff After Recovery
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us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
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CY2023Q2 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
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CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Nonaccrual
FinancingReceivableExcludingAccruedInterestNonaccrual
11049000
CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Nonaccrual No Allowance
FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance
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CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest90 Days Or More Past Due Still Accruing
FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing
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CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Nonaccrual
FinancingReceivableExcludingAccruedInterestNonaccrual
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CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Nonaccrual No Allowance
FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance
4079000
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest90 Days Or More Past Due Still Accruing
FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing
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CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Nonaccrual
FinancingReceivableExcludingAccruedInterestNonaccrual
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CY2024Q2 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
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CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
1348972000
CY2024Q2 sbt Balance Of Mortgage Loans Serviced
BalanceOfMortgageLoansServiced
156129000
CY2023Q4 sbt Balance Of Mortgage Loans Serviced
BalanceOfMortgageLoansServiced
169749000
CY2024Q2 sbt Custodial Escrow Funds
CustodialEscrowFunds
1447000
CY2023Q4 sbt Custodial Escrow Funds
CustodialEscrowFunds
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CY2024Q1 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
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CY2023Q1 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
1766000
CY2023Q4 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
1590000
CY2022Q4 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
1840000
CY2024Q2 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
101000
CY2023Q2 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
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us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
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us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
139000
CY2024Q2 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
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CY2023Q2 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
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CY2024Q2 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
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CY2023Q2 us-gaap Servicing Asset At Amortized Value
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CY2024Q1 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
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CY2023Q1 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
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CY2023Q4 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
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CY2022Q4 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
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CY2024Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Provisions Recoveries
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CY2023Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Provisions Recoveries
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
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us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Provisions Recoveries
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
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us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Provisions Recoveries
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
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CY2024Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
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CY2023Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
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43000
CY2024Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
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CY2023Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
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CY2024Q2 us-gaap Servicing Asset
ServicingAsset
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CY2023Q2 us-gaap Servicing Asset
ServicingAsset
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CY2024Q2 us-gaap Servicing Asset
ServicingAsset
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CY2023Q2 us-gaap Servicing Asset
ServicingAsset
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CY2024Q2 sbt Servicing Fee Income Expense Net Of Amortization Of Servicing Rights And Changes In Valuation Allowance
ServicingFeeIncomeExpenseNetOfAmortizationOfServicingRightsAndChangesInValuationAllowance
46000
CY2023Q2 sbt Servicing Fee Income Expense Net Of Amortization Of Servicing Rights And Changes In Valuation Allowance
ServicingFeeIncomeExpenseNetOfAmortizationOfServicingRightsAndChangesInValuationAllowance
102000
sbt Servicing Fee Income Expense Net Of Amortization Of Servicing Rights And Changes In Valuation Allowance
ServicingFeeIncomeExpenseNetOfAmortizationOfServicingRightsAndChangesInValuationAllowance
121000
sbt Servicing Fee Income Expense Net Of Amortization Of Servicing Rights And Changes In Valuation Allowance
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CY2024Q2 us-gaap Servicing Asset At Amortized Value Fair Value
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CY2023Q4 us-gaap Servicing Asset At Amortized Value Fair Value
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CY2024Q2 us-gaap Interest Bearing Domestic Deposit Time Deposits
InterestBearingDomesticDepositTimeDeposits
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CY2023Q4 us-gaap Interest Bearing Domestic Deposit Time Deposits
InterestBearingDomesticDepositTimeDeposits
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CY2024Q2 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
0
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Brokered
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CY2024Q2 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
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CY2023Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
255222000
CY2023Q2 sbt Borrowings Outstanding On Standby Letters Of Credit From Federal Home Loan Banks
BorrowingsOutstandingOnStandbyLettersOfCreditFromFederalHomeLoanBanks
0
CY2024Q2 sbt Borrowings Outstanding On Standby Letters Of Credit From Federal Home Loan Banks
BorrowingsOutstandingOnStandbyLettersOfCreditFromFederalHomeLoanBanks
0
CY2024Q2 sbt Federal Home Loan Bank Advances And Overdraft Line Of Credit Additional Borrowing Capacity
FederalHomeLoanBankAdvancesAndOverdraftLineOfCreditAdditionalBorrowingCapacity
409360000
CY2023Q2 us-gaap Line Of Credit
LineOfCredit
0
CY2024Q2 us-gaap Line Of Credit
LineOfCredit
0
CY2024Q2 sbt Minimum Tier1 Leverage Ratio For Cblr Framework
MinimumTier1LeverageRatioForCblrFramework
0.090
CY2024Q2 sbt Maximum Total Consolidated Assets For Cblr Framework
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10000000000
CY2024Q2 sbt Leverage Ratio Percentage For Generally Applicable Capital Requirements
LeverageRatioPercentageForGenerallyApplicableCapitalRequirements
0.080
CY2024Q2 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
342891000
CY2024Q2 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.1426
CY2024Q2 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
216426000
CY2024Q2 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
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CY2023Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
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CY2023Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
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CY2023Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
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CY2023Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0.0900
CY2024Q2 us-gaap Net Income Loss
NetIncomeLoss
1316000
CY2023Q2 us-gaap Net Income Loss
NetIncomeLoss
2539000
us-gaap Net Income Loss
NetIncomeLoss
1119000
us-gaap Net Income Loss
NetIncomeLoss
2036000
CY2024Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50920703
CY2023Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50672461
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50881905
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
50559092
CY2024Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
51349764
CY2023Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
50778213
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
51326379
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
50705998
CY2024Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.03
CY2024Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.03
CY2023Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.05
CY2023Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.05
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.02
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.02
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.04
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.04
CY2024Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
228626
CY2023Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
576087
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
175210
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
248978
CY2023Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
896000
us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
250000
CY2024Q2 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
1146000
CY2022Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
0
us-gaap Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
-198000
CY2023Q2 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
381000
CY2023Q4 sbt Mortgage Loans Repurchase Liability
MortgageLoansRepurchaseLiability
750000
CY2022Q4 sbt Mortgage Loans Repurchase Liability
MortgageLoansRepurchaseLiability
809000
sbt Recovery Of Mortgage Repurchase Liability
RecoveryOfMortgageRepurchaseLiability
-90000
sbt Recovery Of Mortgage Repurchase Liability
RecoveryOfMortgageRepurchaseLiability
61000
CY2024Q2 sbt Mortgage Loans Repurchase Liability
MortgageLoansRepurchaseLiability
660000
CY2023Q2 sbt Mortgage Loans Repurchase Liability
MortgageLoansRepurchaseLiability
870000
CY2024Q2 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2024Q2 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2024Q2 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2024Q2 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false

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