2024 Q1 Form 10-K Financial Statement

#000166299124000052 Filed on February 29, 2024

View on sec.gov

Income Statement

Concept 2024 Q1 2023 Q4 2023
Revenue $46.98M $48.90M $159.4M
YoY Change 35.49% 27.76% 26.91%
Cost Of Revenue $11.79M $13.09M $39.21M
YoY Change 43.07% 37.07% -3.85%
Gross Profit $35.19M $35.82M $120.1M
YoY Change 33.13% 24.67% 41.7%
Gross Profit Margin 74.91% 73.24% 75.4%
Selling, General & Admin $2.380M $25.99M $8.588M
YoY Change -14.95% 17.7% -47.67%
% of Gross Profit 6.76% 72.56% 7.15%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $226.8K $231.2K $855.8K
YoY Change 12.97% 16.89% 1.02%
% of Gross Profit 0.64% 0.65% 0.71%
Operating Expenses $2.380M $28.15M $8.588M
YoY Change -14.95% 17.35% -53.39%
Operating Profit $13.83M $7.667M $22.20M
YoY Change 155.26% 61.68% -178.08%
Interest Expense $4.081M -$4.515M $15.97M
YoY Change 20.86% 44.54% 85.66%
% of Operating Profit 29.5% -58.88% 71.93%
Other Income/Expense, Net -$91.56K $350.0K $1.933M
YoY Change -180.68% -333.51% -957.0%
Pretax Income $8.400M $3.503M $7.710M
YoY Change 383.83% 434.67% -120.28%
Income Tax $393.1K $563.5K $611.5K
% Of Pretax Income 4.68% 16.09% 7.93%
Net Earnings $8.007M $2.939M $7.098M
YoY Change 364.3% 363.39% -118.63%
Net Earnings / Revenue 17.04% 6.01% 4.45%
Basic Earnings Per Share $1.41 $1.27
Diluted Earnings Per Share $1.34 $0.51 $1.25
COMMON SHARES
Basic Shares Outstanding 5.633M shares 5.695M shares 5.606M shares
Diluted Shares Outstanding 5.961M shares 5.679M shares

Balance Sheet

Concept 2024 Q1 2023 Q4 2023
SHORT-TERM ASSETS
Cash & Short-Term Investments $77.78M $67.62M $67.62M
YoY Change 31.75% -0.96% -0.96%
Cash & Equivalents $77.78M $67.62M $67.62M
Short-Term Investments
Other Short-Term Assets $9.251M $9.216M $9.216M
YoY Change 75.65% 54.61% 54.61%
Inventory
Prepaid Expenses
Receivables $103.3M $130.6M $130.6M
Other Receivables $1.316M $1.572M $1.572M
Total Short-Term Assets $191.7M $209.0M $209.0M
YoY Change 26.96% 22.87% 22.87%
LONG-TERM ASSETS
Property, Plant & Equipment $867.9K $994.5K $994.5K
YoY Change 219.76% 253.15% 170.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $516.3K $625.5K $707.5K
YoY Change -27.99% -14.78% -6.16%
Total Long-Term Assets $4.024M $3.600M $3.600M
YoY Change 60.74% 47.25% 47.25%
TOTAL ASSETS
Total Short-Term Assets $191.7M $209.0M $209.0M
Total Long-Term Assets $4.024M $3.600M $3.600M
Total Assets $195.7M $212.6M $212.6M
YoY Change 27.52% 23.22% 23.22%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $73.73M $74.14M $74.14M
YoY Change 12.96% -10.7% -10.7%
Accrued Expenses $10.49M $10.79M $10.85M
YoY Change 43.94% 3.27% 3.03%
Deferred Revenue $3.134M $2.643M
YoY Change 91.49% 74.33%
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $0.00 $94.38M $94.38M
YoY Change
Total Short-Term Liabilities $92.94M $187.3M $187.3M
YoY Change 20.05% 88.79% 88.79%
LONG-TERM LIABILITIES
Long-Term Debt $71.69M $250.0K $250.0K
YoY Change 21.61% -99.61% -99.61%
Other Long-Term Liabilities $580.5K $1.083M $3.032M
YoY Change -76.93% 111.88% 493.05%
Total Long-Term Liabilities $580.5K $1.083M $3.282M
YoY Change -76.93% -98.32% -94.91%
TOTAL LIABILITIES
Total Short-Term Liabilities $92.94M $187.3M $187.3M
Total Long-Term Liabilities $580.5K $1.083M $3.282M
Total Liabilities $166.1M $190.6M $190.6M
YoY Change 18.8% 16.38% 16.38%
SHAREHOLDERS EQUITY
Retained Earnings -$149.9M -$157.5M
YoY Change -7.96% -4.82%
Common Stock $2.084K $2.085K
YoY Change 0.0% 0.1%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $29.61M $22.09M $22.09M
YoY Change
Total Liabilities & Shareholders Equity $195.7M $212.6M $212.6M
YoY Change 27.52% 23.22% 23.22%

Cashflow Statement

Concept 2024 Q1 2023 Q4 2023
OPERATING ACTIVITIES
Net Income $8.007M $2.939M $7.098M
YoY Change 364.3% 363.39% -118.63%
Depreciation, Depletion And Amortization $226.8K $231.2K $855.8K
YoY Change 12.97% 16.89% 1.02%
Cash From Operating Activities $38.61M -$15.02M -$25.69M
YoY Change -1047.62% -1142.2% -401.82%
INVESTING ACTIVITIES
Capital Expenditures $1.847K $327.9K $81.61K
YoY Change -96.39% 48.0% 56.23%
Acquisitions
YoY Change
Other Investing Activities
YoY Change
Cash From Investing Activities -$340.1K -$327.9K -$1.366M
YoY Change 5.86% 48.0% 35.47%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $1.683M
YoY Change 341.28%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -$26.76M 19.01M $28.22M
YoY Change 406.74% 109.13% -279.85%
NET CHANGE
Cash From Operating Activities $38.61M -15.02M -$25.69M
Cash From Investing Activities -$340.1K -327.9K -$1.366M
Cash From Financing Activities -$26.76M 19.01M $28.22M
Net Change In Cash $11.51M 3.666M $1.159M
YoY Change -218.96% -64.43% -114.16%
FREE CASH FLOW
Cash From Operating Activities $38.61M -$15.02M -$25.69M
Capital Expenditures $1.847K $327.9K $81.61K
Free Cash Flow $38.61M -$15.34M -$25.77M
YoY Change -1035.83% -1358.47% -404.65%

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CY2023 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3313659 usd
CY2023 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
26996 usd
CY2023 szl Stock Issued During Period Value Restricted Stock Units Vested In Period
StockIssuedDuringPeriodValueRestrictedStockUnitsVestedInPeriod
3620059 usd
CY2023 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
1683210 usd
CY2023 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-3025 usd
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
22094324 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
7098022 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
-38093756 usd
CY2023 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
855803 usd
CY2022 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
847126 usd
CY2023 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
23186973 usd
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
29437179 usd
CY2023 us-gaap Provision For Other Credit Losses
ProvisionForOtherCreditLosses
3351966 usd
CY2022 us-gaap Provision For Other Credit Losses
ProvisionForOtherCreditLosses
9257284 usd
CY2023 us-gaap Share Based Compensation
ShareBasedCompensation
6933718 usd
CY2022 us-gaap Share Based Compensation
ShareBasedCompensation
10309535 usd
CY2023 us-gaap Amortization Of Financing Costs
AmortizationOfFinancingCosts
732029 usd
CY2022 us-gaap Amortization Of Financing Costs
AmortizationOfFinancingCosts
983745 usd
CY2023 us-gaap Impairment Of Long Lived Assets Held For Use
ImpairmentOfLongLivedAssetsHeldForUse
42247 usd
CY2022 us-gaap Impairment Of Long Lived Assets Held For Use
ImpairmentOfLongLivedAssetsHeldForUse
39512 usd
CY2023 us-gaap Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
455962 usd
CY2022 us-gaap Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
-50424 usd
CY2023 us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
0 usd
CY2022 us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-813806 usd
CY2023 us-gaap Gain Loss On Disposition Of Assets1
GainLossOnDispositionOfAssets1
-25621 usd
CY2022 us-gaap Gain Loss On Disposition Of Assets1
GainLossOnDispositionOfAssets1
-79683 usd
CY2023 us-gaap Increase Decrease In Finance Receivables
IncreaseDecreaseInFinanceReceivables
59364299 usd
CY2022 us-gaap Increase Decrease In Finance Receivables
IncreaseDecreaseInFinanceReceivables
-10590769 usd
CY2023 us-gaap Increase Decrease In Other Receivables
IncreaseDecreaseInOtherReceivables
2390165 usd
CY2022 us-gaap Increase Decrease In Other Receivables
IncreaseDecreaseInOtherReceivables
6710739 usd
CY2023 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
1219639 usd
CY2022 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
1353026 usd
CY2023 us-gaap Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
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CY2022 us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
84955556 usd
CY2023 us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
128598 usd
CY2022 us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
1330901 usd
CY2022 us-gaap Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
-12928944 usd
CY2023 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
1120852 usd
CY2022 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
1281500 usd
CY2023 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
1416863 usd
CY2022 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
2476822 usd
CY2023 us-gaap Increase Decrease In Contract With Customer Liability
IncreaseDecreaseInContractWithCustomerLiability
1126966 usd
CY2022 us-gaap Increase Decrease In Contract With Customer Liability
IncreaseDecreaseInContractWithCustomerLiability
1516228 usd
CY2023 us-gaap Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
51933 usd
CY2022 us-gaap Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
15548 usd
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-25690433 usd
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
8511848 usd
CY2023 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
81609 usd
CY2022 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
52236 usd
CY2023 us-gaap Payments To Develop Software
PaymentsToDevelopSoftware
1283983 usd
CY2022 us-gaap Payments To Develop Software
PaymentsToDevelopSoftware
955841 usd
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-1365592 usd
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-1008077 usd
CY2023 us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
54849000 usd
CY2022 us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
71155556 usd
CY2023 us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
24849000 usd
CY2023 us-gaap Payments Of Debt Extinguishment Costs
PaymentsOfDebtExtinguishmentCosts
0 usd
CY2022 us-gaap Payments Of Debt Extinguishment Costs
PaymentsOfDebtExtinguishmentCosts
600307 usd
CY2023 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
26996 usd
CY2022 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
100370 usd
CY2023 szl Proceeds From Collection Of Stock Subscriptions Related To Stock Option Exercises
ProceedsFromCollectionOfStockSubscriptionsRelatedToStockOptionExercises
0 usd
CY2022 szl Proceeds From Collection Of Stock Subscriptions Related To Stock Option Exercises
ProceedsFromCollectionOfStockSubscriptionsRelatedToStockOptionExercises
324378 usd
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1683210 usd
CY2022 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
381434 usd
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
28215188 usd
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-15687894 usd
CY2023 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
17402 usd
CY2022 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
-1183387 usd
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
1159163 usd
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-8184123 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
69522658 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
78890168 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
70699223 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
69522658 usd
CY2023 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
1059263 usd
CY2022 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
8005 usd
CY2023 us-gaap Stock And Warrants Issued During Period Value Preferred Stock And Warrants
StockAndWarrantsIssuedDuringPeriodValuePreferredStockAndWarrants
0 usd
CY2022 us-gaap Stock And Warrants Issued During Period Value Preferred Stock And Warrants
StockAndWarrantsIssuedDuringPeriodValuePreferredStockAndWarrants
561719 usd
CY2023 us-gaap Interest Paid Net
InterestPaidNet
16362536 usd
CY2022 us-gaap Interest Paid Net
InterestPaidNet
7790430 usd
CY2023 us-gaap Income Taxes Paid
IncomeTaxesPaid
452426 usd
CY2022 us-gaap Income Taxes Paid
IncomeTaxesPaid
65395 usd
CY2023Q4 szl Financing Receivable Installment Payment Plan Number Of Installments
FinancingReceivableInstallmentPaymentPlanNumberOfInstallments
4 installment
CY2023 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Concentrations of Credit Risk</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our cash, cash equivalents, restricted cash, and notes receivable are potentially subject to concentrations of credit risk. Cash, cash equivalents, and restricted cash are placed in depository accounts with financial institutions that management believes are reputable and high-quality. We have balances with financial institutions that exceed the Federal Deposit Insurance Corporation (“FDIC”) and foreign equivalents’ insurance limits. As of the date of this report, we have not experienced losses on such accounts.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our notes receivables are derived from extending credit to consumers, which exposes us to the risk of credit losses. Changes in economic conditions may result in higher credit losses. We establish credit lines for consumers individually that helps mitigate credit risk. The allowance for credit losses is adequate for covering any potential losses on outstanding notes receivable. Refer to Note 3 for more information. No consumer accounted for more than 10% of net notes receivable as of December 31, 2023 and 2022.</span></div>
CY2023Q4 szl Financing Receivable Installment Payment Plan Number Of Installments
FinancingReceivableInstallmentPaymentPlanNumberOfInstallments
4 installment
CY2023 szl Financing Receivable Installment Payment Plan Interest Free Payment Period
FinancingReceivableInstallmentPaymentPlanInterestFreePaymentPeriod
P42D
CY2023Q4 szl Capitalization Policy Threshold
CapitalizationPolicyThreshold
1000 usd
CY2022 us-gaap Asset Impairment Charges
AssetImpairmentCharges
0 usd
CY2023 us-gaap Asset Impairment Charges
AssetImpairmentCharges
0 usd
CY2023 us-gaap Advertising Expense
AdvertisingExpense
11636719 usd
CY2022 us-gaap Advertising Expense
AdvertisingExpense
18476899 usd
CY2023 us-gaap Use Of Estimates
UseOfEstimates
<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Estimates</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements. Our estimates and judgments are based on historical experience and various other assumptions that we believe are reasonable under the circumstances. The amount of assets and liabilities reported on our consolidated balance sheets and the amounts of income and expenses reported for each of the periods presented are affected by estimates and assumptions, which are used for, but not limited to, determining the allowance for credit losses recorded against outstanding receivables, the valuation of equity based compensation, and income taxes.</span></div>
CY2023 us-gaap Number Of Operating Segments
NumberOfOperatingSegments
1 segment
CY2023 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 segment
CY2023 us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
207647 usd
CY2022 us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-118831 usd
CY2023 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-3025 usd
CY2022 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-1207885 usd
CY2023 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Reclassifications</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain prior period amounts have been reclassified to conform with the current period presentation format. These reclassifications had no effect on our net income (loss) or total comprehensive income (loss).</span></div>
CY2023 us-gaap Revenues
Revenues
159356772 usd
CY2022 us-gaap Revenues
Revenues
125570441 usd
CY2022Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
107650187 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
10223451 usd
CY2022Q4 szl Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Before Deferred Income
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossBeforeDeferredIncome
97426736 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
10223451 usd
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
23114173 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
23186973 usd
CY2022 us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
29437179 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
24006322 usd
CY2022 us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
47367942 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
3727516 usd
CY2023 us-gaap Revenue Not From Contract With Customer
RevenueNotFromContractWithCustomer
98730610 usd
CY2023 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
60626162 usd
CY2023 us-gaap Revenues
Revenues
159356772 usd
CY2022 us-gaap Revenue Not From Contract With Customer
RevenueNotFromContractWithCustomer
113611397 usd
CY2022 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
11959044 usd
CY2022 us-gaap Revenues
Revenues
125570441 usd
CY2023Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
3340150 usd
CY2022Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
4068332 usd
CY2023Q4 us-gaap Revenue Remaining Performance Obligation
RevenueRemainingPerformanceObligation
2643230 usd
CY2022Q4 us-gaap Revenue Remaining Performance Obligation
RevenueRemainingPerformanceObligation
1516228 usd
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
146225832 usd
CY2022Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
107650187 usd
CY2023Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
3340150 usd
CY2022Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
4068332 usd
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
142885682 usd
CY2022Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
103581855 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Weighted Average Days Outstanding
FinancingReceivableExcludingAccruedInterestWeightedAverageDaysOutstanding
P34D
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear
142882717 usd
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear
2965 usd
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
142885682 usd
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
142885682 usd
CY2022 us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
5040041 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
12253041 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
10223451 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff
15425979 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff
8561426 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Year Three Originated Two Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff
18060 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Year Four Originated Three Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff
650 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Year Five Originated Four Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff
207 usd
CY2023 us-gaap Financing Receivable Excluding Accrued Interest Revolving Writeoff
FinancingReceivableExcludingAccruedInterestRevolvingWriteoff
24006322 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Recoveries
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearRecoveries
604292 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Recoveries
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearRecoveries
1964853 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Three Originated Two Years Before Current Fiscal Year Recoveries
FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearRecoveries
853901 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Four Originated Three Years Before Current Fiscal Year Recoveries
FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearRecoveries
231876 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Five Originated Four Years Before Current Fiscal Year Recoveries
FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearRecoveries
72594 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Revolving Recoveries
FinancingReceivableExcludingAccruedInterestRevolvingRecoveries
3727516 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Write Off Recoveries Net
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteOffRecoveriesNet
14821687 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Write Off Recoveries Net
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteOffRecoveriesNet
6596573 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Three Originated Two Years Before Current Fiscal Year Write Off Recoveries Net
FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet
-835841 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Four Originated Three Years Before Current Fiscal Year Write Off Recoveries Net
FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet
-231226 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Year Five Originated Four Years Before Current Fiscal Year Write Off Recoveries Net
FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteOffRecoveriesNet
-72387 usd
CY2023 szl Financing Receivable Excluding Accrued Interest Revolving Write Off Recoveries Net
FinancingReceivableExcludingAccruedInterestRevolvingWriteOffRecoveriesNet
20278806 usd
CY2023Q4 us-gaap Other Receivables Net Current
OtherReceivablesNetCurrent
1571728 usd
CY2022Q4 us-gaap Other Receivables Net Current
OtherReceivablesNetCurrent
2532710 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
3742236 usd
CY2022Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
2550420 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1843766 usd
CY2022Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1227584 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1898470 usd
CY2022Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1322836 usd
CY2023 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
666104 usd
CY2022 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
503907 usd
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Domestic
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
6949525 usd
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Domestic
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
-32493098 usd
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Foreign
IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign
759984 usd
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Foreign
IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign
-5531211 usd
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
7709509 usd
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
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