ServisFirst Bancshares Inc

servisfirstbancshares.com

What Do They Do?

Provides commercial banking services, including loans, deposits and electronic banking, to businesses, individuals and other financial institutions.

How Do They Make Money?

Earns interest and fees on loans and interest and dividends on investments, plus service charges on customer accounts; account charges are generally collected when monthly maintenance is completed or a transaction is processed.

FY2025 revenue

Who Are Their Customers?

Businesses and professional firms borrow from the bank; residents and businesses in its markets hold deposits, and other financial institutions use its correspondent banking services.

Do Revenues Turn Into Profits?

Yes. It kept 28 cents of every revenue dollar as net income in FY2025.

Net income, FY2025

28% of revenue

▲ +22% vs FY2024 ($227.2M, 24%)

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▲ +1%; vs $246.6M in Q2 FY2025
Net income: ▲ +40%; vs $61.4M in Q2 FY2025

Growing. Revenue grew 2.4x in 4 years, from $416.3M in FY2021 to $990.4M in FY2025, about 24% a year.

Expanded service area The latest report includes Virginia among the states where the bank operates; the older report lists Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee.

Who Do They Compete With?

Competes with Regions Financial, Wells Fargo, PNC Financial Services Group, Truist Financial, and Pinnacle Financial Partners

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