2021 Q4 Form 10-K Financial Statement

#000093905722000085 Filed on March 29, 2022

View on sec.gov

Income Statement

Concept 2021 Q4 2021 Q3 2021 Q2
Revenue $9.634M $9.668M $8.717M
YoY Change 0.73% 3.52% -4.18%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $490.0K $781.2K $770.9K
YoY Change 0.0% 13.36% 3.25%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $924.0K $845.0K $978.4K
YoY Change -21.36% -40.95% -44.28%
% of Operating Profit
Other Income/Expense, Net $802.0K $818.4K
YoY Change 56.12% 46.43%
Pretax Income $2.544M $5.969M $3.715M
YoY Change -33.61% 490.99% 51.22%
Income Tax $516.0K $1.327M $791.3K
% Of Pretax Income 20.28% 22.23% 21.3%
Net Earnings $2.028M $1.549M $2.924M
YoY Change -33.83% -51.27% 45.05%
Net Earnings / Revenue 21.05% 16.02% 33.54%
Basic Earnings Per Share $0.62 $1.43 $0.90
Diluted Earnings Per Share $624.6K $1.428M $898.5K
COMMON SHARES
Basic Shares Outstanding 3.253M shares 3.253M shares 3.253M shares
Diluted Shares Outstanding

Balance Sheet

Concept 2021 Q4 2021 Q3 2021 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $27.62M $13.56M $13.15M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $25.24M $26.19M $26.18M
YoY Change -5.04% -1.89% -3.21%
Goodwill $1.200M $1.200M $1.200M
YoY Change 0.0% 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.301B $1.230B $1.200B
YoY Change 11.05% 8.95% 9.05%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $2.300M $2.400M $2.200M
YoY Change -4.17% -4.0% -15.38%
Deferred Revenue
YoY Change
Short-Term Debt $26.80M $42.00M $34.90M
YoY Change -56.63% 17.32% 13.68%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $2.300M $2.400M $2.200M
YoY Change -4.17% -4.0% -15.38%
LONG-TERM LIABILITIES
Long-Term Debt $35.20M $35.20M $35.20M
YoY Change 0.0% 0.0% 0.0%
Other Long-Term Liabilities $5.300M $7.100M $7.900M
YoY Change -25.35% 10.94% 14.49%
Total Long-Term Liabilities $40.50M $42.30M $43.10M
YoY Change -4.26% 1.68% 2.38%
TOTAL LIABILITIES
Total Short-Term Liabilities $2.300M $2.400M $2.200M
Total Long-Term Liabilities $40.50M $42.30M $43.10M
Total Liabilities $1.186B $1.114B $1.085B
YoY Change 11.88% 9.16% 9.2%
SHAREHOLDERS EQUITY
Retained Earnings $96.37M $94.70M $90.42M
YoY Change 13.34% 15.08% 10.66%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $4.331M $4.331M $4.331M
YoY Change 0.0% 0.0% 0.0%
Treasury Stock Shares 200.9K shares 200.9K shares 200.9K shares
Shareholders Equity $115.5M $96.46M $115.3M
YoY Change
Total Liabilities & Shareholders Equity $1.301B $1.230B $1.200B
YoY Change 11.05% 8.95% 9.05%

Cashflow Statement

Concept 2021 Q4 2021 Q3 2021 Q2
OPERATING ACTIVITIES
Net Income $2.028M $1.549M $2.924M
YoY Change -33.83% -51.27% 45.05%
Depreciation, Depletion And Amortization $490.0K $781.2K $770.9K
YoY Change 0.0% 13.36% 3.25%
Cash From Operating Activities -$6.890M $8.650M $8.460M
YoY Change -441.09% 225.19% 139.66%
INVESTING ACTIVITIES
Capital Expenditures -$1.060M -$500.0K -$270.0K
YoY Change 194.44% 354.55% -43.75%
Acquisitions
YoY Change
Other Investing Activities -$51.83M -$36.70M -$27.72M
YoY Change 35.54% 25.68% -55.66%
Cash From Investing Activities -$52.88M -$37.20M -$27.99M
YoY Change 36.96% 26.88% -55.56%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 73.84M 28.96M 13.57M
YoY Change 89.28% 7.58% -77.13%
NET CHANGE
Cash From Operating Activities -6.890M 8.650M 8.460M
Cash From Investing Activities -52.88M -37.20M -27.99M
Cash From Financing Activities 73.84M 28.96M 13.57M
Net Change In Cash 14.07M 410.0K -5.960M
YoY Change 481.4% 57.69% 4866.67%
FREE CASH FLOW
Cash From Operating Activities -$6.890M $8.650M $8.460M
Capital Expenditures -$1.060M -$500.0K -$270.0K
Free Cash Flow -$5.830M $9.150M $8.730M
YoY Change -344.96% 230.32% 117.71%

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956978 USD
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2470171 USD
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912507 USD
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CY2021 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
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0 USD
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3508397 USD
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0 USD
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706743 USD
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958443 USD
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105422 USD
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46354 USD
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184864 USD
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20000 USD
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15000 USD
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22000 USD
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5121770 USD
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1799236 USD
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202684 USD
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80235 USD
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367015 USD
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371836 USD
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872656 USD
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2470309 USD
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117864801 USD
CY2019 us-gaap Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale
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32888318 USD
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32283649 USD
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0 USD
CY2020 us-gaap Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale
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4525687 USD
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28579348 USD
CY2019 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
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35243895 USD
CY2021 us-gaap Proceeds From Sale Of Available For Sale Securities
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0 USD
CY2020 us-gaap Proceeds From Sale Of Available For Sale Securities
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11148752 USD
CY2019 us-gaap Proceeds From Sale Of Available For Sale Securities
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0 USD
CY2020 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
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0 USD
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1000000 USD
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600000 USD
CY2019 us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
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250005 USD
CY2021 sfdl Purchase Of Fhlb Stock
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1900 USD
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7239800 USD
CY2019 sfdl Purchase Of Fhlb Stock
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11907800 USD
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CY2019 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
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-11575300 USD
CY2021 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
0 USD
CY2020 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
4000000 USD
CY2019 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
0 USD
CY2021 us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
0 USD
CY2020 us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
0 USD
CY2019 us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
414855 USD
CY2021 us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
14458536 USD
CY2020 us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
26775117 USD
CY2019 us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
21601713 USD
CY2021 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
454332 USD
CY2020 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
578994 USD
CY2019 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
1040366 USD
CY2021 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2148932 USD
CY2020 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1243654 USD
CY2019 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
4634847 USD
CY2021 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-130964686 USD
CY2020 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-196237382 USD
CY2019 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-47497786 USD
CY2021 us-gaap Increase Decrease In Customer Deposits
IncreaseDecreaseInCustomerDeposits
197866728 USD
CY2020 us-gaap Increase Decrease In Customer Deposits
IncreaseDecreaseInCustomerDeposits
146688753 USD
CY2019 us-gaap Increase Decrease In Customer Deposits
IncreaseDecreaseInCustomerDeposits
3910775 USD
CY2021 us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
0 USD
CY2020 us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
237585000 USD
CY2019 us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
342223000 USD
CY2021 us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
35000000 USD
CY2020 us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
240723000 USD
CY2019 us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
338115000 USD
CY2021 us-gaap Proceeds From Repayments Of Notes Payable
ProceedsFromRepaymentsOfNotesPayable
0 USD
CY2020 us-gaap Proceeds From Repayments Of Notes Payable
ProceedsFromRepaymentsOfNotesPayable
0 USD
CY2019 us-gaap Proceeds From Repayments Of Notes Payable
ProceedsFromRepaymentsOfNotesPayable
-2362500 USD
CY2021 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
13668363 USD
CY2020 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
1537211 USD
CY2019 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
881390 USD
CY2021 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
0 USD
CY2020 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
0 USD
CY2019 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
30000000 USD
CY2021 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
0 USD
CY2020 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
-132000 USD
CY2019 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
0 USD
CY2021 us-gaap Proceeds From Bank Debt
ProceedsFromBankDebt
274265000 USD
CY2020 us-gaap Proceeds From Bank Debt
ProceedsFromBankDebt
259600000 USD
CY2019 us-gaap Proceeds From Bank Debt
ProceedsFromBankDebt
0 USD
CY2021 us-gaap Repayments Of Bank Debt
RepaymentsOfBankDebt
-322965000 USD
CY2020 us-gaap Repayments Of Bank Debt
RepaymentsOfBankDebt
-210900000 USD
CY2019 us-gaap Repayments Of Bank Debt
RepaymentsOfBankDebt
0 USD
CY2021 us-gaap Proceeds From Stock Plans
ProceedsFromStockPlans
0 USD
CY2020 us-gaap Proceeds From Stock Plans
ProceedsFromStockPlans
12968 USD
CY2019 us-gaap Proceeds From Stock Plans
ProceedsFromStockPlans
52868 USD
CY2021 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1431269 USD
CY2020 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1301254 USD
CY2019 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1123219 USD
CY2021 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
126403822 USD
CY2020 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
192367678 USD
CY2019 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
35467314 USD
CY2021 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
9597442 USD
CY2020 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
5489098 USD
CY2019 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-169599 USD
CY2020Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
18025409 USD
CY2019Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
12536311 USD
CY2018Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
12705910 USD
CY2021Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
27622851 USD
CY2020Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
18025409 USD
CY2019Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
12536311 USD
CY2021 us-gaap Interest Paid
InterestPaid
3895061 USD
CY2020 us-gaap Interest Paid
InterestPaid
6834112 USD
CY2019 us-gaap Interest Paid
InterestPaid
7882527 USD
CY2021 us-gaap Income Taxes Paid
IncomeTaxesPaid
4226442 USD
CY2020 us-gaap Income Taxes Paid
IncomeTaxesPaid
1475401 USD
CY2019 us-gaap Income Taxes Paid
IncomeTaxesPaid
1764541 USD
CY2021 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
0 USD
CY2020 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
368510 USD
CY2019 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
832800 USD
CY2021 sfdl Transfers From Premises And Equipment Net To Land Hfs
TransfersFromPremisesAndEquipmentNetToLandHFS
1529691 USD
CY2021 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
7725843 USD
CY2020 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-8473423 USD
CY2019 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-4495436 USD
CY2021 sfdl Cash Equivalents Original Maturity Period Maximum
CashEquivalentsOriginalMaturityPeriodMaximum
P3M
CY2021 sfdl Investor Funding Period
InvestorFundingPeriod
P30D
CY2021 us-gaap Revenue Recognition Interest
RevenueRecognitionInterest
<div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interest Income</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest on loans is accrued and credited to income monthly based on the principal balance outstanding and the contractual rate on the loan. The Company places loans on non-accrual status when they become greater than 90 days delinquent or when, in the opinion of management, full collection of principal or interest is unlikely.  When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received first to principal and then to interest income. The loans are returned to an accrual status when full collection of principal and interest appears likely.</span></div>
CY2021 sfdl Loans And Leases Receivable Placed On Nonaccrual Status Period Delinquent
LoansAndLeasesReceivablePlacedOnNonaccrualStatusPeriodDelinquent
P90D
CY2021 us-gaap Advertising Expense
AdvertisingExpense
1100000 USD
CY2020 us-gaap Advertising Expense
AdvertisingExpense
1100000 USD
CY2019 us-gaap Advertising Expense
AdvertisingExpense
796000 USD
CY2021 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
12773891 USD
CY2021 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3252884 shares
CY2021 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.93
CY2020 us-gaap Available For Sale Securities Gross Unrealized Loss
AvailableForSaleSecuritiesGrossUnrealizedLoss
2269886 USD
CY2021 us-gaap Use Of Estimates
UseOfEstimates
. Material estimates that are particularly susceptible to significant changes include:<div style="margin-top:3pt;padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">• Determination of the allowance for loan losses and provision for credit losses</span></div><div style="margin-top:3pt;padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">• Valuation of real estate acquired in conjunction with foreclosures or in satisfaction of loans</span></div><div style="margin-top:3pt;padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">• Income taxes, including tax provisions and realization of deferred tax assets</span></div><div style="margin-top:3pt;padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">• Fair value of assets and liabilities</span></div>
CY2021 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
Risks and UncertaintiesIn the normal course of its business, the Company encounters two significant types of risk: economic and regulatory.  There are three main components of economic risk: interest rate risk, credit risk, and market risk.  The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets.  Credit risk is the risk of default on the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments.  Market risk reflects changes in the value of collateral underlying loans receivable, the valuation of real estate held by the Company, and the valuation of loans held for sale and securities available for sale.  The Company is subject to the regulations of various government agencies.  These regulations can and do change significantly from period to period.  The Company also undergoes periodic examinations by the bank regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions, resulting from the regulators’ judgments based on information available to them at the time of the
CY2021 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
lassificationsCertain amounts in prior years’ consolidated financial statements have been reclassified to conform to current period classifications.
CY2021Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
675913305 USD
CY2021 us-gaap Available For Sale Securities Gross Unrealized Gains
AvailableForSaleSecuritiesGrossUnrealizedGains
12591188 USD
CY2021 us-gaap Available For Sale Securities Gross Unrealized Loss
AvailableForSaleSecuritiesGrossUnrealizedLoss
5655435 USD
CY2021Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
682849058 USD
CY2020Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
572137595 USD
CY2020 us-gaap Available For Sale Securities Gross Unrealized Gains
AvailableForSaleSecuritiesGrossUnrealizedGains
19456692 USD
CY2020Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
589324401 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
80651 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
76617 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
7891953 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
7878402 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
91419245 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
92355997 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
223004344 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
227447128 USD
CY2021Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
675913305 USD
CY2021Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
682849058 USD
CY2021Q4 sfdl Available For Sale Securities Pledged As Collateral Amortized Cost Basis
AvailableForSaleSecuritiesPledgedAsCollateralAmortizedCostBasis
335600000 USD
CY2021Q4 sfdl Afs Securities Pledgedas Collateral Fair Value
AFSSecuritiesPledgedasCollateralFairValue
342600000 USD
CY2020Q4 sfdl Available For Sale Securities Pledged As Collateral Amortized Cost Basis
AvailableForSaleSecuritiesPledgedAsCollateralAmortizedCostBasis
263300000 USD
CY2020Q4 sfdl Afs Securities Pledgedas Collateral Fair Value
AFSSecuritiesPledgedasCollateralFairValue
274400000 USD
CY2021 sfdl Proceeds From Sale Of Available For Sale Securities Including Mortgage Backed Securities
ProceedsFromSaleOfAvailableForSaleSecuritiesIncludingMortgageBackedSecurities
0 USD
CY2020 sfdl Proceeds From Sale Of Available For Sale Securities Including Mortgage Backed Securities
ProceedsFromSaleOfAvailableForSaleSecuritiesIncludingMortgageBackedSecurities
25000000 USD
CY2019 sfdl Proceeds From Sale Of Available For Sale Securities Including Mortgage Backed Securities
ProceedsFromSaleOfAvailableForSaleSecuritiesIncludingMortgageBackedSecurities
96500000 USD
CY2020 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
1300000 USD
CY2019 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
1500000 USD
CY2020 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
0 USD
CY2019 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
636000 USD
CY2021Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
240863386 USD
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
3854991 USD
CY2021Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
84912501 USD
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
1800444 USD
CY2021Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
325775887 USD
CY2021Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
5655435 USD
CY2020Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
106073904 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
1430106 USD
CY2020Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
82910611 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
839780 USD
CY2020Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
188984515 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
2269886 USD
CY2021Q4 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
83 security
CY2020Q4 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
88 security
CY2021Q4 us-gaap Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment
HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment
23506768 USD
CY2021 sfdl Heldtomaturitygrossunrealizedgains
Heldtomaturitygrossunrealizedgains
577005 USD
CY2021 sfdl Heldtomaturitygrossunrealizedlosses
Heldtomaturitygrossunrealizedlosses
363365 USD
CY2021Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
23720408 USD
CY2020Q4 us-gaap Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment
HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment
18254394 USD
CY2020 sfdl Heldtomaturitygrossunrealizedgains
Heldtomaturitygrossunrealizedgains
984015 USD
CY2020 sfdl Heldtomaturitygrossunrealizedlosses
Heldtomaturitygrossunrealizedlosses
33122 USD
CY2020Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
19205287 USD
CY2021Q4 us-gaap Held To Maturity Securities Restricted
HeldToMaturitySecuritiesRestricted
9000000 USD
CY2021Q4 sfdl Heldtomaturitypledgedascollateralfairvalue
Heldtomaturitypledgedascollateralfairvalue
9500000 USD
CY2020Q4 sfdl Heldtomaturitypledgedascollateralfairvalue
Heldtomaturitypledgedascollateralfairvalue
13400000 USD
CY2021Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
9969587 USD
CY2021Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
206472 USD
CY2021Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
3442229 USD
CY2021Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
156893 USD
CY2021Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
13411816 USD
CY2021Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
363365 USD
CY2021Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
507630182 USD
CY2020Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
488155294 USD
CY2021Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
4038414 USD
CY2020Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
5693400 USD
CY2021Q4 sfdl Financing Receivable Gross And Loans Receivable Held For Sale Net
FinancingReceivableGrossAndLoansReceivableHeldForSaleNet
511668596 USD
CY2020Q4 sfdl Financing Receivable Gross And Loans Receivable Held For Sale Net
FinancingReceivableGrossAndLoansReceivableHeldForSaleNet
493848694 USD
CY2021Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
11087164 USD
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12842896 USD
CY2021Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
1084623 USD
CY2020Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
1838426 USD
CY2021Q4 sfdl Loans Receivable Allowance Loans In Process And Deferred Loan Fees
LoansReceivableAllowanceLoansInProcessAndDeferredLoanFees
12171787 USD
CY2020Q4 sfdl Loans Receivable Allowance Loans In Process And Deferred Loan Fees
LoansReceivableAllowanceLoansInProcessAndDeferredLoanFees
14681322 USD
CY2021Q4 us-gaap Notes Receivable Net
NotesReceivableNet
499496809 USD
CY2020Q4 us-gaap Notes Receivable Net
NotesReceivableNet
479167372 USD
CY2021Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
507630182 USD
CY2020Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
488155294 USD
CY2021Q4 us-gaap Notes And Loans Receivable Gross Noncurrent
NotesAndLoansReceivableGrossNoncurrent
2147276 USD
CY2021Q4 us-gaap Notes And Loans Receivable Gross Current
NotesAndLoansReceivableGrossCurrent
505482906 USD
CY2021Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
507630182 USD
CY2020Q4 us-gaap Notes And Loans Receivable Gross Noncurrent
NotesAndLoansReceivableGrossNoncurrent
2417185 USD
CY2020Q4 us-gaap Notes And Loans Receivable Gross Current
NotesAndLoansReceivableGrossCurrent
438632491 USD
CY2020Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
488155294 USD
CY2021Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
2683387 USD
CY2021Q4 sfdl Financing Receivable Recorded Investment Nonaccrual Status Percentage
FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage
0.005
CY2020Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
3125472 USD
CY2020Q4 sfdl Financing Receivable Recorded Investment Nonaccrual Status Percentage
FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage
0.007
CY2021 sfdl Financing Receivable Recorded Investment In Non Accrual Status Increase Decrease
FinancingReceivableRecordedInvestmentInNonAccrualStatusIncreaseDecrease
-442085 USD
CY2021 sfdl Financing Receivable Recorded Investment In Non Accrual Status Percent Increase Decrease
FinancingReceivableRecordedInvestmentInNonAccrualStatusPercentIncreaseDecrease
-0.141
CY2020Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
12842896 USD
CY2021 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
-2404117 USD
CY2021 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
136622 USD
CY2021 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
785007 USD
CY2021Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
11087164 USD
CY2019Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
9225574 USD
CY2020 us-gaap Provision For Doubtful Accounts
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3600000 USD
CY2020 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
281270 USD
CY2020 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
298592 USD
CY2020Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
12842896 USD
CY2018Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
9171717 USD
CY2019 us-gaap Provision For Doubtful Accounts
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375000 USD
CY2019 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
985317 USD
CY2019 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
664174 USD
CY2019Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
9225574 USD
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
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0 USD
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
11087164 USD
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
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11087164 USD
CY2021Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
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2323307 USD
CY2021Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
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505306875 USD
CY2021Q4 us-gaap Notes Receivable Gross
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507630182 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
0 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
12842896 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses
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12842896 USD
CY2020Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
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2219330 USD
CY2020Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
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485935964 USD
CY2020Q4 us-gaap Notes Receivable Gross
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488155294 USD
CY2021 sfdl Loans And Leases Receivable Valuation Period For New Appraisal
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P24M
CY2021 us-gaap Impaired Financing Receivable Average Recorded Investment
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2600000 USD
CY2020 us-gaap Impaired Financing Receivable Average Recorded Investment
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3900000 USD
CY2021Q4 us-gaap Impaired Financing Receivable Recorded Investment
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2323307 USD
CY2021Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
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3372027 USD
CY2021Q4 us-gaap Impaired Financing Receivable Related Allowance
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0 USD
CY2021 us-gaap Impaired Financing Receivable Average Recorded Investment
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2572276 USD
CY2021 us-gaap Impaired Financing Receivable Interest Income Accrual Method
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22199 USD
CY2020Q4 us-gaap Impaired Financing Receivable Recorded Investment
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2219330 USD
CY2020Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
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3268049 USD
CY2020Q4 us-gaap Impaired Financing Receivable Related Allowance
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0 USD
CY2020 us-gaap Impaired Financing Receivable Interest Income Accrual Method
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82925 USD
CY2019Q4 us-gaap Impaired Financing Receivable Recorded Investment
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3229883 USD
CY2019Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
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4305403 USD
CY2019Q4 us-gaap Impaired Financing Receivable Related Allowance
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0 USD
CY2019 us-gaap Impaired Financing Receivable Average Recorded Investment
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6394612 USD
CY2019 us-gaap Impaired Financing Receivable Interest Income Accrual Method
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54372 USD
CY2021 us-gaap Financing Receivable Modifications Number Of Contracts2
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3
CY2021Q4 sfdl Tdrs Included In Impaired Loans
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694000000 USD
CY2020 us-gaap Financing Receivable Modifications Number Of Contracts2
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3
CY2020Q4 sfdl Tdrs Included In Impaired Loans
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315000 USD
CY2021Q4 sfdl Financing Receivable Modifications Subsequent Default Aggregate Number Of Contracts
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0 loan
CY2021 sfdl Nonperforming Loans Accrual Status Minimum Consecutive Payments
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6 payments
CY2021Q4 us-gaap Property Plant And Equipment Gross
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47329225 USD
CY2020Q4 us-gaap Property Plant And Equipment Gross
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48139208 USD
CY2021Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
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22092310 USD
CY2020Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
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21563951 USD
CY2021Q4 us-gaap Property Plant And Equipment Net
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25236915 USD
CY2020Q4 us-gaap Property Plant And Equipment Net
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26575257 USD
CY2021 us-gaap Depreciation And Amortization
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2000000 USD
CY2020 us-gaap Depreciation And Amortization
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1900000 USD
CY2019 us-gaap Depreciation And Amortization
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1600000 USD
CY2021Q4 us-gaap Operating Lease Right Of Use Asset
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2300000 USD
CY2021Q4 us-gaap Operating Lease Liability
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2300000 USD
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477000 USD
CY2020 us-gaap Operating Leases Rent Expense Net
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461000 USD
CY2019 us-gaap Operating Leases Rent Expense Net
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460000 USD
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6 lease_agreement
CY2021Q4 us-gaap Federal Home Loan Bank Stock
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586000 USD
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2400000 USD
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130000 USD
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499000 USD
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498610 USD
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OtherRealEstateAndForeclosedAssets
677740 USD
CY2018Q4 us-gaap Other Real Estate And Foreclosed Assets
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CY2021 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Additions
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0 USD
CY2020 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Additions
OtherRealEstateForeclosedAssetsAndRepossessedAssetsAdditions
368510 USD
CY2019 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Additions
OtherRealEstateForeclosedAssetsAndRepossessedAssetsAdditions
832800 USD
CY2021 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Sales
OtherRealEstateForeclosedAssetsAndRepossessedAssetsSales
348910 USD
CY2020 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Sales
OtherRealEstateForeclosedAssetsAndRepossessedAssetsSales
532640 USD
CY2019 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Sales
OtherRealEstateForeclosedAssetsAndRepossessedAssetsSales
855502 USD
CY2021 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Write Downs
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20000 USD
CY2020 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Write Downs
OtherRealEstateForeclosedAssetsAndRepossessedAssetsWriteDowns
15000 USD
CY2019 sfdl Other Real Estate Foreclosed Assets And Repossessed Assets Write Downs
OtherRealEstateForeclosedAssetsAndRepossessedAssetsWriteDowns
22000 USD
CY2021Q4 us-gaap Other Real Estate And Foreclosed Assets
OtherRealEstateAndForeclosedAssets
129700 USD
CY2020Q4 us-gaap Other Real Estate And Foreclosed Assets
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498610 USD
CY2019Q4 us-gaap Other Real Estate And Foreclosed Assets
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677740 USD
CY2021Q4 us-gaap Demand Deposit Accounts
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495467035 USD
CY2020Q4 us-gaap Demand Deposit Accounts
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372070032 USD
CY2021Q4 us-gaap Deposits Money Market Deposits
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366065262 USD
CY2020Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
291067575 USD
CY2021Q4 us-gaap Deposits Savings Deposits
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97068740 USD
CY2020Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
74433571 USD
CY2021Q4 sfdl Deposits Excluding Time Deposits
DepositsExcludingTimeDeposits
958601037 USD
CY2020Q4 sfdl Deposits Excluding Time Deposits
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737571178 USD
CY2021Q4 us-gaap Time Deposits
TimeDeposits
157361926 USD
CY2020Q4 us-gaap Time Deposits
TimeDeposits
180525057 USD
CY2021Q4 us-gaap Deposits
Deposits
1115962963 USD
CY2020Q4 us-gaap Deposits
Deposits
918096235 USD
CY2021Q4 us-gaap Interest Bearing Domestic Deposit Brokered
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10000000 USD
CY2020Q4 us-gaap Interest Bearing Domestic Deposit Brokered
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16000000 USD
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0.0026
CY2020Q4 us-gaap Weighted Average Rate Domestic Deposit Brokered
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0.0037
CY2021Q4 sfdl Interest Bearing Domestic Deposit Maturities Brokered Next Twelve Months
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4000000 USD
CY2021Q4 us-gaap Deposit Liabilities Reclassified As Loans Receivable1
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68000 USD
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90600000 USD
CY2020Q4 us-gaap Time Deposits100000 Or More
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106800000 USD
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39400000 USD
CY2020Q4 sfdl Timedeposits250000ormore
Timedeposits250000ormore
49600000 USD
CY2021Q4 us-gaap Time Deposit Maturities Year One
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118119148 USD
CY2020Q4 us-gaap Time Deposit Maturities Year One
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128758122 USD
CY2021Q4 us-gaap Time Deposit Maturities Year Two
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26189318 USD
CY2020Q4 us-gaap Time Deposit Maturities Year Two
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27550051 USD
CY2021Q4 us-gaap Time Deposit Maturities Year Three
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7148260 USD
CY2020Q4 us-gaap Time Deposit Maturities Year Three
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10555458 USD
CY2021Q4 us-gaap Time Deposit Maturities Year Four
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2815491 USD
CY2020Q4 us-gaap Time Deposit Maturities Year Four
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10847730 USD
CY2021Q4 us-gaap Time Deposit Maturities Year Five
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3089709 USD
CY2020Q4 us-gaap Time Deposit Maturities Year Five
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2813696 USD
CY2021Q4 us-gaap Time Deposits
TimeDeposits
157361926 USD
CY2020Q4 us-gaap Time Deposits
TimeDeposits
180525057 USD
CY2020Q4 us-gaap Advances From Federal Home Loan Banks
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35000000 USD
CY2021Q4 sfdl Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged Amortized Cost
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94300000 USD
CY2021Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
94300000 USD
CY2020Q4 sfdl Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged Amortized Cost
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledgedAmortizedCost
104700000 USD
CY2020Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
106200000 USD
CY2021 us-gaap Repayments Of Federal Home Loan Bank Borrowings
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1 USD
CY2021Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Available Unused Funds
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369000000 USD
CY2020Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Available Unused Funds
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds
304300000 USD
CY2021Q4 us-gaap Federal Funds Purchased
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0 USD
CY2020Q4 us-gaap Federal Funds Purchased
FederalFundsPurchased
48700000 USD
CY2021Q4 us-gaap Other Borrowings
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26800000 USD
CY2020Q4 us-gaap Other Borrowings
OtherBorrowings
13100000 USD
CY2021Q4 sfdl Financial Instruments Owned And Pledged As Collateral At Amortized Cost
FinancialInstrumentsOwnedAndPledgedAsCollateralAtAmortizedCost
45300000 USD
CY2021Q4 us-gaap Financial Instruments Owned And Pledged As Collateral At Fair Value
FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue
45200000 USD
CY2020Q4 sfdl Financial Instruments Owned And Pledged As Collateral At Amortized Cost
FinancialInstrumentsOwnedAndPledgedAsCollateralAtAmortizedCost
26600000 USD
CY2020Q4 us-gaap Financial Instruments Owned And Pledged As Collateral At Fair Value
FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue
26800000 USD
CY2020 us-gaap Conversion Of Stock Shares Converted1
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295600 shares
CY2021 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
2664305 USD
CY2020 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
1663883 USD
CY2019 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
1437595 USD
CY2021 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
629809 USD
CY2020 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
295074 USD
CY2019 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
145412 USD
CY2021 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
3294114 USD
CY2020 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
1958957 USD
CY2019 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
1583007 USD
CY2021 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
211703 USD
CY2020 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-361167 USD
CY2019 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
105960 USD
CY2021 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
3574 USD
CY2020 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-20833 USD
CY2019 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-9417 USD
CY2021 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
215277 USD
CY2020 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1576957 USD
CY2019 us-gaap Tax Cuts And Jobs Act Of2017 Change In Tax Rate Deferred Tax Asset Income Tax Expense
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1679550 USD
CY2020 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-382000 USD
CY2019 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
96543 USD
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3509391 USD
CY2021 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
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3419489 USD
CY2020 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
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1811788 USD
CY2019 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
1989548 USD
CY2021 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
450957 USD
CY2020 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
81936 USD
CY2019 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
100820 USD
CY2021 sfdl Income Tax Reconciliation State And Local Income Taxes Write Down
IncomeTaxReconciliationStateAndLocalIncomeTaxesWriteDown
-284935 USD
CY2020 sfdl Income Tax Reconciliation State And Local Income Taxes Write Down
IncomeTaxReconciliationStateAndLocalIncomeTaxesWriteDown
-250044 USD
CY2019 sfdl Income Tax Reconciliation State And Local Income Taxes Write Down
IncomeTaxReconciliationStateAndLocalIncomeTaxesWriteDown
-291768 USD
CY2021 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
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-133350 USD
CY2020 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
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-120383 USD
CY2019 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
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-142508 USD
CY2021 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
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57230 USD
CY2020 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
53660 USD
CY2019 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
23458 USD
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3509391 USD
CY2020 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1576957 USD
CY2019 us-gaap Tax Cuts And Jobs Act Of2017 Change In Tax Rate Deferred Tax Asset Income Tax Expense
TaxCutsAndJobsActOf2017ChangeInTaxRateDeferredTaxAssetIncomeTaxExpense
1679550 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
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761937 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
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670582 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
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2408028 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
2781850 USD
CY2021Q4 sfdl Deferred Tax Assets Other Real Estate Owned
DeferredTaxAssetsOtherRealEstateOwned
7579 USD
CY2020Q4 sfdl Deferred Tax Assets Other Real Estate Owned
DeferredTaxAssetsOtherRealEstateOwned
3248 USD
CY2021Q4 sfdl Deferred Tax Assets Tax Deferred Expense Financial Reporting Fees
DeferredTaxAssetsTaxDeferredExpenseFinancialReportingFees
78527 USD
CY2020Q4 sfdl Deferred Tax Assets Tax Deferred Expense Financial Reporting Fees
DeferredTaxAssetsTaxDeferredExpenseFinancialReportingFees
74743 USD
CY2021Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
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467649 USD
CY2020Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
410419 USD
CY2021Q4 us-gaap Deferred Tax Assets Other
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52806 USD
CY2020Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
105993 USD
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3872112 USD
CY2020Q4 us-gaap Deferred Tax Assets Gross
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4046835 USD
CY2021Q4 us-gaap Deferred Tax Assets Valuation Allowance
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467649 USD
CY2020Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
410419 USD
CY2021Q4 us-gaap Deferred Tax Assets Net
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3404463 USD
CY2020Q4 us-gaap Deferred Tax Assets Net
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3636416 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Investments
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72195 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Investments
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72196 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
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913635 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
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1040831 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Other
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154463 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
43943 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Unrealized Gains On Trading Securities
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1683166 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Unrealized Gains On Trading Securities
DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities
4037110 USD
CY2021Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2823459 USD
CY2020Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
5194080 USD
CY2021Q4 us-gaap Deferred Tax Assets Liabilities Net
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581004 USD
CY2020Q4 us-gaap Deferred Tax Assets Liabilities Net
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-1557664 USD
CY2021 us-gaap Valuation Allowance Deferred Tax Asset Change In Amount
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57000 USD
CY2021Q4 us-gaap Bad Debt Reserve For Tax Purposes Of Qualified Lender
BadDebtReserveForTaxPurposesOfQualifiedLender
2100000 USD
CY2021 sfdl Defined Contribution Plan Requisite Service Period
DefinedContributionPlanRequisiteServicePeriod
P6M
CY2021 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
328000 USD
CY2020 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
320000 USD
CY2019 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
273000 USD
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1064000 USD

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