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$SFST
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Company Executives

$SFST Management Team

Mr. Wes Wilbanks

Executive Vice President

Chief Credit Officer

Age -
Compensation -
Sex Male

Ms. Julie Fairchild

Chief Accounting Officer

Age 50
Compensation $321.1K USD
Sex Female

Mr. James Orders

Independent Chairman of the Board

Age 72
Compensation $57.30K USD
Sex Male

Mr. Calvin Hurst

President

Age 43
Compensation $719.0K USD
Sex Male

Mr. R. Arthur Seaver

Chief Executive Officer

Director

Age 61
Compensation $1.141M USD
Sex Male

Ms. Silvia King

Chief Human Resources Officer

Age 47
Compensation $282.5K USD
Sex Female

Mr. Christian Zych

Chief Financial Officer

Executive Vice President

Age 54
Compensation $360.9K USD
Sex Male

Mr. Blair Miller

Executive Vice President

Chief Retail Experience Officer

Age -
Compensation -
Sex Male
Directors
16
serving now
Independent
15 of 16
stated in the proxy
Average tenure
16.6 years
from year joined
CEO also chairs the board
No
James B. Orders, III
Director Age On board Independent Committees Other public boards 2025 pay Source
Andrew B. Cajka, Jr.
66 1999
27 years
Independent None stated None stated $70,794
Jennifer S. Cluverius
44 2025
1 year
Independent None stated None stated $35,794
Mark A. Cothran
68 1999
27 years
Independent None stated None stated $57,394
Leighton M. Cubbage
73 1999
27 years
Independent None stated None stated $57,494
Anne S. Ellefson
71 2001
25 years
Independent None stated None stated $63,594
David G. Ellison
76 2001
25 years
Independent None stated None stated $58,094
Darrin Goss, Sr.
55 2025
1 year
Independent None stated None stated $38,394
Terry Grayson-Caprio
62 2021
5 years
Independent None stated The Caldwell Partners International, Inc. (TSX: CWL), Dauch Corporation (NYSE: DCH) $63,594
Tecumseh Hooper, Jr.
78 1999
27 years
Independent None stated None stated $58,694
Rudolph G. Johnstone, III, M.D.
65 1999
27 years
Independent None stated None stated $59,994
Ray A. Lattimore
66 2021
5 years
Independent None stated None stated $57,394
Anna T. Locke
49 2018
8 years
Independent None stated None stated $59,994
William A. Maner, IV
63 2021
5 years
Independent None stated None stated $59,994
William M. McClatchey, Jr.
53 2025
1 year
Independent None stated None stated $35,794
James B. Orders, III
73 1999
27 years
Independent None stated None stated $69,694
R. Arthur Seaver, Jr.
62 1999
27 years
Not independent None stated None stated Paid as CEO

Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.

1 disclosed in the proxy filed Apr 6, 2026
Cothran Properties, LLC
a company owned by our director, Mark A. Cothran
$10,749 per month, which equates to approximately $129,000 on an annualized basis

The Bank leases land for one of its branch offices from Cothran Properties, LLC.

With The Bank Open in proxy

The proxy also says directors, officers or their families deal with the company in the ordinary course of business, on the same terms as others. Those are not conflicts and are not listed. Read it in the proxy

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