StoneCo Ltd
stone.coWhat Do They Do?
Provides payment processing, digital banking and credit services to Brazilian micro-merchants and small and medium-sized businesses.
20-F for FY2025, filed Apr 23, 2026We currently operate in a single business segment mainly composed of financial services solutions, in which we offer payments, digital…View ↗
Our positioning in the micro-merchant segment, which considers clients with monthly total payment volume (“TPV”) below R$15,000, is to…View ↗
Our goal is to be the best and most complete financial operating system for Brazilian merchants, enabling them to manage their financial…View ↗
Who Are Their Customers?
Merchants are reached through local hubs, digital sales and self-onboarding, as well as referral and partner channels; platform-service and sub-acquiring accounts are also served.
20-F for FY2025, filed Apr 23, 2026Our goal is to be the best and most complete financial operating system for Brazilian merchants, enabling them to manage their financial…View ↗
We sell and distribute our solutions through three different types of channels: (i) Proximity channels, focused mainly on SMBs, in which we…View ↗
Stone Hubs: We distribute our technology and solutions to brick-and-mortar merchants primarily through our Stone Hubs, which are designed…View ↗
Inbound Sales and Distribution— We also sell our solutions through a similar, highly trained sales team that is centrally located and…View ↗
How Are They Changing?
Sale of software business
The older report described separate financial services and software segments, including software for retail and service businesses; the latest describes a single segment mainly made up of financial services after selling Linx Sistemas and other software assets.
20-F for FY2022, filed Apr 24, 2024 20-F for FY2025, filed Apr 23, 2026We operate in two main business segments: financial services and software. In financial services, we offer payments, digital banking, and…View ↗
Loading...
