$SYF
Synchrony Financial Stock $syf

$syf Overview Financials Valuation SEC Filings Company Website

2014 Q4 Form 10-K Financial Statement

#000160171216000069 Filed on February 25, 2016

Income Statement

Concept	2014 Q4	2014 Q3	2014 Q2
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$35.00M	$33.00M	$32.00M
YoY Change	29.63%	32.0%	28.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense	$282.0M	$244.0M	$206.0M
YoY Change	50.0%	33.33%	15.73%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$853.0M	$879.0M	$764.0M
YoY Change	23.27%	-13.91%	-10.75%
Income Tax	$322.0M	$331.0M	$292.0M
% Of Pretax Income	37.75%	37.66%	38.22%
Net Earnings	$531.0M	$548.0M	$472.0M
YoY Change	19.86%	-14.51%	-11.94%
Net Earnings / Revenue
Basic Earnings Per Share	$0.64	$0.70	$0.67
Diluted Earnings Per Share	$0.64	$0.70	$0.67
COMMON SHARES
Basic Shares Outstanding	833.8M shares	782.0M shares	705.0M shares
Diluted Shares Outstanding		782.0M shares	705.0M shares

Balance Sheet

Concept	2014 Q4	2014 Q3	2014 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$11.83B	$14.81B	$6.782B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill	$949.0M	$949.0M	$949.0M
YoY Change	0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$75.71B	$73.47B	$63.18B
YoY Change	28.13%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$2.814B	$3.255B	$3.347B
YoY Change	-8.78%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due		$602.0M	$626.0M
YoY Change
Total Short-Term Liabilities	$2.814B	$3.857B	$3.973B
YoY Change	-8.78%
LONG-TERM LIABILITIES
Long-Term Debt	$27.46B	$26.98B	$22.35B
YoY Change	12.91%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities	$27.46B	$26.98B	$22.35B
YoY Change	12.91%
TOTAL LIABILITIES
Total Short-Term Liabilities	$2.814B	$3.857B	$3.973B
Total Long-Term Liabilities	$27.46B	$26.98B	$22.35B
Total Liabilities	$65.23B	$63.53B	$56.78B
YoY Change	22.78%
SHAREHOLDERS EQUITY
Retained Earnings	$1.079B	$548.0M	$0.00
YoY Change
Common Stock	$1.000M	$1.000M	$1.000M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$10.48B	$9.941B	$6.393B
YoY Change
Total Liabilities & Shareholders Equity	$75.71B	$73.47B	$63.18B
YoY Change	28.13%

Cashflow Statement

Concept	2014 Q4	2014 Q3	2014 Q2
OPERATING ACTIVITIES
Net Income	$531.0M	$548.0M	$472.0M
YoY Change	19.86%	-14.51%	-11.94%
Depreciation, Depletion And Amortization	$35.00M	$33.00M	$32.00M
YoY Change	29.63%	32.0%	28.0%
Cash From Operating Activities	$1.046B	$1.295B	$1.227B
YoY Change	-8.65%	-26.59%	3.63%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities	-$6.157B	-$2.896B	-$2.880B
YoY Change	33.12%	38.04%	16.65%
Cash From Investing Activities	-$6.157B	-$2.896B	-$2.880B
YoY Change	33.12%	38.04%	16.65%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	2.131B	9.627B	3.104B
YoY Change	-31.9%	-9182.08%	-433.4%
NET CHANGE
Cash From Operating Activities	1.046B	1.295B	1.227B
Cash From Investing Activities	-6.157B	-2.896B	-2.880B
Cash From Financing Activities	2.131B	9.627B	3.104B
Net Change In Cash	-2.980B	8.026B	1.451B
YoY Change	749.0%	-1924.09%	-165.48%
FREE CASH FLOW
Cash From Operating Activities	$1.046B	$1.295B	$1.227B
Capital Expenditures
Free Cash Flow
YoY Change

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2013	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	-3628000000	USD
CY2015	dei	Amendment Flag AmendmentFlag	false
CY2015	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2015	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2015	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2015
CY2015	dei	Document Period End Date DocumentPeriodEndDate	2015-12-31
CY2015	dei	Document Type DocumentType	10-K
CY2015	dei	Entity Central Index Key EntityCentralIndexKey	0001601712
CY2016Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	833828859	shares
CY2015	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2015	dei	Entity Filer Category EntityFilerCategory	Large Accelerated Filer
CY2015Q2	dei	Entity Public Float EntityPublicFloat	4231311700	USD
CY2015	dei	Entity Registrant Name EntityRegistrantName	Synchrony Financial
CY2015	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2015	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	Yes
CY2014Q4	syf	Accumulated Other Comprehensive Income Loss Other Netof Tax AccumulatedOtherComprehensiveIncomeLossOtherNetofTax	-2000000	USD
CY2015Q4	syf	Accumulated Other Comprehensive Income Loss Other Netof Tax AccumulatedOtherComprehensiveIncomeLossOtherNetofTax	-12000000	USD
CY2014	syf	Conversionof Parents Net Investment Into Common Stock ConversionofParentsNetInvestmentIntoCommonStock	0	USD
CY2014Q4	syf	Deferred Tax Assets Reward Programs DeferredTaxAssetsRewardPrograms	72000000	USD
CY2015Q4	syf	Deferred Tax Assets Reward Programs DeferredTaxAssetsRewardPrograms	106000000	USD
CY2014Q4	syf	Deferred Tax Liabilities Original Issue Discount DeferredTaxLiabilitiesOriginalIssueDiscount	519000000	USD
CY2015Q4	syf	Deferred Tax Liabilities Original Issue Discount DeferredTaxLiabilitiesOriginalIssueDiscount	332000000	USD
CY2014Q4	syf	Deferred Tax Liability Not Recognized Amountof Unrecognized Deferred Tax Liability Dueto Temporary Differences In Investmentsof Foreign Subsidiaries DeferredTaxLiabilityNotRecognizedAmountofUnrecognizedDeferredTaxLiabilityDuetoTemporaryDifferencesInInvestmentsofForeignSubsidiaries	23000000	USD
CY2015Q4	syf	Deferred Tax Liability Not Recognized Amountof Unrecognized Deferred Tax Liability Dueto Temporary Differences In Investmentsof Foreign Subsidiaries DeferredTaxLiabilityNotRecognizedAmountofUnrecognizedDeferredTaxLiabilityDuetoTemporaryDifferencesInInvestmentsofForeignSubsidiaries	29000000	USD
CY2015	syf	Financing Receivable Conditional Thresholdfor Non Accrual Status FinancingReceivableConditionalThresholdforNonAccrualStatus	P180D
CY2015	syf	Financing Receivable Conditional Thresholdfor Non Accrual Statusfor Non Credit Card Accounts FinancingReceivableConditionalThresholdforNonAccrualStatusforNonCreditCardAccounts	P90D
CY2014Q4	syf	Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore	0.008
CY2015Q4	syf	Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore	0.009
CY2015	syf	Financing Receivable Numberof Consecutive Paymentsto Maintain Current Status FinancingReceivableNumberofConsecutivePaymentstoMaintainCurrentStatus	3	payment
CY2015	syf	Financing Receivable Thresholdfor Delinquency FinancingReceivableThresholdforDelinquency	P30D
CY2014Q4	syf	Impaired Financing Receivable Netof Related Allowance ImpairedFinancingReceivableNetofRelatedAllowance	504000000	USD
CY2015Q4	syf	Impaired Financing Receivable Netof Related Allowance ImpairedFinancingReceivableNetofRelatedAllowance	504000000	USD
CY2013	syf	Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms	180000000	USD
CY2014	syf	Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms	142000000	USD
CY2015	syf	Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms	153000000	USD
CY2013	syf	Increase Decreasein Interestand Fee Receivable IncreaseDecreaseinInterestandFeeReceivable	152000000	USD
CY2014	syf	Increase Decreasein Interestand Fee Receivable IncreaseDecreaseinInterestandFeeReceivable	-68000000	USD
CY2015	syf	Increase Decreasein Interestand Fee Receivable IncreaseDecreaseinInterestandFeeReceivable	163000000	USD
CY2013	syf	Increase Decreasein Parent Net Investment IncreaseDecreaseinParentNetInvestment	-586000000	USD
CY2014	syf	Increase Decreasein Parent Net Investment IncreaseDecreaseinParentNetInvestment	-603000000	USD
CY2013	syf	Interest Income Expenseafter Retailer Share Arrangements InterestIncomeExpenseafterRetailerShareArrangements	8198000000	USD
CY2014	syf	Interest Income Expenseafter Retailer Share Arrangements InterestIncomeExpenseafterRetailerShareArrangements	8745000000	USD
CY2015	syf	Interest Income Expenseafter Retailer Share Arrangements InterestIncomeExpenseafterRetailerShareArrangements	9355000000	USD
CY2013	syf	Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss	5126000000	USD
CY2014	syf	Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss	5828000000	USD
CY2015	syf	Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss	6403000000	USD
CY2014Q4	syf	Interestbearing Deposit Liabilities Weighted Average Interest Rate InterestbearingDepositLiabilitiesWeightedAverageInterestRate	0.016
CY2015Q4	syf	Interestbearing Deposit Liabilities Weighted Average Interest Rate InterestbearingDepositLiabilitiesWeightedAverageInterestRate	0.016
CY2015	syf	Loansand Leases Receivable Maximum Maturity Periodfor Loansin Permanent Modification Program LoansandLeasesReceivableMaximumMaturityPeriodforLoansinPermanentModificationProgram	P60M
CY2015	syf	Loansand Leases Receivable Maximum Periodfor Temporary Modification Program LoansandLeasesReceivableMaximumPeriodforTemporaryModificationProgram	P12M
CY2014Q4	syf	Long Term Debtand Dueto Related Parties LongTermDebtandDuetoRelatedParties	27460000000	USD
CY2015Q4	syf	Long Term Debtand Dueto Related Parties LongTermDebtandDuetoRelatedParties	24344000000	USD
CY2013	syf	Marketingand Business Development Expense MarketingandBusinessDevelopmentExpense	269000000	USD
CY2014	syf	Marketingand Business Development Expense MarketingandBusinessDevelopmentExpense	460000000	USD
CY2015	syf	Marketingand Business Development Expense MarketingandBusinessDevelopmentExpense	433000000	USD
CY2013	syf	Noninterest Expense Loyalty Programs NoninterestExpenseLoyaltyPrograms	213000000	USD
CY2014	syf	Noninterest Expense Loyalty Programs NoninterestExpenseLoyaltyPrograms	281000000	USD
CY2015	syf	Noninterest Expense Loyalty Programs NoninterestExpenseLoyaltyPrograms	419000000	USD
CY2013	syf	Noninterest Income Debt Cancellation Fees NoninterestIncomeDebtCancellationFees	324000000	USD
CY2014	syf	Noninterest Income Debt Cancellation Fees NoninterestIncomeDebtCancellationFees	275000000	USD
CY2015	syf	Noninterest Income Debt Cancellation Fees NoninterestIncomeDebtCancellationFees	249000000	USD
CY2013	syf	Noninterest Income Interchange Revenue NoninterestIncomeInterchangeRevenue	324000000	USD
CY2014	syf	Noninterest Income Interchange Revenue NoninterestIncomeInterchangeRevenue	389000000	USD
CY2015	syf	Noninterest Income Interchange Revenue NoninterestIncomeInterchangeRevenue	505000000	USD
CY2015	syf	Number Re Aging Limitationsin Five Years NumberReAgingLimitationsinFiveYears	2	reaging_limitation
CY2015	syf	Numberof Re Aging Limitationsin One Year NumberofReAgingLimitationsinOneYear	1	reaging_limitation
CY2015	syf	Numberof Sales Platforms NumberofSalesPlatforms	3	sales_platform
CY2013	syf	Paymentsto Parent PaymentstoParent	-586000000	USD
CY2014	syf	Paymentsto Parent PaymentstoParent	-603000000	USD
CY2015	syf	Paymentsto Parent PaymentstoParent	0	USD
CY2014Q4	syf	Percentageof Total Loan Receivables3089 Days Past Due PercentageofTotalLoanReceivables3089DaysPastDue	0.022
CY2015Q4	syf	Percentageof Total Loan Receivables3089 Days Past Due PercentageofTotalLoanReceivables3089DaysPastDue	0.022
CY2014Q4	syf	Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing PercentageofTotalLoanReceivables90DaysPastDueandStillAccruing	0.019
CY2015Q4	syf	Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing PercentageofTotalLoanReceivables90DaysPastDueandStillAccruing	0.019
CY2014Q4	syf	Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue	0.019
CY2015Q4	syf	Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue	0.019
CY2014Q4	syf	Percentageof Total Loan Receivables Nonaccrual Status PercentageofTotalLoanReceivablesNonaccrualStatus	0.000
CY2015Q4	syf	Percentageof Total Loan Receivables Nonaccrual Status PercentageofTotalLoanReceivablesNonaccrualStatus	0.000
CY2014Q4	syf	Percentageof Total Loan Receivables Past Due PercentageofTotalLoanReceivablesPastDue	0.041
CY2015Q4	syf	Percentageof Total Loan Receivables Past Due PercentageofTotalLoanReceivablesPastDue	0.041
CY2013	syf	Retailer Share Arrangements RetailerShareArrangements	2373000000	USD
CY2014	syf	Retailer Share Arrangements RetailerShareArrangements	2575000000	USD
CY2015	syf	Retailer Share Arrangements RetailerShareArrangements	2738000000	USD
CY2014Q4	syf	Time Deposit100000or More Portion Thatis250000or More TimeDeposit100000orMorePortionThatis250000orMore	2800000000	USD
CY2015Q4	syf	Time Deposit100000or More Portion Thatis250000or More TimeDeposit100000orMorePortionThatis250000orMore	3600000000	USD
CY2015	syf	Unrecognized Tax Benefits Temporary Differences Gross UnrecognizedTaxBenefitsTemporaryDifferencesGross	207000000	USD
CY2015Q4	syf	Unrecognized Tax Benefits Temporary Differences Net UnrecognizedTaxBenefitsTemporaryDifferencesNet	200000000	USD
CY2014Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	2814000000	USD
CY2015Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	3740000000	USD
CY2014Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	0	USD
CY2015Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-10000000	USD
CY2014Q4	us-gaap	Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax	-8000000	USD
CY2015Q4	us-gaap	Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax	-19000000	USD
CY2014Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	9408000000	USD
CY2015Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	9351000000	USD
CY2014	us-gaap	Adjustments To Additional Paid In Capital Other AdjustmentsToAdditionalPaidInCapitalOther	155000000	USD
CY2015	us-gaap	Adjustments To Additional Paid In Capital Other AdjustmentsToAdditionalPaidInCapitalOther	-91000000	USD
CY2014	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	12000000	USD
CY2015	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	34000000	USD
CY2013	us-gaap	Allowance For Loan And Lease Loss Recovery Of Bad Debts AllowanceForLoanAndLeaseLossRecoveryOfBadDebts	557000000	USD
CY2014	us-gaap	Allowance For Loan And Lease Loss Recovery Of Bad Debts AllowanceForLoanAndLeaseLossRecoveryOfBadDebts	616000000	USD
CY2015	us-gaap	Allowance For Loan And Lease Loss Recovery Of Bad Debts AllowanceForLoanAndLeaseLossRecoveryOfBadDebts	680000000	USD
CY2013	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	3011000000	USD
CY2014	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	3189000000	USD
CY2015	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	3371000000	USD
CY2014	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	6000000	shares
CY2015Q4	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	1000000	shares
CY2014Q4	us-gaap	Assets Assets	75707000000	USD
CY2015Q4	us-gaap	Assets Assets	84135000000	USD
CY2014Q4	us-gaap	Available For Sale Equity Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleEquitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax	0	USD
CY2015Q4	us-gaap	Available For Sale Equity Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleEquitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax	0	USD
CY2014Q4	us-gaap	Available For Sale Equity Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleEquitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax	0	USD
CY2015Q4	us-gaap	Available For Sale Equity Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleEquitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax	0	USD
CY2014Q4	us-gaap	Available For Sale Equity Securities Amortized Cost Basis AvailableForSaleEquitySecuritiesAmortizedCostBasis	15000000	USD
CY2015Q4	us-gaap	Available For Sale Equity Securities Amortized Cost Basis AvailableForSaleEquitySecuritiesAmortizedCostBasis	15000000	USD
CY2014Q4	us-gaap	Available For Sale Securities AvailableForSaleSecurities	1598000000	USD
CY2015Q4	us-gaap	Available For Sale Securities AvailableForSaleSecurities	3142000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	4000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	2000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	4000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	17000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	1598000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	3157000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	4000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	4000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	0	USD
CY2015Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	13000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	730000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	2827000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	119000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	91000000	USD
CY2014Q4	us-gaap	Available For Sale Securities Equity Securities AvailableForSaleSecuritiesEquitySecurities	15000000	USD
CY2015Q4	us-gaap	Available For Sale Securities Equity Securities AvailableForSaleSecuritiesEquitySecurities	15000000	USD
CY2013	us-gaap	Cash Acquired From Acquisition CashAcquiredFromAcquisition	6393000000	USD
CY2014	us-gaap	Cash Acquired From Acquisition CashAcquiredFromAcquisition	0	USD
CY2015	us-gaap	Cash Acquired From Acquisition CashAcquiredFromAcquisition	0	USD
CY2012Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	1334000000	USD
CY2013Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	2319000000	USD
CY2014Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	11828000000	USD
CY2015Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	12325000000	USD
CY2013	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	985000000	USD
CY2014	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	9509000000	USD
CY2015	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	497000000	USD
CY2014Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.001
CY2015Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.001
CY2014Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	4000000000	shares
CY2015Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	4000000000	shares
CY2014Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	833764589	shares
CY2015Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	833828340	shares
CY2014Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	833764589	shares
CY2015Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	833828340	shares
CY2014Q3	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	705000000	shares
CY2014Q4	us-gaap	Common Stock Value CommonStockValue	1000000	USD
CY2015Q4	us-gaap	Common Stock Value CommonStockValue	1000000	USD
CY2013	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1964000000	USD
CY2014	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2112000000	USD
CY2015	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2183000000	USD
CY2013	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	1280000000	USD
CY2014	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	1320000000	USD
CY2015	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	1443000000	USD
CY2013	us-gaap	Current Foreign Tax Expense Benefit CurrentForeignTaxExpenseBenefit	5000000	USD
CY2014	us-gaap	Current Foreign Tax Expense Benefit CurrentForeignTaxExpenseBenefit	7000000	USD
CY2015	us-gaap	Current Foreign Tax Expense Benefit CurrentForeignTaxExpenseBenefit	11000000	USD
CY2013	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1400000000	USD
CY2014	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1480000000	USD
CY2015	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1612000000	USD
CY2013	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	115000000	USD
CY2014	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	153000000	USD
CY2015	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	158000000	USD
CY2013	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-215000000	USD
CY2014	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-181000000	USD
CY2015	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-263000000	USD
CY2013	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	-1000000	USD
CY2014	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	1000000	USD
CY2015	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	0	USD
CY2013	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-237000000	USD
CY2014	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-203000000	USD
CY2015	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-295000000	USD
CY2014Q4	us-gaap	Deferred Income Tax Liabilities DeferredIncomeTaxLiabilities	793000000	USD
CY2015Q4	us-gaap	Deferred Income Tax Liabilities DeferredIncomeTaxLiabilities	596000000	USD
CY2013	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-21000000	USD
CY2014	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-23000000	USD
CY2015	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-32000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	1406000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	1620000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	603000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	1015000000	USD
CY2015Q4	us-gaap	Deferred Tax Liabilities Goodwill And Intangible Assets DeferredTaxLiabilitiesGoodwillAndIntangibleAssets	246000000	USD
CY2015	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent Of Match DefinedContributionPlanEmployerMatchingContributionPercentOfMatch	0.04
CY2014Q4	us-gaap	Deposits Deposits	34955000000	USD
CY2015Q4	us-gaap	Deposits Deposits	43447000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	1396000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	1611000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Operating Loss Carryforwards State And Local DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal	12000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Operating Loss Carryforwards State And Local DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal	12000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	56000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	38000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets State Taxes DeferredTaxAssetsStateTaxes	45000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets State Taxes DeferredTaxAssetsStateTaxes	135000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses	1221000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses	1329000000	USD
CY2014Q4	us-gaap	Deferred Tax Assets Valuation Allowance DeferredTaxAssetsValuationAllowance	10000000	USD
CY2015Q4	us-gaap	Deferred Tax Assets Valuation Allowance DeferredTaxAssetsValuationAllowance	9000000	USD
CY2014Q4	us-gaap	Deferred Tax Liabilities Goodwill And Intangible Assets DeferredTaxLiabilitiesGoodwillAndIntangibleAssets	259000000	USD
CY2014Q4	us-gaap	Deferred Tax Liabilities Other DeferredTaxLiabilitiesOther	15000000	USD
CY2015Q4	us-gaap	Deferred Tax Liabilities Other DeferredTaxLiabilitiesOther	18000000	USD
CY2015	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent DefinedContributionPlanEmployerMatchingContributionPercent	0.03
CY2013	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	104000000	USD
CY2014	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	131000000	USD
CY2015	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	174000000	USD
CY2014Q4	us-gaap	Due To Related Parties Current And Noncurrent DueToRelatedPartiesCurrentAndNoncurrent	655000000	USD
CY2015Q4	us-gaap	Due To Related Parties Current And Noncurrent DueToRelatedPartiesCurrentAndNoncurrent	0	USD
CY2013	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.81
CY2014Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.79
CY2014Q2	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.67
CY2014Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.70
CY2014Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.64
CY2014	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.78
CY2015Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.66
CY2015Q2	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.65
CY2015Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.69
CY2015Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.66
CY2015	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.66
CY2013	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.81
CY2014Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.79
CY2014Q2	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.67
CY2014Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.70
CY2014Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.64
CY2014	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.78
CY2015Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.66
CY2015Q2	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.65
CY2015Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.69
CY2015Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.65
CY2015	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.65
CY2013	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.370
CY2014	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.377
CY2015	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.373
CY2013	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.35
CY2014	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.35
CY2015	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.35
CY2013	us-gaap	Effective Income Tax Rate Reconciliation Other Reconciling Items Percent EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent	0.001
CY2014	us-gaap	Effective Income Tax Rate Reconciliation Other Reconciling Items Percent EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent	0.002
CY2015	us-gaap	Effective Income Tax Rate Reconciliation Other Reconciling Items Percent EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent	0.000
CY2013	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.019
CY2014	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.025
CY2015	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.023
CY2014	us-gaap	Financing Receivable Modifications Post Modification Recorded Investment2 FinancingReceivableModificationsPostModificationRecordedInvestment2	428000000	USD
CY2015	us-gaap	Financing Receivable Modifications Post Modification Recorded Investment2 FinancingReceivableModificationsPostModificationRecordedInvestment2	504000000	USD
CY2013	us-gaap	Financing Receivable Modifications Subsequent Default Number Of Contracts1 FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1	30780	account
CY2014	us-gaap	Financing Receivable Modifications Subsequent Default Number Of Contracts1 FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1	29472	account
CY2015	us-gaap	Financing Receivable Modifications Subsequent Default Number Of Contracts1 FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1	28221	account
CY2013	us-gaap	Financing Receivable Modifications Subsequent Default Recorded Investment1 FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1	59000000	USD
CY2014	us-gaap	Financing Receivable Modifications Subsequent Default Recorded Investment1 FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1	61000000	USD
CY2015	us-gaap	Financing Receivable Modifications Subsequent Default Recorded Investment1 FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1	57000000	USD
CY2014Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	1160000000	USD
CY2015Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	1270000000	USD
CY2014Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	2000000	USD
CY2015Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	3000000	USD
CY2014Q4	us-gaap	Financing Receivable Recorded Investment Past Due FinancingReceivableRecordedInvestmentPastDue	2536000000	USD
CY2015Q4	us-gaap	Financing Receivable Recorded Investment Past Due FinancingReceivableRecordedInvestmentPastDue	2772000000	USD
CY2014Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	450000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	597000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	158000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	89000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	110000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	120000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	131000000	USD
CY2014Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	969000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	1298000000	USD
CY2014Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	519000000	USD
CY2015Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	701000000	USD
CY2015	us-gaap	Finitelived Intangible Assets Acquired1 FinitelivedIntangibleAssetsAcquired1	329000000	USD
CY2013Q4	us-gaap	Goodwill Goodwill	949000000	USD
CY2014Q4	us-gaap	Goodwill Goodwill	949000000	USD
CY2015Q4	us-gaap	Goodwill Goodwill	949000000	USD
CY2014	us-gaap	Goodwill Acquired During Period GoodwillAcquiredDuringPeriod	0	USD
CY2015	us-gaap	Goodwill Acquired During Period GoodwillAcquiredDuringPeriod	0	USD
CY2014Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	220000000	USD
CY2015Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	259000000	USD
CY2013	us-gaap	Impaired Financing Receivable With Related Allowance Average Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment	902000000	USD
CY2014	us-gaap	Impaired Financing Receivable With Related Allowance Average Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment	755000000	USD
CY2015	us-gaap	Impaired Financing Receivable With Related Allowance Average Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment	734000000	USD
CY2013	us-gaap	Impaired Financing Receivable With Related Allowance Interest Income Accrual Method ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod	81000000	USD
CY2014	us-gaap	Impaired Financing Receivable With Related Allowance Interest Income Accrual Method ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod	56000000	USD
CY2015	us-gaap	Impaired Financing Receivable With Related Allowance Interest Income Accrual Method ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod	49000000	USD
CY2014Q4	us-gaap	Impaired Financing Receivable With Related Allowance Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment	724000000	USD
CY2015Q4	us-gaap	Impaired Financing Receivable With Related Allowance Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment	763000000	USD
CY2014Q4	us-gaap	Impaired Financing Receivable With Related Allowance Unpaid Principal Balance ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance	621000000	USD
CY2015Q4	us-gaap	Impaired Financing Receivable With Related Allowance Unpaid Principal Balance ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance	665000000	USD
CY2013	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	3124000000	USD
CY2014	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	3377000000	USD
CY2015	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	3513000000	USD
CY2013	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	3142000000	USD
CY2014Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	890000000	USD
CY2014Q2	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	764000000	USD
CY2014Q3	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	879000000	USD
CY2014Q4	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	853000000	USD
CY2014	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	3386000000	USD
CY2015Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	883000000	USD
CY2015Q2	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	861000000	USD
CY2015Q3	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	919000000	USD
CY2015Q4	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	868000000	USD
CY2015	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	3531000000	USD
CY2013	us-gaap	Income Loss From Continuing Operations Before Income Taxes Foreign IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign	18000000	USD
CY2014	us-gaap	Income Loss From Continuing Operations Before Income Taxes Foreign IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign	9000000	USD
CY2015	us-gaap	Income Loss From Continuing Operations Before Income Taxes Foreign IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign	18000000	USD
CY2013	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1163000000	USD
CY2014Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	332000000	USD
CY2014Q2	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	292000000	USD
CY2014Q3	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	331000000	USD
CY2014Q4	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	322000000	USD
CY2014	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1277000000	USD
CY2015Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	331000000	USD
CY2015Q2	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	320000000	USD
CY2015Q3	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	345000000	USD
CY2015Q4	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	321000000	USD
CY2015	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1317000000	USD
CY2013	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	1183000000	USD
CY2014	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	1787000000	USD
CY2015	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	1219000000	USD
CY2013	us-gaap	Increase Decrease In Accrued Liabilities And Other Operating Liabilities IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities	810000000	USD
CY2014	us-gaap	Increase Decrease In Accrued Liabilities And Other Operating Liabilities IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities	-172000000	USD
CY2015	us-gaap	Increase Decrease In Accrued Liabilities And Other Operating Liabilities IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities	803000000	USD
CY2013	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	481000000	USD
CY2014	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	9088000000	USD
CY2015	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	8273000000	USD
CY2013	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	-40000000	USD
CY2014	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	-196000000	USD
CY2015	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	-70000000	USD
CY2013	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-63000000	USD
CY2014	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-294000000	USD
CY2015	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-429000000	USD
CY2013	us-gaap	Increase Decrease In Restricted Cash IncreaseDecreaseInRestrictedCash	20000000	USD
CY2014	us-gaap	Increase Decrease In Restricted Cash IncreaseDecreaseInRestrictedCash	1028000000	USD
CY2015	us-gaap	Increase Decrease In Restricted Cash IncreaseDecreaseInRestrictedCash	-713000000	USD
CY2013	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	193000000	USD
CY2014	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	212000000	USD
CY2015	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	297000000	USD
CY2013	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	18000000	USD
CY2014	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	26000000	USD
CY2015	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	49000000	USD
CY2013	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	11295000000	USD
CY2014	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	12216000000	USD
CY2015	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	13179000000	USD
CY2014Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	34847000000	USD
CY2015Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	43295000000	USD
CY2013	us-gaap	Interest Expense InterestExpense	742000000	USD
CY2014Q1	us-gaap	Interest Expense InterestExpense	190000000	USD
CY2014Q2	us-gaap	Interest Expense InterestExpense	206000000	USD
CY2014Q3	us-gaap	Interest Expense InterestExpense	244000000	USD
CY2014Q4	us-gaap	Interest Expense InterestExpense	282000000	USD
CY2014	us-gaap	Interest Expense InterestExpense	922000000	USD
CY2015Q1	us-gaap	Interest Expense InterestExpense	275000000	USD
CY2015Q2	us-gaap	Interest Expense InterestExpense	270000000	USD
CY2015Q3	us-gaap	Interest Expense InterestExpense	289000000	USD
CY2015Q4	us-gaap	Interest Expense InterestExpense	301000000	USD
CY2015	us-gaap	Interest Expense InterestExpense	1135000000	USD
CY2013	us-gaap	Interest Expense Debt InterestExpenseDebt	0	USD
CY2014	us-gaap	Interest Expense Debt InterestExpenseDebt	124000000	USD
CY2015	us-gaap	Interest Expense Debt InterestExpenseDebt	309000000	USD
CY2013	us-gaap	Interest Expense Deposits InterestExpenseDeposits	374000000	USD
CY2014	us-gaap	Interest Expense Deposits InterestExpenseDeposits	470000000	USD
CY2015	us-gaap	Interest Expense Deposits InterestExpenseDeposits	607000000	USD
CY2013	us-gaap	Interest Expense Related Party InterestExpenseRelatedParty	157000000	USD
CY2014	us-gaap	Interest Expense Related Party InterestExpenseRelatedParty	113000000	USD
CY2015	us-gaap	Interest Expense Related Party InterestExpenseRelatedParty	4000000	USD
CY2013	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	10571000000	USD
CY2015	us-gaap	Labor And Related Expense LaborAndRelatedExpense	1042000000	USD
CY2014Q4	us-gaap	Liabilities Liabilities	65229000000	USD
CY2015Q4	us-gaap	Liabilities Liabilities	71531000000	USD
CY2014Q1	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	2743000000	USD
CY2014Q2	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	2720000000	USD
CY2014Q3	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	2879000000	USD
CY2014Q4	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	2978000000	USD
CY2014	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	11320000000	USD
CY2015Q1	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	2875000000	USD
CY2015Q2	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	2907000000	USD
CY2015Q3	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	3103000000	USD
CY2015Q4	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	3208000000	USD
CY2015	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	12093000000	USD
CY2013	us-gaap	Interest Income Operating InterestIncomeOperating	11313000000	USD
CY2014Q1	us-gaap	Interest Income Operating InterestIncomeOperating	2933000000	USD
CY2014Q2	us-gaap	Interest Income Operating InterestIncomeOperating	2926000000	USD
CY2014Q3	us-gaap	Interest Income Operating InterestIncomeOperating	3123000000	USD
CY2014Q4	us-gaap	Interest Income Operating InterestIncomeOperating	3260000000	USD
CY2014	us-gaap	Interest Income Operating InterestIncomeOperating	12242000000	USD
CY2015Q1	us-gaap	Interest Income Operating InterestIncomeOperating	3150000000	USD
CY2015Q2	us-gaap	Interest Income Operating InterestIncomeOperating	3177000000	USD
CY2015Q3	us-gaap	Interest Income Operating InterestIncomeOperating	3392000000	USD
CY2015Q4	us-gaap	Interest Income Operating InterestIncomeOperating	3509000000	USD
CY2015	us-gaap	Interest Income Operating InterestIncomeOperating	13228000000	USD
CY2013	us-gaap	Interest Paid InterestPaid	729000000	USD
CY2014	us-gaap	Interest Paid InterestPaid	839000000	USD
CY2015	us-gaap	Interest Paid InterestPaid	1040000000	USD
CY2013	us-gaap	Labor And Related Expense LaborAndRelatedExpense	698000000	USD
CY2014	us-gaap	Labor And Related Expense LaborAndRelatedExpense	866000000	USD
CY2014Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	75707000000	USD
CY2015Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	84135000000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	2274000000	USD
CY2013Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	2892000000	USD
CY2014Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	3236000000	USD
CY2015Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	3497000000	USD
CY2014Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	46000000	USD
CY2015Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	63000000	USD
CY2014Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	61286000000	USD
CY2015Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	68290000000	USD
CY2014Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	58050000000	USD
CY2015Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	64793000000	USD
CY2014Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	332000000	USD
CY2015Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	0	USD
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CY2015	us-gaap	Noninterest Expense NoninterestExpense	3264000000	USD
CY2015Q4	us-gaap	Net Income Loss NetIncomeLoss	547000000	USD
CY2013	us-gaap	Noninterest Income NoninterestIncome	500000000	USD
CY2014	us-gaap	Noninterest Income NoninterestIncome	485000000	USD
CY2014	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	10015000000	USD
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CY2013	us-gaap	Noninterest Expense NoninterestExpense	2484000000	USD
CY2014	us-gaap	Noninterest Expense NoninterestExpense	2927000000	USD
CY2014	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	14237000000	USD
CY2015	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	5116000000	USD
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CY2013	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	5679000000	USD
CY2014	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	5340000000	USD
CY2015	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	6184000000	USD
CY2013	us-gaap	Net Income Loss NetIncomeLoss	1979000000	USD
CY2014Q1	us-gaap	Net Income Loss NetIncomeLoss	558000000	USD
CY2014Q2	us-gaap	Net Income Loss NetIncomeLoss	472000000	USD
CY2014Q3	us-gaap	Net Income Loss NetIncomeLoss	548000000	USD
CY2014Q4	us-gaap	Net Income Loss NetIncomeLoss	531000000	USD
CY2014	us-gaap	Net Income Loss NetIncomeLoss	2109000000	USD
CY2015Q1	us-gaap	Net Income Loss NetIncomeLoss	552000000	USD
CY2015Q2	us-gaap	Net Income Loss NetIncomeLoss	541000000	USD
CY2014Q4	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	108000000	USD
CY2015Q4	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	152000000	USD
CY2015	us-gaap	Noninterest Income NoninterestIncome	392000000	USD
CY2013	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	65000000	USD
CY2014	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	102000000	USD
CY2015	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	57000000	USD
CY2015	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1	segment
CY2014Q4	us-gaap	Other Assets OtherAssets	2431000000	USD
CY2015Q4	us-gaap	Other Assets OtherAssets	2225000000	USD
CY2013	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	1000000	USD
CY2014	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	1000000	USD
CY2015	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	10000000	USD
CY2013	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-10000000	USD
CY2014	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	9000000	USD
CY2015	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-10000000	USD
CY2013	us-gaap	Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax	-4000000	USD
CY2014	us-gaap	Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax	-5000000	USD
CY2015	us-gaap	Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax	-11000000	USD
CY2013	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-15000000	USD
CY2014	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	3000000	USD
CY2015	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-31000000	USD
CY2013	us-gaap	Other Noninterest Expense OtherNoninterestExpense	875000000	USD
CY2014	us-gaap	Other Noninterest Expense OtherNoninterestExpense	826000000	USD
CY2015	us-gaap	Proceeds From Issuance Initial Public Offering ProceedsFromIssuanceInitialPublicOffering	0	USD
CY2013	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	866000000	USD
CY2014	us-gaap	Proceeds From Repayments Of Related Party Debt ProceedsFromRepaymentsOfRelatedPartyDebt	1615000000	USD
CY2015	us-gaap	Other Noninterest Expense OtherNoninterestExpense	847000000	USD
CY2013	us-gaap	Other Than Temporary Impairment Losses Investments Availableforsale Securities OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities	0	USD
CY2014	us-gaap	Other Than Temporary Impairment Losses Investments Availableforsale Securities OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities	0	USD
CY2015	us-gaap	Other Than Temporary Impairment Losses Investments Availableforsale Securities OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities	0	USD
CY2013	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	7355000000	USD
CY2014	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	8755000000	USD
CY2015	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	8852000000	USD
CY2013	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	107000000	USD
CY2014	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	446000000	USD
CY2015	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	441000000	USD
CY2013	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	100000000	USD
CY2014	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	1376000000	USD
CY2015	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	5102000000	USD
CY2013	us-gaap	Payments To Acquire Loans Receivable PaymentsToAcquireLoansReceivable	206000000	USD
CY2014	us-gaap	Payments To Acquire Loans Receivable PaymentsToAcquireLoansReceivable	0	USD
CY2015	us-gaap	Payments To Acquire Loans Receivable PaymentsToAcquireLoansReceivable	1051000000	USD
CY2014Q3	us-gaap	Proceeds From Issuance Initial Public Offering ProceedsFromIssuanceInitialPublicOffering	2800000000	USD
CY2013	us-gaap	Proceeds From Issuance Initial Public Offering ProceedsFromIssuanceInitialPublicOffering	0	USD
CY2014	us-gaap	Proceeds From Issuance Initial Public Offering ProceedsFromIssuanceInitialPublicOffering	2842000000	USD
CY2014	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	5176000000	USD
CY2015	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	3881000000	USD
CY2013	us-gaap	Proceeds From Issuance Of Unsecured Debt ProceedsFromIssuanceOfUnsecuredDebt	0	USD
CY2014	us-gaap	Proceeds From Issuance Of Unsecured Debt ProceedsFromIssuanceOfUnsecuredDebt	12343000000	USD
CY2015	us-gaap	Proceeds From Issuance Of Unsecured Debt ProceedsFromIssuanceOfUnsecuredDebt	2995000000	USD
CY2013	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-32000000	USD
CY2014	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-135000000	USD
CY2015	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-40000000	USD
CY2013	us-gaap	Proceeds From Repayments Of Related Party Debt ProceedsFromRepaymentsOfRelatedPartyDebt	0	USD
CY2015	us-gaap	Proceeds From Repayments Of Related Party Debt ProceedsFromRepaymentsOfRelatedPartyDebt	0	USD
CY2013	us-gaap	Proceeds From Sale And Maturity Of Available For Sale Securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities	40000000	USD
CY2014	us-gaap	Proceeds From Sale And Maturity Of Available For Sale Securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities	27000000	USD
CY2015	us-gaap	Proceeds From Sale And Maturity Of Available For Sale Securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities	3538000000	USD
CY2013	us-gaap	Proceeds From Sale Of Loans Receivable ProceedsFromSaleOfLoansReceivable	289000000	USD
CY2014	us-gaap	Proceeds From Sale Of Loans Receivable ProceedsFromSaleOfLoansReceivable	1510000000	USD
CY2015	us-gaap	Proceeds From Sale Of Loans Receivable ProceedsFromSaleOfLoansReceivable	392000000	USD
CY2013	us-gaap	Professional Fees ProfessionalFees	449000000	USD
CY2014	us-gaap	Professional Fees ProfessionalFees	563000000	USD
CY2015	us-gaap	Professional Fees ProfessionalFees	645000000	USD
CY2013	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	3072000000	USD
CY2014	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	2917000000	USD
CY2015	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	2952000000	USD
CY2013	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	1649000000	USD
CY2015	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	655000000	USD
CY2013	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	2708000000	USD
CY2015Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	3293000000	USD
CY2014Q4	us-gaap	Senior Notes SeniorNotes	3593000000	USD
CY2014	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	5569000000	USD
CY2013	us-gaap	Repayments Of Unsecured Debt RepaymentsOfUnsecuredDebt	0	USD
CY2015Q4	us-gaap	Senior Notes SeniorNotes	6590000000	USD
CY2014Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	1079000000	USD
CY2014	us-gaap	Repayments Of Unsecured Debt RepaymentsOfUnsecuredDebt	505000000	USD
CY2015	us-gaap	Repayments Of Unsecured Debt RepaymentsOfUnsecuredDebt	4094000000	USD
CY2014Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	1104000000	USD
CY2014	us-gaap	Stock Issued During Period Value New Issues StockIssuedDuringPeriodValueNewIssues	2842000000	USD
CY2012Q4	us-gaap	Stockholders Equity StockholdersEquity	4582000000	USD
CY2013Q4	us-gaap	Stockholders Equity StockholdersEquity	5960000000	USD
CY2014Q4	us-gaap	Stockholders Equity StockholdersEquity	10478000000	USD
CY2015	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	5244000000	USD
CY2015Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	391000000	USD
CY2015Q4	us-gaap	Stockholders Equity StockholdersEquity	12604000000	USD
CY2015Q4	us-gaap	Time Deposit Maturities After Year Five TimeDepositMaturitiesAfterYearFive	2581000000	USD
CY2014Q4	us-gaap	Time Deposits100000 Or More TimeDeposits100000OrMore	9400000000	USD
CY2015Q4	us-gaap	Time Deposits100000 Or More TimeDeposits100000OrMore	11900000000	USD
CY2015Q4	us-gaap	Time Deposit Maturities Year Five TimeDepositMaturitiesYearFive	2815000000	USD
CY2015Q4	us-gaap	Time Deposit Maturities Year Four TimeDepositMaturitiesYearFour	3917000000	USD
CY2013Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	202000000	USD
CY2014Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	102000000	USD
CY2015Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	327000000	USD
CY2014	us-gaap	Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions	194000000	USD
CY2015Q4	us-gaap	Time Deposit Maturities Year One TimeDepositMaturitiesYearOne	12151000000	USD
CY2015Q4	us-gaap	Time Deposit Maturities Year Three TimeDepositMaturitiesYearThree	2126000000	USD
CY2015Q4	us-gaap	Time Deposit Maturities Year Two TimeDepositMaturitiesYearTwo	4820000000	USD
CY2015	us-gaap	Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions	8000000	USD
CY2015Q4	us-gaap	Unsecured Debt UnsecuredDebt	4151000000	USD
CY2013	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	0	shares
CY2014	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	200000	shares
CY2015	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	1700000	shares
CY2014	us-gaap	Unrecognized Tax Benefits Decreases Resulting From Settlements With Taxing Authorities UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities	0	USD
CY2015	us-gaap	Unrecognized Tax Benefits Decreases Resulting From Settlements With Taxing Authorities UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities	1000000	USD
CY2014	us-gaap	Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions	75000000	USD
CY2015	us-gaap	Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions	236000000	USD
CY2014	us-gaap	Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions	20000000	USD
CY2015	us-gaap	Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions	6000000	USD
CY2014	us-gaap	Unrecognized Tax Benefits Reductions Resulting From Lapse Of Applicable Statute Of Limitations UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations	1000000	USD
CY2015	us-gaap	Unrecognized Tax Benefits Reductions Resulting From Lapse Of Applicable Statute Of Limitations UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations	8000000	USD
CY2014Q4	us-gaap	Unrecognized Tax Benefits That Would Impact Effective Tax Rate UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate	68000000	USD
CY2015Q4	us-gaap	Unrecognized Tax Benefits That Would Impact Effective Tax Rate UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate	79000000	USD
CY2014Q4	us-gaap	Unsecured Debt UnsecuredDebt	8245000000	USD
CY2013	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	705300000	shares
CY2014	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	757600000	shares
CY2015	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	835500000	shares
CY2013	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	705300000	shares
CY2014	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	757400000	shares
CY2015	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	833800000	shares
CY2015	us-gaap	Revenue Recognition Interest RevenueRecognitionInterest	<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-style:italic;">Interest and Fees on Loans</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:16px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">We use the effective interest method to recognize income on loans. Interest on loans is comprised largely of interest and late fees on credit card and other loans. Interest income is recognized based upon the amount of loans outstanding and their contractual interest rate. Late fees are recognized when billable to the customer. We continue to accrue interest and fees on credit cards until the accounts are charged-off in the period the account becomes </font><font style="font-family:Arial;font-size:10pt;">180</font><font style="font-family:Arial;font-size:10pt;"> days past due. For non-credit card loans, we stop accruing interest and fees when the account becomes </font><font style="font-family:Arial;font-size:10pt;">90</font><font style="font-family:Arial;font-size:10pt;"> days past due. Previously recognized interest income that was accrued but not collected from the customer is reversed. Although we stop accruing interest in advance of payments, we recognize interest income as cash is collected when appropriate, provided the amount does not exceed that which would have been earned at the historical effective interest rate; otherwise, payments received are applied to reduce the principal balance of the loan.</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:16px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">We resume accruing interest on non-credit card loans when the customer’s account is less than </font><font style="font-family:Arial;font-size:10pt;">90</font><font style="font-family:Arial;font-size:10pt;"> days past due and collection of such amounts is probable. Interest accruals on modified loans that are not considered to be TDRs may return to current status (re-aged) only after receipt of at least </font><font style="font-family:Arial;font-size:10pt;">three</font><font style="font-family:Arial;font-size:10pt;"> consecutive minimum monthly payments subject to a re-aging limitation of once a </font><font style="font-family:Arial;font-size:10pt;">year</font><font style="font-family:Arial;font-size:10pt;">, or twice in a </font><font style="font-family:Arial;font-size:10pt;">five</font><font style="font-family:Arial;font-size:10pt;">-year period.</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:16px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Direct loan origination costs on credit card loans are deferred and amortized on a straight-line basis over a one-year period, or the life of the loan for other loan receivables, and are included in interest and fees on loans in our Consolidated and Combined Statements of Earnings. See Note 4. </font><font style="font-family:Arial;font-size:10pt;font-style:italic;">Loan Receivables and Allowance for Loan Losses</font><font style="font-family:Arial;font-size:10pt;"> for further detail.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Other loan fees including miscellaneous fees charged to borrowers are recognized net of waivers and charge-offs when the related transaction or service is provided, and are included in other income in our Consolidated and Combined Statements of Earnings.</font></div></div>
CY2015	us-gaap	Revenue Recognition Loyalty Programs RevenueRecognitionLoyaltyPrograms	<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-style:italic;">Loyalty Programs</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:16px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Our loyalty programs are designed to generate increased purchase volume per customer while reinforcing the value of our credit cards and strengthening cardholder loyalty. These programs typically provide cardholders with rewards in the form of merchandise discounts that are earned by achieving a pre-set spending level on their private label credit card or Dual Card. Other programs provide cash back or reward points, which are redeemable for a variety of products or awards. These programs are primarily in our Retail Card platform. We establish a rewards liability based on points and merchandise discounts earned that are ultimately expected to be redeemed and the average cost per point at redemption. The rewards liability is included in accrued expenses and other liabilities in our Consolidated Statements of Financial Position. Cash rebates are earned based on a tiered percentage of purchase volume. As points and discounts are redeemed or cash rebates are issued, the rewards liability is relieved. The estimated cost of loyalty programs is classified as a reduction to other income in our Consolidated and Combined Statements of Earnings.</font></div></div>

Files In Submission

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$SYF
Synchrony Financial Stock $syf

2014 Q4 Form 10-K Financial Statement

#000160171216000069 Filed on February 25, 2016

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$SYF Synchrony Financial Stock $syf

2014 Q4 Form 10-K Financial Statement

#000160171216000069 Filed on February 25, 2016

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$SYF
Synchrony Financial Stock $syf