2018 Q4 Form 10-Q Financial Statement

#000160171218000265 Filed on October 25, 2018

View on sec.gov

Income Statement

Concept 2018 Q4 2018 Q3 2017 Q3
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $80.00M $78.00M $69.00M
YoY Change 19.4% 13.04% 23.21%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $543.0M $488.0M $357.0M
YoY Change 44.8% 36.69% 13.33%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.012B $893.0M $879.0M
YoY Change 15.66% 1.59% -8.72%
Income Tax $229.0M $222.0M $324.0M
% Of Pretax Income 22.63% 24.86% 36.86%
Net Earnings $783.0M $671.0M $555.0M
YoY Change 103.38% 20.9% -8.11%
Net Earnings / Revenue
Basic Earnings Per Share $1.09 $0.91 $0.70
Diluted Earnings Per Share $1.09 $0.91 $0.70
COMMON SHARES
Basic Shares Outstanding 718.7M shares 734.9M shares 787.3M shares
Diluted Shares Outstanding 738.8M shares 790.9M shares

Balance Sheet

Concept 2018 Q4 2018 Q3 2017 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $9.396B $12.07B $13.92B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill $1.024B $1.024B $991.0M
YoY Change 3.33% 3.33% 4.43%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $106.8B $104.5B $92.55B
YoY Change 11.46% 12.96% 6.18%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $4.099B $4.491B $3.793B
YoY Change -4.39% 18.4% 18.68%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.099B $4.491B $3.793B
YoY Change -4.39% 18.4% 18.68%
LONG-TERM LIABILITIES
Long-Term Debt $24.00B $23.74B $19.90B
YoY Change 15.37% 19.31% -1.33%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $24.00B $23.74B $19.90B
YoY Change 15.37% 19.31% -1.33%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.099B $4.491B $3.793B
Total Long-Term Liabilities $24.00B $23.74B $19.90B
Total Liabilities $92.11B $90.55B $78.15B
YoY Change 12.92% 15.87% 6.79%
SHAREHOLDERS EQUITY
Retained Earnings $8.986B $8.355B $6.543B
YoY Change 31.97% 27.69% 34.6%
Common Stock $1.000M $1.000M $1.000M
YoY Change 0.0% 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $3.729B $3.731B $1.531B
YoY Change 90.55% 143.7% 543.28%
Treasury Stock Shares 115.2M shares 115.3M shares 51.40M shares
Shareholders Equity $14.68B $14.00B $14.40B
YoY Change
Total Liabilities & Shareholders Equity $106.8B $104.5B $92.55B
YoY Change 11.46% 12.96% 6.18%

Cashflow Statement

Concept 2018 Q4 2018 Q3 2017 Q3
OPERATING ACTIVITIES
Net Income $783.0M $671.0M $555.0M
YoY Change 103.38% 20.9% -8.11%
Depreciation, Depletion And Amortization $80.00M $78.00M $69.00M
YoY Change 19.4% 13.04% 23.21%
Cash From Operating Activities $2.576B $2.685B $2.902B
YoY Change 4.33% -7.48% 59.89%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities -$6.285B -$10.48B -$1.982B
YoY Change -11.73% 428.61% -49.39%
Cash From Investing Activities -$6.285B -$10.48B -$1.982B
YoY Change -11.73% 428.61% -49.39%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 1.814B 4.173B 281.0M
YoY Change -23.78% 1385.05% -92.8%
NET CHANGE
Cash From Operating Activities 2.576B 2.685B 2.902B
Cash From Investing Activities -6.285B -10.48B -1.982B
Cash From Financing Activities 1.814B 4.173B 281.0M
Net Change In Cash -1.895B -3.619B 1.201B
YoY Change -16.56% -401.33% -33.31%
FREE CASH FLOW
Cash From Operating Activities $2.576B $2.685B $2.902B
Capital Expenditures
Free Cash Flow
YoY Change

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2018
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Type
DocumentType
10-Q
dei Document Period End Date
DocumentPeriodEndDate
2018-09-30
dei Entity Central Index Key
EntityCentralIndexKey
0001601712
CY2018Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
718731714 shares
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
dei Entity Filer Category
EntityFilerCategory
Large Accelerated Filer
dei Entity Registrant Name
EntityRegistrantName
Synchrony Financial
dei Entity Small Business
EntitySmallBusiness
false
CY2017Q4 syf Accumulated Other Comprehensive Income Loss Other Netof Tax
AccumulatedOtherComprehensiveIncomeLossOtherNetofTax
-28000000 USD
CY2018Q3 syf Accumulated Other Comprehensive Income Loss Other Netof Tax
AccumulatedOtherComprehensiveIncomeLossOtherNetofTax
-28000000 USD
CY2017Q4 syf Average Rate Domestic Deposits
AverageRateDomesticDeposits
0.016
CY2018Q3 syf Average Rate Domestic Deposits
AverageRateDomesticDeposits
0.019
CY2018Q3 syf Decreasein Unrecognized Tax Benefits That Would Impact Effective Tax Rate
DecreaseinUnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
29000000 USD
CY2017Q3 syf Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score
FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore
0.007
CY2017Q4 syf Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score
FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore
0.006
CY2018Q3 syf Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score
FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore
0.005
CY2017Q4 syf Impaired Financing Receivable Netof Related Allowance
ImpairedFinancingReceivableNetofRelatedAllowance
597000000 USD
CY2018Q3 syf Impaired Financing Receivable Netof Related Allowance
ImpairedFinancingReceivableNetofRelatedAllowance
641000000 USD
CY2017Q3 syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
58000000 USD
syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
162000000 USD
CY2018Q3 syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
68000000 USD
syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
195000000 USD
syf Increase Decreasein Interestand Fee Receivable
IncreaseDecreaseinInterestandFeeReceivable
110000000 USD
syf Increase Decreasein Interestand Fee Receivable
IncreaseDecreaseinInterestandFeeReceivable
36000000 USD
CY2017Q3 syf Interest Income Expenseafter Retailer Share Arrangements
InterestIncomeExpenseafterRetailerShareArrangements
3071000000 USD
syf Interest Income Expenseafter Retailer Share Arrangements
InterestIncomeExpenseafterRetailerShareArrangements
8942000000 USD
CY2018Q3 syf Interest Income Expenseafter Retailer Share Arrangements
InterestIncomeExpenseafterRetailerShareArrangements
3335000000 USD
syf Interest Income Expenseafter Retailer Share Arrangements
InterestIncomeExpenseafterRetailerShareArrangements
9541000000 USD
CY2017Q3 syf Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss
InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss
1761000000 USD
syf Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss
InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss
5000000000 USD
CY2018Q3 syf Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss
InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss
1884000000 USD
syf Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss
InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss
5448000000 USD
syf Loansand Leases Receivable Maximum Maturity Periodfor Loansin Permanent Modification Program
LoansandLeasesReceivableMaximumMaturityPeriodforLoansinPermanentModificationProgram
P60M
CY2017Q3 syf Marketingand Business Development Expense
MarketingandBusinessDevelopmentExpense
124000000 USD
syf Marketingand Business Development Expense
MarketingandBusinessDevelopmentExpense
342000000 USD
CY2018Q3 syf Marketingand Business Development Expense
MarketingandBusinessDevelopmentExpense
131000000 USD
syf Marketingand Business Development Expense
MarketingandBusinessDevelopmentExpense
362000000 USD
CY2017Q3 syf Noninterest Expense Loyalty Programs
NoninterestExpenseLoyaltyPrograms
168000000 USD
syf Noninterest Expense Loyalty Programs
NoninterestExpenseLoyaltyPrograms
511000000 USD
CY2018Q3 syf Noninterest Expense Loyalty Programs
NoninterestExpenseLoyaltyPrograms
196000000 USD
syf Noninterest Expense Loyalty Programs
NoninterestExpenseLoyaltyPrograms
543000000 USD
CY2017Q3 syf Noninterest Income Debt Cancellation Fees
NoninterestIncomeDebtCancellationFees
67000000 USD
syf Noninterest Income Debt Cancellation Fees
NoninterestIncomeDebtCancellationFees
203000000 USD
CY2018Q3 syf Noninterest Income Debt Cancellation Fees
NoninterestIncomeDebtCancellationFees
65000000 USD
syf Noninterest Income Debt Cancellation Fees
NoninterestIncomeDebtCancellationFees
197000000 USD
CY2017Q3 syf Noninterest Income Interchange Revenue
NoninterestIncomeInterchangeRevenue
164000000 USD
syf Noninterest Income Interchange Revenue
NoninterestIncomeInterchangeRevenue
474000000 USD
CY2018Q3 syf Noninterest Income Interchange Revenue
NoninterestIncomeInterchangeRevenue
182000000 USD
syf Noninterest Income Interchange Revenue
NoninterestIncomeInterchangeRevenue
517000000 USD
CY2017Q4 syf Percentageof Total Loan Receivables3089 Days Past Due
PercentageofTotalLoanReceivables3089DaysPastDue
0.024
CY2018Q3 syf Percentageof Total Loan Receivables3089 Days Past Due
PercentageofTotalLoanReceivables3089DaysPastDue
0.025
CY2017Q4 syf Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing
PercentageofTotalLoanReceivables90DaysPastDueandStillAccruing
0.023
CY2018Q3 syf Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing
PercentageofTotalLoanReceivables90DaysPastDueandStillAccruing
0.021
CY2017Q4 syf Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due
PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue
0.023
CY2018Q3 syf Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due
PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue
0.021
CY2017Q4 syf Percentageof Total Loan Receivables Nonaccrual Status
PercentageofTotalLoanReceivablesNonaccrualStatus
0.000
CY2018Q3 syf Percentageof Total Loan Receivables Nonaccrual Status
PercentageofTotalLoanReceivablesNonaccrualStatus
0.000
CY2017Q4 syf Percentageof Total Loan Receivables Past Due
PercentageofTotalLoanReceivablesPastDue
0.047
CY2018Q3 syf Percentageof Total Loan Receivables Past Due
PercentageofTotalLoanReceivablesPastDue
0.046
CY2017Q3 syf Restricted Cash And Equivalents Included In Other Assets
RestrictedCashAndEquivalentsIncludedInOtherAssets
173000000 USD
CY2018Q3 syf Restricted Cash And Equivalents Included In Other Assets
RestrictedCashAndEquivalentsIncludedInOtherAssets
203000000 USD
CY2017Q3 syf Retailer Share Arrangements
RetailerShareArrangements
805000000 USD
syf Retailer Share Arrangements
RetailerShareArrangements
2158000000 USD
CY2018Q3 syf Retailer Share Arrangements
RetailerShareArrangements
871000000 USD
syf Retailer Share Arrangements
RetailerShareArrangements
2244000000 USD
CY2017Q4 syf Time Deposit100000or More Portion Thatis250000or More
TimeDeposit100000orMorePortionThatis250000orMore
5300000000 USD
CY2018Q3 syf Time Deposit100000or More Portion Thatis250000or More
TimeDeposit100000orMorePortionThatis250000orMore
6700000000 USD
CY2017Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
4287000000 USD
CY2018Q3 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
4491000000 USD
CY2017Q4 us-gaap Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-19000000 USD
CY2018Q3 us-gaap Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-48000000 USD
CY2017Q4 us-gaap Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax
-17000000 USD
CY2018Q3 us-gaap Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax
-23000000 USD
CY2017Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
9445000000 USD
CY2018Q3 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
9470000000 USD
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation And Exercise Of Stock Options
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions
37000000 USD
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation And Exercise Of Stock Options
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions
38000000 USD
CY2017Q3 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
216000000 USD
us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
678000000 USD
CY2018Q3 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
208000000 USD
us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
651000000 USD
CY2017Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1166000000 USD
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
3603000000 USD
CY2018Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1295000000 USD
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
4095000000 USD
CY2017Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
4000000 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
3000000 shares
CY2018Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
5000000 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
3000000 shares
CY2017Q4 us-gaap Assets
Assets
95808000000 USD
CY2018Q3 us-gaap Assets
Assets
104545000000 USD
CY2017Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
4473000000 USD
CY2018Q3 us-gaap Available For Sale Securities
AvailableForSaleSecurities
7281000000 USD
CY2017Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
1000000 USD
CY2018Q3 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
1000000 USD
CY2017Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
32000000 USD
CY2018Q3 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
69000000 USD
CY2017Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
4504000000 USD
CY2018Q3 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
7349000000 USD
CY2017Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
27000000 USD
CY2018Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
51000000 USD
CY2017Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
5000000 USD
CY2018Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
18000000 USD
CY2017Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
3184000000 USD
CY2018Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
5759000000 USD
CY2017Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
1055000000 USD
CY2018Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
1059000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Next Rolling Twelve Months Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
5441000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Next Rolling Twelve Months Fair Value
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue
5438000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Rolling After Year Ten Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
1089000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Rolling After Year Ten Fair Value
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue
1034000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
167000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Fair Value
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
165000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Rolling Year Two Through Five Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
652000000 USD
CY2018Q3 us-gaap Available For Sale Securities Debt Maturities Rolling Year Two Through Five Fair Value
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
644000000 USD
CY2017Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
0 USD
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
0 USD
CY2018Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
0 USD
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
0 USD
CY2017Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
13915000000 USD
CY2017Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
11602000000 USD
CY2018Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
12068000000 USD
CY2017Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
11602000000 USD
CY2018Q3 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
12068000000 USD
CY2016Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
9668000000 USD
CY2017Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
14088000000 USD
CY2017Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
11817000000 USD
CY2018Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
12271000000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
4420000000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
454000000 USD
CY2017Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.15
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.41
CY2018Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.21
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.51
CY2017Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.001
CY2018Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.001
CY2017Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
4000000000 shares
CY2018Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
4000000000 shares
CY2017Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
833984684 shares
CY2018Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
833984684 shares
CY2017Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
770531433 shares
CY2018Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
718710316 shares
CY2017Q4 us-gaap Common Stock Value
CommonStockValue
1000000 USD
CY2018Q3 us-gaap Common Stock Value
CommonStockValue
1000000 USD
CY2017Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
564000000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1563000000 USD
CY2018Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
665000000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1972000000 USD
CY2018Q3 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
76000000 USD
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
186000000 USD
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-53000000 USD
CY2017Q4 us-gaap Deposits
Deposits
56488000000 USD
CY2018Q3 us-gaap Deposits
Deposits
62317000000 USD
CY2017Q4 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
56754000000 USD
CY2018Q3 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
62235000000 USD
CY2018Q3 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
16700000000 USD
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
187000000 USD
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
222000000 USD
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
328000000 USD
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
383000000 USD
CY2017Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.70
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.93
CY2018Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.91
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.68
CY2017Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.70
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.93
CY2018Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.91
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.66
CY2017Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.369
CY2018Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.249
CY2017Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.35
CY2018Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2017Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
211000000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
560000000 USD
CY2018Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
228000000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
647000000 USD
CY2017Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
19524 contract
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
42693 contract
CY2018Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
18793 contract
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
43701 contract
CY2017Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
41000000 USD
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
91000000 USD
CY2018Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
43000000 USD
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
102000000 USD
CY2017Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1864000000 USD
CY2018Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1829000000 USD
CY2017Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
5000000 USD
CY2018Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
4000000 USD
CY2017Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
3831000000 USD
CY2018Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
4021000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
861000000 USD
CY2018Q3 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1007000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
1610000000 USD
CY2018Q3 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
2112000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
749000000 USD
CY2018Q3 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1105000000 USD
us-gaap Finitelived Intangible Assets Acquired1
FinitelivedIntangibleAssetsAcquired1
534000000 USD
CY2017Q4 us-gaap Goodwill
Goodwill
991000000 USD
CY2018Q3 us-gaap Goodwill
Goodwill
1024000000 USD
CY2017Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
446000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
512000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
107000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
221000000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
959000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
922000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1127000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1094000000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
13000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
36000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
13000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
37000000 USD
CY2017Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1043000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1153000000 USD
CY2017Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
930000000 USD
CY2018Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
1038000000 USD
CY2017Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
879000000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2449000000 USD
CY2018Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
893000000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2632000000 USD
CY2017Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
324000000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
899000000 USD
CY2018Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
222000000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
625000000 USD
us-gaap Increase Decrease In Accrued Liabilities And Other Operating Liabilities
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
-58000000 USD
us-gaap Increase Decrease In Accrued Liabilities And Other Operating Liabilities
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
120000000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
2400000000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
5792000000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
79000000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
39000000 USD
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
-488000000 USD
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
-452000000 USD
CY2017Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
96000000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
274000000 USD
CY2018Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
105000000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
308000000 USD
CY2017Q3 us-gaap Interest And Dividend Income Securities Available For Sale
InterestAndDividendIncomeSecuritiesAvailableForSale
51000000 USD
us-gaap Interest And Dividend Income Securities Available For Sale
InterestAndDividendIncomeSecuritiesAvailableForSale
130000000 USD
CY2018Q3 us-gaap Interest And Dividend Income Securities Available For Sale
InterestAndDividendIncomeSecuritiesAvailableForSale
77000000 USD
us-gaap Interest And Dividend Income Securities Available For Sale
InterestAndDividendIncomeSecuritiesAvailableForSale
242000000 USD
CY2017Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
4182000000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
11986000000 USD
CY2018Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
4617000000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
12870000000 USD
CY2017Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
56276000000 USD
CY2018Q3 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
62030000000 USD
CY2017Q3 us-gaap Interest Expense
InterestExpense
357000000 USD
us-gaap Interest Expense
InterestExpense
1016000000 USD
CY2018Q3 us-gaap Interest Expense
InterestExpense
488000000 USD
us-gaap Interest Expense
InterestExpense
1327000000 USD
CY2017Q3 us-gaap Interest Expense Debt
InterestExpenseDebt
73000000 USD
us-gaap Interest Expense Debt
InterestExpenseDebt
208000000 USD
CY2018Q3 us-gaap Interest Expense Debt
InterestExpenseDebt
88000000 USD
us-gaap Interest Expense Debt
InterestExpenseDebt
251000000 USD
CY2017Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
219000000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
615000000 USD
CY2018Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
314000000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
836000000 USD
CY2017Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3876000000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
11100000000 USD
CY2018Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
4206000000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
11785000000 USD
CY2017Q3 us-gaap Interest Income Operating
InterestIncomeOperating
4233000000 USD
us-gaap Interest Income Operating
InterestIncomeOperating
12116000000 USD
CY2018Q3 us-gaap Interest Income Operating
InterestIncomeOperating
4694000000 USD
us-gaap Interest Income Operating
InterestIncomeOperating
13112000000 USD
CY2017Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
333000000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
974000000 USD
CY2018Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
365000000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
1074000000 USD
CY2017Q4 us-gaap Liabilities
Liabilities
81574000000 USD
CY2018Q3 us-gaap Liabilities
Liabilities
90549000000 USD
CY2017Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
95808000000 USD
CY2018Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
104545000000 USD
CY2016Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
4344000000 USD
CY2017Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
5001000000 USD
CY2017Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
5361000000 USD
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
5574000000 USD
CY2018Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
5859000000 USD
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
6223000000 USD
CY2017Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
97000000 USD
CY2018Q3 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
-5000000 USD
CY2017Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
81947000000 USD
CY2018Q3 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
87521000000 USD
CY2017Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
76373000000 USD
CY2018Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
81298000000 USD
CY2017Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
85871000000 USD
CY2018Q3 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
90048000000 USD
CY2017Q4 us-gaap Long Term Debt
LongTermDebt
20799000000 USD
CY2018Q3 us-gaap Long Term Debt
LongTermDebt
23741000000 USD
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
4457000000 USD
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
1634000000 USD
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
4525000000 USD
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
6800000000 USD
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
6385000000 USD
CY2018Q3 us-gaap Long Term Debt Maturities Repayments Of Principal Remainder Of Fiscal Year
LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear
0 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
736000000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
6439000000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-2422000000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-12751000000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
6106000000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
6766000000 USD
CY2017Q3 us-gaap Net Income Loss
NetIncomeLoss
555000000 USD
us-gaap Net Income Loss
NetIncomeLoss
1550000000 USD
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
671000000 USD
us-gaap Net Income Loss
NetIncomeLoss
2007000000 USD
CY2017Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
212000000 USD
CY2018Q3 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
287000000 USD
CY2017Q3 us-gaap Noninterest Expense
NoninterestExpense
958000000 USD
us-gaap Noninterest Expense
NoninterestExpense
2777000000 USD
CY2018Q3 us-gaap Noninterest Expense
NoninterestExpense
1054000000 USD
us-gaap Noninterest Expense
NoninterestExpense
3017000000 USD
CY2017Q3 us-gaap Noninterest Income
NoninterestIncome
76000000 USD
us-gaap Noninterest Income
NoninterestIncome
226000000 USD
CY2018Q3 us-gaap Noninterest Income
NoninterestIncome
63000000 USD
us-gaap Noninterest Income
NoninterestIncome
201000000 USD
CY2017Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
13000000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
60000000 USD
CY2018Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
12000000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
30000000 USD
CY2017Q4 us-gaap Other Assets
OtherAssets
1620000000 USD
CY2018Q3 us-gaap Other Assets
OtherAssets
1769000000 USD
CY2017Q4 us-gaap Other Assets Fair Value Disclosure
OtherAssetsFairValueDisclosure
215000000 USD
CY2018Q3 us-gaap Other Assets Fair Value Disclosure
OtherAssetsFairValueDisclosure
203000000 USD
CY2017Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
0 USD
us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
0 USD
CY2018Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
1000000 USD
us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
0 USD
CY2017Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
3000000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
6000000 USD
CY2018Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-5000000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-29000000 USD
CY2017Q3 us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
6000000 USD
us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
7000000 USD
CY2018Q3 us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
0 USD
us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
-6000000 USD
CY2017Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
9000000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
13000000 USD
CY2018Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-6000000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-35000000 USD
CY2017Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
244000000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
717000000 USD
CY2018Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
221000000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
698000000 USD
CY2017Q3 us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
0 USD
us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
0 USD
CY2018Q3 us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
0 USD
us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
0 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
3706000000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
1950000000 USD
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
383000000 USD
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
615000000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1066000000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1868000000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
328000000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
383000000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
1247000000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
6805000000 USD
us-gaap Payments To Acquire Loans Receivable
PaymentsToAcquireLoansReceivable
73000000 USD
us-gaap Payments To Acquire Loans Receivable
PaymentsToAcquireLoansReceivable
7342000000 USD
us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
2381000000 USD
us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
4493000000 USD
us-gaap Proceeds From Issuance Of Unsecured Debt
ProceedsFromIssuanceOfUnsecuredDebt
741000000 USD
us-gaap Proceeds From Issuance Of Unsecured Debt
ProceedsFromIssuanceOfUnsecuredDebt
1244000000 USD
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-8000000 USD
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-32000000 USD
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
5500000 shares
us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
2987000000 USD
us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
3961000000 USD
CY2017Q3 us-gaap Professional Fees
ProfessionalFees
161000000 USD
us-gaap Professional Fees
ProfessionalFees
470000000 USD
CY2018Q3 us-gaap Professional Fees
ProfessionalFees
232000000 USD
us-gaap Professional Fees
ProfessionalFees
575000000 USD
CY2017Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1310000000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
3942000000 USD
CY2018Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1451000000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
4093000000 USD
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
2884000000 USD
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
2807000000 USD
us-gaap Repayments Of Unsecured Debt
RepaymentsOfUnsecuredDebt
500000000 USD
us-gaap Repayments Of Unsecured Debt
RepaymentsOfUnsecuredDebt
0 USD
CY2017Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
6809000000 USD
CY2018Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
8355000000 USD
CY2017Q4 us-gaap Senior Notes
SeniorNotes
8302000000 USD
CY2018Q3 us-gaap Senior Notes
SeniorNotes
9554000000 USD
CY2016Q4 us-gaap Stockholders Equity
StockholdersEquity
14196000000 USD
CY2017Q3 us-gaap Stockholders Equity
StockholdersEquity
14402000000 USD
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
14234000000 USD
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
13996000000 USD
us-gaap Stockholders Equity Other
StockholdersEquityOther
3000000 USD
CY2018Q3 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
2397000000 USD
CY2018Q3 us-gaap Time Deposit Maturities Remainder Of Fiscal Year
TimeDepositMaturitiesRemainderOfFiscalYear
5402000000 USD
CY2018Q3 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
2460000000 USD
CY2018Q3 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
2802000000 USD
CY2018Q3 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
4352000000 USD
CY2018Q3 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
23439000000 USD
CY2017Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
16200000000 USD
CY2018Q3 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
19700000000 USD
CY2017Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
63453251 shares
CY2018Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
115274368 shares
CY2017Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1957000000 USD
CY2018Q3 us-gaap Treasury Stock Value
TreasuryStockValue
3731000000 USD
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1066000000 USD
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1868000000 USD
CY2017Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
255000000 USD
CY2018Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
258000000 USD
CY2017Q4 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
173000000 USD
CY2018Q3 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
179000000 USD
CY2017Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3600000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3700000 shares
CY2018Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3900000 shares
CY2017Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
790900000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
805000000 shares
CY2018Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
738800000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
755700000 shares
CY2017Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
787300000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
801300000 shares
CY2018Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
734900000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
750200000 shares
us-gaap Fiscal Period
FiscalPeriod
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:none;">Interim Period Presentation</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:16px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2017 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended </font><font style="font-family:Arial;font-size:10pt;">December&#160;31, 2017</font><font style="font-family:Arial;font-size:10pt;"> (our "2017 Form 10-K"). </font></div></div>

Files In Submission

Name View Source Status
0001601712-18-000265-index-headers.html Edgar Link pending
0001601712-18-000265-index.html Edgar Link pending
0001601712-18-000265.txt Edgar Link pending
0001601712-18-000265-xbrl.zip Edgar Link pending
ex-1219302018.htm Edgar Link pending
ex-31a9302018.htm Edgar Link pending
ex-31b9302018.htm Edgar Link pending
ex-329302018.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
platformpies.jpg Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
sflogoa01a14.jpg Edgar Link pending
Show.js Edgar Link pending
syf-20180930.xml Edgar Link completed
syf-20180930.xsd Edgar Link pending
syf-20180930_cal.xml Edgar Link unprocessable
syf-20180930_def.xml Edgar Link unprocessable
syf-20180930_lab.xml Edgar Link unprocessable
syf-20180930_pre.xml Edgar Link unprocessable
synchrony930201810q.htm Edgar Link pending