$SYF
Synchrony Financial

2020 Q4 Form 10-Q Financial Statement

#000160171220000253 Filed on October 22, 2020

View on sec.gov

Income Statement

Concept 2020 Q4 2020 Q3 2019 Q3
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $93.00M $97.00M $94.00M
YoY Change -1.06% 3.19% 20.51%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $380.0M $592.0M
YoY Change -35.81% 21.31%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $944.0M $412.0M $1.375B
YoY Change 2.5% -70.04% 53.98%
Income Tax $206.0M $99.00M $319.0M
% Of Pretax Income 21.82% 24.03% 23.2%
Net Earnings $738.0M $313.0M $1.056B
YoY Change 0.96% -70.36% 57.38%
Net Earnings / Revenue
Basic Earnings Per Share $0.52 $1.60
Diluted Earnings Per Share $1.258M $0.52 $1.60
COMMON SHARES
Basic Shares Outstanding 583.8M shares 583.8M shares 658.3M shares
Diluted Shares Outstanding 584.8M shares 661.7M shares

Balance Sheet

Concept 2020 Q4 2020 Q3 2019 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $11.52B $13.55B $11.46B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill $1.078B $1.078B $1.078B
YoY Change 0.0% 0.0% 5.27%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $95.95B $95.66B $105.9B
YoY Change -8.47% -9.71% 1.34%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $4.690B $4.295B $4.488B
YoY Change -0.59% -4.3% -0.07%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.690B $4.295B $4.488B
YoY Change -0.59% -4.3% -0.07%
LONG-TERM LIABILITIES
Long-Term Debt $15.78B $15.77B $20.36B
YoY Change -20.59% -22.55% -14.23%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $15.78B $15.77B $20.36B
YoY Change -20.59% -22.55% -14.23%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.690B $4.295B $4.488B
Total Long-Term Liabilities $15.78B $15.77B $20.36B
Total Liabilities $83.25B $83.56B $90.82B
YoY Change -7.23% -8.0% 0.3%
SHAREHOLDERS EQUITY
Retained Earnings $10.62B $10.02B $11.53B
YoY Change -12.35% -13.08% 38.04%
Common Stock $1.000M $1.000M $1.000M
YoY Change 0.0% 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $8.174B $8.181B $5.890B
YoY Change 12.85% 38.9% 57.87%
Treasury Stock Shares 250.0M shares 250.2M shares 180.3M shares
Shareholders Equity $12.70B $12.10B $15.12B
YoY Change
Total Liabilities & Shareholders Equity $95.95B $95.66B $105.9B
YoY Change -8.47% -9.71% 1.34%

Cashflow Statement

Concept 2020 Q4 2020 Q3 2019 Q3
OPERATING ACTIVITIES
Net Income $738.0M $313.0M $1.056B
YoY Change 0.96% -70.36% 57.38%
Depreciation, Depletion And Amortization $93.00M $97.00M $94.00M
YoY Change -1.06% 3.19% 20.51%
Cash From Operating Activities $2.086B $1.483B $2.399B
YoY Change -10.7% -38.18% -10.65%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities -$3.259B -$3.171B -$1.570B
YoY Change -578.56% 101.97% -85.01%
Cash From Investing Activities -$3.259B -$3.171B -$1.570B
YoY Change -578.56% 101.97% -85.01%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -848.0M -1.100B -1.253B
YoY Change -59.45% -12.21% -130.03%
NET CHANGE
Cash From Operating Activities 2.086B 1.483B 2.399B
Cash From Investing Activities -3.259B -3.171B -1.570B
Cash From Financing Activities -848.0M -1.100B -1.253B
Net Change In Cash -2.021B -2.788B -424.0M
YoY Change -318.25% 557.55% -88.28%
FREE CASH FLOW
Cash From Operating Activities $2.086B $1.483B $2.399B
Capital Expenditures
Free Cash Flow
YoY Change

Facts In Submission

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<div style="line-height:120%;padding-top:12px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:none;">Interim Period Presentation</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:16px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> (our "</span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> Form 10-K"). </span></div>
syf Financing Receivable Allowancefor Credit Loss Reasonableand Supportable Forecast Period
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syf Financing Receivable Allowancefor Credit Loss Reversion Period
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syf Financing Receivable Thresholdfor Delinquency
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syf Financing Receivable Conditional Thresholdfor Non Accrual Statusfor Non Credit Card Accounts
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P90D
syf Financing Receivable Numberof Consecutive Paymentsto Maintain Current Status
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CY2020Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
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CY2019Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
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us-gaap Allowance For Loan And Lease Losses Write Offs
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us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
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us-gaap Allowance For Loan And Lease Losses Write Offs
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us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
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CY2020Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
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CY2020Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
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CY2020Q3 syf Percentageof Total Loan Receivables3089 Days Past Due
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CY2020Q3 syf Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due
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0.012
CY2020Q3 syf Percentageof Total Loan Receivables Past Due
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0.027
CY2020Q3 syf Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing
PercentageofTotalLoanReceivables90DaysPastDueandStillAccruing
0.012
CY2020Q3 syf Percentageof Total Loan Receivables Nonaccrual Status
PercentageofTotalLoanReceivablesNonaccrualStatus
0
CY2019Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
3874000000 USD
CY2019Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1868000000 USD
CY2019Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
7000000 USD
CY2019Q4 syf Percentageof Total Loan Receivables3089 Days Past Due
PercentageofTotalLoanReceivables3089DaysPastDue
0.023
CY2019Q4 syf Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due
PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue
0.022
CY2019Q4 syf Percentageof Total Loan Receivables Past Due
PercentageofTotalLoanReceivablesPastDue
0.044
CY2019Q4 syf Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing
PercentageofTotalLoanReceivables90DaysPastDueandStillAccruing
0.021
CY2019Q4 syf Percentageof Total Loan Receivables Nonaccrual Status
PercentageofTotalLoanReceivablesNonaccrualStatus
0
syf Loansand Leases Receivable Maximum Maturity Periodfor Loansin Permanent Modification Program
LoansandLeasesReceivableMaximumMaturityPeriodforLoansinPermanentModificationProgram
P60M
CY2020Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
198000000 USD
CY2019Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
227000000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
551000000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
636000000 USD
CY2020Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1112000000 USD
CY2020Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
524000000 USD
CY2020Q3 syf Impaired Financing Receivable Netof Related Allowance
ImpairedFinancingReceivableNetofRelatedAllowance
588000000 USD
CY2020Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
988000000 USD
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1150000000 USD
CY2019Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
552000000 USD
CY2019Q4 syf Impaired Financing Receivable Netof Related Allowance
ImpairedFinancingReceivableNetofRelatedAllowance
598000000 USD
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
1023000000 USD
CY2020Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
11000000 USD
CY2020Q3 syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
68000000 USD
CY2020Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1115000000 USD
CY2019Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
11000000 USD
CY2019Q3 syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
68000000 USD
CY2019Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1078000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
32000000 USD
syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
207000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1133000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
33000000 USD
syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms
198000000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1107000000 USD
CY2020Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
14718 contract
CY2020Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
39000000 USD
CY2019Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
15099 contract
CY2019Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
37000000 USD
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
39204 contract
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
103000000 USD
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
36609 contract
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
89000000 USD
CY2020Q3 syf Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score
FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore
0.003
CY2019Q4 syf Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score
FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore
0.003
CY2019Q3 syf Financing Receivable Credit Quality Indicators Percentageof Loan Receivable With No Fico Score
FinancingReceivableCreditQualityIndicatorsPercentageofLoanReceivableWithNoFICOScore
0.009
CY2020Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3821000000 USD
CY2019Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
4890000000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
11969000000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
14213000000 USD
CY2020Q3 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
2666000000 USD
CY2020Q3 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1575000000 USD
CY2020Q3 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1091000000 USD
CY2019Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
2610000000 USD
CY2019Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1345000000 USD
CY2019Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1265000000 USD
us-gaap Finitelived Intangible Assets Acquired1
FinitelivedIntangibleAssetsAcquired1
95000000 USD
CY2020Q3 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
63195000000 USD
CY2020Q3 syf Average Rate Domestic Deposits
AverageRateDomesticDeposits
0.019
CY2019Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
64877000000 USD
CY2019Q4 syf Average Rate Domestic Deposits
AverageRateDomesticDeposits
0.024
CY2020Q3 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
298000000 USD
CY2019Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
277000000 USD
CY2020Q3 us-gaap Deposits
Deposits
63493000000 USD
CY2019Q4 us-gaap Deposits
Deposits
65154000000 USD
CY2020Q3 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
7000000000.0 USD
CY2019Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
8500000000 USD
CY2020Q3 us-gaap Time Deposit Maturities Remainder Of Fiscal Year
TimeDepositMaturitiesRemainderOfFiscalYear
5228000000 USD
CY2020Q3 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
20255000000 USD
CY2020Q3 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
4430000000 USD
CY2020Q3 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
1736000000 USD
CY2020Q3 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
2315000000 USD
CY2020Q3 syf Time Deposit Maturities After Year Four
TimeDepositMaturitiesAfterYearFour
782000000 USD
CY2020Q3 us-gaap Demand Deposit Accounts
DemandDepositAccounts
23300000000 USD
CY2020Q3 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
22100000000 USD
CY2020Q3 us-gaap Long Term Debt
LongTermDebt
15771000000 USD
CY2019Q4 us-gaap Long Term Debt
LongTermDebt
19866000000 USD
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
1056000000 USD
CY2020Q3 us-gaap Long Term Debt Maturities Repayments Of Principal Remainder Of Fiscal Year
LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear
0 USD
CY2020Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
4825000000 USD
CY2020Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
4784000000 USD
CY2020Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
1207000000 USD
CY2020Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
1850000000 USD
CY2020Q3 syf Long Term Debt Maturity After Year Four
LongTermDebtMaturityAfterYearFour
3150000000 USD
CY2020Q3 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
13552000000 USD
CY2020Q3 us-gaap Other Assets Fair Value Disclosure
OtherAssetsFairValueDisclosure
74000000 USD
CY2020Q3 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
81504000000 USD
CY2020Q3 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
4000000 USD
CY2020Q3 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
64156000000 USD
CY2019Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
12147000000 USD
CY2019Q4 us-gaap Other Assets Fair Value Disclosure
OtherAssetsFairValueDisclosure
500000000 USD
CY2019Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
90941000000 USD
CY2019Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
726000000 USD
CY2019Q4 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
65544000000 USD
CY2020Q3 us-gaap Net Income Loss
NetIncomeLoss
313000000 USD
CY2019Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3400000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
1400000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3100000 shares
us-gaap Net Income Loss
NetIncomeLoss
647000000 USD
us-gaap Net Income Loss
NetIncomeLoss
3016000000 USD
CY2020Q3 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
10000000 USD
CY2019Q3 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
0 USD
us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
32000000 USD
us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
0 USD
CY2020Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
303000000 USD
CY2019Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1056000000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
615000000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
3016000000 USD
CY2020Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
583800000 shares
CY2019Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
658300000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
590800000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
682500000 shares
CY2020Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
1000000.0 shares
CY2020Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
584800000 shares
CY2019Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
661700000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
592200000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
685600000 shares
CY2020Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.52
CY2019Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.60
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.04
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
4.42
CY2020Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.52
CY2019Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.60
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.04
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
4.40
CY2020Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
7000000 shares
CY2019Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
3000000 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
6000000 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
4000000 shares
CY2020Q3 us-gaap Restructuring Charges
RestructuringCharges
89000000 USD
CY2020Q3 us-gaap Restructuring Charges
RestructuringCharges
89000000 USD
us-gaap Restructuring Charges
RestructuringCharges
89000000 USD
CY2020Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
278000000 USD
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
255000000 USD
CY2020Q3 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
201000000 USD
CY2019Q4 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
172000000 USD
CY2020Q3 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
99000000 USD
CY2020Q3 syf Decreasein Unrecognized Tax Benefits That Would Impact Effective Tax Rate
DecreaseinUnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
59000000 USD

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