$SYF
Synchrony Financial

2021 Q1 Form 10-Q Financial Statement

#000160171221000181 Filed on April 27, 2021

View on sec.gov

Income Statement

Concept 2021 Q1 2020 Q1
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $95.00M $96.00M
YoY Change -1.04% 10.34%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $303.0M $517.0M
YoY Change -41.39% -7.68%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.315B $382.0M
YoY Change 244.24% -73.87%
Income Tax $290.0M $96.00M
% Of Pretax Income 22.05% 25.13%
Net Earnings $1.025B $286.0M
YoY Change 258.39% -74.16%
Net Earnings / Revenue
Basic Earnings Per Share $1.74 $0.45
Diluted Earnings Per Share $1.73 $0.45
COMMON SHARES
Basic Shares Outstanding 583.3M shares 604.9M shares
Diluted Shares Outstanding 587.5M shares 607.4M shares

Balance Sheet

Concept 2021 Q1 2020 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $16.62B $13.70B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill $1.104B $1.078B
YoY Change 2.41% 0.19%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $95.85B $98.04B
YoY Change -2.23% -6.97%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $4.494B $4.205B
YoY Change 6.87% -10.99%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.494B $4.205B
YoY Change 6.87% -10.99%
LONG-TERM LIABILITIES
Long-Term Debt $15.16B $17.25B
YoY Change -12.11% -21.21%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $15.16B $17.25B
YoY Change -12.11% -21.21%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.494B $4.205B
Total Long-Term Liabilities $15.16B $17.25B
Total Liabilities $82.42B $86.07B
YoY Change -4.24% -5.08%
SHAREHOLDERS EQUITY
Retained Earnings $11.47B $9.960B
YoY Change 15.16% 0.21%
Common Stock $1.000M $1.000M
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $8.302B $8.199B
YoY Change 1.26% 75.79%
Treasury Stock Shares 252.9M shares 250.8M shares
Shareholders Equity $13.44B $11.97B
YoY Change
Total Liabilities & Shareholders Equity $95.85B $98.04B
YoY Change -2.23% -6.97%

Cashflow Statement

Concept 2021 Q1 2020 Q1
OPERATING ACTIVITIES
Net Income $1.025B $286.0M
YoY Change 258.39% -74.16%
Depreciation, Depletion And Amortization $95.00M $96.00M
YoY Change -1.04% 10.34%
Cash From Operating Activities $1.839B $1.537B
YoY Change 19.65% -32.85%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities $252.0M $79.00M
YoY Change 218.99% -60.7%
Cash From Investing Activities $4.637B $3.887B
YoY Change 19.3% 2.02%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $200.0M $985.0M
YoY Change -79.7% 1.86%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -$979.0M -$4.287B
YoY Change -77.16% 34.73%
NET CHANGE
Cash From Operating Activities $1.839B $1.537B
Cash From Investing Activities $4.637B $3.887B
Cash From Financing Activities -$979.0M -$4.287B
Net Change In Cash $5.497B $1.137B
YoY Change 383.47% -61.02%
FREE CASH FLOW
Cash From Operating Activities $1.839B $1.537B
Capital Expenditures
Free Cash Flow
YoY Change

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CY2021Q1 us-gaap Increase Decrease In Other Operating Capital Net
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-130000000 USD
CY2020Q1 us-gaap Increase Decrease In Other Operating Capital Net
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-180000000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Operating Activities
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1839000000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Operating Activities
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1537000000 USD
CY2021Q1 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
2514000000 USD
CY2020Q1 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
1175000000 USD
CY2021Q1 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
1621000000 USD
CY2020Q1 us-gaap Payments To Acquire Available For Sale Securities
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1382000000 USD
CY2021Q1 us-gaap Proceeds From Sale Of Loans Receivable
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CY2020Q1 us-gaap Proceeds From Sale Of Loans Receivable
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709000000 USD
CY2021Q1 us-gaap Payments For Proceeds From Loans And Leases
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CY2020Q1 us-gaap Payments For Proceeds From Loans And Leases
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CY2021Q1 us-gaap Payments For Proceeds From Other Investing Activities
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252000000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Investing Activities
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4637000000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Investing Activities
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3887000000 USD
CY2021Q1 us-gaap Proceeds From Issuance Of Secured Debt
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250000000 USD
CY2020Q1 us-gaap Proceeds From Issuance Of Secured Debt
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500000000 USD
CY2021Q1 us-gaap Repayments Of Secured Debt
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868000000 USD
CY2020Q1 us-gaap Repayments Of Secured Debt
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1623000000 USD
CY2021Q1 us-gaap Repayments Of Unsecured Debt
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0 USD
CY2020Q1 us-gaap Repayments Of Unsecured Debt
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1500000000 USD
CY2021Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
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11000000 USD
CY2020Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
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11000000 USD
CY2021Q1 us-gaap Increase Decrease In Deposits
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-35000000 USD
CY2020Q1 us-gaap Increase Decrease In Deposits
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CY2021Q1 us-gaap Payments For Repurchase Of Common Stock
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200000000 USD
CY2020Q1 us-gaap Payments For Repurchase Of Common Stock
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985000000 USD
CY2021Q1 us-gaap Payments Of Dividends Common Stock
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128000000 USD
CY2020Q1 us-gaap Payments Of Dividends Common Stock
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135000000 USD
CY2021Q1 us-gaap Proceeds From Payments For Other Financing Activities
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13000000 USD
CY2020Q1 us-gaap Proceeds From Payments For Other Financing Activities
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CY2021Q1 us-gaap Net Cash Provided By Used In Financing Activities
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CY2020Q1 us-gaap Net Cash Provided By Used In Financing Activities
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CY2021Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
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5497000000 USD
CY2020Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
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1137000000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
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11604000000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
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12647000000 USD
CY2021Q1 us-gaap Cash And Cash Equivalents At Carrying Value
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16620000000 USD
CY2020Q1 us-gaap Cash And Cash Equivalents At Carrying Value
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13704000000 USD
CY2021Q1 syf Restricted Cash And Equivalents Included In Other Assets
RestrictedCashAndEquivalentsIncludedInOtherAssets
481000000 USD
CY2020Q1 syf Restricted Cash And Equivalents Included In Other Assets
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80000000 USD
CY2021Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
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17101000000 USD
CY2020Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
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13784000000 USD
CY2021Q1 us-gaap Fiscal Period
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Interim Period PresentationThe condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2020 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2020 (our "2020 Form 10-K").
CY2021Q1 us-gaap Available For Sale Securities Amortized Cost
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6524000000 USD
CY2021Q1 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
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31000000 USD
CY2021Q1 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
5000000 USD
CY2021Q1 us-gaap Available For Sale Securities
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6550000000 USD
CY2020Q4 us-gaap Available For Sale Securities Amortized Cost
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CY2020Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
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35000000 USD
CY2020Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
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CY2020Q4 us-gaap Available For Sale Securities
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CY2021Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
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CY2021Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
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CY2021Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
20000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
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CY2020Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
251000000 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
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CY2020Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
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CY2020Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
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CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Next Rolling Twelve Months Amortized Cost Basis
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3689000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Next Rolling Twelve Months Fair Value
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CY2021Q1 us-gaap Debt Securities Available For Sale Maturity Rolling Within One Year Weighted Average Yield
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CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Rolling Year Two Through Five Amortized Cost Basis
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2025000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Rolling Year Two Through Five Fair Value
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2029000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Maturity Rolling After One Through Five Years Weighted Average Yield
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0.004
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Amortized Cost Basis
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157000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Fair Value
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164000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Maturity Rolling After Five Through Ten Years Weighted Average Yield
DebtSecuritiesAvailableForSaleMaturityRollingAfterFiveThroughTenYearsWeightedAverageYield
0.025
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Rolling After Year Ten Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
653000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Rolling After Year Ten Fair Value
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664000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Maturity Rolling After10 Years Weighted Average Yield
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0.017
CY2021Q1 us-gaap Loans And Leases Receivable Net Of Deferred Income
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CY2020Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
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CY2021Q1 us-gaap Loans And Leases Receivable Deferred Income
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CY2020Q4 us-gaap Loans And Leases Receivable Deferred Income
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CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses
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CY2021Q1 us-gaap Provision For Loan Losses Expensed
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CY2021Q1 us-gaap Allowance For Loan And Lease Losses Write Offs
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CY2021Q1 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
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226000000 USD
CY2021Q1 us-gaap Allowance For Loan And Lease Losses Adjustments Net
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CY2021Q1 us-gaap Financing Receivable Allowance For Credit Losses
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CY2019Q4 us-gaap Loans And Leases Receivable Allowance
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CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses
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CY2020Q1 us-gaap Provision For Loan Losses Expensed
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CY2020Q1 us-gaap Allowance For Loan And Lease Losses Write Offs
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CY2020Q1 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
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CY2020Q1 us-gaap Financing Receivable Allowance For Credit Losses
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CY2021Q1 syf Financing Receivable Allowance For Credit Loss Reasonable And Supportable Forecast Period
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P12M
CY2021Q1 syf Financing Receivable Allowance For Credit Loss Reversion Period
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P6M
CY2021Q1 us-gaap Financing Receivable Allowance For Credit Losses Period Increase Decrease
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CY2021Q1 us-gaap Financing Receivable Allowance For Credit Losses
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9900000000 USD
CY2021Q1 us-gaap Financing Receivable Recorded Investment Past Due
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2175000000 USD
CY2021Q1 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
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1166000000 USD
CY2021Q1 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
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4000000 USD
CY2021Q1 syf Percentageof Total Loan Receivables3089 Days Past Due
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0.013
CY2021Q1 syf Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due
PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue
0.015
CY2021Q1 syf Percentageof Total Loan Receivables Past Due
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CY2021Q1 syf Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing
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0.015
CY2021Q1 syf Percentageof Total Loan Receivables Nonaccrual Status
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0
CY2020Q4 us-gaap Financing Receivable Recorded Investment Past Due
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CY2020Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
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1138000000 USD
CY2020Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
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CY2020Q4 syf Percentageof Total Loan Receivables3089 Days Past Due
PercentageofTotalLoanReceivables3089DaysPastDue
0.017
CY2020Q4 syf Percentageof Total Loan Receivables Equalto Greaterthan90 Days Past Due
PercentageofTotalLoanReceivablesEqualtoGreaterthan90DaysPastDue
0.014
CY2020Q4 syf Percentageof Total Loan Receivables Past Due
PercentageofTotalLoanReceivablesPastDue
0.031
CY2020Q4 syf Percentageof Total Loan Receivables90 Days Past Dueand Still Accruing
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0.014
CY2020Q4 syf Percentageof Total Loan Receivables Nonaccrual Status
PercentageofTotalLoanReceivablesNonaccrualStatus
0
CY2021Q1 syf Loansand Leases Receivable Maximum Maturity Periodfor Loansin Permanent Modification Program
LoansandLeasesReceivableMaximumMaturityPeriodforLoansinPermanentModificationProgram
P60M
CY2021Q1 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
262000000 USD
CY2020Q1 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
226000000 USD
CY2021Q1 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1313000000 USD
CY2021Q1 us-gaap Impaired Financing Receivable Related Allowance
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586000000 USD
CY2021Q1 syf Impaired Financing Receivable Netof Related Allowance
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727000000 USD
CY2021Q1 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
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1147000000 USD
CY2020Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1242000000 USD
CY2020Q4 us-gaap Impaired Financing Receivable Related Allowance
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563000000 USD
CY2020Q4 syf Impaired Financing Receivable Netof Related Allowance
ImpairedFinancingReceivableNetofRelatedAllowance
679000000 USD
CY2020Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
1088000000 USD
CY2021Q1 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
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11000000 USD
CY2021Q1 syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
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79000000 USD
CY2021Q1 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
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1277000000 USD
CY2020Q1 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
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12000000 USD
CY2020Q1 syf Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms
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72000000 USD
CY2020Q1 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1152000000 USD
CY2021Q1 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
16971 contract
CY2021Q1 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
47000000 USD
CY2020Q1 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
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20420 contract
CY2020Q1 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
49000000 USD
CY2021Q1 syf Financing Receivable Credit Quality Indicators Percentage Of Loan Receivables With No Vantage Score
FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore
0.006
CY2020Q4 syf Financing Receivable Credit Quality Indicators Percentage Of Loan Receivables With No Vantage Score
FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore
0.003
CY2020Q1 syf Financing Receivable Credit Quality Indicators Percentage Of Loan Receivables With No Vantage Score
FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore
0.003
CY2021Q1 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3732000000 USD
CY2020Q1 us-gaap Interest And Fee Income Loans And Leases
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4340000000 USD
CY2021Q1 us-gaap Finite Lived Intangible Assets Gross
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2902000000 USD
CY2021Q1 us-gaap Finite Lived Intangible Assets Accumulated Amortization
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1733000000 USD
CY2021Q1 us-gaap Time Deposits At Or Above Fdic Insurance Limit
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5700000000 USD
CY2021Q1 us-gaap Finite Lived Intangible Assets Net
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1169000000 USD
CY2020Q4 us-gaap Finite Lived Intangible Assets Gross
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2777000000 USD
CY2020Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1652000000 USD
CY2020Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1125000000 USD
CY2021Q1 us-gaap Finitelived Intangible Assets Acquired1
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127000000 USD
CY2021Q1 us-gaap Interest Bearing Deposit Liabilities
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62419000000 USD
CY2021Q1 syf Average Rate Domestic Deposits
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CY2020Q4 us-gaap Interest Bearing Deposit Liabilities
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CY2020Q4 syf Average Rate Domestic Deposits
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CY2021Q1 us-gaap Noninterest Bearing Deposit Liabilities
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CY2020Q4 us-gaap Noninterest Bearing Deposit Liabilities
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313000000 USD
CY2021Q1 us-gaap Deposits
Deposits
62761000000 USD
CY2020Q4 us-gaap Deposits
Deposits
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CY2020Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
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6500000000 USD
CY2021Q1 us-gaap Time Deposit Maturities Remainder Of Fiscal Year
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14664000000 USD
CY2021Q1 us-gaap Time Deposit Maturities Year One
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CY2021Q1 us-gaap Time Deposit Maturities Year Two
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2002000000 USD
CY2021Q1 us-gaap Time Deposit Maturities Year Three
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2350000000 USD
CY2021Q1 us-gaap Time Deposit Maturities Year Four
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659000000 USD
CY2021Q1 syf Time Deposit Maturities After Year Four
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254000000 USD
CY2021Q1 us-gaap Demand Deposit Accounts
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28400000000 USD
CY2021Q1 us-gaap Deposits Savings Deposits
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27000000000.0 USD
CY2021Q1 us-gaap Long Term Debt
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15160000000 USD
CY2020Q4 us-gaap Long Term Debt
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CY2021Q1 us-gaap Long Term Debt Maturities Repayments Of Principal Remainder Of Fiscal Year
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3957000000 USD
CY2021Q1 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
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4583000000 USD
CY2021Q1 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
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1657000000 USD
CY2021Q1 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
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1850000000 USD
CY2021Q1 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
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1000000000 USD
CY2021Q1 syf Long Term Debt Maturity After Year Four
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2150000000 USD
CY2021Q1 us-gaap Cash And Cash Equivalents Fair Value Disclosure
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16620000000 USD
CY2021Q1 us-gaap Other Assets Fair Value Disclosure
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481000000 USD
CY2021Q1 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
80092000000 USD
CY2021Q1 us-gaap Loans Held For Sale Fair Value Disclosure
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23000000 USD
CY2021Q1 us-gaap Deposits Fair Value Disclosure
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63280000000 USD
CY2020Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
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11524000000 USD
CY2020Q4 us-gaap Other Assets Fair Value Disclosure
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81000000 USD
CY2020Q4 us-gaap Loans Receivable Fair Value Disclosure
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85234000000 USD
CY2020Q4 us-gaap Loans Held For Sale Fair Value Disclosure
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5000000 USD
CY2020Q4 us-gaap Deposits Fair Value Disclosure
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CY2021Q1 us-gaap Net Income Loss
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1025000000 USD
CY2020Q1 us-gaap Net Income Loss
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286000000 USD
CY2021Q1 us-gaap Preferred Stock Dividends Income Statement Impact
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11000000 USD
CY2020Q1 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
11000000 USD
CY2021Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
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1014000000 USD
CY2020Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
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275000000 USD
CY2021Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
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583300000 shares
CY2020Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
604900000 shares
CY2021Q1 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
4200000 shares
CY2020Q1 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
2500000 shares
CY2021Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
587500000 shares
CY2020Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
607400000 shares
CY2021Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.74
CY2020Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.45
CY2021Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.73
CY2020Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.45
CY2021Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
1000000 shares
CY2020Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
5000000 shares
CY2021Q1 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
228000000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
268000000 USD
CY2021Q1 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
167000000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
183000000 USD
CY2021Q1 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
56000000 USD
CY2021Q1 syf Decreasein Unrecognized Tax Benefits That Would Impact Effective Tax Rate
DecreaseinUnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
30000000 USD

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