$SYF
Synchrony Financial Stock $syf

$syf Overview Financials Valuation SEC Filings Company Website

2024 Q1 Form 10-K Financial Statement

#000160171224000047 Filed on February 08, 2024

Income Statement

Concept	2024 Q1	2023 Q4	2023
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$119.0M	$118.0M	$458.0M
YoY Change	7.21%	16.83%	9.31%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense	$1.163B		$3.711B
YoY Change	58.23%		143.98%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$1.708B	$539.0M	$2.904B
YoY Change	116.2%	-27.26%	-26.7%
Income Tax	$415.0M	$99.00M	$666.0M
% Of Pretax Income	24.3%	18.37%	22.93%
Net Earnings	$1.293B	$429.0M	$2.196B
YoY Change	115.14%	-24.34%	-26.16%
Net Earnings / Revenue
Basic Earnings Per Share	$3.17		$5.21
Diluted Earnings Per Share	$3.14	$1.04	$5.19
COMMON SHARES
Basic Shares Outstanding	406.8M shares	413.8M shares	421.2M shares
Diluted Shares Outstanding	408.2M shares		423.5M shares

Balance Sheet

Concept	2024 Q1	2023 Q4	2023
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$20.02B	$14.26B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill	$1.073B	$1.018B
YoY Change	-2.9%	-7.87%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$0.00	$256.0M	$256.0M
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$121.2B	$117.5B	$117.5B
YoY Change	12.35%	12.35%	12.35%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$6.204B	$6.334B	$6.334B
YoY Change	17.03%	9.87%	9.87%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$6.204B	$6.334B	$6.334B
YoY Change	17.03%	9.87%	9.87%
LONG-TERM LIABILITIES
Long-Term Debt	$16.13B	$15.98B	$15.98B
YoY Change	8.03%	12.62%	12.62%
Other Long-Term Liabilities	$0.00	$107.0M	$107.0M
YoY Change
Total Long-Term Liabilities	$16.13B	$16.09B	$16.09B
YoY Change	8.03%	13.37%	13.37%
TOTAL LIABILITIES
Total Short-Term Liabilities	$6.204B	$6.334B	$6.334B
Total Long-Term Liabilities	$16.13B	$16.09B	$16.09B
Total Liabilities	$105.9B	$103.6B	$103.6B
YoY Change	11.86%	12.96%	12.96%
SHAREHOLDERS EQUITY
Retained Earnings	$19.79B	$18.66B
YoY Change	13.94%	11.64%
Common Stock	$1.000M	$1.000M
YoY Change	0.0%	0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)	$15.43B	$15.20B
YoY Change	6.31%	7.27%
Treasury Stock Shares
Shareholders Equity	$15.28B	$13.90B	$13.90B
YoY Change
Total Liabilities & Shareholders Equity	$121.2B	$117.5B	$117.5B
YoY Change	12.35%	12.35%	12.35%

Cashflow Statement

Concept	2024 Q1	2023 Q4	2023
OPERATING ACTIVITIES
Net Income	$1.293B	$429.0M	$2.196B
YoY Change	115.14%	-24.34%	-26.16%
Depreciation, Depletion And Amortization	$119.0M	$118.0M	$458.0M
YoY Change	7.21%	16.83%	9.31%
Cash From Operating Activities	$2.248B	$2.317B	$8.593B
YoY Change	19.19%	25.45%	28.37%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions	$1.935B
YoY Change
Other Investing Activities	$81.00M	-$7.169B	$722.0M
YoY Change	-42.55%	4.53%	31.51%
Cash From Investing Activities	$798.0M	-$7.169B	-$14.23B
YoY Change	15.32%	4.53%	39.09%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	$2.604B	3.473B	$9.632B
YoY Change	-10.58%	45.92%	82.29%
NET CHANGE
Cash From Operating Activities	$2.248B	2.317B	$8.593B
Cash From Investing Activities	$798.0M	-7.169B	-$14.23B
Cash From Financing Activities	$2.604B	3.473B	$9.632B
Net Change In Cash	$5.650B	-1.379B	$3.991B
YoY Change	2.91%	-47.59%	128.84%
FREE CASH FLOW
Cash From Operating Activities	$2.248B	$2.317B	$8.593B
Capital Expenditures
Free Cash Flow
YoY Change

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2023	us-gaap	Professional Fees ProfessionalFees	842000000	usd
CY2022	us-gaap	Professional Fees ProfessionalFees	832000000	usd
CY2023	syf	Marketingand Business Development Expense MarketingandBusinessDevelopmentExpense	527000000	usd
CY2022	syf	Marketingand Business Development Expense MarketingandBusinessDevelopmentExpense	487000000	usd
CY2021	syf	Marketingand Business Development Expense MarketingandBusinessDevelopmentExpense	486000000	usd
CY2022	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	623000000	usd
CY2021	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	550000000	usd
CY2021	us-gaap	Other Noninterest Expense OtherNoninterestExpense	644000000	usd
CY2023	us-gaap	Labor And Related Expense LaborAndRelatedExpense	1884000000	usd
CY2023	us-gaap	Dividends Preferred Stock Cash DividendsPreferredStockCash	42000000	usd
CY2023	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.96
CY2023Q4	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	3841000000	usd
CY2023	dei	Entity Central Index Key EntityCentralIndexKey	0001601712
CY2023	dei	Amendment Flag AmendmentFlag	false
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2023	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1	segment
CY2023	dei	Document Annual Report DocumentAnnualReport	true
CY2023	dei	Document Period End Date DocumentPeriodEndDate	2023-12-31
CY2023	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2023	dei	Document Transition Report DocumentTransitionReport	false
CY2023	dei	Entity File Number EntityFileNumber	001-36560
CY2023	dei	Entity Registrant Name EntityRegistrantName	SYNCHRONY FINANCIAL
CY2023	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2023	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	51-0483352
CY2023	dei	Entity Address Address Line1 EntityAddressAddressLine1	777 Long Ridge Road
CY2023	dei	Entity Address City Or Town EntityAddressCityOrTown	Stamford,
CY2023	dei	Entity Address State Or Province EntityAddressStateOrProvince	CT
CY2023	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	06902
CY2023	dei	City Area Code CityAreaCode	203
CY2023	dei	Local Phone Number LocalPhoneNumber	585-2400
CY2023	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	Yes
CY2023	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2023	dei	Icfr Auditor Attestation Flag IcfrAuditorAttestationFlag	true
CY2023	dei	Document Fin Stmt Error Correction Flag DocumentFinStmtErrorCorrectionFlag	false
CY2023	dei	Entity Shell Company EntityShellCompany	false
CY2023Q2	dei	Entity Public Float EntityPublicFloat	14182270780	usd
CY2024Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	406843602	shares
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	19902000000	usd
CY2022	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	16881000000	usd
CY2021	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	15228000000	usd
CY2023	syf	Interestand Dividend Income Cashand Securities Operating InterestandDividendIncomeCashandSecuritiesOperating	808000000	usd
CY2022	syf	Interestand Dividend Income Cashand Securities Operating InterestandDividendIncomeCashandSecuritiesOperating	265000000	usd
CY2021	syf	Interestand Dividend Income Cashand Securities Operating InterestandDividendIncomeCashandSecuritiesOperating	43000000	usd
CY2023	us-gaap	Interest Income Operating InterestIncomeOperating	20710000000	usd
CY2022	us-gaap	Interest Income Operating InterestIncomeOperating	17146000000	usd
CY2021	us-gaap	Interest Income Operating InterestIncomeOperating	15271000000	usd
CY2023	us-gaap	Interest Expense Deposits InterestExpenseDeposits	2952000000	usd
CY2022	us-gaap	Interest Expense Deposits InterestExpenseDeposits	1008000000	usd
CY2021	us-gaap	Interest Expense Deposits InterestExpenseDeposits	566000000	usd
CY2023	us-gaap	Interest Expense Debt InterestExpenseDebt	419000000	usd
CY2022	us-gaap	Interest Expense Debt InterestExpenseDebt	317000000	usd
CY2021	us-gaap	Interest Expense Debt InterestExpenseDebt	297000000	usd
CY2023	us-gaap	Interest Expense InterestExpense	3711000000	usd
CY2022	us-gaap	Interest Expense InterestExpense	1521000000	usd
CY2021	us-gaap	Interest Expense InterestExpense	1032000000	usd
CY2023	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	16999000000	usd
CY2022	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	15625000000	usd
CY2021	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	14239000000	usd
CY2023	syf	Retailer Share Arrangements RetailerShareArrangements	3661000000	usd
CY2022	syf	Retailer Share Arrangements RetailerShareArrangements	4331000000	usd
CY2021	syf	Retailer Share Arrangements RetailerShareArrangements	4528000000	usd
CY2023	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	5965000000	usd
CY2022	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	3375000000	usd
CY2021	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	726000000	usd
CY2023	syf	Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss	7373000000	usd
CY2022	syf	Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss	7919000000	usd
CY2021	syf	Interest Income Expenseafter Retailer Share Arrangementsand Provisionfor Loan Loss InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss	8985000000	usd
CY2023	syf	Noninterest Income Interchange Revenue NoninterestIncomeInterchangeRevenue	1031000000	usd
CY2022	syf	Noninterest Income Interchange Revenue NoninterestIncomeInterchangeRevenue	982000000	usd
CY2021	syf	Noninterest Income Interchange Revenue NoninterestIncomeInterchangeRevenue	880000000	usd
CY2023	syf	Noninterest Income Protection Product Revenue NoninterestIncomeProtectionProductRevenue	510000000	usd
CY2022	syf	Noninterest Income Protection Product Revenue NoninterestIncomeProtectionProductRevenue	387000000	usd
CY2021	syf	Noninterest Income Protection Product Revenue NoninterestIncomeProtectionProductRevenue	284000000	usd
CY2021	syf	Noninterest Expense Loyalty Programs NoninterestExpenseLoyaltyPrograms	992000000	usd
CY2023	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	712000000	usd
CY2023	us-gaap	Other Noninterest Expense OtherNoninterestExpense	793000000	usd
CY2022	us-gaap	Other Noninterest Expense OtherNoninterestExpense	714000000	usd
CY2023	us-gaap	Noninterest Expense NoninterestExpense	4758000000	usd
CY2022	us-gaap	Noninterest Expense NoninterestExpense	4337000000	usd
CY2021	us-gaap	Noninterest Expense NoninterestExpense	3963000000	usd
CY2023	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	2904000000	usd
CY2022	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	3962000000	usd
CY2021	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	5503000000	usd
CY2023	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	666000000	usd
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	946000000	usd
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1282000000	usd
CY2023	us-gaap	Net Income Loss NetIncomeLoss	2238000000	usd
CY2022	us-gaap	Net Income Loss NetIncomeLoss	3016000000	usd
CY2021	us-gaap	Net Income Loss NetIncomeLoss	4221000000	usd
CY2023	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	2196000000	usd
CY2022	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	2974000000	usd
CY2021	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	4179000000	usd
CY2023	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	5.21
CY2022	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	6.19
CY2021	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	7.40
CY2023	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	5.19
CY2022	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	6.15
CY2021	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	7.34
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	us-gaap	Net Income Loss NetIncomeLoss	2238000000	usd
CY2022	us-gaap	Net Income Loss NetIncomeLoss	3016000000	usd
CY2021	us-gaap	Net Income Loss NetIncomeLoss	4221000000	usd
CY2023	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	60000000	usd
CY2022	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-97000000	usd
CY2021	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-21000000	usd
CY2023	us-gaap	Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax	0	usd
CY2022	us-gaap	Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax	-12000000	usd
CY2021	us-gaap	Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax	-4000000	usd
CY2023	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	3000000	usd
CY2022	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	-53000000	usd
CY2021	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	-7000000	usd
CY2023	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	57000000	usd
CY2022	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-56000000	usd
CY2021	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-18000000	usd
CY2023	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2295000000	usd
CY2022	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2960000000	usd
CY2021	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	4203000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
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CY2022Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	10294000000	usd
CY2023Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	3799000000	usd
CY2022Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	4879000000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	102988000000	usd
CY2022Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	92470000000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	10571000000	usd
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	9527000000	usd
CY2023Q4	us-gaap	Notes Receivable Net NotesReceivableNet	92417000000	usd
CY2022Q4	us-gaap	Notes Receivable Net NotesReceivableNet	82943000000	usd
CY2023Q4	us-gaap	Goodwill Goodwill	1018000000	usd
CY2022Q4	us-gaap	Goodwill Goodwill	1105000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	815000000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	742000000	usd
CY2023Q4	us-gaap	Other Assets OtherAssets	4915000000	usd
CY2022Q4	us-gaap	Other Assets OtherAssets	4601000000	usd
CY2023Q4	us-gaap	Assets Of Disposal Group Including Discontinued Operation AssetsOfDisposalGroupIncludingDiscontinuedOperation	256000000	usd
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CY2023Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	80789000000	usd
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CY2022Q4	us-gaap	Deposits Deposits	71735000000	usd
CY2023Q4	us-gaap	Senior Notes SeniorNotes	8715000000	usd
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CY2023Q4	us-gaap	Long Term Debt LongTermDebt	15982000000	usd
CY2022Q4	us-gaap	Long Term Debt LongTermDebt	14191000000	usd
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CY2022Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	5765000000	usd
CY2023Q4	us-gaap	Liabilities Of Disposal Group Including Discontinued Operation LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation	107000000	usd
CY2022Q4	us-gaap	Liabilities Of Disposal Group Including Discontinued Operation LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation	0	usd
CY2023Q4	us-gaap	Liabilities Liabilities	103576000000	usd
CY2022Q4	us-gaap	Liabilities Liabilities	91691000000	usd
CY2022Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.001
CY2023Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.001
CY2022Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	750000	shares
CY2023Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	750000	shares
CY2022Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	750000	shares
CY2023Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	750000	shares
CY2023Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	750000	shares
CY2022Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	750000	shares
CY2022Q4	us-gaap	Preferred Stock Liquidation Preference Value PreferredStockLiquidationPreferenceValue	750000000	usd
CY2023Q4	us-gaap	Preferred Stock Liquidation Preference Value PreferredStockLiquidationPreferenceValue	750000000	usd
CY2023Q4	us-gaap	Preferred Stock Value PreferredStockValue	734000000	usd
CY2022Q4	us-gaap	Preferred Stock Value PreferredStockValue	734000000	usd
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.001
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CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	4000000000	shares
CY2023Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	833984684	shares
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	833984684	shares
CY2023Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	406875775	shares
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	438216755	shares
CY2023Q4	us-gaap	Common Stock Value CommonStockValue	1000000	usd
CY2022Q4	us-gaap	Common Stock Value CommonStockValue	1000000	usd
CY2023Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	9775000000	usd
CY2022Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	9718000000	usd
CY2023Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	18662000000	usd
CY2022Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	16716000000	usd
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-33000000	usd
CY2022Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-93000000	usd
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CY2022Q4	us-gaap	Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax	-38000000	usd
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CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
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CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Disposal Group Including Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsDisposalGroupIncludingDiscontinuedOperations	0	usd
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	14421000000	usd
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CY2023Q4	us-gaap	Debt Securities Available For Sale Maturity Rolling After Five Through Ten Years Weighted Average Yield DebtSecuritiesAvailableForSaleMaturityRollingAfterFiveThroughTenYearsWeightedAverageYield	0.018
CY2023	syf	Numberof Sales Platforms NumberofSalesPlatforms	5	sales_platform
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CY2022Q4	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	8800000000	usd
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CY2023	us-gaap	Financing Receivable Allowance For Credit Losses Policy For Uncollectible Amounts FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts	<div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As discussed above, the Company adopted ASU 2022-02 as of January 1, 2023.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Losses on loan receivables are estimated and recognized upon origination of the loan, based on expected credit losses for the life of the loan balance as of the period end date. Expected credit loss estimates involve modeling loss projections attributable to existing loan balances, considering historical experience, current conditions and future expectations for pools of loans with similar risk characteristics over the reasonable and supportable forecast period. The model considers a macroeconomic forecast, with unemployment as the primary macroeconomic variable considered. We also perform a qualitative assessment in addition to model estimates and apply qualitative adjustments as necessary. The reasonable and supportable forecast period is determined primarily based upon an assessment of the current economic outlook, including our ability to use available data to accurately forecast losses over time. The reasonable and supportable forecast period used in our estimate of credit losses at December 31, 2023 was 12 months, consistent with the forecast period utilized since adoption of CECL. The Company reassesses the reasonable and supportable forecast period on a quarterly basis. Beyond the reasonable and supportable forecast period, we revert to historical loss information at the loan receivables segment level over a 6-month period, gradually increasing the weight of historical losses by an equal amount each month during the reversion period, and utilize historical loss information thereafter for the remaining life of the portfolio. The historical loss information is derived from a combination of recessionary and non-recessionary performance periods, weighted by the time span of each period. Similar to the reasonable and supportable forecast period, we also reassess the reversion period and historical mean on a quarterly basis, considering any required adjustments for differences in underwriting standards, portfolio mix, and other relevant data shifts over time.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We generally segment our loan receivable population into pools of loans with similar risk characteristics at the major retailer and product level. Consistent with our other assumptions, we regularly review segmentation to determine whether the segmentation pools remain relevant as risk characteristics change.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our loan receivables generally do not have a stated life. The life of a credit card loan receivable is dependent upon the allocation of payments received, as well as a variety of other factors, including the principal balance, promotional terms, interest charges and fees and overall consumer credit profile and usage pattern. We determine the expected credit losses for credit card loan receivables as of the measurement date by using a combination of migration analysis, and other historical analyses, which implicitly consider the payments attributable to the measurement date balance. To do so, we utilize an approach which implicitly considers total expected future payments and applies appropriate allocations to reduce those payments in order to estimate losses pertaining to measurement date loan receivables. Based on our payments analyses, we also ensure that expected future payments from an account do not exceed the measurement date balance.</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We evaluate each portfolio quarterly. For credit card receivables, our estimation process includes analysis of historical data, and there is a significant amount of judgment applied in selecting inputs and analyzing the results produced by the models to determine the allowance for credit losses. We use an enhanced migration analysis to estimate the likelihood that a loan will progress through the various stages of delinquency. The enhanced migration analysis considers uncollectible principal, interest and fees reflected in the loan receivables, segmented by credit and business parameters. We use other analyses to estimate expected losses on non-delinquent accounts, which include past performance, bankruptcy activity such as filings, policy changes and loan volumes and amounts. Holistically, for assessing the portfolio credit loss content, we also evaluate portfolio risk management techniques applied to various accounts, historical behavior of different account vintages, account seasoning, economic conditions, recent trends in delinquencies, account collection management including the impact of modifications made to borrowers experiencing financial difficulties, forecasting uncertainties, expectations about the future and a qualitative assessment of the adequacy of the allowance for credit losses. Key factors that impact the accuracy of our historical loss forecast estimates include the models and methodology utilized, credit strategy and trends, and consideration of material changes in our loan portfolio such as changes in growth and portfolio mix. We regularly review our collection experience (including delinquencies and net charge-offs) in determining our allowance for credit losses. We also consider our historical loss experience to date based on actual defaulted loans and overall portfolio indicators including delinquent and non-accrual loans, trends in loan volume and lending terms, credit policies and other observable environmental factors such as unemployment and home price indices. Additionally, the estimate of expected credit losses includes expected recoveries of amounts previously charged-off and expected to be charged-off.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The underlying assumptions, estimates and assessments we use to provide for losses are updated periodically to reflect our view of current and forecasted conditions, and are subject to the regulatory examination process, which can result in changes to our assumptions. Changes in such estimates can significantly affect the allowance and provision for credit losses. It is possible that we will experience credit losses that are different from our current estimates. Charge-offs are deducted from the allowance for credit losses and are recorded in the period when we judge the principal to be uncollectible, and subsequent recoveries are added to the allowance, generally at the time cash is received on a charged-off account. </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Delinquent receivables are those that are 30 days or more past due based on their contractual payments. Non-accrual loan receivables are those on which we have stopped accruing interest. We continue to accrue interest until the earlier of the time at which collection of an account becomes doubtful, or the account becomes 180 days past due, with the exception of non-credit card accounts, for which we stop accruing interest in the period that the account becomes 90 days past due.</span></div>The same loan receivable may meet more than one of the definitions above. Accordingly, these categories are not mutually exclusive, and it is possible for a particular loan to meet the definitions of a non-accrual loan and a delinquent loan, or be modified to a borrower experiencing financial difficulty, and be included in each of these categories. The categorization of a particular loan also may not necessarily be indicative of the potential for loss.
CY2023	syf	Financing Receivable Allowance For Credit Loss Reasonable And Supportable Forecast Period FinancingReceivableAllowanceForCreditLossReasonableAndSupportableForecastPeriod	P12M
CY2023	syf	Financing Receivable Allowance For Credit Loss Reversion Period FinancingReceivableAllowanceForCreditLossReversionPeriod	P6M
CY2023	syf	Financing Receivable Thresholdfor Delinquency FinancingReceivableThresholdforDelinquency	P30D
CY2023	syf	Financing Receivable Conditional Thresholdfor Non Accrual Status FinancingReceivableConditionalThresholdforNonAccrualStatus	P180D
CY2023	syf	Financing Receivable Conditional Thresholdfor Non Accrual Statusfor Non Credit Card Accounts FinancingReceivableConditionalThresholdforNonAccrualStatusforNonCreditCardAccounts	P90D
CY2023	syf	Financing Receivable Numberof Consecutive Paymentsto Maintain Current Status FinancingReceivableNumberofConsecutivePaymentstoMaintainCurrentStatus	3	payment
CY2023Q4	us-gaap	Debt Securities Available For Sale Maturity Rolling After10 Years Weighted Average Yield DebtSecuritiesAvailableForSaleMaturityRollingAfter10YearsWeightedAverageYield	0.020
CY2023	us-gaap	Revenue Recognition Interest RevenueRecognitionInterest	<div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Revenue Recognition</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Interest and Fees on Loans</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We use the effective interest method to recognize income on loans. Interest and fees on loans is comprised largely of interest and late fees on credit card and other loans. Interest income is recognized based upon the amount of loans outstanding and their contractual interest rate. Late fees are recognized when billable to the customer. We continue to accrue interest and fees on credit cards until the accounts are charged-off in the period the account becomes 180 days past due. For non-credit card loans, we stop accruing interest and fees when the account becomes 90 days past due. Previously recognized interest income that was accrued but not collected from the customer is reversed. Although we stop accruing interest in advance of payments, we recognize interest income as cash is collected when appropriate, provided the amount does not exceed that which would have been earned at the historical effective interest rate; otherwise, payments received are applied to reduce the principal balance of the loan. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We resume accruing interest on non-credit card loans when the customer’s account is less than 90 days past due and collection of such amounts is probable. Interest accruals on modified loans that are not considered to be TDRs may return to current status (re-aged) only after receipt of at least three consecutive minimum monthly payments subject to a re-aging limitation of once a year, or twice in a five-year period.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Direct loan origination costs on credit card loans are deferred and amortized on a straight-line basis over a one-year period, or the life of the loan for other loan receivables, and are included in interest and fees on loans in our Consolidated Statements of Earnings. See Note 5. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Loan Receivables and Allowance for Credit Losses</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> for further detail. </span></div>Other loan fees including miscellaneous fees charged to borrowers are recognized net of waivers and charge-offs when the related transaction or service is provided, and are included in other income in our Consolidated Statements of Earnings.
CY2023	syf	Financing Receivable Numberof Consecutive Paymentsto Maintain Current Status FinancingReceivableNumberofConsecutivePaymentstoMaintainCurrentStatus	3	payment
CY2023	us-gaap	Revenue Recognition Loyalty Programs RevenueRecognitionLoyaltyPrograms	<div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Loyalty Programs</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our loyalty programs are designed to generate increased purchase volume per customer while reinforcing the value of our credit cards and strengthening cardholder loyalty. These programs typically provide cardholders with statement credit or cash back rewards. Other programs include rewards points, which are redeemable for a variety of products or awards, or merchandise discounts that are earned by achieving a pre-set spending level on their private label credit card, Dual Card or general purpose co-branded credit card. We establish a rewards liability based on points and merchandise discounts earned that are ultimately expected to be redeemed and the average cost per point at redemption. The rewards liability is included in accrued expenses and other liabilities in our Consolidated Statements of Financial Position. Cash rebates are earned based on a tiered percentage of purchase volume. As points and discounts are redeemed or cash rebates and rewards are issued, the rewards liability is relieved. The estimated cost of loyalty programs is classified as a reduction to other income in our Consolidated Statements of Earnings.</span></div>
CY2022Q4	us-gaap	Impaired Financing Receivable With Related Allowance Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment	1359000000	usd
CY2022Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	602000000	usd
CY2022Q4	syf	Impaired Financing Receivable Netof Related Allowance ImpairedFinancingReceivableNetofRelatedAllowance	757000000	usd
CY2022Q4	us-gaap	Impaired Financing Receivable With Related Allowance Unpaid Principal Balance ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance	1210000000	usd
CY2022	us-gaap	Impaired Financing Receivable With Related Allowance Interest Income Accrual Method ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod	36000000	usd
CY2022	syf	Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms	322000000	usd
CY2022	us-gaap	Impaired Financing Receivable With Related Allowance Average Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment	1235000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	syf	Disposal Group Including Discontinued Operations Restricted Cash DisposalGroupIncludingDiscontinuedOperationsRestrictedCash	93000000	usd
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	5000000	usd
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	47000000	usd
CY2023Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	3799000000	usd
CY2022Q4	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	5001000000	usd
CY2022Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	0	usd
CY2022Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	122000000	usd
CY2022Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	4879000000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	667000000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	0	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	1006000000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	47000000	usd
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	3590000000	usd
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	62000000	usd
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	1092000000	usd
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	60000000	usd
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Next Rolling Twelve Months Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis	2745000000	usd
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Next Rolling Twelve Months Fair Value AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue	2738000000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Maturity Rolling Within One Year Weighted Average Yield DebtSecuritiesAvailableForSaleMaturityRollingWithinOneYearWeightedAverageYield	0.045
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	102988000000	usd
CY2022Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	92470000000	usd
CY2023Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	213000000	usd
CY2022Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	237000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	9527000000	usd
CY2023	syf	Financing Receivable Credit Loss Expense Reversal Including Accrued Forward Loan Portfolio Purchase FinancingReceivableCreditLossExpenseReversalIncludingAccruedForwardLoanPortfolioPurchase	5958000000	usd
CY2023	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	5610000000	usd
CY2023	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	990000000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	10571000000	usd
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	8688000000	usd
CY2022	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	3375000000	usd
CY2022	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	3370000000	usd
CY2022	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	834000000	usd
CY2022	us-gaap	Allowance For Loan And Lease Losses Adjustments Net AllowanceForLoanAndLeaseLossesAdjustmentsNet	0	usd
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	9527000000	usd
CY2020Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	10265000000	usd
CY2021	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	726000000	usd
CY2021	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	3148000000	usd
CY2021	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	844000000	usd
CY2021	us-gaap	Allowance For Loan And Lease Losses Adjustments Net AllowanceForLoanAndLeaseLossesAdjustmentsNet	1000000	usd
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	8688000000	usd
CY2023	syf	Financing Receivable Credit Loss Expense Reversal Accrued Forward Loan Portfolio Purchase FinancingReceivableCreditLossExpenseReversalAccruedForwardLoanPortfolioPurchase	7000000	usd
CY2023	syf	Financing Receivable Allowance For Credit Loss Reasonable And Supportable Forecast Period FinancingReceivableAllowanceForCreditLossReasonableAndSupportableForecastPeriod	P12M
CY2023	syf	Financing Receivable Allowance For Credit Loss Reversion Period FinancingReceivableAllowanceForCreditLossReversionPeriod	P6M
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	10600000000	usd
CY2023Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	23000000	usd
CY2023Q4	us-gaap	Financing Receivable Nonaccrual Percent Past Due1 FinancingReceivableNonaccrualPercentPastDue1	0
CY2022Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	14000000	usd
CY2022Q4	us-gaap	Financing Receivable Nonaccrual Percent Past Due1 FinancingReceivableNonaccrualPercentPastDue1	0
CY2023	us-gaap	Financing Receivable Modified Weighted Average Interest Rate Decrease From Modification FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification	0.97
CY2023	syf	Financing Receivable Modified Amount Of Unpaid Balance Forgiven Short Term FinancingReceivableModifiedAmountOfUnpaidBalanceForgivenShortTerm	186000000	usd
CY2023	syf	Financing Receivable Modifications Number Of Contracts Subsequent Default FinancingReceivableModificationsNumberOfContractsSubsequentDefault	96000	contract
CY2023	us-gaap	Financing Receivable Modifications Subsequent Default Recorded Investment1 FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1	235000000	usd
CY2023	syf	Financing Receivable Modification Success Rate Short Term FinancingReceivableModificationSuccessRateShortTerm	0.54
CY2022	us-gaap	Financing Receivable Modifications Post Modification Recorded Investment2 FinancingReceivableModificationsPostModificationRecordedInvestment2	996000000	usd
CY2021	us-gaap	Impaired Financing Receivable With Related Allowance Interest Income Accrual Method ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod	39000000	usd
CY2021	syf	Impaired Financing Receivablewith Related Allowance Interest Income Under Original Terms ImpairedFinancingReceivablewithRelatedAllowanceInterestIncomeUnderOriginalTerms	312000000	usd
CY2021	us-gaap	Impaired Financing Receivable With Related Allowance Average Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment	1226000000	usd
CY2022	us-gaap	Financing Receivable Modifications Subsequent Default Number Of Contracts1 FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1	60000	contract
CY2022	us-gaap	Financing Receivable Modifications Subsequent Default Recorded Investment1 FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1	135000000	usd
CY2021	us-gaap	Financing Receivable Modifications Subsequent Default Number Of Contracts1 FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1	41000	contract
CY2021	us-gaap	Financing Receivable Modifications Subsequent Default Recorded Investment1 FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1	103000000	usd
CY2023Q4	syf	Financing Receivable Credit Quality Indicators Percentage Of Loan Receivables With No Vantage Score FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore	0.003
CY2022Q4	syf	Financing Receivable Credit Quality Indicators Percentage Of Loan Receivables With No Vantage Score FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore	0.004
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	19902000000	usd
CY2022	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	16881000000	usd
CY2021	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	15228000000	usd
CY2023Q4	us-gaap	Contract With Customer Liability ContractWithCustomerLiability	1900000000	usd
CY2022Q4	us-gaap	Contract With Customer Liability ContractWithCustomerLiability	1700000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Amortization Method Qualified Affordable Housing Project Investments AmortizationMethodQualifiedAffordableHousingProjectInvestments	736000000	usd
CY2022Q4	us-gaap	Amortization Method Qualified Affordable Housing Project Investments AmortizationMethodQualifiedAffordableHousingProjectInvestments	557000000	usd
CY2023Q4	syf	Other Investments In Non Consolidated Vi Es OtherInvestmentsInNonConsolidatedVIEs	252000000	usd
CY2022Q4	syf	Other Investments In Non Consolidated Vi Es OtherInvestmentsInNonConsolidatedVIEs	230000000	usd
CY2023	us-gaap	Amortization Method Qualified Affordable Housing Project Investments Amortization AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization	71000000	usd
CY2022	us-gaap	Amortization Method Qualified Affordable Housing Project Investments Amortization AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization	44000000	usd
CY2023	us-gaap	Affordable Housing Tax Credits And Other Tax Benefits Amount AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount	90000000	usd
CY2022	us-gaap	Affordable Housing Tax Credits And Other Tax Benefits Amount AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount	56000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2022Q4	us-gaap	Goodwill Goodwill	1105000000	usd
CY2021Q4	us-gaap	Goodwill Goodwill	1105000000	usd
CY2023Q4	us-gaap	Disposal Group Including Discontinued Operation Goodwill1 DisposalGroupIncludingDiscontinuedOperationGoodwill1	87000000	usd
CY2022Q4	us-gaap	Disposal Group Including Discontinued Operation Goodwill1 DisposalGroupIncludingDiscontinuedOperationGoodwill1	0	usd
CY2023Q4	us-gaap	Goodwill Goodwill	1018000000	usd
CY2022Q4	us-gaap	Goodwill Goodwill	1105000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	2269000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	1454000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	815000000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	1922000000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	1180000000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	742000000	usd
CY2023	us-gaap	Finitelived Intangible Assets Acquired1 FinitelivedIntangibleAssetsAcquired1	392000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	283000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	215000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	154000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	99000000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	50000000	usd
CY2023	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.96
CY2022	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.90
CY2021	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.88
CY2023	us-gaap	Dividends Common Stock Cash DividendsCommonStockCash	406000000	usd
CY2022	us-gaap	Dividends Common Stock Cash DividendsCommonStockCash	434000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	80789000000	usd
CY2023Q4	syf	Average Rate Domestic Deposits AverageRateDomesticDeposits	0.039
CY2022Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	71336000000	usd
CY2022Q4	syf	Average Rate Domestic Deposits AverageRateDomesticDeposits	0.015
CY2023Q4	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	364000000	usd
CY2022Q4	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	399000000	usd
CY2023Q4	us-gaap	Deposits Deposits	81153000000	usd
CY2022Q4	us-gaap	Deposits Deposits	71735000000	usd
CY2023Q4	us-gaap	Time Deposits At Or Above Fdic Insurance Limit TimeDepositsAtOrAboveFDICInsuranceLimit	10000000000	usd
CY2022Q4	us-gaap	Time Deposits At Or Above Fdic Insurance Limit TimeDepositsAtOrAboveFDICInsuranceLimit	7200000000	usd
CY2023Q4	us-gaap	Time Deposit Maturities Year One TimeDepositMaturitiesYearOne	33343000000	usd
CY2023Q4	us-gaap	Time Deposit Maturities Year Two TimeDepositMaturitiesYearTwo	9483000000	usd
CY2023Q4	us-gaap	Time Deposit Maturities Year Three TimeDepositMaturitiesYearThree	1645000000	usd
CY2023Q4	us-gaap	Time Deposit Maturities Year Four TimeDepositMaturitiesYearFour	2649000000	usd
CY2023Q4	us-gaap	Time Deposit Maturities Year Five TimeDepositMaturitiesYearFive	1430000000	usd
CY2023Q4	us-gaap	Time Deposit Maturities After Year Five TimeDepositMaturitiesAfterYearFive	119000000	usd
CY2023Q4	us-gaap	Demand Deposit Accounts DemandDepositAccounts	28100000000	usd
CY2023Q4	us-gaap	Deposits Savings Deposits DepositsSavingsDeposits	26200000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Long Term Debt LongTermDebt	15982000000	usd
CY2022Q4	us-gaap	Long Term Debt LongTermDebt	14191000000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Next Twelve Months LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths	4225000000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Two LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo	5300000000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Three LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree	2750000000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Four LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour	1600000000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive	0	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal After Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive	2150000000	usd
CY2021	us-gaap	Dividends Common Stock Cash DividendsCommonStockCash	500000000	usd
CY2023	us-gaap	Preferred Stock Dividends Per Share Declared PreferredStockDividendsPerShareDeclared	56.24
CY2023	us-gaap	Dividends Preferred Stock Cash DividendsPreferredStockCash	42000000	usd
CY2023Q4	us-gaap	Disposal Group Including Discontinued Operation Cash DisposalGroupIncludingDiscontinuedOperationCash	19000000	usd
CY2023Q4	syf	Disposal Group Including Discontinued Operations Restricted Cash DisposalGroupIncludingDiscontinuedOperationsRestrictedCash	93000000	usd
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Equity Securities Without Readily Determinable Fair Value Amount EquitySecuritiesWithoutReadilyDeterminableFairValueAmount	270000000	usd
CY2022Q4	us-gaap	Equity Securities Without Readily Determinable Fair Value Amount EquitySecuritiesWithoutReadilyDeterminableFairValueAmount	245000000	usd
CY2023	us-gaap	Equity Securities Without Readily Determinable Fair Value Upward Price Adjustment Annual Amount EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentAnnualAmount	17000000	usd
CY2022	us-gaap	Equity Securities Without Readily Determinable Fair Value Upward Price Adjustment Annual Amount EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentAnnualAmount	7000000	usd
CY2023	us-gaap	Equity Securities Without Readily Determinable Fair Value Downward Price Adjustment Annual Amount EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentAnnualAmount	6000000	usd
CY2022	us-gaap	Equity Securities Without Readily Determinable Fair Value Downward Price Adjustment Annual Amount EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentAnnualAmount	3000000	usd
CY2023Q4	us-gaap	Equity Securities Without Readily Determinable Fair Value Upward Price Adjustment Cumulative Amount EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentCumulativeAmount	205000000	usd
CY2023Q4	us-gaap	Equity Securities Without Readily Determinable Fair Value Downward Price Adjustment Cumulative Amount EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentCumulativeAmount	14000000	usd
CY2023	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent DefinedContributionPlanEmployerMatchingContributionPercent	0.03
CY2023	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent Of Match DefinedContributionPlanEmployerMatchingContributionPercentOfMatch	0.04
CY2023	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	88000000	usd
CY2022	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	80000000	usd
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CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
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CY2023	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	423500000	shares
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CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
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CY2023	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1124000000	usd
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CY2023	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.229
CY2022	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.239
CY2021	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.233
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses	2626000000	usd
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CY2023	us-gaap	Unrecognized Tax Benefits Decreases Resulting From Settlements With Taxing Authorities UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities	1000000	usd
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CY2023	dei	Auditor Location AuditorLocation	New York, New York
CY2023	dei	Auditor Firm AuditorFirmId	185
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
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CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023

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$SYF
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2024 Q1 Form 10-K Financial Statement

#000160171224000047 Filed on February 08, 2024

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$SYF Synchrony Financial Stock $syf

2024 Q1 Form 10-K Financial Statement

#000160171224000047 Filed on February 08, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$SYF
Synchrony Financial Stock $syf