$SYF
Synchrony Financial

2024 Q4 Form 10-Q Financial Statement

#000160171224000336 Filed on October 23, 2024

View on sec.gov

Income Statement

Concept 2024 Q4 2024 Q3
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $121.0M
YoY Change 4.31%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.028B
YoY Change 23.41%
Income Tax $239.0M
% Of Pretax Income 23.25%
Net Earnings $768.0M
YoY Change 22.29%
Net Earnings / Revenue
Basic Earnings Per Share $1.96
Diluted Earnings Per Share $1.94
COMMON SHARES
Basic Shares Outstanding 389.3M shares 395.2M shares
Diluted Shares Outstanding 396.5M shares

Balance Sheet

Concept 2024 Q4 2024 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $17.93B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill $1.274B
YoY Change 15.29%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $0.00
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $119.2B
YoY Change 5.57%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $5.333B
YoY Change -9.23%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $5.333B
YoY Change -9.23%
LONG-TERM LIABILITIES
Long-Term Debt $15.63B
YoY Change 2.63%
Other Long-Term Liabilities $0.00
YoY Change
Total Long-Term Liabilities $15.63B
YoY Change 2.63%
TOTAL LIABILITIES
Total Short-Term Liabilities $5.333B
Total Long-Term Liabilities $15.63B
Total Liabilities $103.2B
YoY Change 4.11%
SHAREHOLDERS EQUITY
Retained Earnings $20.98B
YoY Change 14.38%
Common Stock $1.000M
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $15.99B
YoY Change 6.89%
Treasury Stock Shares
Shareholders Equity $15.98B
YoY Change
Total Liabilities & Shareholders Equity $119.2B
YoY Change 5.57%

Cashflow Statement

Concept 2024 Q4 2024 Q3
OPERATING ACTIVITIES
Net Income $768.0M
YoY Change 22.29%
Depreciation, Depletion And Amortization $121.0M
YoY Change 4.31%
Cash From Operating Activities $2.763B
YoY Change 11.32%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities -$2.231B
YoY Change -13.12%
Cash From Investing Activities -$2.231B
YoY Change -13.12%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -1.231B
YoY Change -140.61%
NET CHANGE
Cash From Operating Activities 2.763B
Cash From Investing Activities -2.231B
Cash From Financing Activities -1.231B
Net Change In Cash -699.0M
YoY Change -123.74%
FREE CASH FLOW
Cash From Operating Activities $2.763B
Capital Expenditures
Free Cash Flow
YoY Change

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<div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interim Period Presentation</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2023 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2023 (our "2023 Form 10-K").</span></div>
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CY2024Q3 us-gaap Goodwill
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us-gaap Weighted Average Rate Interest Bearing Domestic Deposits Over Time
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CY2024Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
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CY2023Q4 us-gaap Equity Securities Without Readily Determinable Fair Value Amount
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CY2024Q3 us-gaap Equity Securities Without Readily Determinable Fair Value Upward Price Adjustment Cumulative Amount
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CY2024Q3 us-gaap Net Income Loss
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CY2024Q3 us-gaap Preferred Stock Dividends Income Statement Impact
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CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
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CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
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CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Weighted Average Number Of Shares Outstanding Basic
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CY2024Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
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CY2023Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
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CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
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CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
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us-gaap Weighted Average Number Of Diluted Shares Outstanding
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CY2024Q3 us-gaap Preferred Stock Value
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CY2024Q3 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
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CY2024Q3 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
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CY2024Q3 ecd Non Rule10b51 Arr Adopted Flag
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