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$UPYY
$0.90 -$0.10 (10.0%) Close

Ownership

13F as of Q2 2026 · 18.7M shares outstanding
Upay Inc is not yet matched to a CUSIP, so institutional (13F) holdings cannot be attributed to it. The sections below that come from its own filings still apply.

Who owns UPYY?

By type of holder
Institutions 0.0% Insiders 9.7% Everyone else 90.3%
Concentration Top 1 holders own 9.7%
Emerging Markets Consulting LLC 9.7%
Institutional ownership
0.0%
0.0 pts vs last qtr
Institutional holders
0
0 vs last qtr
Net shares bought
0
by institutions in Q2 2026
New / sold out
0 / 0
positions opened vs closed

How is ownership changing?

Institutions, last 8 quarters

No 13F manager has reported this stock in the last 8 quarters.

Biggest buyers in Q2 2026

None.

Biggest sellers in Q2 2026

None.

Who is planning to sell?

No insider has filed a notice of proposed sale (Form 144) for Upay Inc in the last 12 months.

Is your stake being diluted?

Diluted share count, FY2019–FY2026
−32.5%
−6.34% a year
Each share's claim on the business
+48.1%
grew without buying or selling a share
Spent on buybacks vs paid in stock
$174K vs $200K
over 7 fiscal years
Diluted shares, split-adjusted
15.7M20.8M25.8M2019: 25.6M shares'192020: 25.0M shares'202022: 23.9M shares'222023: 17.2M shares'232024: 16.8M shares'242025: 16.2M shares'252026: 17.3M shares'26
Buybacks Stock-based comp
$0$100.0K$200.0K2019 buybacks: $02019 stock comp: $0'192020 buybacks: $02020 stock comp: $0'202022 buybacks: $150.0K2022 stock comp: $0'222023 buybacks: $02023 stock comp: $0'232024 buybacks: $23.5K2024 stock comp: $200.0K'242025 buybacks: $02025 stock comp: $0'252026 buybacks: $02026 stock comp: $0'26

How patient are the owners?

No 13F manager reports holding UPYY.

Super Investors

Investment managers reporting UPYY on Form 13F
No 13F manager reports holding UPYY yet.

Institutional Funds

Mutual funds and ETFs reporting UPYY on Form N-PORT; together they hold 0.0% of the company
No fund reports holding UPYY yet.

Insiders and 5%+ holders

From Forms 3/4/5 and Schedules 13D/G
EM
Emerging Markets Consulting LLC
Insider
Shares
1.8M
% of company
9.66%
Change vs last qtr
—
Held since
—

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