2024 Q1 Form 10-K Financial Statement

#000156276224000061 Filed on March 22, 2024

View on sec.gov

Income Statement

Concept 2024 Q1 2023 Q4 2023
Revenue $30.89M $101.0M
YoY Change 38.02% 42.08%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $507.0K $2.016M
YoY Change 6.07% 11.63%
% of Gross Profit
Depreciation & Amortization $140.0K $147.0K $590.0K
YoY Change -6.67% -6.96% -14.24%
% of Gross Profit
Operating Expenses $507.0K $2.016M
YoY Change 6.07% 11.63%
Operating Profit
YoY Change
Interest Expense $15.73M $42.45M
YoY Change 146.46% 470.63%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $6.038M $3.508M $21.80M
YoY Change -21.48% -40.02% -19.53%
Income Tax $1.426M $787.0K $5.251M
% Of Pretax Income 23.62% 22.43% 24.09%
Net Earnings $4.612M $2.721M $16.55M
YoY Change -20.61% -38.63% -17.85%
Net Earnings / Revenue 14.93% 16.38%
Basic Earnings Per Share
Diluted Earnings Per Share $0.23 $0.14 $0.84
COMMON SHARES
Basic Shares Outstanding 19.65M shares 19.54M shares
Diluted Shares Outstanding

Balance Sheet

Concept 2024 Q1 2023 Q4 2023
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $126.5M $41.06M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.787M $4.836M $16.26M
YoY Change -6.78% -8.11% -17.29%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $36.25M $37.28M $37.28M
YoY Change -8.39% -11.99% -11.99%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.489B $2.339B $2.339B
YoY Change 15.03% 12.14% 12.14%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $23.39M $19.00M $19.00M
YoY Change -5.79% -17.81% -17.81%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $23.39M $19.00M $19.00M
YoY Change -5.79% -17.81% -17.81%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $5.946M $7.988M $7.988M
YoY Change 27.24% 59.41% 59.41%
Total Long-Term Liabilities $5.946M $7.988M $7.988M
YoY Change 27.24% 59.41% 59.41%
TOTAL LIABILITIES
Total Short-Term Liabilities $23.39M $19.00M $19.00M
Total Long-Term Liabilities $5.946M $7.988M $7.988M
Total Liabilities $2.294B $2.147B $2.147B
YoY Change 15.87% 12.8% 12.8%
SHAREHOLDERS EQUITY
Retained Earnings -$84.95M -$88.55M
YoY Change -14.72% -14.94%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $195.0M $192.0M $192.0M
YoY Change
Total Liabilities & Shareholders Equity $2.489B $2.339B $2.339B
YoY Change 15.03% 12.14% 12.14%

Cashflow Statement

Concept 2024 Q1 2023 Q4 2023
OPERATING ACTIVITIES
Net Income $4.612M $2.721M $16.55M
YoY Change -20.61% -38.63% -17.85%
Depreciation, Depletion And Amortization $140.0K $147.0K $590.0K
YoY Change -6.67% -6.96% -14.24%
Cash From Operating Activities $8.026M -$5.978M $22.55M
YoY Change -10.83% 195.21% -23.67%
INVESTING ACTIVITIES
Capital Expenditures $91.00K $32.00K $163.0K
YoY Change 313.64% -93.57% -75.78%
Acquisitions
YoY Change
Other Investing Activities -$66.33M -$82.69M -$272.8M
YoY Change -4.16% 19.36% 1.08%
Cash From Investing Activities -$66.42M -$82.72M -$273.0M
YoY Change -4.06% 18.55% 0.89%
FINANCING ACTIVITIES
Cash Dividend Paid $1.016M
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $143.9M 96.32M $237.4M
YoY Change 107.58% 82.99% -4.68%
NET CHANGE
Cash From Operating Activities $8.026M -5.978M $22.55M
Cash From Investing Activities -$66.42M -82.72M -$273.0M
Cash From Financing Activities $143.9M 96.32M $237.4M
Net Change In Cash $85.48M 7.627M -$13.11M
YoY Change 841.14% -139.81% -265.06%
FREE CASH FLOW
Cash From Operating Activities $8.026M -$5.978M $22.55M
Capital Expenditures $91.00K $32.00K $163.0K
Free Cash Flow $7.935M -$6.010M $22.38M
YoY Change -11.63% 138.21% -22.45%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1778644000 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
41062000 usd
CY2023 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2023 dei Entity Central Index Key
EntityCentralIndexKey
0001901637
CY2023 dei Amendment Flag
AmendmentFlag
false
CY2023 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2022Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
0 usd
CY2023 dei Document Annual Report
DocumentAnnualReport
true
CY2023 dei Document Transition Report
DocumentTransitionReport
false
CY2023 dei Entity Small Business
EntitySmallBusiness
true
CY2023 dei Entity Ex Transition Period
EntityExTransitionPeriod
false
CY2023 dei Icfr Auditor Attestation Flag
IcfrAuditorAttestationFlag
false
CY2023 dei Document Fin Stmt Error Correction Flag
DocumentFinStmtErrorCorrectionFlag
false
CY2023Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
usd
CY2022Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
usd
CY2023 uscb Loan Settlement
LoanSettlement
usd
CY2022 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification Before Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax
usd
CY2022 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
usd
CY2022 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
usd
CY2023 uscb Transfer Of Securities Available For Sale To Securities Held For Sale
TransferOfSecuritiesAvailableForSaleToSecuritiesHeldForSale
usd
CY2023 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
usd
CY2023Q4 us-gaap Restricted Cash
RestrictedCash
usd
CY2023 us-gaap Accounting Standards Update Extensible List
AccountingStandardsUpdateExtensibleList
http://fasb.org/us-gaap/2023#AccountingStandardsUpdate201613Member
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
usd
CY2023Q4 uscb Debt Securities Held To Maturity Amortized Cost Before Allowance For Credit Loss Maturity Allocated And Single Maturity Date Year One
DebtSecuritiesHeldToMaturityAmortizedCostBeforeAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne
usd
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
usd
CY2023Q4 uscb Debt Securities Held To Maturity Amortized Cost Before Allowance For Credit Loss Maturity Allocated And Single Maturity Date After Year5 Through10
DebtSecuritiesHeldToMaturityAmortizedCostBeforeAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10
usd
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
usd
CY2023Q4 uscb Debt Securities Held To Maturity Amortized Cost Before Allowance For Credit Loss Maturity Allocated And Single Maturity Date After Year10
DebtSecuritiesHeldToMaturityAmortizedCostBeforeAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10
usd
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
usd
CY2023Q4 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
usd
CY2023 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
usd
CY2022 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
usd
CY2023 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
usd
CY2022 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
usd
CY2023 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
usd
CY2022 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
usd
CY2023 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
usd
CY2022Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
usd
CY2023Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
usd
CY2022Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
usd
CY2023 dei Document Type
DocumentType
10-K
CY2023 dei Document Period End Date
DocumentPeriodEndDate
2023-12-31
CY2023 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2023
CY2023 dei Entity File Number
EntityFileNumber
001-41196
CY2023 dei Entity Registrant Name
EntityRegistrantName
USCB Financial Holdings, Inc.
CY2023 dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
FL
CY2023 dei Security12b Title
Security12bTitle
Class A Common Stock, $1.00 par value per share
CY2023 dei Trading Symbol
TradingSymbol
USCB
CY2023 dei Security Exchange Name
SecurityExchangeName
NASDAQ
CY2023 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2023 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2023 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2023 dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
CY2023 dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
CY2023 dei Entity Shell Company
EntityShellCompany
false
CY2023Q2 dei Entity Public Float
EntityPublicFloat
104800000 usd
CY2024Q1 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
19650463 shares
CY2023 dei Auditor Name
AuditorName
Crowe LLP
CY2023 dei Auditor Firm
AuditorFirmId
173
CY2023 dei Auditor Location
AuditorLocation
Fort Lauderdale, Florida
CY2023Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
8019000 usd
CY2022Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
6605000 usd
CY2023Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
33043000 usd
CY2022Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
47563000 usd
CY2023Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
41062000 usd
CY2022Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
54168000 usd
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
8000 usd
CY2023Q4 uscb Held To Maturity Securities Fair Value Disclosure
HeldToMaturitySecuritiesFairValueDisclosure
155510000 usd
CY2022Q4 uscb Held To Maturity Securities Fair Value Disclosure
HeldToMaturitySecuritiesFairValueDisclosure
169088000 usd
CY2023Q4 us-gaap Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss
174974000 usd
CY2022Q4 us-gaap Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss
188699000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
229329000 usd
CY2022Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
230140000 usd
CY2023Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
10153000 usd
CY2022Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
2882000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
21084000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17487000 usd
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1759743000 usd
CY2022Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1489851000 usd
CY2023Q4 us-gaap Interest Receivable
InterestReceivable
10688000 usd
CY2022Q4 us-gaap Interest Receivable
InterestReceivable
7546000 usd
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4836000 usd
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
5263000 usd
CY2023Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
51781000 usd
CY2022Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
42781000 usd
CY2023Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
37282000 usd
CY2022Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
42360000 usd
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
11423000 usd
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
14395000 usd
CY2023Q4 us-gaap Other Assets
OtherAssets
7822000 usd
CY2022Q4 us-gaap Other Assets
OtherAssets
7749000 usd
CY2023Q4 us-gaap Assets
Assets
2339093000 usd
CY2022Q4 us-gaap Assets
Assets
2085834000 usd
CY2023Q4 us-gaap Demand Deposit Accounts
DemandDepositAccounts
552762000 usd
CY2022Q4 us-gaap Demand Deposit Accounts
DemandDepositAccounts
629776000 usd
CY2023Q4 uscb Deposits Money Market And Savings Deposits
DepositsMoneyMarketAndSavingsDeposits
1048272000 usd
CY2022Q4 uscb Deposits Money Market And Savings Deposits
DepositsMoneyMarketAndSavingsDeposits
915853000 usd
CY2023Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
47702000 usd
CY2022Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
66675000 usd
CY2023Q4 us-gaap Time Deposits
TimeDeposits
288403000 usd
CY2022Q4 us-gaap Time Deposits
TimeDeposits
216977000 usd
CY2023Q4 us-gaap Deposits
Deposits
1937139000 usd
CY2022Q4 us-gaap Deposits
Deposits
1829281000 usd
CY2023Q4 uscb Advances Federal Home Loan Bank
AdvancesFederalHomeLoanBank
183000000 usd
CY2022Q4 uscb Advances Federal Home Loan Bank
AdvancesFederalHomeLoanBank
46000000 usd
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
11423000 usd
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
14395000 usd
CY2023Q4 uscb Accrued Interest And Other Liabilities
AccruedInterestAndOtherLiabilities
15563000 usd
CY2022Q4 uscb Accrued Interest And Other Liabilities
AccruedInterestAndOtherLiabilities
13730000 usd
CY2023Q4 us-gaap Liabilities
Liabilities
2147125000 usd
CY2022Q4 us-gaap Liabilities
Liabilities
1903406000 usd
CY2023Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
305212000 usd
CY2022Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
311282000 usd
CY2023Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-88548000 usd
CY2022Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-104104000 usd
CY2023Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-44271000 usd
CY2022Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-44751000 usd
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
191968000 usd
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
182428000 usd
CY2023Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
2339093000 usd
CY2022Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
2085834000 usd
CY2023 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
87884000 usd
CY2022 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
60825000 usd
CY2023 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
10012000 usd
CY2022 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
9346000 usd
CY2023 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
3121000 usd
CY2022 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
929000 usd
CY2023 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
101017000 usd
CY2022 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
71100000 usd
CY2023 uscb Interest Expense Interest Bearing Deposits
InterestExpenseInterestBearingDeposits
901000 usd
CY2022 uscb Interest Expense Interest Bearing Deposits
InterestExpenseInterestBearingDeposits
86000 usd
CY2023 us-gaap Interest Expense Now Accounts Money Market Accounts And Savings Deposits
InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits
29658000 usd
CY2022 us-gaap Interest Expense Now Accounts Money Market Accounts And Savings Deposits
InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits
5173000 usd
CY2023 us-gaap Interest Expense Time Deposits
InterestExpenseTimeDeposits
8500000 usd
CY2022 us-gaap Interest Expense Time Deposits
InterestExpenseTimeDeposits
1509000 usd
CY2023 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
3390000 usd
CY2022 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
671000 usd
CY2023 us-gaap Interest Expense
InterestExpense
42449000 usd
CY2022 us-gaap Interest Expense
InterestExpense
7439000 usd
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
58568000 usd
CY2022 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
63661000 usd
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2367000 usd
CY2022 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2495000 usd
CY2023 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
56201000 usd
CY2022 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
61166000 usd
CY2023 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
5055000 usd
CY2022 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
4010000 usd
CY2023 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
2160000 usd
CY2022 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
1061000 usd
CY2023 us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-1859000 usd
CY2022 us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-2529000 usd
CY2023 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
801000 usd
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
891000 usd
CY2022 uscb Loan Settlement
LoanSettlement
161000 usd
CY2023 us-gaap Noninterest Income Other
NoninterestIncomeOther
1246000 usd
CY2022 us-gaap Noninterest Income Other
NoninterestIncomeOther
1634000 usd
CY2023 us-gaap Noninterest Income
NoninterestIncome
7403000 usd
CY2022 us-gaap Noninterest Income
NoninterestIncome
5228000 usd
CY2023 us-gaap Labor And Related Expense
LaborAndRelatedExpense
24429000 usd
CY2022 us-gaap Labor And Related Expense
LaborAndRelatedExpense
23943000 usd
CY2023 us-gaap Occupancy Net
OccupancyNet
5230000 usd
CY2022 us-gaap Occupancy Net
OccupancyNet
5058000 usd
CY2023 uscb Regulatory Assessment And Fees
RegulatoryAssessmentAndFees
1453000 usd
CY2022 uscb Regulatory Assessment And Fees
RegulatoryAssessmentAndFees
930000 usd
CY2023 us-gaap Legal Fees
LegalFees
1899000 usd
CY2022 us-gaap Legal Fees
LegalFees
1890000 usd
CY2023 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
2016000 usd
CY2022 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
1806000 usd
CY2023 us-gaap Professional Fees
ProfessionalFees
1287000 usd
CY2022 us-gaap Professional Fees
ProfessionalFees
918000 usd
CY2023 us-gaap Other Noninterest Expense
OtherNoninterestExpense
5494000 usd
CY2022 us-gaap Other Noninterest Expense
OtherNoninterestExpense
4764000 usd
CY2023 us-gaap Noninterest Expense
NoninterestExpense
41808000 usd
CY2022 us-gaap Noninterest Expense
NoninterestExpense
39309000 usd
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
21796000 usd
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
27085000 usd
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5251000 usd
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6944000 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
16545000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
20141000 usd
CY2023 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
16545000 usd
CY2022 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
20141000 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
16545000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
20141000 usd
CY2023 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-1801000 usd
CY2022 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-59260000 usd
CY2023 us-gaap Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax
251000 usd
CY2022 us-gaap Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax
120000 usd
CY2023 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-1859000 usd
CY2022 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-2529000 usd
CY2023 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification Before Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax
334000 usd
CY2023 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
163000 usd
CY2022 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-14376000 usd
CY2023 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
480000 usd
CY2022 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-42235000 usd
CY2023 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
17025000 usd
CY2022 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-22094000 usd
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
182428000 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
16545000 usd
CY2023 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
480000 usd
CY2023 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
7583000 usd
CY2023 us-gaap Stock Issued During Period Shares Restricted Stock Award Gross
StockIssuedDuringPeriodSharesRestrictedStockAwardGross
242713 shares
CY2023 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
75000 usd
CY2023 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1012000 usd
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
191968000 usd
CY2021Q4 us-gaap Stockholders Equity
StockholdersEquity
203897000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
20141000 usd
CY2022 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-42235000 usd
CY2022 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
102000 usd
CY2022 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
523000 usd
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
182428000 usd
CY2023 us-gaap Net Income Loss
NetIncomeLoss
16545000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
20141000 usd
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2367000 usd
CY2022 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2495000 usd
CY2023 uscb Depreciation And Amortization1
DepreciationAndAmortization1
590000 usd
CY2022 uscb Depreciation And Amortization1
DepreciationAndAmortization1
688000 usd
CY2023 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
770000 usd
CY2022 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-433000 usd
CY2023 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
184000 usd
CY2022 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
1497000 usd
CY2023 us-gaap Share Based Compensation
ShareBasedCompensation
1012000 usd
CY2022 us-gaap Share Based Compensation
ShareBasedCompensation
523000 usd
CY2023 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
3142000 usd
CY2022 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
1571000 usd
CY2023 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-261000 usd
CY2022 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
3449000 usd
CY2023 uscb Increase Decrease In Accrued Interest And Other Liabilities
IncreaseDecreaseInAccruedInterestAndOtherLiabilities
1718000 usd
CY2022 uscb Increase Decrease In Accrued Interest And Other Liabilities
IncreaseDecreaseInAccruedInterestAndOtherLiabilities
4252000 usd
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
22546000 usd
CY2023 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-1859000 usd
CY2022 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-2529000 usd
CY2023 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
801000 usd
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
891000 usd
CY2023 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
2160000 usd
CY2022 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
1061000 usd
CY2023 uscb Increase Decrease In Deferred Tax Assets
IncreaseDecreaseInDeferredTaxAssets
-5251000 usd
CY2022 uscb Increase Decrease In Deferred Tax Assets
IncreaseDecreaseInDeferredTaxAssets
-6945000 usd
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
29537000 usd
CY2023 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
86788000 usd
CY2022 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
14739000 usd
CY2023 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
101541000 usd
CY2022 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
12237000 usd
CY2023 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
40379000 usd
CY2022 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
53113000 usd
CY2023 uscb Proceeds From Maturities And Prepayments Of Available For Sale Securities
ProceedsFromMaturitiesAndPrepaymentsOfAvailableForSaleSecurities
15189000 usd
CY2022 uscb Proceeds From Maturities And Prepayments Of Available For Sale Securities
ProceedsFromMaturitiesAndPrepaymentsOfAvailableForSaleSecurities
40754000 usd
CY2023 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
24185000 usd
CY2022 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
60649000 usd
CY2023 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
239361000 usd
CY2022 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
257580000 usd
CY2023 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
45645000 usd
CY2022 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
70175000 usd
CY2023 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
163000 usd
CY2022 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
673000 usd
CY2023 uscb Proceeds From Sale Of Loans Held For Sale Investing Activities
ProceedsFromSaleOfLoansHeldForSaleInvestingActivities
12530000 usd
CY2022 uscb Proceeds From Sale Of Loans Held For Sale Investing Activities
ProceedsFromSaleOfLoansHeldForSaleInvestingActivities
12821000 usd
CY2023 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
6840000 usd
CY2023 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
15495000 usd
CY2022 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
3440000 usd
CY2023 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
22766000 usd
CY2022 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
4222000 usd
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-273002000 usd
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-270601000 usd
CY2023 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
75000 usd
CY2022 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
102000 usd
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
7583000 usd
CY2023 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
107858000 usd
CY2022 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
238902000 usd
CY2023 uscb Proceeds From Federal Home Loan Bank Advances1
ProceedsFromFederalHomeLoanBankAdvances1
529350000 usd
CY2022 uscb Proceeds From Federal Home Loan Bank Advances1
ProceedsFromFederalHomeLoanBankAdvances1
126000000 usd
CY2023 uscb Repayments On Federal Home Loan Bank Advances
RepaymentsOnFederalHomeLoanBankAdvances
392350000 usd
CY2022 uscb Repayments On Federal Home Loan Bank Advances
RepaymentsOnFederalHomeLoanBankAdvances
116000000 usd
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
237350000 usd
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
249004000 usd
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-13106000 usd
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
7940000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
54168000 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
46228000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
54168000 usd
CY2023 us-gaap Interest Paid Net
InterestPaidNet
41306000 usd
CY2022 us-gaap Interest Paid Net
InterestPaidNet
7306000 usd
CY2023 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
11729000 usd
CY2022 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
11930000 usd
CY2022 uscb Transfer Of Securities Available For Sale To Securities Held For Sale
TransferOfSecuritiesAvailableForSaleToSecuritiesHeldForSale
63798000 usd
CY2022 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
3203000 usd
CY2023 us-gaap Nature Of Operations
NatureOfOperations
<div id="TextBlockContainer655" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer655" style="position:relative;width:739px;z-index:1;"><div id="a18739" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Overview </div><div id="a18742" style="position:absolute;font-family:'Arial';left:29px;top:31px;">USCB Financial Holdings, Inc., a<div style="display:inline-block;width:5px"> </div>Florida corporation incorporated<div style="display:inline-block;width:5px"> </div>in 2021, is a bank holding<div style="display:inline-block;width:5px"> </div>company with one wholly </div><div id="a18743" style="position:absolute;font-family:'Arial';left:5px;top:46px;">owned subsidiary,<div style="display:inline-block;width:5px"> </div>U.S. Century Bank (the<div style="display:inline-block;width:5px"> </div>“Bank”), together referred to<div style="display:inline-block;width:5px"> </div>as “the Company”. The<div style="display:inline-block;width:5px"> </div>Bank, established in 2002, </div><div id="a18746" style="position:absolute;font-family:'Arial';left:5px;top:61px;">is a Florida<div style="display:inline-block;width:2px"> </div>state-chartered, non-member financial institution providing financial<div style="display:inline-block;width:2px"> </div>services through its banking<div style="display:inline-block;width:2px"> </div>centers located </div><div id="a18752" style="position:absolute;font-family:'Arial';left:5px;top:77px;">in South Florida. </div><div id="a18755" style="position:absolute;font-family:'Arial';left:29px;top:107px;">In December 2021, USCB Financial<div style="display:inline-block;width:5px"> </div>Holdings, Inc. acquired all issued<div style="display:inline-block;width:5px"> </div>and outstanding shares of the Class<div style="display:inline-block;width:5px"> </div>A common </div><div id="a18758" style="position:absolute;font-family:'Arial';left:5px;top:123px;">stock of<div style="display:inline-block;width:2px"> </div>the Bank<div style="display:inline-block;width:2px"> </div>in connection<div style="display:inline-block;width:2px"> </div>with the<div style="display:inline-block;width:2px"> </div>reorganization of the<div style="display:inline-block;width:2px"> </div>Bank into<div style="display:inline-block;width:2px"> </div>a holding<div style="display:inline-block;width:2px"> </div>company structure. Each<div style="display:inline-block;width:2px"> </div>of the<div style="display:inline-block;width:2px"> </div>outstanding </div><div id="a18762" style="position:absolute;font-family:'Arial';left:5px;top:138px;">share of<div style="display:inline-block;width:5px"> </div>the Bank’s<div style="display:inline-block;width:6px"> </div>common stock,<div style="display:inline-block;width:6px"> </div>par value<div style="display:inline-block;width:5px"> </div>$</div><div id="a18762_45_4" style="position:absolute;font-family:'Arial';left:287px;top:138px;">1.00</div><div id="a18762_49_70" style="position:absolute;font-family:'Arial';left:314px;top:138px;"><div style="display:inline-block;width:4px"> </div>per share,<div style="display:inline-block;width:5px"> </div>formerly held<div style="display:inline-block;width:5px"> </div>by its<div style="display:inline-block;width:5px"> </div>stockholders were<div style="display:inline-block;width:5px"> </div>converted into<div style="display:inline-block;width:5px"> </div>and </div><div id="a18767" style="position:absolute;font-family:'Arial';left:5px;top:153px;">exchanged for one newly issued share of the Company’s<div style="display:inline-block;width:5px"> </div>Class A common stock, par value $</div><div id="a18767_87_4" style="position:absolute;font-family:'Arial';left:553px;top:153px;">1.00</div><div id="a18767_91_12" style="position:absolute;font-family:'Arial';left:579px;top:153px;"><div style="display:inline-block;width:4px"> </div>per share. </div><div id="a18772" style="position:absolute;font-family:'Arial';left:29px;top:184px;">The Bank<div style="display:inline-block;width:5px"> </div>owns a<div style="display:inline-block;width:5px"> </div>subsidiary,<div style="display:inline-block;width:6px"> </div>Florida Peninsula<div style="display:inline-block;width:5px"> </div>Title LLC,<div style="display:inline-block;width:6px"> </div>that offers<div style="display:inline-block;width:6px"> </div>our clients<div style="display:inline-block;width:5px"> </div>title insurance<div style="display:inline-block;width:5px"> </div>policies for<div style="display:inline-block;width:5px"> </div>real estate </div><div id="a18777" style="position:absolute;font-family:'Arial';left:5px;top:199px;">transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, </div><div id="a18779" style="position:absolute;font-family:'Arial';left:5px;top:215px;">Florida Peninsula tittle LLC began operations in 2021.</div></div></div>
CY2023Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1.00
CY2023Q4 uscb Proceeds From Bank Term Funding Program
ProceedsFromBankTermFundingProgram
0 usd
CY2023 us-gaap Use Of Estimates
UseOfEstimates
<div id="TextBlockContainer664" style="position:relative;line-height:normal;width:738px;height:62px;"><div id="TextContainer664" style="position:relative;width:738px;z-index:1;"><div id="a18892" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Use of Estimates </div><div id="a18895" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>has<div style="display:inline-block;width:6px"> </div>established<div style="display:inline-block;width:6px"> </div>policies<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>control<div style="display:inline-block;width:6px"> </div>procedures<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>intended<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>ensure<div style="display:inline-block;width:6px"> </div>valuation<div style="display:inline-block;width:6px"> </div>methods<div style="display:inline-block;width:6px"> </div>are </div><div id="a18896" style="position:absolute;font-family:'Arial';left:5px;top:46px;">controlled and<div style="display:inline-block;width:6px"> </div>applied consistently<div style="display:inline-block;width:6px"> </div>from period<div style="display:inline-block;width:6px"> </div>to period.<div style="display:inline-block;width:6px"> </div>These estimates<div style="display:inline-block;width:6px"> </div>and assumptions,<div style="display:inline-block;width:6px"> </div>which may<div style="display:inline-block;width:6px"> </div>materially affect </div></div></div><div id="TextBlockContainer674" style="position:relative;line-height:normal;width:739px;height:47px;"><div id="TextContainer674" style="position:relative;width:739px;z-index:1;"><div id="a18917" style="position:absolute;font-family:'Arial';left:5px;top:0px;">the reported amounts of<div style="display:inline-block;width:2px"> </div>certain assets, liabilities, revenues<div style="display:inline-block;width:2px"> </div>and expenses, are based<div style="display:inline-block;width:2px"> </div>on information available as<div style="display:inline-block;width:2px"> </div>of the date </div><div id="a18919" style="position:absolute;font-family:'Arial';left:5px;top:15px;">of the<div style="display:inline-block;width:5px"> </div>financial statements,<div style="display:inline-block;width:6px"> </div>and changes<div style="display:inline-block;width:6px"> </div>in this<div style="display:inline-block;width:5px"> </div>information over<div style="display:inline-block;width:6px"> </div>time and<div style="display:inline-block;width:6px"> </div>the use<div style="display:inline-block;width:6px"> </div>of revised<div style="display:inline-block;width:5px"> </div>estimates and<div style="display:inline-block;width:6px"> </div>assumptions </div><div id="a18920" style="position:absolute;font-family:'Arial';left:5px;top:31px;">could materially affect amounts reported in subsequent<div style="display:inline-block;width:5px"> </div>financial statements.</div></div></div>
CY2023Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
10200000 usd
CY2022Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
2900000 usd
CY2023 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<div id="TextBlockContainer715" style="position:relative;line-height:normal;width:739px;height:461px;"><div id="TextContainer715" style="position:relative;width:739px;z-index:1;"><div id="a19464" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Concentration of Credit Risks </div><div id="a19467" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Credit<div style="display:inline-block;width:5px"> </div>risk<div style="display:inline-block;width:5px"> </div>represents<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accounting<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>would<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:5px"> </div>recognized<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>reporting<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:5px"> </div>if<div style="display:inline-block;width:5px"> </div>counterparties<div style="display:inline-block;width:6px"> </div>failed<div style="display:inline-block;width:5px"> </div>to </div><div id="a19468" style="position:absolute;font-family:'Arial';left:5px;top:46px;">perform as contracted and any collateral or security proved to be insufficient<div style="display:inline-block;width:5px"> </div>to cover the loss. Concentrations of credit risk </div><div id="a19471" style="position:absolute;font-family:'Arial';left:5px;top:61px;">(whether on or off-balance sheet) arising from financial instruments exist in relation to certain<div style="display:inline-block;width:2px"> </div>groups of customers. A group </div><div id="a19474" style="position:absolute;font-family:'Arial';left:5px;top:77px;">concentration arises<div style="display:inline-block;width:5px"> </div>when a number<div style="display:inline-block;width:5px"> </div>of counterparties<div style="display:inline-block;width:5px"> </div>have similar economic<div style="display:inline-block;width:5px"> </div>characteristics that would<div style="display:inline-block;width:6px"> </div>cause their ability </div><div id="a19476" style="position:absolute;font-family:'Arial';left:5px;top:92px;">to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not </div><div id="a19478" style="position:absolute;font-family:'Arial';left:5px;top:107px;">have a significant exposure to any individual customer<div style="display:inline-block;width:5px"> </div>or counterparty. </div><div id="a19481" style="position:absolute;font-family:'Arial';left:29px;top:138px;">Most of the Company's business activity is<div style="display:inline-block;width:2px"> </div>with customers located within its primary market area, which<div style="display:inline-block;width:2px"> </div>is generally the </div><div id="a19482" style="position:absolute;font-family:'Arial';left:5px;top:153px;">State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. </div><div id="a19483" style="position:absolute;font-family:'Arial';left:5px;top:169px;">Many of the<div style="display:inline-block;width:5px"> </div>Company's loan<div style="display:inline-block;width:5px"> </div>customers are engaged<div style="display:inline-block;width:6px"> </div>in real estate<div style="display:inline-block;width:5px"> </div>development. Circumstances<div style="display:inline-block;width:6px"> </div>which negatively<div style="display:inline-block;width:5px"> </div>impact </div><div id="a19485" style="position:absolute;font-family:'Arial';left:5px;top:184px;">the South Florida real estate industry<div style="display:inline-block;width:2px"> </div>or the South Florida economy, in general, could adversely impact<div style="display:inline-block;width:2px"> </div>the Company's loan </div><div id="a19486" style="position:absolute;font-family:'Arial';left:5px;top:199px;">portfolio. </div><div id="a19489" style="position:absolute;font-family:'Arial';left:29px;top:230px;">At December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:6px"> </div>2022, the<div style="display:inline-block;width:5px"> </div>Company had<div style="display:inline-block;width:6px"> </div>a concentration<div style="display:inline-block;width:6px"> </div>of risk<div style="display:inline-block;width:5px"> </div>with loans<div style="display:inline-block;width:6px"> </div>outstanding to<div style="display:inline-block;width:6px"> </div>the Company’s </div><div id="a19494" style="position:absolute;font-family:'Arial';left:5px;top:245px;">top ten lending relationships<div style="display:inline-block;width:5px"> </div>totaling $</div><div id="a19494_40_5" style="position:absolute;font-family:'Arial';left:230px;top:245px;">163.1</div><div id="a19494_45_14" style="position:absolute;font-family:'Arial';left:263px;top:245px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a19494_59_5" style="position:absolute;font-family:'Arial';left:342px;top:245px;">197.9</div><div id="a19494_64_60" style="position:absolute;font-family:'Arial';left:376px;top:245px;"><div style="display:inline-block;width:4px"> </div>million, respectively.<div style="display:inline-block;width:6px"> </div>At December 31, 2023 and<div style="display:inline-block;width:5px"> </div>2022, this </div><div id="a19509" style="position:absolute;font-family:'Arial';left:5px;top:261px;">concentration represented </div><div id="a19509_26_3" style="position:absolute;font-family:'Arial';left:166px;top:261px;">9.2</div><div id="a19509_29_6" style="position:absolute;font-family:'Arial';left:184px;top:261px;">% and </div><div id="a19509_35_4" style="position:absolute;font-family:'Arial';left:228px;top:261px;">13.1</div><div id="a19509_39_77" style="position:absolute;font-family:'Arial';left:253px;top:261px;">% of<div style="display:inline-block;width:6px"> </div>net loans<div style="display:inline-block;width:6px"> </div>outstanding, respectively.<div style="display:inline-block;width:7px"> </div>For the<div style="display:inline-block;width:6px"> </div>periods ended<div style="display:inline-block;width:6px"> </div>December 31, </div><div id="a19520" style="position:absolute;font-family:'Arial';left:5px;top:276px;">2023 and December 31, 2022, the largest commercial real estate loan note<div style="display:inline-block;width:2px"> </div>outside Florida was </div><div id="a19520_93_3" style="position:absolute;font-family:'Arial';left:566px;top:276px;">one</div><div id="a19520_96_24" style="position:absolute;font-family:'Arial';left:588px;top:276px;"><div style="display:inline-block;width:3px"> </div>commercial real estate </div><div id="a19527" style="position:absolute;font-family:'Arial';left:5px;top:291px;">loan with an outstanding balance of $</div><div id="a19527_37_2" style="position:absolute;font-family:'Arial';left:225px;top:291px;">20</div><div id="a19527_39_30" style="position:absolute;font-family:'Arial';left:240px;top:291px;"><div style="display:inline-block;width:4px"> </div>million collateralized by a 1</div><div id="a19528" style="position:absolute;font-family:'Arial';font-size:8.64px;left:403px;top:292px;">st</div><div id="a19529" style="position:absolute;font-family:'Arial';left:410px;top:291px;"><div style="display:inline-block;width:4px"> </div>lien commercial property located in New York<div style="display:inline-block;width:6px"> </div>State.<div style="display:inline-block;width:4px"> </div></div><div id="a19534" style="position:absolute;font-family:'Arial';left:29px;top:322px;">At December 31, 2023,<div style="display:inline-block;width:2px"> </div>the Company had<div style="display:inline-block;width:2px"> </div>a concentration of<div style="display:inline-block;width:2px"> </div>risk with loans<div style="display:inline-block;width:2px"> </div>outstanding totaling $</div><div id="a19534_95_5" style="position:absolute;font-family:'Arial';left:593px;top:322px;">105.4</div><div id="a19534_100_20" style="position:absolute;font-family:'Arial';left:626px;top:322px;"><div style="display:inline-block;width:3px"> </div>million to foreign </div><div id="a19539" style="position:absolute;font-family:'Arial';left:5px;top:337px;">banks located in Ecuador, Dominican Republic, Honduras, and El Salvador. At December 31, 2022, the Company also had </div><div id="a19547" style="position:absolute;font-family:'Arial';left:5px;top:353px;">a concentration of risk<div style="display:inline-block;width:5px"> </div>with loans outstanding totaling<div style="display:inline-block;width:5px"> </div>$</div><div id="a19547_57_4" style="position:absolute;font-family:'Arial';left:331px;top:353px;">88.8</div><div id="a19547_61_63" style="position:absolute;font-family:'Arial';left:357px;top:353px;"><div style="display:inline-block;width:4px"> </div>million to foreign banks<div style="display:inline-block;width:6px"> </div>located in Ecuador,<div style="display:inline-block;width:6px"> </div>Honduras, and El </div><div id="a19554" style="position:absolute;font-family:'Arial';left:5px;top:368px;">Salvador.<div style="display:inline-block;width:6px"> </div>These<div style="display:inline-block;width:5px"> </div>banks<div style="display:inline-block;width:5px"> </div>maintained<div style="display:inline-block;width:5px"> </div>deposits<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>right<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>offset<div style="display:inline-block;width:5px"> </div>totaling<div style="display:inline-block;width:5px"> </div>$</div><div id="a19554_73_4" style="position:absolute;font-family:'Arial';left:443px;top:368px;">43.9</div><div id="a19554_77_14" style="position:absolute;font-family:'Arial';left:469px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>$</div><div id="a19554_91_4" style="position:absolute;font-family:'Arial';left:551px;top:368px;">31.4</div><div id="a19554_95_25" style="position:absolute;font-family:'Arial';left:577px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>at<div style="display:inline-block;width:5px"> </div>December 31, </div><div id="a19564" style="position:absolute;font-family:'Arial';left:5px;top:383px;">2023 and 2022, respectively. </div><div id="a19569" style="position:absolute;font-family:'Arial';left:29px;top:414px;">At various times during<div style="display:inline-block;width:5px"> </div>the year,<div style="display:inline-block;width:5px"> </div>the Company has maintained<div style="display:inline-block;width:5px"> </div>deposits with other<div style="display:inline-block;width:5px"> </div>financial institutions. The exposure </div><div id="a19570" style="position:absolute;font-family:'Arial';left:5px;top:429px;">to the Company from<div style="display:inline-block;width:2px"> </div>these transactions is solely<div style="display:inline-block;width:2px"> </div>dependent upon daily balances<div style="display:inline-block;width:2px"> </div>and the financial strength<div style="display:inline-block;width:2px"> </div>of the respective </div><div id="a19571" style="position:absolute;font-family:'Arial';left:5px;top:445px;">institution.</div></div></div>
CY2023Q4 us-gaap Escrow Deposit
EscrowDeposit
43900000 usd
CY2022Q4 us-gaap Escrow Deposit
EscrowDeposit
31400000 usd
CY2023Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
51800000 usd
CY2023 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div id="TextBlockContainer808" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer808" style="position:relative;width:739px;z-index:1;"><div id="a20167" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Reclassifications </div><div id="a20170" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Certain<div style="display:inline-block;width:9px"> </div>amounts<div style="display:inline-block;width:9px"> </div>in<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:9px"> </div>Consolidated<div style="display:inline-block;width:9px"> </div>Financial<div style="display:inline-block;width:9px"> </div>Statements<div style="display:inline-block;width:9px"> </div>have<div style="display:inline-block;width:9px"> </div>been<div style="display:inline-block;width:9px"> </div>reclassified<div style="display:inline-block;width:9px"> </div>to<div style="display:inline-block;width:8px"> </div>conform<div style="display:inline-block;width:9px"> </div>to<div style="display:inline-block;width:9px"> </div>the<div style="display:inline-block;width:9px"> </div>current </div><div id="a20177" style="position:absolute;font-family:'Arial';left:5px;top:46px;">presentation. Reclassifications had no impact on the net income<div style="display:inline-block;width:5px"> </div>or stockholders’ equity of the Company.</div></div></div>
CY2022Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
7900000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17487000 usd
CY2022Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
42360000 usd
CY2022Q4 uscb Fair Value Disclosure Off Balance Sheet Risks Face Amount Liability Increase
FairValueDisclosureOffBalanceSheetRisksFaceAmountLiabilityIncrease
257000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
279427000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
244000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
50342000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
229329000 usd
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
174982000 usd
CY2023Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
350000 usd
CY2023Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
19822000 usd
CY2023Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
155510000 usd
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
8000 usd
CY2023Q4 us-gaap Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss
174974000 usd
CY2022Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
280295000 usd
CY2022Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
20000 usd
CY2022Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
50175000 usd
CY2022Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
230140000 usd
CY2022Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
188699000 usd
CY2022Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
425000 usd
CY2022Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
20036000 usd
CY2022Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
169088000 usd
CY2023 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
24185000 usd
CY2022 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
60649000 usd
CY2023 us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
3000 usd
CY2022 us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
217000 usd
CY2023 us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
1862000 usd
CY2022 us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
2746000 usd
CY2023 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-1859000 usd
CY2022 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-2529000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
2710000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
2853000 usd
CY2023Q4 uscb Debt Securities Held To Maturity Amortized Cost Before Allowance For Credit Loss Maturity Allocated And Single Maturity Date After Year One Through Five
DebtSecuritiesHeldToMaturityAmortizedCostBeforeAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive
9398000 usd
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
8671000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
32116000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
28673000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
18285000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
14073000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
279427000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
229329000 usd
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
174982000 usd
CY2023Q4 uscb Held To Maturity Securities Fair Value Disclosure
HeldToMaturitySecuritiesFairValueDisclosure
155510000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
34182000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
989000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
338700000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
78373000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
372882000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
79362000 usd
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
77864000 usd
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
5402000 usd
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
315942000 usd
CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
74208000 usd
CY2022Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
393806000 usd
CY2022Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
79610000 usd
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
8000 usd
CY2023Q4 uscb Advance From Bank Term Funding Program
AdvanceFromBankTermFundingProgram
0 usd
CY2023Q4 uscb Percent Of Total Loans
PercentOfTotalLoans
1.000 pure
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1507228000 usd
CY2022Q4 uscb Percent Of Total Loans
PercentOfTotalLoans
1.000 pure
CY2023Q4 uscb Financing Receivable Deferred Costs
FinancingReceivableDeferredCosts
2183000 usd
CY2023 uscb Number Of Loans Modified During Period
NumberOfLoansModifiedDuringPeriod
2 item
CY2023Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
650000 usd
CY2022Q4 uscb Financing Receivable Deferred Costs
FinancingReceivableDeferredCosts
110000 usd
CY2023Q4 uscb Notes Receivable Gross Including Deferred Costs
NotesReceivableGrossIncludingDeferredCosts
1780827000 usd
CY2022Q4 uscb Notes Receivable Gross Including Deferred Costs
NotesReceivableGrossIncludingDeferredCosts
1507338000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
21084000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17487000 usd
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1759743000 usd
CY2022Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1489851000 usd
CY2023Q4 us-gaap Mortgage Loans In Process Of Foreclosure Amount
MortgageLoansInProcessOfForeclosureAmount
0 usd
CY2022Q4 us-gaap Mortgage Loans In Process Of Foreclosure Amount
MortgageLoansInProcessOfForeclosureAmount
0 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17487000 usd
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
85000 usd
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
57000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
21084000 usd
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15057000 usd
CY2022 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2495000 usd
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
55000 usd
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
120000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17487000 usd
CY2023 uscb Unfunded Commitments
UnfundedCommitments
144000 usd
CY2023Q4 us-gaap Debt Securities Held To Maturity Allowance For Credit Loss
DebtSecuritiesHeldToMaturityAllowanceForCreditLoss
8000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
273000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
20811000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
21084000 usd
CY2023Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
8662000 usd
CY2023Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1769982000 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1778644000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
294000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
17193000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17487000 usd
CY2022Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
7877000 usd
CY2022Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1499351000 usd
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1507228000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
476967000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
486064000 usd
CY2023Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
293457000 usd
CY2023Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
118070000 usd
CY2023Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
103334000 usd
CY2023Q4 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
262818000 usd
CY2023Q4 us-gaap Financing Receivable Revolving
FinancingReceivableRevolving
37934000 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1778644000 usd
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1507228000 usd
CY2023Q4 uscb Financing Receivable Including90 Days Or More Past Due Still Accruing And Excluding Non Accrual Before Allowance For Credit Loss
FinancingReceivableIncluding90DaysOrMorePastDueStillAccruingAndExcludingNonAccrualBeforeAllowanceForCreditLoss
1778176000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
468000 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1778644000 usd
CY2022Q4 uscb Financing Receivable Including90 Days Or More Past Due Still Accruing And Excluding Non Accrual Before Allowance For Credit Loss
FinancingReceivableIncluding90DaysOrMorePastDueStillAccruingAndExcludingNonAccrualBeforeAllowanceForCreditLoss
1507228000 usd
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
1507228000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 usd
CY2022Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 usd
CY2023Q4 uscb Financing Receivable Nonaccrual Loans With Related Allowance
FinancingReceivableNonaccrualLoansWithRelatedAllowance
468000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
468000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 usd
CY2022 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
CY2023 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
CY2022Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
3944000 usd
CY2022Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
3937000 usd
CY2022Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
3933000 usd
CY2022Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
3904000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
294000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
7877000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
7841000 usd
CY2022Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
294000 usd
CY2022 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
8520000 usd
CY2023 uscb Number Of Loans Modified During Period
NumberOfLoansModifiedDuringPeriod
2 item
CY2023 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
650000 usd
CY2023 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
0 usd
CY2023 uscb Rouassetsandleasesliabilitiestabletextblock
Rouassetsandleasesliabilitiestabletextblock
<div id="TextBlockContainer1015" style="position:relative;line-height:normal;width:730px;height:95px;"><div id="div_1012_XBRL_TS_252702c084644dd9aab8d556325d99c7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1013" style="position:relative;line-height:normal;width:730px;height:95px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:541.1px; height:16px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:545.1px; top:46.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:532.1px; height:13.8px; left:13px; top:79px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div id="TextContainer1013" style="position:relative;width:730px;z-index:1;"><div id="a27706" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:0px;">2023</div><div id="a27709" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a27711" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">ROU assets:</div><div id="a27718" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Operating leases </div><div id="a27720" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:32px;">$</div><div id="a27722" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:32px;">11,423</div><div id="a27725" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:32px;">$</div><div id="a27727" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:32px;">14,395</div><div id="a27735" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:63px;">Lease liabilities:</div><div id="a27742" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:79px;">Operating leases </div><div id="a27744" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:80px;">$</div><div id="a27746" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:80px;">11,423</div><div id="a27749" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:80px;">$</div><div id="a27751" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">14,395</div></div></div></div></div>
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
11423000 usd
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
14395000 usd
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
11423000 usd
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
14395000 usd
CY2023Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P6Y4M6D
CY2022Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P6Y11M23D
CY2023Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0294 pure
CY2022Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0294 pure
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
3236000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
3312000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
2383000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
951000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
492000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
2987000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
13361000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1938000 usd
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
11423000 usd
CY2023Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
26954000 usd
CY2022Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
26791000 usd
CY2023Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
22118000 usd
CY2022Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
21528000 usd
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4836000 usd
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
5263000 usd
CY2023 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
590000 usd
CY2022 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
688000 usd
CY2023 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
4121000 usd
CY2022 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
5462000 usd
CY2023 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
1130000 usd
CY2022 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
1482000 usd
CY2023 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
5251000 usd
CY2022 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
6944000 usd
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5251000 usd
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6944000 usd
CY2022 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21 pure
CY2023 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21 pure
CY2023 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
4577000 usd
CY2022 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
5688000 usd
CY2023 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
947000 usd
CY2022 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
1177000 usd
CY2023 uscb Effective Income Tax Rate Reconciliation Bank Owned Life Insurance
EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsurance
273000 usd
CY2022 uscb Effective Income Tax Rate Reconciliation Bank Owned Life Insurance
EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsurance
269000 usd
CY2022 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
348000 usd
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5251000 usd
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6944000 usd
CY2023Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
16430000 usd
CY2022Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
21720000 usd
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
5410000 usd
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
4432000 usd
CY2023Q4 uscb Deferred Tax Assets Lease Liability
DeferredTaxAssetsLeaseLiability
2895000 usd
CY2022Q4 uscb Deferred Tax Assets Lease Liability
DeferredTaxAssetsLeaseLiability
3648000 usd
CY2023Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
15114000 usd
CY2022Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
15193000 usd
CY2023Q4 us-gaap Deferred Tax Assets Property Plant And Equipment
DeferredTaxAssetsPropertyPlantAndEquipment
203000 usd
CY2022Q4 us-gaap Deferred Tax Assets Property Plant And Equipment
DeferredTaxAssetsPropertyPlantAndEquipment
158000 usd
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
630000 usd
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
373000 usd
CY2023Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
382000 usd
CY2022Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
723000 usd
CY2023Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
10000 usd
CY2023Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
41074000 usd
CY2022Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
46247000 usd
CY2023Q4 us-gaap Deferred Tax Liabilities Deferred Expense Deferred Financing Costs
DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
553000 usd
CY2022Q4 us-gaap Deferred Tax Liabilities Deferred Expense Deferred Financing Costs
DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
28000 usd
CY2023Q4 uscb Deferred Tax Liability Lease Right Of Use Asset
DeferredTaxLiabilityLeaseRightOfUseAsset
2895000 usd
CY2022Q4 uscb Deferred Tax Liability Lease Right Of Use Asset
DeferredTaxLiabilityLeaseRightOfUseAsset
3648000 usd
CY2023Q4 us-gaap Deferred Tax Liabilities Deferred Expense
DeferredTaxLiabilitiesDeferredExpense
180000 usd
CY2022Q4 us-gaap Deferred Tax Liabilities Deferred Expense
DeferredTaxLiabilitiesDeferredExpense
175000 usd
CY2023Q4 uscb Deferred Tax Liabilities Cash Flow Hedge
DeferredTaxLiabilitiesCashFlowHedge
85000 usd
CY2023Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
79000 usd
CY2022Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
36000 usd
CY2023Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
3792000 usd
CY2022Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
3887000 usd
CY2023Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
37282000 usd
CY2022Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
42360000 usd
CY2022Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0 usd
CY2023Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0 usd
CY2022 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
0 usd
CY2023 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
0 usd
CY2023Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
552762000 usd
CY2022Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
629776000 usd
CY2023Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
47702000 usd
CY2022Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
66675000 usd
CY2022Q4 uscb Savingandmoneymarketdeposits
Savingandmoneymarketdeposits
1048272000 usd
CY2023Q4 uscb Savingandmoneymarketdeposits
Savingandmoneymarketdeposits
915853000 usd
CY2023Q4 us-gaap Time Deposits
TimeDeposits
288403000 usd
CY2022Q4 us-gaap Time Deposits
TimeDeposits
216977000 usd
CY2023Q4 us-gaap Deposits
Deposits
1937139000 usd
CY2022Q4 us-gaap Deposits
Deposits
1829281000 usd
CY2023Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
117200000 usd
CY2022Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
82000000.0 usd
CY2023Q2 us-gaap Certificates Of Deposit At Carrying Value
CertificatesOfDepositAtCarryingValue
50000000 usd
CY2023Q2 uscb Brokered Cds Weighted Average Rate
BrokeredCdsWeightedAverageRate
0.0498 pure
CY2023Q4 uscb Brokered Cds Weighted Average Rate
BrokeredCdsWeightedAverageRate
0.0513 pure
CY2022Q4 us-gaap Certificates Of Deposit At Carrying Value
CertificatesOfDepositAtCarryingValue
0 usd
CY2023Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
280529000 usd
CY2023Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
6074000 usd
CY2023Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
831000 usd
CY2023Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
874000 usd
CY2023Q4 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
95000 usd
CY2023Q4 us-gaap Time Deposits
TimeDeposits
288403000 usd
CY2023Q4 uscb Reclassificationoftimedeposits
Reclassificationoftimedeposits
213000 usd
CY2022Q4 uscb Reclassificationoftimedeposits
Reclassificationoftimedeposits
230000 usd
CY2023Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
183000000 usd
CY2022Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
46000000 usd
CY2023 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
306000 usd
CY2022 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
313000 usd
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
965667 shares
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
10.91
CY2022 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P7Y4M24D
CY2023 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
7500 shares
CY2023 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
12.41
CY2023 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
10000 shares
CY2023 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
7.50
CY2023 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
16000 shares
CY2023 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
10.34
CY2023Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
947167 shares
CY2023Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
10.97
CY2023 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P6Y6M
CY2023Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
758000 shares
CY2023Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
10.71
CY2023 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P6Y1M6D
CY2023Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
1195000 usd
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
959667 shares
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
10.87
CY2021 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P8Y4M24D
CY2022 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
15000 shares
CY2022 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
14.03
CY2022 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
14.03
CY2022 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
9000 shares
CY2022 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
11.35
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
965667 shares
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
10.91
CY2022 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P7Y4M24D
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
560000 shares
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
10.18
CY2022 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P6Y4M24D
CY2022Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
1131000 usd
CY2023Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
372000 usd
CY2022Q4 us-gaap Off Balance Sheet Credit Loss Liability
OffBalanceSheetCreditLossLiability
166000 usd
CY2023Q4 us-gaap Fair Value Disclosure Offbalance Sheet Risks Face Amount Liability
FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability
89104000 usd
CY2022Q4 us-gaap Fair Value Disclosure Offbalance Sheet Risks Face Amount Liability
FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability
99781000 usd
CY2023Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1278 pure
CY2023 us-gaap Net Income Loss
NetIncomeLoss
16545000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
20141000 usd
CY2023 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
16545000 usd
CY2022 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
20141000 usd
CY2023Q4 us-gaap Banking Regulation Capital Conservation Buffer Capital Conserved Minimum
BankingRegulationCapitalConservationBufferCapitalConservedMinimum
0.025 pure
CY2023Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
2792000 usd
CY2022Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
6825000 usd
CY2023 us-gaap Interest Income Other
InterestIncomeOther
0 usd
CY2022 us-gaap Interest Income Other
InterestIncomeOther
0 usd
CY2023 us-gaap Interest Expense Other
InterestExpenseOther
154000 usd
CY2022 us-gaap Interest Expense Other
InterestExpenseOther
54000 usd

Files In Submission

Name View Source Status
0001562762-24-000061-index-headers.html Edgar Link pending
0001562762-24-000061-index.html Edgar Link pending
0001562762-24-000061.txt Edgar Link pending
0001562762-24-000061-xbrl.zip Edgar Link pending
exhibit211.htm Edgar Link pending
exhibit231.htm Edgar Link pending
exhibit311.htm Edgar Link pending
exhibit312.htm Edgar Link pending
exhibit321.htm Edgar Link pending
exhibit322.htm Edgar Link pending
exhibit44.htm Edgar Link pending
exhibit971.htm Edgar Link pending
Financial_Report.xlsx Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R73.htm Edgar Link pending
R74.htm Edgar Link pending
R75.htm Edgar Link pending
R76.htm Edgar Link pending
R77.htm Edgar Link pending
R78.htm Edgar Link pending
R79.htm Edgar Link pending
R8.htm Edgar Link pending
R80.htm Edgar Link pending
R81.htm Edgar Link pending
R82.htm Edgar Link pending
R83.htm Edgar Link pending
R84.htm Edgar Link pending
R85.htm Edgar Link pending
R86.htm Edgar Link pending
R87.htm Edgar Link pending
R88.htm Edgar Link pending
R89.htm Edgar Link pending
R9.htm Edgar Link pending
R90.htm Edgar Link pending
R91.htm Edgar Link pending
R92.htm Edgar Link pending
R93.htm Edgar Link pending
R94.htm Edgar Link pending
R95.htm Edgar Link pending
R96.htm Edgar Link pending
R97.htm Edgar Link pending
R98.htm Edgar Link pending
R99.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending
uscb-20231231.htm Edgar Link pending
uscb-20231231.xsd Edgar Link pending
uscb-20231231p1i0.jpg Edgar Link pending
uscb-20231231p48i0.jpg Edgar Link pending
uscb-20231231p73i0.jpg Edgar Link pending
uscb-20231231_def.xml Edgar Link unprocessable
uscb-20231231_lab.xml Edgar Link unprocessable
uscb-20231231_pre.xml Edgar Link unprocessable
uscb-20231231_htm.xml Edgar Link completed
uscb-20231231_cal.xml Edgar Link unprocessable