Univest Financial Corp (NASDAQ: UVSP) is a regional banking company headquartered in Pennsylvania that provides commercial and retail banking, insurance, and wealth management services. The company makes money primarily through net interest income on loans and deposits, supplemented by fee income from insurance and wealth management operations. The 10-K filed 2026-02-23 (accession 000010221226000012) for the fiscal year ended confirms UVSP's status as a well-known seasoned issuer listed on a national exchange. Geographic footprint and segment-level revenue breakdowns are not supported by the available filing excerpts and are therefore omitted. Leadership, founding year, and competitor names are similarly not supported by the excerpts provided.

Revenue model

Net interest income from loan and deposit spread, supplemented by fee-based revenue from insurance and wealth management services, based on the 10-K filed 2026-02-23.

Products and services

Commercial banking, retail banking, insurance services, and wealth management, as indicated by the registrant description in the 10-K filed 2026-02-23.

Customers and end markets

Commercial and retail banking customers in Pennsylvania, based on the registrant's principal office address noted in the 10-K filed 2026-02-23.

Value-chain role

Direct lender and financial services provider to commercial and retail customers.

Geographic exposure

Pennsylvania, based on principal executive offices listed in the 10-K filed 2026-02-23.

Source: SEC 10-K, filed 2026-02-23

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