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Univest Financial Corp

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Univest Financial Corp (NASDAQ: UVSP) is a regional banking company headquartered in Pennsylvania that provides commercial and retail banking, insurance, and wealth management services. The company makes money primarily through net interest income on loans and deposits, supplemented by fee income from insurance and wealth management operations. The 10-K filed 2026-02-23 (accession 000010221226000012) for the fiscal year ended confirms UVSP's status as a well-known seasoned issuer listed on a national exchange. Geographic footprint and segment-level revenue breakdowns are not supported by the available filing excerpts and are therefore omitted. Leadership, founding year, and competitor names are similarly not supported by the excerpts provided.

Products & Services

Commercial banking, retail banking, insurance services, and wealth management, as indicated by the registrant description in the 10-K filed 2026-02-23.

Revenue Model

Net interest income from loan and deposit spread, supplemented by fee-based revenue from insurance and wealth management services, based on the 10-K filed 2026-02-23.

Customers & Markets

Commercial and retail banking customers in Pennsylvania, based on the registrant's principal office address noted in the 10-K filed 2026-02-23.

Geographic Exposure

Pennsylvania, based on principal executive offices listed in the 10-K filed 2026-02-23.

Financial Snapshot

Revenue
TTM
$297.0M
Gross Margin
Last 4 Quarters
N/A
Net Income
TTM
$95.45M
Current Assets
Last 4 Quarters
N/A
Current Liabilities
2026 Q1
$102.0M
Current Ratio
Last 4 Quarters
N/A
Total Assets
2026 Q1
$8.142B
Total Liabilities
2026 Q1
$7.190B
Book Value
2026 Q1
952.0M
Cash
2026 Q1
P/E
TTM
12.68
Free Cash Flow
TTM
$104.8M

Stock Price

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Market Cap: $1.2099 Billion

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