$VABK Income Statement | Understand Stock

$VABK

$49.15 -$0.54 (1.09%) Close

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of income

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest and dividend income:
Loans, including fees
Federal funds sold
Other interest bearing deposits
Investment securities:
Taxable
Tax exempt
Dividends
Total interest and dividend income
Interest expense:
Demand and savings deposits
Demand deposits
Money market and savings deposits
Certificates and other time deposits
Borrowings
Federal funds purchased
Junior subordinated debt
Total interest expense

Net interest income
Provision for (recovery of) credit losses
Net interest income after provision for (recovery of) credit losses
Noninterest income:
Wealth management fees
Advisory and brokerage income
Deposit account fees
Debit/credit card and ATM fees
Bank owned life insurance income
Loan swap fee income
Resolution of commercial dispute
Gains on sale of assets, net
Gain on early redemption of debt
Gain on termination of interest swap
Gain on sale of business line
Losses on sales of AFS, net
Other
Total noninterest income

Noninterest expense:
Salaries and employee benefits
Net occupancy
Equipment
Bank franchise tax
Computer software
Data processing
FDIC deposit insurance assessment
Marketing, advertising and promotion
Merger and merger-related expenses
Plastics expense
Professional fees
Core deposit intangible amortization
Impairment on assets held for sale
Other
Total noninterest expense

Income before income taxes
Provision for income taxes
Net income
Net income per common share, basic
Net income per common share, diluted

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