$WSBF
Waterstone Financial, Inc. Stock $wsbf

$wsbf Overview Financials Valuation SEC Filings Company Website

2024 Q2 Form 10-Q Financial Statement

#000143774924015357 Filed on May 08, 2024

Income Statement

Concept	2024 Q2	2024 Q1
Revenue	$28.02M	$26.91M
YoY Change	15.56%	22.91%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$633.0K	$486.0K
YoY Change	-20.88%	-40.37%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense		$15.77M
YoY Change		94.79%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$7.142M	$4.768M
YoY Change	40.26%	71.39%
Income Tax	$1.430M	$1.730M
% Of Pretax Income	20.02%	36.28%
Net Earnings	$5.712M	$3.038M
YoY Change	42.55%	40.97%
Net Earnings / Revenue	20.39%	11.29%
Basic Earnings Per Share	$0.31	$0.16
Diluted Earnings Per Share	$0.31	$0.16
COMMON SHARES
Basic Shares Outstanding	19.64M	20.05M
Diluted Shares Outstanding	18.57M	19.04M

Balance Sheet

Concept	2024 Q2	2024 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$41.32M	$45.71M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$19.66M	$19.94M
YoY Change	-3.3%	-3.77%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$2.290B	$2.235B
YoY Change	2.68%	5.69%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$21.14M	$14.05M
YoY Change	2.6%	4.59%
Deferred Revenue
YoY Change
Short-Term Debt	$144.8M	$145.7M
YoY Change	646.52%	12078.76%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$166.0M	$159.7M
YoY Change	314.9%	991.65%
LONG-TERM LIABILITIES
Long-Term Debt	$0.00	$0.00
YoY Change
Other Long-Term Liabilities	$48.79M	$48.62M
YoY Change	-5.46%	-4.06%
Total Long-Term Liabilities	$48.79M	$48.62M
YoY Change	-5.46%	-4.06%
TOTAL LIABILITIES
Total Short-Term Liabilities	$166.0M	$159.7M
Total Long-Term Liabilities	$48.79M	$48.62M
Total Liabilities	$1.955B	$1.897B
YoY Change	4.3%	8.47%
SHAREHOLDERS EQUITY
Retained Earnings	$272.8M	$269.8M
YoY Change	0.2%	-0.9%
Common Stock	$195.0K	$199.0K
YoY Change	-8.88%	-9.13%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$334.9M	$338.0M
YoY Change
Total Liabilities & Shareholders Equity	$2.290B	$2.235B
YoY Change	2.68%	5.69%

Cashflow Statement

Concept	2024 Q2	2024 Q1
OPERATING ACTIVITIES
Net Income	$5.712M	$3.038M
YoY Change	42.55%	40.97%
Depreciation, Depletion And Amortization	$633.0K	$486.0K
YoY Change	-20.88%	-40.37%
Cash From Operating Activities	-$39.52M	-$9.938M
YoY Change	-1.45%	-68.33%
INVESTING ACTIVITIES
Capital Expenditures	$161.0K	$390.0K
YoY Change	61.0%	650.0%
Acquisitions
YoY Change
Other Investing Activities	-$13.92M	$244.0K
YoY Change	-78.94%	-100.52%
Cash From Investing Activities	-$14.08M	-$146.0K
YoY Change	-78.73%	-99.69%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net		$50.00M
YoY Change		100.0%
Cash From Financing Activities	49.20M	$19.38M
YoY Change	-56.58%	-77.33%
NET CHANGE
Cash From Operating Activities	-39.52M	-$9.938M
Cash From Investing Activities	-14.08M	-$146.0K
Cash From Financing Activities	49.20M	$19.38M
Net Change In Cash	-4.398M	$9.293M
YoY Change	-162.83%	23.09%
FREE CASH FLOW
Cash From Operating Activities	-$39.52M	-$9.938M
Capital Expenditures	$161.0K	$390.0K
Free Cash Flow	-$39.68M	-$10.33M
YoY Change	-1.3%	-67.15%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2024Q1	dei	Amendment Flag AmendmentFlag	false
CY2024Q1	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2024Q1	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q1
CY2024Q1	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2024
CY2024Q1	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	229184000	usd
CY2023Q4	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	227716000	usd
CY2024Q1	us-gaap	Commitments And Contingencies CommitmentsAndContingencies		usd
CY2023Q4	us-gaap	Commitments And Contingencies CommitmentsAndContingencies		usd
CY2024Q1	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2024Q1	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	50000000
CY2023Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	50000000
CY2024Q1	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2023Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2024Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2024Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	100000000
CY2023Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	100000000
CY2024Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	19909643
CY2023Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	20314786
CY2024Q1	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	405000	usd
CY2024Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	19909643
CY2023Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	20314786
CY2023Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	164993000	usd
CY2023Q1	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	-790000	usd
CY2023Q1	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.2
CY2024Q1	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.15
CY2023Q4	us-gaap	Debt Securities Available For Sale Allowance For Credit Loss DebtSecuritiesAvailableForSaleAllowanceForCreditLoss	0	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	0	usd
CY2023Q1	wsbf	Financing Receivable Troubled Debt Restructuring Subsequent Default Number Of Contracts FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts	0	pure
CY2023Q4	us-gaap	Loss Contingency Estimate Of Possible Loss LossContingencyEstimateOfPossibleLoss	0	usd
CY2024Q1	us-gaap	Derivative Asset Statement Of Financial Position Extensible Enumeration DerivativeAssetStatementOfFinancialPositionExtensibleEnumeration	http://fasb.org/us-gaap/2024#PrepaidExpenseAndOtherAssets
CY2024Q1	us-gaap	Derivative Liability Statement Of Financial Position Extensible Enumeration DerivativeLiabilityStatementOfFinancialPositionExtensibleEnumeration	http://fasb.org/us-gaap/2024#OtherLiabilities
CY2023Q4	us-gaap	Derivative Asset Statement Of Financial Position Extensible Enumeration DerivativeAssetStatementOfFinancialPositionExtensibleEnumeration	http://fasb.org/us-gaap/2024#PrepaidExpenseAndOtherAssets
CY2023Q4	us-gaap	Derivative Liability Statement Of Financial Position Extensible Enumeration DerivativeLiabilityStatementOfFinancialPositionExtensibleEnumeration	http://fasb.org/us-gaap/2024#OtherLiabilities
CY2023Q4	wsbf	Fair Value Transfers Into Out Of Levels12 And3 Amount FairValueTransfersIntoOutOfLevels12And3Amount	0	usd
CY2024Q1	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	2	pure
CY2024Q1	ecd	Rule10b51 Arr Adopted Flag Rule10b51ArrAdoptedFlag	false
CY2024Q1	ecd	Non Rule10b51 Arr Adopted Flag NonRule10b51ArrAdoptedFlag	false
CY2024Q1	ecd	Rule10b51 Arr Trmntd Flag Rule10b51ArrTrmntdFlag	false
CY2024Q1	ecd	Non Rule10b51 Arr Trmntd Flag NonRule10b51ArrTrmntdFlag	false
CY2024Q1	dei	Document Type DocumentType	10-Q
CY2024Q1	dei	Document Quarterly Report DocumentQuarterlyReport	true
CY2024Q1	dei	Document Period End Date DocumentPeriodEndDate	2024-03-31
CY2024Q1	dei	Document Transition Report DocumentTransitionReport	false
CY2024Q1	dei	Entity File Number EntityFileNumber	001-36271
CY2024Q1	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	MD
CY2024Q1	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	90-1026709
CY2024Q1	dei	Entity Address Address Line1 EntityAddressAddressLine1	11200 W. Plank Court
CY2024Q1	dei	Entity Address City Or Town EntityAddressCityOrTown	Wauwatosa
CY2024Q1	dei	Entity Address State Or Province EntityAddressStateOrProvince	WI
CY2024Q1	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	53226
CY2024Q1	dei	City Area Code CityAreaCode	414
CY2024Q1	dei	Local Phone Number LocalPhoneNumber	761-1000
CY2024Q1	dei	Security12b Title Security12bTitle	Common Stock, $0.01 Par Value
CY2024Q1	dei	Trading Symbol TradingSymbol	WSBF
CY2024Q1	dei	Security Exchange Name SecurityExchangeName	NASDAQ
CY2024Q1	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2024Q1	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2024Q1	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2024Q1	dei	Entity Small Business EntitySmallBusiness	false
CY2024Q1	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	false
CY2024Q1	dei	Entity Shell Company EntityShellCompany	false
CY2024Q2	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	19643741
CY2024Q1	us-gaap	Cash Cash	41325000	usd
CY2023Q4	us-gaap	Cash Cash	30667000	usd
CY2024Q1	us-gaap	Federal Funds Sold FederalFundsSold	4123000	usd
CY2023Q4	us-gaap	Federal Funds Sold FederalFundsSold	5493000	usd
CY2024Q1	wsbf	Interest Earning Deposits In Other Financial Institutions And Other Short Term Investments InterestEarningDepositsInOtherFinancialInstitutionsAndOtherShortTermInvestments	266000	usd
CY2023Q4	wsbf	Interest Earning Deposits In Other Financial Institutions And Other Short Term Investments InterestEarningDepositsInOtherFinancialInstitutionsAndOtherShortTermInvestments	261000	usd
CY2024Q1	us-gaap	Cash Cash Equivalents And Federal Funds Sold CashCashEquivalentsAndFederalFundsSold	45714000	usd
CY2023Q4	us-gaap	Cash Cash Equivalents And Federal Funds Sold CashCashEquivalentsAndFederalFundsSold	36421000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	204701000	usd
CY2023Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	204907000	usd
CY2024Q1	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	175084000	usd
CY2024Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	1664817000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	1664215000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	18549000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	18549000	usd
CY2024Q1	us-gaap	Notes Receivable Net NotesReceivableNet	1646268000	usd
CY2023Q4	us-gaap	Notes Receivable Net NotesReceivableNet	1645666000	usd
CY2024Q1	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	19936000	usd
CY2023Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	19995000	usd
CY2024Q1	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	21983000	usd
CY2023Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	20880000	usd
CY2024Q1	us-gaap	Cash Surrender Value Of Life Insurance CashSurrenderValueOfLifeInsurance	68207000	usd
CY2023Q4	us-gaap	Cash Surrender Value Of Life Insurance CashSurrenderValueOfLifeInsurance	67859000	usd
CY2024Q1	us-gaap	Other Real Estate OtherRealEstate	206000	usd
CY2023Q4	us-gaap	Other Real Estate OtherRealEstate	254000	usd
CY2024Q1	us-gaap	Prepaid Expense And Other Assets PrepaidExpenseAndOtherAssets	52625000	usd
CY2023Q4	us-gaap	Prepaid Expense And Other Assets PrepaidExpenseAndOtherAssets	52414000	usd
CY2024Q1	us-gaap	Assets Assets	2234724000	usd
CY2023Q4	us-gaap	Assets Assets	2213389000	usd
CY2024Q1	us-gaap	Demand Deposit Accounts DemandDepositAccounts	182093000	usd
CY2023Q4	us-gaap	Demand Deposit Accounts DemandDepositAccounts	187107000	usd
CY2024Q1	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	270513000	usd
CY2023Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	273233000	usd
CY2024Q1	us-gaap	Time Deposits TimeDeposits	747288000	usd
CY2023Q4	us-gaap	Time Deposits TimeDeposits	730284000	usd
CY2024Q1	us-gaap	Deposits Deposits	1199894000	usd
CY2023Q4	us-gaap	Deposits Deposits	1190624000	usd
CY2024Q1	us-gaap	Long Term Debt LongTermDebt	634158000	usd
CY2023Q4	us-gaap	Long Term Debt LongTermDebt	611054000	usd
CY2024Q1	us-gaap	Advance Payments By Borrowers For Taxes And Insurance AdvancePaymentsByBorrowersForTaxesAndInsurance	14051000	usd
CY2023Q4	us-gaap	Advance Payments By Borrowers For Taxes And Insurance AdvancePaymentsByBorrowersForTaxesAndInsurance	6607000	usd
CY2024Q1	us-gaap	Other Liabilities OtherLiabilities	48618000	usd
CY2023Q4	us-gaap	Other Liabilities OtherLiabilities	61048000	usd
CY2024Q1	us-gaap	Liabilities Liabilities	1896721000	usd
CY2023Q4	us-gaap	Liabilities Liabilities	1869333000	usd
CY2024Q1	us-gaap	Preferred Stock Value PreferredStockValue	0	usd
CY2023Q4	us-gaap	Preferred Stock Value PreferredStockValue	0	usd
CY2024Q1	us-gaap	Common Stock Value CommonStockValue	199000	usd
CY2023Q4	us-gaap	Common Stock Value CommonStockValue	203000	usd
CY2024Q1	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	98610000	usd
CY2023Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	103908000	usd
CY2024Q1	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	269827000	usd
CY2023Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	269606000	usd
CY2024Q1	wsbf	Unearned Esop Shares Cost UnearnedEsopSharesCost	11572000	usd
CY2023Q4	wsbf	Unearned Esop Shares Cost UnearnedEsopSharesCost	11869000	usd
CY2024Q1	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-19061000	usd
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-17792000	usd
CY2024Q1	us-gaap	Stockholders Equity StockholdersEquity	338003000	usd
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	344056000	usd
CY2024Q1	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	2234724000	usd
CY2023Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	2213389000	usd
CY2023Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	2782000	usd
CY2024Q1	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	24484000	usd
CY2023Q1	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	19885000	usd
CY2024Q1	us-gaap	Interest Income Securities Mortgage Backed InterestIncomeSecuritiesMortgageBacked	1098000	usd
CY2023Q1	us-gaap	Interest Income Securities Mortgage Backed InterestIncomeSecuritiesMortgageBacked	943000	usd
CY2024Q1	wsbf	Interest Income Federal Funds Sold And Short Term Investments InterestIncomeFederalFundsSoldAndShortTermInvestments	1323000	usd
CY2023Q1	wsbf	Interest Income Federal Funds Sold And Short Term Investments InterestIncomeFederalFundsSoldAndShortTermInvestments	1062000	usd
CY2024Q1	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	26905000	usd
CY2023Q1	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	21890000	usd
CY2024Q1	us-gaap	Interest Expense Deposits InterestExpenseDeposits	8970000	usd
CY2023Q1	us-gaap	Interest Expense Deposits InterestExpenseDeposits	4088000	usd
CY2024Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	6798000	usd
CY2023Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	4007000	usd
CY2024Q1	us-gaap	Interest Expense InterestExpense	15768000	usd
CY2023Q1	us-gaap	Interest Expense InterestExpense	8095000	usd
CY2024Q1	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	11137000	usd
CY2023Q1	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	13795000	usd
CY2024Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	67000	usd
CY2023Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	460000	usd
CY2024Q1	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	11070000	usd
CY2023Q1	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	13335000	usd
CY2024Q1	us-gaap	Investment Banking Advisory Brokerage And Underwriting Fees And Commissions InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions	424000	usd
CY2023Q1	us-gaap	Investment Banking Advisory Brokerage And Underwriting Fees And Commissions InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions	430000	usd
CY2024Q1	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	348000	usd
CY2023Q1	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	325000	usd
CY2024Q1	us-gaap	Fees And Commissions Mortgage Banking And Servicing FeesAndCommissionsMortgageBankingAndServicing	20068000	usd
CY2023Q1	us-gaap	Fees And Commissions Mortgage Banking And Servicing FeesAndCommissionsMortgageBankingAndServicing	16770000	usd
CY2024Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	408000	usd
CY2023Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	1029000	usd
CY2024Q1	us-gaap	Noninterest Income NoninterestIncome	21248000	usd
CY2023Q1	us-gaap	Noninterest Income NoninterestIncome	18554000	usd
CY2024Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	19876000	usd
CY2023Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	20052000	usd
CY2024Q1	us-gaap	Occupancy Net OccupancyNet	2108000	usd
CY2023Q1	us-gaap	Occupancy Net OccupancyNet	2263000	usd
CY2024Q1	us-gaap	Advertising Expense AdvertisingExpense	914000	usd
CY2023Q1	us-gaap	Advertising Expense AdvertisingExpense	889000	usd
CY2024Q1	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1206000	usd
CY2023Q1	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1122000	usd
CY2024Q1	us-gaap	Communication Communication	226000	usd
CY2023Q1	us-gaap	Communication Communication	251000	usd
CY2024Q1	wsbf	Professional Income Fees ProfessionalIncomeFees	743000	usd
CY2023Q1	wsbf	Professional Income Fees ProfessionalIncomeFees	416000	usd
CY2024Q1	wsbf	Foreclosed Real Estate Expense Income ForeclosedRealEstateExpenseIncome	13000	usd
CY2023Q1	wsbf	Foreclosed Real Estate Expense Income ForeclosedRealEstateExpenseIncome	1000	usd
CY2024Q1	us-gaap	Loan Processing Fee LoanProcessingFee	1046000	usd
CY2023Q1	us-gaap	Loan Processing Fee LoanProcessingFee	1018000	usd
CY2024Q1	us-gaap	Other Noninterest Expense OtherNoninterestExpense	1418000	usd
CY2023Q1	us-gaap	Other Noninterest Expense OtherNoninterestExpense	3095000	usd
CY2024Q1	us-gaap	Noninterest Expense NoninterestExpense	27550000	usd
CY2023Q1	us-gaap	Noninterest Expense NoninterestExpense	29107000	usd
CY2024Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	4768000	usd
CY2024Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1730000	usd
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	627000	usd
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	3038000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	2155000	usd
CY2024Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.16
CY2023Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.1
CY2024Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.16
CY2023Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.1
CY2024Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	19021000
CY2023Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	20890000
CY2024Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	19036000
CY2023Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	20980000
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	3038000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	2155000	usd
CY2024Q1	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	-1269000	usd
CY2023Q1	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	2107000	usd
CY2024Q1	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-1269000	usd
CY2023Q1	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	2107000	usd
CY2024Q1	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1769000	usd
CY2023Q1	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	4262000	usd
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	370486000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	2155000	usd
CY2023Q1	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	2107000	usd
CY2023Q1	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	4262000	usd
CY2023Q1	us-gaap	Amortization Of Esop Award AmortizationOfESOPAward	426000	usd
CY2023Q1	us-gaap	Dividends Dividends	4133000	usd
CY2023Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	501000	usd
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	106000	usd
CY2023Q1	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	5841000	usd
CY2023Q1	us-gaap	Stockholders Equity StockholdersEquity	365807000	usd
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	344056000	usd
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	3038000	usd
CY2024Q1	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-1269000	usd
CY2024Q1	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1769000	usd
CY2024Q1	us-gaap	Amortization Of Esop Award AmortizationOfESOPAward	335000	usd
CY2024Q1	us-gaap	Dividends Dividends	2817000	usd
CY2024Q1	us-gaap	Stock Issued During Period Value Share Based Compensation StockIssuedDuringPeriodValueShareBasedCompensation	0	usd
CY2024Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	6000	usd
CY2024Q1	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	5346000	usd
CY2024Q1	us-gaap	Stockholders Equity StockholdersEquity	338003000	usd
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	3038000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	2155000	usd
CY2024Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	67000	usd
CY2023Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	460000	usd
CY2024Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	486000	usd
CY2023Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	815000	usd
CY2024Q1	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	661000	usd
CY2023Q1	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	61000	usd
CY2024Q1	us-gaap	Share Based Compensation ShareBasedCompensation	6000	usd
CY2023Q1	us-gaap	Share Based Compensation ShareBasedCompensation	106000	usd
CY2024Q1	wsbf	Payments For Origination Of Mortgage Servicing Rights Msr PaymentsForOriginationOfMortgageServicingRightsMsr	207000	usd
CY2023Q1	wsbf	Payments For Origination Of Mortgage Servicing Rights Msr PaymentsForOriginationOfMortgageServicingRightsMsr	302000	usd
CY2024Q1	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	19288000	usd
CY2023Q1	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	14915000	usd
CY2024Q1	us-gaap	Payments To Purchase Loans Held For Sale PaymentsToPurchaseLoansHeldForSale	477760000	usd
CY2023Q1	us-gaap	Payments To Purchase Loans Held For Sale PaymentsToPurchaseLoansHeldForSale	415742000	usd
CY2024Q1	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	486956000	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	400520000	usd
CY2024Q1	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	-150000	usd
CY2023Q1	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	575000	usd
CY2024Q1	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	348000	usd
CY2023Q1	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	325000	usd
CY2024Q1	us-gaap	Increase Decrease In Derivative Assets IncreaseDecreaseInDerivativeAssets	2848000	usd
CY2023Q1	us-gaap	Increase Decrease In Derivative Assets IncreaseDecreaseInDerivativeAssets	-3238000	usd
CY2024Q1	wsbf	Increase Decrease In Accrued Interest On Deposits And Borrowings IncreaseDecreaseInAccruedInterestOnDepositsAndBorrowings	-1465000	usd
CY2023Q1	wsbf	Increase Decrease In Accrued Interest On Deposits And Borrowings IncreaseDecreaseInAccruedInterestOnDepositsAndBorrowings	-885000	usd
CY2024Q1	us-gaap	Increase Decrease In Prepaid Taxes IncreaseDecreaseInPrepaidTaxes	-602000	usd
CY2023Q1	us-gaap	Increase Decrease In Prepaid Taxes IncreaseDecreaseInPrepaidTaxes	194000	usd
CY2024Q1	us-gaap	Increase Decrease In Derivative Liabilities IncreaseDecreaseInDerivativeLiabilities	895000	usd
CY2023Q1	us-gaap	Increase Decrease In Derivative Liabilities IncreaseDecreaseInDerivativeLiabilities	-4311000	usd
CY2024Q1	wsbf	Gain On Sale Of Msr GainOnSaleOfMSR	-0	usd
CY2023Q1	wsbf	Gain On Sale Of Msr GainOnSaleOfMSR	601000	usd
CY2024Q1	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	3813000	usd
CY2023Q1	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	6189000	usd
CY2024Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	-9938000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	-34914000	usd
CY2024Q1	us-gaap	Payments For Proceeds From Loans Receivable PaymentsForProceedsFromLoansReceivable	600000	usd
CY2023Q1	us-gaap	Payments For Proceeds From Loans Receivable PaymentsForProceedsFromLoansReceivable	40029000	usd
CY2024Q1	us-gaap	Payments To Acquire Marketable Securities PaymentsToAcquireMarketableSecurities	1000000	usd
CY2023Q1	us-gaap	Payments To Acquire Marketable Securities PaymentsToAcquireMarketableSecurities	601000	usd
CY2024Q1	us-gaap	Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale	2354000	usd
CY2023Q1	us-gaap	Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale	5705000	usd
CY2024Q1	us-gaap	Payments To Acquire Federal Home Loan Bank Stock PaymentsToAcquireFederalHomeLoanBankStock	1103000	usd
CY2023Q1	us-gaap	Payments To Acquire Federal Home Loan Bank Stock PaymentsToAcquireFederalHomeLoanBankStock	6516000	usd
CY2024Q1	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	390000	usd
CY2023Q1	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	52000	usd
CY2024Q1	us-gaap	Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale	5011000	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale	4638000	usd
CY2024Q1	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	290000	usd
CY2023Q1	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	1250000	usd
CY2024Q1	us-gaap	Proceeds From Sale Of Mortgage Servicing Rights Msr ProceedsFromSaleOfMortgageServicingRightsMSR	0	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Mortgage Servicing Rights Msr ProceedsFromSaleOfMortgageServicingRightsMSR	3530000	usd
CY2024Q1	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies	0	usd
CY2023Q1	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies	474000	usd
CY2024Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-146000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-43011000	usd
CY2024Q1	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	9270000	usd
CY2023Q1	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	-16128000	usd
CY2024Q1	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	43104000	usd
CY2023Q1	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	24912000	usd
CY2024Q1	us-gaap	Repayments Of Long Term Debt RepaymentsOfLongTermDebt	50000000	usd
CY2023Q1	us-gaap	Repayments Of Long Term Debt RepaymentsOfLongTermDebt	25000000	usd
CY2024Q1	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	30000000	usd
CY2023Q1	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	115000000	usd
CY2024Q1	us-gaap	Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance	-4702000	usd
CY2023Q1	us-gaap	Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance	-3772000	usd
CY2024Q1	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	2949000	usd
CY2023Q1	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	4197000	usd
CY2024Q1	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	5346000	usd
CY2023Q1	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	5841000	usd
CY2024Q1	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	0	usd
CY2023Q1	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	501000	usd
CY2024Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	19377000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	85475000	usd
CY2024Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	9293000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	7550000	usd
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	36421000	usd
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	46642000	usd
CY2024Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	45714000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	54192000	usd
CY2024Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	0	usd
CY2023Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	760000	usd
CY2024Q1	us-gaap	Interest Paid Net InterestPaidNet	17233000	usd
CY2023Q1	us-gaap	Interest Paid Net InterestPaidNet	8980000	usd
CY2024Q1	us-gaap	Interest And Dividends Payable Current And Noncurrent InterestAndDividendsPayableCurrentAndNoncurrent	3349000	usd
CY2023Q1	us-gaap	Interest And Dividends Payable Current And Noncurrent InterestAndDividendsPayableCurrentAndNoncurrent	4446000	usd
CY2024Q1	us-gaap	Basis Of Accounting BasisOfAccounting	<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b><a href="#" id="notes" title="notes"></a>Note <em style="font: inherit;">1</em> </b>—<b> Basis of Presentation</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The unaudited interim consolidated financial statements include the accounts of Waterstone Financial, Inc. (the “Company”) and the Company’s subsidiaries.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">WaterStone Bank SSB (the "Bank") is a community bank that has served the banking needs of its customers since <em style="font: inherit;">1921.</em> WaterStone Bank also has an active mortgage banking subsidiary, Waterstone Mortgage Corporation.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">WaterStone Bank conducts its community banking business from 14 banking offices located in Milwaukee, Washington and Waukesha Counties, Wisconsin. WaterStone Bank's principal lending activity is originating <em style="font: inherit;">one</em>- to <em style="font: inherit;">four</em>-family, multi-family residential real estate, and commercial real estate loans for retention in its portfolio. WaterStone Bank also offers home equity loans and lines of credit, construction and land loans, commercial business loans, and consumer loans. WaterStone Bank funds its loan production primarily with retail deposits and Federal Home Loan Bank advances. The Company's deposit offerings include: certificates of deposit, money market savings accounts, transaction deposit accounts, non-interest bearing demand accounts and individual retirement accounts. The investment securities portfolio is comprised principally of mortgage-backed securities, government-sponsored enterprise bonds and municipal obligations.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">WaterStone Bank's mortgage banking operations are conducted through its wholly-owned subsidiary, Waterstone Mortgage Corporation. Waterstone Mortgage Corporation originates single-family residential real estate loans for sale into the secondary market. Waterstone Mortgage Corporation utilizes lines of credit provided by WaterStone Bank as a primary source of funds, and also utilizes a line of credit with another financial institution as needed.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information, Rule <em style="font: inherit;">10</em>-<em style="font: inherit;">01</em> of Regulation S-<em style="font: inherit;">X</em> and the instructions to Form <em style="font: inherit;">10</em>-Q. The financial statements do <em style="font: inherit;">not</em> include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments (consisting of normal recurring accruals) necessary to present fairly the financial position, results of operations, changes in shareholders’ equity, and cash flows of the Company for the periods presented.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The accompanying unaudited consolidated financial statements and related notes should be read in conjunction with the Company’s <em style="font: inherit;"> December 31, 2023</em> Annual Report on Form <em style="font: inherit;">10</em>-K. Operating results for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em> are <em style="font: inherit;">not</em> necessarily indicative of the results that <em style="font: inherit;"> may </em>be expected for the year ending <em style="font: inherit;"> December 31, </em><em style="font: inherit;">2024</em> or for any other period.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The preparation of the unaudited consolidated financial statements requires management of the Company to make a number of estimates and assumptions relating to the reported amount of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the period. Significant items subject to such estimates and assumptions include the allowance for credit losses, income taxes, and fair value measurements. Actual results could differ from those estimates.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><i></i></p><p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><i>Subsequent Events</i></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the unaudited consolidated financial statements included in this Quarterly Report on Form <em style="font: inherit;">10</em>-Q were issued. There were <em style="font: inherit;">no</em> significant subsequent events for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em> through the issuance date of these unaudited consolidated financial statements that warranted adjustment to or disclosure in the unaudited consolidated financial statements.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"></p><p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i></i></p><p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>Impact of Recent Accounting Pronouncements</i></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">In <em style="font: inherit;"> December 2023, </em>the FASB issued ASU <em style="font: inherit;">No.</em> <em style="font: inherit;">2023</em>-<em style="font: inherit;">09,</em> “Income Taxes (Topic <em style="font: inherit;">740</em>): Improvements to Income Tax Disclosures.” This update enhances the transparency and decision usefulness of income tax disclosures by providing better information regarding exposure to potential changes in jurisdictional tax legislation and related forecasting and cash flow opportunities. This update is effective for fiscal years beginning after <em style="font: inherit;"> December 15, 2024. </em>The Corporation is assessing the impact of the standard.</p><p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p>
CY2024Q1	wsbf	Number Of Offices NumberOfOffices	14	pure
CY2024Q1	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	229184000	usd
CY2024Q1	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	815000	usd
CY2024Q1	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	25298000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	204701000	usd
CY2023Q4	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	227716000	usd
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	1197000	usd
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	24006000	usd
CY2023Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	204907000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Next Rolling Twelve Months Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis	9584000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Next Rolling Twelve Months Fair Value AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue	9524000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Rolling Year Two Through Five Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis	8481000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Rolling Year Two Through Five Fair Value AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue	8449000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis	21166000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Fair Value AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue	20068000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Rolling After Year Ten Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis	19122000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Maturities Rolling After Year Ten Fair Value AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue	18658000	usd
CY2024Q1	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	229184000	usd
CY2024Q1	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	204701000	usd
CY2024Q1	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	18692000	usd
CY2024Q1	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	132000	usd
CY2024Q1	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	149709000	usd
CY2024Q1	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	25166000	usd
CY2024Q1	us-gaap	Debt Securities Available For Sale Unrealized Loss Position DebtSecuritiesAvailableForSaleUnrealizedLossPosition	168401000	usd
CY2024Q1	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss	25298000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	10254000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	79000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	146522000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	23927000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position DebtSecuritiesAvailableForSaleUnrealizedLossPosition	156776000	usd
CY2023Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss	24006000	usd
CY2024Q1	wsbf	Securities Unrealized Loss Position Number Of Positions SecuritiesUnrealizedLossPositionNumberOfPositions	155	pure
CY2024Q1	us-gaap	Debt Securities Available For Sale Allowance For Credit Loss DebtSecuritiesAvailableForSaleAllowanceForCreditLoss	0	usd
CY2024Q1	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	0	usd
CY2024Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	1664817000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	1664215000	usd
CY2023Q4	us-gaap	Loans And Leases Receivable Related Parties LoansAndLeasesReceivableRelatedParties	3319000	usd
CY2022Q4	us-gaap	Loans And Leases Receivable Related Parties LoansAndLeasesReceivableRelatedParties	2847000	usd
CY2024Q1	us-gaap	Loans And Leases Receivable Related Parties Additions LoansAndLeasesReceivableRelatedPartiesAdditions	0	usd
CY2023Q1	us-gaap	Loans And Leases Receivable Related Parties Additions LoansAndLeasesReceivableRelatedPartiesAdditions	313000	usd
CY2024Q1	us-gaap	Loans And Leases Receivable Related Parties Proceeds LoansAndLeasesReceivableRelatedPartiesProceeds	29000	usd
CY2023Q1	us-gaap	Loans And Leases Receivable Related Parties Proceeds LoansAndLeasesReceivableRelatedPartiesProceeds	87000	usd
CY2024Q1	us-gaap	Loans And Leases Receivable Related Parties LoansAndLeasesReceivableRelatedParties	3290000	usd
CY2023Q1	us-gaap	Loans And Leases Receivable Related Parties LoansAndLeasesReceivableRelatedParties	3073000	usd
CY2024Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	1664817000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	1664215000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	18549000	usd
CY2024Q1	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-3000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	11000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	14000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	18549000	usd
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17757000	usd
CY2023Q1	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-25000	usd
CY2023Q1	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	24000	usd
CY2023Q1	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	36000	usd
CY2023Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17744000	usd
CY2024Q1	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-3000	usd
CY2023Q1	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	-25000	usd
CY2024Q1	us-gaap	Provision For Other Credit Losses ProvisionForOtherCreditLosses	0	usd
CY2023Q1	us-gaap	Provision For Other Credit Losses ProvisionForOtherCreditLosses	0	usd
CY2024Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	67000	usd
CY2023Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	460000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	18549000	usd
CY2024Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	1664817000	usd
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	18549000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	1664215000	usd
CY2024Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	1664817000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	1664215000	usd
CY2024Q1	us-gaap	Financing Receivable Originated In Current Fiscal Year FinancingReceivableOriginatedInCurrentFiscalYear	36781000	usd
CY2024Q1	us-gaap	Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear	459739000	usd
CY2024Q1	us-gaap	Financing Receivable Originated Two Years Before Latest Fiscal Year FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear	446093000	usd
CY2024Q1	us-gaap	Financing Receivable Originated Three Years Before Latest Fiscal Year FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear	250267000	usd
CY2024Q1	us-gaap	Financing Receivable Originated Four Years Before Latest Fiscal Year FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear	186942000	usd
CY2024Q1	us-gaap	Financing Receivable Originated Five Or More Years Before Latest Fiscal Year FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear	263507000	usd
CY2024Q1	us-gaap	Financing Receivable Revolving FinancingReceivableRevolving	21488000	usd
CY2024Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	1664817000	usd
CY2024Q1	us-gaap	Financing Receivable Year One Originated Current Fiscal Year Writeoff FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff	3000	usd
CY2024Q1	us-gaap	Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff	0	usd
CY2024Q1	us-gaap	Financing Receivable Year Three Originated Two Years Before Current Fiscal Year Writeoff FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff	0	usd
CY2024Q1	us-gaap	Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff	0	usd
CY2024Q1	us-gaap	Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff	0	usd
CY2024Q1	us-gaap	Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff	0	usd
CY2024Q1	us-gaap	Financing Receivable Revolving Writeoff FinancingReceivableRevolvingWriteoff	8000	usd
CY2024Q1	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	11000	usd
CY2023Q4	us-gaap	Financing Receivable Originated In Current Fiscal Year FinancingReceivableOriginatedInCurrentFiscalYear	457414000	usd
CY2023Q4	us-gaap	Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear	461197000	usd
CY2023Q4	us-gaap	Financing Receivable Originated Two Years Before Latest Fiscal Year FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear	255554000	usd
CY2023Q4	us-gaap	Financing Receivable Originated Three Years Before Latest Fiscal Year FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear	189398000	usd
CY2023Q4	us-gaap	Financing Receivable Originated Four Years Before Latest Fiscal Year FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear	86529000	usd
CY2023Q4	us-gaap	Financing Receivable Originated Five Or More Years Before Latest Fiscal Year FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear	189667000	usd
CY2023Q4	us-gaap	Financing Receivable Revolving FinancingReceivableRevolving	24456000	usd
CY2023Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	1664215000	usd
CY2024Q1	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	526000	usd
CY2024Q1	wsbf	Financing Receivable Restructurings Number Of Contracts FinancingReceivableRestructuringsNumberOfContracts	1	pure
CY2023Q4	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	543000	usd
CY2023	wsbf	Financing Receivable Restructurings Number Of Contracts FinancingReceivableRestructuringsNumberOfContracts	2	pure
CY2024Q1	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	526000	usd
CY2024Q1	wsbf	Financing Receivable Modified Number Of Contracts FinancingReceivableModifiedNumberOfContracts	1	pure
CY2023Q4	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	543000	usd
CY2023	wsbf	Financing Receivable Modified Number Of Contracts FinancingReceivableModifiedNumberOfContracts	2	pure
CY2024Q1	wsbf	Financing Receivable Troubled Debt Restructuring Subsequent Default Number Of Contracts FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts	0	pure
CY2024Q1	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	4872000	usd
CY2023Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	4808000	usd
CY2024Q1	wsbf	Nonaccrual Loans To Total Loans Receivable Percentage NonaccrualLoansToTotalLoansReceivablePercentage	0.0029	pure
CY2023Q4	wsbf	Nonaccrual Loans To Total Loans Receivable Percentage NonaccrualLoansToTotalLoansReceivablePercentage	0.0029	pure
CY2024Q1	wsbf	Nonaccrual Loans To Total Assets Percentage NonaccrualLoansToTotalAssetsPercentage	0.0022	pure
CY2023Q4	wsbf	Nonaccrual Loans To Total Assets Percentage NonaccrualLoansToTotalAssetsPercentage	0.0022	pure
CY2023Q4	us-gaap	Servicing Asset At Amortized Value ServicingAssetAtAmortizedValue	1811000	usd
CY2022Q4	us-gaap	Servicing Asset At Amortized Value ServicingAssetAtAmortizedValue	3445000	usd
CY2024Q1	us-gaap	Servicing Asset At Amortized Value Additions ServicingAssetAtAmortizedValueAdditions	207000	usd
CY2023Q1	us-gaap	Servicing Asset At Amortized Value Additions ServicingAssetAtAmortizedValueAdditions	302000	usd
CY2024Q1	us-gaap	Servicing Asset At Amortized Value Amortization1 ServicingAssetAtAmortizedValueAmortization1	170000	usd
CY2023Q1	us-gaap	Servicing Asset At Amortized Value Amortization1 ServicingAssetAtAmortizedValueAmortization1	71000	usd
CY2024Q1	us-gaap	Servicing Asset At Amortized Value Disposals ServicingAssetAtAmortizedValueDisposals	-0	usd
CY2023Q1	us-gaap	Servicing Asset At Amortized Value Disposals ServicingAssetAtAmortizedValueDisposals	2767000	usd
CY2024Q1	us-gaap	Servicing Asset At Amortized Value ServicingAssetAtAmortizedValue	1848000	usd
CY2023Q1	us-gaap	Servicing Asset At Amortized Value ServicingAssetAtAmortizedValue	909000	usd
CY2024Q1	us-gaap	Valuation Allowance For Impairment Of Recognized Servicing Assets Balance ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance	313000	usd
CY2023Q1	us-gaap	Valuation Allowance For Impairment Of Recognized Servicing Assets Balance ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance	0	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Net MortgageServicingRightsNet	2161000	usd
CY2023Q1	wsbf	Mortgage Servicing Rights Net MortgageServicingRightsNet	909000	usd
CY2024Q1	wsbf	Unpaid Principal Balance Of Loans Serviced For Others UnpaidPrincipalBalanceOfLoansServicedForOthers	257100000	usd
CY2023Q4	wsbf	Unpaid Principal Balance Of Loans Serviced For Others UnpaidPrincipalBalanceOfLoansServicedForOthers	238700000	usd
CY2024Q1	us-gaap	Servicing Asset At Amortized Value Fair Value ServicingAssetAtAmortizedValueFairValue	2500000	usd
CY2023Q4	us-gaap	Servicing Asset At Amortized Value Fair Value ServicingAssetAtAmortizedValueFairValue	2200000	usd
CY2024Q1	us-gaap	Proceeds From Sale Of Mortgage Servicing Rights Msr ProceedsFromSaleOfMortgageServicingRightsMSR	0	usd
CY2023Q1	wsbf	Mortgage Servicing Rights Underlying Financing Receivable MortgageServicingRightsUnderlyingFinancingReceivable	318400000	usd
CY2023Q1	wsbf	Mortgage Servicing Rights Underlying Financing Receivable Book Value MortgageServicingRightsUnderlyingFinancingReceivableBookValue	2900000	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Mortgage Servicing Rights Msr ProceedsFromSaleOfMortgageServicingRightsMSR	3500000	usd
CY2023Q1	us-gaap	Gain Loss On Sales Of Mortgage Backed Securities Mbs GainLossOnSalesOfMortgageBackedSecuritiesMBS	601000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Future Amortization Expenses Year One MortgageServicingRightsFutureAmortizationExpensesYearOne	277000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Future Amortization Expenses Year Two MortgageServicingRightsFutureAmortizationExpensesYearTwo	393000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Future Amortization Expenses Year Three MortgageServicingRightsFutureAmortizationExpensesYearThree	354000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Future Amortization Expenses Year Four MortgageServicingRightsFutureAmortizationExpensesYearFour	314000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Future Amortization Expenses Year Five MortgageServicingRightsFutureAmortizationExpensesYearFive	275000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights Future Amortization Expenses Thereafter MortgageServicingRightsFutureAmortizationExpensesThereafter	548000	usd
CY2024Q1	wsbf	Mortgage Servicing Rights MortgageServicingRights	2161000	usd
CY2024Q1	us-gaap	Deposit Liability Uninsured DepositLiabilityUninsured	161500000	usd
CY2023Q4	us-gaap	Deposit Liability Uninsured DepositLiabilityUninsured	131400000	usd
CY2024Q1	us-gaap	Time Deposit Maturities Year One TimeDepositMaturitiesYearOne	639361000	usd
CY2024Q1	us-gaap	Time Deposit Maturities Year Two TimeDepositMaturitiesYearTwo	104469000	usd
CY2024Q1	us-gaap	Time Deposit Maturities Year Three TimeDepositMaturitiesYearThree	2506000	usd
CY2024Q1	us-gaap	Time Deposit Maturities Year Four TimeDepositMaturitiesYearFour	558000	usd
CY2024Q1	us-gaap	Time Deposit Maturities Year Five TimeDepositMaturitiesYearFive	394000	usd
CY2024Q1	us-gaap	Time Deposits TimeDeposits	747288000	usd
CY2024Q1	us-gaap	Related Party Deposit Liabilities RelatedPartyDepositLiabilities	9900000	usd
CY2023Q4	us-gaap	Related Party Deposit Liabilities RelatedPartyDepositLiabilities	9000000	usd
CY2024Q1	us-gaap	Short Term Borrowings ShortTermBorrowings	145658000	usd
CY2024Q1	us-gaap	Short Term Debt Weighted Average Interest Rate ShortTermDebtWeightedAverageInterestRate	0.0478	pure
CY2024Q1	us-gaap	Long Term Debt LongTermDebt	634158000	usd
CY2023Q4	us-gaap	Short Term Borrowings ShortTermBorrowings	147054000	usd
CY2023Q4	us-gaap	Short Term Debt Weighted Average Interest Rate ShortTermDebtWeightedAverageInterestRate	0.0488	pure
CY2023Q4	us-gaap	Long Term Debt LongTermDebt	611054000	usd
CY2024Q1	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1	22000000	usd
CY2023Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1	20900000	usd
CY2024Q1	us-gaap	Loss Contingency Estimate Of Possible Loss LossContingencyEstimateOfPossibleLoss	0	usd
CY2024Q1	us-gaap	Litigation Reserve LitigationReserve	1900000	usd
CY2023Q4	us-gaap	Litigation Reserve LitigationReserve	1700000	usd
CY2024Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	508000
CY2023Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	161000
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	3038000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	2155000	usd
CY2024Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	19021000
CY2023Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	20890000
CY2024Q1	us-gaap	Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	15000
CY2023Q1	us-gaap	Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	90000
CY2024Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	19036000
CY2023Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	20980000
CY2024Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.16
CY2023Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.1
CY2024Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.16
CY2023Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.1
CY2024Q1	wsbf	Fair Value Transfers Into Out Of Levels12 And3 Amount FairValueTransfersIntoOutOfLevels12And3Amount	0	usd
CY2024Q1	wsbf	Number Of States The Company Can Lend State NumberOfStatesTheCompanyCanLendState	48	pure
CY2024Q1	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	11137000	usd
CY2024Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	67000	usd
CY2024Q1	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	11070000	usd
CY2024Q1	us-gaap	Noninterest Income NoninterestIncome	21248000	usd
CY2024Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	19876000	usd
CY2024Q1	us-gaap	Occupancy Net OccupancyNet	2108000	usd
CY2024Q1	us-gaap	Advertising Expense AdvertisingExpense	914000	usd
CY2024Q1	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1206000	usd
CY2024Q1	us-gaap	Communication Communication	226000	usd
CY2024Q1	us-gaap	Professional Fees ProfessionalFees	743000	usd
CY2024Q1	wsbf	Foreclosed Real Estate Expense Income ForeclosedRealEstateExpenseIncome	13000	usd
CY2024Q1	us-gaap	Loan Processing Fee LoanProcessingFee	1046000	usd
CY2024Q1	us-gaap	Other Noninterest Expense OtherNoninterestExpense	1418000	usd
CY2024Q1	us-gaap	Noninterest Expense NoninterestExpense	27550000	usd
CY2024Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	4768000	usd
CY2024Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1730000	usd
CY2024Q1	us-gaap	Net Income Loss NetIncomeLoss	3038000	usd
CY2024Q1	us-gaap	Assets Assets	2234724000	usd
CY2023Q1	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	13795000	usd
CY2023Q1	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	460000	usd
CY2023Q1	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	13335000	usd
CY2023Q1	us-gaap	Noninterest Income NoninterestIncome	18554000	usd
CY2023Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	20052000	usd
CY2023Q1	us-gaap	Occupancy Net OccupancyNet	2263000	usd
CY2023Q1	us-gaap	Advertising Expense AdvertisingExpense	889000	usd
CY2023Q1	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1122000	usd
CY2023Q1	us-gaap	Communication Communication	251000	usd
CY2023Q1	us-gaap	Professional Fees ProfessionalFees	416000	usd
CY2023Q1	wsbf	Foreclosed Real Estate Expense Income ForeclosedRealEstateExpenseIncome	1000	usd
CY2023Q1	us-gaap	Loan Processing Fee LoanProcessingFee	1018000	usd
CY2023Q1	us-gaap	Other Noninterest Expense OtherNoninterestExpense	3095000	usd
CY2023Q1	us-gaap	Noninterest Expense NoninterestExpense	29107000	usd
CY2023Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	2782000	usd
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	627000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	2155000	usd
CY2023Q1	us-gaap	Assets Assets	2114499000	usd

Files In Submission

Name	View Source	Status
0001437749-24-015357-index-headers.html	Edgar Link	pending
0001437749-24-015357-index.html	Edgar Link	pending
0001437749-24-015357.txt	Edgar Link	pending
0001437749-24-015357-xbrl.zip	Edgar Link	pending
ex_620204.htm	Edgar Link	pending
ex_620205.htm	Edgar Link	pending
ex_620206.htm	Edgar Link	pending
ex_620207.htm	Edgar Link	pending
Financial_Report.xlsx	Edgar Link	pending
MetaLinks.json	Edgar Link	pending
R1.htm	Edgar Link	pending
R10.htm	Edgar Link	pending
R11.htm	Edgar Link	pending
R12.htm	Edgar Link	pending
R13.htm	Edgar Link	pending
R14.htm	Edgar Link	pending
R15.htm	Edgar Link	pending
R16.htm	Edgar Link	pending
R17.htm	Edgar Link	pending
R18.htm	Edgar Link	pending
FilingSummary.xml	Edgar Link	unprocessable
R19.htm	Edgar Link	pending
R2.htm	Edgar Link	pending
R20.htm	Edgar Link	pending
R21.htm	Edgar Link	pending
R22.htm	Edgar Link	pending
R23.htm	Edgar Link	pending
R24.htm	Edgar Link	pending
R25.htm	Edgar Link	pending
R26.htm	Edgar Link	pending
R27.htm	Edgar Link	pending
R28.htm	Edgar Link	pending
R29.htm	Edgar Link	pending
R3.htm	Edgar Link	pending
R30.htm	Edgar Link	pending
R31.htm	Edgar Link	pending
R32.htm	Edgar Link	pending
R33.htm	Edgar Link	pending
R34.htm	Edgar Link	pending
R35.htm	Edgar Link	pending
R36.htm	Edgar Link	pending
R37.htm	Edgar Link	pending
R38.htm	Edgar Link	pending
R39.htm	Edgar Link	pending
R4.htm	Edgar Link	pending
R40.htm	Edgar Link	pending
R41.htm	Edgar Link	pending
R42.htm	Edgar Link	pending
R43.htm	Edgar Link	pending
R44.htm	Edgar Link	pending
R45.htm	Edgar Link	pending
R46.htm	Edgar Link	pending
R47.htm	Edgar Link	pending
R48.htm	Edgar Link	pending
R49.htm	Edgar Link	pending
R5.htm	Edgar Link	pending
R50.htm	Edgar Link	pending
R51.htm	Edgar Link	pending
R52.htm	Edgar Link	pending
R53.htm	Edgar Link	pending
R54.htm	Edgar Link	pending
R55.htm	Edgar Link	pending
R56.htm	Edgar Link	pending
R57.htm	Edgar Link	pending
R58.htm	Edgar Link	pending
R59.htm	Edgar Link	pending
R6.htm	Edgar Link	pending
R60.htm	Edgar Link	pending
R61.htm	Edgar Link	pending
R62.htm	Edgar Link	pending
R63.htm	Edgar Link	pending
R64.htm	Edgar Link	pending
R65.htm	Edgar Link	pending
R66.htm	Edgar Link	pending
R67.htm	Edgar Link	pending
R68.htm	Edgar Link	pending
R69.htm	Edgar Link	pending
R7.htm	Edgar Link	pending
R70.htm	Edgar Link	pending
R71.htm	Edgar Link	pending
R8.htm	Edgar Link	pending
R9.htm	Edgar Link	pending
report.css	Edgar Link	pending
Show.js	Edgar Link	pending
wsbf-20240331.xsd	Edgar Link	pending
wsbf20240331_10q.htm	Edgar Link	pending
wsbf-20240331_def.xml	Edgar Link	unprocessable
wsbf-20240331_lab.xml	Edgar Link	unprocessable
wsbf-20240331_pre.xml	Edgar Link	unprocessable
wsbf20240331_10q_htm.xml	Edgar Link	completed
wsbf-20240331_cal.xml	Edgar Link	unprocessable

Create your account

Find Stocks Worth Researching

Deeply Understand Businesses

Value Businesses Intelligently

$WSBF
Waterstone Financial, Inc. Stock $wsbf

2024 Q2 Form 10-Q Financial Statement

#000143774924015357 Filed on May 08, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$WSBF Waterstone Financial, Inc. Stock $wsbf

2024 Q2 Form 10-Q Financial Statement

#000143774924015357 Filed on May 08, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$WSBF
Waterstone Financial, Inc. Stock $wsbf