$WSBF
Waterstone Financial, Inc.

2019 Q2 Form 10-Q Financial Statement

#000156999419000048 Filed on July 31, 2019

View on sec.gov

Income Statement

Concept 2019 Q2 2018 Q4 2018 Q2
Revenue $19.91M $18.36M
YoY Change 8.44%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $600.0K $3.000M $600.0K
YoY Change 0.0% 400.0% 20.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $6.932M $4.643M
YoY Change 49.3%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $12.79M $7.260M $12.52M
YoY Change 2.12% -21.0% -7.32%
Income Tax $3.143M $1.580M $3.101M
% Of Pretax Income 24.58% 21.76% 24.77%
Net Earnings $9.643M $5.680M $9.420M
YoY Change 2.37% 82.05% 5.96%
Net Earnings / Revenue 48.43% 51.3%
Basic Earnings Per Share $0.37 $0.34
Diluted Earnings Per Share $0.37 $208.5K $0.34
COMMON SHARES
Basic Shares Outstanding 26.24M 27.50M
Diluted Shares Outstanding 26.41M 27.74M

Balance Sheet

Concept 2019 Q2 2018 Q4 2018 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $70.15M $86.10M $78.12M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $24.98M $24.52M $22.80M
YoY Change 9.55% 7.09% -1.72%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.015B $1.915B $1.877B
YoY Change 7.35% 6.03% -0.48%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $28.50M $4.400M $22.70M
YoY Change 25.55% -10.2% 20.74%
Deferred Revenue
YoY Change
Short-Term Debt $23.70M $5.000M $2.500M
YoY Change 848.0% -55.75% -96.99%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $28.50M $4.400M $22.70M
YoY Change 25.55% -10.2% 20.74%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $26.20M $37.80M $22.80M
YoY Change 14.91% 5.59% -5.0%
Total Long-Term Liabilities $26.20M $37.80M $22.80M
YoY Change 14.91% 5.59% -5.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $28.50M $4.400M $22.70M
Total Long-Term Liabilities $26.20M $37.80M $22.80M
Total Liabilities $1.628B $1.516B $1.474B
YoY Change 10.51% 8.71% -0.32%
SHAREHOLDERS EQUITY
Retained Earnings $183.8M $187.2M
YoY Change
Common Stock $276.0K $285.0K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $112.3M $97.92M
YoY Change
Treasury Stock Shares $8.039M $7.172M
Shareholders Equity $386.8M $399.7M $403.7M
YoY Change
Total Liabilities & Shareholders Equity $2.015B $1.915B $1.877B
YoY Change 7.35% 6.03% -0.48%

Cashflow Statement

Concept 2019 Q2 2018 Q4 2018 Q2
OPERATING ACTIVITIES
Net Income $9.643M $5.680M $9.420M
YoY Change 2.37% 82.05% 5.96%
Depreciation, Depletion And Amortization $600.0K $3.000M $600.0K
YoY Change 0.0% 400.0% 20.0%
Cash From Operating Activities -$115.7M $65.20M -$5.100M
YoY Change 2168.63% 94.05% -92.01%
INVESTING ACTIVITIES
Capital Expenditures -$1.400M -$2.700M -$400.0K
YoY Change 250.0% 285.71% 100.0%
Acquisitions
YoY Change
Other Investing Activities $10.50M -$26.50M -$26.50M
YoY Change -139.62% -9.56% -0.38%
Cash From Investing Activities $9.200M -$29.20M -$26.90M
YoY Change -134.2% -2.67% 0.37%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 71.80M -8.800M 26.70M
YoY Change 168.91% -81.47% -81.66%
NET CHANGE
Cash From Operating Activities -115.7M 65.20M -5.100M
Cash From Investing Activities 9.200M -29.20M -26.90M
Cash From Financing Activities 71.80M -8.800M 26.70M
Net Change In Cash -34.70M 27.20M -5.300M
YoY Change 554.72% -161.96% -109.64%
FREE CASH FLOW
Cash From Operating Activities -$115.7M $65.20M -$5.100M
Capital Expenditures -$1.400M -$2.700M -$400.0K
Free Cash Flow -$114.3M $67.90M -$4.700M
YoY Change 2331.91% 97.96% -92.61%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
875000
CY2018Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
13710000
CY2019Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
1634000
CY2018Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
3672000
CY2019Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
0
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Period End Date
DocumentPeriodEndDate
2019-06-30
dei Entity Address State Or Province
EntityAddressStateOrProvince
MD
dei Entity Current Reporting Status
EntityCurrentReportingStatus
No
dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
dei Entity Registrant Name
EntityRegistrantName
Waterstone Financial, Inc.
dei Entity Central Index Key
EntityCentralIndexKey
0001569994
CY2019Q3 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
27492460
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2019
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
dei Document Type
DocumentType
10-Q
dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
dei Entity Shell Company
EntityShellCompany
false
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
dei Entity Small Business
EntitySmallBusiness
false
CY2019Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
655000
CY2018Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-2361000
CY2018Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
330327000
CY2019Q2 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
331600000
us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
598000
us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
876000
CY2019Q2 us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
229000
CY2018Q2 us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
436000
CY2018Q4 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
4371000
CY2019Q2 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
18852000
CY2018Q2 us-gaap Advertising Expense
AdvertisingExpense
1000000
CY2019Q2 us-gaap Advertising Expense
AdvertisingExpense
963000
us-gaap Advertising Expense
AdvertisingExpense
1860000
us-gaap Advertising Expense
AdvertisingExpense
1921000
us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
109000
us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
89000
us-gaap Amortization Of Debt Discount Premium
AmortizationOfDebtDiscountPremium
271000
us-gaap Amortization Of Debt Discount Premium
AmortizationOfDebtDiscountPremium
113000
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.241
us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
914000
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.240
CY2019Q2 us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
438000
CY2018Q2 us-gaap Amortization Of Esop Award
AmortizationOfESOPAward
458000
CY2019Q2 us-gaap Assets
Assets
2015138000
CY2018Q4 us-gaap Assets
Assets
1915381000
CY2018Q2 us-gaap Assets
Assets
1877230000
CY2019Q2 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
3225000
CY2018Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
1159000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Fair Value
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
24245000
CY2018Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
188272000
CY2019Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
181271000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Next Rolling Twelve Months Fair Value
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue
8314000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Next Rolling Twelve Months Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
8312000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Rolling Year Two Through Five Fair Value
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
26587000
CY2018Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
3711000
CY2019Q2 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
1634000
CY2018Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
185720000
CY2019Q2 us-gaap Available For Sale Securities
AvailableForSaleSecurities
182862000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Rolling After Year Ten Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
10621000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Rolling After Year Ten Fair Value
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue
9318000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Rolling Year Six Through Ten Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
23135000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Rolling Year Two Through Five Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
26204000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
112999000
CY2019Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
114398000
CY2018Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
185720000
CY2019Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
182862000
CY2018Q2 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
473000
CY2019Q2 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
507000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
851000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
801000
us-gaap Basis Of Accounting
BasisOfAccounting
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Note 1 &#8212; Basis of Presentation<!--Anchor--></div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The unaudited interim consolidated financial statements include the accounts of Waterstone Financial, Inc. (the &#8220;Company&#8221;) and the Company&#8217;s subsidiaries.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">WaterStone Bank SSB (the "Bank") is a community bank that has served the banking needs of its customers since 1921. WaterStone Bank also has an active mortgage banking subsidiary, Waterstone Mortgage Corporation.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">WaterStone Bank conducts its community banking business from 11 banking offices located in Milwaukee, Washington and Waukesha Counties, Wisconsin, as well as a loan production office in Minneapolis, Minnesota. WaterStone Bank's principal lending activity is originating one- to four-family, multi-family residential real estate, and commercial real estate loans for retention in its portfolio. WaterStone Bank also offers home equity loans and lines of credit, construction and land loans, and commercial business loans, and consumer loans. WaterStone Bank funds its loan production primarily with retail deposits and Federal Home Loan Bank advances. Our deposit offerings include: certificates of deposit, money market savings accounts, transaction deposit accounts, non-interest bearing demand accounts and individual retirement accounts. Our investment securities portfolio is comprised principally of mortgage-backed securities, government-sponsored enterprise bonds and municipal obligations.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">WaterStone Bank's mortgage banking operations are conducted through its wholly-owned subsidiary, Waterstone Mortgage Corporation.&#160; Waterstone Mortgage Corporation originates single-family residential real estate loans for sale into the secondary market.&#160; Waterstone Mortgage Corporation utilizes lines of credit provided by WaterStone Bank as a primary source of funds, and also utilizes a line of credit with another financial institution as needed.</div><div><br /></div></div><div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles (&#8220;GAAP&#8221;) for interim financial information, Rule 10-01 of Regulation S-X and the instructions to Form 10-Q. The financial statements do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments (consisting of normal recurring accruals) necessary to present fairly the financial position, results of operations, changes in shareholders&#8217; equity, and cash flows of the Company for the periods presented.</div><div><br /></div></div><div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The accompanying unaudited consolidated financial statements and related notes should be read in conjunction with the Company&#8217;s December 31, 2018 Annual Report on Form 10-K. Operating results for the three and six months ended June 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019 or for any other period.</div><div><br /></div></div><div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The preparation of the unaudited consolidated financial statements requires management of the Company to make a number of estimates and assumptions relating to the reported amount of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the period. Significant items subject to such estimates and assumptions include the allowance for loan losses, deferred income taxes and real estate owned. Actual results could differ from those estimates.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Certain prior period amounts have been reclassified to conform to current period presentation.&#160; These reclassifications did not result in any changes to previously reported net income or shareholders' equity.</div><div><br /></div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">Impact of Recent Accounting Pronouncements</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Accounting Standards Codification ("ASC") Topic 606 "Revenue from Contracts with Customers." </font> Authoritative accounting guidance under ASC Topic 606, "Revenue from Contracts with Customers" amended prior guidance to require an entity to recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services and to provide clarification on identifying performance obligations and licensing implementation guidance. The Company's revenue is comprised of interest and non-interest revenue. The guidance does not apply to revenue associated with financial instruments, including loans and securities.&#160; The Company completed its overall assessment of revenue streams and related contracts affected by the guidance, including asset management fees, deposit related fees, and other non-interest related fees.&#160; The Company adopted ASC 606 as of January 1, 2018 with no impact on total shareholders' equity or net income.</div><div><br /></div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">Revenue Recognition</div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div><table cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;"><tr><td colspan="2" style="width: 100%; vertical-align: middle;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Company recognizes revenue as it is earned and noted no impact to its revenue recognition policies as a result of the adoption of ASC 606.&#160; The following is a discussion of revenues within the scope of the new revenue guidance:</div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 6.79%; vertical-align: top;"><div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</div></td><td style="width: 93.21%; vertical-align: middle;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Debit and credit card interchange fee income</font> - Card processing fees consist of interchange fees from consumer debit and credit card networks and other card related services.&#160; Interchange fees are based on purchase volumes and other factors and are recognized as transactions occur.</div></td></tr><tr><td style="width: 6.79%; vertical-align: top;"><div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</div></td><td style="width: 93.21%; vertical-align: top;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Service charges on deposit accounts</font> - Revenue from service charges on deposit accounts is earned through deposit-related services; as well as overdraft, non-sufficient funds, account management and other deposit-related fees.&#160; Revenue is recognized for these services either over time, corresponding with deposit accounts' monthly cycle, or at a point in time for transactional related services and fees.</div></td></tr><tr><td style="width: 6.79%; vertical-align: top;"><div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</div></td><td style="width: 93.21%; vertical-align: top;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Service charges on loan accounts</font> - Revenue from loan accounts consists primarily of fees earned on prepayment penalties.&#160; Revenue is recognized for these services at a point in time for transactional related services and fees.</div></td></tr></table><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">ASC Topic 842 "Leases."</font> Authoritative accounting guidance under ASC Topic 842, "Leases" amended prior guidance to require lessees to recognize the assets and liabilities arising from all leases on the balance sheet. The authoritative guidance defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. In addition, the qualifications for a sale and leaseback transaction have been amended. The authoritative guidance also requires qualitative and quantitative disclosures by lessees and lessors to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty of cash flows arising from leases. The Company used a prospective approach. The Company adopted ASC 842 as of January 1, 2019 with no impact on statement of income.&#160; See the impact on the financial condition discussed in Note 16.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">ASC Topic 326 "Financial Instruments - Credit Losses."</font> Authoritative accounting guidance under ASC Topic 326, "Financial Instruments - Credit Losses" amended the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information for credit loss estimates. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The authoritative guidance also requires a financial asset (or a group of financial assets) measured at amortized cost basis to be presented at the net amount expected to be collected (net of the allowance for credit losses). In addition, the credit losses relating to available-for-sale debt securities should be recorded through an allowance for credit losses rather than a write-down. The authoritative guidance will be effective for reporting periods after January 1, 2020. The Company is gathering the available data to build an internal model and reviewing the assumptions to support the calculation. Management is reviewing the changes to the accounting standard with the appropriate depatments.&#160; The Company is in process of a CECL calculation and is working to run parallel in the second half of 2019.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">ASC Topic 310 "Receivables - Nonrefundable Fees and Other Costs." </font>Authoritative accounting guidance under ASC Topic 310, "Receivables - Nonrefundable Fees and Other Costs" amends prior guidance by shortening the amortization period for certain callable debt securities held at a premium requiring the premium to be amortized to the earliest call date. The Company adopted ASC 310 as of January 1, 2019 with no material impact on the Company's statements of operations or financial condition.</div><div><br /></div><div><br /></div></div></div>
CY2019Q2 us-gaap Capital
Capital
398062000
CY2018Q4 us-gaap Capital
Capital
414566000
CY2019Q2 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.2612
CY2018Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.2822
CY2019Q2 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800
CY2018Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800
CY2019Q2 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
121915000
CY2018Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
117506000
CY2019Q2 us-gaap Cash
Cash
47253000
CY2018Q4 us-gaap Cash
Cash
48234000
CY2017Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
48607000
CY2018Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
86101000
CY2018Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
78116000
CY2019Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
70145000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
29509000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-15956000
CY2019Q2 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
70145000
CY2018Q4 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
86101000
CY2019Q2 us-gaap Common Equity Tier One Capital
CommonEquityTierOneCapital
385445000
CY2018Q4 us-gaap Common Equity Tier One Capital
CommonEquityTierOneCapital
401317000
us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.74
us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.74
CY2019Q2 us-gaap Common Equity Tier One Capital Required For Capital Adequacy
CommonEquityTierOneCapitalRequiredForCapitalAdequacy
68577000
CY2018Q4 us-gaap Common Equity Tier One Capital Required For Capital Adequacy
CommonEquityTierOneCapitalRequiredForCapitalAdequacy
66097000
CY2018Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2019Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2018Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
28463239
CY2019Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
27626310
CY2019Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
100000000
CY2018Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
100000000
CY2019Q2 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
27626310
CY2018Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
28463239
CY2019Q2 us-gaap Common Stock Value
CommonStockValue
276000
CY2018Q4 us-gaap Common Stock Value
CommonStockValue
285000
CY2018Q2 us-gaap Communication
Communication
435000
CY2019Q2 us-gaap Communication
Communication
353000
us-gaap Communication
Communication
681000
us-gaap Communication
Communication
817000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
19201000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
13682000
CY2018Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
8883000
CY2019Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
11149000
CY2018Q2 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
8883000
CY2019Q2 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
11149000
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
19201000
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
13682000
CY2019Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
36135000
CY2018Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
104766000
CY2019Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
1634000
CY2018Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
3711000
CY2018Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
118476000
CY2019Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
36135000
CY2019Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
0
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.61
CY2018Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
39000
CY2018Q4 us-gaap Demand Deposit Accounts
DemandDepositAccounts
139111000
CY2019Q2 us-gaap Demand Deposit Accounts
DemandDepositAccounts
127123000
CY2019Q2 us-gaap Deposits
Deposits
1054996000
CY2018Q4 us-gaap Deposits
Deposits
1038495000
CY2018Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
163511000
CY2019Q2 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
182222000
us-gaap Depreciation
Depreciation
1116000
us-gaap Depreciation
Depreciation
1215000
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
19518000
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
20459000
CY2019Q2 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
3126000
CY2018Q2 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
3316000
CY2018Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.34
CY2019Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.37
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.61
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.59
CY2018Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.34
CY2019Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.37
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.60
CY2019Q2 us-gaap Fair Value Option Loans Held As Assets90 Days Or More Past Due
FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue
CY2018Q4 us-gaap Fair Value Option Loans Held As Assets90 Days Or More Past Due
FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue
0
CY2019Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
22300000
CY2018Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
19400000
CY2018Q4 us-gaap Federal Funds Sold
FederalFundsSold
25100000
CY2019Q2 us-gaap Federal Funds Sold
FederalFundsSold
13339000
CY2018Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
19350000
CY2019Q2 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
22275000
CY2018Q4 us-gaap Federal Home Loan Bank Advances
FederalHomeLoanBankAdvances
430000000
CY2019Q2 us-gaap Federal Home Loan Bank Advances
FederalHomeLoanBankAdvances
495000000
CY2019Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
879000
CY2018Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
904000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
1684000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
1892000
CY2019Q2 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
34105000
CY2018Q2 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
32090000
us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
56277000
us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
57464000
CY2018Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
6950000
CY2019Q2 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
8334000
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
11
CY2018 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
12
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
62000
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
39000
CY2019Q2 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
4140000
CY2018Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
6732000
CY2018Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
CY2019Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
CY2018Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
990000000000
CY2019Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1800000
CY2018Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1372198000
CY2019Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1362393000
CY2018Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1367048000
CY2019Q2 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1361977000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
186000
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
186000
CY2019Q2 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
8750000
CY2018Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
12100000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
57000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
209000
CY2017Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
14077000
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
13249000
CY2018Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
13124000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
12617000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
12431000
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
13063000
CY2019Q2 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
175000
CY2019Q2 us-gaap Finite Lived Intangible Assets Amortization Expense After Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive
41000
CY2019Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
20000
CY2019Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
34000
CY2019Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
23000
CY2019Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
30000
CY2019Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
27000
CY2018Q4 us-gaap Foreclosed Assets
ForeclosedAssets
2200000
CY2019Q2 us-gaap Foreclosed Assets
ForeclosedAssets
2300000
us-gaap Gain Loss On Sale Of Other Assets
GainLossOnSaleOfOtherAssets
20000
us-gaap Gain Loss On Sale Of Other Assets
GainLossOnSaleOfOtherAssets
4000
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
58304000
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
52350000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
9262000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
8898000
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
32000
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
18000
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
8708000
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
8099000
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
554000
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
799000
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
246000
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
298000
CY2019Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
784000
CY2018Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
3062000
CY2018Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
10811000
CY2019Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
9734000
CY2018Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
3471000
CY2019Q2 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
1193000
CY2018Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
9038000
CY2019Q2 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
7966000
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
228000
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
266000
CY2019Q2 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
8750000
CY2018Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
12100000
CY2018Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
186000
CY2019Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
186000
CY2019Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
170000
CY2018Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
238000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
284000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
202000
CY2019Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
869000
CY2018Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
623000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1248000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1638000
CY2019Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
18026000
CY2018Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
16700000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
32158000
CY2019Q2 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
10927000
CY2018Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
14282000
CY2018Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
12521000
CY2019Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
12786000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
21310000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
21578000
CY2019Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3143000
CY2018Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3101000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5125000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5205000
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
3904000
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
4783000
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
3511000
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
5533000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
259000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
89000
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
136000
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
149000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
28060000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
16501000
us-gaap Increase Decrease In Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesReceivable
-212000
us-gaap Increase Decrease In Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesReceivable
-582000
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
8698000
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
14735000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-759000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-506000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
35130000
CY2019Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
19913000
CY2018Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
18363000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
39085000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
394000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
35326000
CY2018Q2 us-gaap Interest Expense
InterestExpense
4643000
CY2019Q2 us-gaap Interest Expense
InterestExpense
6932000
us-gaap Interest Expense
InterestExpense
8465000
us-gaap Interest Expense
InterestExpense
13168000
CY2018Q2 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
1933000
CY2019Q2 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
2588000
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
3441000
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
4834000
CY2018Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2710000
CY2019Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
4344000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
5024000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
8334000
CY2019Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
12981000
CY2018Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
13720000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
25917000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
26861000
CY2018Q2 us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
1019000
CY2019Q2 us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
1123000
us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
2432000
us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
1886000
CY2019Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
12951000
CY2018Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
13940000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
27961000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
26567000
us-gaap Interest Paid Net
InterestPaidNet
8316000
us-gaap Interest Paid Net
InterestPaidNet
13032000
CY2018Q2 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
644000
CY2019Q2 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
764000
us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
1523000
us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
1282000
CY2019Q2 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
9553000
CY2018Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
12767000
CY2018Q2 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
491000
CY2019Q2 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
390000
us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
890000
us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
769000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
992000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
2456000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
3264000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
1406000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
881000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
11067000
CY2019Q2 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1452000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
1812000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
2712000
CY2019Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
27074000
CY2018Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
26234000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
47713000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
47217000
us-gaap Lease Cost
LeaseCost
2505000
CY2019Q2 us-gaap Lease Cost
LeaseCost
1254000
CY2019Q2 us-gaap Liabilities
Liabilities
1628335000
CY2018Q4 us-gaap Liabilities
Liabilities
1515702000
CY2019Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
2015138000
CY2018Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1915381000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
13249000
CY2019Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12617000
CY2018Q4 us-gaap Loans And Leases Receivable Collateral For Secured Borrowings
LoansAndLeasesReceivableCollateralForSecuredBorrowings
1010000
CY2019Q2 us-gaap Loans And Leases Receivable Collateral For Secured Borrowings
LoansAndLeasesReceivableCollateralForSecuredBorrowings
1080000
CY2018Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1379148000
CY2019Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1370727000
CY2018Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
6555000
CY2019Q2 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
5685000
CY2018Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
141616000
CY2019Q2 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
244052000
CY2019Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1358110000
CY2018Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1365899000
CY2018Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1379148000
CY2019Q2 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1370727000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
1204000
us-gaap Mortgage Loans On Real Estate Foreclosures
MortgageLoansOnRealEstateForeclosures
743000
CY2019Q2 us-gaap Long Term Debt
LongTermDebt
518681000
CY2018Q4 us-gaap Long Term Debt
LongTermDebt
435046000
us-gaap Mortgage Loans On Real Estate Other Additions
MortgageLoansOnRealEstateOtherAdditions
0
us-gaap Mortgage Loans On Real Estate Other Additions
MortgageLoansOnRealEstateOtherAdditions
10000
us-gaap Mortgage Loans On Real Estate Foreclosures
MortgageLoansOnRealEstateForeclosures
318000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-97877000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
14692000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
12080000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-41155000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
69841000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
55972000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
9643000
CY2018Q2 us-gaap Net Income Loss
NetIncomeLoss
9420000
us-gaap Net Income Loss
NetIncomeLoss
16373000
us-gaap Net Income Loss
NetIncomeLoss
16185000
CY2018Q2 us-gaap Noninterest Income
NoninterestIncome
33318000
CY2019Q2 us-gaap Noninterest Income
NoninterestIncome
35190000
us-gaap Noninterest Income
NoninterestIncome
58501000
us-gaap Noninterest Income
NoninterestIncome
59447000
CY2018Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
264000
CY2019Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
188000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
533000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
363000
CY2018Q2 us-gaap Noninterest Expense
NoninterestExpense
34737000
CY2019Q2 us-gaap Noninterest Expense
NoninterestExpense
35355000
us-gaap Noninterest Expense
NoninterestExpense
64704000
us-gaap Noninterest Expense
NoninterestExpense
64884000
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
2
us-gaap Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale
PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
6759000
CY2019Q2 us-gaap Occupancy Net
OccupancyNet
2680000
CY2018Q2 us-gaap Occupancy Net
OccupancyNet
2605000
us-gaap Occupancy Net
OccupancyNet
5456000
us-gaap Occupancy Net
OccupancyNet
5244000
CY2019Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P3Y4M24D
CY2019Q2 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
9100000
us-gaap Operating Lease Cost
OperatingLeaseCost
1562000
CY2019Q2 us-gaap Operating Lease Cost
OperatingLeaseCost
804000
CY2019Q2 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.057
us-gaap Operating Lease Payments
OperatingLeasePayments
1708000
CY2019Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
9615000
CY2019Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
0
CY2018Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
0
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
0
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
0
CY2018Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-537000
CY2019Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
1506000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
3016000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-2691000
CY2018 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions No Previous Impairment
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment
0
us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions No Previous Impairment
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment
0
CY2014 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions Additional Credit Losses
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses
CY2017Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
94000
CY2018Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
94000
CY2019Q2 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
94000
CY2018Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-537000
CY2019Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
1506000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
3016000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-2696000
CY2018Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
201000
CY2019Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-562000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-1127000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
1013000
CY2018Q4 us-gaap Other Liabilities
OtherLiabilities
37790000
CY2019Q2 us-gaap Other Liabilities
OtherLiabilities
35806000
CY2019Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1729000
us-gaap Payments To Acquire Mortgage Backed Securities Mbs Categorized As Available For Sale
PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
7038000
CY2018Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
2415000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
5068000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
4076000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3016000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-2691000
CY2019Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
1506000
CY2018Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-537000
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
2925000
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
2475000
us-gaap Payments For Proceeds From Loans Receivable
PaymentsForProceedsFromLoansReceivable
50494000
us-gaap Payments For Proceeds From Loans Receivable
PaymentsForProceedsFromLoansReceivable
-7697000
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
1270121000
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
1190708000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
14426000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
3967000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
20491000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
19774000
us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
180000
us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
180000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
577000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1722000
CY2019Q2 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2018Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2019Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2018Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2018Q4 us-gaap Preferred Stock Value
PreferredStockValue
0
CY2019Q2 us-gaap Preferred Stock Value
PreferredStockValue
0
CY2018Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
50000000
CY2019Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
50000000
CY2019Q2 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
42451000
CY2018Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
22469000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-43762000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
18635000
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
165000000
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
205000000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
3105000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
1835000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
1250000000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
1225988000
us-gaap Proceeds From Sale Of Mortgage Servicing Rights Msr
ProceedsFromSaleOfMortgageServicingRightsMSR
0
us-gaap Proceeds From Sale Of Mortgage Servicing Rights Msr
ProceedsFromSaleOfMortgageServicingRightsMSR
0
us-gaap Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale
ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
12930000
us-gaap Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale
ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
14648000
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
599000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
527000
CY2019Q2 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
1684000
CY2018Q4 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
2152000
CY2018Q2 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
2378000
CY2017Q4 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
4558000
CY2018Q2 us-gaap Professional Fees
ProfessionalFees
647000
CY2019Q2 us-gaap Professional Fees
ProfessionalFees
789000
us-gaap Professional Fees
ProfessionalFees
1347000
us-gaap Professional Fees
ProfessionalFees
1484000
CY2018Q2 us-gaap Profit Loss
ProfitLoss
9420000
CY2019Q2 us-gaap Profit Loss
ProfitLoss
9643000
us-gaap Profit Loss
ProfitLoss
16185000
us-gaap Profit Loss
ProfitLoss
16373000
CY2018Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
24524000
CY2019Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
24978000
CY2019Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
30000
CY2018Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-220000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-650000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1100000
us-gaap Real Estate Owned Valuation Allowance Provision1
RealEstateOwnedValuationAllowanceProvision1
0
us-gaap Real Estate Owned Valuation Allowance Provision1
RealEstateOwnedValuationAllowanceProvision1
301000
CY2019Q2 us-gaap Real Estate Investment Partnership Cost Of Sales
RealEstateInvestmentPartnershipCostOfSales
19000
CY2018Q2 us-gaap Real Estate Investment Partnership Cost Of Sales
RealEstateInvestmentPartnershipCostOfSales
-126000
us-gaap Real Estate Investment Partnership Cost Of Sales
RealEstateInvestmentPartnershipCostOfSales
51000
us-gaap Real Estate Investment Partnership Cost Of Sales
RealEstateInvestmentPartnershipCostOfSales
191000
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
115000000
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
100000000
CY2018Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
187153000
CY2019Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
183820000
us-gaap Servicing Asset At Fair Value Additions
ServicingAssetAtFairValueAdditions
244000
us-gaap Servicing Asset At Fair Value Additions
ServicingAssetAtFairValueAdditions
175000
us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
29000
us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
89000
CY2018Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
109000
CY2017Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
888000
CY2019Q2 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
255000
CY2018Q2 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
1043000
us-gaap Share Based Compensation
ShareBasedCompensation
876000
us-gaap Share Based Compensation
ShareBasedCompensation
598000
CY2019Q2 us-gaap Short Term Lease Cost
ShortTermLeaseCost
294000
us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
599000
us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
394000
CY2019Q2 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
102000
CY2018Q2 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
105000
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
14426000
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
3967000
CY2019Q2 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
6457000
CY2018Q2 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
241000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
399679000
CY2019Q2 us-gaap Stockholders Equity
StockholdersEquity
386803000
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
412104000
CY2019Q1 us-gaap Stockholders Equity
StockholdersEquity
384468000
CY2018Q1 us-gaap Stockholders Equity
StockholdersEquity
397419000
CY2018Q2 us-gaap Stockholders Equity
StockholdersEquity
403744000
CY2018Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.2732
CY2018Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0600
CY2018Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400
CY2019Q2 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400
CY2019Q2 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
79296000
CY2018Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
76214000
CY2018Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
401317000
CY2019Q2 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
385445000
CY2019Q2 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.1944
CY2018Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.2106
CY2018Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
88130000
CY2018Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
401317000
CY2019Q2 us-gaap Time Deposit Maturities Rolling Year Three
TimeDepositMaturitiesRollingYearThree
1459000
CY2018Q4 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
60100000
CY2019Q2 us-gaap Time Deposits At Or Above Fdic Insurance Limit
TimeDepositsAtOrAboveFDICInsuranceLimit
69700000
CY2019Q2 us-gaap Time Deposit Maturities Next Rolling Twelve Months
TimeDepositMaturitiesNextRollingTwelveMonths
538390000
CY2019Q2 us-gaap Time Deposit Maturities Rolling Year Five
TimeDepositMaturitiesRollingYearFive
907000
CY2019Q2 us-gaap Time Deposit Maturities Rolling Year Four
TimeDepositMaturitiesRollingYearFour
2110000
CY2019Q2 us-gaap Time Deposit Maturities Rolling Year Two
TimeDepositMaturitiesRollingYearTwo
202785000
CY2019Q2 us-gaap Time Deposits
TimeDeposits
745651000
CY2018Q4 us-gaap Time Deposits
TimeDeposits
735873000
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
318000
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
743000
CY2019Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
8039313
CY2018Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
7171537
CY2019Q2 us-gaap Treasury Stock Value
TreasuryStockValue
112338000
CY2018Q4 us-gaap Treasury Stock Value
TreasuryStockValue
97921000
us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The preparation of the unaudited consolidated financial statements requires management of the Company to make a number of estimates and assumptions relating to the reported amount of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the period. Significant items subject to such estimates and assumptions include the allowance for loan losses, deferred income taxes and real estate owned. Actual results could differ from those estimates.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Certain prior period amounts have been reclassified to conform to current period presentation.&#160; These reclassifications did not result in any changes to previously reported net income or shareholders' equity.</div><div><br /></div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">Impact of Recent Accounting Pronouncements</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Accounting Standards Codification ("ASC") Topic 606 "Revenue from Contracts with Customers." </font> Authoritative accounting guidance under ASC Topic 606, "Revenue from Contracts with Customers" amended prior guidance to require an entity to recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services and to provide clarification on identifying performance obligations and licensing implementation guidance. The Company's revenue is comprised of interest and non-interest revenue. The guidance does not apply to revenue associated with financial instruments, including loans and securities.&#160; The Company completed its overall assessment of revenue streams and related contracts affected by the guidance, including asset management fees, deposit related fees, and other non-interest related fees.&#160; The Company adopted ASC 606 as of January 1, 2018 with no impact on total shareholders' equity or net income.</div><div><br /></div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">Revenue Recognition</div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#160;</div><table cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;"><tr><td colspan="2" style="width: 100%; vertical-align: middle;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Company recognizes revenue as it is earned and noted no impact to its revenue recognition policies as a result of the adoption of ASC 606.&#160; The following is a discussion of revenues within the scope of the new revenue guidance:</div><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 6.79%; vertical-align: top;"><div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</div></td><td style="width: 93.21%; vertical-align: middle;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Debit and credit card interchange fee income</font> - Card processing fees consist of interchange fees from consumer debit and credit card networks and other card related services.&#160; Interchange fees are based on purchase volumes and other factors and are recognized as transactions occur.</div></td></tr><tr><td style="width: 6.79%; vertical-align: top;"><div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</div></td><td style="width: 93.21%; vertical-align: top;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Service charges on deposit accounts</font> - Revenue from service charges on deposit accounts is earned through deposit-related services; as well as overdraft, non-sufficient funds, account management and other deposit-related fees.&#160; Revenue is recognized for these services either over time, corresponding with deposit accounts' monthly cycle, or at a point in time for transactional related services and fees.</div></td></tr><tr><td style="width: 6.79%; vertical-align: top;"><div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</div></td><td style="width: 93.21%; vertical-align: top;"><div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Service charges on loan accounts</font> - Revenue from loan accounts consists primarily of fees earned on prepayment penalties.&#160; Revenue is recognized for these services at a point in time for transactional related services and fees.</div></td></tr></table><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">ASC Topic 842 "Leases."</font> Authoritative accounting guidance under ASC Topic 842, "Leases" amended prior guidance to require lessees to recognize the assets and liabilities arising from all leases on the balance sheet. The authoritative guidance defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. In addition, the qualifications for a sale and leaseback transaction have been amended. The authoritative guidance also requires qualitative and quantitative disclosures by lessees and lessors to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty of cash flows arising from leases. The Company used a prospective approach. The Company adopted ASC 842 as of January 1, 2019 with no impact on statement of income.&#160; See the impact on the financial condition discussed in Note 16.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">ASC Topic 326 "Financial Instruments - Credit Losses."</font> Authoritative accounting guidance under ASC Topic 326, "Financial Instruments - Credit Losses" amended the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information for credit loss estimates. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The authoritative guidance also requires a financial asset (or a group of financial assets) measured at amortized cost basis to be presented at the net amount expected to be collected (net of the allowance for credit losses). In addition, the credit losses relating to available-for-sale debt securities should be recorded through an allowance for credit losses rather than a write-down. The authoritative guidance will be effective for reporting periods after January 1, 2020. The Company is gathering the available data to build an internal model and reviewing the assumptions to support the calculation. Management is reviewing the changes to the accounting standard with the appropriate depatments.&#160; The Company is in process of a CECL calculation and is working to run parallel in the second half of 2019.</div><div><br /></div><div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">ASC Topic 310 "Receivables - Nonrefundable Fees and Other Costs." </font>Authoritative accounting guidance under ASC Topic 310, "Receivables - Nonrefundable Fees and Other Costs" amends prior guidance by shortening the amortization period for certain callable debt securities held at a premium requiring the premium to be amortized to the earliest call date. The Company adopted ASC 310 as of January 1, 2019 with no material impact on the Company's statements of operations or financial condition.</div><div><br /></div><div><br /></div></div></div>
CY2018Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
0
CY2019Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
80000
us-gaap Variable Lease Cost
VariableLeaseCost
416000
CY2019Q2 us-gaap Variable Lease Cost
VariableLeaseCost
156000
CY2018Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
27504000
CY2019Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
26242000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
27506000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
26370000
CY2018Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
27742000
CY2019Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
26412000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
27790000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
26572000
CY2019Q2 wsbf Csv Of Line Insurance
CsvOfLineInsurance
68581000
CY2018Q4 wsbf Csv Of Line Insurance
CsvOfLineInsurance
67550000
CY2019Q2 wsbf Unearned Esop Shares Cost
UnearnedESOPSharesCost
17210000
CY2018Q4 wsbf Unearned Esop Shares Cost
UnearnedESOPSharesCost
17804000
wsbf Mortgage Banking Branch
MortgageBankingBranch
0
wsbf Mortgage Banking Branch
MortgageBankingBranch
600000
wsbf Amortization Of Unearned Esop Award
AmortizationOfUnearnedESOPAward
914000
wsbf Amortization Of Unearned Esop Award
AmortizationOfUnearnedESOPAward
875000
wsbf Dividends Declared But Not Paid In Other Liabilities
DividendsDeclaredButNotPaidInOtherLiabilities
3863000
wsbf Dividends Declared But Not Paid In Other Liabilities
DividendsDeclaredButNotPaidInOtherLiabilities
3542000
wsbf Deferred Taxes Cash Flow
DeferredTaxesCashFlow
1768000
wsbf Deferred Taxes Cash Flow
DeferredTaxesCashFlow
-799000
wsbf Minimum Number Of Consecutive Contractual Payments Received Prior To Consideration For Return To Accrual Status
MinimumNumberOfConsecutiveContractualPaymentsReceivedPriorToConsiderationForReturnToAccrualStatus
6
wsbf Period Of Principal Forbearance Reduction In Interest Rate Or Both Included In Typical Restructured Terms
PeriodOfPrincipalForbearanceReductionInInterestRateOrBothIncludedInTypicalRestructuredTerms
P0M
CY2019Q2 wsbf Number Of Loans Modified As Troubled Debt Restructuring
NumberOfLoansModifiedAsTroubledDebtRestructuring
CY2018Q2 wsbf Number Of Loans Modified As Troubled Debt Restructuring
NumberOfLoansModifiedAsTroubledDebtRestructuring
CY2018Q4 wsbf Valuation Allowance With Respect To Troubled Debt Restructurings
ValuationAllowanceWithRespectToTroubledDebtRestructurings
67000
CY2019Q2 wsbf Valuation Allowance With Respect To Troubled Debt Restructurings
ValuationAllowanceWithRespectToTroubledDebtRestructurings
9000
CY2018Q4 wsbf Loans Receivable Modifications Loans Performing In Accordance With Modified Terms
LoansReceivableModificationsLoansPerformingInAccordanceWithModifiedTerms
6186000
CY2019Q2 wsbf Loans Receivable Modifications Loans Performing In Accordance With Modified Terms
LoansReceivableModificationsLoansPerformingInAccordanceWithModifiedTerms
3646000
CY2018Q4 wsbf Loans Receivable Modifications Loans In Default
LoansReceivableModificationsLoansInDefault
546000
CY2019Q2 wsbf Loans Receivable Modifications Loans In Default
LoansReceivableModificationsLoansInDefault
494000
CY2018Q4 wsbf Loans Receivable Modifications In Default Number
LoansReceivableModificationsInDefaultNumber
2
CY2019Q2 wsbf Loans Receivable Modifications In Default Number
LoansReceivableModificationsInDefaultNumber
2
CY2019Q2 wsbf Number Of Loans Performing In Accordance With Modified Terms
NumberOfLoansPerformingInAccordanceWithModifiedTerms
9
CY2018Q4 wsbf Number Of Loans Performing In Accordance With Modified Terms
NumberOfLoansPerformingInAccordanceWithModifiedTerms
10
CY2019Q2 wsbf Number Of Loans Total
NumberOfLoansTotal
11
CY2018Q4 wsbf Number Of Loans Total
NumberOfLoansTotal
12
CY2018Q4 wsbf Loans Receivable Modifications Total
LoansReceivableModificationsTotal
6732000
CY2019Q2 wsbf Loans Receivable Modifications Total
LoansReceivableModificationsTotal
4140000
wsbf Ratio Of Total Non Accrual Loans To Total Loans Net Of Allowance
RatioOfTotalNonAccrualLoansToTotalLoansNetOfAllowance
0.0041
CY2018 wsbf Ratio Of Total Non Accrual Loans To Total Loans Net Of Allowance
RatioOfTotalNonAccrualLoansToTotalLoansNetOfAllowance
0.0048
CY2018 wsbf Ratio Of Total Non Accrual Loans To Total Assets
RatioOfTotalNonAccrualLoansToTotalAssets
0.0034
wsbf Ratio Of Total Non Accrual Loans To Total Assets
RatioOfTotalNonAccrualLoansToTotalAssets
0.0028
CY2019Q2 wsbf Percentage Of Carrying Value Of Qualifying Home Equity Loans
PercentageOfCarryingValueOfQualifyingHomeEquityLoans
0.75
CY2019Q2 wsbf Percentage Of Carrying Value Of Qualifying Of One To Four Family Loans
PercentageOfCarryingValueOfQualifyingOfOneToFourFamilyLoans
0.8
CY2019Q2 wsbf Percentage Of Carrying Value Of Qualifying Of Multi Family Loans
PercentageOfCarryingValueOfQualifyingOfMultiFamilyLoans
0.64
CY2018Q4 wsbf Minimum Capital Adequacy With Capital Buffer
MinimumCapitalAdequacyWithCapitalBuffer
145046000
CY2019Q2 wsbf Minimum Capital Adequacy With Capital Buffer
MinimumCapitalAdequacyWithCapitalBuffer
160013000
CY2018Q4 wsbf Tier One Risk Based Capital Required For Minimum Capital Adequacy With Capital Buffer
TierOneRiskBasedCapitalRequiredForMinimumCapitalAdequacyWithCapitalBuffer
115670000
CY2019Q2 wsbf Common Equity Tier I Capital To Risk Weighted Assets Minimum Capital Adequacy With Capital Buffer
CommonEquityTierICapitalToRiskWeightedAssetsMinimumCapitalAdequacyWithCapitalBuffer
106675000
CY2018Q4 wsbf Common Equity Tier I Capital To Risk Weighted Assets Minimum Capital Adequacy With Capital Buffer
CommonEquityTierICapitalToRiskWeightedAssetsMinimumCapitalAdequacyWithCapitalBuffer
93638000
CY2019Q2 wsbf Capital Required For Minimum Capital Adequacy With Capital Buffer To Risk Weighted Assets
CapitalRequiredForMinimumCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
0.105
CY2018Q4 wsbf Capital Required For Minimum Capital Adequacy With Capital Buffer To Risk Weighted Assets
CapitalRequiredForMinimumCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
0.09875
CY2018Q4 wsbf Tier One Risk Based Capital Required For Minimum Capital Adequacy With Capital Buffer To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForMinimumCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
0.07875
CY2018Q4 wsbf Common Equity Tier I Capital To Risk Weighted In Hundredths Minimum Capital Adequacy With Capital Buffer
CommonEquityTierICapitalToRiskWeightedInHundredthsMinimumCapitalAdequacyWithCapitalBuffer
0.06375
CY2019Q2 wsbf Common Equity Tier I Capital To Risk Weighted In Hundredths Minimum Capital Adequacy With Capital Buffer
CommonEquityTierICapitalToRiskWeightedInHundredthsMinimumCapitalAdequacyWithCapitalBuffer
0.070
CY2019Q2 wsbf Common Equity Tier1 Capital To Risk Weighted Assets
CommonEquityTier1CapitalToRiskWeightedAssets
0.2529
CY2018Q4 wsbf Common Equity Tier1 Capital To Risk Weighted Assets
CommonEquityTier1CapitalToRiskWeightedAssets
0.2732
CY2019Q2 wsbf Common Equity Tier I Capital To Risk Weighted Capital Adequacy
CommonEquityTierICapitalToRiskWeightedCapitalAdequacy
0.0450
CY2018Q4 wsbf Common Equity Tier I Capital To Risk Weighted Capital Adequacy
CommonEquityTierICapitalToRiskWeightedCapitalAdequacy
0.0450
CY2018Q2 wsbf Reclassification For Net Deferred Tax Liability Revaluation
ReclassificationForNetDeferredTaxLiabilityRevaluation
0
CY2019Q2 wsbf Reclassification For Net Deferred Tax Liability Revaluation
ReclassificationForNetDeferredTaxLiabilityRevaluation
0
wsbf Reclassification For Net Deferred Tax Liability Revaluation
ReclassificationForNetDeferredTaxLiabilityRevaluation
0
wsbf Reclassification For Net Deferred Tax Liability Revaluation
ReclassificationForNetDeferredTaxLiabilityRevaluation
-5000
wsbf Period Of Home Equity Loans Available To The Borrower
PeriodOfHomeEquityLoansAvailableToTheBorrower
P10Y
CY2019Q2 wsbf Amortized Cost
AmortizedCost
116000
CY2018Q2 wsbf Amortized Cost
AmortizedCost
116000
CY2019Q2 wsbf Impaired Financing Receivable With No Related Allowance Reduce Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceReduceUnpaidPrincipalBalance
1800000
wsbf Period Of Time Sales Of Real Estate Owned Fair Value Is Based
PeriodOfTimeSalesOfRealEstateOwnedFairValueIsBased
P2Y
wsbf Loans Requiring Officers Loans Committee Review And Approval Minimum
LoansRequiringOfficersLoansCommitteeReviewAndApprovalMinimum
500000
wsbf Minimum Amount Of Potential Loan Exposure To Be Reviewed By Credit Management Personnel
MinimumAmountOfPotentialLoanExposureToBeReviewedByCreditManagementPersonnel
1000000
CY2018Q4 wsbf Total Impaired Loans With Reserve Reserve
TotalImpairedLoansWithReserveReserve
186000
CY2019Q2 wsbf Total Impaired Loans With Reserve Reserve
TotalImpairedLoansWithReserveReserve
186000
CY2018Q4 wsbf Total Impaired Loans With No Reserve Reserve
TotalImpairedLoansWithNoReserveReserve
0
CY2019Q2 wsbf Total Impaired Loans With No Reserve Reserve
TotalImpairedLoansWithNoReserveReserve
0
wsbf Maximum Period Of Time Loan Reviewed Under Renewal Condition
MaximumPeriodOfTimeLoanReviewedUnderRenewalCondition
P1Y
CY2018Q4 wsbf Total Impaired Loans Cumulative Charge Offs
TotalImpairedLoansCumulativeChargeOffs
2182000
CY2019Q2 wsbf Total Impaired Loans Cumulative Charge Offs
TotalImpairedLoansCumulativeChargeOffs
2177000
CY2018Q4 wsbf Total Impaired Loans With Reserve Cumulative Charge Offs
TotalImpairedLoansWithReserveCumulativeChargeOffs
409000
CY2019Q2 wsbf Total Impaired Loans With Reserve Cumulative Charge Offs
TotalImpairedLoansWithReserveCumulativeChargeOffs
409000
CY2018Q4 wsbf Total Impaired Loans With No Reserve Cumulative Charge Offs
TotalImpairedLoansWithNoReserveCumulativeChargeOffs
1773000
CY2019Q2 wsbf Total Impaired Loans With No Reserve Cumulative Charge Offs
TotalImpairedLoansWithNoReserveCumulativeChargeOffs
1768000
wsbf Loans Originated For Sale Residential
LoansOriginatedForSaleResidential
1200000
wsbf Loans Originated For Sale Residential
LoansOriginatedForSaleResidential
1270000
wsbf Sales Of Loans Held For Sale
SalesOfLoansHeldForSale
1300000
wsbf Sales Of Loans Held For Sale
SalesOfLoansHeldForSale
1230000
CY2019Q2 wsbf Servicing Asset At Amortized Cost Net Of Valuation Allowance
ServicingAssetAtAmortizedCostNetOfValuationAllowance
175000
CY2018Q2 wsbf Servicing Asset At Amortized Cost Net Of Valuation Allowance
ServicingAssetAtAmortizedCostNetOfValuationAllowance
1043000
wsbf Generated Mortgage Banking Income
GeneratedMortgageBankingIncome
57500000
wsbf Generated Mortgage Banking Income
GeneratedMortgageBankingIncome
56300000
CY2018Q4 wsbf Loans Sold On Servicing Retained Basis
LoansSoldOnServicingRetainedBasis
14100000
CY2018Q2 wsbf Loans Sold On Servicing Retained Basis
LoansSoldOnServicingRetainedBasis
147900000
CY2019Q2 wsbf Loans Sold On Servicing Retained Basis
LoansSoldOnServicingRetainedBasis
34100000
wsbf Mortgage Servicing Rights Book Value
MortgageServicingRightsBookValue
0
wsbf Mortgage Servicing Rights Book Value
MortgageServicingRightsBookValue
0
wsbf Mortgage Servicing Rights Sold
MortgageServicingRightsSold
0
wsbf Mortgage Servicing Rights Sold
MortgageServicingRightsSold
0
wsbf Gain On Sale Of Msr
GainOnSaleOfMSR
0
wsbf Gain On Sale Of Msr
GainOnSaleOfMSR
0
wsbf Sales Of Mortgage Servicing Rights
SalesOfMortgageServicingRights
0
wsbf Real Estate Sales
RealEstateSales
1201000
wsbf Real Estate Sales
RealEstateSales
2197000
CY2018Q2 wsbf Segment Loan Processing Expense
SegmentLoanProcessingExpense
904000
CY2019Q2 wsbf Segment Loan Processing Expense
SegmentLoanProcessingExpense
879000
wsbf Segment Loan Processing Expense
SegmentLoanProcessingExpense
1892000
wsbf Segment Loan Processing Expense
SegmentLoanProcessingExpense
1684000
CY2019Q2 wsbf Number Of Branch Locations
NumberOfBranchLocations
2

Files In Submission

Name View Source Status
0001569994-19-000048-index-headers.html Edgar Link pending
0001569994-19-000048-index.html Edgar Link pending
0001569994-19-000048.txt Edgar Link pending
0001569994-19-000048-xbrl.zip Edgar Link pending
exhibit311.htm Edgar Link pending
exhibit312.htm Edgar Link pending
exhibit321.htm Edgar Link pending
exhibit322.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
form10q.htm Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending
wsbf-20190630.xml Edgar Link completed
wsbf-20190630.xsd Edgar Link pending
wsbf-20190630_cal.xml Edgar Link unprocessable
wsbf-20190630_def.xml Edgar Link unprocessable
wsbf-20190630_lab.xml Edgar Link unprocessable
wsbf-20190630_pre.xml Edgar Link unprocessable