2013 Q4 Form 10-Q Financial Statement

#000116692813000109 Filed on October 25, 2013

View on sec.gov

Income Statement

Concept 2013 Q4 2013 Q3 2012 Q3
Revenue $13.46M $13.44M $12.55M
YoY Change 7.65% 7.1% -5.68%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $210.0K $200.0K $180.0K
YoY Change 16.67% 11.11% 12.5%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.764M $1.818M $2.296M
YoY Change -17.38% -20.82% -23.06%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $6.084M $6.343M $5.401M
YoY Change 6.07% 17.44% 28.05%
Income Tax $1.802M $1.980M $1.649M
% Of Pretax Income 29.62% 31.22% 30.53%
Net Earnings $4.282M $4.363M $3.752M
YoY Change 9.82% 16.28% 21.7%
Net Earnings / Revenue 31.8% 32.45% 29.89%
Basic Earnings Per Share $0.27 $0.27 $0.22
Diluted Earnings Per Share $0.27 $0.27 $0.22
COMMON SHARES
Basic Shares Outstanding 15.98M shares 15.97M shares 17.40M shares
Diluted Shares Outstanding 16.02M shares 17.43M shares

Balance Sheet

Concept 2013 Q4 2013 Q3 2012 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $42.43M $91.99M $41.83M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $7.487M $7.405M $5.551M
YoY Change 33.48% 33.4% 7.37%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $9.200M $9.800M $6.600M
YoY Change 31.43% 48.48% -19.51%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.442B $1.471B $1.268B
YoY Change -0.4% 16.02% 3.37%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $6.400M $7.300M $7.700M
YoY Change -28.09% -5.19% 14.93%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $44.50M $73.10M
YoY Change -100.0% -39.12% 37.41%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $6.400M $7.300M $7.700M
YoY Change -28.09% -5.19% 14.93%
LONG-TERM LIABILITIES
Long-Term Debt $36.60M $37.40M $20.60M
YoY Change 77.67% 81.55% 0.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $36.60M $37.40M $20.60M
YoY Change 77.67% 81.55% 0.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $6.400M $7.300M $7.700M
Total Long-Term Liabilities $36.60M $37.40M $20.60M
Total Liabilities $1.319B $1.350B $1.135B
YoY Change 0.4% 18.91% 2.7%
SHAREHOLDERS EQUITY
Retained Earnings $105.8M $103.2M $93.70M
YoY Change 10.32% 10.17% 12.08%
Common Stock $3.000M $3.000M $3.000M
YoY Change 0.0% 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $123.6M $121.2M $132.6M
YoY Change
Total Liabilities & Shareholders Equity $1.442B $1.471B $1.268B
YoY Change -0.4% 16.02% 3.37%

Cashflow Statement

Concept 2013 Q4 2013 Q3 2012 Q3
OPERATING ACTIVITIES
Net Income $4.282M $4.363M $3.752M
YoY Change 9.82% 16.28% 21.7%
Depreciation, Depletion And Amortization $210.0K $200.0K $180.0K
YoY Change 16.67% 11.11% 12.5%
Cash From Operating Activities $4.190M $10.70M $3.980M
YoY Change -58.1% 168.84% 14.7%
INVESTING ACTIVITIES
Capital Expenditures -$290.0K -$800.0K -$80.00K
YoY Change 16.0% 900.0% -75.0%
Acquisitions
YoY Change
Other Investing Activities -$21.11M $22.55M $12.65M
YoY Change -61.88% 78.26% -187.42%
Cash From Investing Activities -$21.40M $21.76M $12.57M
YoY Change -61.52% 73.11% -184.99%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -32.36M 18.27M -87.58M
YoY Change -118.46% -120.86% 128.19%
NET CHANGE
Cash From Operating Activities 4.190M 10.70M 3.980M
Cash From Investing Activities -21.40M 21.76M 12.57M
Cash From Financing Activities -32.36M 18.27M -87.58M
Net Change In Cash -49.57M 50.73M -71.03M
YoY Change -138.23% -171.42% 42.92%
FREE CASH FLOW
Cash From Operating Activities $4.190M $10.70M $3.980M
Capital Expenditures -$290.0K -$800.0K -$80.00K
Free Cash Flow $4.480M $11.50M $4.060M
YoY Change -56.29% 183.25% 7.12%

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us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
653000 USD
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
123000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
398000 USD
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
356000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
591000 USD
CY2013Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
948931000 USD
CY2012Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
910856000 USD
CY2013Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
10695000 USD
CY2012Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
16951000 USD
CY2012Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
856000 USD
CY2013Q3 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
528000 USD
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2
CY2013Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2
CY2012Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
135000 USD
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
894000 USD
CY2013Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
135000 USD
CY2012Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
894000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
644000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
747000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
4257000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
406000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1046000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
951722000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
921071000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
3003000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
5583000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
6400000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
7286000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
7904000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
6736000 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
31000 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
4000 USD
CY2012Q3 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
4000 USD
CY2013Q3 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
31000 USD
CY2012Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
240000 USD
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
1228000 USD
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
1138000 USD
CY2013Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
1137000 USD
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
1773000 USD
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
802000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-124000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-7000 USD
CY2013Q3 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
0 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
0 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
246000 USD
CY2012Q3 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
0 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
2144000 USD
CY2013Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
212000 USD
CY2012Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
816000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
949000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
13588000 USD
CY2012Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
21228000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
10507000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
23825000 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
704000 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
311000 USD
CY2012Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
199000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
43000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
16951000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
10695000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
4906000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
3475000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
12276000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
19397000 USD
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
7435000 USD
CY2012Q3 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
8516000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
3174000 USD
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
4598000 USD
CY2012Q3 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
20000 USD
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
137000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
6000 USD
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
28000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
6863000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
2685000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
9309000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
4266000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
16390000 USD
CY2012Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
12712000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
8990000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
7333000 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
283000 USD
CY2012Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
179000 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
567000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
37000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
10088000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
829000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
240000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
31216000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-28447000 USD
us-gaap Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net
IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
17243000 USD
us-gaap Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net
IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
-11138000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
331000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-417000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
8010000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
10088000 USD
CY2013Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
8010000 USD
us-gaap Impairment Of Real Estate
ImpairmentOfRealEstate
1200000 USD
us-gaap Impairment Of Real Estate
ImpairmentOfRealEstate
1203000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
17039000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
18127000 USD
CY2012Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
5401000 USD
CY2013Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
6343000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4927000 USD
CY2013Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1980000 USD
CY2012Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1649000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5518000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
2986000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
5125000 USD
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
454000 USD
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-791000 USD
CY2013Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
532000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1515000 USD
CY2012Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
576000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1582000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
39277000 USD
CY2012Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
12553000 USD
CY2013Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
13444000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
38155000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
33617000 USD
CY2013Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
11382000 USD
CY2012Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
10928000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
33324000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
160745000 USD
CY2013Q3 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
164993000 USD
CY2012Q3 us-gaap Interest Expense
InterestExpense
2296000 USD
CY2013Q3 us-gaap Interest Expense
InterestExpense
1818000 USD
us-gaap Interest Expense
InterestExpense
5294000 USD
us-gaap Interest Expense
InterestExpense
7329000 USD
CY2012Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1054000 USD
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
1995000 USD
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
3068000 USD
CY2012Q3 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
1030000 USD
CY2013Q3 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
668000 USD
CY2013Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
93000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1777000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1485000 USD
CY2012Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1118000 USD
CY2013Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
854000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2591000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
3604000 USD
CY2012Q3 us-gaap Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase
InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
23000 USD
us-gaap Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase
InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
76000 USD
us-gaap Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase
InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
89000 USD
CY2013Q3 us-gaap Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase
InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
23000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
0 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
98000 USD
CY2012Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
0 USD
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
534000 USD
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
568000 USD
CY2013Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
180000 USD
CY2012Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
189000 USD
CY2013Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
12626000 USD
CY2012Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9957000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
34833000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
30526000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
30826000 USD
CY2013Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
11626000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
33983000 USD
CY2012Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10257000 USD
CY2012Q3 us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
36000 USD
CY2013Q3 us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
20000 USD
us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
99000 USD
us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
129000 USD
CY2012Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
471000 USD
CY2013Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
676000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3784000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3217000 USD
CY2013Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1366000 USD
us-gaap Interest Paid
InterestPaid
5235000 USD
us-gaap Interest Paid
InterestPaid
7392000 USD
CY2013Q3 us-gaap Interest Receivable
InterestReceivable
4481000 USD
CY2012Q4 us-gaap Interest Receivable
InterestReceivable
3652000 USD
CY2013Q2 us-gaap Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust
JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust
20000000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
10893000 USD
CY2013Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
4007000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
11962000 USD
CY2012Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
3686000 USD
CY2013Q3 us-gaap Liabilities
Liabilities
1349956000 USD
CY2012Q4 us-gaap Liabilities
Liabilities
1313588000 USD
CY2013Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1471113000 USD
CY2012Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1448175000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
14741000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15529000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
959626000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
927807000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
927401000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
959016000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
944275000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
911872000 USD
us-gaap Net Income Loss
NetIncomeLoss
12112000 USD
CY2013Q3 us-gaap Net Income Loss
NetIncomeLoss
4363000 USD
CY2013Q3 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
421000 USD
CY2012Q4 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
3363000 USD
CY2012Q4 us-gaap Long Term Debt
LongTermDebt
0 USD
CY2013Q3 us-gaap Long Term Debt
LongTermDebt
16750000 USD
us-gaap Mortgage Loan Related To Property Sales1
MortgageLoanRelatedToPropertySales1
0 USD
us-gaap Mortgage Loan Related To Property Sales1
MortgageLoanRelatedToPropertySales1
800000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
15053000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-15729000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-113735000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-43842000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
14294000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
19200000 USD
CY2012Q3 us-gaap Net Income Loss
NetIncomeLoss
3752000 USD
us-gaap Net Income Loss
NetIncomeLoss
12609000 USD
us-gaap Noncash Or Part Noncash Acquisition Fixed Assets Acquired1
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
765000 USD
us-gaap Noncash Or Part Noncash Acquisition Fixed Assets Acquired1
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
0 USD
CY2012Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
367281000 USD
CY2013Q3 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
347957000 USD
CY2012Q3 us-gaap Noninterest Expense
NoninterestExpense
7104000 USD
us-gaap Noninterest Expense
NoninterestExpense
23074000 USD
us-gaap Noninterest Expense
NoninterestExpense
21782000 USD
CY2013Q3 us-gaap Noninterest Expense
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us-gaap Proceeds From Issuance Of Long Term Debt
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<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenue and expenses for the reporting period.&#160;&#160;Actual results could differ from those estimates.&#160;&#160;Material estimates that are particularly susceptible to significant change in the near term are the fair value of financial instruments and other than temporary impairment (OTTI), the valuation of other real estate owned and the allowance for loan losses.</font></div></div>
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29000 shares
us-gaap Weighted Average Number Of Shares Restricted Stock
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us-gaap Weighted Average Number Of Shares Restricted Stock
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wtba Gain From Bank Owned Life Insurance
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wtba Gain On Sale Of Other Real Estate Owned
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CY2012Q4 wtba Number Of Borrowers Impaired Loans
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1
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CY2012Q4 wtba Other Impaired Loans Still Accruing Interest
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9695000 USD
CY2013Q3 wtba Present Value Of Credit Enhancement Fees
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CY2013Q3 wtba Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses
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CY2013Q3 wtba Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses
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CY2012Q4 wtba Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses
SecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses
169000 USD
CY2012Q4 wtba Securities Available For Sale Continuous Unrealized Loss Position Total Aggregate Losses
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3993000 USD
CY2013Q3 wtba Securities Available For Sale Continuous Unrealized Loss Position Total Aggregate Losses
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wtba Transfers Between Levels Fair Value Disclosure
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0 USD
CY2013Q3 wtba Troubled Debt Restructured Loans Included In Nonaccrual Category
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CY2012Q4 wtba Troubled Debt Restructured Loans Included In Nonaccrual Category
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810000 USD
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
dei Document Period End Date
DocumentPeriodEndDate
2013-09-30
dei Document Type
DocumentType
10-Q
dei Entity Central Index Key
EntityCentralIndexKey
0001166928
CY2013Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
15976204 shares
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
dei Entity Registrant Name
EntityRegistrantName
WEST BANCORPORATION INC

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