2017 Q4 Form 10-Q Financial Statement

#000116692817000093 Filed on October 26, 2017

View on sec.gov

Income Statement

Concept 2017 Q4 2017 Q3 2016 Q4
Revenue $19.52M $18.56M $16.57M
YoY Change 17.82% 11.16% 5.78%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $340.0K $340.0K $310.0K
YoY Change 9.68% 36.0% 40.91%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $3.973M $3.529M $2.140M
YoY Change 85.65% 78.68% 39.96%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $9.420M $9.275M $8.718M
YoY Change 8.05% 9.8% 2.12%
Income Tax $5.226M $2.870M $2.687M
% Of Pretax Income 55.48% 30.94% 30.82%
Net Earnings $4.194M $6.405M $6.031M
YoY Change -30.46% 10.18% 1.51%
Net Earnings / Revenue 21.49% 34.51% 36.41%
Basic Earnings Per Share $0.26 $0.40 $0.37
Diluted Earnings Per Share $0.26 $0.39 $0.37
COMMON SHARES
Basic Shares Outstanding 16.22M shares 16.21M shares 16.14M shares
Diluted Shares Outstanding 16.33M shares

Balance Sheet

Concept 2017 Q4 2017 Q3 2016 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $23.02M $23.17M $23.31M
YoY Change -1.25% 10.23% 101.64%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $4.600M $5.900M $7.000M
YoY Change -34.29% 22.92% 4.48%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.114B $2.030B $1.854B
YoY Change 14.03% 11.26% 6.05%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $5.200M $6.500M $7.100M
YoY Change -26.76% -7.14% 10.94%
Deferred Revenue
YoY Change
Short-Term Debt $500.0K $48.00M $0.00
YoY Change 39.13% -100.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $5.200M $6.500M $7.100M
YoY Change -26.76% -7.14% 10.94%
LONG-TERM LIABILITIES
Long-Term Debt $43.30M $44.60M $25.50M
YoY Change 69.8% 69.58% -11.46%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $43.30M $44.60M $25.50M
YoY Change 69.8% 69.58% -11.46%
TOTAL LIABILITIES
Total Short-Term Liabilities $5.200M $6.500M $7.100M
Total Long-Term Liabilities $43.30M $44.60M $25.50M
Total Liabilities $1.936B $1.852B $1.689B
YoY Change 14.65% 11.58% 5.82%
SHAREHOLDERS EQUITY
Retained Earnings $153.5M $152.3M $142.0M
YoY Change 8.15% 9.8% 9.42%
Common Stock $3.000M $3.000M $3.000M
YoY Change 0.0% 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $178.1M $178.1M $165.4M
YoY Change
Total Liabilities & Shareholders Equity $2.114B $2.030B $1.854B
YoY Change 14.03% 11.26% 6.05%

Cashflow Statement

Concept 2017 Q4 2017 Q3 2016 Q4
OPERATING ACTIVITIES
Net Income $4.194M $6.405M $6.031M
YoY Change -30.46% 10.18% 1.51%
Depreciation, Depletion And Amortization $340.0K $340.0K $310.0K
YoY Change 9.68% 36.0% 40.91%
Cash From Operating Activities $7.380M $7.380M $7.990M
YoY Change -7.63% -4.65% -9.0%
INVESTING ACTIVITIES
Capital Expenditures -$190.0K -$440.0K -$2.600M
YoY Change -92.69% -82.75% 288.06%
Acquisitions
YoY Change
Other Investing Activities -$80.71M -$119.9M -$5.050M
YoY Change 1498.22% -1137.28% -4690.91%
Cash From Investing Activities -$80.90M -$120.4M -$7.650M
YoY Change 957.52% -1435.74% 1266.07%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 81.97M 105.7M 25.65M
YoY Change 219.57% -852.71% 165.8%
NET CHANGE
Cash From Operating Activities 7.380M 7.380M 7.990M
Cash From Investing Activities -80.90M -120.4M -7.650M
Cash From Financing Activities 81.97M 105.7M 25.65M
Net Change In Cash 8.450M -7.290M 25.99M
YoY Change -67.49% -369.0% 45.44%
FREE CASH FLOW
Cash From Operating Activities $7.380M $7.380M $7.990M
Capital Expenditures -$190.0K -$440.0K -$2.600M
Free Cash Flow $7.570M $7.820M $10.59M
YoY Change -28.52% -24.0% 12.06%

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99886000 USD
CY2017Q3 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
101005000 USD
CY2016Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
10771000 USD
CY2017Q3 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
12256000 USD
CY2016Q3 us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
450000 USD
us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
1372000 USD
CY2017Q3 us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
435000 USD
us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
1333000 USD
CY2016Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
632000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
1847000 USD
CY2017Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
715000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
1946000 USD
CY2016Q3 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
355000 USD
us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
946000 USD
CY2017Q3 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
436000 USD
us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1264000 USD
CY2015Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
14967000 USD
CY2016Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15829000 USD
CY2016Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15958000 USD
CY2016Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16112000 USD
CY2017Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16486000 USD
CY2017Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16358000 USD
CY2016Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
15609000 USD
CY2017Q3 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
16212000 USD
CY2016Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
503000 USD
CY2017Q3 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
146000 USD
CY2016Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
100000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
355000 USD
CY2017Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
51000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
618000 USD
CY2016Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
171000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
264000 USD
CY2017Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
179000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
372000 USD
CY2016Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1400198000 USD
CY2017Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1457958000 USD
CY2016Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
1022000 USD
CY2017Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
517000 USD
CY2016Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2017Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2016Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
426000 USD
CY2017Q3 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
247000 USD
CY2016 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
0 USD
CY2017 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
0 USD
CY2016Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1400025000 USD
CY2017Q3 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1457955000 USD
CY2016Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1022000 USD
CY2017Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
517000 USD
CY2016Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
173000 USD
CY2017Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
3000 USD
CY2016Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
48386000 USD
CY2017Q3 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
45597000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
24936000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
1595000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
19066000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities Next Rolling Twelve Months Fair Value
HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue
0 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities Rolling After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue
19392000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities Rolling Year Six Through Ten Fair Value
HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
25364000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities Rolling Year Two Through Five Fair Value
HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
1600000 USD
CY2017Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
0 USD
CY2016Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
47789000 USD
CY2017Q3 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
46356000 USD
CY2016Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
1028000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
1204000 USD
CY2017Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
732000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
880000 USD
CY2016Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
0 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
1000 USD
CY2017Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
0 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
0 USD
CY2016Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
1022000 USD
CY2017Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
517000 USD
CY2016Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
503000 USD
CY2017Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
146000 USD
CY2016Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
1022000 USD
CY2017Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
517000 USD
CY2016Q3 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
501000 USD
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
660000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
388000 USD
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
449000 USD
CY2016Q3 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
0 USD
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
1000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
0 USD
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
0 USD
CY2016Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
519000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
371000 USD
CY2016Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
519000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
371000 USD
CY2016Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
527000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
544000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
344000 USD
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
431000 USD
CY2016Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
0 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
0 USD
CY2017Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
0 USD
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
0 USD
CY2016Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
503000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
146000 USD
CY2016Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
503000 USD
CY2017Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
146000 USD
CY2016Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
8447000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
24234000 USD
CY2017Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
9275000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
27018000 USD
CY2016Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2634000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
7249000 USD
CY2017Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2870000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
8142000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
5160000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
6410000 USD
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
152000 USD
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-516000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
542000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
1315000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
50927000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
104661000 USD
us-gaap Increase Decrease In Federal Funds Purchased
IncreaseDecreaseInFederalFundsPurchased
1840000 USD
us-gaap Increase Decrease In Federal Funds Purchased
IncreaseDecreaseInFederalFundsPurchased
8765000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-248000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
125000 USD
CY2016Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
643000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1849000 USD
CY2017Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
635000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2031000 USD
CY2016Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
16696000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
48429000 USD
CY2017Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
18560000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
53517000 USD
CY2016Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
14898000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
42667000 USD
CY2017Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
15854000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
46865000 USD
CY2016Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
282592000 USD
CY2017Q3 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
328156000 USD
CY2016Q3 us-gaap Interest Expense
InterestExpense
1975000 USD
us-gaap Interest Expense
InterestExpense
5736000 USD
CY2017Q3 us-gaap Interest Expense
InterestExpense
3529000 USD
us-gaap Interest Expense
InterestExpense
9004000 USD
CY2016Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
872000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2401000 USD
CY2017Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2108000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
5084000 USD
CY2016Q3 us-gaap Interest Expense Federal Funds Purchased
InterestExpenseFederalFundsPurchased
1000 USD
us-gaap Interest Expense Federal Funds Purchased
InterestExpenseFederalFundsPurchased
4000 USD
CY2017Q3 us-gaap Interest Expense Federal Funds Purchased
InterestExpenseFederalFundsPurchased
4000 USD
us-gaap Interest Expense Federal Funds Purchased
InterestExpenseFederalFundsPurchased
24000 USD
CY2016Q3 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
894000 USD
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
2645000 USD
CY2017Q3 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
972000 USD
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
2837000 USD
CY2016Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
31000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
114000 USD
CY2017Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
204000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
334000 USD
CY2016Q3 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
8000 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
39000 USD
CY2017Q3 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
9000 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
58000 USD
CY2016Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
169000 USD
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
533000 USD
CY2017Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
232000 USD
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
667000 USD
CY2016Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
14521000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
41793000 USD
CY2017Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
15031000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
44513000 USD
CY2016Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
14721000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
42693000 USD
CY2017Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
15031000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
44513000 USD
CY2016Q3 us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
27000 USD
us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
58000 USD
CY2017Q3 us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
136000 USD
us-gaap Interest Income Federal Funds Sold
InterestIncomeFederalFundsSold
223000 USD
CY2016Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
780000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2482000 USD
CY2017Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1081000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2674000 USD
CY2016Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
991000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3222000 USD
CY2017Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1489000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3755000 USD
us-gaap Interest Paid
InterestPaid
5742000 USD
us-gaap Interest Paid
InterestPaid
8667000 USD
CY2016Q4 us-gaap Interest Receivable
InterestReceivable
5321000 USD
CY2017Q3 us-gaap Interest Receivable
InterestReceivable
6636000 USD
CY2016Q4 us-gaap Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust
JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust
20398000 USD
CY2017Q3 us-gaap Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust
JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust
20408000 USD
CY2016Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
4154000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
12644000 USD
CY2017Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
4430000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
13216000 USD
CY2016Q4 us-gaap Liabilities
Liabilities
1688828000 USD
CY2017Q3 us-gaap Liabilities
Liabilities
1852261000 USD
CY2016Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1854204000 USD
CY2017Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
2030348000 USD
CY2016Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16112000 USD
CY2017Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16358000 USD
CY2016Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1401220000 USD
CY2017Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1458475000 USD
CY2016Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1399870000 USD
CY2017Q3 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1456905000 USD
CY2016Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1383758000 USD
CY2017Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1440547000 USD
CY2016Q4 us-gaap Long Term Debt
LongTermDebt
5126000 USD
CY2017Q3 us-gaap Long Term Debt
LongTermDebt
24195000 USD
CY2017Q3 us-gaap Long Term Debt Maturities Repayment Terms
LongTermDebtMaturitiesRepaymentTerms
625
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
53678000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
153751000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-97791000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-213069000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
22312000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
21979000 USD
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us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
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1495000 USD
us-gaap Other Noninterest Expense
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4141000 USD
us-gaap Proceeds From Life Insurance Policies
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451000 USD
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1293000 USD
us-gaap Other Noninterest Expense
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3737000 USD
us-gaap Payments For Proceeds From Loans And Leases
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us-gaap Payments Of Dividends Common Stock
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us-gaap Payments Of Dividends Common Stock
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us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
394000 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
631000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
0 USD
us-gaap Payments To Acquire Available For Sale Securities
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16907000 USD
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16794000 USD
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10201000 USD
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CY2016Q4 us-gaap Preferred Stock Shares Authorized
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us-gaap Proceeds From Issuance Of Long Term Debt
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22000000 USD
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46190000 USD
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ProceedsFromRepaymentsOfShortTermDebt
48000000 USD
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ProceedsFromSaleOfAvailableForSaleSecurities
0 USD
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ProceedsFromSaleOfAvailableForSaleSecurities
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ProceedsFromSaleOfAvailableForSaleSecurities
21204000 USD
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23173000 USD
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1932000 USD
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0 USD
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CY2016Q4 us-gaap Stockholders Equity
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165376000 USD
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602749000 USD
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16186000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
16157000 shares
CY2017Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
16331000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
16313000 shares
CY2016Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
16135000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
16110000 shares
CY2017Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
16213000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
16186000 shares
CY2016Q3 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
51000 shares
us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
47000 shares
CY2017Q3 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
118000 shares
us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
127000 shares
CY2016Q4 wtba Deferred Tax Assets Net Before Valuation Allowance
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112084000 USD
CY2017Q3 wtba Fhlbmpf Program Remaining Outstanding Balanceof Loans Sold
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CY2017Q3 wtba Federal Home Loan Bank Stock Carryingand Redemption Price Per Share
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100
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0 USD
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443000 USD
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GainFromBankOwnedLifeInsurance
0 USD
wtba Gain From Bank Owned Life Insurance
GainFromBankOwnedLifeInsurance
307000 USD
CY2017Q3 wtba Loans Impaired Commitmentto Lend
LoansImpairedCommitmenttoLend
0 USD
wtba Netamortizationandaccretion
Netamortizationandaccretion
3293000 USD
wtba Netamortizationandaccretion
Netamortizationandaccretion
2921000 USD
CY2016Q4 wtba Number Of Borrowers Impaired Loans
NumberOfBorrowersImpairedLoans
10
CY2017Q3 wtba Number Of Borrowers Impaired Loans
NumberOfBorrowersImpairedLoans
5
CY2016Q3 wtba Other Comprehensive Income Loss Reclassification Adjustmentfrom Aoc Ifor Amortizationof Net Unrealized Gains Heldto Maturity Securities
OtherComprehensiveIncomeLossReclassificationAdjustmentfromAOCIforAmortizationofNetUnrealizedGainsHeldtoMaturitySecurities
7000 USD
wtba Other Comprehensive Income Loss Reclassification Adjustmentfrom Aoc Ifor Amortizationof Net Unrealized Gains Heldto Maturity Securities
OtherComprehensiveIncomeLossReclassificationAdjustmentfromAOCIforAmortizationofNetUnrealizedGainsHeldtoMaturitySecurities
122000 USD
CY2017Q3 wtba Other Comprehensive Income Loss Reclassification Adjustmentfrom Aoc Ifor Amortizationof Net Unrealized Gains Heldto Maturity Securities
OtherComprehensiveIncomeLossReclassificationAdjustmentfromAOCIforAmortizationofNetUnrealizedGainsHeldtoMaturitySecurities
34000 USD
wtba Other Comprehensive Income Loss Reclassification Adjustmentfrom Aoc Ifor Amortizationof Net Unrealized Gains Heldto Maturity Securities
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234000 USD
CY2016Q3 wtba Othercomprehensiveincomelossreclassificationadjustmentfrom Aoc Iforamortizationofderivativeterminationcosts
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wtba Othercomprehensiveincomelossreclassificationadjustmentfrom Aoc Iforamortizationofderivativeterminationcosts
OthercomprehensiveincomelossreclassificationadjustmentfromAOCIforamortizationofderivativeterminationcosts
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CY2017Q3 wtba Othercomprehensiveincomelossreclassificationadjustmentfrom Aoc Iforamortizationofderivativeterminationcosts
OthercomprehensiveincomelossreclassificationadjustmentfromAOCIforamortizationofderivativeterminationcosts
-28000 USD
wtba Othercomprehensiveincomelossreclassificationadjustmentfrom Aoc Iforamortizationofderivativeterminationcosts
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-82000 USD
CY2017Q3 wtba Present Value Of Credit Enhancement Fees
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125000 USD
CY2016Q4 wtba Timedepositslessthan250000
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105568000 USD
CY2017Q3 wtba Timedepositslessthan250000
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145025000 USD
CY2016Q4 wtba Troubled Debt Restructured Loans Includedin Nonaccrual
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426000 USD
CY2017Q3 wtba Troubled Debt Restructured Loans Includedin Nonaccrual
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247000 USD
us-gaap Use Of Estimates
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<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenue and expenses for the reporting period.&#160;&#160;Actual results could differ from those estimates.&#160;&#160;Material estimates that are particularly susceptible to significant change in the near term are the fair value and other than temporary impairment (OTTI) of financial instruments and the allowance for loan losses</font></div></div>

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