$WTFC Cashflow Statement | Understand Stock

$WTFC

$151.05 -$0.12 (0.08%) Live

$WTFC Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of cash flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Operating Activities:
Net income
Adjustments to reconcile net income to net cash provided by operating activities
Provision for credit losses
Depreciation, amortization and accretion, net
Deferred income tax expense (benefit)
Stock-based compensation expense
(Accretion) amortization of premium on securities, net
Accretion of discount and deferred fees on loans, net
Mortgage servicing rights fair value changes
Non-designated derivatives fair value changes, net
Originations and purchases of mortgage loans held-for-sale
Early buy-out exercises of mortgage loans held-for-sale guaranteed by U.S. government agencies, net of subsequent paydowns or payoffs
Proceeds from sales of mortgage loans held-for-sale
Bank owned life insurance (“BOLI”) gains
Decrease (increase) in trading securities, net
Decrease (increase) in brokerage customer receivables, net
Gains on mortgage loans sold
Gains on premium financing receivables sold
(Gains) losses on investment securities, net, and dividend reinvestment on equity securities
(Gains) losses on sales of premises and equipment, net, and sale of related deposit liabilities
Losses on sales of premises and equipment, net
Losses (gains) on sales and fair value adjustments of other real estate owned, net
Increase in accrued interest receivable and other assets, net
(Decrease) increase in accrued interest payable and other liabilities, net

Net Cash Provided by Operating Activities
Investing Activities:
Proceeds from maturities and calls of available-for-sale securities
Proceeds from calls and sales of available-for-sale securities
Proceeds from payments and maturities of available-for-sale securities
Proceeds from payments, maturities and calls of held-to-maturity securities
Proceeds from sales of available-for-sale securities
Proceeds from sales of equity securities with readily determinable fair value
Proceeds from sales and capital distributions of equity securities without readily determinable fair value
Purchases of available-for-sale securities
Purchases of held-to-maturity securities
Purchases of equity securities with readily determinable fair value
Redemption (purchase) of FHLB and FRB stock, net
Purchases of equity securities without readily determinable fair value
(Purchases) redemptions of FHLB and FRB stock, net
(Contributions to) distributions from investments in partnerships, net
Net cash received (paid) in business combinations
Proceeds from sales of premium financing receivables, net
Proceeds from sale of other real estate owned
Decrease in securities purchased under resale agreements with terms exceeding three months, net
Decrease (increase) in interest-bearing deposits with banks, net
Increase in loans, net
Redemption of BOLI
Purchases of premises and equipment, net
Net Cash Used for Investing Activities

Financing Activities:
Increase in deposit accounts, net
(Decrease) increase in other borrowings, net
Increase in Federal Home Loan Bank advances, net
Cash payments to settle contingent consideration liabilities recognized in business combinations
Proceeds from common stock offering, net
Proceeds from the issuance of preferred stock, net
Proceeds from the issuance of subordinated notes, net
Repayment of subordinated notes
Redemption of preferred stock
Issuance of common shares resulting from exercise of stock options, employee stock purchase plan and director compensation plan
Common stock repurchases under authorized program
Common stock repurchases for tax withholdings related to stock-based compensation
Dividends paid
Net Cash Provided by Financing Activities

Net Increase (Decrease) in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning of Period
Cash and Cash Equivalents at End of Period
Supplemental Disclosure of Cash Flow Information:
Cash paid during the year for:
Interest
Income taxes, net
Business combinations:
Fair value of assets acquired, including cash and cash equivalents
Value ascribed to goodwill and other intangible assets
Fair value of liabilities assumed
Non-cash activities
Transfer to other real estate owned from loans
Common stock issued for acquisitions

Comments