2023 Q4 Form 20-F Financial Statement

#000110465924061967 Filed on May 15, 2024

View on sec.gov

Income Statement

Concept 2023 Q4 2023 2022 Q4
Revenue $1.274B $4.896B $1.088B
YoY Change 17.12% 42.54% 6.58%
Cost Of Revenue $184.7M $976.2M $211.6M
YoY Change -12.71% 25.66% -2.38%
Gross Profit $1.090B $3.919B $876.5M
YoY Change 24.32% 47.47% 8.99%
Gross Profit Margin 85.51% 80.06% 80.55%
Selling, General & Admin $354.9M $1.176B $244.4M
YoY Change 45.2% -0.84% -48.58%
% of Gross Profit 32.57% 30.0% 27.89%
Research & Development $47.59M $148.8M
YoY Change -2.09%
% of Gross Profit 4.37% 3.8%
Depreciation & Amortization $7.116M
YoY Change -73.08%
% of Gross Profit 0.18%
Operating Expenses $402.5M $1.325B $244.4M
YoY Change 64.67% 11.7% -48.58%
Operating Profit $687.1M $2.595B $632.1M
YoY Change 8.71% 76.29% 92.23%
Interest Expense $16.49M $30.58M $477.0K
YoY Change 3356.18% -513.1% -107.53%
% of Operating Profit 2.4% 1.18% 0.08%
Other Income/Expense, Net $8.504M $20.00M $11.99M
YoY Change -29.08% -35.32% 308.55%
Pretax Income $712.1M $2.645B $644.5M
YoY Change 10.48% 76.9% 98.07%
Income Tax $140.8M $565.2M $159.3M
% Of Pretax Income 19.78% 21.36% 24.71%
Net Earnings $571.3M $2.080B $485.2M
YoY Change 17.73% 74.09% 46.7%
Net Earnings / Revenue 44.83% 42.49% 44.6%
Basic Earnings Per Share $11.77
Diluted Earnings Per Share $3.23 $11.64 $2.70
COMMON SHARES
Basic Shares Outstanding 174.7M 176.7M 178.6M
Diluted Shares Outstanding 178.7M

Balance Sheet

Concept 2023 Q4 2023 2022 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments $5.791B $5.791B $4.272B
YoY Change 35.57% 35.57% 49.13%
Cash & Equivalents $5.791B $5.791B $4.272B
Short-Term Investments $10.71M
Other Short-Term Assets $426.5M $426.5M $321.4M
YoY Change 32.7% 32.7% -8.69%
Inventory
Prepaid Expenses
Receivables $499.0M $499.0M $221.0M
Other Receivables $820.2M $820.2M $1.266B
Total Short-Term Assets $7.537B $7.537B $6.081B
YoY Change 23.95% 23.95% 38.17%
LONG-TERM ASSETS
Property, Plant & Equipment $102.5M $102.5M $111.2M
YoY Change -7.76% -7.76% -39.35%
Goodwill $4.778M $4.778M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments $524.6M $524.6M $975.4M
YoY Change -46.22% -46.22% 443.24%
Other Assets $340.7M $340.7M $173.0M
YoY Change 96.95% 96.95% 96.15%
Total Long-Term Assets $2.740B $2.740B $2.456B
YoY Change 11.58% 11.58% -26.45%
TOTAL ASSETS
Total Short-Term Assets $7.537B $7.537B $6.081B
Total Long-Term Assets $2.740B $2.740B $2.456B
Total Assets $10.28B $10.28B $8.536B
YoY Change 20.39% 20.39% 10.29%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $30.90M $30.90M $14.14M
YoY Change 118.48% 118.48% -25.81%
Accrued Expenses $1.524B $1.524B $1.350B
YoY Change 12.88% 12.88% 7.6%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $2.015B $2.015B $1.592B
YoY Change 26.58% 26.58% -9.48%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $767.9M
YoY Change -100.0% -100.0% -25.35%
Other Long-Term Liabilities $54.04M $54.04M $65.54M
YoY Change -17.54% -17.54% 261.87%
Total Long-Term Liabilities $54.04M $54.04M $833.4M
YoY Change -93.52% -93.52% -20.38%
TOTAL LIABILITIES
Total Short-Term Liabilities $2.015B $2.015B $1.592B
Total Long-Term Liabilities $54.04M $54.04M $833.4M
Total Liabilities $2.191B $2.191B $2.505B
YoY Change -12.53% -12.53% -14.14%
SHAREHOLDERS EQUITY
Retained Earnings $420.5M $131.8M
YoY Change 219.09% -438.84%
Common Stock $18.00K $19.00K
YoY Change -5.26% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $8.086B $8.086B $6.031B
YoY Change
Total Liabilities & Shareholders Equity $10.28B $10.28B $8.536B
YoY Change 20.39% 20.39% 10.29%

Cashflow Statement

Concept 2023 Q4 2023 2022 Q4
OPERATING ACTIVITIES
Net Income $571.3M $2.080B $485.2M
YoY Change 17.73% 74.09% 46.7%
Depreciation, Depletion And Amortization $7.116M
YoY Change -73.08%
Cash From Operating Activities $417.2M $2.171B $471.9M
YoY Change -11.59% 709.65% 149.18%
INVESTING ACTIVITIES
Capital Expenditures $626.0K
YoY Change 389.06%
Acquisitions
YoY Change
Other Investing Activities -$260.4M $100.0M $283.1M
YoY Change -191.95% 87.21% -25.85%
Cash From Investing Activities -$260.4M $100.0M $283.1M
YoY Change -191.95% 1212.93% -25.85%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 332.3M -569.3M -54.55M
YoY Change -709.2% 702.75% 19.03%
NET CHANGE
Cash From Operating Activities 417.2M 2.171B 471.9M
Cash From Investing Activities -260.4M 100.0M 283.1M
Cash From Financing Activities 332.3M -569.3M -54.55M
Net Change In Cash 489.2M 1.702B 700.5M
YoY Change -30.17% 729.3% 33.32%
FREE CASH FLOW
Cash From Operating Activities $417.2M $2.171B $471.9M
Capital Expenditures $626.0K
Free Cash Flow $2.170B
YoY Change 709.8%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2022Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2023Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2023Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2023 dei Entity Central Index Key
EntityCentralIndexKey
0001631761
CY2023 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2023 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2023
CY2023 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2023 dei Amendment Flag
AmendmentFlag
false
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Liability Transfers Out Of Level3
FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3
0
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Liability Transfers Out Of Level3
FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3
0
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Liability Transfers Into Level3
FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3
0
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Liability Transfers Into Level3
FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3
0
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Out Of Level3
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3
0
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Out Of Level3
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3
0
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Into Level3
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3
0
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Into Level3
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3
0
CY2022 us-gaap Fair Value Recurring Basis Unobservable Input Reconciliation Asset Gain Loss Statement Of Income Extensible List
FairValueRecurringBasisUnobservableInputReconciliationAssetGainLossStatementOfIncomeExtensibleList
http://fasb.org/us-gaap/2023#FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
CY2023 us-gaap Fair Value Recurring Basis Unobservable Input Reconciliation Asset Gain Loss Statement Of Income Extensible List
FairValueRecurringBasisUnobservableInputReconciliationAssetGainLossStatementOfIncomeExtensibleList
http://fasb.org/us-gaap/2023#FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
CY2022Q4 us-gaap Financing Receivable Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List
FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList
http://www.yirendai.com/20231231#FinancingReceivableAndNetInvestmentInLeaseCurrentAfterAllowanceForCreditLoss
CY2023Q4 us-gaap Financing Receivable Accrued Interest After Allowance For Credit Loss Statement Of Financial Position Extensible List
FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList
http://www.yirendai.com/20231231#FinancingReceivableAndNetInvestmentInLeaseCurrentAfterAllowanceForCreditLoss
CY2023 dei Document Accounting Standard
DocumentAccountingStandard
U.S. GAAP
CY2023 yrd No Reason Return Period
NoReasonReturnPeriod
P7D
CY2023 yrd Financing Receivable Average Loan Period
FinancingReceivableAverageLoanPeriod
P0M
CY2023 us-gaap Lessee Operating Lease Existence Of Option To Extend
LesseeOperatingLeaseExistenceOfOptionToExtend
true
CY2023 dei Amendment Flag
AmendmentFlag
false
CY2023 dei Document Type
DocumentType
20-F
CY2023 dei Document Registration Statement
DocumentRegistrationStatement
false
CY2023 dei Document Annual Report
DocumentAnnualReport
true
CY2023 dei Document Period End Date
DocumentPeriodEndDate
2023-12-31
CY2023 dei Document Transition Report
DocumentTransitionReport
false
CY2023 dei Document Shell Company Report
DocumentShellCompanyReport
false
CY2023 dei Entity File Number
EntityFileNumber
001-37657
CY2023 dei Entity Registrant Name
EntityRegistrantName
Yiren Digital Ltd.
CY2023 dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
E9
CY2023 dei Entity Address Address Line1
EntityAddressAddressLine1
28/F, China Merchants Bureau Building
CY2023 dei Entity Address Address Line2
EntityAddressAddressLine2
118 Jianguo Road
CY2023 dei Entity Address Address Line3
EntityAddressAddressLine3
Chaoyang District
CY2023 dei Entity Address City Or Town
EntityAddressCityOrTown
Beijing
CY2023 dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
100022
CY2023 dei Entity Address Country
EntityAddressCountry
CN
CY2023Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
174706968
CY2023 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2023 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2023 dei Entity Current Reporting Status
EntityCurrentReportingStatus
No
CY2023 dei Entity Interactive Data Current
EntityInteractiveDataCurrent
No
CY2023 dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
CY2023 dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
CY2023 dei Document Fin Stmt Error Correction Flag
DocumentFinStmtErrorCorrectionFlag
false
CY2023 dei Entity Shell Company
EntityShellCompany
false
CY2023 dei Auditor Name
AuditorName
Wei, Wei & Co., LLP
CY2023 dei Auditor Firm
AuditorFirmId
2388
CY2023 dei Auditor Location
AuditorLocation
Flushing, New York
CY2022Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
4271899000
CY2023Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
5791333000
CY2023Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
815692000
CY2022Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
88796000
CY2023Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
267271000
CY2023Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
37644000
CY2023Q4 us-gaap Marketable Securities
MarketableSecurities
76053000
CY2023Q4 us-gaap Marketable Securities
MarketableSecurities
10712000
CY2022Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
18235000
CY2023Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
46715000
CY2022Q4 us-gaap Accounts Receivable Net
AccountsReceivableNet
221004000
CY2023Q4 us-gaap Accounts Receivable Net
AccountsReceivableNet
499027000
CY2023Q4 us-gaap Accounts Receivable Net
AccountsReceivableNet
70287000
CY2022Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
153435000
CY2023Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
164141000
CY2022Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
626739000
CY2023Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
978051000
CY2023Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
137756000
CY2022Q4 us-gaap Capitalized Contract Cost Net
CapitalizedContractCostNet
787000
CY2023Q4 us-gaap Capitalized Contract Cost Net
CapitalizedContractCostNet
32000
CY2023Q4 us-gaap Capitalized Contract Cost Net
CapitalizedContractCostNet
4000
CY2022Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
321411000
CY2023Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
426511000
CY2023Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
60073000
CY2022Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
54049000
CY2023Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
677835000
CY2023Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
95471000
CY2022Q4 us-gaap Allowance For Notes And Loans Receivable Current
AllowanceForNotesAndLoansReceivableCurrent
40735000
CY2023Q4 us-gaap Allowance For Notes And Loans Receivable Current
AllowanceForNotesAndLoansReceivableCurrent
51858000
CY2022Q4 yrd Financing Receivable And Net Investment In Lease Current After Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseCurrentAfterAllowanceForCreditLoss
514388000
CY2023Q4 yrd Financing Receivable And Net Investment In Lease Current After Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseCurrentAfterAllowanceForCreditLoss
116164000
CY2023Q4 yrd Financing Receivable And Net Investment In Lease Current After Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseCurrentAfterAllowanceForCreditLoss
16361000
CY2022Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
2700000
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
10420000
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
1468000
CY2022Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
972738000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
438084000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
61703000
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
77256000
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
79158000
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
11149000
CY2022Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
84187000
CY2023Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
73414000
CY2023Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
10340000
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
33909000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
23382000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
3293000
CY2022Q4 us-gaap Assets
Assets
8536095000
CY2023Q4 us-gaap Assets
Assets
10276916000
CY2023Q4 us-gaap Assets
Assets
1447473000
CY2022Q4 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
14144000
CY2023Q4 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
30902000
CY2023Q4 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
4353000
CY2022Q4 us-gaap Contract With Customer Liability
ContractWithCustomerLiability
65539000
CY2023Q4 us-gaap Contract With Customer Liability
ContractWithCustomerLiability
54044000
CY2023Q4 us-gaap Contract With Customer Liability
ContractWithCustomerLiability
7612000
CY2022Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
1315006000
CY2023Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
1500522000
CY2023Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
211344000
CY2022Q4 us-gaap Debt Longterm And Shortterm Combined Amount
DebtLongtermAndShorttermCombinedAmount
767900000
CY2022Q4 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
79740000
CY2023Q4 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
122075000
CY2023Q4 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
17194000
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
35229000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
23648000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
3331000
CY2022Q4 us-gaap Liabilities
Liabilities
2505282000
CY2023Q4 us-gaap Liabilities
Liabilities
2191367000
CY2023Q4 us-gaap Liabilities
Liabilities
308648000
CY2022Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2023Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2022Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
500000000
CY2023Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
500000000
CY2022Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
199299342
CY2023Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
200648440
CY2022Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
178577768
CY2023Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
174706968
CY2022Q4 us-gaap Common Stock Value
CommonStockValue
129000
CY2023Q4 us-gaap Common Stock Value
CommonStockValue
130000
CY2023Q4 us-gaap Common Stock Value
CommonStockValue
18000
CY2022Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
2161574
CY2023Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
7381472
CY2022Q4 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
46734000
CY2023Q4 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
94851000
CY2023Q4 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
13359000
CY2022Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
5160783000
CY2023Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
5171232000
CY2023Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
728353000
CY2022Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
7765000
CY2023Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
23669000
CY2023Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
3333000
CY2022Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
908870000
CY2023Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
2985369000
CY2023Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
420480000
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
6030813000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
8085549000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
1138825000
CY2022Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
8536095000
CY2023Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
10276916000
CY2023Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1447473000
CY2021 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
4477929000
CY2022 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
3434620000
CY2023 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
4895633000
CY2023 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
689535000
CY2021 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
1553344000
CY2022 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
573974000
CY2023 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
656603000
CY2023 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
92481000
CY2021 yrd Origination Servicingcosts And Other Operating Costs
OriginationServicingcostsAndOtherOperatingCosts
760858000
CY2022 yrd Origination Servicingcosts And Other Operating Costs
OriginationServicingcostsAndOtherOperatingCosts
776841000
CY2023 yrd Origination Servicingcosts And Other Operating Costs
OriginationServicingcostsAndOtherOperatingCosts
976172000
CY2023 yrd Origination Servicingcosts And Other Operating Costs
OriginationServicingcostsAndOtherOperatingCosts
137491000
CY2021 us-gaap Research And Development Expense
ResearchAndDevelopmentExpense
207996000
CY2022 us-gaap Research And Development Expense
ResearchAndDevelopmentExpense
151924000
CY2023 us-gaap Research And Development Expense
ResearchAndDevelopmentExpense
148754000
CY2023 us-gaap Research And Development Expense
ResearchAndDevelopmentExpense
20952000
CY2021 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
298244000
CY2022 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
271794000
CY2023 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
231135000
CY2023 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
32555000
CY2021 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
370154000
CY2022 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
188223000
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
288187000
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
40589000
CY2021 us-gaap Costs And Expenses
CostsAndExpenses
3190596000
CY2022 us-gaap Costs And Expenses
CostsAndExpenses
1962756000
CY2023 us-gaap Costs And Expenses
CostsAndExpenses
2300851000
CY2023 us-gaap Costs And Expenses
CostsAndExpenses
324068000
CY2021 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
-73383000
CY2022 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
-26302000
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
80749000
CY2023 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
11373000
CY2021 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
-37442000
CY2022 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
18900000
CY2023 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
-50171000
CY2023 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
-7066000
CY2021 us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
26665000
CY2022 us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
30921000
CY2023 us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
20000000
CY2023 us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
2817000
CY2021 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-84160000
CY2022 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
23519000
CY2023 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
50578000
CY2023 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
7124000
CY2021 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1203173000
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1495383000
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2645360000
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
372591000
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
170189000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
300512000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
565163000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
79601000
CY2021 us-gaap Net Income Loss
NetIncomeLoss
1032984000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
1194871000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2080197000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
292990000
CY2021 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
6.1113
CY2022 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
6.8397
CY2023 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
11.7692
CY2023 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.6577
CY2021 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
169029826
CY2022 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
174695959
CY2023 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
176749706
CY2023 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
176749706
CY2021 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
6.0554
CY2022 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
6.8126
CY2023 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
11.6415
CY2023 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.6397
CY2021 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
170590203
CY2022 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
175391332
CY2023 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
178688319
CY2023 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
178688319
CY2021 us-gaap Net Income Loss
NetIncomeLoss
1032984000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
1194871000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2080197000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
292990000
CY2021 us-gaap Other Comprehensive Income Foreign Currency Translation Adjustment Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTranslationAdjustmentTaxPortionAttributableToParent
0
CY2022 us-gaap Other Comprehensive Income Foreign Currency Translation Adjustment Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTranslationAdjustmentTaxPortionAttributableToParent
0
CY2023 us-gaap Other Comprehensive Income Foreign Currency Translation Adjustment Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTranslationAdjustmentTaxPortionAttributableToParent
0
CY2021 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-3193000
CY2022 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
8563000
CY2023 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-1909000
CY2023 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-269000
CY2021 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-2362000
CY2022 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-12351000
CY2023 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
17813000
CY2023 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
2509000
CY2021 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1027429000
CY2022 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1191083000
CY2023 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
2096101000
CY2023 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
295230000
CY2020Q4 us-gaap Stockholders Equity
StockholdersEquity
3777664000
CY2021 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
19089000
CY2021 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
2750000
CY2021 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-3193000
CY2021 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-2362000
CY2021 us-gaap Net Income Loss
NetIncomeLoss
1032984000
CY2021Q4 us-gaap Stockholders Equity
StockholdersEquity
4821432000
CY2022 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
22135000
CY2022 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
3837000
CY2022 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
8563000
CY2022 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-12351000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
1194871000
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
6030813000
CY2023 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
6752000
CY2023 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
48117000
CY2023 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent
-1909000
CY2023 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
17813000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2080197000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
8085549000
CY2021 us-gaap Net Income Loss
NetIncomeLoss
1032984000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
1194871000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2080197000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
292990000
CY2021 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
43236000
CY2022 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
26430000
CY2023 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
7116000
CY2023 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
1002000
CY2021 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
96714000
CY2022 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
26401000
CY2023 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
18325000
CY2023 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
2581000
CY2021 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-2610000
CY2022 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-5103000
CY2023 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
133000
CY2023 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
19000
CY2021 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
-37442000
CY2022 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
18900000
CY2023 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
-50171000
CY2023 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss
-7066000
CY2021 us-gaap Share Based Compensation
ShareBasedCompensation
19089000
CY2022 us-gaap Share Based Compensation
ShareBasedCompensation
22135000
CY2023 us-gaap Share Based Compensation
ShareBasedCompensation
6752000
CY2023 us-gaap Share Based Compensation
ShareBasedCompensation
951000
CY2021 yrd Provision For Contingent Liabilities
ProvisionForContingentLiabilities
-2629000
CY2021 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
370154000
CY2022 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
188223000
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
288187000
CY2023 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
40589000
CY2023 us-gaap Unrealized Gain Loss On Investments
UnrealizedGainLossOnInvestments
-13900000
CY2023 us-gaap Unrealized Gain Loss On Investments
UnrealizedGainLossOnInvestments
-1958000
CY2021 us-gaap Increase Decrease In Accounts Receivable
IncreaseDecreaseInAccountsReceivable
185777000
CY2022 us-gaap Increase Decrease In Accounts Receivable
IncreaseDecreaseInAccountsReceivable
-68584000
CY2023 us-gaap Increase Decrease In Accounts Receivable
IncreaseDecreaseInAccountsReceivable
306504000
CY2023 us-gaap Increase Decrease In Accounts Receivable
IncreaseDecreaseInAccountsReceivable
43170000
CY2021 us-gaap Increase Decrease In Contract With Customer Asset
IncreaseDecreaseInContractWithCustomerAsset
668245000
CY2022 us-gaap Increase Decrease In Contract With Customer Asset
IncreaseDecreaseInContractWithCustomerAsset
-369061000
CY2023 us-gaap Increase Decrease In Contract With Customer Asset
IncreaseDecreaseInContractWithCustomerAsset
547738000
CY2023 us-gaap Increase Decrease In Contract With Customer Asset
IncreaseDecreaseInContractWithCustomerAsset
77147000
CY2021 us-gaap Increase Decrease In Contract With Customer Liability
IncreaseDecreaseInContractWithCustomerLiability
55570000
CY2022 us-gaap Increase Decrease In Contract With Customer Liability
IncreaseDecreaseInContractWithCustomerLiability
9172000
CY2023 us-gaap Increase Decrease In Contract With Customer Liability
IncreaseDecreaseInContractWithCustomerLiability
755000
CY2023 us-gaap Increase Decrease In Contract With Customer Liability
IncreaseDecreaseInContractWithCustomerLiability
107000
CY2021 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
82165000
CY2022 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-4013000
CY2023 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
168597000
CY2023 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
23746000
CY2021 yrd Increase Decrease In Operating Assets Liabilities Consolidated Assets Backed Financing Entities
IncreaseDecreaseInOperatingAssetsLiabilitiesConsolidatedAssetsBackedFinancingEntities
-17528000
CY2022 yrd Increase Decrease In Operating Assets Liabilities Consolidated Assets Backed Financing Entities
IncreaseDecreaseInOperatingAssetsLiabilitiesConsolidatedAssetsBackedFinancingEntities
640000
CY2023 yrd Increase Decrease In Operating Assets Liabilities Consolidated Assets Backed Financing Entities
IncreaseDecreaseInOperatingAssetsLiabilitiesConsolidatedAssetsBackedFinancingEntities
-52356000
CY2023 yrd Increase Decrease In Operating Assets Liabilities Consolidated Assets Backed Financing Entities
IncreaseDecreaseInOperatingAssetsLiabilitiesConsolidatedAssetsBackedFinancingEntities
-7374000
CY2021 us-gaap Increase Decrease In Notes Receivables
IncreaseDecreaseInNotesReceivables
81483000
CY2022 us-gaap Increase Decrease In Notes Receivables
IncreaseDecreaseInNotesReceivables
-7300000
CY2023 us-gaap Increase Decrease In Notes Receivables
IncreaseDecreaseInNotesReceivables
-50401000
CY2023 us-gaap Increase Decrease In Notes Receivables
IncreaseDecreaseInNotesReceivables
-7099000
CY2021 yrd Increase Decrease In Due From To Related Parties
IncreaseDecreaseInDueFromToRelatedParties
437782000
CY2022 yrd Increase Decrease In Due From To Related Parties
IncreaseDecreaseInDueFromToRelatedParties
78632000
CY2023 yrd Increase Decrease In Due From To Related Parties
IncreaseDecreaseInDueFromToRelatedParties
-431628000
CY2023 yrd Increase Decrease In Due From To Related Parties
IncreaseDecreaseInDueFromToRelatedParties
-60794000
CY2021 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-84937000
CY2022 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
109594000
CY2023 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-53108000
CY2023 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-7480000
CY2021 us-gaap Increase Decrease In Accounts Payable Trade
IncreaseDecreaseInAccountsPayableTrade
9162000
CY2022 us-gaap Increase Decrease In Accounts Payable Trade
IncreaseDecreaseInAccountsPayableTrade
-4921000
CY2023 us-gaap Increase Decrease In Accounts Payable Trade
IncreaseDecreaseInAccountsPayableTrade
16759000
CY2023 us-gaap Increase Decrease In Accounts Payable Trade
IncreaseDecreaseInAccountsPayableTrade
2360000
CY2021 us-gaap Increase Decrease In Deferred Revenue
IncreaseDecreaseInDeferredRevenue
-38520000
CY2022 us-gaap Increase Decrease In Deferred Revenue
IncreaseDecreaseInDeferredRevenue
53160000
CY2023 us-gaap Increase Decrease In Deferred Revenue
IncreaseDecreaseInDeferredRevenue
-11496000
CY2023 us-gaap Increase Decrease In Deferred Revenue
IncreaseDecreaseInDeferredRevenue
-1619000
CY2021 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-30148000
CY2022 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
109825000
CY2023 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
155206000
CY2023 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
21860000
CY2021 yrd Increase Decrease In Contract With Customer Refund Liability
IncreaseDecreaseInContractWithCustomerRefundLiability
5113000
CY2022 yrd Increase Decrease In Contract With Customer Refund Liability
IncreaseDecreaseInContractWithCustomerRefundLiability
5732000
CY2021 yrd Increase Decrease In Lease Liability
IncreaseDecreaseInLeaseLiability
-79372000
CY2022 yrd Increase Decrease In Lease Liability
IncreaseDecreaseInLeaseLiability
-16429000
CY2023 yrd Increase Decrease In Lease Liability
IncreaseDecreaseInLeaseLiability
-19380000
CY2023 yrd Increase Decrease In Lease Liability
IncreaseDecreaseInLeaseLiability
-2730000
CY2021 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
158192000
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
1849430000
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2171013000
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
305780000
CY2021 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
9404000
CY2022 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
882000
CY2023 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
4444000
CY2023 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
626000
CY2021 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
612000
CY2022 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
871000
CY2023 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
133000
CY2023 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
19000
CY2021 yrd Payments To Acquire Short Term And Long Term Held To Maturity Securities
PaymentsToAcquireShortTermAndLongTermHeldToMaturitySecurities
780000000
CY2022 yrd Payments To Acquire Short Term And Long Term Held To Maturity Securities
PaymentsToAcquireShortTermAndLongTermHeldToMaturitySecurities
201000000
CY2023 yrd Payments To Acquire Short Term And Long Term Held To Maturity Securities
PaymentsToAcquireShortTermAndLongTermHeldToMaturitySecurities
11032000000
CY2023 yrd Payments To Acquire Short Term And Long Term Held To Maturity Securities
PaymentsToAcquireShortTermAndLongTermHeldToMaturitySecurities
1553825000
CY2021 yrd Proceeds From Sale And Maturity Of Short Term And Long Term Held To Maturity Securities
ProceedsFromSaleAndMaturityOfShortTermAndLongTermHeldToMaturitySecurities
781086000
CY2022 yrd Proceeds From Sale And Maturity Of Short Term And Long Term Held To Maturity Securities
ProceedsFromSaleAndMaturityOfShortTermAndLongTermHeldToMaturitySecurities
200500000
CY2023 yrd Proceeds From Sale And Maturity Of Short Term And Long Term Held To Maturity Securities
ProceedsFromSaleAndMaturityOfShortTermAndLongTermHeldToMaturitySecurities
11024280000
CY2023 yrd Proceeds From Sale And Maturity Of Short Term And Long Term Held To Maturity Securities
ProceedsFromSaleAndMaturityOfShortTermAndLongTermHeldToMaturitySecurities
1552737000
CY2021 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
341234000
CY2022 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
2056000000
CY2023 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
3386062000
CY2023 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
476917000
CY2021 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
334942000
CY2022 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
1254285000
CY2023 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
3926509000
CY2023 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
553037000
CY2023 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
152868000
CY2023 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
21531000
CY2023 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
72864000
CY2023 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
10263000
CY2023 us-gaap Payments To Acquire Additional Interest In Subsidiaries
PaymentsToAcquireAdditionalInterestInSubsidiaries
5051000
CY2023 us-gaap Payments To Acquire Additional Interest In Subsidiaries
PaymentsToAcquireAdditionalInterestInSubsidiaries
711000
CY2021 us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
60201000
CY2022 us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
56147000
CY2023 us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
1494096000
CY2023 us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
210439000
CY2021 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
125969000
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
239145000
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
2707148000
CY2022 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
92673000
CY2023 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
772398000
CY2023 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
108790000
CY2022 us-gaap Proceeds From Sale Of Finance Receivables
ProceedsFromSaleOfFinanceReceivables
18540000
CY2023 us-gaap Proceeds From Sale Of Finance Receivables
ProceedsFromSaleOfFinanceReceivables
63392000
CY2023 us-gaap Proceeds From Sale Of Finance Receivables
ProceedsFromSaleOfFinanceReceivables
8929000
CY2022 us-gaap Payments To Fund Longterm Loans To Related Parties
PaymentsToFundLongtermLoansToRelatedParties
200000000
CY2021 yrd Origination Of Notes Receivable
OriginationOfNotesReceivable
1825473000
CY2022 yrd Origination Of Notes Receivable
OriginationOfNotesReceivable
935000
CY2023 yrd Origination Of Notes Receivable
OriginationOfNotesReceivable
44017000
CY2023 yrd Origination Of Notes Receivable
OriginationOfNotesReceivable
6200000
CY2021 yrd Repayment Of Notes Receivable
RepaymentOfNotesReceivable
1427196000
CY2022 yrd Repayment Of Notes Receivable
RepaymentOfNotesReceivable
1000654000
CY2023 yrd Repayment Of Notes Receivable
RepaymentOfNotesReceivable
359007000
CY2023 yrd Repayment Of Notes Receivable
RepaymentOfNotesReceivable
50565000
CY2021 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-346507000
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
52559000
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
100045000
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
14091000
CY2021 yrd Principal Payments On Asset Backed Financing Entities In Variable Interest Entities
PrincipalPaymentsOnAssetBackedFinancingEntitiesInVariableInterestEntities
71861000
CY2022 yrd Principal Payments On Asset Backed Financing Entities In Variable Interest Entities
PrincipalPaymentsOnAssetBackedFinancingEntitiesInVariableInterestEntities
85586000
CY2023 yrd Principal Payments On Asset Backed Financing Entities In Variable Interest Entities
PrincipalPaymentsOnAssetBackedFinancingEntitiesInVariableInterestEntities
7461000
CY2023 yrd Principal Payments On Asset Backed Financing Entities In Variable Interest Entities
PrincipalPaymentsOnAssetBackedFinancingEntitiesInVariableInterestEntities
1051000
CY2021 yrd Collection From Investor Of Consolidated Asset Backed Financing Entities In Variable Interest Entities
CollectionFromInvestorOfConsolidatedAssetBackedFinancingEntitiesInVariableInterestEntities
657000
CY2023 yrd Collection From Investor Of Consolidated Asset Backed Financing Entities In Variable Interest Entities
CollectionFromInvestorOfConsolidatedAssetBackedFinancingEntitiesInVariableInterestEntities
450000000
CY2023 yrd Collection From Investor Of Consolidated Asset Backed Financing Entities In Variable Interest Entities
CollectionFromInvestorOfConsolidatedAssetBackedFinancingEntitiesInVariableInterestEntities
63381000
CY2021 us-gaap Proceeds From Related Party Debt
ProceedsFromRelatedPartyDebt
2600000
CY2021 us-gaap Repayments Of Related Party Debt
RepaymentsOfRelatedPartyDebt
29300000
CY2022 us-gaap Repayments Of Related Party Debt
RepaymentsOfRelatedPartyDebt
182000000
CY2023 us-gaap Repayments Of Related Party Debt
RepaymentsOfRelatedPartyDebt
195800000
CY2023 us-gaap Repayments Of Related Party Debt
RepaymentsOfRelatedPartyDebt
27578000
CY2021 us-gaap Proceeds From Issuance Of Debt
ProceedsFromIssuanceOfDebt
575900000
CY2021 yrd Repayments Of Non Related Party Debt
RepaymentsOfNonRelatedPartyDebt
47800000
CY2022 yrd Repayments Of Non Related Party Debt
RepaymentsOfNonRelatedPartyDebt
217700000
CY2023 yrd Repayments Of Non Related Party Debt
RepaymentsOfNonRelatedPartyDebt
767900000
CY2023 yrd Repayments Of Non Related Party Debt
RepaymentsOfNonRelatedPartyDebt
108156000
CY2021 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
2750000
CY2022 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
3837000
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
48117000
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
6777000
CY2021 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
427446000
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-489123000
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-569278000
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-80181000
CY2021 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-936000
CY2022 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
2486000
CY2023 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-3871000
CY2023 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-545000
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
2945343000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
4360695000
CY2023Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
978051000
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
2945343000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
4360695000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
614191000
CY2021 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
238195000
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
1415352000
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
1697909000
CY2023 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
4895633000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
6058604000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
853336000
CY2021 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
63313000
CY2022 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
78872000
CY2023 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
165176000
CY2023 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
23265000
CY2021 us-gaap Interest Paid Net
InterestPaidNet
85261000
CY2022 us-gaap Interest Paid Net
InterestPaidNet
121698000
CY2023 us-gaap Interest Paid Net
InterestPaidNet
62533000
CY2023 us-gaap Interest Paid Net
InterestPaidNet
8808000
CY2021Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
2864543000
CY2022Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
4271899000
CY2023Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
5791333000
CY2023Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
815692000
CY2021Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
80800000
CY2022Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
88796000
CY2023Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
267271000
CY2023Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
37644000
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
2945343000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
4360695000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
6058604000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
853336000
CY2023 us-gaap Use Of Estimates
UseOfEstimates
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;"><b style="font-weight:bold;">Use of estimates</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">The preparation of the financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from such estimates. Significant accounting estimates are used for, but not limited to, revenue recognition and its related accounts, allowance for accounts receivable and contract assets, allowance for financing receivable, guarantee liabilities, fair value measurement of loans at fair value, payable to investors at fair value, available-for-sale investments, depreciable lives of property, equipment and software, the discount rate for leases, consolidation of the VIEs, share-based compensation and income tax. Actual results may differ materially from those estimates.</p>
CY2021 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
4477929000
CY2022 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
3434620000
CY2023 yrd No Reason Return Period
NoReasonReturnPeriod
P7D
CY2022Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
626739000
CY2022Q4 us-gaap Contract With Customer Asset Gross
ContractWithCustomerAssetGross
780174000
CY2023Q4 us-gaap Contract With Customer Asset Gross
ContractWithCustomerAssetGross
1142192000
CY2022Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
153435000
CY2023Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
164141000
CY2022Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
626739000
CY2023Q4 us-gaap Contract With Customer Asset Net
ContractWithCustomerAssetNet
978051000
CY2021Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
350686000
CY2022Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
153435000
CY2022 us-gaap Contract With Customer Asset Credit Loss Expense
ContractWithCustomerAssetCreditLossExpense
110888000
CY2023 us-gaap Contract With Customer Asset Credit Loss Expense
ContractWithCustomerAssetCreditLossExpense
196426000
CY2022 yrd Contract With Customer Asset Uncollectible Loss
ContractWithCustomerAssetUncollectibleLoss
-308139000
CY2023 yrd Contract With Customer Asset Uncollectible Loss
ContractWithCustomerAssetUncollectibleLoss
-185720000
CY2022Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
153435000
CY2023Q4 us-gaap Contract With Customer Asset Accumulated Allowance For Credit Loss
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss
164141000
CY2022 us-gaap Capitalized Contract Cost Amortization
CapitalizedContractCostAmortization
17800000
CY2023 us-gaap Capitalized Contract Cost Amortization
CapitalizedContractCostAmortization
700000
CY2022 us-gaap Capitalized Contract Cost Impairment Loss
CapitalizedContractCostImpairmentLoss
0
CY2023 us-gaap Capitalized Contract Cost Impairment Loss
CapitalizedContractCostImpairmentLoss
0
CY2022 us-gaap Contract With Customer Liability Revenue Recognized
ContractWithCustomerLiabilityRevenueRecognized
2100000
CY2023 us-gaap Contract With Customer Liability Revenue Recognized
ContractWithCustomerLiabilityRevenueRecognized
65500000
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
51858000
CY2022 yrd Financing Receivable Allowance For Credit Losses Disposal
FinancingReceivableAllowanceForCreditLossesDisposal
48800000
CY2023 yrd Financing Receivable Allowance For Credit Losses Disposal
FinancingReceivableAllowanceForCreditLossesDisposal
0
CY2022Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
18235000
CY2023Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
46715000
CY2021 yrd Financing Receivable Average Loan Period
FinancingReceivableAverageLoanPeriod
P26M6D
CY2022 yrd Financing Receivable Average Loan Period
FinancingReceivableAverageLoanPeriod
P27M
CY2022Q4 yrd Financing Receivable And Net Investment In Lease Before Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseBeforeAllowanceForCreditLoss
555123000
CY2023Q4 yrd Financing Receivable And Net Investment In Lease Before Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseBeforeAllowanceForCreditLoss
168022000
CY2022Q4 yrd Financing Receivable And Net Investment In Lease Before Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseBeforeAllowanceForCreditLoss
555123000
CY2023Q4 yrd Financing Receivable And Net Investment In Lease Before Allowance For Credit Loss
FinancingReceivableAndNetInvestmentInLeaseBeforeAllowanceForCreditLoss
168022000
CY2022Q4 yrd Financing Receivable Allowance For Credit Loss
FinancingReceivableAllowanceForCreditLoss
40735000
CY2023Q4 yrd Financing Receivable Allowance For Credit Loss
FinancingReceivableAllowanceForCreditLoss
51858000
CY2022Q4 yrd Financing Receivable And Net Investment In Lease After Allowance For Credit Loss Total
FinancingReceivableAndNetInvestmentInLeaseAfterAllowanceForCreditLossTotal
514388000
CY2023Q4 yrd Financing Receivable And Net Investment In Lease After Allowance For Credit Loss Total
FinancingReceivableAndNetInvestmentInLeaseAfterAllowanceForCreditLossTotal
116164000
CY2022Q4 us-gaap Financing Receivable Accrued Interest Before Allowance For Credit Loss
FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss
53100000
CY2023Q4 us-gaap Financing Receivable Accrued Interest Before Allowance For Credit Loss
FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss
3500000
CY2022Q4 us-gaap Financing Receivable Accrued Interest After Allowance For Credit Loss
FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
2100000
CY2023Q4 us-gaap Financing Receivable Accrued Interest After Allowance For Credit Loss
FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
1200000
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
65489000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
40735000
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
38625000
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
32833000
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
14605000
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
21710000
CY2022 yrd Financing Receivable Allowance For Credit Losses Disposal
FinancingReceivableAllowanceForCreditLossesDisposal
48774000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
40735000
CY2023 yrd Loan Term Of Financing Receivables
LoanTermOfFinancingReceivables
P24M
CY2021 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
35300000
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
38600000
CY2023 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
32800000
CY2023Q3 us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
204900000
CY2023 yrd Lessee Operating Lease Remaining Lease Terms
LesseeOperatingLeaseRemainingLeaseTerms
P3Y
CY2023 yrd Value Added Tax Rate One
ValueAddedTaxRateOne
0.03
CY2023 yrd Value Added Tax Rate Two
ValueAddedTaxRateTwo
0.06
CY2021 us-gaap Excise And Sales Taxes
ExciseAndSalesTaxes
779116000
CY2022 us-gaap Excise And Sales Taxes
ExciseAndSalesTaxes
776907000
CY2023 us-gaap Excise And Sales Taxes
ExciseAndSalesTaxes
477328000
CY2023Q4 us-gaap Foreign Currency Exchange Rate Translation1
ForeignCurrencyExchangeRateTranslation1
7.0999
CY2023 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;"><b style="font-weight:bold;">Significant risks and uncertainties</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;"><span style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Foreign currency risk</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">RMB is not a freely convertible currency. The State Administration for Foreign Exchange, under the authority of the People’s Bank of China, controls the conversion of RMB into foreign currencies. The value of RMB is subject to changes in central government policies and to international economic and political developments affecting supply and demand in the China Foreign Exchange Trading System market. The Group’s cash and cash equivalents denominated in RMB amounted to RMB4,246,837 and RMB5,755,750 as of December 31, 2022 and 2023, respectively.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;"><span style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Concentration of credit risk</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">Financial instrument that potentially exposes the Group to significant concentration of credit risk primarily includes cash and cash equivalents, restricted cash, accounts receivable, contract assets, prepaid expenses and other assets, loans at fair value, and amounts due from related parties. As of December 31, 2023, substantially all of the Group’s cash and cash equivalents and restricted cash were deposited in financial institutions located in the PRC. According to the China Bank Deposit Insurance Ordinance, the deposits at each bank are covered by insurance with an upper limit of RMB500 thousands at each bank. Accounts receivable and contract assets are typically unsecured and are derived from revenue earned from customers in the PRC. The credit risk from prepaid expenses and other assets arises from loans to third parties. The risk with respect to accounts receivable, contract assets and loans to third parties is mitigated by credit evaluations the Group performs on its customers or third parties and its ongoing monitoring process of outstanding balances. The Group believes that there is no significant credit risk associated with amounts due from related parties. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">Credit of loans at fair value is controlled by the application of credit approval, limit and monitoring procedures.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">There are no revenues from customers which individually represent greater than 10% of the total net revenues for any year of the three years ended December 31, 2021, 2022 and 2023.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">There was one customer of the Group accounts for 19% and 37% of the Group’s account receivables as of December 31, 2022 and 2023, respectively.</p>
CY2023 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;"><b style="font-weight:bold;">Reclassification</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 10pt 18pt;">Certain prior period amount recorded in provision for contingent liability was reclassified to general and administrative and had no effect on previously reported consolidated net income/(loss) or retained earnings/(accumulated deficit).</p>
CY2022Q4 us-gaap Deposits Assets
DepositsAssets
162885000
CY2023Q4 us-gaap Deposits Assets
DepositsAssets
327987000
CY2022Q4 yrd Funds Receivable
FundsReceivable
46141000
CY2023Q4 yrd Funds Receivable
FundsReceivable
41354000
CY2022Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
4976000
CY2023Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
17247000
CY2022Q4 us-gaap Interest Receivable
InterestReceivable
9537000
CY2023Q4 us-gaap Interest Receivable
InterestReceivable
14905000
CY2022Q4 yrd Guarantee Receivable
GuaranteeReceivable
3021000
CY2023Q4 yrd Guarantee Receivable
GuaranteeReceivable
2890000
CY2022Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
62444000
CY2023Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
1989000
CY2022Q4 us-gaap Goodwill
Goodwill
4778000
CY2023Q4 us-gaap Goodwill
Goodwill
4778000
CY2022Q4 us-gaap Other Assets
OtherAssets
27629000
CY2023Q4 us-gaap Other Assets
OtherAssets
15361000
CY2022Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
321411000
CY2023Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
426511000
CY2022Q4 yrd Business Corporation Deposit
BusinessCorporationDeposit
150000000
CY2023Q4 yrd Business Corporation Deposit
BusinessCorporationDeposit
319000000
CY2021 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2022 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2023 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2021Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
73734000
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
56147000
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
92673000
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
-16841000
CY2022Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
54049000
CY2022Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
54049000
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
1494096000
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
772398000
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
97912000
CY2023Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
677835000
CY2021Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliations Recurring Basis Liability Value
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue
50686000
CY2022 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Gain Losses Included In Earnings
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossesIncludedInEarnings
11249000
CY2022 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Expenses
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityExpenses
5216000
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements
92480000
CY2022 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Gain Losses Included In Other Comprehensive Income Loss
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossesIncludedInOtherComprehensiveIncomeLoss
-2059000
CY2022 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Amount Due To Related Parties
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityAmountDueToRelatedParties
37820000
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Issues
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues
450000000
CY2023 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Gain Losses Included In Earnings
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossesIncludedInEarnings
58481000
CY2023 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Expenses
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityExpenses
5815000
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements
7770000
CY2023 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Gain Losses Included In Other Comprehensive Income Loss
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossesIncludedInOtherComprehensiveIncomeLoss
-52220000
CY2023 yrd Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Amount Due To Related Parties
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityAmountDueToRelatedParties
3086000
CY2023Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliations Recurring Basis Liability Value
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue
445762000
CY2021 us-gaap Increase Decrease In Trading Securities
IncreaseDecreaseInTradingSecurities
0
CY2022 us-gaap Increase Decrease In Trading Securities
IncreaseDecreaseInTradingSecurities
0
CY2023 us-gaap Increase Decrease In Trading Securities
IncreaseDecreaseInTradingSecurities
-4479000
CY2022Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
120167000
CY2023Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
127867000
CY2022Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
42911000
CY2023Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
48709000
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
77256000
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
79158000
CY2021 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
43236000
CY2022 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
26430000
CY2023 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
7116000
CY2021 us-gaap Tangible Asset Impairment Charges
TangibleAssetImpairmentCharges
0
CY2022 us-gaap Tangible Asset Impairment Charges
TangibleAssetImpairmentCharges
0
CY2023 us-gaap Tangible Asset Impairment Charges
TangibleAssetImpairmentCharges
0
CY2022Q4 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
562839000
CY2023Q4 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
931191000
CY2022Q4 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
403104000
CY2023Q4 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
153554000
CY2022Q4 yrd Payable To Investors
PayableToInvestors
147864000
CY2023Q4 yrd Payable To Investors
PayableToInvestors
145655000
CY2022Q4 us-gaap Accrued Advertising Current And Noncurrent
AccruedAdvertisingCurrentAndNoncurrent
58707000
CY2023Q4 us-gaap Accrued Advertising Current And Noncurrent
AccruedAdvertisingCurrentAndNoncurrent
134601000
CY2022Q4 us-gaap Guarantee Obligations Current Carrying Value
GuaranteeObligationsCurrentCarryingValue
51766000
CY2023Q4 us-gaap Guarantee Obligations Current Carrying Value
GuaranteeObligationsCurrentCarryingValue
37153000
CY2022Q4 yrd Funds Collected On Behalf Of Third Party Guarantee Companies
FundsCollectedOnBehalfOfThirdPartyGuaranteeCompanies
18766000
CY2023Q4 yrd Funds Collected On Behalf Of Third Party Guarantee Companies
FundsCollectedOnBehalfOfThirdPartyGuaranteeCompanies
11387000
CY2022Q4 yrd Accrued Incentives
AccruedIncentives
5024000
CY2023Q4 yrd Accrued Incentives
AccruedIncentives
3263000
CY2022Q4 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
66936000
CY2023Q4 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
83718000
CY2022Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
1315006000
CY2023Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
1500522000
CY2021 us-gaap Related Party Transaction Purchases From Related Party
RelatedPartyTransactionPurchasesFromRelatedParty
491651000
CY2022 us-gaap Related Party Transaction Purchases From Related Party
RelatedPartyTransactionPurchasesFromRelatedParty
450985000
CY2023 us-gaap Related Party Transaction Purchases From Related Party
RelatedPartyTransactionPurchasesFromRelatedParty
396913000
CY2022 us-gaap Proceeds From Payments For Long Term Loans For Related Parties
ProceedsFromPaymentsForLongTermLoansForRelatedParties
-200000000
CY2021 us-gaap Proceeds From Repayments Of Related Party Debt
ProceedsFromRepaymentsOfRelatedPartyDebt
-26700000
CY2022 us-gaap Proceeds From Repayments Of Related Party Debt
ProceedsFromRepaymentsOfRelatedPartyDebt
-182000000
CY2023 us-gaap Proceeds From Repayments Of Related Party Debt
ProceedsFromRepaymentsOfRelatedPartyDebt
-195800000
CY2022Q4 yrd Loans Receivables Related Parties
LoansReceivablesRelatedParties
1266232000
CY2023Q4 yrd Loans Receivables Related Parties
LoansReceivablesRelatedParties
820181000
CY2022Q4 yrd Loans Payable Related Parties
LoansPayableRelatedParties
227724000
CY2023Q4 yrd Loans Payable Related Parties
LoansPayableRelatedParties
14414000
CY2021 us-gaap Interest Expense
InterestExpense
31411000
CY2022 us-gaap Interest Expense
InterestExpense
27866000
CY2023 us-gaap Interest Expense
InterestExpense
13116000
CY2021 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
0
CY2022 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3774000
CY2023 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
6937000
CY2021 us-gaap Interest Expense Debt
InterestExpenseDebt
109800000
CY2022 us-gaap Interest Expense Debt
InterestExpenseDebt
109200000
CY2023 us-gaap Interest Expense Debt
InterestExpenseDebt
39000000.0
CY2023Q4 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
0
CY2023Q4 yrd Secured Borrowings In Due To Related Parties
SecuredBorrowingsInDueToRelatedParties
0
CY2022Q4 us-gaap Debt Longterm And Shortterm Combined Amount
DebtLongtermAndShorttermCombinedAmount
767900000
CY2023Q4 us-gaap Debt Longterm And Shortterm Combined Amount
DebtLongtermAndShorttermCombinedAmount
0
CY2023 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.25
CY2023 yrd Tax Withholding Rate For Foreign Invested Enterprise To Foreign Investors That Are Non Resident Enterprises
TaxWithholdingRateForForeignInvestedEnterpriseToForeignInvestorsThatAreNonResidentEnterprises
0.10
CY2023 yrd Minimum Threshold Percentage Of Equity Interest In Prc Resident Enterprise Owned By Qualified Tax Resident Will Be Entitled To Reduced Withholding Tax Rate
MinimumThresholdPercentageOfEquityInterestInPrcResidentEnterpriseOwnedByQualifiedTaxResidentWillBeEntitledToReducedWithholdingTaxRate
0.25
CY2023 yrd Reduced Withholding Tax Rate For Qualified Tax Resident
ReducedWithholdingTaxRateForQualifiedTaxResident
0.05
CY2021 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
85198000
CY2022 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
410106000
CY2023 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
512054000
CY2021 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
84991000
CY2022 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-109594000
CY2023 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
53109000
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
170189000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
300512000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
565163000
CY2021 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1203173000
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1495383000
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2645360000
CY2021 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.25
CY2022 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.25
CY2023 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.25
CY2021 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
300793000
CY2022 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
373846000
CY2023 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
661340000
CY2021 us-gaap Income Tax Reconciliation Nondeductible Expense
IncomeTaxReconciliationNondeductibleExpense
12663000
CY2022 us-gaap Income Tax Reconciliation Nondeductible Expense
IncomeTaxReconciliationNondeductibleExpense
365000
CY2021 us-gaap Income Tax Reconciliation Tax Credits Research
IncomeTaxReconciliationTaxCreditsResearch
8508000
CY2022 us-gaap Income Tax Reconciliation Tax Credits Research
IncomeTaxReconciliationTaxCreditsResearch
5697000
CY2023 us-gaap Income Tax Reconciliation Tax Credits Research
IncomeTaxReconciliationTaxCreditsResearch
11620000
CY2021 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
24604000
CY2022 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
29398000
CY2023 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
58359000
CY2021 us-gaap Income Tax Reconciliation Tax Holidays
IncomeTaxReconciliationTaxHolidays
132485000
CY2022 us-gaap Income Tax Reconciliation Tax Holidays
IncomeTaxReconciliationTaxHolidays
45074000
CY2023 us-gaap Income Tax Reconciliation Tax Holidays
IncomeTaxReconciliationTaxHolidays
108806000
CY2021 us-gaap Income Tax Reconciliation Prior Year Income Taxes
IncomeTaxReconciliationPriorYearIncomeTaxes
-5614000
CY2022 us-gaap Income Tax Reconciliation Prior Year Income Taxes
IncomeTaxReconciliationPriorYearIncomeTaxes
-9085000
CY2023 us-gaap Income Tax Reconciliation Prior Year Income Taxes
IncomeTaxReconciliationPriorYearIncomeTaxes
80000
CY2021 us-gaap Income Tax Reconciliation Foreign Income Tax Rate Differential
IncomeTaxReconciliationForeignIncomeTaxRateDifferential
28072000
CY2022 us-gaap Income Tax Reconciliation Foreign Income Tax Rate Differential
IncomeTaxReconciliationForeignIncomeTaxRateDifferential
5731000
CY2023 us-gaap Income Tax Reconciliation Foreign Income Tax Rate Differential
IncomeTaxReconciliationForeignIncomeTaxRateDifferential
26793000
CY2023 yrd Effective Income Tax Rate Reconciliation Withholding Income Tax Amount
EffectiveIncomeTaxRateReconciliationWithholdingIncomeTaxAmount
40000000
CY2021 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
-128000
CY2022 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
9824000
CY2023 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
15735000
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
170189000
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
300512000
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
565163000
CY2021 us-gaap Income Tax Reconciliation Tax Holidays
IncomeTaxReconciliationTaxHolidays
132485000
CY2022 us-gaap Income Tax Reconciliation Tax Holidays
IncomeTaxReconciliationTaxHolidays
45074000
CY2023 us-gaap Income Tax Reconciliation Tax Holidays
IncomeTaxReconciliationTaxHolidays
108806000
CY2021 yrd Income Tax Holiday And Preferential Tax Rate Income Tax Benefits Per Share Basic
IncomeTaxHolidayAndPreferentialTaxRateIncomeTaxBenefitsPerShareBasic
-0.7838
CY2022 yrd Income Tax Holiday And Preferential Tax Rate Income Tax Benefits Per Share Basic
IncomeTaxHolidayAndPreferentialTaxRateIncomeTaxBenefitsPerShareBasic
-0.2580
CY2023 yrd Income Tax Holiday And Preferential Tax Rate Income Tax Benefits Per Share Basic
IncomeTaxHolidayAndPreferentialTaxRateIncomeTaxBenefitsPerShareBasic
-0.6156
CY2021 yrd Income Tax Holiday And Preferential Tax Rate Income Tax Benefits Per Share Diluted
IncomeTaxHolidayAndPreferentialTaxRateIncomeTaxBenefitsPerShareDiluted
-0.7766
CY2022 yrd Income Tax Holiday And Preferential Tax Rate Income Tax Benefits Per Share Diluted
IncomeTaxHolidayAndPreferentialTaxRateIncomeTaxBenefitsPerShareDiluted
-0.2570
CY2023 yrd Income Tax Holiday And Preferential Tax Rate Income Tax Benefits Per Share Diluted
IncomeTaxHolidayAndPreferentialTaxRateIncomeTaxBenefitsPerShareDiluted
-0.6089
CY2022Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
10783000
CY2023Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
8105000
CY2022Q4 yrd Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Expense And Other Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedExpenseAndOtherLiabilities
15402000
CY2023Q4 yrd Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Expense And Other Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedExpenseAndOtherLiabilities
11181000
CY2022Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
17556000
CY2023Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
17350000
CY2022Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
113836000
CY2023Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
121080000
CY2023Q4 yrd Deferred Tax Assets Advertising Expenses In Excess Of Deduction Limit
DeferredTaxAssetsAdvertisingExpensesInExcessOfDeductionLimit
2068000
CY2022Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
40567000
CY2023Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
38545000
CY2022Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
117010000
CY2023Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
121239000
CY2022Q4 yrd Deferred Tax Liabilities Contract Assets Net
DeferredTaxLiabilitiesContractAssetsNet
105252000
CY2023Q4 yrd Deferred Tax Liabilities Contract Assets Net
DeferredTaxLiabilitiesContractAssetsNet
162767000
CY2022Q4 yrd Deferred Tax Liabilities Contract Cost
DeferredTaxLiabilitiesContractCost
188000
CY2023Q4 yrd Deferred Tax Liabilities Contract Cost
DeferredTaxLiabilitiesContractCost
10000
CY2022Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
7123000
CY2023Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
7123000
CY2022Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
112563000
CY2023Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
169900000
CY2022Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
4447000
CY2023Q4 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
48661000
CY2022Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
40567000
CY2023Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
38545000
CY2023 yrd Tax Withholding Rate For Foreign Invested Enterprise To Foreign Investors That Are Non Resident Enterprises
TaxWithholdingRateForForeignInvestedEnterpriseToForeignInvestorsThatAreNonResidentEnterprises
0.10
CY2023 yrd Minimum Threshold Percentage Of Equity Interest In Prc Resident Enterprise Owned By Qualified Tax Resident Will Be Entitled To Reduced Withholding Tax Rate
MinimumThresholdPercentageOfEquityInterestInPrcResidentEnterpriseOwnedByQualifiedTaxResidentWillBeEntitledToReducedWithholdingTaxRate
0.25
CY2023 yrd Reduced Withholding Tax Rate For Qualified Tax Resident
ReducedWithholdingTaxRateForQualifiedTaxResident
0.05
CY2023 yrd Semi Annual Dividends Percentage Of Entity S Anticipated Net Income After Tax
SemiAnnualDividendsPercentageOfEntitySAnticipatedNetIncomeAfterTax
0.15
CY2022Q4 us-gaap Undistributed Earnings Of Domestic Subsidiaries
UndistributedEarningsOfDomesticSubsidiaries
4594000000
CY2023Q4 us-gaap Undistributed Earnings Of Domestic Subsidiaries
UndistributedEarningsOfDomesticSubsidiaries
3690000000
CY2023 yrd Income Tax Provision For Dividend Withholding Tax
IncomeTaxProvisionForDividendWithholdingTax
0
CY2023 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
11.6415
CY2021 us-gaap Net Income Loss
NetIncomeLoss
1032984000
CY2022 us-gaap Net Income Loss
NetIncomeLoss
1194871000
CY2023 us-gaap Net Income Loss
NetIncomeLoss
2080197000
CY2021 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
169029826
CY2022 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
174695959
CY2023 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
176749706
CY2021 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1560377
CY2022 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
695373
CY2023 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1938613
CY2021 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
170590203
CY2022 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
175391332
CY2023 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
178688319
CY2021 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
6.1113
CY2022 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
6.8397
CY2023 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
11.7692
CY2021 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
6.0554
CY2022 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
6.8126
CY2023 yrd Lessee Operating Lease Supplemental Information
LesseeOperatingLeaseSupplementalInformation
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt 0pt 0pt 25.2pt;"><span style="margin-left:0pt;visibility:hidden;">​</span></p><div style="padding-left:18pt;"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:90%;"><tr style="height:1pt;"><td style="vertical-align:bottom;width:62.24%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">​</span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">​</span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">​</span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">​</span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">​</span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">​</span></p></div></div></td></tr><tr><td style="vertical-align:bottom;width:62.24%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:8pt;visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;margin:0pt;">    </p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-weight:bold;">Year ended</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:8pt;font-weight:bold;visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-weight:bold;">Year ended</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;margin:0pt;"> </p></td></tr><tr><td style="vertical-align:bottom;width:62.24%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:8pt;visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:8pt;visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-weight:bold;"> December 31, 2022</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="font-size:8pt;font-weight:bold;visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-weight:bold;"> December 31, 2023</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;line-height:1.19;margin:0pt;"> </p></td></tr><tr><td style="vertical-align:bottom;width:62.24%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">Operating lease ROU assets</p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 33,909</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 23,382</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="visibility:hidden;">​</span></p></td></tr><tr><td style="vertical-align:bottom;width:62.24%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">Operating lease liabilities</p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 35,229</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="visibility:hidden;">​</span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 23,648</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"><span style="visibility:hidden;">​</span></p></td></tr><tr><td style="vertical-align:bottom;width:62.24%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">Operating leases - Weighted average remaining lease term</p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 2.11</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">years</p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 1.46</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">years</p></td></tr><tr><td style="vertical-align:bottom;width:62.24%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">Operating leases - Weighted average discount rate</p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.64%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 3.3</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">%</p></td><td style="vertical-align:bottom;white-space:nowrap;width:13.71%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt 3pt 0pt 0pt;"> 3.3</p></td><td style="vertical-align:bottom;white-space:nowrap;width:4.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;margin:0pt;">%</p></td></tr></table></div>
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
33909000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
23382000
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
35229000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
23648000
CY2022Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P2Y1M9D
CY2023Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P1Y5M15D
CY2022Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.033
CY2023Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.033
CY2022 us-gaap Operating Lease Cost
OperatingLeaseCost
27715000
CY2023 us-gaap Operating Lease Cost
OperatingLeaseCost
19209000
CY2022 us-gaap Short Term Lease Cost
ShortTermLeaseCost
192000
CY2023 us-gaap Short Term Lease Cost
ShortTermLeaseCost
168000
CY2022 us-gaap Lease Cost
LeaseCost
27907000
CY2023 us-gaap Lease Cost
LeaseCost
19377000
CY2022 us-gaap Operating Lease Payments
OperatingLeasePayments
17743000
CY2023 us-gaap Operating Lease Payments
OperatingLeasePayments
20263000
CY2022 us-gaap Operating Lease Expense
OperatingLeaseExpense
12289000
CY2023 us-gaap Operating Lease Expense
OperatingLeaseExpense
7958000
CY2022Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
17945000
CY2022Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
16304000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
18976000
CY2022Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
2253000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
4445000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
821000
CY2022Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
36502000
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
24242000
CY2022Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1273000
CY2023Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
594000
CY2022Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
35229000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
23648000
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
3
CY2020 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
3
CY2021 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
3
CY2022 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
3
CY2023 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
3
CY2021 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
182154000
CY2022 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
89682000
CY2023 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
68192000
CY2023 yrd Appropriation Of After Tax Profit Required Minimum Percentage
AppropriationOfAfterTaxProfitRequiredMinimumPercentage
0.10
CY2023 yrd Appropriation Of After Tax Profit To Reserve Fund Limit Registered Capital Percentage Reached
AppropriationOfAfterTaxProfitToReserveFundLimitRegisteredCapitalPercentageReached
0.50
CY2021 yrd Statutory Accounting Practices Statutory Capital And Surplus Appropriations
StatutoryAccountingPracticesStatutoryCapitalAndSurplusAppropriations
0
CY2022 yrd Statutory Accounting Practices Statutory Capital And Surplus Appropriations
StatutoryAccountingPracticesStatutoryCapitalAndSurplusAppropriations
0
CY2023 yrd Statutory Accounting Practices Statutory Capital And Surplus Appropriations
StatutoryAccountingPracticesStatutoryCapitalAndSurplusAppropriations
0
CY2022Q4 us-gaap Amount Of Restricted Net Assets For Consolidated And Unconsolidated Subsidiaries
AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries
8175271000
CY2023Q4 us-gaap Amount Of Restricted Net Assets For Consolidated And Unconsolidated Subsidiaries
AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries
7067300000
CY2022Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Balance
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
496460000
CY2023Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Balance
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
497826000

Files In Submission

Name View Source Status
0001104659-24-061967-index-headers.html Edgar Link pending
0001104659-24-061967-index.html Edgar Link pending
0001104659-24-061967.txt Edgar Link pending
0001104659-24-061967-xbrl.zip Edgar Link pending
Financial_Report.xlsx Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R73.htm Edgar Link pending
R74.htm Edgar Link pending
R75.htm Edgar Link pending
R76.htm Edgar Link pending
R77.htm Edgar Link pending
R78.htm Edgar Link pending
R79.htm Edgar Link pending
R8.htm Edgar Link pending
R80.htm Edgar Link pending
R81.htm Edgar Link pending
R82.htm Edgar Link pending
R83.htm Edgar Link pending
R84.htm Edgar Link pending
R85.htm Edgar Link pending
R86.htm Edgar Link pending
R87.htm Edgar Link pending
R88.htm Edgar Link pending
R89.htm Edgar Link pending
R9.htm Edgar Link pending
R90.htm Edgar Link pending
R91.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending
yrd-20231231.xsd Edgar Link pending
yrd-20231231x20f.htm Edgar Link pending
yrd-20231231x20f002.jpg Edgar Link pending
yrd-20231231x20f007.jpg Edgar Link pending
yrd-20231231x20f009.jpg Edgar Link pending
yrd-20231231x20f018.jpg Edgar Link pending
yrd-20231231x20f019.jpg Edgar Link pending
yrd-20231231xex12d1.htm Edgar Link pending
yrd-20231231xex12d2.htm Edgar Link pending
yrd-20231231xex13d1.htm Edgar Link pending
yrd-20231231xex13d2.htm Edgar Link pending
yrd-20231231xex15d1.htm Edgar Link pending
yrd-20231231xex15d2.htm Edgar Link pending
yrd-20231231xex4d13.htm Edgar Link pending
yrd-20231231xex4d14.htm Edgar Link pending
yrd-20231231xex4d15.htm Edgar Link pending
yrd-20231231xex4d17.htm Edgar Link pending
yrd-20231231xex8d1.htm Edgar Link pending
yrd-20231231xex97d1.htm Edgar Link pending
yrd-20231231_def.xml Edgar Link unprocessable
yrd-20231231_lab.xml Edgar Link unprocessable
yrd-20231231x20f_htm.xml Edgar Link completed
yrd-20231231_cal.xml Edgar Link unprocessable
yrd-20231231_pre.xml Edgar Link unprocessable