UNITED SECURITY BANCSHARES Cashflow Statement

Ask AI

Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Cash Flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Cash Flows From Operating Activities:
Net Income
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses
Depreciation and amortization
Amortization of operating lease right-of-use assets
Amortization of premium/discount on investment securities, net
Accretion of lease liability
Gain on sale of investment securities
Operating lease payments
Decrease (increase) in accrued interest receivable
(Decrease) increase in accrued interest payable
Decrease in unearned fees and unamortized loan origination costs, net
(Increase) decrease in income taxes receivable
Stock-based compensation expense and tax benefit
Provision (benefit) for deferred income taxes
Increase (decrease) in accounts payable and accrued liabilities
Write down on other real estate owned
Loss on sale of other real estate owned
(Gain) loss on marketable equity securities
Impairment loss on investment securities
Loss (gain) on fair value option of junior subordinated debentures
Loss on fair value option of junior subordinated debentures
Gain on partial redemption of junior subordinated debentures
Total loss (gain) on fair value option of junior subordinated debentures
Gain on calls of investment securities
Gain on proceeds from bank-owned life insurance
Increase in cash surrender value of bank-owned life insurance
Loss on tax credit limited partnership interest
Gain on sale of premises and equipment
Amortization of intangibles
Loss (gain) on sale of assets
Net decrease (increase) in other assets

Net cash provided by operating activities
Cash Flows From Investing Activities:
Net decrease in interest-bearing deposits with banks
Purchases of FHLB stock, FRB stock, and other securities
Maturities and calls of available-for-sale securities
Principal payments on available-for-sale securities
Purchases of available-for-sale securities
Purchase of bank-owned life insurance
Proceeds from sales of available-for-sale securities
Net decrease (increase) in loans
Cash proceeds from sales of other real estate owned
Payoff of senior liens on other real estate owned
Cash proceeds from sales of premises and equipment
Proceeds from bank-owned life insurance
Capital expenditures of premises and equipment
Investment in limited partnerships
Net cash provided by investing activities

Cash Flows From Financing Activities:
Increase in demand deposit and savings accounts
Net (decrease) increase in time deposits
Partial redemption of junior subordinated debentures
Net decrease is short-term borrowings
Proceeds from exercise of stock options
Dividends on common stock
Net cash provided by (used in) financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year

Comments