UNITED SECURITY BANCSHARES Income Statement

Ask AI

Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest Income:
Interest and fees on loans
Interest on investment securities
Interest on deposits in FRB
Total interest income
Interest Expense:
Interest on deposits
Interest on other borrowed funds
Total interest expense
Net Interest Income
Provision for credit losses
Net Interest Income after Provision for Credit Losses
Noninterest Income:
Customer service fees
Increase in cash surrender value of bank-owned life insurance
Unrealized gain (loss) on fair value of marketable equity securities
Gain on proceeds from bank-owned life insurance
Gain (loss) on fair value and partial redemption of junior subordinated debentures (TruPS)
Gain on sale of investment securities
Gain on sale of assets
Other
Total noninterest income
Noninterest Expense:
Salaries and employee benefits
Occupancy expense
Data processing
Technology
Professional fees
Loan-related expenses
Merger-related expenses
Regulatory assessments
Director fees
Correspondent bank service charges
Net cost of operation of OREO
Other
Total noninterest expense
Income before provision for taxes
Provision for income taxes
Net income
Net income per common share
Basic (in usd per share)
Diluted (in usd per share)
Weighted average common shares outstanding
Basic (in shares)
Diluted (in shares)

Comments