FIRST RELIANCE BANCSHARES INC Income Statement

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Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2014 12 months to Dec 31, 2014	FY2013 12 months to Dec 31, 2013	FY2012 12 months to Dec 31, 2012	FY2011 12 months to Dec 31, 2011
Interest income:
Loans, including fees
Investment securities:
Taxable
Tax exempt
Other interest income
Total
Interest expense:
Time deposits
Other deposits
Other interest expense
Total
Net interest income
Provision for loan losses
Net interest income after provision for loan losses
Noninterest income:
Service charges on deposit accounts
Gain on sale of mortgage loans
Income from bank owned life insurance
Other service charges, commissions, and fees
Gain on sale of available-for-sale securities
Other
Total
Noninterest expenses:
Salaries and benefits
Occupancy
Furniture and equipment related expenses
Other
Total
Income (loss) before income taxes
Income tax expense (benefit)
Income tax (benefit) expense
Net income (loss)
Preferred stock dividends accrued
Deemed dividends on preferred stock resulting from net accretion of discount and amortization of premium
Net income (loss) available to common shareholders
Average common shares outstanding, basic (in shares)
Average common shares outstanding, diluted (in shares)
Income (loss) per common share:
Basic income (loss) per share (in dollars per share)
Diluted income (loss) per share (in dollars per shares)

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