First Foundation Inc. Income Statement

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Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Loans
Securities
FHLB Stock, fed funds sold and interest-bearing deposits
Total interest income
Interest expense:
Deposits
Borrowings
Subordinated debt
Total interest expense
Net interest income
Provision for credit losses
Provision (reversal) for credit losses
Net interest income after provision for credit losses
Noninterest income:
Asset management, consulting and other fees
(Loss) gain on sale of loans
Gain on sale of securities available-for-sale
Capital market activities
Gain on sale of REO
Other income
Total noninterest income
Noninterest expense:
Compensation and benefits
Occupancy and depreciation
Professional services and marketing costs
Customer service costs
Goodwill impairment
Other expenses
Total noninterest expense
Loss before income taxes
Income tax expense (benefit)
Net loss
Net loss per share:
Basic (in dollars per share)
Diluted (in dollars per share)
Shares used in computation:
Basic (in shares)
Diluted (in shares)

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