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Consolidated Balance Sheets

In millions of USD, except per-share amounts
Q2 FY2026
As of Dec 31, 2025
Q1 FY2026
As of Sep 30, 2025
Q4 FY2025
As of Jun 30, 2025
Q3 FY2025
As of Mar 31, 2025
Q2 FY2025
As of Dec 31, 2024
Q1 FY2025
As of Sep 30, 2024
Q4 FY2024
As of Jun 30, 2024
Q3 FY2024
As of Mar 31, 2024
Q2 FY2024
As of Dec 31, 2023
Q1 FY2024
As of Sep 30, 2023
Q4 FY2023
As of Jun 30, 2023
Q3 FY2023
As of Mar 31, 2023
Q2 FY2023
As of Dec 31, 2022
Q1 FY2023
As of Sep 30, 2022
Q4 FY2022
As of Jun 30, 2022
Q3 FY2022
As of Mar 31, 2022
Q2 FY2022
As of Dec 31, 2021
Q1 FY2022
As of Sep 30, 2021
Q4 FY2021
As of Jun 30, 2021
Q3 FY2021
As of Mar 31, 2021
Assets
Cash and due from banks
Interest-bearing demand deposits
Cash and cash equivalents
Interest-bearing time deposits in banks
Available-for-sale securities
Loans, net of allowance for credit losses of $7,450 and $7,139 at September 30, 2023 and June 30, 2023, respectively
Loans, net of allowance for credit losses of $6,526 and $6,627 at December 31, 2025 and June 30, 2025, respectively
Premises and equipment, net of accumulated depreciation of $9,779 and $9,503 at December 31, 2025 and June 30, 2025, respectively
Federal Home Loan Bank stock, at cost
Foreclosed assets held for sale
Accrued interest receivable
Bank-owned life insurance
Mortgage servicing rights
Deferred income taxes
Other
Total assets
Liabilities and Equity
Liabilities
Deposits
Demand
Savings, NOW and money market
Certificates of deposit
Brokered certificates of deposit
Total deposits
Repurchase agreements
Federal Home Loan Bank advances
Other borrowings
Advances from borrowers for taxes and insurance
Accrued post-retirement benefit obligation
Accrued interest payable
Allowance for credit losses on off-balance sheet credit exposures
Other
Total liabilities
Stockholders' Equity
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,351,526 shares issued and outstanding at both December 31, 2025 and June 30, 2025, respectively
Additional paid-in capital
Unearned ESOP shares, at cost, 105,848 and 115,470 shares at December 31, 2025 and June 30, 2025, respectively
Retained earnings
Accumulated other comprehensive loss, net of tax
Total stockholders' equity
Total liabilities and stockholders' equity

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