Elevate Credit, Inc. Income Statement

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Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2021 12 months to Dec 31, 2021	FY2020 12 months to Dec 31, 2020	FY2019 12 months to Dec 31, 2019	FY2018 12 months to Dec 31, 2018	FY2017 12 months to Dec 31, 2017
Revenues
Cost of sales:
Provision for loan losses
Direct marketing costs
Direct marketing costs
Total direct marketing costs

Other cost of sales
Total cost of sales
Gross profit
Operating expenses:
Compensation and benefits
Professional services
Selling and marketing
Occupancy and equipment (See Note 16)
Occupancy and equipment
Depreciation and amortization
Other
Total operating expenses

Operating income
Other expense:
Net interest expense (See Note 16)
Foreign currency transaction gain (loss)
Non-operating loss
Total other expense
Income (loss) from continuing operations before taxes
Income tax expense (benefit)
Net income (loss) from continuing operations
Net income (loss) from discontinued operations
Net income (loss)
Basic earnings per share:
Continuing operations (in usd per share)
Discontinued operations (in usd per share)
Basic earnings (loss) per share (in usd per share)
Diluted earnings per share:
Continuing operations (in usd per share)
Discontinued operations (in usd per share)
Diluted earnings (loss) per share (in usd per share)
Basic weighted-average shares outstanding (in shares)
Diluted weighted-average shares outstanding (in shares)

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