GreenSky, Inc.

2021 Q3 Form 10-Q Financial Statement

#000171292321000088 Filed on November 04, 2021

View on sec.gov

Income Statement

Concept 2021 Q3 2020 Q4 2020 Q3

Balance Sheet

Concept 2021 Q3 2020 Q4 2020 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $242.0M $147.8M $113.6M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $22.63M $21.45M
YoY Change
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.405B $1.523B $1.462B
YoY Change -3.89% 60.15% 62.96%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities
Total Liabilities $1.480B $1.699B $1.668B
YoY Change -11.29% 68.84% 73.08%
SHAREHOLDERS EQUITY
Retained Earnings $68.19M $33.75M $25.50M
YoY Change 167.46% -39.85% -52.67%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $150.1M $147.4M $147.3M
YoY Change 1.88% 0.77% 0.78%
Treasury Stock Shares
Shareholders Equity
YoY Change
Total Liabilities & Shareholders Equity $1.405B $1.523B $1.462B
YoY Change -3.89% 60.15% 62.96%

Cashflow Statement

Concept 2021 Q3 2020 Q4 2020 Q3

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2020Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
571415000 USD
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Amendment Flag
AmendmentFlag
false
dei Entity Central Index Key
EntityCentralIndexKey
0001712923
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2021
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
CY2019 us-gaap Accounting Standards Update Extensible List
AccountingStandardsUpdateExtensibleList
http://fasb.org/us-gaap/2021-01-31#AccountingStandardsUpdate201613Member
CY2020Q4 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2021-01-31#OtherLiabilities
CY2021Q3 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2021-01-31#OtherLiabilities
CY2021Q3 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
168000 USD
CY2020Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
313000 USD
CY2020Q4 us-gaap Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List
OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2021-01-31#OtherAssets
CY2021Q3 us-gaap Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List
OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2021-01-31#OtherAssets
CY2021Q3 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2021-01-31#OtherLiabilities
CY2020Q4 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2021-01-31#OtherLiabilities
dei Document Type
DocumentType
10-Q
dei Document Quarterly Report
DocumentQuarterlyReport
true
dei Document Period End Date
DocumentPeriodEndDate
2021-09-30
dei Document Transition Report
DocumentTransitionReport
false
dei Entity File Number
EntityFileNumber
001-38506
dei Entity Registrant Name
EntityRegistrantName
GreenSky, Inc.
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
DE
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
82-2135346
dei Entity Address Address Line1
EntityAddressAddressLine1
5565 Glenridge Connector
dei Entity Address Address Line2
EntityAddressAddressLine2
Suite 700
dei Entity Address City Or Town
EntityAddressCityOrTown
Atlanta
dei Entity Address State Or Province
EntityAddressStateOrProvince
GA
dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
30342
dei City Area Code
CityAreaCode
(678)
dei Local Phone Number
LocalPhoneNumber
264-6105
dei Security12b Title
Security12bTitle
Class A common stock, $0.01 par value
dei Trading Symbol
TradingSymbol
GSKY
dei Security Exchange Name
SecurityExchangeName
NASDAQ
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
dei Entity Small Business
EntitySmallBusiness
false
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
dei Entity Shell Company
EntityShellCompany
false
CY2021Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
241970000 USD
CY2020Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
147775000 USD
CY2021Q3 us-gaap Restricted Cash
RestrictedCash
264387000 USD
CY2020Q4 us-gaap Restricted Cash
RestrictedCash
319879000 USD
CY2021Q3 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
327045000 USD
CY2021Q3 us-gaap Accounts Receivable Net
AccountsReceivableNet
17629000 USD
CY2020Q4 us-gaap Accounts Receivable Net
AccountsReceivableNet
21958000 USD
CY2021Q3 gsky Property Equipment Software Net
PropertyEquipmentSoftwareNet
22630000 USD
CY2020Q4 gsky Property Equipment Software Net
PropertyEquipmentSoftwareNet
21452000 USD
CY2021Q3 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
407239000 USD
CY2020Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
387951000 USD
CY2021Q3 us-gaap Other Assets
OtherAssets
124120000 USD
CY2020Q4 us-gaap Other Assets
OtherAssets
52643000 USD
CY2021Q3 us-gaap Assets
Assets
1405020000 USD
CY2020Q4 us-gaap Assets
Assets
1523073000 USD
CY2021Q3 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
10797000 USD
CY2020Q4 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
15418000 USD
CY2021Q3 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
16624000 USD
CY2020Q4 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
13666000 USD
CY2021Q3 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
15880000 USD
CY2020Q4 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
5207000 USD
us-gaap Interest And Other Income
InterestAndOtherIncome
10987000 USD
CY2021Q3 us-gaap Derivative Liabilities
DerivativeLiabilities
139307000 USD
CY2020Q4 us-gaap Derivative Liabilities
DerivativeLiabilities
185134000 USD
CY2021Q3 us-gaap Loans Payable
LoansPayable
451190000 USD
CY2020Q4 us-gaap Loans Payable
LoansPayable
452806000 USD
CY2021Q3 us-gaap Line Of Credit
LineOfCredit
278278000 USD
CY2020Q4 us-gaap Line Of Credit
LineOfCredit
502830000 USD
CY2021Q3 gsky Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
332299000 USD
CY2020Q4 gsky Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
310425000 USD
CY2021Q3 gsky Financial Guarantee Liability
FinancialGuaranteeLiability
114472000 USD
CY2020Q4 gsky Financial Guarantee Liability
FinancialGuaranteeLiability
131894000 USD
CY2021Q3 us-gaap Other Liabilities
OtherLiabilities
120695000 USD
CY2020Q4 us-gaap Other Liabilities
OtherLiabilities
81169000 USD
CY2021Q3 us-gaap Liabilities
Liabilities
1479542000 USD
CY2020Q4 us-gaap Liabilities
Liabilities
1698549000 USD
CY2021Q3 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
USD
CY2020Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
USD
CY2021Q3 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
115234000 USD
CY2020Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
110938000 USD
CY2021Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
68192000 USD
CY2020Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
33751000 USD
CY2021Q3 us-gaap Treasury Stock Value
TreasuryStockValue
150104000 USD
CY2020Q4 us-gaap Treasury Stock Value
TreasuryStockValue
147360000 USD
CY2021Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-3457000 USD
CY2020Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-4340000 USD
CY2021Q3 us-gaap Minority Interest
MinorityInterest
-105538000 USD
CY2020Q4 us-gaap Minority Interest
MinorityInterest
-169484000 USD
CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-74522000 USD
CY2020Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-175476000 USD
CY2021Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1405020000 USD
CY2020Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1523073000 USD
CY2021Q3 us-gaap Interest And Other Income
InterestAndOtherIncome
3436000 USD
CY2020Q3 us-gaap Interest And Other Income
InterestAndOtherIncome
7039000 USD
us-gaap Interest And Other Income
InterestAndOtherIncome
10433000 USD
CY2021Q3 us-gaap Revenues
Revenues
128149000 USD
CY2020Q3 us-gaap Revenues
Revenues
142023000 USD
us-gaap Revenues
Revenues
389839000 USD
us-gaap Revenues
Revenues
396842000 USD
CY2021Q3 us-gaap Cost Of Goods And Service Excluding Depreciation Depletion And Amortization
CostOfGoodsAndServiceExcludingDepreciationDepletionAndAmortization
33867000 USD
CY2020Q3 us-gaap Cost Of Goods And Service Excluding Depreciation Depletion And Amortization
CostOfGoodsAndServiceExcludingDepreciationDepletionAndAmortization
92728000 USD
us-gaap Cost Of Goods And Service Excluding Depreciation Depletion And Amortization
CostOfGoodsAndServiceExcludingDepreciationDepletionAndAmortization
141799000 USD
us-gaap Cost Of Goods And Service Excluding Depreciation Depletion And Amortization
CostOfGoodsAndServiceExcludingDepreciationDepletionAndAmortization
230410000 USD
CY2021Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
22858000 USD
CY2020Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
21301000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
67249000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
65190000 USD
CY2021Q3 gsky Costs And Expenses Property Office And Technology
CostsAndExpensesPropertyOfficeAndTechnology
4289000 USD
CY2020Q3 gsky Costs And Expenses Property Office And Technology
CostsAndExpensesPropertyOfficeAndTechnology
4143000 USD
gsky Costs And Expenses Property Office And Technology
CostsAndExpensesPropertyOfficeAndTechnology
13277000 USD
gsky Costs And Expenses Property Office And Technology
CostsAndExpensesPropertyOfficeAndTechnology
12242000 USD
CY2021Q3 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
3548000 USD
CY2020Q3 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
2973000 USD
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
10343000 USD
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
8180000 USD
CY2021Q3 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
6689000 USD
CY2020Q3 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
11614000 USD
us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
32212000 USD
us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
30068000 USD
CY2021Q3 gsky Financial Guarantee Benefit Expense
FinancialGuaranteeBenefitExpense
2033000 USD
CY2020Q3 gsky Financial Guarantee Benefit Expense
FinancialGuaranteeBenefitExpense
-302000 USD
gsky Financial Guarantee Benefit Expense
FinancialGuaranteeBenefitExpense
-7730000 USD
gsky Financial Guarantee Benefit Expense
FinancialGuaranteeBenefitExpense
28354000 USD
CY2021Q3 us-gaap Business Combination Acquisition Related Costs
BusinessCombinationAcquisitionRelatedCosts
5036000 USD
CY2020Q3 us-gaap Business Combination Acquisition Related Costs
BusinessCombinationAcquisitionRelatedCosts
0 USD
us-gaap Business Combination Acquisition Related Costs
BusinessCombinationAcquisitionRelatedCosts
5036000 USD
us-gaap Business Combination Acquisition Related Costs
BusinessCombinationAcquisitionRelatedCosts
0 USD
CY2021Q3 us-gaap Costs And Expenses Related Party
CostsAndExpensesRelatedParty
435000 USD
CY2020Q3 us-gaap Costs And Expenses Related Party
CostsAndExpensesRelatedParty
350000 USD
us-gaap Costs And Expenses Related Party
CostsAndExpensesRelatedParty
1339000 USD
us-gaap Costs And Expenses Related Party
CostsAndExpensesRelatedParty
1304000 USD
CY2021Q3 us-gaap Costs And Expenses
CostsAndExpenses
78755000 USD
CY2020Q3 us-gaap Costs And Expenses
CostsAndExpenses
132807000 USD
us-gaap Costs And Expenses
CostsAndExpenses
263525000 USD
us-gaap Costs And Expenses
CostsAndExpenses
375748000 USD
CY2021Q3 us-gaap Operating Income Loss
OperatingIncomeLoss
49394000 USD
CY2020Q3 us-gaap Operating Income Loss
OperatingIncomeLoss
9216000 USD
us-gaap Operating Income Loss
OperatingIncomeLoss
126314000 USD
us-gaap Operating Income Loss
OperatingIncomeLoss
21094000 USD
CY2021Q3 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
146000 USD
CY2020Q3 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
157000 USD
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
423000 USD
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
1025000 USD
CY2021Q3 us-gaap Interest Expense
InterestExpense
6801000 USD
CY2020Q3 us-gaap Interest Expense
InterestExpense
6775000 USD
us-gaap Interest Expense
InterestExpense
20136000 USD
us-gaap Interest Expense
InterestExpense
18289000 USD
CY2021Q3 us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
1406000 USD
CY2020Q3 us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
410000 USD
us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
2834000 USD
us-gaap Other Nonoperating Income Expense
OtherNonoperatingIncomeExpense
2216000 USD
CY2021Q3 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-5249000 USD
CY2020Q3 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-6208000 USD
us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-16879000 USD
us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-15048000 USD
CY2021Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
44145000 USD
CY2020Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
3008000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
109435000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
6046000 USD
CY2021Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4368000 USD
CY2020Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
197000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10822000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
799000 USD
CY2021Q3 us-gaap Profit Loss
ProfitLoss
39777000 USD
CY2020Q3 us-gaap Profit Loss
ProfitLoss
2811000 USD
us-gaap Profit Loss
ProfitLoss
98613000 USD
us-gaap Profit Loss
ProfitLoss
5247000 USD
CY2021Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
25388000 USD
CY2020Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
1850000 USD
us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
64096000 USD
us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
3487000 USD
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
14389000 USD
CY2020Q3 us-gaap Net Income Loss
NetIncomeLoss
961000 USD
us-gaap Net Income Loss
NetIncomeLoss
34517000 USD
us-gaap Net Income Loss
NetIncomeLoss
1760000 USD
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.19
CY2020Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.01
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.47
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.03
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.19
CY2020Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.01
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.46
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.02
CY2021Q3 us-gaap Profit Loss
ProfitLoss
39777000 USD
CY2020Q3 us-gaap Profit Loss
ProfitLoss
2811000 USD
us-gaap Profit Loss
ProfitLoss
98613000 USD
us-gaap Profit Loss
ProfitLoss
5247000 USD
CY2021Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
-878000 USD
CY2020Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
-493000 USD
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
-458000 USD
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
-14037000 USD
CY2021Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax
-1370000 USD
CY2020Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax
-1318000 USD
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax
-4050000 USD
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax
-2453000 USD
CY2021Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
492000 USD
CY2020Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
825000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
3592000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-11584000 USD
CY2021Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
40269000 USD
CY2020Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
3636000 USD
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
102205000 USD
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
-6337000 USD
CY2021Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
26002000 USD
CY2020Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
2624000 USD
us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
66805000 USD
us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
-4148000 USD
CY2021Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
14267000 USD
CY2020Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1012000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
35400000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-2189000 USD
CY2021Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-118466000 USD
CY2021Q3 us-gaap Profit Loss
ProfitLoss
39777000 USD
CY2021Q3 gsky Shares Withheld Related To Net Share Settlement And Other Value
SharesWithheldRelatedToNetShareSettlementAndOtherValue
614000 USD
CY2021Q3 us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
4827000 USD
CY2021Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
4033000 USD
CY2021Q3 gsky Adjustment To Additional Paid In Capital Deferred Tax Adjustment Related To Tax Receivable Agreement
AdjustmentToAdditionalPaidInCapitalDeferredTaxAdjustmentRelatedToTaxReceivableAgreement
4298000 USD
CY2021Q3 gsky Noncontrolling Interest Increase From Vesting Of Shares
NoncontrollingInterestIncreaseFromVestingOfShares
0 USD
CY2021Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
492000 USD
CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-74522000 USD
CY2020Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-175476000 USD
us-gaap Profit Loss
ProfitLoss
98613000 USD
gsky Shares Withheld Related To Net Share Settlement And Other Value
SharesWithheldRelatedToNetShareSettlementAndOtherValue
2744000 USD
us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
15582000 USD
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
11769000 USD
gsky Equity Based Payments To Non Employees
EquityBasedPaymentsToNonEmployees
-7000 USD
gsky Adjustment To Additional Paid In Capital Deferred Tax Adjustment Related To Tax Receivable Agreement
AdjustmentToAdditionalPaidInCapitalDeferredTaxAdjustmentRelatedToTaxReceivableAgreement
4528000 USD
gsky Noncontrolling Interest Increase From Vesting Of Shares
NoncontrollingInterestIncreaseFromVestingOfShares
0 USD
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
3592000 USD
CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-74522000 USD
CY2020Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-196868000 USD
CY2020Q3 us-gaap Profit Loss
ProfitLoss
2811000 USD
CY2020Q3 gsky Shares Withheld Related To Net Share Settlement And Other Value
SharesWithheldRelatedToNetShareSettlementAndOtherValue
322000 USD
CY2020Q3 us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
17051000 USD
CY2020Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
4334000 USD
CY2020Q3 gsky Equity Based Payments To Non Employees
EquityBasedPaymentsToNonEmployees
-4000 USD
CY2020Q3 gsky Adjustment To Additional Paid In Capital Deferred Tax Adjustment Related To Tax Receivable Agreement
AdjustmentToAdditionalPaidInCapitalDeferredTaxAdjustmentRelatedToTaxReceivableAgreement
389000 USD
CY2020Q3 gsky Noncontrolling Interest Increase From Vesting Of Shares
NoncontrollingInterestIncreaseFromVestingOfShares
0 USD
CY2020Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
825000 USD
CY2020Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-205878000 USD
CY2019Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-54943000 USD
us-gaap Profit Loss
ProfitLoss
5247000 USD
gsky Shares Withheld Related To Net Share Settlement And Other Value
SharesWithheldRelatedToNetShareSettlementAndOtherValue
1093000 USD
us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
48566000 USD
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
11306000 USD
gsky Equity Based Payments To Non Employees
EquityBasedPaymentsToNonEmployees
-12000 USD
gsky Adjustment To Additional Paid In Capital Deferred Tax Adjustment Related To Tax Receivable Agreement
AdjustmentToAdditionalPaidInCapitalDeferredTaxAdjustmentRelatedToTaxReceivableAgreement
1475000 USD
gsky Noncontrolling Interest Increase From Vesting Of Shares
NoncontrollingInterestIncreaseFromVestingOfShares
0 USD
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-11584000 USD
CY2020Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
-205878000 USD
us-gaap Profit Loss
ProfitLoss
98613000 USD
us-gaap Profit Loss
ProfitLoss
5247000 USD
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
10343000 USD
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
8180000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
11769000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
11306000 USD
gsky Increase Decrease In Fair Value Of Servicing Assets And Liabilities
IncreaseDecreaseInFairValueOfServicingAssetsAndLiabilities
-9995000 USD
gsky Increase Decrease In Fair Value Of Servicing Assets And Liabilities
IncreaseDecreaseInFairValueOfServicingAssetsAndLiabilities
-1370000 USD
gsky Operating Lease Liability Payments
OperatingLeaseLiabilityPayments
-105000 USD
gsky Operating Lease Liability Payments
OperatingLeaseLiabilityPayments
342000 USD
gsky Gain Loss On Financial Guarantee Liability
GainLossOnFinancialGuaranteeLiability
20286000 USD
gsky Gain Loss On Financial Guarantee Liability
GainLossOnFinancialGuaranteeLiability
-26274000 USD
us-gaap Amortization Of Financing Costs
AmortizationOfFinancingCosts
2535000 USD
us-gaap Amortization Of Financing Costs
AmortizationOfFinancingCosts
1748000 USD
gsky Original Issuance Discount On Term Loan Payment
OriginalIssuanceDiscountOnTermLoanPayment
54000 USD
gsky Original Issuance Discount On Term Loan Payment
OriginalIssuanceDiscountOnTermLoanPayment
18000 USD
gsky Noncash Income Tax Expense Benefit
NoncashIncomeTaxExpenseBenefit
10820000 USD
gsky Noncash Income Tax Expense Benefit
NoncashIncomeTaxExpenseBenefit
799000 USD
gsky Valuation Allowance Fair Value Adjustment Increase Decrease Financing Receivable
ValuationAllowanceFairValueAdjustmentIncreaseDecreaseFinancingReceivable
3863000 USD
gsky Valuation Allowance Fair Value Adjustment Increase Decrease Financing Receivable
ValuationAllowanceFairValueAdjustmentIncreaseDecreaseFinancingReceivable
17332000 USD
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-7000 USD
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-200000 USD
us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
-240506000 USD
us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
508722000 USD
us-gaap Increase Decrease In Accounts Receivable
IncreaseDecreaseInAccountsReceivable
-4329000 USD
us-gaap Increase Decrease In Accounts Receivable
IncreaseDecreaseInAccountsReceivable
1442000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
54082000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
3354000 USD
us-gaap Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
-4621000 USD
us-gaap Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
3184000 USD
us-gaap Increase Decrease In Derivative Liabilities
IncreaseDecreaseInDerivativeLiabilities
-45827000 USD
us-gaap Increase Decrease In Derivative Liabilities
IncreaseDecreaseInDerivativeLiabilities
-18523000 USD
gsky Increase Decrease In Guarantee Liability
IncreaseDecreaseInGuaranteeLiability
-25151000 USD
gsky Increase Decrease In Guarantee Liability
IncreaseDecreaseInGuaranteeLiability
-64000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
77980000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
29073000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
300854000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-430492000 USD
us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
11311000 USD
us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
12120000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-11311000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-12120000 USD
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
0 USD
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
70494000 USD
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
3509000 USD
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
3170000 USD
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
328781000 USD
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
570000000 USD
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
553333000 USD
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
137160000 USD
us-gaap Distribution Made To Limited Liability Company Llc Member Cash Distributions Paid
DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsPaid
16746000 USD
us-gaap Distribution Made To Limited Liability Company Llc Member Cash Distributions Paid
DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsPaid
50965000 USD
gsky Payments For Tax Receivable Agreement
PaymentsForTaxReceivableAgreement
4098000 USD
gsky Payments For Tax Receivable Agreement
PaymentsForTaxReceivableAgreement
12755000 USD
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
817000 USD
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
0 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
2752000 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
1166000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-250840000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
435278000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
38703000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-7334000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
467654000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
445841000 USD
CY2021Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
506357000 USD
CY2020Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
438507000 USD
CY2021Q3 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
1570000 USD
CY2020Q3 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
3470000 USD
us-gaap Capital Expenditures Incurred But Not Yet Paid
CapitalExpendituresIncurredButNotYetPaid
605000 USD
us-gaap Capital Expenditures Incurred But Not Yet Paid
CapitalExpendituresIncurredButNotYetPaid
435000 USD
gsky Tax Withholding On Equity Awards Accrued But Not Paid
TaxWithholdingOnEquityAwardsAccruedButNotPaid
38000 USD
gsky Tax Withholding On Equity Awards Accrued But Not Paid
TaxWithholdingOnEquityAwardsAccruedButNotPaid
21000 USD
us-gaap Consideration Received For Beneficial Interest Obtained For Transferring Financial Asset
ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset
19350000 USD
us-gaap Consideration Received For Beneficial Interest Obtained For Transferring Financial Asset
ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset
0 USD
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
Certain reclassifications have been made to the prior year presentation to conform to the current year presentation in the Unaudited Condensed Consolidated Statements of Operations.
us-gaap Use Of Estimates
UseOfEstimates
<div style="margin-top:10pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Use of Estimates</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The preparation of our financial statements in conformity with GAAP requires that management make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Such estimates and assumptions include, but are not limited to, those that relate to fair value measurements, financial guarantees, share-based compensation and income taxes. In developing estimates and assumptions, management uses all available information; however, actual results could materially differ from those estimates and assumptions.</span></div>
us-gaap Other Income
OtherIncome
7000 USD
CY2021Q3 us-gaap Cash
Cash
241970000 USD
CY2020Q3 us-gaap Cash
Cash
113573000 USD
CY2021Q3 us-gaap Restricted Cash
RestrictedCash
264387000 USD
CY2020Q3 us-gaap Restricted Cash
RestrictedCash
324934000 USD
CY2021Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
506357000 USD
CY2020Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
438507000 USD
gsky Volume Based Price Concessions
VolumeBasedPriceConcessions
11500000 USD
us-gaap Guarantees Indemnifications And Warranties Policies
GuaranteesIndemnificationsAndWarrantiesPolicies
<div style="margin-top:10pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:120%">Financial Guarantees</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Under the terms of the contracts with our Bank Partners, we provide limited protection to the Bank Partners in the event of certain Bank Partner portfolio credit losses or in the event that the finance charges billed to borrowers do not exceed the sum of (i) an agreed-upon portfolio yield, (ii) a fixed servicing fee and (iii) realized credit losses, by holding cash in restricted, interest-bearing escrow accounts in an amount equal to a contractual percentage of the </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Bank Partners’ monthly originations and month-end outstanding portfolio balance. Our maximum exposure under these financial guarantees is contractually limited to the escrow that we establish with each Bank Partner. Cash set aside to meet this requirement is classified as restricted cash in our Unaudited Condensed Consolidated Balance Sheets. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Our contracts with our Bank Partners entitle us to incentive payments when the finance charges billed to borrowers exceed the sum of (i) an agreed-upon portfolio yield, (ii) a fixed servicing fee and (iii) realized credit losses. This incentive payment varies from month to month, primarily due to the amount of realized credit losses. If credit losses exceed an agreed-upon threshold, we are obligated to make limited payments to our Bank Partners, which obligation represents a financial guarantee in accordance with ASC 460, </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Guarantees</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">. Under ASC 460, the guarantor undertakes a noncontingent obligation to stand ready to perform over the term of the guarantee and a contingent obligation to make future payments if the triggering events or conditions under the guarantee arrangements occur. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Under ASU 2016-13, we are required to estimate the expected credit losses over the contractual period in which we are exposed to credit risk via a present contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the issuer. As applied to our financial guarantee arrangements, we are required to estimate expected credit losses, and the impact of those estimates on our potential escrow payments, for loans within our Bank Partner portfolios that are either funded or approved for funding at the measurement date, but are precluded from including future loan originations by our Bank Partners. Consistent with the modeling of loan losses for any consumer loan portfolio assumed to go into "run-off," our recognized financial guarantee liability under this model represents a significant portion of the contractual escrow established with each Bank Partner. Typically, additional financial guarantee liabilities are recorded as new loans for our Bank Partners are facilitated on our platform, along with a corresponding non-cash charge recorded as financial guarantee expense in the Unaudited Condensed Consolidated Statements of Operations.</span></div>As the terms of our guarantee arrangements are determined contractually with each Bank Partner, we measure our contingent obligation separately for each Bank Partner using a discounted cash flow method based on estimates of the outstanding loan attributes of the Bank Partner's loan servicing portfolio and our expectations of forecasted information, including macroeconomic conditions, over the period which our financial guarantee is expected to be used in a "run-off" scenario. We use our historical experience as a basis for estimating escrow usage and adjust for current conditions or forecasts of future conditions if they are determined to vary from our historical experience. Refer to Note 14 for additional information on our financial guarantees.
CY2021Q3 us-gaap Interest Income Operating
InterestIncomeOperating
3436000 USD
CY2020Q3 us-gaap Interest Income Operating
InterestIncomeOperating
7037000 USD
us-gaap Interest Income Operating
InterestIncomeOperating
10986000 USD
us-gaap Interest Income Operating
InterestIncomeOperating
10426000 USD
CY2021Q3 us-gaap Other Income
OtherIncome
0 USD
CY2020Q3 us-gaap Other Income
OtherIncome
2000 USD
us-gaap Other Income
OtherIncome
1000 USD
CY2021Q3 us-gaap Interest And Other Income
InterestAndOtherIncome
3436000 USD
CY2020Q3 us-gaap Interest And Other Income
InterestAndOtherIncome
7039000 USD
us-gaap Interest And Other Income
InterestAndOtherIncome
10987000 USD
us-gaap Interest And Other Income
InterestAndOtherIncome
10433000 USD
CY2021Q3 us-gaap Revenues
Revenues
128149000 USD
CY2020Q3 us-gaap Revenues
Revenues
142023000 USD
us-gaap Revenues
Revenues
389839000 USD
us-gaap Revenues
Revenues
396842000 USD
CY2021Q3 us-gaap Revenue Remaining Performance Obligation
RevenueRemainingPerformanceObligation
0 USD
CY2020Q4 us-gaap Capitalized Contract Cost Gross
CapitalizedContractCostGross
0 USD
CY2021Q3 us-gaap Capitalized Contract Cost Gross
CapitalizedContractCostGross
0 USD
CY2020Q4 us-gaap Contract With Customer Liability
ContractWithCustomerLiability
0 USD
CY2021Q3 us-gaap Contract With Customer Liability
ContractWithCustomerLiability
0 USD
CY2020Q4 us-gaap Contract With Customer Asset Gross
ContractWithCustomerAssetGross
0 USD
CY2021Q3 us-gaap Contract With Customer Asset Gross
ContractWithCustomerAssetGross
0 USD
CY2021Q3 gsky Volume Based Price Concessions
VolumeBasedPriceConcessions
5300000 USD
CY2020Q3 gsky Volume Based Price Concessions
VolumeBasedPriceConcessions
3500000 USD
gsky Volume Based Price Concessions
VolumeBasedPriceConcessions
16100000 USD
CY2021Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
44145000 USD
CY2020Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
3008000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
109435000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
6046000 USD
CY2021Q3 gsky Net Income Loss Attributableto Noncontrolling Interest Subsequent To Reorganization
NetIncomeLossAttributabletoNoncontrollingInterestSubsequentToReorganization
25388000 USD
CY2020Q3 gsky Net Income Loss Attributableto Noncontrolling Interest Subsequent To Reorganization
NetIncomeLossAttributabletoNoncontrollingInterestSubsequentToReorganization
1850000 USD
gsky Net Income Loss Attributableto Noncontrolling Interest Subsequent To Reorganization
NetIncomeLossAttributabletoNoncontrollingInterestSubsequentToReorganization
64096000 USD
gsky Net Income Loss Attributableto Noncontrolling Interest Subsequent To Reorganization
NetIncomeLossAttributabletoNoncontrollingInterestSubsequentToReorganization
3487000 USD
CY2021Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4368000 USD
CY2020Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
197000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10822000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
799000 USD
CY2021Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
14389000 USD
CY2020Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
961000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
34517000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1760000 USD
CY2021Q3 us-gaap Dilutive Securities Effect On Basic Earnings Per Share Other
DilutiveSecuritiesEffectOnBasicEarningsPerShareOther
25388000 USD
CY2020Q3 us-gaap Dilutive Securities Effect On Basic Earnings Per Share Other
DilutiveSecuritiesEffectOnBasicEarningsPerShareOther
1850000 USD
us-gaap Dilutive Securities Effect On Basic Earnings Per Share Other
DilutiveSecuritiesEffectOnBasicEarningsPerShareOther
64096000 USD
us-gaap Dilutive Securities Effect On Basic Earnings Per Share Other
DilutiveSecuritiesEffectOnBasicEarningsPerShareOther
3487000 USD
CY2021Q3 gsky Income Tax Expense Benefit Attributableto Noncontrolling Interest
IncomeTaxExpenseBenefitAttributabletoNoncontrollingInterest
6079000 USD
CY2020Q3 gsky Income Tax Expense Benefit Attributableto Noncontrolling Interest
IncomeTaxExpenseBenefitAttributabletoNoncontrollingInterest
624000 USD
gsky Income Tax Expense Benefit Attributableto Noncontrolling Interest
IncomeTaxExpenseBenefitAttributabletoNoncontrollingInterest
15456000 USD
gsky Income Tax Expense Benefit Attributableto Noncontrolling Interest
IncomeTaxExpenseBenefitAttributabletoNoncontrollingInterest
1201000 USD
CY2021Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
33698000 USD
CY2020Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
2187000 USD
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
83157000 USD
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
4046000 USD
CY2020Q3 gsky Effective Income Tax Rate Reconciliation Including Noncontrolling Interest Percent
EffectiveIncomeTaxRateReconciliationIncludingNoncontrollingInterestPercent
0.273
gsky Effective Income Tax Rate Reconciliation Including Noncontrolling Interest Percent
EffectiveIncomeTaxRateReconciliationIncludingNoncontrollingInterestPercent
0.240
CY2021Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
75670931 shares
CY2020Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
69960268 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
73372935 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
66267288 shares
CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
180926632 shares
CY2020Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
178057682 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
180109622 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
177536866 shares
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.19
CY2020Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.01
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.47
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.03
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.19
CY2020Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.01
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.46
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.02
CY2021Q3 gsky Effective Income Tax Rate Reconciliation Including Noncontrolling Interest Percent
EffectiveIncomeTaxRateReconciliationIncludingNoncontrollingInterestPercent
0.237
CY2021Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
27900000 USD
CY2020Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
28200000 USD
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
83200000 USD
gsky Effective Income Tax Rate Reconciliation Including Noncontrolling Interest Percent
EffectiveIncomeTaxRateReconciliationIncludingNoncontrollingInterestPercent
0.331
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
87300000 USD
CY2021Q2 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
1271000 USD
CY2020Q2 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
2799000 USD
CY2020Q4 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
1984000 USD
CY2019Q4 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
3796000 USD
CY2021Q3 us-gaap Servicing Liability At Fair Value Additions
ServicingLiabilityAtFairValueAdditions
449000 USD
CY2020Q3 us-gaap Servicing Liability At Fair Value Additions
ServicingLiabilityAtFairValueAdditions
0 USD
us-gaap Servicing Liability At Fair Value Additions
ServicingLiabilityAtFairValueAdditions
449000 USD
us-gaap Servicing Liability At Fair Value Additions
ServicingLiabilityAtFairValueAdditions
0 USD
CY2021Q3 us-gaap Servicing Liability At Fair Value Other Changes In Fair Value
ServicingLiabilityAtFairValueOtherChangesInFairValue
11260000 USD
CY2020Q3 us-gaap Servicing Liability At Fair Value Other Changes In Fair Value
ServicingLiabilityAtFairValueOtherChangesInFairValue
-424000 USD
us-gaap Servicing Liability At Fair Value Other Changes In Fair Value
ServicingLiabilityAtFairValueOtherChangesInFairValue
10547000 USD
us-gaap Servicing Liability At Fair Value Other Changes In Fair Value
ServicingLiabilityAtFairValueOtherChangesInFairValue
-1421000 USD
CY2021Q3 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
12082000 USD
CY2020Q3 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
2375000 USD
CY2021Q3 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
12082000 USD
CY2020Q3 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
2375000 USD
gsky Servicing Liability At Fair Value Period After Which Collection Efforts Will Cease
ServicingLiabilityAtFairValuePeriodAfterWhichCollectionEffortsWillCease
P5Y
us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Discount Rate
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
0.180
CY2020 us-gaap Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Discount Rate
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
0.180
CY2021Q3 gsky Contingent Consideration Receivable Beneficial Interest
ContingentConsiderationReceivableBeneficialInterest
19400000 USD
CY2020Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
571415000 USD
CY2019Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
51926000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Additions To Held For Sale Before Allowance
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowAdditionsToHeldForSaleBeforeAllowance
1441838000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Additions To Held For Sale Before Allowance
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowAdditionsToHeldForSaleBeforeAllowance
906850000 USD
us-gaap Proceeds From Sale And Collection Of Loans Heldforsale
ProceedsFromSaleAndCollectionOfLoansHeldforsale
1653256000 USD
us-gaap Proceeds From Sale And Collection Of Loans Heldforsale
ProceedsFromSaleAndCollectionOfLoansHeldforsale
370142000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Gain Loss On Sales Net
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowGainLossOnSalesNet
-29520000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Gain Loss On Sales Net
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowGainLossOnSalesNet
-19685000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Decrease Increase In Valuation Allowance
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowDecreaseIncreaseInValuationAllowance
730000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Decrease Increase In Valuation Allowance
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowDecreaseIncreaseInValuationAllowance
-19441000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Transfers In Out
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowTransfersInOut
2354000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Transfers In Out
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowTransfersInOut
-161000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Write Offs
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowWriteOffs
6516000 USD
gsky Financing Receivable Held For Sale Not Part Of Disposal Group Reconciliation To Cash Flow Write Offs
FinancingReceivableHeldForSaleNotPartOfDisposalGroupReconciliationToCashFlowWriteOffs
6031000 USD
CY2021Q3 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
327045000 USD
CY2020Q3 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
543316000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
2100000 USD
us-gaap Proceeds From Recoveries Of Loan Previously Charged Off
ProceedsFromRecoveriesOfLoanPreviouslyChargedOff
303000 USD
us-gaap Proceeds From Recoveries Of Loan Previously Charged Off
ProceedsFromRecoveriesOfLoanPreviouslyChargedOff
265000 USD
CY2021Q3 us-gaap Accounts Receivable Gross
AccountsReceivableGross
17797000 USD
CY2021Q3 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
168000 USD
CY2021Q3 us-gaap Accounts Receivable Net
AccountsReceivableNet
17629000 USD
CY2020Q4 us-gaap Accounts Receivable Gross
AccountsReceivableGross
22271000 USD
CY2020Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
313000 USD
CY2020Q4 us-gaap Accounts Receivable Net
AccountsReceivableNet
21958000 USD
CY2021Q2 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
196000 USD
CY2020Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
313000 USD
CY2021Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
26000 USD
us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
10000 USD
CY2021Q3 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
3000 USD
us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
138000 USD
CY2021Q3 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
1000 USD
us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
3000 USD
CY2021Q3 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
168000 USD
CY2021Q3 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
168000 USD
CY2021Q3 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
45132000 USD
CY2020Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
40410000 USD
CY2021Q3 gsky Accumulated Depreciation Property Plant And Equipment
AccumulatedDepreciationPropertyPlantAndEquipment
5191000 USD
CY2020Q4 gsky Accumulated Depreciation Property Plant And Equipment
AccumulatedDepreciationPropertyPlantAndEquipment
6580000 USD
CY2021Q3 gsky Accumulated Amortization Software
AccumulatedAmortizationSoftware
17311000 USD
CY2020Q4 gsky Accumulated Amortization Software
AccumulatedAmortizationSoftware
12378000 USD
CY2021Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
22630000 USD
CY2020Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
21452000 USD
CY2021Q3 gsky Merchant And Sponsor Incentive Assets
MerchantAndSponsorIncentiveAssets
4900000 USD
CY2021Q3 us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-158000 USD
us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-453000 USD
CY2020Q3 us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-141000 USD
us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-253000 USD
CY2021Q3 us-gaap Interest Rate Cash Flow Hedge Gain Loss To Be Reclassified During Next12 Months Net
InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet
5900000 USD
CY2021Q3 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
50897000 USD
CY2020Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
30804000 USD
CY2021Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
13039000 USD
CY2020Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
8265000 USD
CY2021Q3 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
8843000 USD
CY2020Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
8860000 USD
CY2021Q3 us-gaap Related Party Transaction Due From To Related Party
RelatedPartyTransactionDueFromToRelatedParty
53000 USD
CY2020Q4 us-gaap Related Party Transaction Due From To Related Party
RelatedPartyTransactionDueFromToRelatedParty
88000 USD
CY2021Q3 us-gaap Insurance Settlements Receivable
InsuranceSettlementsReceivable
26900000 USD
CY2020Q4 us-gaap Insurance Settlements Receivable
InsuranceSettlementsReceivable
0 USD
CY2021Q3 gsky Contingent Consideration Receivable
ContingentConsiderationReceivable
10594000 USD
CY2020Q4 gsky Contingent Consideration Receivable
ContingentConsiderationReceivable
0 USD
CY2021Q3 us-gaap Other Receivables
OtherReceivables
13794000 USD
CY2020Q4 us-gaap Other Receivables
OtherReceivables
4626000 USD
CY2021Q3 us-gaap Other Assets
OtherAssets
124120000 USD
CY2020Q4 us-gaap Other Assets
OtherAssets
52643000 USD
CY2020Q4 us-gaap Hosting Arrangement Service Contract Implementation Cost Capitalized Before Accumulated Amortization
HostingArrangementServiceContractImplementationCostCapitalizedBeforeAccumulatedAmortization
1000000 USD
us-gaap Hosting Arrangement Service Contract Implementation Cost Expense Amortization
HostingArrangementServiceContractImplementationCostExpenseAmortization
151000 USD
CY2021Q3 us-gaap Hosting Arrangement Service Contract Implementation Cost Capitalized Accumulated Amortization
HostingArrangementServiceContractImplementationCostCapitalizedAccumulatedAmortization
159000 USD
CY2021Q3 gsky Transaction Processing Liabilities
TransactionProcessingLiabilities
37539000 USD
CY2020Q4 gsky Transaction Processing Liabilities
TransactionProcessingLiabilities
30169000 USD
CY2021Q3 gsky Merchant And Sponsor Incentive Assets Amortization
MerchantAndSponsorIncentiveAssetsAmortization
243000 USD
gsky Merchant And Sponsor Incentive Assets Amortization
MerchantAndSponsorIncentiveAssetsAmortization
243000 USD
CY2021Q3 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
12082000 USD
CY2020Q4 us-gaap Servicing Liability At Fair Value Amount
ServicingLiabilityAtFairValueAmount
1984000 USD
CY2021Q3 gsky Distributions Payable Excluding Related Party
DistributionsPayableExcludingRelatedParty
1570000 USD
CY2020Q4 gsky Distributions Payable Excluding Related Party
DistributionsPayableExcludingRelatedParty
3136000 USD
CY2021Q3 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
9452000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
14182000 USD
CY2021Q3 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
271000 USD
CY2020Q4 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
691000 USD
CY2021Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
17155000 USD
CY2020Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
10107000 USD
CY2021Q3 gsky Estimated Litigation Liability
EstimatedLitigationLiability
27500000 USD
CY2020Q4 gsky Estimated Litigation Liability
EstimatedLitigationLiability
0 USD
CY2021Q3 us-gaap Other Sundry Liabilities
OtherSundryLiabilities
10645000 USD
CY2020Q4 us-gaap Other Sundry Liabilities
OtherSundryLiabilities
10245000 USD
CY2021Q3 us-gaap Embedded Derivative Fair Value Of Embedded Derivative Liability
EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability
4481000 USD
CY2021Q3 gsky Noncontrolling Interest Weight Average Ownership Percentage By Parent
NoncontrollingInterestWeightAverageOwnershipPercentageByParent
0.424
CY2020Q4 us-gaap Embedded Derivative Fair Value Of Embedded Derivative Liability
EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability
10655000 USD
CY2021Q3 us-gaap Other Liabilities
OtherLiabilities
120695000 USD
CY2020Q4 us-gaap Other Liabilities
OtherLiabilities
81169000 USD
CY2020Q3 gsky Noncontrolling Interest Weight Average Ownership Percentage By Parent
NoncontrollingInterestWeightAverageOwnershipPercentageByParent
0.396
gsky Noncontrolling Interest Weight Average Ownership Percentage By Parent
NoncontrollingInterestWeightAverageOwnershipPercentageByParent
0.412
gsky Noncontrolling Interest Weight Average Ownership Percentage By Parent
NoncontrollingInterestWeightAverageOwnershipPercentageByParent
0.376
CY2021Q3 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
15643974 shares
us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
13425688 shares
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
146100000 USD
us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
0 shares
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10800000 USD
CY2021Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
7200000 USD
CY2021Q3 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
2600000 USD
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P7Y1M6D
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P6Y4M24D
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
2300000 USD
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
3200000 USD
CY2021Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.099
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.099
CY2021Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4400000 USD
CY2021Q3 gsky Effective Income Tax Rate Reconciliation Federaland State Income Taxes Percent
EffectiveIncomeTaxRateReconciliationFederalandStateIncomeTaxesPercent
0.244
gsky Effective Income Tax Rate Reconciliation Federaland State Income Taxes Percent
EffectiveIncomeTaxRateReconciliationFederalandStateIncomeTaxesPercent
0.244
CY2020Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.065
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.132
CY2020Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
200000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
800000 USD
gsky Effective Income Tax Rate Reconciliation Federaland State Income Taxes Percent
EffectiveIncomeTaxRateReconciliationFederalandStateIncomeTaxesPercent
0.243
CY2020Q3 gsky Effective Income Tax Rate Reconciliation Federaland State Income Taxes Percent
EffectiveIncomeTaxRateReconciliationFederalandStateIncomeTaxesPercent
0.243
CY2021Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
98000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
98000 USD
CY2021Q3 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
407200000 USD
CY2020Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
388000000.0 USD
gsky Payments For Tax Receivable Agreement
PaymentsForTaxReceivableAgreement
4100000 USD
CY2021Q3 gsky Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
332300000 USD
CY2021Q3 gsky Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
332300000 USD
CY2020Q4 gsky Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
310400000 USD
CY2020Q4 gsky Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
310400000 USD
CY2021Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
1400000 USD
CY2021Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
17155000 USD
CY2020Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
1100000 USD
us-gaap Operating Lease Expense
OperatingLeaseExpense
3500000 USD
us-gaap Operating Lease Expense
OperatingLeaseExpense
3100000 USD
CY2021Q2 gsky Lessee Operating Lease Option To Terminate Termination Penalty Amount
LesseeOperatingLeaseOptionToTerminateTerminationPenaltyAmount
1200000 USD
CY2021Q2 gsky Lessee Operating Lease Option To Terminate Reduction In Right Of Use Assets And Reduction Lease Liability
LesseeOperatingLeaseOptionToTerminateReductionInRightOfUseAssetsAndReductionLeaseLiability
1000000.0 USD
CY2021Q3 us-gaap Lessee Operating Lease Renewal Term
LesseeOperatingLeaseRenewalTerm
P5Y
us-gaap Operating Lease Payments
OperatingLeasePayments
3376000 USD
us-gaap Operating Lease Payments
OperatingLeasePayments
3491000 USD
gsky Right Of Use Asset Increase Decrease Due To Lease Modification
RightOfUseAssetIncreaseDecreaseDueToLeaseModification
7888000 USD
gsky Right Of Use Asset Increase Decrease Due To Lease Modification
RightOfUseAssetIncreaseDecreaseDueToLeaseModification
9000 USD
CY2021Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
13039000 USD
CY2020Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
8265000 USD
CY2020Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
10107000 USD
CY2021Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P6Y1M6D
CY2020Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P2Y4M24D
CY2021Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.056
CY2020Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.058
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
1956000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
3812000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
2661000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
2009000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
2065000 USD
CY2021Q3 gsky Lessee Operating Lease Liability To Be Paid After Year Four
LesseeOperatingLeaseLiabilityToBePaidAfterYearFour
8006000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
20509000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
3354000 USD
CY2021Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
17155000 USD
CY2021Q3 us-gaap Unused Commitments To Extend Credit
UnusedCommitmentsToExtendCredit
109600000 USD
CY2020Q4 us-gaap Unused Commitments To Extend Credit
UnusedCommitmentsToExtendCredit
99900000 USD
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 segment

Files In Submission

Name View Source Status
0001712923-21-000088-index-headers.html Edgar Link pending
0001712923-21-000088-index.html Edgar Link pending
0001712923-21-000088.txt Edgar Link pending
0001712923-21-000088-xbrl.zip Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
greenskytraamendmentexec.htm Edgar Link pending
greenskytraamendmentexec001.jpg Edgar Link pending
greenskytraamendmentexec002.jpg Edgar Link pending
greenskytraamendmentexec003.jpg Edgar Link pending
greenskytraamendmentexec004.jpg Edgar Link pending
greenskytraamendmentexec005.jpg Edgar Link pending
greenskytraamendmentexec006.jpg Edgar Link pending
greenskytraamendmentexec007.jpg Edgar Link pending
greenskytraamendmentexec008.jpg Edgar Link pending
gsky-20210930.htm Edgar Link pending
gsky-20210930.xsd Edgar Link pending
gsky-20210930_cal.xml Edgar Link unprocessable
gsky-20210930_def.xml Edgar Link unprocessable
gsky-20210930_htm.xml Edgar Link completed
gsky-20210930_lab.xml Edgar Link unprocessable
gsky-20210930_pre.xml Edgar Link unprocessable
gsky3q2021ex311.htm Edgar Link pending
gsky3q2021ex312.htm Edgar Link pending
gsky3q2021ex321.htm Edgar Link pending
gsky3q2021ex322.htm Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R73.htm Edgar Link pending
R74.htm Edgar Link pending
R75.htm Edgar Link pending
R76.htm Edgar Link pending
R77.htm Edgar Link pending
R78.htm Edgar Link pending
R79.htm Edgar Link pending
R8.htm Edgar Link pending
R80.htm Edgar Link pending
R81.htm Edgar Link pending
R82.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
secondamendmenttoholding.htm Edgar Link pending
secondamendmenttoholding001.jpg Edgar Link pending
secondamendmenttoholding002.jpg Edgar Link pending
secondamendmenttoholding003.jpg Edgar Link pending
Show.js Edgar Link pending