Cincinnati Bancorp, Inc. is a bank holding company, which engages in the provision of personal banking, lending, and business banking services. The company is headquartered in Cincinnati, Ohio and currently employs 73 full-time employees. The company went IPO on 2015-10-15. The firm conducts its business principally through its wholly owned subsidiary, Cincinnati Federal (the Bank). The Bank is a chartered stock savings and loan association that is primarily engaged in providing a full range of banking and financial services to individual and corporate customers. The company provides originating nonresidential real estate and multi-family loans, and, to a lesser extent, construction, consumer and commercial business loans. The company offers a variety of deposit accounts, including checking accounts and savings accounts. Its business operations are conducted in the larger Greater Cincinnati/Northern Kentucky metropolitan area which includes Hamilton, Warren, Butler and Clermont Counties in Ohio, Boone, Kenton and Campbell Counties in Kentucky, and Dearborn County, Indiana.